E*Trade Bank Mortgage Lending & HMDA Data, 2008
In 2008, E*Trade Bank of Arlington, VA reported 1,670 mortgage applications totaling $458.9 million, down 93% from 2007. The average application was for $274,795, and applicants reported an average income of $130,865. 33% of its applications resulted in an originated loan and 47% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (104), Washington-Arlington-Alexandria, DC-VA-MD-WV (69) and New York-White Plains-Wayne, NY-NJ (48) (applications in parentheses).
| Mortgage Company & Address | E*Trade Bank 671 North Glebe Rd, 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,670 |
| Total Mortgage Loan Application Amount | $458,908,000 |
| Average Mortgage Loan Application Amount | $274,795 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $130,865 |
| Highest Applicant Income | $4,992,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 104 | $ 37,653,000 | $ 362,048 | $ 125,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 69 | $ 22,993,000 | $ 333,231 | $ 182,521 |
| New York-White Plains-Wayne, NY-NJ | 48 | $ 17,839,000 | $ 371,645 | $ 157,000 |
| Riverside-San Bernardino-Ontario, CA | 47 | $ 13,772,000 | $ 293,021 | $ 139,000 |
| San Diego-Carlsbad-San Marcos, CA | 44 | $ 15,471,000 | $ 351,613 | $ 143,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 42 | $ 19,564,000 | $ 465,809 | $ 173,000 |
| Chicago-Naperville-Joliet, IL | 41 | $ 11,460,000 | $ 279,512 | $ 130,000 |
| Atlanta-Sandy Springs-Marietta, GA | 40 | $ 8,076,000 | $ 201,900 | $ 100,000 |
| Oakland-Fremont-Hayward, CA | 40 | $ 14,048,000 | $ 351,200 | $ 134,000 |
| Santa Ana-Anaheim-Irvine, CA | 38 | $ 14,260,000 | $ 375,263 | $ 136,000 |
| Phoenix-Mesa-Scottsdale, AZ | 35 | $ 8,448,000 | $ 241,371 | $ 116,000 |
| Philadelphia, PA | 33 | $ 6,646,000 | $ 201,393 | $ 105,000 |
| San Francisco-San Mateo-Redwood City, CA | 30 | $ 14,818,000 | $ 493,933 | $ 181,000 |
| Las Vegas-Paradise, NV | 28 | $ 7,752,000 | $ 276,857 | $ 136,000 |
| Denver-Aurora, CO | 27 | $ 6,054,000 | $ 224,222 | $ 125,000 |
| Seattle-Bellevue-Everett, WA | 27 | $ 9,397,000 | $ 348,037 | $ 135,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 26 | $ 6,779,000 | $ 260,730 | $ 107,000 |
| Portland-Vancouver-Beaverton, OR-WA | 24 | $ 6,918,000 | $ 288,250 | $ 125,583 |
| Baltimore-Towson, MD | 23 | $ 4,666,000 | $ 202,869 | $ 97,000 |
| Edison-New Brunswick, NJ | 23 | $ 5,190,000 | $ 225,652 | $ 117,000 |
| Cambridge-Newton-Framingham, MA | 22 | $ 6,788,000 | $ 308,545 | $ 115,000 |
| Newark-Union, NJ-PA | 21 | $ 6,846,000 | $ 326,000 | $ 151,000 |
| Orlando-Kissimmee, FL | 18 | $ 3,566,000 | $ 198,111 | $ 93,000 |
| Nassau-Suffolk, NY | 16 | $ 5,704,000 | $ 356,500 | $ 134,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 16 | $ 3,859,000 | $ 241,187 | $ 116,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 15 | $ 4,951,000 | $ 330,066 | $ 173,733 |
| Tampa-St. Petersburg-Clearwater, FL | 15 | $ 4,193,000 | $ 279,533 | $ 141,000 |
| Bethesda-Frederick-Gaithersburg, MD | 14 | $ 4,682,000 | $ 334,428 | $ 115,000 |
| New Orleans-Metairie-Kenner, LA | 13 | $ 3,062,000 | $ 235,538 | $ 156,000 |
| Peabody, MA | 13 | $ 3,269,000 | $ 251,461 | $ 132,000 |
| Miami-Miami Beach-Kendall, FL | 12 | $ 2,893,000 | $ 241,083 | $ 168,000 |
| Providence-New Bedford-Fall River, RI-MA | 12 | $ 2,556,000 | $ 213,000 | $ 79,333 |
| Tucson, AZ | 12 | $ 2,343,000 | $ 195,250 | $ 97,000 |
