Loansnap, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Loansnap, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Loansnap, Inc.
3070 Bristol Street Suite 200
Sacramento, CA 92626
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 2,499
Total Mortgage Loan Application Amount $891,705,000
Average Mortgage Loan Application Amount $389,333
Highest Mortgage Loan Application Amount $705,000
Average Applicant Income $142,333
Highest Applicant Income $2,500,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Loansnap, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loansnap, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Loansnap, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loansnap, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Loansnap, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loansnap, Inc.'s mortgage activity for 2020.

Mortgage Loan Application Totals for Loansnap, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 277 $ 105,045,000 $ 379,000 $ 134,000
Orange County California 154 $ 60,750,000 $ 394,000 $ 131,000
San Diego County California 142 $ 53,820,000 $ 379,000 $ 151,000
Riverside County California 108 $ 36,530,000 $ 338,000 $ 123,000
Contra Costa County California 85 $ 31,785,000 $ 373,000 $ 138,000
Alameda County California 73 $ 28,635,000 $ 392,000 $ 168,000
San Bernardino County California 65 $ 21,555,000 $ 331,000 $ 117,000
Sacramento County California 63 $ 21,065,000 $ 334,000 $ 141,000
Santa Clara County California 61 $ 24,355,000 $ 399,000 $ 167,000
Ventura County California 55 $ 20,445,000 $ 371,000 $ 117,000
Placer County California 49 $ 18,315,000 $ 373,000 $ 138,000
Fulton County Georgia 41 $ 14,575,000 $ 355,000 $ 160,000
Arapahoe County Colorado 40 $ 14,730,000 $ 368,000 $ 147,000
Jefferson County Colorado 40 $ 13,960,000 $ 349,000 $ 117,000
Denver County Colorado 38 $ 13,190,000 $ 347,000 $ 135,000
San Joaquin County California 37 $ 11,665,000 $ 315,000 $ 126,000
San Mateo County California 36 $ 13,470,000 $ 374,000 $ 157,000
Cobb County Georgia 36 $ 11,650,000 $ 323,000 $ 154,000
Douglas County Colorado 35 $ 13,005,000 $ 371,000 $ 132,000
El Paso County Colorado 35 $ 11,335,000 $ 323,000 $ 130,000
Sonoma County California 29 $ 11,425,000 $ 393,000 $ 142,000
King County Washington 28 $ 10,860,000 $ 387,000 $ 149,000
Solano County California 27 $ 9,335,000 $ 345,000 $ 124,000
Boulder County Colorado 26 $ 10,680,000 $ 410,000 $ 151,000
Adams County Colorado 24 $ 7,600,000 $ 316,000 $ 136,000
Fresno County California 21 $ 6,665,000 $ 317,000 $ 138,000
DeKalb County Georgia 21 $ 7,215,000 $ 343,000 $ 153,000
Collin County Texas 21 $ 7,195,000 $ 342,000 $ 273,000
San Francisco County California 20 $ 7,520,000 $ 376,000 $ 134,000
Denton County Texas 20 $ 6,530,000 $ 326,000 $ 136,000
Monterey County California 19 $ 7,125,000 $ 375,000 $ 157,000
Weld County Colorado 19 $ 6,555,000 $ 345,000 $ 105,000
Miami-Dade County Florida 19 $ 6,135,000 $ 322,000 $ 118,000
Davidson County Tennessee 19 $ 6,295,000 $ 331,000 $ 141,000
Stanislaus County California 18 $ 5,460,000 $ 303,000 $ 110,000
El Dorado County California 17 $ 6,115,000 $ 359,000 $ 148,000
Marin County California 17 $ 6,525,000 $ 383,000 $ 154,000
Broward County Florida 17 $ 6,485,000 $ 381,000 $ 149,000
Williamson County Tennessee 17 $ 5,925,000 $ 348,000 $ 150,000
Fort Bend County Texas 17 $ 5,255,000 $ 309,000 $ 197,000
Forsyth County Georgia 16 $ 5,830,000 $ 364,000 $ 157,000
Travis County Texas 16 $ 5,130,000 $ 320,000 $ 177,000
Palm Beach County Florida 15 $ 5,405,000 $ 360,000 $ 248,000
