E*Trade Bank Mortgage Lending & HMDA Data, 2008
In 2008, E*Trade Bank of Arlington, VA reported 1,670 mortgage applications totaling $458.9 million, down 93% from 2007. The average application was for $274,795, and applicants reported an average income of $130,865. 33% of its applications resulted in an originated loan and 47% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (104), Washington-Arlington-Alexandria, DC-VA-MD-WV (69) and New York-White Plains-Wayne, NY-NJ (48) (applications in parentheses).
| Mortgage Company & Address | E*Trade Bank 671 North Glebe Rd, 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,670 |
| Total Mortgage Loan Application Amount | $458,908,000 |
| Average Mortgage Loan Application Amount | $274,795 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $130,865 |
| Highest Applicant Income | $4,992,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 104 | $ 37,653,000 | $ 362,048 | $ 125,000 |
| San Diego, California | 44 | $ 15,471,000 | $ 351,613 | $ 143,000 |
| Santa Clara, California | 41 | $ 19,314,000 | $ 471,073 | $ 169,000 |
| Orange, California | 38 | $ 14,260,000 | $ 375,263 | $ 136,000 |
| Maricopa, Arizona | 35 | $ 8,448,000 | $ 241,371 | $ 116,000 |
| Riverside, California | 28 | $ 8,814,000 | $ 314,785 | $ 153,000 |
| Cook, Illinois | 28 | $ 7,804,000 | $ 278,714 | $ 123,000 |
| Clark, Nevada | 28 | $ 7,752,000 | $ 276,857 | $ 136,000 |
| King, Washington | 23 | $ 8,398,000 | $ 365,130 | $ 143,000 |
| Alameda, California | 22 | $ 7,119,000 | $ 323,590 | $ 145,000 |
| Middlesex, Massachusetts | 22 | $ 6,788,000 | $ 308,545 | $ 115,000 |
| San Bernardino, California | 19 | $ 4,958,000 | $ 260,947 | $ 118,000 |
| Contra Costa, California | 18 | $ 6,929,000 | $ 384,944 | $ 120,000 |
| San Francisco, California | 18 | $ 9,995,000 | $ 555,277 | $ 192,000 |
| Sacramento, California | 16 | $ 3,941,000 | $ 246,312 | $ 107,000 |
| Essex, Massachusetts | 13 | $ 3,269,000 | $ 251,461 | $ 132,000 |
| Pima, Arizona | 12 | $ 2,343,000 | $ 195,250 | $ 97,000 |
| Miami-Dade, Florida | 12 | $ 2,893,000 | $ 241,083 | $ 168,000 |
| Montgomery, Maryland | 12 | $ 4,416,000 | $ 368,000 | $ 123,000 |
| Broward, Florida | 11 | $ 2,056,000 | $ 186,909 | $ 112,000 |
| Prince George's, Maryland | 11 | $ 2,495,000 | $ 226,818 | $ 91,000 |
| Oakland, Michigan | 11 | $ 3,539,000 | $ 321,727 | $ 123,000 |
| Mecklenburg, North Carolina | 11 | $ 1,489,000 | $ 135,363 | $ 73,000 |
| Philadelphia, Pennsylvania | 11 | $ 1,221,000 | $ 111,000 | $ 86,000 |
| Fairfax, Virginia | 11 | $ 6,253,000 | $ 568,454 | $ 586,000 |
| Loudoun, Virginia | 11 | $ 3,707,000 | $ 337,000 | $ 153,000 |
| Ventura, California | 10 | $ 3,497,000 | $ 349,700 | $ 171,000 |
