Dnb First, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Dnb First, National Association 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dnb First, National Association 4 Brandywine Ave Downingtown, PA 19335 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 471 |
| Total Mortgage Loan Application Amount | $38,956,000 |
| Average Mortgage Loan Application Amount | $113,000 |
| Highest Mortgage Loan Application Amount | $4,400,000 |
| Average Applicant Income | $78,666 |
| Highest Applicant Income | $857,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Dnb First, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dnb First, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Dnb First, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dnb First, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Dnb First, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dnb First, National Association's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chester County Pennsylvania | 131 | $ 14,377,000 | $ 109,000 | $ 84,000 |
| Kent County Delaware | 13 | $ 533,000 | $ 41,000 | $ 52,000 |
| Sussex County Delaware | 9 | $ 291,000 | $ 32,000 | $ 41,000 |
| Saratoga County New York | 9 | $ 231,000 | $ 25,000 | $ 70,000 |
| Lancaster County Pennsylvania | 9 | $ 404,000 | $ 44,000 | $ 55,000 |
| Chittenden County Vermont | 9 | $ 314,000 | $ 34,000 | $ 54,000 |
| York County Pennsylvania | 8 | $ 619,000 | $ 77,000 | $ 158,000 |
| Delaware County Pennsylvania | 6 | $ 1,855,000 | $ 309,000 | $ 134,000 |
| Anne Arundel County Maryland | 5 | $ 227,000 | $ 45,000 | $ 64,000 |
| Orleans County New York | 5 | $ 267,000 | $ 53,000 | $ 40,000 |
| Steuben County New York | 5 | $ 227,000 | $ 45,000 | $ 83,000 |
| Wood County Ohio | 5 | $ 116,000 | $ 23,000 | $ 42,000 |
| Berks County Pennsylvania | 5 | $ 282,000 | $ 56,000 | $ 67,000 |
| Allegany County New York | 4 | $ 136,000 | $ 34,000 | $ 35,000 |
| St. Lawrence County New York | 4 | $ 354,000 | $ 88,000 | $ 57,000 |
| Franklin County Ohio | 4 | $ 181,000 | $ 45,000 | $ 44,000 |
| Knox County Ohio | 4 | $ 163,000 | $ 40,000 | $ 27,000 |
| Portage County Ohio | 4 | $ 108,000 | $ 27,000 | $ 40,000 |
| Laurel County Kentucky | 3 | $ 136,000 | $ 45,000 | $ 32,000 |
| Penobscot County Maine | 3 | $ 151,000 | $ 50,000 | $ 54,000 |
| Howard County Maryland | 3 | $ 112,000 | $ 37,000 | $ 62,000 |
| Broome County New York | 3 | $ 175,000 | $ 58,000 | $ 55,000 |
| Clinton County New York | 3 | $ 146,000 | $ 48,000 | $ 64,000 |
| Delaware County New York | 3 | $ 316,000 | $ 105,000 | $ 64,000 |
| Ulster County New York | 3 | $ 164,000 | $ 54,000 | $ 73,000 |
| Columbiana County Ohio | 3 | $ 214,000 | $ 71,000 | $ 41,000 |
| Geauga County Ohio | 3 | $ 45,000 | $ 15,000 | $ 51,000 |
| Stark County Ohio | 3 | $ 153,000 | $ 51,000 | $ 65,000 |
| Allegheny County Pennsylvania | 3 | $ 52,000 | $ 17,000 | $ 29,000 |
| Dauphin County Pennsylvania | 3 | $ 64,000 | $ 21,000 | $ 29,000 |
| Indiana County Pennsylvania | 3 | $ 173,000 | $ 57,000 | $ 72,000 |
| Luzerne County Pennsylvania | 3 | $ 39,000 | $ 13,000 | $ 48,000 |
| Susquehanna County Pennsylvania | 3 | $ 183,000 | $ 61,000 | $ 50,000 |
| Stafford County Virginia | 3 | $ 67,000 | $ 22,000 | $ 93,000 |
| Putnam County West Virginia | 3 | $ 137,000 | $ 45,000 | $ 39,000 |
| New Castle County Delaware | 2 | $ 44,000 | $ 22,000 | $ 27,000 |
| Vanderburgh County Indiana | 2 | $ 88,000 | $ 44,000 | $ 85,000 |
| Jefferson County Kentucky | 2 | $ 29,000 | $ 14,000 | $ 32,000 |
| Letcher County Kentucky | 2 | $ 94,000 | $ 47,000 | $ 54,000 |
| Cecil County Maryland | 2 | $ 98,000 | $ 49,000 | $ 110,000 |
| Prince George's County Maryland | 2 | $ 70,000 | $ 35,000 | $ 70,000 |
| Washtenaw County Michigan | 2 | $ 59,000 | $ 29,000 | $ 68,000 |
| Wayne County Michigan | 2 | $ 64,000 | $ 32,000 | $ 64,000 |
| Cayuga County New York | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Chenango County New York | 2 | $ 149,000 | $ 74,000 | $ 67,000 |
