Admirals Bank Former Domestic Mortgage Lending & HMDA Data, 2006

In 2006, Admirals Bank Former Domestic of Cranston, RI reported 3,239 mortgage applications totaling $361.8 million, up 26% from 2005. The average application was for $111,702, and applicants reported an average income of $78,648. 56% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (442), Atlanta-Sandy Springs-Marietta, GA (156) and Cleveland-Elyria-Mentor, OH (99) (applications in parentheses).

Mortgage Company & Address Admirals Bank Former Domestic
815 Reservoir Ave
Cranston, RI 02910
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,239
Total Mortgage Loan Application Amount $361,806,000
Average Mortgage Loan Application Amount $111,702
Highest Mortgage Loan Application Amount $1,715,000
Average Applicant Income $78,648
Highest Applicant Income $1,278,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank Former Domestic filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Admirals Bank Former Domestic by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence, Rhode Island 316 $ 53,221,000 $ 168,420 $ 72,000
Cuyahoga, Ohio 92 $ 2,593,000 $ 28,184 $ 56,000
Kent, Rhode Island 56 $ 7,043,000 $ 125,767 $ 71,000
Fulton, Georgia 48 $ 6,700,000 $ 139,583 $ 153,000
Sedgwick, Kansas 47 $ 786,000 $ 16,723 $ 53,000
Cook, Illinois 45 $ 7,537,000 $ 167,488 $ 107,000
Franklin, Ohio 37 $ 1,072,000 $ 28,972 $ 50,000
New Haven, Connecticut 36 $ 3,959,000 $ 109,972 $ 65,000
Pulaski, Arkansas 33 $ 1,918,000 $ 58,121 $ 60,000
Wayne, Michigan 33 $ 2,216,000 $ 67,151 $ 66,000
DeKalb, Georgia 32 $ 3,909,000 $ 122,156 $ 46,000
Bristol, Massachusetts 32 $ 4,935,000 $ 154,218 $ 122,000
Miami-Dade, Florida 31 $ 6,224,000 $ 200,774 $ 79,000
Orange, Florida 30 $ 4,706,000 $ 156,866 $ 73,000
Hartford, Connecticut 29 $ 2,047,000 $ 70,586 $ 72,000
Montgomery, Ohio 29 $ 1,165,000 $ 40,172 $ 39,000
Washington, Rhode Island 28 $ 6,284,000 $ 224,428 $ 83,000
Maricopa, Arizona 26 $ 5,516,000 $ 212,153 $ 169,000
Hampden, Massachusetts 26 $ 1,692,000 $ 65,076 $ 57,000
Mecklenburg, North Carolina 26 $ 1,520,000 $ 58,461 $ 56,000
Los Angeles, California 25 $ 6,624,000 $ 264,960 $ 137,000
Monroe, New York 25 $ 499,000 $ 19,960 $ 76,000
Philadelphia, Pennsylvania 25 $ 1,692,000 $ 67,680 $ 64,000
Essex, New Jersey 24 $ 3,214,000 $ 133,916 $ 75,000
Tarrant, Texas 22 $ 1,697,000 $ 77,136 $ 24,000
Jefferson, Arkansas 21 $ 465,000 $ 22,142 $ 57,000
New London, Connecticut 21 $ 2,941,000 $ 140,047 $ 61,000
Hamilton, Ohio 21 $ 596,000 $ 28,380 $ 69,000
Windham, Connecticut 20 $ 2,676,000 $ 133,800 $ 68,000
Seminole, Florida 20 $ 2,227,000 $ 111,350 $ 86,000
Volusia, Florida 20 $ 2,500,000 $ 125,000 $ 128,000
Allegheny, Pennsylvania 20 $ 851,000 $ 42,550 $ 57,000
Worcester, Massachusetts 19 $ 2,373,000 $ 124,894 $ 93,000
Hennepin, Minnesota 19 $ 2,783,000 $ 146,473 $ 90,000
Broward, Florida 18 $ 4,371,000 $ 242,833 $ 79,000
District of Columbia, District Of Columbia 17 $ 4,376,000 $ 257,411 $ 251,000
Fairfield, Connecticut 16 $ 6,786,000 $ 424,125 $ 215,000
Gwinnett, Georgia 16 $ 1,518,000 $ 94,875 $ 81,000
Prince George's, Maryland 16 $ 3,925,000 $ 245,312 $ 97,000
Plymouth, Massachusetts 16 $ 2,422,000 $ 151,375 $ 88,000
Polk, Florida 15 $ 1,800,000 $ 120,000 $ 46,000
Clark, Nevada 15 $ 3,127,000 $ 208,466 $ 261,000
Rockingham, New Hampshire 15 $ 3,558,000 $ 237,200 $ 60,000
Harris, Texas 15 $ 1,206,000 $ 80,400 $ 147,000
Milwaukee, Wisconsin 15 $ 402,000 $ 26,800 $ 82,000