| District of Columbia, District Of Columbia | 10 | $ 3,052,000 | $ 305,200 | $ 95,000 |
| Fulton, Georgia | 10 | $ 2,864,000 | $ 286,400 | $ 143,000 |
| Nassau, New York | 10 | $ 3,269,000 | $ 326,900 | $ 135,000 |
| Washington, Oregon | 10 | $ 2,124,000 | $ 212,400 | $ 105,000 |
| San Mateo, California | 9 | $ 3,712,000 | $ 412,444 | $ 173,000 |
| Baltimore City, Maryland | 9 | $ 1,545,000 | $ 171,666 | $ 94,000 |
| Middlesex, New Jersey | 9 | $ 2,222,000 | $ 246,888 | $ 97,000 |
| Prince William, Virginia | 9 | $ 2,344,000 | $ 260,444 | $ 89,000 |
| Denver, Colorado | 8 | $ 2,345,000 | $ 293,125 | $ 128,000 |
| Douglas, Colorado | 8 | $ 1,603,000 | $ 200,375 | $ 129,000 |
| Orange, Florida | 8 | $ 1,726,000 | $ 215,750 | $ 97,000 |
| Washoe, Nevada | 8 | $ 2,118,000 | $ 264,750 | $ 133,000 |
| Bergen, New Jersey | 8 | $ 2,757,000 | $ 344,625 | $ 112,000 |
| Bernalillo, New Mexico | 8 | $ 1,630,000 | $ 203,750 | $ 140,000 |
| Westchester, New York | 8 | $ 3,906,000 | $ 488,250 | $ 211,000 |
| Wake, North Carolina | 8 | $ 1,642,000 | $ 205,250 | $ 90,000 |
| Bucks, Pennsylvania | 8 | $ 1,765,000 | $ 220,625 | $ 89,000 |
| Chester, Pennsylvania | 8 | $ 2,677,000 | $ 334,625 | $ 162,000 |
| Placer, California | 7 | $ 1,781,000 | $ 254,428 | $ 85,000 |
| Solano, California | 7 | $ 1,858,000 | $ 265,428 | $ 137,000 |
| Fairfield, Connecticut | 7 | $ 2,259,000 | $ 322,714 | $ 92,000 |
| Hillsborough, Florida | 7 | $ 1,390,000 | $ 198,571 | $ 106,000 |
| Essex, New Jersey | 7 | $ 2,037,000 | $ 291,000 | $ 194,000 |
| Monmouth, New Jersey | 7 | $ 1,720,000 | $ 245,714 | $ 152,000 |
| New York, New York | 7 | $ 2,842,000 | $ 406,000 | $ 318,000 |
| Utah, Utah | 7 | $ 1,197,000 | $ 171,000 | $ 140,000 |
| Arlington, Virginia | 7 | $ 1,920,000 | $ 274,285 | $ 135,000 |
| Fresno, California | 6 | $ 1,067,000 | $ 177,833 | $ 89,000 |
| Lee, Florida | 6 | $ 1,436,000 | $ 239,333 | $ 209,000 |
| Pinellas, Florida | 6 | $ 2,246,000 | $ 374,333 | $ 181,000 |
| Cobb, Georgia | 6 | $ 1,175,000 | $ 195,833 | $ 101,000 |
| DeKalb, Georgia | 6 | $ 1,115,000 | $ 185,833 | $ 104,000 |
| Orleans, Louisiana | 6 | $ 1,604,000 | $ 267,333 | $ 113,000 |
| Burlington, New Jersey | 6 | $ 1,175,000 | $ 195,833 | $ 88,000 |
| Hudson, New Jersey | 6 | $ 1,530,000 | $ 255,000 | $ 132,000 |
| Morris, New Jersey | 6 | $ 2,371,000 | $ 395,166 | $ 161,000 |
| Passaic, New Jersey | 6 | $ 1,882,000 | $ 313,666 | $ 124,000 |
| Kings, New York | 6 | $ 2,694,000 | $ 449,000 | $ 98,000 |
| Suffolk, New York | 6 | $ 2,435,000 | $ 405,833 | $ 133,000 |
| Harris, Texas | 6 | $ 1,255,000 | $ 209,166 | $ 162,000 |
| Virginia Beach, Virginia | 6 | $ 1,300,000 | $ 216,666 | $ 81,000 |
| Anchorage, Alaska | 5 | $ 1,393,000 | $ 278,600 | $ 166,000 |