| Franklin County New York | 2 | $ 105,000 | $ 52,000 | $ 40,000 |
| Jefferson County New York | 2 | $ 80,000 | $ 40,000 | $ 21,000 |
| Sullivan County New York | 2 | $ 124,000 | $ 62,000 | $ 44,000 |
| Washington County New York | 2 | $ 158,000 | $ 79,000 | $ 59,000 |
| Carroll County Ohio | 2 | $ 102,000 | $ 51,000 | $ 51,000 |
| Hancock County Ohio | 2 | $ 28,000 | $ 14,000 | $ 110,000 |
| Wayne County Ohio | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
| Adams County Pennsylvania | 2 | $ 135,000 | $ 67,000 | $ 55,000 |
| Butler County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 72,000 |
| Cambria County Pennsylvania | 2 | $ 124,000 | $ 62,000 | $ 38,000 |
| Cumberland County Pennsylvania | 2 | $ 79,000 | $ 39,000 | $ 49,000 |
| Northampton County Pennsylvania | 2 | $ 207,000 | $ 103,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 2 | $ 5,083,000 | $ 2,541,000 | $ 0 |
| Westmoreland County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 42,000 |
| Windsor County Vermont | 2 | $ 257,000 | $ 128,000 | $ 43,000 |
| Floyd County Virginia | 2 | $ 156,000 | $ 78,000 | $ 66,000 |
| Prince William County Virginia | 2 | $ 95,000 | $ 47,000 | $ 52,000 |
| Spotsylvania County Virginia | 2 | $ 38,000 | $ 19,000 | $ 113,000 |
| Tazewell County Virginia | 2 | $ 82,000 | $ 41,000 | $ 28,000 |
| Mercer County West Virginia | 2 | $ 54,000 | $ 27,000 | $ 96,000 |
| Monongalia County West Virginia | 2 | $ 80,000 | $ 40,000 | $ 27,000 |
| Wood County West Virginia | 2 | $ 119,000 | $ 59,000 | $ 37,000 |
| DeKalb County Indiana | 1 | $ 26,000 | $ 26,000 | $ 20,000 |
| Elkhart County Indiana | 1 | $ 31,000 | $ 31,000 | $ 81,000 |
| Franklin County Indiana | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| Jefferson County Indiana | 1 | $ 44,000 | $ 44,000 | $ 75,000 |
| Kosciusko County Indiana | 1 | $ 23,000 | $ 23,000 | $ 70,000 |
| Madison County Indiana | 1 | $ 42,000 | $ 42,000 | $ 32,000 |
| Marion County Indiana | 1 | $ 31,000 | $ 31,000 | $ 17,000 |
| Morgan County Indiana | 1 | $ 23,000 | $ 23,000 | $ 42,000 |
| Bullitt County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 26,000 |
| Clay County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 87,000 |
| Estill County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Greenup County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Knox County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Perry County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 61,000 |
| Pike County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 24,000 |
| Rockcastle County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| Taylor County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 33,000 |
| Whitley County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 23,000 |
| Kennebec County Maine | 1 | $ 84,000 | $ 84,000 | $ 53,000 |
| Knox County Maine | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Oxford County Maine | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Somerset County Maine | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
| Allegany County Maryland | 1 | $ 38,000 | $ 38,000 | $ 56,000 |
| Baltimore County Maryland | 1 | $ 34,000 | $ 34,000 | $ 68,000 |
| Harford County Maryland | 1 | $ 48,000 | $ 48,000 | $ 48,000 |
| Kent County Maryland | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Queen Anne's County Maryland | 1 | $ 31,000 | $ 31,000 | $ 100,000 |
| Somerset County Maryland | 1 | $ 108,000 | $ 108,000 | $ 145,000 |
| Wicomico County Maryland | 1 | $ 46,000 | $ 46,000 | $ 62,000 |
| Macomb County Michigan | 1 | $ 98,000 | $ 98,000 | $ 56,000 |
| Monroe County Michigan | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Ottawa County Michigan | 1 | $ 14,000 | $ 14,000 | $ 60,000 |
| Saginaw County Michigan | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Shiawassee County Michigan | 1 | $ 16,000 | $ 16,000 | $ 38,000 |
| Belknap County New Hampshire | 1 | $ 33,000 | $ 33,000 | $ 55,000 |