Duval, Florida 14 $ 642,000 $ 45,857 $ 47,000
Virginia Beach, Virginia 14 $ 1,930,000 $ 137,857 $ 100,000
Osceola, Florida 13 $ 3,332,000 $ 256,307 $ 38,000
Clayton, Georgia 13 $ 876,000 $ 67,384 $ 46,000
Columbia, Georgia 13 $ 306,000 $ 23,538 $ 100,000
Camden, New Jersey 13 $ 1,358,000 $ 104,461 $ 85,000
Tulsa, Oklahoma 13 $ 184,000 $ 14,153 $ 54,000
Cambria, Pennsylvania 13 $ 477,000 $ 36,692 $ 39,000
Montgomery, Tennessee 13 $ 290,000 $ 22,307 $ 67,000
Shelby, Tennessee 13 $ 1,438,000 $ 110,615 $ 142,000
Fairfax, Virginia 13 $ 4,303,000 $ 331,000 $ 73,000
Norfolk, Massachusetts 12 $ 1,311,000 $ 109,250 $ 92,000
Suffolk, Massachusetts 12 $ 1,805,000 $ 150,416 $ 97,000
Luzerne, Pennsylvania 12 $ 223,000 $ 18,583 $ 45,000
Denver, Colorado 11 $ 906,000 $ 82,363 $ 123,000
El Paso, Colorado 11 $ 3,339,000 $ 303,545 $ 174,000
Richmond, Georgia 11 $ 557,000 $ 50,636 $ 66,000
Ramsey, Minnesota 11 $ 1,124,000 $ 102,181 $ 77,000
Erie, New York 11 $ 274,000 $ 24,909 $ 45,000
Hillsborough, Florida 10 $ 587,000 $ 58,700 $ 65,000
Polk, Iowa 10 $ 382,000 $ 38,200 $ 104,000
Shawnee, Kansas 10 $ 201,000 $ 20,100 $ 70,000
Baltimore City, Maryland 10 $ 470,000 $ 47,000 $ 56,000
Kalamazoo, Michigan 10 $ 217,000 $ 21,700 $ 60,000
Mercer, New Jersey 10 $ 692,000 $ 69,200 $ 81,000
Broome, New York 10 $ 233,000 $ 23,300 $ 33,000
Blair, Pennsylvania 10 $ 307,000 $ 30,700 $ 39,000
Loudoun, Virginia 10 $ 1,836,000 $ 183,600 $ 140,000
Sacramento, California 9 $ 2,122,000 $ 235,777 $ 204,000
Henry, Georgia 9 $ 1,089,000 $ 121,000 $ 136,000
Marion, Indiana 9 $ 275,000 $ 30,555 $ 183,000
Oakland, Michigan 9 $ 2,341,000 $ 260,111 $ 77,000
Middlesex, New Jersey 9 $ 1,551,000 $ 172,333 $ 87,000
Monmouth, New Jersey 9 $ 1,380,000 $ 153,333 $ 85,000
Union, New Jersey 9 $ 716,000 $ 79,555 $ 78,000
Allen, Ohio 9 $ 234,000 $ 26,000 $ 56,000
Westmoreland, Pennsylvania 9 $ 218,000 $ 24,222 $ 43,000
Riverside, California 8 $ 2,255,000 $ 281,875 $ 86,000
Arapahoe, Colorado 8 $ 1,373,000 $ 171,625 $ 65,000
Wyandotte, Kansas 8 $ 322,000 $ 40,250 $ 56,000
Baltimore, Maryland 8 $ 780,000 $ 97,500 $ 66,000
St. Louis City, Missouri 8 $ 861,000 $ 107,625 $ 145,000
Bergen, New Jersey 8 $ 1,692,000 $ 211,500 $ 92,000
Westchester, New York 8 $ 1,655,000 $ 206,875 $ 80,000
Erie, Pennsylvania 8 $ 136,000 $ 17,000 $ 43,000
Chesterfield, Virginia 8 $ 841,000 $ 105,125 $ 80,000
Alameda, California 7 $ 2,185,000 $ 312,142 $ 159,000
San Diego, California 7 $ 2,700,000 $ 385,714 $ 119,000
Lee, Florida 7 $ 2,075,000 $ 296,428 $ 230,000
Essex, Massachusetts 7 $ 1,422,000 $ 203,142 $ 102,000
Middlesex, Massachusetts 7 $ 1,692,000 $ 241,714 $ 59,000
Calhoun, Michigan 7 $ 252,000 $ 36,000 $ 52,000
St. Louis, Missouri 7 $ 930,000 $ 132,857 $ 38,000
Atlantic, New Jersey 7 $ 1,846,000 $ 263,714 $ 64,000
Hudson, New Jersey 7 $ 1,419,000 $ 202,714 $ 111,000
Ocean, New Jersey 7 $ 1,186,000 $ 169,428 $ 98,000
Lea, New Mexico 7 $ 233,000 $ 33,285 $ 98,000
Butler, Ohio 7 $ 80,000 $ 11,428 $ 65,000
Schuylkill, Pennsylvania 7 $ 140,000 $ 20,000 $ 45,000
Newport, Rhode Island 7 $ 1,024,000 $ 146,285 $ 112,000
Litchfield, Connecticut 6 $ 675,000 $ 112,500 $ 92,000
Brevard, Florida 6 $ 655,000 $ 109,166 $ 64,000
Marion, Florida 6 $ 313,000 $ 52,166 $ 35,000
Palm Beach, Florida 6 $ 1,785,000 $ 297,500 $ 192,000
Pasco, Florida 6 $ 481,000 $ 80,166 $ 178,000
Pinellas, Florida 6 $ 1,132,000 $ 188,666 $ 52,000
Cobb, Georgia 6 $ 676,000 $ 112,666 $ 78,000
McLean, Illinois 6 $ 129,000 $ 21,500 $ 57,000
Howard, Maryland 6 $ 1,194,000 $ 199,000 $ 89,000
