Loansnap, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loansnap, Inc. 3070 Bristol Street Suite 200 Sacramento, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,499 |
| Total Mortgage Loan Application Amount | $891,705,000 |
| Average Mortgage Loan Application Amount | $389,333 |
| Highest Mortgage Loan Application Amount | $705,000 |
| Average Applicant Income | $142,333 |
| Highest Applicant Income | $2,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Loansnap, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loansnap, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Loansnap, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loansnap, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loansnap, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loansnap, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 277 | $ 105,045,000 | $ 379,000 | $ 134,000 |
| Orange County California | 154 | $ 60,750,000 | $ 394,000 | $ 131,000 |
| San Diego County California | 142 | $ 53,820,000 | $ 379,000 | $ 151,000 |
| Riverside County California | 108 | $ 36,530,000 | $ 338,000 | $ 123,000 |
| Contra Costa County California | 85 | $ 31,785,000 | $ 373,000 | $ 138,000 |
| Alameda County California | 73 | $ 28,635,000 | $ 392,000 | $ 168,000 |
| San Bernardino County California | 65 | $ 21,555,000 | $ 331,000 | $ 117,000 |
| Sacramento County California | 63 | $ 21,065,000 | $ 334,000 | $ 141,000 |
| Santa Clara County California | 61 | $ 24,355,000 | $ 399,000 | $ 167,000 |
| Ventura County California | 55 | $ 20,445,000 | $ 371,000 | $ 117,000 |
| Placer County California | 49 | $ 18,315,000 | $ 373,000 | $ 138,000 |
| Fulton County Georgia | 41 | $ 14,575,000 | $ 355,000 | $ 160,000 |
| Arapahoe County Colorado | 40 | $ 14,730,000 | $ 368,000 | $ 147,000 |
| Jefferson County Colorado | 40 | $ 13,960,000 | $ 349,000 | $ 117,000 |
| Denver County Colorado | 38 | $ 13,190,000 | $ 347,000 | $ 135,000 |
| San Joaquin County California | 37 | $ 11,665,000 | $ 315,000 | $ 126,000 |
| San Mateo County California | 36 | $ 13,470,000 | $ 374,000 | $ 157,000 |
| Cobb County Georgia | 36 | $ 11,650,000 | $ 323,000 | $ 154,000 |
| Douglas County Colorado | 35 | $ 13,005,000 | $ 371,000 | $ 132,000 |
| El Paso County Colorado | 35 | $ 11,335,000 | $ 323,000 | $ 130,000 |
| Sonoma County California | 29 | $ 11,425,000 | $ 393,000 | $ 142,000 |
| King County Washington | 28 | $ 10,860,000 | $ 387,000 | $ 149,000 |
| Solano County California | 27 | $ 9,335,000 | $ 345,000 | $ 124,000 |
| Boulder County Colorado | 26 | $ 10,680,000 | $ 410,000 | $ 151,000 |
| Adams County Colorado | 24 | $ 7,600,000 | $ 316,000 | $ 136,000 |
| Fresno County California | 21 | $ 6,665,000 | $ 317,000 | $ 138,000 |
| DeKalb County Georgia | 21 | $ 7,215,000 | $ 343,000 | $ 153,000 |
| Collin County Texas | 21 | $ 7,195,000 | $ 342,000 | $ 273,000 |
| San Francisco County California | 20 | $ 7,520,000 | $ 376,000 | $ 134,000 |
| Denton County Texas | 20 | $ 6,530,000 | $ 326,000 | $ 136,000 |
| Monterey County California | 19 | $ 7,125,000 | $ 375,000 | $ 157,000 |
| Weld County Colorado | 19 | $ 6,555,000 | $ 345,000 | $ 105,000 |
| Miami-Dade County Florida | 19 | $ 6,135,000 | $ 322,000 | $ 118,000 |
| Davidson County Tennessee | 19 | $ 6,295,000 | $ 331,000 | $ 141,000 |
| Stanislaus County California | 18 | $ 5,460,000 | $ 303,000 | $ 110,000 |
