Dollar Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Dollar Bank, Fsb 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dollar Bank, Fsb #3 Gateway Center Pittsburgh, PA 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,669 |
| Total Mortgage Loan Application Amount | $929,679,000 |
| Average Mortgage Loan Application Amount | $303,377 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $177,466 |
| Highest Applicant Income | $2,011,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Dollar Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dollar Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Dollar Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dollar Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Dollar Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dollar Bank, Fsb's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 2,725 | $ 236,981,000 | $ 86,000 | $ 60,000 |
| Cuyahoga County Ohio | 1,330 | $ 99,098,000 | $ 74,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 462 | $ 42,945,000 | $ 92,000 | $ 62,000 |
| Butler County Pennsylvania | 338 | $ 37,043,000 | $ 109,000 | $ 78,000 |
| Lake County Ohio | 282 | $ 21,277,000 | $ 75,000 | $ 49,000 |
| Lorain County Ohio | 200 | $ 20,079,000 | $ 100,000 | $ 55,000 |
| Washington County Pennsylvania | 197 | $ 27,152,000 | $ 137,000 | $ 70,000 |
| Cook County Illinois | 127 | $ 51,054,000 | $ 402,000 | $ 216,000 |
| Summit County Ohio | 105 | $ 13,894,000 | $ 132,000 | $ 74,000 |
| Beaver County Pennsylvania | 105 | $ 7,762,000 | $ 73,000 | $ 62,000 |
| Hamilton County Indiana | 83 | $ 20,638,000 | $ 248,000 | $ 142,000 |
| Medina County Ohio | 82 | $ 10,728,000 | $ 130,000 | $ 72,000 |
| Lake County Illinois | 77 | $ 30,168,000 | $ 391,000 | $ 177,000 |
| Mecklenburg County North Carolina | 70 | $ 11,870,000 | $ 169,000 | $ 67,000 |
| Franklin County Ohio | 66 | $ 14,224,000 | $ 215,000 | $ 107,000 |
| Stark County Ohio | 65 | $ 6,682,000 | $ 102,000 | $ 61,000 |
| Marion County Indiana | 61 | $ 11,791,000 | $ 193,000 | $ 118,000 |
| Mahoning County Ohio | 52 | $ 5,817,000 | $ 111,000 | $ 72,000 |
| Hamilton County Ohio | 49 | $ 14,537,000 | $ 296,000 | $ 117,000 |
| Geauga County Ohio | 43 | $ 5,091,000 | $ 118,000 | $ 76,000 |
| Warren County Ohio | 43 | $ 9,676,000 | $ 225,000 | $ 114,000 |
| Oakland County Michigan | 36 | $ 14,088,000 | $ 391,000 | $ 167,000 |
| DuPage County Illinois | 32 | $ 13,558,000 | $ 423,000 | $ 169,000 |
| Milwaukee County Wisconsin | 25 | $ 6,674,000 | $ 266,000 | $ 116,000 |
| Armstrong County Pennsylvania | 24 | $ 1,550,000 | $ 64,000 | $ 45,000 |
| Ozaukee County Wisconsin | 23 | $ 9,531,000 | $ 414,000 | $ 336,000 |
| Greenville County South Carolina | 21 | $ 3,351,000 | $ 159,000 | $ 70,000 |
| Montgomery County Ohio | 20 | $ 3,598,000 | $ 179,000 | $ 85,000 |
| Henrico County Virginia | 20 | $ 3,888,000 | $ 194,000 | $ 80,000 |
| Emmet County Michigan | 19 | $ 4,681,000 | $ 246,000 | $ 136,000 |
| Portage County Ohio | 19 | $ 1,677,000 | $ 88,000 | $ 85,000 |
| Fayette County Pennsylvania | 19 | $ 1,272,000 | $ 66,000 | $ 53,000 |
| Cabarrus County North Carolina | 17 | $ 2,605,000 | $ 153,000 | $ 57,000 |
| Clermont County Ohio | 17 | $ 3,666,000 | $ 215,000 | $ 78,000 |
| Loudoun County Virginia | 17 | $ 7,690,000 | $ 452,000 | $ 114,000 |