| Merced, California | 5 | $ 868,000 | $ 173,600 | $ 63,000 |
| Santa Barbara, California | 5 | $ 2,020,000 | $ 404,000 | $ 108,000 |
| Sonoma, California | 5 | $ 1,664,000 | $ 332,800 | $ 139,000 |
| Arapahoe, Colorado | 5 | $ 741,000 | $ 148,200 | $ 115,000 |
| Boulder, Colorado | 5 | $ 1,230,000 | $ 246,000 | $ 97,000 |
| El Paso, Colorado | 5 | $ 1,429,000 | $ 285,800 | $ 152,000 |
| Brevard, Florida | 5 | $ 1,091,000 | $ 218,200 | $ 134,000 |
| Palm Beach, Florida | 5 | $ 811,000 | $ 162,200 | $ 78,000 |
| Seminole, Florida | 5 | $ 985,000 | $ 197,000 | $ 63,000 |
| Gwinnett, Georgia | 5 | $ 808,000 | $ 161,600 | $ 56,000 |
| DuPage, Illinois | 5 | $ 1,540,000 | $ 308,000 | $ 198,000 |
| Suffolk, Massachusetts | 5 | $ 1,154,000 | $ 230,800 | $ 84,000 |
| Hennepin, Minnesota | 5 | $ 2,422,000 | $ 484,400 | $ 177,000 |
| Queens, New York | 5 | $ 1,693,000 | $ 338,600 | $ 76,000 |
| Hamilton, Ohio | 5 | $ 1,568,000 | $ 313,600 | $ 129,000 |
| Jackson, Oregon | 5 | $ 689,000 | $ 137,800 | $ 244,000 |
| Multnomah, Oregon | 5 | $ 2,456,000 | $ 491,200 | $ 194,000 |
| Montgomery, Pennsylvania | 5 | $ 833,000 | $ 166,600 | $ 94,000 |
| Collin, Texas | 5 | $ 1,015,000 | $ 203,000 | $ 99,000 |
| Salt Lake, Utah | 5 | $ 743,000 | $ 148,600 | $ 87,000 |
| Clark, Washington | 5 | $ 992,000 | $ 198,400 | $ 105,000 |
| San Joaquin, California | 4 | $ 1,039,000 | $ 259,750 | $ 106,000 |
| Santa Cruz, California | 4 | $ 1,806,000 | $ 451,500 | $ 137,000 |
| Stanislaus, California | 4 | $ 1,144,000 | $ 286,000 | $ 102,000 |
| Jefferson, Colorado | 4 | $ 928,000 | $ 232,000 | $ 140,000 |
| Sumter, Florida | 4 | $ 336,000 | $ 84,000 | $ 33,000 |
| Jefferson, Louisiana | 4 | $ 940,000 | $ 235,000 | $ 223,000 |
| Baltimore, Maryland | 4 | $ 599,000 | $ 149,750 | $ 89,000 |
| Bristol, Massachusetts | 4 | $ 827,000 | $ 206,750 | $ 74,000 |
| Norfolk, Massachusetts | 4 | $ 1,123,000 | $ 280,750 | $ 241,000 |
| Worcester, Massachusetts | 4 | $ 762,000 | $ 190,500 | $ 100,000 |
| Jackson, Missouri | 4 | $ 481,000 | $ 120,250 | $ 53,000 |
| Camden, New Jersey | 4 | $ 871,000 | $ 217,750 | $ 136,000 |
| Hunterdon, New Jersey | 4 | $ 1,199,000 | $ 299,750 | $ 86,000 |
| Mercer, New Jersey | 4 | $ 843,000 | $ 210,750 | $ 111,000 |
| Somerset, New Jersey | 4 | $ 813,000 | $ 203,250 | $ 128,000 |
| Erie, New York | 4 | $ 518,000 | $ 129,500 | $ 84,000 |
| Allegheny, Pennsylvania | 4 | $ 432,000 | $ 108,000 | $ 99,000 |
| Travis, Texas | 4 | $ 980,000 | $ 245,000 | $ 110,000 |
| Bennington, Vermont | 4 | $ 2,350,000 | $ 587,500 | $ 904,000 |
| Alexandria, Virginia | 4 | $ 1,100,000 | $ 275,000 | $ 76,000 |
| Snohomish, Washington | 4 | $ 999,000 | $ 249,750 | $ 89,000 |