| El Dorado County California | 17 | $ 6,115,000 | $ 359,000 | $ 148,000 |
| Marin County California | 17 | $ 6,525,000 | $ 383,000 | $ 154,000 |
| Broward County Florida | 17 | $ 6,485,000 | $ 381,000 | $ 149,000 |
| Williamson County Tennessee | 17 | $ 5,925,000 | $ 348,000 | $ 150,000 |
| Fort Bend County Texas | 17 | $ 5,255,000 | $ 309,000 | $ 197,000 |
| Forsyth County Georgia | 16 | $ 5,830,000 | $ 364,000 | $ 157,000 |
| Travis County Texas | 16 | $ 5,130,000 | $ 320,000 | $ 177,000 |
| Palm Beach County Florida | 15 | $ 5,405,000 | $ 360,000 | $ 248,000 |
| Snohomish County Washington | 15 | $ 5,645,000 | $ 376,000 | $ 131,000 |
| Gwinnett County Georgia | 14 | $ 3,830,000 | $ 273,000 | $ 117,000 |
| Maricopa County Arizona | 13 | $ 3,585,000 | $ 275,000 | $ 119,000 |
| San Luis Obispo County California | 13 | $ 4,755,000 | $ 365,000 | $ 133,000 |
| Larimer County Colorado | 13 | $ 4,225,000 | $ 325,000 | $ 94,000 |
| Orange County Florida | 13 | $ 4,255,000 | $ 327,000 | $ 154,000 |
| Harris County Texas | 13 | $ 3,905,000 | $ 300,000 | $ 181,000 |
| Montgomery County Texas | 13 | $ 4,165,000 | $ 320,000 | $ 136,000 |
| Napa County California | 12 | $ 4,590,000 | $ 382,000 | $ 159,000 |
| Santa Cruz County California | 12 | $ 5,380,000 | $ 448,000 | $ 149,000 |
| Shelby County Tennessee | 11 | $ 3,585,000 | $ 325,000 | $ 160,000 |
| Bexar County Texas | 10 | $ 3,180,000 | $ 318,000 | $ 174,000 |
| Tarrant County Texas | 10 | $ 3,370,000 | $ 337,000 | $ 226,000 |
| Kern County California | 9 | $ 2,735,000 | $ 303,000 | $ 143,000 |
| Nevada County California | 9 | $ 3,395,000 | $ 377,000 | $ 180,000 |
| Santa Barbara County California | 9 | $ 3,105,000 | $ 345,000 | $ 143,000 |
| Collier County Florida | 9 | $ 3,155,000 | $ 350,000 | $ 107,000 |
| Seminole County Florida | 9 | $ 2,795,000 | $ 310,000 | $ 90,000 |
| St. Johns County Florida | 9 | $ 3,085,000 | $ 342,000 | $ 168,000 |
| Knox County Tennessee | 9 | $ 3,265,000 | $ 362,000 | $ 139,000 |
| Duval County Florida | 8 | $ 3,120,000 | $ 390,000 | $ 199,000 |
| Yolo County California | 7 | $ 2,335,000 | $ 333,000 | $ 313,000 |
| Mesa County Colorado | 7 | $ 2,055,000 | $ 293,000 | $ 152,000 |
| Hillsborough County Florida | 7 | $ 2,565,000 | $ 366,000 | $ 125,000 |
| Cherokee County Georgia | 7 | $ 2,275,000 | $ 325,000 | $ 113,000 |
| Dallas County Texas | 7 | $ 2,325,000 | $ 332,000 | $ 190,000 |
| Pierce County Washington | 7 | $ 2,025,000 | $ 289,000 | $ 106,000 |
| Calaveras County California | 6 | $ 1,820,000 | $ 303,000 | $ 156,000 |
| Broomfield County Colorado | 6 | $ 2,110,000 | $ 351,000 | $ 135,000 |
| Manatee County Florida | 6 | $ 2,080,000 | $ 346,000 | $ 179,000 |
| Pinellas County Florida | 6 | $ 2,140,000 | $ 356,000 | $ 86,000 |
| Williamson County Texas | 6 | $ 1,590,000 | $ 265,000 | $ 70,000 |
| Merced County California | 5 | $ 1,695,000 | $ 339,000 | $ 144,000 |
| Lake County Florida | 5 | $ 1,685,000 | $ 337,000 | $ 114,000 |
| Fayette County Georgia | 5 | $ 1,805,000 | $ 361,000 | $ 183,000 |
| Walton County Georgia | 5 | $ 1,695,000 | $ 339,000 | $ 141,000 |
| Rutherford County Tennessee | 5 | $ 1,285,000 | $ 257,000 | $ 112,000 |
| Sumner County Tennessee | 5 | $ 1,955,000 | $ 391,000 | $ 158,000 |
| Yuba County California | 4 | $ 1,220,000 | $ 305,000 | $ 107,000 |
| Eagle County Colorado | 4 | $ 1,840,000 | $ 460,000 | $ 105,000 |