Snohomish County Washington 15 $ 5,645,000 $ 376,000 $ 131,000
Gwinnett County Georgia 14 $ 3,830,000 $ 273,000 $ 117,000
Maricopa County Arizona 13 $ 3,585,000 $ 275,000 $ 119,000
San Luis Obispo County California 13 $ 4,755,000 $ 365,000 $ 133,000
Larimer County Colorado 13 $ 4,225,000 $ 325,000 $ 94,000
Orange County Florida 13 $ 4,255,000 $ 327,000 $ 154,000
Harris County Texas 13 $ 3,905,000 $ 300,000 $ 181,000
Montgomery County Texas 13 $ 4,165,000 $ 320,000 $ 136,000
Napa County California 12 $ 4,590,000 $ 382,000 $ 159,000
Santa Cruz County California 12 $ 5,380,000 $ 448,000 $ 149,000
Shelby County Tennessee 11 $ 3,585,000 $ 325,000 $ 160,000
Bexar County Texas 10 $ 3,180,000 $ 318,000 $ 174,000
Tarrant County Texas 10 $ 3,370,000 $ 337,000 $ 226,000
Kern County California 9 $ 2,735,000 $ 303,000 $ 143,000
Nevada County California 9 $ 3,395,000 $ 377,000 $ 180,000
Santa Barbara County California 9 $ 3,105,000 $ 345,000 $ 143,000
Collier County Florida 9 $ 3,155,000 $ 350,000 $ 107,000
Seminole County Florida 9 $ 2,795,000 $ 310,000 $ 90,000
St. Johns County Florida 9 $ 3,085,000 $ 342,000 $ 168,000
Knox County Tennessee 9 $ 3,265,000 $ 362,000 $ 139,000
Duval County Florida 8 $ 3,120,000 $ 390,000 $ 199,000
Yolo County California 7 $ 2,335,000 $ 333,000 $ 313,000
Mesa County Colorado 7 $ 2,055,000 $ 293,000 $ 152,000
Hillsborough County Florida 7 $ 2,565,000 $ 366,000 $ 125,000
Cherokee County Georgia 7 $ 2,275,000 $ 325,000 $ 113,000
Dallas County Texas 7 $ 2,325,000 $ 332,000 $ 190,000
Pierce County Washington 7 $ 2,025,000 $ 289,000 $ 106,000
Calaveras County California 6 $ 1,820,000 $ 303,000 $ 156,000
Broomfield County Colorado 6 $ 2,110,000 $ 351,000 $ 135,000
Manatee County Florida 6 $ 2,080,000 $ 346,000 $ 179,000
Pinellas County Florida 6 $ 2,140,000 $ 356,000 $ 86,000
Williamson County Texas 6 $ 1,590,000 $ 265,000 $ 70,000
Merced County California 5 $ 1,695,000 $ 339,000 $ 144,000
Lake County Florida 5 $ 1,685,000 $ 337,000 $ 114,000
Fayette County Georgia 5 $ 1,805,000 $ 361,000 $ 183,000
Walton County Georgia 5 $ 1,695,000 $ 339,000 $ 141,000
Rutherford County Tennessee 5 $ 1,285,000 $ 257,000 $ 112,000
Sumner County Tennessee 5 $ 1,955,000 $ 391,000 $ 158,000
Yuba County California 4 $ 1,220,000 $ 305,000 $ 107,000
Eagle County Colorado 4 $ 1,840,000 $ 460,000 $ 105,000
Garfield County Colorado 4 $ 1,220,000 $ 305,000 $ 90,000
Brevard County Florida 4 $ 1,330,000 $ 332,000 $ 221,000
Pasco County Florida 4 $ 1,210,000 $ 302,000 $ 131,000
Columbia County Georgia 4 $ 1,150,000 $ 287,000 $ 81,000
Comal County Texas 4 $ 1,650,000 $ 412,000 $ 121,000
Whatcom County Washington 4 $ 1,080,000 $ 270,000 $ 135,000
Lake County California 3 $ 855,000 $ 285,000 $ 93,000
Mendocino County California 3 $ 1,105,000 $ 368,000 $ 165,000
San Benito County California 3 $ 1,175,000 $ 391,000 $ 140,000
Delta County Colorado 3 $ 775,000 $ 258,000 $ 112,000
Grand County Colorado 3 $ 985,000 $ 328,000 $ 182,000
La Plata County Colorado 3 $ 975,000 $ 325,000 $ 110,000
Pueblo County Colorado 3 $ 945,000 $ 315,000 $ 119,000
Routt County Colorado 3 $ 1,165,000 $ 388,000 $ 104,000
Flagler County Florida 3 $ 755,000 $ 251,000 $ 179,000
Lee County Florida 3 $ 705,000 $ 235,000 $ 103,000
Osceola County Florida 3 $ 1,175,000 $ 391,000 $ 52,000
Chatham County Georgia 3 $ 835,000 $ 278,000 $ 210,000
Oconee County Georgia 3 $ 1,135,000 $ 378,000 $ 172,000
Hamilton County Tennessee 3 $ 855,000 $ 285,000 $ 97,000
Brazoria County Texas 3 $ 875,000 $ 291,000 $ 180,000