| Carroll County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Cheshire County New Hampshire | 1 | $ 63,000 | $ 63,000 | $ 24,000 |
| Grafton County New Hampshire | 1 | $ 68,000 | $ 68,000 | $ 63,000 |
| Albany County New York | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Cattaraugus County New York | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Chautauqua County New York | 1 | $ 23,000 | $ 23,000 | $ 24,000 |
| Columbia County New York | 1 | $ 78,000 | $ 78,000 | $ 105,000 |
| Essex County New York | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Fulton County New York | 1 | $ 48,000 | $ 48,000 | $ 26,000 |
| Montgomery County New York | 1 | $ 31,000 | $ 31,000 | $ 69,000 |
| New York County New York | 1 | $ 1,260,000 | $ 1,260,000 | $ 0 |
| Niagara County New York | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Ontario County New York | 1 | $ 24,000 | $ 24,000 | $ 73,000 |
| Orange County New York | 1 | $ 56,000 | $ 56,000 | $ 56,000 |
| Oswego County New York | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Otsego County New York | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Rensselaer County New York | 1 | $ 37,000 | $ 37,000 | $ 110,000 |
| Schoharie County New York | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Seneca County New York | 1 | $ 103,000 | $ 103,000 | $ 67,000 |
| Tioga County New York | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Tompkins County New York | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Yates County New York | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| Brown County Ohio | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Darke County Ohio | 1 | $ 24,000 | $ 24,000 | $ 23,000 |
| Fairfield County Ohio | 1 | $ 21,000 | $ 21,000 | $ 32,000 |
| Hardin County Ohio | 1 | $ 39,000 | $ 39,000 | $ 98,000 |
| Henry County Ohio | 1 | $ 11,000 | $ 11,000 | $ 21,000 |
| Hocking County Ohio | 1 | $ 38,000 | $ 38,000 | $ 66,000 |
| Jackson County Ohio | 1 | $ 19,000 | $ 19,000 | $ 32,000 |
| Licking County Ohio | 1 | $ 22,000 | $ 22,000 | $ 100,000 |
| Meigs County Ohio | 1 | $ 56,000 | $ 56,000 | $ 73,000 |
| Montgomery County Ohio | 1 | $ 14,000 | $ 14,000 | $ 22,000 |
| Morgan County Ohio | 1 | $ 32,000 | $ 32,000 | $ 64,000 |
| Pickaway County Ohio | 1 | $ 11,000 | $ 11,000 | $ 25,000 |
| Preble County Ohio | 1 | $ 44,000 | $ 44,000 | $ 33,000 |
| Richland County Ohio | 1 | $ 36,000 | $ 36,000 | $ 22,000 |
| Washington County Ohio | 1 | $ 37,000 | $ 37,000 | $ 40,000 |
| Beaver County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 38,000 |
| Bedford County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Blair County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Carbon County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 56,000 |
| Clinton County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Elk County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
| Erie County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 35,000 |
| Franklin County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 22,000 |
| Fulton County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 40,000 |
| Huntingdon County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Lehigh County Pennsylvania | 1 | $ 616,000 | $ 616,000 | $ 569,000 |
| Mifflin County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 31,000 |
| Northumberland County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 116,000 |
| Potter County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 17,000 |
| Warren County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Wyoming County Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 35,000 |
| Campbell County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 33,000 |
| Bennington County Vermont | 1 | $ 104,000 | $ 104,000 | $ 10,000 |
| Caledonia County Vermont | 1 | $ 13,000 | $ 13,000 | $ 21,000 |
| Essex County Vermont | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Lamoille County Vermont | 1 | $ 44,000 | $ 44,000 | $ 54,000 |