| Camden County New Jersey | 16 | $ 2,814,000 | $ 175,000 | $ 68,000 |
| Waukesha County Wisconsin | 16 | $ 6,116,000 | $ 382,000 | $ 152,000 |
| Trumbull County Ohio | 14 | $ 1,456,000 | $ 104,000 | $ 74,000 |
| Somerset County Pennsylvania | 14 | $ 1,450,000 | $ 103,000 | $ 119,000 |
| Butler County Ohio | 13 | $ 2,782,000 | $ 214,000 | $ 91,000 |
| Lawrence County Pennsylvania | 13 | $ 997,000 | $ 76,000 | $ 63,000 |
| Mercer County Pennsylvania | 13 | $ 2,116,000 | $ 162,000 | $ 99,000 |
| Delaware County Ohio | 12 | $ 2,594,000 | $ 216,000 | $ 114,000 |
| Greene County Ohio | 12 | $ 2,702,000 | $ 225,000 | $ 96,000 |
| Union County North Carolina | 11 | $ 1,715,000 | $ 155,000 | $ 73,000 |
| Ashtabula County Ohio | 11 | $ 1,003,000 | $ 91,000 | $ 59,000 |
| Indiana County Pennsylvania | 11 | $ 689,000 | $ 62,000 | $ 91,000 |
| Wayne County Michigan | 10 | $ 3,216,000 | $ 321,000 | $ 122,000 |
| Erie County Ohio | 10 | $ 716,000 | $ 71,000 | $ 61,000 |
| New Castle County Delaware | 9 | $ 2,170,000 | $ 241,000 | $ 108,000 |
| Will County Illinois | 9 | $ 3,174,000 | $ 352,000 | $ 243,000 |
| Hendricks County Indiana | 9 | $ 2,092,000 | $ 232,000 | $ 102,000 |
| York County South Carolina | 9 | $ 1,562,000 | $ 173,000 | $ 69,000 |
| Fairfax County Virginia | 8 | $ 3,298,000 | $ 412,000 | $ 91,000 |
| Prince William County Virginia | 8 | $ 2,931,000 | $ 366,000 | $ 100,000 |
| Boone County Indiana | 7 | $ 1,868,000 | $ 266,000 | $ 109,000 |
| Ottawa County Michigan | 7 | $ 1,480,000 | $ 211,000 | $ 73,000 |
| Hennepin County Minnesota | 7 | $ 1,817,000 | $ 259,000 | $ 98,000 |
| Ocean County New Jersey | 7 | $ 2,039,000 | $ 291,000 | $ 114,000 |
| Erie County Pennsylvania | 7 | $ 843,000 | $ 120,000 | $ 53,000 |
| Collier County Florida | 6 | $ 1,734,000 | $ 289,000 | $ 364,000 |
| Montgomery County Maryland | 6 | $ 2,147,000 | $ 357,000 | $ 122,000 |
| Livingston County Michigan | 6 | $ 2,497,000 | $ 416,000 | $ 124,000 |
| Macomb County Michigan | 6 | $ 1,845,000 | $ 307,000 | $ 156,000 |
| Gloucester County New Jersey | 6 | $ 1,717,000 | $ 286,000 | $ 122,000 |
| Gaston County North Carolina | 6 | $ 840,000 | $ 140,000 | $ 93,000 |
| Columbiana County Ohio | 6 | $ 507,000 | $ 84,000 | $ 45,000 |
| Kane County Illinois | 5 | $ 1,279,000 | $ 255,000 | $ 100,000 |
| Anne Arundel County Maryland | 5 | $ 1,449,000 | $ 289,000 | $ 99,000 |
| Allegan County Michigan | 5 | $ 1,495,000 | $ 299,000 | $ 214,000 |
| Charlevoix County Michigan | 5 | $ 890,000 | $ 178,000 | $ 49,000 |
| Iredell County North Carolina | 5 | $ 716,000 | $ 143,000 | $ 57,000 |
| Carroll County Ohio | 5 | $ 330,000 | $ 66,000 | $ 46,000 |
| Wayne County Ohio | 5 | $ 526,000 | $ 105,000 | $ 40,000 |
| Lee County Florida | 4 | $ 1,026,000 | $ 256,000 | $ 362,000 |
| Frederick County Maryland | 4 | $ 1,242,000 | $ 310,000 | $ 72,000 |
| Washington County Maryland | 4 | $ 746,000 | $ 186,000 | $ 93,000 |
| Washtenaw County Michigan | 4 | $ 1,304,000 | $ 326,000 | $ 109,000 |
| Monmouth County New Jersey | 4 | $ 1,125,000 | $ 281,000 | $ 129,000 |
| Bucks County Pennsylvania | 4 | $ 837,000 | $ 209,000 | $ 102,000 |
| Chester County Pennsylvania | 4 | $ 1,294,000 | $ 323,000 | $ 110,000 |
| Crawford County Pennsylvania | 4 | $ 426,000 | $ 106,000 | $ 128,000 |