Butte County California 2 $ 660,000 $ 330,000 $ 130,000
Kings County California 2 $ 610,000 $ 305,000 $ 179,000
Madera County California 2 $ 630,000 $ 315,000 $ 108,000
Mariposa County California 2 $ 950,000 $ 475,000 $ 165,000
Mono County California 2 $ 870,000 $ 435,000 $ 288,000
Shasta County California 2 $ 710,000 $ 355,000 $ 178,000
Sutter County California 2 $ 580,000 $ 290,000 $ 108,000
Tuolumne County California 2 $ 600,000 $ 300,000 $ 139,000
Chaffee County Colorado 2 $ 730,000 $ 365,000 $ 185,000
Elbert County Colorado 2 $ 810,000 $ 405,000 $ 258,000
Park County Colorado 2 $ 530,000 $ 265,000 $ 144,000
Pitkin County Colorado 2 $ 810,000 $ 405,000 $ 121,000
Alachua County Florida 2 $ 700,000 $ 350,000 $ 94,000
Escambia County Florida 2 $ 560,000 $ 280,000 $ 39,000
Leon County Florida 2 $ 630,000 $ 315,000 $ 132,000
Martin County Florida 2 $ 730,000 $ 365,000 $ 131,000
Nassau County Florida 2 $ 740,000 $ 370,000 $ 118,000
Sarasota County Florida 2 $ 810,000 $ 405,000 $ 95,000
Volusia County Florida 2 $ 540,000 $ 270,000 $ 79,000
Walton County Florida 2 $ 490,000 $ 245,000 $ 87,000
Coweta County Georgia 2 $ 500,000 $ 250,000 $ 117,000
Newton County Georgia 2 $ 440,000 $ 220,000 $ 61,000
Cook County Illinois 2 $ 940,000 $ 470,000 $ 154,000
Bucks County Pennsylvania 2 $ 810,000 $ 405,000 $ 103,000
Blount County Tennessee 2 $ 740,000 $ 370,000 $ 118,000
Union County Tennessee 2 $ 510,000 $ 255,000 $ 102,000
Wilson County Tennessee 2 $ 560,000 $ 280,000 $ 80,000
El Paso County Texas 2 $ 770,000 $ 385,000 $ 307,000
Kendall County Texas 2 $ 720,000 $ 360,000 $ 103,000
Skagit County Washington 2 $ 550,000 $ 275,000 $ 87,000
Yavapai County Arizona 1 $ 355,000 $ 355,000 $ 104,000
Colusa County California 1 $ 505,000 $ 505,000 $ 260,000
Glenn County California 1 $ 265,000 $ 265,000 $ 182,000
Inyo County California 1 $ 395,000 $ 395,000 $ 342,000
Siskiyou County California 1 $ 305,000 $ 305,000 $ 163,000
Tulare County California 1 $ 375,000 $ 375,000 $ 135,000
Archuleta County Colorado 1 $ 275,000 $ 275,000 $ 76,000
Fremont County Colorado 1 $ 195,000 $ 195,000 $ 50,000
Gunnison County Colorado 1 $ 505,000 $ 505,000 $ 90,000
Montezuma County Colorado 1 $ 275,000 $ 275,000 $ 301,000
Summit County Colorado 1 $ 305,000 $ 305,000 $ 206,000
Charlotte County Florida 1 $ 285,000 $ 285,000 $ 85,000
Citrus County Florida 1 $ 275,000 $ 275,000 $ 69,000
Franklin County Florida 1 $ 465,000 $ 465,000 $ 168,000
Marion County Florida 1 $ 455,000 $ 455,000 $ 372,000
Monroe County Florida 1 $ 405,000 $ 405,000 $ 69,000
Okaloosa County Florida 1 $ 365,000 $ 365,000 $ 193,000
Polk County Florida 1 $ 145,000 $ 145,000 $ 147,000
Santa Rosa County Florida 1 $ 385,000 $ 385,000 $ 144,000
St. Lucie County Florida 1 $ 275,000 $ 275,000 $ 71,000
Barrow County Georgia 1 $ 235,000 $ 235,000 $ 95,000
Bryan County Georgia 1 $ 295,000 $ 295,000 $ 111,000
Glynn County Georgia 1 $ 375,000 $ 375,000 $ 185,000
Haralson County Georgia 1 $ 335,000 $ 335,000 $ 88,000
Hart County Georgia 1 $ 425,000 $ 425,000 $ 789,000
Henry County Georgia 1 $ 355,000 $ 355,000 $ 205,000
Paulding County Georgia 1 $ 375,000 $ 375,000 $ 187,000
Toombs County Georgia 1 $ 245,000 $ 245,000 $ 183,000
Lake County Illinois 1 $ 375,000 $ 375,000 $ 375,000
Kalamazoo County Michigan 1 $ 245,000 $ 245,000 $ 84,000
Wayne County Michigan 1 $ 335,000 $ 335,000 $ 223,000
Brown County Ohio 1 $ 235,000 $ 235,000 $ 85,000
Fairfield County Ohio 1 $ 345,000 $ 345,000 $ 105,000
Summit County Ohio 1 $ 275,000 $ 275,000 $ 108,000
Chester County Pennsylvania 1 $ 375,000 $ 375,000 $ 101,000