Jackson, Missouri 6 $ 99,000 $ 16,500 $ 60,000
Hillsborough, New Hampshire 6 $ 835,000 $ 139,166 $ 182,000
Gloucester, New Jersey 6 $ 363,000 $ 60,500 $ 61,000
Kings, New York 6 $ 1,346,000 $ 224,333 $ 43,000
Queens, New York 6 $ 1,365,000 $ 227,500 $ 102,000
Union, North Carolina 6 $ 2,407,000 $ 401,166 $ 126,000
Wake, North Carolina 6 $ 1,037,000 $ 172,833 $ 115,000
Lorain, Ohio 6 $ 157,000 $ 26,166 $ 60,000
Washington, Oklahoma 6 $ 87,000 $ 14,500 $ 68,000
Montgomery, Pennsylvania 6 $ 1,340,000 $ 223,333 $ 60,000
Aiken, South Carolina 6 $ 104,000 $ 17,333 $ 73,000
Lexington, South Carolina 6 $ 144,000 $ 24,000 $ 79,000
Davidson, Tennessee 6 $ 548,000 $ 91,333 $ 76,000
Williamson, Texas 6 $ 696,000 $ 116,000 $ 0
Chesapeake, Virginia 6 $ 1,254,000 $ 209,000 $ 125,000
Richmond City, Virginia 6 $ 554,000 $ 92,333 $ 44,000
Pierce, Washington 6 $ 263,000 $ 43,833 $ 79,000
Kenosha, Wisconsin 6 $ 100,000 $ 16,666 $ 70,000
San Bernardino, California 5 $ 1,358,000 $ 271,600 $ 14,000
Middlesex, Connecticut 5 $ 495,000 $ 99,000 $ 86,000
Sarasota, Florida 5 $ 684,000 $ 136,800 $ 67,000
St. Johns, Florida 5 $ 706,000 $ 141,200 $ 16,000
Fayette, Georgia 5 $ 1,907,000 $ 381,400 $ 69,000
Paulding, Georgia 5 $ 560,000 $ 112,000 $ 53,000
Livingston, Illinois 5 $ 192,000 $ 38,400 $ 51,000
Tazewell, Illinois 5 $ 98,000 $ 19,600 $ 53,000
Kent, Michigan 5 $ 239,000 $ 47,800 $ 44,000
Macomb, Michigan 5 $ 240,000 $ 48,000 $ 94,000
Grafton, New Hampshire 5 $ 790,000 $ 158,000 $ 56,000
Burlington, New Jersey 5 $ 692,000 $ 138,400 $ 89,000
Richmond, New York 5 $ 2,017,000 $ 403,400 $ 108,000
Durham, North Carolina 5 $ 611,000 $ 122,200 $ 76,000
Garfield, Oklahoma 5 $ 88,000 $ 17,600 $ 64,000
Washita, Oklahoma 5 $ 56,000 $ 11,200 $ 50,000
Beaver, Pennsylvania 5 $ 239,000 $ 47,800 $ 52,000
Bradford, Pennsylvania 5 $ 99,000 $ 19,800 $ 31,000
Butler, Pennsylvania 5 $ 89,000 $ 17,800 $ 55,000
Lackawanna, Pennsylvania 5 $ 133,000 $ 26,600 $ 43,000
Monroe, Pennsylvania 5 $ 345,000 $ 69,000 $ 65,000
Washington, Pennsylvania 5 $ 208,000 $ 41,600 $ 38,000
Richland, South Carolina 5 $ 444,000 $ 88,800 $ 69,000
Bexar, Texas 5 $ 433,000 $ 86,600 $ 95,000
Alexandria, Virginia 5 $ 1,306,000 $ 261,200 $ 92,000
King, Washington 5 $ 1,342,000 $ 268,400 $ 122,000
Thurston, Washington 5 $ 128,000 $ 25,600 $ 67,000
Rock, Wisconsin 5 $ 93,000 $ 18,600 $ 48,000
Garland, Arkansas 4 $ 77,000 $ 19,250 $ 40,000
Pope, Arkansas 4 $ 64,000 $ 16,000 $ 45,000
Contra Costa, California 4 $ 1,213,000 $ 303,250 $ 253,000
Kent, Delaware 4 $ 439,000 $ 109,750 $ 12,000
Lake, Florida 4 $ 560,000 $ 140,000 $ 32,000
Leon, Florida 4 $ 178,000 $ 44,500 $ 59,000
Douglas, Georgia 4 $ 265,000 $ 66,250 $ 72,000
Twin Falls, Idaho 4 $ 482,000 $ 120,500 $ 390,000
Boone, Illinois 4 $ 283,000 $ 70,750 $ 86,000
Allen, Indiana 4 $ 77,000 $ 19,250 $ 40,000
Lincoln, Maine 4 $ 594,000 $ 148,500 $ 51,000
Barnstable, Massachusetts 4 $ 1,325,000 $ 331,250 $ 86,000
Dakota, Minnesota 4 $ 91,000 $ 22,750 $ 77,000
Morris, New Jersey 4 $ 754,000 $ 188,500 $ 120,000
Orange, New York 4 $ 64,000 $ 16,000 $ 76,000
Guilford, North Carolina 4 $ 443,000 $ 110,750 $ 70,000
Johnston, North Carolina 4 $ 266,000 $ 66,500 $ 60,000
Clark, Ohio 4 $ 220,000 $ 55,000 $ 63,000
Darke, Ohio 4 $ 121,000 $ 30,250 $ 41,000
Lucas, Ohio 4 $ 507,000 $ 126,750 $ 58,000
Beckham, Oklahoma 4 $ 64,000 $ 16,000 $ 58,000
Tillman, Oklahoma 4 $ 55,000 $ 13,750 $ 27,000
Woodward, Oklahoma 4 $ 52,000 $ 13,000 $ 74,000