| Warren-Troy-Farmington Hills, MI | 12 | $ 3,578,000 | $ 298,166 | $ 122,000 |
| Boston-Quincy, MA | 11 | $ 2,817,000 | $ 256,090 | $ 147,000 |
| Camden, NJ | 11 | $ 2,186,000 | $ 198,727 | $ 104,000 |
| Charlotte-Gastonia-Concord, NC-SC | 11 | $ 1,489,000 | $ 135,363 | $ 73,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 2,056,000 | $ 186,909 | $ 112,000 |
| Cincinnati-Middletown, OH-KY-IN | 10 | $ 2,658,000 | $ 265,800 | $ 108,000 |
| Dallas-Plano-Irving, TX | 10 | $ 1,958,000 | $ 195,800 | $ 100,000 |
| Houston-Sugar Land-Baytown, TX | 10 | $ 2,122,000 | $ 212,200 | $ 133,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 3,497,000 | $ 349,700 | $ 171,000 |
| Kansas City, MO-KS | 9 | $ 1,696,000 | $ 188,444 | $ 102,333 |
| Albuquerque, NM | 8 | $ 1,630,000 | $ 203,750 | $ 140,000 |
| Raleigh-Cary, NC | 8 | $ 1,642,000 | $ 205,250 | $ 90,000 |
| Reno-Sparks, NV | 8 | $ 2,118,000 | $ 264,750 | $ 133,000 |
| Bridgeport-Stamford-Norwalk, CT | 7 | $ 2,259,000 | $ 322,714 | $ 92,000 |
| Provo-Orem, UT | 7 | $ 1,197,000 | $ 171,000 | $ 140,000 |
| St. Louis, MO-IL | 7 | $ 858,000 | $ 122,571 | $ 67,714 |
| Vallejo-Fairfield, CA | 7 | $ 1,858,000 | $ 265,428 | $ 137,000 |
| Austin-Round Rock, TX | 6 | $ 1,398,000 | $ 233,000 | $ 118,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 1,436,000 | $ 239,333 | $ 209,000 |
| Fresno, CA | 6 | $ 1,067,000 | $ 177,833 | $ 89,000 |
| Jacksonville, FL | 6 | $ 1,202,000 | $ 200,333 | $ 96,000 |
| Anchorage, AK | 5 | $ 1,393,000 | $ 278,600 | $ 166,000 |
| Boulder, CO | 5 | $ 1,230,000 | $ 246,000 | $ 97,000 |
| Buffalo-Niagara Falls, NY | 5 | $ 659,000 | $ 131,800 | $ 88,000 |
| Chattanooga, TN-GA | 5 | $ 658,000 | $ 131,600 | $ 59,800 |
| Colorado Springs, CO | 5 | $ 1,429,000 | $ 285,800 | $ 152,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,063,000 | $ 212,600 | $ 104,200 |
| Louisville-Jefferson County, KY-IN | 5 | $ 902,000 | $ 180,400 | $ 109,600 |
| Medford, OR | 5 | $ 689,000 | $ 137,800 | $ 244,000 |
| Merced, CA | 5 | $ 868,000 | $ 173,600 | $ 63,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,091,000 | $ 218,200 | $ 134,000 |
| Pittsburgh, PA | 5 | $ 561,000 | $ 112,200 | $ 93,000 |
| Salt Lake City, UT | 5 | $ 743,000 | $ 148,600 | $ 87,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 5 | $ 2,020,000 | $ 404,000 | $ 108,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 1,664,000 | $ 332,800 | $ 139,000 |
| Springfield, MA | 5 | $ 988,000 | $ 197,600 | $ 121,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 5 | $ 811,000 | $ 162,200 | $ 78,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 948,000 | $ 237,000 | $ 118,000 |
| Birmingham-Hoover, AL | 4 | $ 388,000 | $ 97,000 | $ 68,000 |
| Bradenton-Sarasota-Venice, FL | 4 | $ 1,150,000 | $ 287,500 | $ 115,000 |
| Durham, NC | 4 | $ 845,000 | $ 211,250 | $ 138,000 |
| Indianapolis-Carmel, IN | 4 | $ 1,674,000 | $ 418,500 | $ 207,000 |
| Modesto, CA | 4 | $ 1,144,000 | $ 286,000 | $ 102,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 603,000 | $ 150,750 | $ 93,000 |
| Portland-South Portland-Biddeford, ME | 4 | $ 964,000 | $ 241,000 | $ 80,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 4 | $ 1,002,000 | $ 250,500 | $ 101,000 |
| Richmond, VA | 4 | $ 1,042,000 | $ 260,500 | $ 117,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,027,000 | $ 256,750 | $ 155,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,806,000 | $ 451,500 | $ 137,000 |