| Garfield County Colorado | 4 | $ 1,220,000 | $ 305,000 | $ 90,000 |
| Brevard County Florida | 4 | $ 1,330,000 | $ 332,000 | $ 221,000 |
| Pasco County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 131,000 |
| Columbia County Georgia | 4 | $ 1,150,000 | $ 287,000 | $ 81,000 |
| Comal County Texas | 4 | $ 1,650,000 | $ 412,000 | $ 121,000 |
| Whatcom County Washington | 4 | $ 1,080,000 | $ 270,000 | $ 135,000 |
| Lake County California | 3 | $ 855,000 | $ 285,000 | $ 93,000 |
| Mendocino County California | 3 | $ 1,105,000 | $ 368,000 | $ 165,000 |
| San Benito County California | 3 | $ 1,175,000 | $ 391,000 | $ 140,000 |
| Delta County Colorado | 3 | $ 775,000 | $ 258,000 | $ 112,000 |
| Grand County Colorado | 3 | $ 985,000 | $ 328,000 | $ 182,000 |
| La Plata County Colorado | 3 | $ 975,000 | $ 325,000 | $ 110,000 |
| Pueblo County Colorado | 3 | $ 945,000 | $ 315,000 | $ 119,000 |
| Routt County Colorado | 3 | $ 1,165,000 | $ 388,000 | $ 104,000 |
| Flagler County Florida | 3 | $ 755,000 | $ 251,000 | $ 179,000 |
| Lee County Florida | 3 | $ 705,000 | $ 235,000 | $ 103,000 |
| Osceola County Florida | 3 | $ 1,175,000 | $ 391,000 | $ 52,000 |
| Chatham County Georgia | 3 | $ 835,000 | $ 278,000 | $ 210,000 |
| Oconee County Georgia | 3 | $ 1,135,000 | $ 378,000 | $ 172,000 |
| Hamilton County Tennessee | 3 | $ 855,000 | $ 285,000 | $ 97,000 |
| Brazoria County Texas | 3 | $ 875,000 | $ 291,000 | $ 180,000 |
| Butte County California | 2 | $ 660,000 | $ 330,000 | $ 130,000 |
| Kings County California | 2 | $ 610,000 | $ 305,000 | $ 179,000 |
| Madera County California | 2 | $ 630,000 | $ 315,000 | $ 108,000 |
| Mariposa County California | 2 | $ 950,000 | $ 475,000 | $ 165,000 |
| Mono County California | 2 | $ 870,000 | $ 435,000 | $ 288,000 |
| Shasta County California | 2 | $ 710,000 | $ 355,000 | $ 178,000 |
| Sutter County California | 2 | $ 580,000 | $ 290,000 | $ 108,000 |
| Tuolumne County California | 2 | $ 600,000 | $ 300,000 | $ 139,000 |
| Chaffee County Colorado | 2 | $ 730,000 | $ 365,000 | $ 185,000 |
| Elbert County Colorado | 2 | $ 810,000 | $ 405,000 | $ 258,000 |
| Park County Colorado | 2 | $ 530,000 | $ 265,000 | $ 144,000 |
| Pitkin County Colorado | 2 | $ 810,000 | $ 405,000 | $ 121,000 |
| Alachua County Florida | 2 | $ 700,000 | $ 350,000 | $ 94,000 |
| Escambia County Florida | 2 | $ 560,000 | $ 280,000 | $ 39,000 |
| Leon County Florida | 2 | $ 630,000 | $ 315,000 | $ 132,000 |
| Martin County Florida | 2 | $ 730,000 | $ 365,000 | $ 131,000 |
| Nassau County Florida | 2 | $ 740,000 | $ 370,000 | $ 118,000 |
| Sarasota County Florida | 2 | $ 810,000 | $ 405,000 | $ 95,000 |
| Volusia County Florida | 2 | $ 540,000 | $ 270,000 | $ 79,000 |
| Walton County Florida | 2 | $ 490,000 | $ 245,000 | $ 87,000 |
| Coweta County Georgia | 2 | $ 500,000 | $ 250,000 | $ 117,000 |
| Newton County Georgia | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Cook County Illinois | 2 | $ 940,000 | $ 470,000 | $ 154,000 |
| Bucks County Pennsylvania | 2 | $ 810,000 | $ 405,000 | $ 103,000 |
| Blount County Tennessee | 2 | $ 740,000 | $ 370,000 | $ 118,000 |
| Union County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 102,000 |
| Wilson County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 80,000 |
| El Paso County Texas | 2 | $ 770,000 | $ 385,000 | $ 307,000 |