Delaware County Pennsylvania 1 $ 405,000 $ 405,000 $ 222,000
Northampton County Pennsylvania 1 $ 255,000 $ 255,000 $ 184,000
Westmoreland County Pennsylvania 1 $ 275,000 $ 275,000 $ 125,000
Bradley County Tennessee 1 $ 235,000 $ 235,000 $ 119,000
Dickson County Tennessee 1 $ 255,000 $ 255,000 $ 112,000
Jefferson County Tennessee 1 $ 305,000 $ 305,000 $ 139,000
Roane County Tennessee 1 $ 255,000 $ 255,000 $ 91,000
Brewster County Texas 1 $ 315,000 $ 315,000 $ 84,000
Chambers County Texas 1 $ 315,000 $ 315,000 $ 138,000
Galveston County Texas 1 $ 245,000 $ 245,000 $ 74,000
Gregg County Texas 1 $ 295,000 $ 295,000 $ 187,000
Hopkins County Texas 1 $ 415,000 $ 415,000 $ 151,000
Lubbock County Texas 1 $ 355,000 $ 355,000 $ 329,000
Nueces County Texas 1 $ 455,000 $ 455,000 $ 193,000
Rockwall County Texas 1 $ 305,000 $ 305,000 $ 82,000
Wilson County Texas 1 $ 305,000 $ 305,000 $ 156,000
Benton County Washington 1 $ 235,000 $ 235,000 $ 76,000
Clark County Washington 1 $ 455,000 $ 455,000 $ 92,000
Cowlitz County Washington 1 $ 255,000 $ 255,000 $ 48,000
Douglas County Washington 1 $ 405,000 $ 405,000 $ 275,000
Kitsap County Washington 1 $ 335,000 $ 335,000 $ 170,000
Spokane County Washington 1 $ 285,000 $ 285,000 $ 0
Stevens County Washington 1 $ 465,000 $ 465,000 $ 96,000
Thurston County Washington 1 $ 245,000 $ 245,000 $ 132,000

Mortgage Loan Application Detail Totals for Loansnap, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,323 $827,525,000 $356,000 $705,000 $144,000 $2,500,000
Home Improvement 162 $57,790,000 $356,000 $665,000 $117,000 $654,000
Home Purchase 14 $6,390,000 $456,000 $655,000 $166,000 $359,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,255 $451,895,000 $360,000 $665,000 $143,000 $868,000
Not Provided 756 $265,330,000 $350,000 $705,000 $146,000 $2,500,000
Asian 261 $96,585,000 $370,000 $675,000 $142,000 $500,000
Hispanic 174 $61,460,000 $353,000 $605,000 $132,000 $680,000
Black or African American 42 $12,600,000 $300,000 $505,000 $128,000 $251,000
American Indian or Alaskan Native 6 $1,850,000 $308,000 $475,000 $132,000 $203,000
Native Hawaiian or Other Pacific Islander 3 $1,195,000 $398,000 $465,000 $94,000 $133,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,442 $869,620,000 $356,000 $705,000 $143,000 $2,500,000
VA-guaranteed (Veterans Administration) 43 $17,065,000 $396,000 $655,000 $113,000 $359,000
FHA-insured (Federal Housing Administration) 14 $5,020,000 $358,000 $625,000 $117,000 $311,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,425 $502,785,000 $352,000 $705,000 $144,000 $2,500,000
Loan Originated 895 $323,275,000 $361,000 $675,000 $145,000 $789,000
Application Denied By Financial Institution 176 $64,330,000 $365,000 $665,000 $116,000 $680,000
File Closed For Incompleteness 3 $1,315,000 $438,000 $465,000 $69,000 $120,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,323 $827,375,000 $356,000 $705,000 $144,000 $2,500,000
Unverifiable Information 150 $54,660,000 $364,000 $655,000 $120,000 $680,000
Debt-To-Income Ratio 17 $5,695,000 $335,000 $515,000 $67,000 $148,000
Credit History 3 $1,145,000 $381,000 $405,000 $129,000 $143,000
Other 2 $1,110,000 $555,000 $665,000 $90,000 $115,000
Collateral 2 $960,000 $480,000 $515,000 $175,000 $189,000
Credit Application Incomplete 2 $760,000 $380,000 $475,000 $130,000 $213,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loansnap, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loansnap, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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