| Cumberland County Pennsylvania | 4 | $ 214,000 | $ 53,000 | $ 47,000 |
| Delaware County Pennsylvania | 4 | $ 936,000 | $ 234,000 | $ 94,000 |
| Montgomery County Pennsylvania | 4 | $ 1,159,000 | $ 289,000 | $ 81,000 |
| York County Pennsylvania | 4 | $ 280,000 | $ 70,000 | $ 66,000 |
| Maricopa County Arizona | 3 | $ 304,000 | $ 101,000 | $ 130,000 |
| Boulder County Colorado | 3 | $ 851,000 | $ 283,000 | $ 115,000 |
| Nassau County Florida | 3 | $ 1,500,000 | $ 500,000 | $ 472,000 |
| McHenry County Illinois | 3 | $ 1,110,000 | $ 370,000 | $ 154,000 |
| Boone County Kentucky | 3 | $ 760,000 | $ 253,000 | $ 74,000 |
| Campbell County Kentucky | 3 | $ 415,000 | $ 138,000 | $ 77,000 |
| Atlantic County New Jersey | 3 | $ 456,000 | $ 152,000 | $ 123,000 |
| Burlington County New Jersey | 3 | $ 899,000 | $ 299,000 | $ 142,000 |
| Lincoln County North Carolina | 3 | $ 370,000 | $ 123,000 | $ 47,000 |
| Pitt County North Carolina | 3 | $ 350,000 | $ 116,000 | $ 66,000 |
| Fairfield County Ohio | 3 | $ 624,000 | $ 208,000 | $ 81,000 |
| Ottawa County Ohio | 3 | $ 278,000 | $ 92,000 | $ 67,000 |
| Luzerne County Pennsylvania | 3 | $ 329,000 | $ 109,000 | $ 58,000 |
| Chesterfield County Virginia | 3 | $ 844,000 | $ 281,000 | $ 106,000 |
| Bay County Florida | 2 | $ 562,000 | $ 281,000 | $ 252,000 |
| Broward County Florida | 2 | $ 294,000 | $ 147,000 | $ 49,000 |
| Miami-Dade County Florida | 2 | $ 689,000 | $ 344,000 | $ 190,000 |
| Volusia County Florida | 2 | $ 264,000 | $ 132,000 | $ 82,000 |
| Delaware County Indiana | 2 | $ 198,000 | $ 99,000 | $ 68,000 |
| Hancock County Indiana | 2 | $ 227,000 | $ 113,000 | $ 28,000 |
| Howard County Indiana | 2 | $ 299,000 | $ 149,000 | $ 93,000 |
| Johnson County Indiana | 2 | $ 503,000 | $ 251,000 | $ 115,000 |
| Madison County Indiana | 2 | $ 272,000 | $ 136,000 | $ 86,000 |
| Kenton County Kentucky | 2 | $ 195,000 | $ 97,000 | $ 53,000 |
| Caroline County Maryland | 2 | $ 447,000 | $ 223,000 | $ 110,000 |
| Garrett County Maryland | 2 | $ 938,000 | $ 469,000 | $ 237,000 |
| Harford County Maryland | 2 | $ 587,000 | $ 293,000 | $ 96,000 |
| Howard County Maryland | 2 | $ 754,000 | $ 377,000 | $ 199,000 |
| Prince George's County Maryland | 2 | $ 511,000 | $ 255,000 | $ 83,000 |
| Carver County Minnesota | 2 | $ 706,000 | $ 353,000 | $ 94,000 |
| Dakota County Minnesota | 2 | $ 319,000 | $ 159,000 | $ 68,000 |
| Douglas County Minnesota | 2 | $ 554,000 | $ 277,000 | $ 68,000 |
| Ramsey County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 161,000 |
| Johnston County North Carolina | 2 | $ 198,000 | $ 99,000 | $ 38,000 |
| Ashland County Ohio | 2 | $ 383,000 | $ 191,000 | $ 71,000 |
| Holmes County Ohio | 2 | $ 93,000 | $ 46,000 | $ 42,000 |
| Huron County Ohio | 2 | $ 53,000 | $ 26,000 | $ 42,000 |
| Licking County Ohio | 2 | $ 299,000 | $ 149,000 | $ 50,000 |
| Tuscarawas County Ohio | 2 | $ 253,000 | $ 126,000 | $ 39,000 |
| Cambria County Pennsylvania | 2 | $ 127,000 | $ 63,000 | $ 72,000 |
| Centre County Pennsylvania | 2 | $ 136,000 | $ 68,000 | $ 67,000 |
| Clearfield County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 161,000 |
| Dauphin County Pennsylvania | 2 | $ 232,000 | $ 116,000 | $ 55,000 |
| Greene County Pennsylvania | 2 | $ 29,000 | $ 14,000 | $ 59,000 |
| Lycoming County Pennsylvania | 2 | $ 414,000 | $ 207,000 | $ 12,000 |
