E*Trade Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
E*Trade Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | E*Trade Bank 671 North Glebe Rd, 12Th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,670 |
| Total Mortgage Loan Application Amount | $458,908,000 |
| Average Mortgage Loan Application Amount | $279,500 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $134,500 |
| Highest Applicant Income | $4,992,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with E*Trade Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing E*Trade Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down E*Trade Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how E*Trade Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by E*Trade Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at E*Trade Bank's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 104 | $ 37,653,000 | $ 362,000 | $ 125,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 69 | $ 22,993,000 | $ 260,500 | $ 129,750 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 48 | $ 17,839,000 | $ 362,000 | $ 152,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 47 | $ 13,772,000 | $ 293,000 | $ 139,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 44 | $ 15,471,000 | $ 351,000 | $ 143,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 42 | $ 19,564,000 | $ 465,000 | $ 173,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 41 | $ 11,460,000 | $ 279,000 | $ 130,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 40 | $ 8,076,000 | $ 201,000 | $ 100,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 40 | $ 14,048,000 | $ 351,000 | $ 134,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 38 | $ 14,260,000 | $ 375,000 | $ 136,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 35 | $ 8,448,000 | $ 241,000 | $ 116,000 |
| PHILADELPHIA, PA | 33 | $ 6,646,000 | $ 201,000 | $ 105,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 30 | $ 14,818,000 | $ 493,000 | $ 181,000 |
| LAS VEGAS-PARADISE, NV | 28 | $ 7,752,000 | $ 276,000 | $ 136,000 |
| DENVER-AURORA, CO | 27 | $ 6,054,000 | $ 224,000 | $ 125,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 27 | $ 9,397,000 | $ 348,000 | $ 135,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 26 | $ 6,779,000 | $ 260,000 | $ 107,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 24 | $ 6,918,000 | $ 254,500 | $ 118,000 |
| BALTIMORE-TOWSON, MD | 23 | $ 4,666,000 | $ 202,000 | $ 97,000 |
| EDISON-NEW BRUNSWICK, NJ | 23 | $ 5,190,000 | $ 225,000 | $ 117,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 22 | $ 6,788,000 | $ 308,000 | $ 115,000 |
| NEWARK-UNION, NJ-PA | 21 | $ 6,846,000 | $ 326,000 | $ 151,000 |
| ORLANDO-KISSIMMEE, FL | 18 | $ 3,566,000 | $ 198,000 | $ 93,000 |
| NASSAU-SUFFOLK, NY | 16 | $ 5,704,000 | $ 356,000 | $ 134,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 16 | $ 3,859,000 | $ 241,000 | $ 116,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 15 | $ 4,951,000 | $ 370,000 | $ 243,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 15 | $ 4,193,000 | $ 279,000 | $ 141,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 14 | $ 4,682,000 | $ 334,000 | $ 115,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 13 | $ 3,062,000 | $ 235,000 | $ 156,000 |
| PEABODY, MA | 13 | $ 3,269,000 | $ 251,000 | $ 132,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 12 | $ 2,893,000 | $ 241,000 | $ 168,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 12 | $ 2,556,000 | $ 211,000 | $ 78,000 |