Berks, Pennsylvania 4 $ 197,000 $ 49,250 $ 65,000
Carbon, Pennsylvania 4 $ 65,000 $ 16,250 $ 36,000
Lehigh, Pennsylvania 4 $ 123,000 $ 30,750 $ 56,000
Pike, Pennsylvania 4 $ 215,000 $ 53,750 $ 79,000
Greenville, South Carolina 4 $ 403,000 $ 100,750 $ 31,000
Brazoria, Texas 4 $ 314,000 $ 78,500 $ 0
Wise, Texas 4 $ 210,000 $ 52,500 $ 77,000
Caroline, Virginia 4 $ 472,000 $ 118,000 $ 55,000
Hampton, Virginia 4 $ 337,000 $ 84,250 $ 41,000
Stafford, Virginia 4 $ 611,000 $ 152,750 $ 49,000
Imperial, California 3 $ 465,000 $ 155,000 $ 386,000
Kern, California 3 $ 392,000 $ 130,666 $ 75,000
Adams, Colorado 3 $ 67,000 $ 22,333 $ 67,000
Citrus, Florida 3 $ 297,000 $ 99,000 $ 46,000
Coweta, Georgia 3 $ 119,000 $ 39,666 $ 65,000
Muscogee, Georgia 3 $ 204,000 $ 68,000 $ 38,000
Rockdale, Georgia 3 $ 518,000 $ 172,666 $ 6,000
Macon, Illinois 3 $ 35,000 $ 11,666 $ 41,000
Madison, Illinois 3 $ 315,000 $ 105,000 $ 75,000
Peoria, Illinois 3 $ 51,000 $ 17,000 $ 53,000
Will, Illinois 3 $ 64,000 $ 21,333 $ 95,000
Putnam, Indiana 3 $ 56,000 $ 18,666 $ 74,000
St. Joseph, Indiana 3 $ 262,000 $ 87,333 $ 91,000
Hardin, Kentucky 3 $ 53,000 $ 17,666 $ 57,000
Cumberland, Maine 3 $ 432,000 $ 144,000 $ 79,000
Kennebec, Maine 3 $ 308,000 $ 102,666 $ 90,000
Berkshire, Massachusetts 3 $ 516,000 $ 172,000 $ 84,000
Franklin, Massachusetts 3 $ 407,000 $ 135,666 $ 62,000
Ingham, Michigan 3 $ 158,000 $ 52,666 $ 66,000
Van Buren, Michigan 3 $ 34,000 $ 11,333 $ 32,000
Scott, Minnesota 3 $ 408,000 $ 136,000 $ 295,000
Belknap, New Hampshire 3 $ 776,000 $ 258,666 $ 75,000
Passaic, New Jersey 3 $ 265,000 $ 88,333 $ 72,000
Somerset, New Jersey 3 $ 895,000 $ 298,333 $ 103,000
Sussex, New Jersey 3 $ 343,000 $ 114,333 $ 100,000
Bronx, New York 3 $ 796,000 $ 265,333 $ 89,000
Dutchess, New York 3 $ 568,000 $ 189,333 $ 37,000
Nassau, New York 3 $ 852,000 $ 284,000 $ 156,000
Niagara, New York 3 $ 36,000 $ 12,000 $ 32,000
Onondaga, New York 3 $ 426,000 $ 142,000 $ 25,000
Ulster, New York 3 $ 202,000 $ 67,333 $ 36,000
Cumberland, North Carolina 3 $ 45,000 $ 15,000 $ 60,000
Forsyth, North Carolina 3 $ 315,000 $ 105,000 $ 109,000
Gaston, North Carolina 3 $ 93,000 $ 31,000 $ 50,000
Rutherford, North Carolina 3 $ 903,000 $ 301,000 $ 120,000
Fairfield, Ohio 3 $ 53,000 $ 17,666 $ 55,000
Guernsey, Ohio 3 $ 67,000 $ 22,333 $ 33,000
Logan, Ohio 3 $ 56,000 $ 18,666 $ 61,000
Miami, Ohio 3 $ 60,000 $ 20,000 $ 36,000
Muskingum, Ohio 3 $ 240,000 $ 80,000 $ 122,000
Perry, Ohio 3 $ 43,000 $ 14,333 $ 43,000
Ross, Ohio 3 $ 52,000 $ 17,333 $ 34,000
Shelby, Ohio 3 $ 70,000 $ 23,333 $ 38,000
Stark, Ohio 3 $ 34,000 $ 11,333 $ 78,000
Warren, Ohio 3 $ 41,000 $ 13,666 $ 78,000
Caddo, Oklahoma 3 $ 77,000 $ 25,666 $ 33,000
Dewey, Oklahoma 3 $ 28,000 $ 9,333 $ 73,000
Jackson, Oklahoma 3 $ 35,000 $ 11,666 $ 59,000
Chester, Pennsylvania 3 $ 324,000 $ 108,000 $ 128,000
Fayette, Pennsylvania 3 $ 47,000 $ 15,666 $ 33,000
Northampton, Pennsylvania 3 $ 277,000 $ 92,333 $ 38,000
Somerset, Pennsylvania 3 $ 60,000 $ 20,000 $ 33,000
Bristol, Rhode Island 3 $ 810,000 $ 270,000 $ 140,000
Anderson, South Carolina 3 $ 27,000 $ 9,000 $ 44,000
Berkeley, South Carolina 3 $ 55,000 $ 18,333 $ 60,000
Knox, Tennessee 3 $ 147,000 $ 49,000 $ 69,000
Robertson, Tennessee 3 $ 61,000 $ 20,333 $ 105,000
Williamson, Tennessee 3 $ 407,000 $ 135,666 $ 78,000
Smith, Texas 3 $ 278,000 $ 92,666 $ 175,000
Frederick, Virginia 3 $ 554,000 $ 184,666 $ 95,000
Norfolk, Virginia 3 $ 380,000 $ 126,666 $ 26,000
Prince William, Virginia 3 $ 1,170,000 $ 390,000 $ 99,000