| Kendall County Texas | 2 | $ 720,000 | $ 360,000 | $ 103,000 |
| Skagit County Washington | 2 | $ 550,000 | $ 275,000 | $ 87,000 |
| Yavapai County Arizona | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Colusa County California | 1 | $ 505,000 | $ 505,000 | $ 260,000 |
| Glenn County California | 1 | $ 265,000 | $ 265,000 | $ 182,000 |
| Inyo County California | 1 | $ 395,000 | $ 395,000 | $ 342,000 |
| Siskiyou County California | 1 | $ 305,000 | $ 305,000 | $ 163,000 |
| Tulare County California | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Archuleta County Colorado | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Fremont County Colorado | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Gunnison County Colorado | 1 | $ 505,000 | $ 505,000 | $ 90,000 |
| Montezuma County Colorado | 1 | $ 275,000 | $ 275,000 | $ 301,000 |
| Summit County Colorado | 1 | $ 305,000 | $ 305,000 | $ 206,000 |
| Charlotte County Florida | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Citrus County Florida | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Franklin County Florida | 1 | $ 465,000 | $ 465,000 | $ 168,000 |
| Marion County Florida | 1 | $ 455,000 | $ 455,000 | $ 372,000 |
| Monroe County Florida | 1 | $ 405,000 | $ 405,000 | $ 69,000 |
| Okaloosa County Florida | 1 | $ 365,000 | $ 365,000 | $ 193,000 |
| Polk County Florida | 1 | $ 145,000 | $ 145,000 | $ 147,000 |
| Santa Rosa County Florida | 1 | $ 385,000 | $ 385,000 | $ 144,000 |
| St. Lucie County Florida | 1 | $ 275,000 | $ 275,000 | $ 71,000 |
| Barrow County Georgia | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Bryan County Georgia | 1 | $ 295,000 | $ 295,000 | $ 111,000 |
| Glynn County Georgia | 1 | $ 375,000 | $ 375,000 | $ 185,000 |
| Haralson County Georgia | 1 | $ 335,000 | $ 335,000 | $ 88,000 |
| Hart County Georgia | 1 | $ 425,000 | $ 425,000 | $ 789,000 |
| Henry County Georgia | 1 | $ 355,000 | $ 355,000 | $ 205,000 |
| Paulding County Georgia | 1 | $ 375,000 | $ 375,000 | $ 187,000 |
| Toombs County Georgia | 1 | $ 245,000 | $ 245,000 | $ 183,000 |
| Lake County Illinois | 1 | $ 375,000 | $ 375,000 | $ 375,000 |
| Kalamazoo County Michigan | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Wayne County Michigan | 1 | $ 335,000 | $ 335,000 | $ 223,000 |
| Brown County Ohio | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Fairfield County Ohio | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| Summit County Ohio | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Chester County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 101,000 |
| Delaware County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 222,000 |
| Northampton County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 184,000 |
| Westmoreland County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Bradley County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Dickson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Jefferson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Roane County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Brewster County Texas | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Chambers County Texas | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Galveston County Texas | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Gregg County Texas | 1 | $ 295,000 | $ 295,000 | $ 187,000 |