| Stockton, CA | 4 | $ 1,039,000 | $ 259,750 | $ 106,000 |
| Trenton-Ewing, NJ | 4 | $ 843,000 | $ 210,750 | $ 111,000 |
| Worcester, MA | 4 | $ 762,000 | $ 190,500 | $ 100,000 |
| Asheville, NC | 3 | $ 424,000 | $ 141,333 | $ 37,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 407,000 | $ 135,666 | $ 67,000 |
| Baton Rouge, LA | 3 | $ 493,000 | $ 164,333 | $ 82,000 |
| Burlington-South Burlington, VT | 3 | $ 717,000 | $ 239,000 | $ 110,000 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 401,000 | $ 133,666 | $ 70,000 |
| Columbia, SC | 3 | $ 573,000 | $ 191,000 | $ 105,000 |
| Columbus, OH | 3 | $ 1,050,000 | $ 350,000 | $ 124,000 |
| Des Moines-West Des Moines, IA | 3 | $ 477,000 | $ 159,000 | $ 79,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 613,000 | $ 204,333 | $ 136,000 |
| Fort Collins-Loveland, CO | 3 | $ 425,000 | $ 141,666 | $ 102,000 |
| Gary, IN | 3 | $ 578,000 | $ 192,666 | $ 72,000 |
| Kennewick-Pasco-Richland, WA | 3 | $ 593,000 | $ 197,666 | $ 88,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 291,000 | $ 97,000 | $ 54,333 |
| Knoxville, TN | 3 | $ 479,000 | $ 159,666 | $ 60,000 |
| Lexington-Fayette, KY | 3 | $ 306,000 | $ 102,000 | $ 107,000 |
| Madison, WI | 3 | $ 605,000 | $ 201,666 | $ 84,000 |
| Mobile, AL | 3 | $ 544,000 | $ 181,333 | $ 123,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 3 | $ 409,000 | $ 136,333 | $ 100,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 725,000 | $ 241,666 | $ 108,000 |
| Port St. Lucie, FL | 3 | $ 678,000 | $ 226,000 | $ 129,000 |
| Prescott, AZ | 3 | $ 880,000 | $ 293,333 | $ 114,000 |
| Salem, OR | 3 | $ 766,000 | $ 255,333 | $ 70,000 |
| Tulsa, OK | 3 | $ 404,000 | $ 134,666 | $ 168,000 |
| Wilmington, NC | 3 | $ 790,000 | $ 263,333 | $ 154,000 |
| York-Hanover, PA | 3 | $ 665,000 | $ 221,666 | $ 97,000 |
| Ann Arbor, MI | 2 | $ 133,000 | $ 66,500 | $ 66,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 602,000 | $ 301,000 | $ 106,000 |
| Barnstable Town, MA | 2 | $ 832,000 | $ 416,000 | $ 155,000 |
| Bend, OR | 2 | $ 571,000 | $ 285,500 | $ 82,000 |
| Charleston, WV | 2 | $ 673,000 | $ 336,500 | $ 212,000 |
| Charleston-North Charleston-Summerville, SC | 2 | $ 839,000 | $ 419,500 | $ 60,000 |
| Chico, CA | 2 | $ 452,000 | $ 226,000 | $ 43,000 |
| Clarksville, TN-KY | 2 | $ 415,000 | $ 207,500 | $ 123,000 |
| Columbia, MO | 2 | $ 249,000 | $ 124,500 | $ 107,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 632,000 | $ 316,000 | $ 179,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 152,000 | $ 76,000 | $ 70,000 |
| Elmira, NY | 2 | $ 230,000 | $ 115,000 | $ 82,000 |
| Fort Worth-Arlington, TX | 2 | $ 258,000 | $ 129,000 | $ 197,000 |
| Grand Junction, CO | 2 | $ 675,000 | $ 337,500 | $ 95,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 150,000 | $ 75,000 | $ 57,000 |
| Harrisburg-Carlisle, PA | 2 | $ 190,000 | $ 95,000 | $ 97,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 585,000 | $ 292,500 | $ 223,000 |
| Hot Springs, AR | 2 | $ 173,000 | $ 86,500 | $ 57,000 |
| Huntsville, AL | 2 | $ 679,000 | $ 339,500 | $ 130,000 |
| Jackson, MS | 2 | $ 345,000 | $ 172,500 | $ 137,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 523,000 | $ 261,500 | $ 189,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| Lancaster, PA | 2 | $ 300,000 | $ 150,000 | $ 113,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 182,000 | $ 91,000 | $ 86,000 |
| Manchester-Nashua, NH | 2 | $ 575,000 | $ 287,500 | $ 173,000 |