Spotsylvania, Virginia 3 $ 820,000 $ 273,333 $ 72,000
Dane, Wisconsin 3 $ 598,000 $ 199,333 $ 210,000
Madison, Alabama 2 $ 178,000 $ 89,000 $ 0
Arkansas, Arkansas 2 $ 22,000 $ 11,000 $ 34,000
Benton, Arkansas 2 $ 620,000 $ 310,000 $ 0
Craighead, Arkansas 2 $ 29,000 $ 14,500 $ 32,000
Crittenden, Arkansas 2 $ 50,000 $ 25,000 $ 69,000
Faulkner, Arkansas 2 $ 29,000 $ 14,500 $ 47,000
Mississippi, Arkansas 2 $ 30,000 $ 15,000 $ 45,000
Saline, Arkansas 2 $ 230,000 $ 115,000 $ 69,000
Sebastian, Arkansas 2 $ 37,000 $ 18,500 $ 45,000
Fresno, California 2 $ 817,000 $ 408,500 $ 0
Orange, California 2 $ 1,058,000 $ 529,000 $ 0
San Joaquin, California 2 $ 722,000 $ 361,000 $ 97,000
Ventura, California 2 $ 580,000 $ 290,000 $ 0
Larimer, Colorado 2 $ 550,000 $ 275,000 $ 234,000
Weld, Colorado 2 $ 415,000 $ 207,500 $ 138,000
Tolland, Connecticut 2 $ 28,000 $ 14,000 $ 50,000
New Castle, Delaware 2 $ 590,000 $ 295,000 $ 0
Alachua, Florida 2 $ 238,000 $ 119,000 $ 40,000
Bay, Florida 2 $ 399,000 $ 199,500 $ 250,000
Collier, Florida 2 $ 750,000 $ 375,000 $ 21,000
Hernando, Florida 2 $ 232,000 $ 116,000 $ 0
Barrow, Georgia 2 $ 178,000 $ 89,000 $ 58,000
Bulloch, Georgia 2 $ 140,000 $ 70,000 $ 67,000
Chatham, Georgia 2 $ 222,000 $ 111,000 $ 35,000
Liberty, Georgia 2 $ 85,000 $ 42,500 $ 40,000
Newton, Georgia 2 $ 112,000 $ 56,000 $ 49,000
Pickens, Georgia 2 $ 214,000 $ 107,000 $ 42,000
Spalding, Georgia 2 $ 198,000 $ 99,000 $ 60,000
Tift, Georgia 2 $ 301,000 $ 150,500 $ 175,000
Washington, Georgia 2 $ 93,000 $ 46,500 $ 82,000
Worth, Georgia 2 $ 448,000 $ 224,000 $ 201,000
Honolulu, Hawaii 2 $ 325,000 $ 162,500 $ 139,000
Payette, Idaho 2 $ 43,000 $ 21,500 $ 38,000
Henry, Illinois 2 $ 55,000 $ 27,500 $ 44,000
Lake, Illinois 2 $ 1,477,000 $ 738,500 $ 256,000
Dearborn, Indiana 2 $ 15,000 $ 7,500 $ 81,000
Elkhart, Indiana 2 $ 20,000 $ 10,000 $ 62,000
Cerro Gordo, Iowa 2 $ 16,000 $ 8,000 $ 41,000
Clinton, Iowa 2 $ 26,000 $ 13,000 $ 64,000
Linn, Iowa 2 $ 58,000 $ 29,000 $ 71,000
Scott, Iowa 2 $ 67,000 $ 33,500 $ 48,000
Allen, Kansas 2 $ 29,000 $ 14,500 $ 45,000
Butler, Kansas 2 $ 33,000 $ 16,500 $ 93,000
Finney, Kansas 2 $ 39,000 $ 19,500 $ 67,000
Geary, Kansas 2 $ 31,000 $ 15,500 $ 86,000
Pratt, Kansas 2 $ 40,000 $ 20,000 $ 50,000
Reno, Kansas 2 $ 41,000 $ 20,500 $ 46,000
Boone, Kentucky 2 $ 39,000 $ 19,500 $ 92,000
Jefferson, Kentucky 2 $ 50,000 $ 25,000 $ 81,000
Kenton, Kentucky 2 $ 50,000 $ 25,000 $ 55,000
Caddo, Louisiana 2 $ 23,000 $ 11,500 $ 43,000
Ouachita, Louisiana 2 $ 31,000 $ 15,500 $ 55,000
Webster, Louisiana 2 $ 35,000 $ 17,500 $ 65,000
Waldo, Maine 2 $ 1,086,000 $ 543,000 $ 0
Frederick, Maryland 2 $ 378,000 $ 189,000 $ 58,000
Harford, Maryland 2 $ 330,000 $ 165,000 $ 54,000
Hampshire, Massachusetts 2 $ 27,000 $ 13,500 $ 70,000
Jackson, Michigan 2 $ 194,000 $ 97,000 $ 36,000
Otsego, Michigan 2 $ 104,000 $ 52,000 $ 36,000
Ottawa, Michigan 2 $ 50,000 $ 25,000 $ 50,000
Washtenaw, Michigan 2 $ 22,000 $ 11,000 $ 77,000
Le Sueur, Minnesota 2 $ 458,000 $ 229,000 $ 576,000
Washington, Mississippi 2 $ 79,000 $ 39,500 $ 35,000
Buchanan, Missouri 2 $ 19,000 $ 9,500 $ 45,000
Douglas, Nebraska 2 $ 33,000 $ 16,500 $ 62,000
Sarpy, Nebraska 2 $ 16,000 $ 8,000 $ 73,000
Sullivan, New Hampshire 2 $ 523,000 $ 261,500 $ 83,000
Cumberland, New Jersey 2 $ 85,000 $ 42,500 $ 36,000
Salem, New Jersey 2 $ 87,000 $ 43,500 $ 100,000
Warren, New Jersey 2 $ 37,000 $ 18,500 $ 71,000
Chaves, New Mexico 2 $ 16,000 $ 8,000 $ 60,000
Chemung, New York 2 $ 45,000 $ 22,500 $ 68,000