| Hopkins County Texas | 1 | $ 415,000 | $ 415,000 | $ 151,000 |
| Lubbock County Texas | 1 | $ 355,000 | $ 355,000 | $ 329,000 |
| Nueces County Texas | 1 | $ 455,000 | $ 455,000 | $ 193,000 |
| Rockwall County Texas | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Wilson County Texas | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
| Benton County Washington | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Clark County Washington | 1 | $ 455,000 | $ 455,000 | $ 92,000 |
| Cowlitz County Washington | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Douglas County Washington | 1 | $ 405,000 | $ 405,000 | $ 275,000 |
| Kitsap County Washington | 1 | $ 335,000 | $ 335,000 | $ 170,000 |
| Spokane County Washington | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Stevens County Washington | 1 | $ 465,000 | $ 465,000 | $ 96,000 |
| Thurston County Washington | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,323 | $827,525,000 | $356,000 | $705,000 | $144,000 | $2,500,000 |
| Home Improvement | 162 | $57,790,000 | $356,000 | $665,000 | $117,000 | $654,000 |
| Home Purchase | 14 | $6,390,000 | $456,000 | $655,000 | $166,000 | $359,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,255 | $451,895,000 | $360,000 | $665,000 | $143,000 | $868,000 |
| Not Provided | 756 | $265,330,000 | $350,000 | $705,000 | $146,000 | $2,500,000 |
| Asian | 261 | $96,585,000 | $370,000 | $675,000 | $142,000 | $500,000 |
| Hispanic | 174 | $61,460,000 | $353,000 | $605,000 | $132,000 | $680,000 |
| Black or African American | 42 | $12,600,000 | $300,000 | $505,000 | $128,000 | $251,000 |
| American Indian or Alaskan Native | 6 | $1,850,000 | $308,000 | $475,000 | $132,000 | $203,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,195,000 | $398,000 | $465,000 | $94,000 | $133,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,442 | $869,620,000 | $356,000 | $705,000 | $143,000 | $2,500,000 |
| VA-guaranteed (Veterans Administration) | 43 | $17,065,000 | $396,000 | $655,000 | $113,000 | $359,000 |
| FHA-insured (Federal Housing Administration) | 14 | $5,020,000 | $358,000 | $625,000 | $117,000 | $311,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,425 | $502,785,000 | $352,000 | $705,000 | $144,000 | $2,500,000 |
| Loan Originated | 895 | $323,275,000 | $361,000 | $675,000 | $145,000 | $789,000 |
| Application Denied By Financial Institution | 176 | $64,330,000 | $365,000 | $665,000 | $116,000 | $680,000 |
| File Closed For Incompleteness | 3 | $1,315,000 | $438,000 | $465,000 | $69,000 | $120,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,323 | $827,375,000 | $356,000 | $705,000 | $144,000 | $2,500,000 |
| Unverifiable Information | 150 | $54,660,000 | $364,000 | $655,000 | $120,000 | $680,000 |
| Debt-To-Income Ratio | 17 | $5,695,000 | $335,000 | $515,000 | $67,000 | $148,000 |
| Credit History | 3 | $1,145,000 | $381,000 | $405,000 | $129,000 | $143,000 |
| Other | 2 | $1,110,000 | $555,000 | $665,000 | $90,000 | $115,000 |
| Collateral | 2 | $960,000 | $480,000 | $515,000 | $175,000 | $189,000 |
| Credit Application Incomplete | 2 | $760,000 | $380,000 | $475,000 | $130,000 | $213,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loansnap, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loansnap, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.