| TUCSON, AZ | 12 | $ 2,343,000 | $ 195,000 | $ 97,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 12 | $ 3,578,000 | $ 298,000 | $ 122,000 |
| BOSTON-QUINCY, MA | 11 | $ 2,817,000 | $ 256,000 | $ 147,000 |
| CAMDEN, NJ | 11 | $ 2,186,000 | $ 198,000 | $ 104,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 11 | $ 1,489,000 | $ 135,000 | $ 73,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11 | $ 2,056,000 | $ 186,000 | $ 112,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 10 | $ 2,658,000 | $ 210,333 | $ 92,333 |
| DALLAS-PLANO-IRVING, TX | 10 | $ 1,958,000 | $ 195,000 | $ 100,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 10 | $ 2,122,000 | $ 212,000 | $ 133,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 10 | $ 3,497,000 | $ 349,000 | $ 171,000 |
| KANSAS CITY, MO-KS | 9 | $ 1,696,000 | $ 207,000 | $ 104,000 |
| ALBUQUERQUE, NM | 8 | $ 1,630,000 | $ 203,000 | $ 140,000 |
| RALEIGH-CARY, NC | 8 | $ 1,642,000 | $ 205,000 | $ 90,000 |
| RENO-SPARKS, NV | 8 | $ 2,118,000 | $ 264,000 | $ 133,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 7 | $ 2,259,000 | $ 322,000 | $ 92,000 |
| PROVO-OREM, UT | 7 | $ 1,197,000 | $ 171,000 | $ 140,000 |
| ST. LOUIS, MO-IL | 7 | $ 858,000 | $ 156,500 | $ 72,000 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 1,858,000 | $ 265,000 | $ 137,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 1,398,000 | $ 233,000 | $ 118,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 1,436,000 | $ 239,000 | $ 209,000 |
| FRESNO, CA | 6 | $ 1,067,000 | $ 177,000 | $ 89,000 |
| JACKSONVILLE, FL | 6 | $ 1,202,000 | $ 200,000 | $ 96,000 |
| ANCHORAGE, AK | 5 | $ 1,393,000 | $ 278,000 | $ 166,000 |
| BOULDER, CO | 5 | $ 1,230,000 | $ 246,000 | $ 97,000 |
| BUFFALO-NIAGARA FALLS, NY | 5 | $ 659,000 | $ 131,000 | $ 88,000 |
| CHATTANOOGA, TN-GA | 5 | $ 658,000 | $ 119,500 | $ 47,500 |
| COLORADO SPRINGS, CO | 5 | $ 1,429,000 | $ 285,000 | $ 152,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 5 | $ 1,063,000 | $ 205,500 | $ 103,500 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 5 | $ 902,000 | $ 124,000 | $ 98,500 |
| MEDFORD, OR | 5 | $ 689,000 | $ 137,000 | $ 244,000 |
| MERCED, CA | 5 | $ 868,000 | $ 173,000 | $ 63,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 1,091,000 | $ 218,000 | $ 134,000 |
| PITTSBURGH, PA | 5 | $ 561,000 | $ 112,000 | $ 93,000 |
| SALT LAKE CITY, UT | 5 | $ 743,000 | $ 148,000 | $ 87,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 5 | $ 2,020,000 | $ 404,000 | $ 108,000 |
| SANTA ROSA-PETALUMA, CA | 5 | $ 1,664,000 | $ 332,000 | $ 139,000 |
| SPRINGFIELD, MA | 5 | $ 988,000 | $ 197,000 | $ 121,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5 | $ 811,000 | $ 162,000 | $ 78,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 948,000 | $ 237,000 | $ 118,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 388,000 | $ 97,000 | $ 68,000 |
| BRADENTON-SARASOTA-VENICE, FL | 4 | $ 1,150,000 | $ 287,000 | $ 115,000 |
| DURHAM, NC | 4 | $ 845,000 | $ 211,000 | $ 138,000 |
| INDIANAPOLIS-CARMEL, IN | 4 | $ 1,674,000 | $ 418,000 | $ 207,000 |
| MODESTO, CA | 4 | $ 1,144,000 | $ 286,000 | $ 102,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4 | $ 603,000 | $ 150,000 | $ 93,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4 | $ 964,000 | $ 241,000 | $ 80,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 4 | $ 1,002,000 | $ 250,000 | $ 101,000 |