Genesee, New York 2 $ 42,000 $ 21,000 $ 33,000
Ontario, New York 2 $ 36,000 $ 18,000 $ 59,000
Putnam, New York 2 $ 581,000 $ 290,500 $ 57,000
Rensselaer, New York 2 $ 121,000 $ 60,500 $ 51,000
Rockland, New York 2 $ 289,000 $ 144,500 $ 75,000
Schenectady, New York 2 $ 125,000 $ 62,500 $ 42,000
Suffolk, New York 2 $ 246,000 $ 123,000 $ 133,000
Sullivan, New York 2 $ 131,000 $ 65,500 $ 54,000
Rowan, North Carolina 2 $ 116,000 $ 58,000 $ 32,000
Delaware, Ohio 2 $ 270,000 $ 135,000 $ 118,000
Erie, Ohio 2 $ 24,000 $ 12,000 $ 36,000
Highland, Ohio 2 $ 35,000 $ 17,500 $ 53,000
Hocking, Ohio 2 $ 39,000 $ 19,500 $ 51,000
Huron, Ohio 2 $ 201,000 $ 100,500 $ 52,000
Jackson, Ohio 2 $ 128,000 $ 64,000 $ 24,000
Mahoning, Ohio 2 $ 18,000 $ 9,000 $ 49,000
Preble, Ohio 2 $ 78,000 $ 39,000 $ 60,000
Richland, Ohio 2 $ 50,000 $ 25,000 $ 52,000
Seneca, Ohio 2 $ 45,000 $ 22,500 $ 38,000
Summit, Ohio 2 $ 24,000 $ 12,000 $ 72,000
Alfalfa, Oklahoma 2 $ 46,000 $ 23,000 $ 55,000
Creek, Oklahoma 2 $ 50,000 $ 25,000 $ 29,000
Custer, Oklahoma 2 $ 30,000 $ 15,000 $ 56,000
Kiowa, Oklahoma 2 $ 35,000 $ 17,500 $ 35,000
McIntosh, Oklahoma 2 $ 61,000 $ 30,500 $ 63,000
Noble, Oklahoma 2 $ 31,000 $ 15,500 $ 45,000
Klamath, Oregon 2 $ 43,000 $ 21,500 $ 64,000
Bucks, Pennsylvania 2 $ 1,800,000 $ 900,000 $ 878,000
Delaware, Pennsylvania 2 $ 47,000 $ 23,500 $ 77,000
Lycoming, Pennsylvania 2 $ 50,000 $ 25,000 $ 43,000
Wayne, Pennsylvania 2 $ 33,000 $ 16,500 $ 46,000
Dorchester, South Carolina 2 $ 135,000 $ 67,500 $ 63,000
Blount, Tennessee 2 $ 35,000 $ 17,500 $ 69,000
Cumberland, Tennessee 2 $ 142,000 $ 71,000 $ 153,000
Rutherford, Tennessee 2 $ 18,000 $ 9,000 $ 65,000
Sevier, Tennessee 2 $ 336,000 $ 168,000 $ 183,000
Guadalupe, Texas 2 $ 170,000 $ 85,000 $ 125,000
Travis, Texas 2 $ 128,000 $ 64,000 $ 80,000
Culpeper, Virginia 2 $ 940,000 $ 470,000 $ 71,000
Fauquier, Virginia 2 $ 334,000 $ 167,000 $ 21,000
Henrico, Virginia 2 $ 409,000 $ 204,500 $ 111,000
Isle of Wight, Virginia 2 $ 28,000 $ 14,000 $ 28,000
James City, Virginia 2 $ 531,000 $ 265,500 $ 82,000
Manassas, Virginia 2 $ 280,000 $ 140,000 $ 73,000
Suffolk, Virginia 2 $ 56,000 $ 28,000 $ 63,000
Grant, Washington 2 $ 45,000 $ 22,500 $ 42,000
Outagamie, Wisconsin 2 $ 32,000 $ 16,000 $ 66,000
Racine, Wisconsin 2 $ 58,000 $ 29,000 $ 48,000
Washington, Wisconsin 2 $ 29,000 $ 14,500 $ 67,000
Bibb, Alabama 1 $ 13,000 $ 13,000 $ 52,000
Chambers, Alabama 1 $ 33,000 $ 33,000 $ 59,000
Cullman, Alabama 1 $ 10,000 $ 10,000 $ 47,000
Jefferson, Alabama 1 $ 45,000 $ 45,000 $ 74,000
Cochise, Arizona 1 $ 20,000 $ 20,000 $ 28,000
Coconino, Arizona 1 $ 14,000 $ 14,000 $ 51,000
Pima, Arizona 1 $ 25,000 $ 25,000 $ 94,000
Pinal, Arizona 1 $ 16,000 $ 16,000 $ 56,000
Yuma, Arizona 1 $ 170,000 $ 170,000 $ 60,000
Calhoun, Arkansas 1 $ 25,000 $ 25,000 $ 92,000
Columbia, Arkansas 1 $ 18,000 $ 18,000 $ 27,000
Conway, Arkansas 1 $ 40,000 $ 40,000 $ 94,000
Cross, Arkansas 1 $ 15,000 $ 15,000 $ 49,000
Hot Spring, Arkansas 1 $ 25,000 $ 25,000 $ 76,000
Howard, Arkansas 1 $ 35,000 $ 35,000 $ 34,000
Polk, Arkansas 1 $ 20,000 $ 20,000 $ 30,000
St. Francis, Arkansas 1 $ 20,000 $ 20,000 $ 35,000
Union, Arkansas 1 $ 17,000 $ 17,000 $ 52,000
White, Arkansas 1 $ 25,000 $ 25,000 $ 40,000
Mendocino, California 1 $ 320,000 $ 320,000 $ 82,000
Nevada, California 1 $ 583,000 $ 583,000 $ 0
San Francisco, California 1 $ 16,000 $ 16,000 $ 111,000
San Mateo, California 1 $ 948,000 $ 948,000 $ 51,000
Yolo, California 1 $ 520,000 $ 520,000 $ 151,000
Sussex, Delaware 1 $ 406,000 $ 406,000 $ 94,000