| Philadelphia County Pennsylvania | 2 | $ 544,000 | $ 272,000 | $ 96,000 |
| Pike County Pennsylvania | 2 | $ 147,000 | $ 73,000 | $ 22,000 |
| Venango County Pennsylvania | 2 | $ 98,000 | $ 49,000 | $ 96,000 |
| Spotsylvania County Virginia | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Jefferson County West Virginia | 2 | $ 532,000 | $ 266,000 | $ 95,000 |
| Dane County Wisconsin | 2 | $ 311,000 | $ 155,000 | $ 38,000 |
| Walworth County Wisconsin | 2 | $ 750,000 | $ 375,000 | $ 230,000 |
| Washington County Wisconsin | 2 | $ 453,000 | $ 226,000 | $ 90,000 |
| Baldwin County Alabama | 1 | $ 380,000 | $ 380,000 | $ 164,000 |
| Broomfield County Colorado | 1 | $ 332,000 | $ 332,000 | $ 147,000 |
| Jefferson County Colorado | 1 | $ 400,000 | $ 400,000 | $ 250,000 |
| Summit County Colorado | 1 | $ 224,000 | $ 224,000 | $ 722,000 |
| Fairfield County Connecticut | 1 | $ 521,000 | $ 521,000 | $ 85,000 |
| Charlotte County Florida | 1 | $ 120,000 | $ 120,000 | $ 730,000 |
| Manatee County Florida | 1 | $ 135,000 | $ 135,000 | $ 156,000 |
| Martin County Florida | 1 | $ 125,000 | $ 125,000 | $ 129,000 |
| Okaloosa County Florida | 1 | $ 65,000 | $ 65,000 | $ 145,000 |
| Osceola County Florida | 1 | $ 184,000 | $ 184,000 | $ 66,000 |
| Palm Beach County Florida | 1 | $ 444,000 | $ 444,000 | $ 309,000 |
| Pasco County Florida | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Seminole County Florida | 1 | $ 600,000 | $ 600,000 | $ 241,000 |
| St. Lucie County Florida | 1 | $ 102,000 | $ 102,000 | $ 90,000 |
| Sumter County Florida | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| Gwinnett County Georgia | 1 | $ 1,253,000 | $ 1,253,000 | $ 240,000 |
| Jo Daviess County Illinois | 1 | $ 288,000 | $ 288,000 | $ 458,000 |
| Elkhart County Indiana | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Kosciusko County Indiana | 1 | $ 352,000 | $ 352,000 | $ 523,000 |
| LaPorte County Indiana | 1 | $ 315,000 | $ 315,000 | $ 188,000 |
| Monroe County Indiana | 1 | $ 274,000 | $ 274,000 | $ 149,000 |
| Vigo County Indiana | 1 | $ 230,000 | $ 230,000 | $ 120,000 |
| Wayne County Indiana | 1 | $ 172,000 | $ 172,000 | $ 39,000 |
| Douglas County Kansas | 1 | $ 300,000 | $ 300,000 | $ 205,000 |
| Trigg County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 227,000 |
| Baltimore County Maryland | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Queen Anne's County Maryland | 1 | $ 425,000 | $ 425,000 | $ 242,000 |
| Worcester County Maryland | 1 | $ 90,000 | $ 90,000 | $ 14,000 |
| Dukes County Massachusetts | 1 | $ 850,000 | $ 850,000 | $ 475,000 |
| Middlesex County Massachusetts | 1 | $ 487,000 | $ 487,000 | $ 300,000 |
| Antrim County Michigan | 1 | $ 598,000 | $ 598,000 | $ 243,000 |
| Berrien County Michigan | 1 | $ 350,000 | $ 350,000 | $ 252,000 |
| Calhoun County Michigan | 1 | $ 372,000 | $ 372,000 | $ 344,000 |
| Clinton County Michigan | 1 | $ 435,000 | $ 435,000 | $ 137,000 |
| Eaton County Michigan | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Genesee County Michigan | 1 | $ 313,000 | $ 313,000 | $ 110,000 |
| Ingham County Michigan | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Kent County Michigan | 1 | $ 540,000 | $ 540,000 | $ 300,000 |
| Mackinac County Michigan | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Van Buren County Michigan | 1 | $ 127,000 | $ 127,000 | $ 51,000 |