| RICHMOND, VA | 4 | $ 1,042,000 | $ 260,000 | $ 117,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 1,027,000 | $ 256,000 | $ 155,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 1,806,000 | $ 451,000 | $ 137,000 |
| STOCKTON, CA | 4 | $ 1,039,000 | $ 259,000 | $ 106,000 |
| TRENTON-EWING, NJ | 4 | $ 843,000 | $ 210,000 | $ 111,000 |
| WORCESTER, MA | 4 | $ 762,000 | $ 190,000 | $ 100,000 |
| ASHEVILLE, NC | 3 | $ 424,000 | $ 141,000 | $ 37,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 407,000 | $ 139,000 | $ 63,500 |
| BATON ROUGE, LA | 3 | $ 493,000 | $ 164,000 | $ 82,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 717,000 | $ 239,000 | $ 110,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3 | $ 401,000 | $ 133,000 | $ 70,000 |
| COLUMBIA, SC | 3 | $ 573,000 | $ 191,000 | $ 105,000 |
| COLUMBUS, OH | 3 | $ 1,050,000 | $ 350,000 | $ 124,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 477,000 | $ 159,000 | $ 79,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 613,000 | $ 204,000 | $ 136,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 425,000 | $ 141,000 | $ 102,000 |
| GARY, IN | 3 | $ 578,000 | $ 192,000 | $ 72,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 3 | $ 593,000 | $ 197,000 | $ 88,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 291,000 | $ 99,500 | $ 58,500 |
| KNOXVILLE, TN | 3 | $ 479,000 | $ 159,000 | $ 60,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 306,000 | $ 102,000 | $ 107,000 |
| MADISON, WI | 3 | $ 605,000 | $ 201,000 | $ 84,000 |
| MOBILE, AL | 3 | $ 544,000 | $ 181,000 | $ 123,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 3 | $ 409,000 | $ 136,000 | $ 100,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 725,000 | $ 241,000 | $ 108,000 |
| PORT ST. LUCIE, FL | 3 | $ 678,000 | $ 226,000 | $ 129,000 |
| PRESCOTT, AZ | 3 | $ 880,000 | $ 293,000 | $ 114,000 |
| SALEM, OR | 3 | $ 766,000 | $ 255,000 | $ 70,000 |
| TULSA, OK | 3 | $ 404,000 | $ 134,000 | $ 168,000 |
| WILMINGTON, NC | 3 | $ 790,000 | $ 263,000 | $ 154,000 |
| YORK-HANOVER, PA | 3 | $ 665,000 | $ 221,000 | $ 97,000 |
| ANN ARBOR, MI | 2 | $ 133,000 | $ 66,000 | $ 66,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 602,000 | $ 301,000 | $ 106,000 |
| BARNSTABLE TOWN, MA | 2 | $ 832,000 | $ 416,000 | $ 155,000 |
| BEND, OR | 2 | $ 571,000 | $ 285,000 | $ 82,000 |
| CHARLESTON, WV | 2 | $ 673,000 | $ 336,000 | $ 212,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 2 | $ 839,000 | $ 419,000 | $ 60,000 |
| CHICO, CA | 2 | $ 452,000 | $ 226,000 | $ 43,000 |
| CLARKSVILLE, TN-KY | 2 | $ 415,000 | $ 207,500 | $ 123,000 |
| COLUMBIA, MO | 2 | $ 249,000 | $ 124,000 | $ 107,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 632,000 | $ 316,000 | $ 179,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 152,000 | $ 76,000 | $ 70,000 |
| ELMIRA, NY | 2 | $ 230,000 | $ 115,000 | $ 82,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 258,000 | $ 129,000 | $ 197,000 |
| GRAND JUNCTION, CO | 2 | $ 675,000 | $ 337,000 | $ 95,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 2 | $ 150,000 | $ 75,000 | $ 57,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 190,000 | $ 95,000 | $ 97,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 585,000 | $ 292,000 | $ 223,000 |
| HOT SPRINGS, AR | 2 | $ 173,000 | $ 86,000 | $ 57,000 |
| HUNTSVILLE, AL | 2 | $ 679,000 | $ 339,000 | $ 130,000 |