Charlotte, Florida 1 $ 25,000 $ 25,000 $ 150,000
Martin, Florida 1 $ 366,000 $ 366,000 $ 108,000
Putnam, Florida 1 $ 62,000 $ 62,000 $ 163,000
St. Lucie, Florida 1 $ 34,000 $ 34,000 $ 6,000
Appling, Georgia 1 $ 25,000 $ 25,000 $ 27,000
Baldwin, Georgia 1 $ 16,000 $ 16,000 $ 66,000
Bartow, Georgia 1 $ 112,000 $ 112,000 $ 69,000
Camden, Georgia 1 $ 25,000 $ 25,000 $ 101,000
Carroll, Georgia 1 $ 124,000 $ 124,000 $ 31,000
Cherokee, Georgia 1 $ 47,000 $ 47,000 $ 86,000
Early, Georgia 1 $ 35,000 $ 35,000 $ 0
Glynn, Georgia 1 $ 21,000 $ 21,000 $ 51,000
Hall, Georgia 1 $ 18,000 $ 18,000 $ 59,000
Heard, Georgia 1 $ 40,000 $ 40,000 $ 66,000
Long, Georgia 1 $ 14,000 $ 14,000 $ 39,000
Madison, Georgia 1 $ 20,000 $ 20,000 $ 45,000
Kauai, Hawaii 1 $ 290,000 $ 290,000 $ 87,000
Benewah, Idaho 1 $ 25,000 $ 25,000 $ 51,000
Bonneville, Idaho 1 $ 35,000 $ 35,000 $ 86,000
Canyon, Idaho 1 $ 116,000 $ 116,000 $ 38,000
Bureau, Illinois 1 $ 18,000 $ 18,000 $ 57,000
Carroll, Illinois 1 $ 60,000 $ 60,000 $ 58,000
Champaign, Illinois 1 $ 25,000 $ 25,000 $ 70,000
DeKalb, Illinois 1 $ 208,000 $ 208,000 $ 90,000
DuPage, Illinois 1 $ 8,000 $ 8,000 $ 117,000
Fulton, Illinois 1 $ 21,000 $ 21,000 $ 28,000
Kane, Illinois 1 $ 111,000 $ 111,000 $ 107,000
Kankakee, Illinois 1 $ 11,000 $ 11,000 $ 36,000
Kendall, Illinois 1 $ 250,000 $ 250,000 $ 144,000
LaSalle, Illinois 1 $ 25,000 $ 25,000 $ 31,000
Menard, Illinois 1 $ 17,000 $ 17,000 $ 48,000
Ogle, Illinois 1 $ 12,000 $ 12,000 $ 43,000
Rock Island, Illinois 1 $ 25,000 $ 25,000 $ 74,000
Saline, Illinois 1 $ 8,000 $ 8,000 $ 35,000
Sangamon, Illinois 1 $ 8,000 $ 8,000 $ 43,000
Vermilion, Illinois 1 $ 25,000 $ 25,000 $ 128,000
Whiteside, Illinois 1 $ 16,000 $ 16,000 $ 40,000
Woodford, Illinois 1 $ 15,000 $ 15,000 $ 69,000
Adams, Indiana 1 $ 25,000 $ 25,000 $ 60,000
Kosciusko, Indiana 1 $ 25,000 $ 25,000 $ 94,000
Lake, Indiana 1 $ 6,000 $ 6,000 $ 52,000
Madison, Indiana 1 $ 8,000 $ 8,000 $ 47,000
Morgan, Indiana 1 $ 11,000 $ 11,000 $ 68,000
Spencer, Indiana 1 $ 120,000 $ 120,000 $ 34,000
Cedar, Iowa 1 $ 17,000 $ 17,000 $ 55,000
Dallas, Iowa 1 $ 15,000 $ 15,000 $ 99,000
Jasper, Iowa 1 $ 25,000 $ 25,000 $ 91,000
Jefferson, Iowa 1 $ 16,000 $ 16,000 $ 24,000
Johnson, Iowa 1 $ 25,000 $ 25,000 $ 98,000
Lucas, Iowa 1 $ 13,000 $ 13,000 $ 26,000
Muscatine, Iowa 1 $ 25,000 $ 25,000 $ 46,000
Washington, Iowa 1 $ 19,000 $ 19,000 $ 52,000
Brown, Kansas 1 $ 11,000 $ 11,000 $ 39,000
Crawford, Kansas 1 $ 10,000 $ 10,000 $ 20,000
Dickinson, Kansas 1 $ 11,000 $ 11,000 $ 31,000
Ford, Kansas 1 $ 13,000 $ 13,000 $ 93,000
Harper, Kansas 1 $ 18,000 $ 18,000 $ 43,000
Harvey, Kansas 1 $ 25,000 $ 25,000 $ 60,000
Jackson, Kansas 1 $ 7,000 $ 7,000 $ 90,000
Labette, Kansas 1 $ 17,000 $ 17,000 $ 51,000
Lane, Kansas 1 $ 22,000 $ 22,000 $ 57,000
McPherson, Kansas 1 $ 14,000 $ 14,000 $ 53,000
Miami, Kansas 1 $ 25,000 $ 25,000 $ 49,000
Neosho, Kansas 1 $ 21,000 $ 21,000 $ 52,000
Rice, Kansas 1 $ 13,000 $ 13,000 $ 24,000
Riley, Kansas 1 $ 7,000 $ 7,000 $ 59,000
Scott, Kansas 1 $ 20,000 $ 20,000 $ 90,000
Seward, Kansas 1 $ 25,000 $ 25,000 $ 86,000
Stafford, Kansas 1 $ 15,000 $ 15,000 $ 25,000
Sumner, Kansas 1 $ 9,000 $ 9,000 $ 44,000
Wabaunsee, Kansas 1 $ 8,000 $ 8,000 $ 57,000
Wilson, Kansas 1 $ 7,000 $ 7,000 $ 18,000
Christian, Kentucky 1 $ 25,000 $ 25,000 $ 39,000
Crittenden, Kentucky 1 $ 6,000 $ 6,000 $ 70,000
Graves, Kentucky 1 $ 25,000 $ 25,000 $ 24,000
Marshall, Kentucky 1 $ 9,000 $ 9,000 $ 43,000
McCracken, Kentucky 1 $ 23,000 $ 23,000 $ 37,000