| Memphis, TN-MS-AR | 2 | $ 341,000 | $ 170,500 | $ 80,000 |
| Napa, CA | 2 | $ 917,000 | $ 458,500 | $ 93,000 |
| Naples-Marco Island, FL | 2 | $ 865,000 | $ 432,500 | $ 434,000 |
| New Haven-Milford, CT | 2 | $ 364,000 | $ 182,000 | $ 136,000 |
| Norwich-New London, CT | 2 | $ 279,000 | $ 139,500 | $ 122,000 |
| Oklahoma City, OK | 2 | $ 221,000 | $ 110,500 | $ 126,000 |
| Olympia, WA | 2 | $ 409,000 | $ 204,500 | $ 61,000 |
| Pittsfield, MA | 2 | $ 831,000 | $ 415,500 | $ 255,000 |
| Rochester, NY | 2 | $ 375,000 | $ 187,500 | $ 159,000 |
| Salinas, CA | 2 | $ 1,125,000 | $ 562,500 | $ 339,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 1,827,000 | $ 913,500 | $ 228,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 150,000 | $ 75,000 | $ 91,000 |
| Visalia-Porterville, CA | 2 | $ 572,000 | $ 286,000 | $ 89,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| Auburn-Opelika, AL | 1 | $ 310,000 | $ 310,000 | $ 76,000 |
| Bakersfield, CA | 1 | $ 150,000 | $ 150,000 | $ 144,000 |
| Bangor, ME | 1 | $ 300,000 | $ 300,000 | $ 398,000 |
| Bellingham, WA | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Bremerton-Silverdale, WA | 1 | $ 296,000 | $ 296,000 | $ 142,000 |
| Burlington, NC | 1 | $ 200,000 | $ 200,000 | $ 136,000 |
| Canton-Massillon, OH | 1 | $ 240,000 | $ 240,000 | $ 160,000 |
| Carson City, NV | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Casper, WY | 1 | $ 354,000 | $ 354,000 | $ 96,000 |
| Charlottesville, VA | 1 | $ 310,000 | $ 310,000 | $ 125,000 |
| College Station-Bryan, TX | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Corvallis, OR | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Dothan, AL | 1 | $ 64,000 | $ 64,000 | $ 140,000 |
| Elkhart-Goshen, IN | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| Erie, PA | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Eugene-Springfield, OR | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Evansville, IN-KY | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Fairbanks, AK | 1 | $ 280,000 | $ 280,000 | $ 72,000 |
| Flagstaff, AZ | 1 | $ 100,000 | $ 100,000 | $ 109,000 |
| Fort Wayne, IN | 1 | $ 160,000 | $ 160,000 | $ 126,000 |
| Gainesville, FL | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Gainesville, GA | 1 | $ 192,000 | $ 192,000 | $ 149,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Greeley, CO | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Green Bay, WI | 1 | $ 100,000 | $ 100,000 | $ 17,000 |
| Greensboro-High Point, NC | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| Gulfport-Biloxi, MS | 1 | $ 210,000 | $ 210,000 | $ 39,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 300,000 | $ 300,000 | $ 122,000 |
| Jackson, TN | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Kalamazoo-Portage, MI | 1 | $ 97,000 | $ 97,000 | $ 74,000 |
| Kingston, NY | 1 | $ 150,000 | $ 150,000 | $ 142,000 |
| Lafayette, LA | 1 | $ 136,000 | $ 136,000 | $ 88,000 |
| Lake Charles, LA | 1 | $ 143,000 | $ 143,000 | $ 110,000 |
| Lewiston-Auburn, ME | 1 | $ 72,000 | $ 72,000 | $ 19,000 |
| Logan, UT-ID | 1 | $ 127,000 | $ 127,000 | $ 51,000 |
| Lynchburg, VA | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 345,000 | $ 345,000 | $ 265,000 |
| Niles-Benton Harbor, MI | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Ocean City, NJ | 1 | $ 851,000 | $ 851,000 | $ 231,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Oshkosh-Neenah, WI | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Panama City-Lynn Haven, FL | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Peoria, IL | 1 | $ 230,000 | $ 230,000 | $ 240,000 |