| Anoka County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Hubbard County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Kandiyohi County Minnesota | 1 | $ 214,000 | $ 214,000 | $ 80,000 |
| Scott County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 128,000 |
| Washington County Minnesota | 1 | $ 464,000 | $ 464,000 | $ 198,000 |
| Wright County Minnesota | 1 | $ 324,000 | $ 324,000 | $ 65,000 |
| Essex County New Jersey | 1 | $ 600,000 | $ 600,000 | $ 279,000 |
| Hunterdon County New Jersey | 1 | $ 539,000 | $ 539,000 | $ 178,000 |
| Mercer County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 128,000 |
| Catawba County North Carolina | 1 | $ 346,000 | $ 346,000 | $ 156,000 |
| Cumberland County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 70,000 |
| Rowan County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 116,000 |
| Wake County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 210,000 |
| Darke County Ohio | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Fayette County Ohio | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Guernsey County Ohio | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Hancock County Ohio | 1 | $ 117,000 | $ 117,000 | $ 146,000 |
| Jackson County Ohio | 1 | $ 256,000 | $ 256,000 | $ 54,000 |
| Jefferson County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Knox County Ohio | 1 | $ 391,000 | $ 391,000 | $ 105,000 |
| Lucas County Ohio | 1 | $ 116,000 | $ 116,000 | $ 662,000 |
| Madison County Ohio | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Richland County Ohio | 1 | $ 129,000 | $ 129,000 | $ 90,000 |
| Union County Ohio | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Adams County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 43,000 |
| Bedford County Pennsylvania | 1 | $ 316,000 | $ 316,000 | $ 375,000 |
| Clarion County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 46,000 |
| Clinton County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Franklin County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Lancaster County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
| Lebanon County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 80,000 |
| Lehigh County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 48,000 |
| McKean County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Potter County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Newport County Rhode Island | 1 | $ 600,000 | $ 600,000 | $ 1,628,000 |
| Anderson County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 92,000 |
| Beaufort County South Carolina | 1 | $ 1,002,000 | $ 1,002,000 | $ 486,000 |
| Horry County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 155,000 |
| Davidson County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| Sumner County Tennessee | 1 | $ 317,000 | $ 317,000 | $ 252,000 |
| Essex County Virginia | 1 | $ 500,000 | $ 500,000 | $ 115,000 |
| Hanover County Virginia | 1 | $ 176,000 | $ 176,000 | $ 45,000 |
| Pierce County Washington | 1 | $ 184,000 | $ 184,000 | $ 153,000 |
| Monongalia County West Virginia | 1 | $ 166,000 | $ 166,000 | $ 49,000 |
| Adams County Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 79,000 |