Shelby, Kentucky 1 $ 9,000 $ 9,000 $ 98,000
Webster, Kentucky 1 $ 25,000 $ 25,000 $ 59,000
Bienville, Louisiana 1 $ 25,000 $ 25,000 $ 107,000
Bossier, Louisiana 1 $ 5,000 $ 5,000 $ 48,000
East Baton Rouge, Louisiana 1 $ 22,000 $ 22,000 $ 86,000
Lafayette, Louisiana 1 $ 84,000 $ 84,000 $ 38,000
Morehouse, Louisiana 1 $ 35,000 $ 35,000 $ 39,000
Natchitoches, Louisiana 1 $ 9,000 $ 9,000 $ 32,000
Sabine, Louisiana 1 $ 18,000 $ 18,000 $ 69,000
St. Landry, Louisiana 1 $ 25,000 $ 25,000 $ 22,000
St. Mary, Louisiana 1 $ 72,000 $ 72,000 $ 45,000
Androscoggin, Maine 1 $ 113,000 $ 113,000 $ 126,000
Knox, Maine 1 $ 108,000 $ 108,000 $ 102,000
Anne Arundel, Maryland 1 $ 175,000 $ 175,000 $ 0
Calvert, Maryland 1 $ 224,000 $ 224,000 $ 69,000
Carroll, Maryland 1 $ 21,000 $ 21,000 $ 56,000
Dorchester, Maryland 1 $ 6,000 $ 6,000 $ 90,000
Montgomery, Maryland 1 $ 200,000 $ 200,000 $ 48,000
Worcester, Maryland 1 $ 100,000 $ 100,000 $ 29,000
Barry, Michigan 1 $ 22,000 $ 22,000 $ 31,000
Page:

Mortgage Loan Application Detail Totals for Admirals Bank Former Domestic in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,609 $36,383,000 $22,000 $1,000,000 $65,000 $1,278,000
Home Purchase 822 $143,023,000 $173,000 $1,715,000 $106,000 $666,000
Refinancing 808 $182,400,000 $225,000 $1,715,000 $78,000 $774,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,773 $169,774,000 $95,000 $1,365,000 $73,000 $1,278,000
Black or African American 656 $69,533,000 $105,000 $960,000 $83,000 $666,000
Hispanic 372 $56,782,000 $152,000 $1,125,000 $72,000 $500,000
Not Provided 339 $48,997,000 $144,000 $1,715,000 $108,000 $660,000
Asian 79 $12,258,000 $155,000 $688,000 $79,000 $546,000
Native Hawaiian or Other Pacific Islander 16 $4,110,000 $256,000 $713,000 $91,000 $300,000
American Indian or Alaskan Native 4 $352,000 $88,000 $300,000 $61,000 $105,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,774 $332,138,000 $187,000 $1,715,000 $92,000 $1,278,000
FHA-insured (Federal Housing Administration) 1,465 $29,668,000 $20,000 $330,000 $62,000 $360,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,800 $168,300,000 $93,000 $1,365,000 $71,000 $648,000
Application Withdrawn By Applicant 547 $70,859,000 $129,000 $1,000,000 $81,000 $1,278,000
Application Denied By Financial Institution 466 $85,495,000 $183,000 $1,125,000 $109,000 $666,000
Application Approved But Not Accepted 418 $34,670,000 $82,000 $1,715,000 $72,000 $660,000
File Closed For Incompleteness 8 $2,482,000 $310,000 $975,000 $108,000 $310,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 109 $19,033,000 $174,000 $975,000 $68,000 $315,000
Debt-To-Income Ratio 104 $17,079,000 $164,000 $1,125,000 $107,000 $666,000
Collateral 104 $20,862,000 $200,000 $1,125,000 $127,000 $560,000
Other 95 $18,610,000 $195,000 $960,000 $141,000 $540,000
Unverifiable Information 21 $4,061,000 $193,000 $612,000 $87,000 $254,000
Employment History 17 $2,935,000 $172,000 $400,000 $98,000 $356,000
Mortgage Insurance Denied 6 $1,340,000 $223,000 $361,000 $59,000 $220,000
Insufficient Cash (Downpayment, Closing Cost) 5 $919,000 $183,000 $304,000 $209,000 $324,000
Credit Application Incomplete 5 $656,000 $131,000 $280,000 $106,000 $351,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank Former Domestic's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Admirals Bank Former Domestic's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet with aggregated HMDA statistics today.

Download the Rhode Island Lender List