| Orange County Vermont | 1 | $ 123,000 | $ 123,000 | $ 35,000 |
| Rutland County Vermont | 1 | $ 33,000 | $ 33,000 | $ 35,000 |
| Washington County Vermont | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Accomack County Virginia | 1 | $ 149,000 | $ 149,000 | $ 79,000 |
| Campbell County Virginia | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Dinwiddie County Virginia | 1 | $ 78,000 | $ 78,000 | $ 90,000 |
| Frederick County Virginia | 1 | $ 39,000 | $ 39,000 | $ 90,000 |
| Giles County Virginia | 1 | $ 97,000 | $ 97,000 | $ 62,000 |
| Isle of Wight County Virginia | 1 | $ 79,000 | $ 79,000 | $ 67,000 |
| Nottoway County Virginia | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Pittsylvania County Virginia | 1 | $ 46,000 | $ 46,000 | $ 93,000 |
| Rockingham County Virginia | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Shenandoah County Virginia | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Sussex County Virginia | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Barbour County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Boone County West Virginia | 1 | $ 78,000 | $ 78,000 | $ 79,000 |
| Hardy County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 95,000 |
| Kanawha County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 77,000 |
| Lincoln County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Marion County West Virginia | 1 | $ 36,000 | $ 36,000 | $ 36,000 |
| Mason County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 110,000 |
| Ohio County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Randolph County West Virginia | 1 | $ 9,000 | $ 9,000 | $ 54,000 |
| Upshur County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Dnb First, National Association in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 334 | $18,823,000 | $56,000 | $1,260,000 | $55,000 | $569,000 |
| Refinancing | 73 | $15,963,000 | $218,000 | $4,400,000 | $73,000 | $292,000 |
| Home Improvement | 64 | $4,170,000 | $65,000 | $290,000 | $108,000 | $857,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 430 | $26,248,000 | $61,000 | $889,000 | $65,000 | $569,000 |
| Black or African American | 15 | $851,000 | $56,000 | $149,000 | $64,000 | $129,000 |
| Not Provided | 10 | $11,117,000 | $1,111,000 | $4,400,000 | $85,000 | $857,000 |
| Hispanic | 9 | $389,000 | $43,000 | $60,000 | $53,000 | $82,000 |
| American Indian or Alaskan Native | 3 | $145,000 | $48,000 | $71,000 | $33,000 | $49,000 |
| Asian | 3 | $170,000 | $56,000 | $90,000 | $91,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $36,000 | $36,000 | $36,000 | $36,000 | $36,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 471 | $38,956,000 | $82,000 | $4,400,000 | $65,000 | $857,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 327 | $15,229,000 | $46,000 | $225,000 | $53,000 | $195,000 |
| Loan Originated | 99 | $19,339,000 | $195,000 | $4,400,000 | $93,000 | $569,000 |
| Application Denied By Financial Institution | 30 | $2,557,000 | $85,000 | $615,000 | $67,000 | $269,000 |
| Application Withdrawn By Applicant | 10 | $1,695,000 | $169,000 | $400,000 | $155,000 | $857,000 |
| File Closed For Incompleteness | 5 | $136,000 | $27,000 | $50,000 | $100,000 | $138,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $1,066,000 | $118,000 | $615,000 | $74,000 | $269,000 |
| Collateral | 8 | $376,000 | $47,000 | $61,000 | $79,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $585,000 | $97,000 | $250,000 | $30,000 | $57,000 |
| Debt-To-Income Ratio | 5 | $395,000 | $79,000 | $220,000 | $76,000 | $136,000 |
| Credit Application Incomplete | 1 | $85,000 | $85,000 | $85,000 | $81,000 | $81,000 |
| Other | 1 | $50,000 | $50,000 | $50,000 | $79,000 | $79,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dnb First, National Association's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dnb First, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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