| Brown County Wisconsin | 1 | $ 218,000 | $ 218,000 | $ 60,000 |
| Dodge County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Forest County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 155,000 |
| Polk County Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 107,000 |
| Sheboygan County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 83,000 |
| Waushara County Wisconsin | 1 | $ 500,000 | $ 500,000 | $ 253,000 |
Mortgage Loan Application Detail Totals for Dollar Bank, Fsb in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,915 | $397,978,000 | $322,842 | $1,272,000 | $169,210 | $1,848,000 |
| Home Purchase | 2,692 | $470,192,000 | $298,304 | $2,000,000 | $131,478 | $1,200,000 |
| Home Improvement | 2,062 | $61,509,000 | $219,000 | $600,000 | $582,333 | $2,011,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,945 | $778,156,000 | $316,000 | $1,253,000 | $201,000 | $1,848,000 |
| Not Provided | 753 | $45,476,000 | $172,375 | $619,000 | $101,750 | $756,000 |
| Black or African American | 599 | $43,346,000 | $227,687 | $850,000 | $110,937 | $2,011,000 |
| Asian | 175 | $38,524,000 | $254,000 | $600,000 | $115,166 | $526,000 |
| Hispanic | 141 | $12,825,000 | $191,833 | $499,000 | $149,833 | $761,000 |
| American Indian or Alaskan Native | 37 | $3,194,000 | $157,250 | $324,000 | $109,250 | $241,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,749,000 | $220,000 | $323,000 | $71,500 | $110,000 |
| Not applicable | 9 | $6,409,000 | $722,000 | $2,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,519 | $916,818,000 | $315,592 | $2,000,000 | $198,703 | $2,011,000 |
| FHA-insured (Federal Housing Administration) | 138 | $11,463,000 | $87,666 | $214,000 | $39,666 | $140,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,398,000 | $124,333 | $184,000 | $51,333 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,485 | $744,973,000 | $315,800 | $1,272,000 | $214,880 | $1,848,000 |
| Application Denied By Financial Institution | 966 | $42,970,000 | $324,875 | $2,000,000 | $82,375 | $2,011,000 |
| Application Withdrawn By Applicant | 636 | $54,954,000 | $190,000 | $890,000 | $115,285 | $978,000 |
| Application Approved But Not Accepted | 254 | $46,273,000 | $250,214 | $680,000 | $96,285 | $591,000 |
| Preapproval Approved but not Accepted | 169 | $20,186,000 | $119,000 | $688,000 | $43,000 | $182,000 |
| File Closed For Incompleteness | 129 | $17,238,000 | $271,250 | $675,000 | $85,750 | $324,000 |
| Preapproval Denied by Financial Institution | 30 | $3,085,000 | $102,000 | $496,000 | $45,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 473 | $16,284,000 | $52,000 | $395,000 | $46,666 | $2,011,000 |
| Debt-To-Income Ratio | 336 | $18,398,000 | $299,333 | $600,000 | $75,555 | $175,000 |
| Other | 116 | $6,092,000 | $197,000 | $500,000 | $96,666 | $240,000 |
| Collateral | 43 | $3,902,000 | $126,000 | $2,000,000 | $48,000 | $159,000 |
| Credit Application Incomplete | 11 | $575,000 | $50,500 | $200,000 | $64,500 | $116,000 |
| Unverifiable Information | 11 | $500,000 | $60,000 | $101,000 | $32,000 | $77,000 |
| Employment History | 6 | $304,000 | $50,500 | $100,000 | $51,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dollar Bank, Fsb's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dollar Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.