| JACKSON, MS | 2 | $ 345,000 | $ 172,000 | $ 137,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 523,000 | $ 261,000 | $ 189,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| LANCASTER, PA | 2 | $ 300,000 | $ 150,000 | $ 113,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 182,000 | $ 91,000 | $ 86,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 575,000 | $ 287,000 | $ 173,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 341,000 | $ 170,500 | $ 80,000 |
| NAPA, CA | 2 | $ 917,000 | $ 458,000 | $ 93,000 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 865,000 | $ 432,000 | $ 434,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 364,000 | $ 182,000 | $ 136,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 279,000 | $ 139,000 | $ 122,000 |
| OKLAHOMA CITY, OK | 2 | $ 221,000 | $ 110,000 | $ 126,000 |
| OLYMPIA, WA | 2 | $ 409,000 | $ 204,000 | $ 61,000 |
| PITTSFIELD, MA | 2 | $ 831,000 | $ 415,000 | $ 255,000 |
| ROCHESTER, NY | 2 | $ 375,000 | $ 187,000 | $ 159,000 |
| SALINAS, CA | 2 | $ 1,125,000 | $ 562,000 | $ 339,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 1,827,000 | $ 913,000 | $ 228,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 150,000 | $ 75,000 | $ 91,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 572,000 | $ 286,000 | $ 89,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| AUBURN-OPELIKA, AL | 1 | $ 310,000 | $ 310,000 | $ 76,000 |
| BAKERSFIELD, CA | 1 | $ 150,000 | $ 150,000 | $ 144,000 |
| BANGOR, ME | 1 | $ 300,000 | $ 300,000 | $ 398,000 |
| BELLINGHAM, WA | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 296,000 | $ 296,000 | $ 142,000 |
| BURLINGTON, NC | 1 | $ 200,000 | $ 200,000 | $ 136,000 |
| CANTON-MASSILLON, OH | 1 | $ 240,000 | $ 240,000 | $ 160,000 |
| CARSON CITY, NV | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| CASPER, WY | 1 | $ 354,000 | $ 354,000 | $ 96,000 |
| CHARLOTTESVILLE, VA | 1 | $ 310,000 | $ 310,000 | $ 125,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| CORVALLIS, OR | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| DOTHAN, AL | 1 | $ 64,000 | $ 64,000 | $ 140,000 |
| ELKHART-GOSHEN, IN | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| ERIE, PA | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| EVANSVILLE, IN-KY | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| FAIRBANKS, AK | 1 | $ 280,000 | $ 280,000 | $ 72,000 |
| FLAGSTAFF, AZ | 1 | $ 100,000 | $ 100,000 | $ 109,000 |
| FORT WAYNE, IN | 1 | $ 160,000 | $ 160,000 | $ 126,000 |
| GAINESVILLE, FL | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| GAINESVILLE, GA | 1 | $ 192,000 | $ 192,000 | $ 149,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| GREELEY, CO | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| GREEN BAY, WI | 1 | $ 100,000 | $ 100,000 | $ 17,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| GULFPORT-BILOXI, MS | 1 | $ 210,000 | $ 210,000 | $ 39,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 300,000 | $ 300,000 | $ 122,000 |
| JACKSON, TN | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 97,000 | $ 97,000 | $ 74,000 |
| KINGSTON, NY | 1 | $ 150,000 | $ 150,000 | $ 142,000 |
| LAFAYETTE, LA | 1 | $ 136,000 | $ 136,000 | $ 88,000 |
| LAKE CHARLES, LA | 1 | $ 143,000 | $ 143,000 | $ 110,000 |
| LEWISTON-AUBURN, ME | 1 | $ 72,000 | $ 72,000 | $ 19,000 |
| LOGAN, UT-ID | 1 | $ 127,000 | $ 127,000 | $ 51,000 |