| Racine, WI | 1 | $ 114,000 | $ 114,000 | $ 117,000 |
| Roanoke, VA | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| San Antonio, TX | 1 | $ 198,000 | $ 198,000 | $ 68,000 |
| Sandusky, OH | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Savannah, GA | 1 | $ 300,000 | $ 300,000 | $ 135,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 60,000 | $ 60,000 | $ 92,000 |
| Sebastian-Vero Beach, FL | 1 | $ 417,000 | $ 417,000 | $ 540,000 |
| Spokane, WA | 1 | $ 170,000 | $ 170,000 | $ 112,000 |
| State College, PA | 1 | $ 176,000 | $ 176,000 | $ 175,000 |
| Tacoma, WA | 1 | $ 270,000 | $ 270,000 | $ 42,000 |
| Terre Haute, IN | 1 | $ 560,000 | $ 560,000 | $ 148,000 |
| Toledo, OH | 1 | $ 127,000 | $ 127,000 | $ 215,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Winston-Salem, NC | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Yuba City, CA | 1 | $ 90,000 | $ 90,000 | $ 224,000 |
Mortgage Loan Application Detail Totals for E*Trade Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,124 | $297,674,000 | $264,000 | $3,000,000 | $124,000 | $4,992,000 |
| Home Purchase | 546 | $161,234,000 | $295,000 | $1,500,000 | $145,000 | $2,003,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 816 | $230,792,000 | $282,000 | $1,500,000 | $133,000 | $2,003,000 |
| Not Provided | 628 | $167,842,000 | $267,000 | $3,000,000 | $136,000 | $4,992,000 |
| Asian | 105 | $31,974,000 | $304,000 | $1,419,000 | $119,000 | $510,000 |
| Hispanic | 64 | $16,786,000 | $262,000 | $700,000 | $98,000 | $320,000 |
| Black or African American | 36 | $7,520,000 | $208,000 | $417,000 | $118,000 | $720,000 |
| Not applicable | 8 | $1,256,000 | $157,000 | $256,000 | $50,000 | $73,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,316,000 | $188,000 | $250,000 | $97,000 | $216,000 |
| American Indian or Alaskan Native | 6 | $1,422,000 | $237,000 | $417,000 | $101,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,670 | $458,908,000 | $274,000 | $3,000,000 | $131,000 | $4,992,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 780 | $220,959,000 | $283,000 | $3,000,000 | $134,000 | $4,992,000 |
| Loan Originated | 553 | $154,432,000 | $279,000 | $1,390,000 | $128,000 | $540,000 |
| Application Withdrawn By Applicant | 162 | $43,971,000 | $271,000 | $1,140,000 | $149,000 | $1,992,000 |
| Application Approved But Not Accepted | 120 | $31,425,000 | $261,000 | $1,141,000 | $134,000 | $1,192,000 |
| Loan Purchased By The Institution | 55 | $8,121,000 | $147,000 | $385,000 | $57,000 | $210,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 575 | $164,489,000 | $286,000 | $3,000,000 | $140,000 | $4,992,000 |
| Collateral | 103 | $29,124,000 | $282,000 | $1,410,000 | $134,000 | $420,000 |
| Debt-To-Income Ratio | 62 | $18,549,000 | $299,000 | $1,419,000 | $89,000 | $372,000 |
| Credit History | 34 | $7,514,000 | $221,000 | $776,000 | $123,000 | $720,000 |
| Employment History | 2 | $350,000 | $175,000 | $185,000 | $216,000 | $360,000 |
| Unverifiable Information | 2 | $335,000 | $167,000 | $215,000 | $221,000 | $389,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $181,000 | $181,000 | $181,000 | $62,000 | $62,000 |
| Other | 1 | $417,000 | $417,000 | $417,000 | $160,000 | $160,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About