| LYNCHBURG, VA | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 345,000 | $ 345,000 | $ 265,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| OCEAN CITY, NJ | 1 | $ 851,000 | $ 851,000 | $ 231,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| PEORIA, IL | 1 | $ 230,000 | $ 230,000 | $ 240,000 |
| RACINE, WI | 1 | $ 114,000 | $ 114,000 | $ 117,000 |
| ROANOKE, VA | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| SAN ANTONIO, TX | 1 | $ 198,000 | $ 198,000 | $ 68,000 |
| SANDUSKY, OH | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| SAVANNAH, GA | 1 | $ 300,000 | $ 300,000 | $ 135,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 60,000 | $ 60,000 | $ 92,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 417,000 | $ 417,000 | $ 540,000 |
| SPOKANE, WA | 1 | $ 170,000 | $ 170,000 | $ 112,000 |
| STATE COLLEGE, PA | 1 | $ 176,000 | $ 176,000 | $ 175,000 |
| TACOMA, WA | 1 | $ 270,000 | $ 270,000 | $ 42,000 |
| TERRE HAUTE, IN | 1 | $ 560,000 | $ 560,000 | $ 148,000 |
| TOLEDO, OH | 1 | $ 127,000 | $ 127,000 | $ 215,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| WINSTON-SALEM, NC | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| YUBA CITY, CA | 1 | $ 90,000 | $ 90,000 | $ 224,000 |
Mortgage Loan Application Detail Totals for E*Trade Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,124 | $297,674,000 | $264,000 | $3,000,000 | $124,000 | $4,992,000 |
| Home Purchase | 546 | $161,234,000 | $295,000 | $1,500,000 | $145,000 | $2,003,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 816 | $230,792,000 | $282,000 | $1,500,000 | $133,000 | $2,003,000 |
| Not Provided | 628 | $167,842,000 | $267,000 | $3,000,000 | $136,000 | $4,992,000 |
| Asian | 105 | $31,974,000 | $304,000 | $1,419,000 | $119,000 | $510,000 |
| Hispanic | 64 | $16,786,000 | $262,000 | $700,000 | $98,000 | $320,000 |
| Black or African American | 36 | $7,520,000 | $208,000 | $417,000 | $118,000 | $720,000 |
| Not applicable | 8 | $1,256,000 | $157,000 | $256,000 | $50,000 | $73,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,316,000 | $188,000 | $250,000 | $97,000 | $216,000 |
| American Indian or Alaskan Native | 6 | $1,422,000 | $237,000 | $417,000 | $101,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,670 | $458,908,000 | $274,000 | $3,000,000 | $131,000 | $4,992,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 780 | $220,959,000 | $283,000 | $3,000,000 | $134,000 | $4,992,000 |
| Loan Originated | 553 | $154,432,000 | $279,000 | $1,390,000 | $128,000 | $540,000 |
| Application Withdrawn By Applicant | 162 | $43,971,000 | $271,000 | $1,140,000 | $149,000 | $1,992,000 |
| Application Approved But Not Accepted | 120 | $31,425,000 | $261,000 | $1,141,000 | $134,000 | $1,192,000 |
| Loan Purchased By The Institution | 55 | $8,121,000 | $147,000 | $385,000 | $57,000 | $210,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 575 | $164,489,000 | $286,000 | $3,000,000 | $140,000 | $4,992,000 |
| Collateral | 103 | $29,124,000 | $282,000 | $1,410,000 | $134,000 | $420,000 |
| Debt-To-Income Ratio | 62 | $18,549,000 | $299,000 | $1,419,000 | $89,000 | $372,000 |
| Credit History | 34 | $7,514,000 | $221,000 | $776,000 | $123,000 | $720,000 |
| Employment History | 2 | $350,000 | $175,000 | $185,000 | $216,000 | $360,000 |
| Unverifiable Information | 2 | $335,000 | $167,000 | $215,000 | $221,000 | $389,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $181,000 | $181,000 | $181,000 | $62,000 | $62,000 |
| Other | 1 | $417,000 | $417,000 | $417,000 | $160,000 | $160,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.