| Mobile, Alabama | 3 | $ 544,000 | $ 181,333 | $ 123,000 |
| Yavapai, Arizona | 3 | $ 880,000 | $ 293,333 | $ 114,000 |
| El Dorado, California | 3 | $ 1,057,000 | $ 352,333 | $ 162,000 |
| Marin, California | 3 | $ 1,111,000 | $ 370,333 | $ 140,000 |
| Nevada, California | 3 | $ 2,953,000 | $ 984,333 | $ 257,000 |
| Larimer, Colorado | 3 | $ 425,000 | $ 141,666 | $ 102,000 |
| Summit, Colorado | 3 | $ 1,220,000 | $ 406,666 | $ 247,000 |
| Litchfield, Connecticut | 3 | $ 812,000 | $ 270,666 | $ 158,000 |
| Duval, Florida | 3 | $ 595,000 | $ 198,333 | $ 85,000 |
| Lake, Florida | 3 | $ 648,000 | $ 216,000 | $ 121,000 |
| St. Lucie, Florida | 3 | $ 678,000 | $ 226,000 | $ 129,000 |
| Cherokee, Georgia | 3 | $ 615,000 | $ 205,000 | $ 86,000 |
| Henry, Georgia | 3 | $ 518,000 | $ 172,666 | $ 123,000 |
| Johnson, Kansas | 3 | $ 789,000 | $ 263,000 | $ 109,000 |
| Fayette, Kentucky | 3 | $ 306,000 | $ 102,000 | $ 107,000 |
| St. Tammany, Louisiana | 3 | $ 518,000 | $ 172,666 | $ 155,000 |
| Cumberland, Maine | 3 | $ 568,000 | $ 189,333 | $ 75,000 |
| Anne Arundel, Maryland | 3 | $ 879,000 | $ 293,000 | $ 93,000 |
| Howard, Maryland | 3 | $ 596,000 | $ 198,666 | $ 86,000 |
| Franklin, Massachusetts | 3 | $ 668,000 | $ 222,666 | $ 112,000 |
| Ramsey, Minnesota | 3 | $ 529,000 | $ 176,333 | $ 210,000 |
| Scott, Minnesota | 3 | $ 1,013,000 | $ 337,666 | $ 114,000 |
| St. Louis, Missouri | 3 | $ 195,000 | $ 65,000 | $ 57,000 |
| Beaverhead, Montana | 3 | $ 270,000 | $ 90,000 | $ 154,000 |
| Rockingham, New Hampshire | 3 | $ 777,000 | $ 259,000 | $ 107,000 |
| Ocean, New Jersey | 3 | $ 435,000 | $ 145,000 | $ 81,000 |
| Union, New Jersey | 3 | $ 1,079,000 | $ 359,666 | $ 144,000 |
| Orange, New York | 3 | $ 585,000 | $ 195,000 | $ 73,000 |
| Buncombe, North Carolina | 3 | $ 424,000 | $ 141,333 | $ 37,000 |
| Clackamas, Oregon | 3 | $ 1,121,000 | $ 373,666 | $ 138,000 |
| Marion, Oregon | 3 | $ 766,000 | $ 255,333 | $ 70,000 |
| Northampton, Pennsylvania | 3 | $ 673,000 | $ 224,333 | $ 91,000 |
| York, Pennsylvania | 3 | $ 665,000 | $ 221,666 | $ 97,000 |
| Providence, Rhode Island | 3 | $ 761,000 | $ 253,666 | $ 118,000 |
| Washington, Rhode Island | 3 | $ 630,000 | $ 210,000 | $ 63,000 |
| Beaufort, South Carolina | 3 | $ 692,000 | $ 230,666 | $ 80,000 |
| Horry, South Carolina | 3 | $ 409,000 | $ 136,333 | $ 100,000 |
| Davidson, Tennessee | 3 | $ 510,000 | $ 170,000 | $ 113,000 |
| Hamilton, Tennessee | 3 | $ 495,000 | $ 165,000 | $ 84,000 |
| Knox, Tennessee | 3 | $ 479,000 | $ 159,666 | $ 60,000 |
| Dallas, Texas | 3 | $ 590,000 | $ 196,666 | $ 108,000 |
| Chittenden, Vermont | 3 | $ 717,000 | $ 239,000 | $ 110,000 |
| James City, Virginia | 3 | $ 1,135,000 | $ 378,333 | $ 258,000 |
| Newport News, Virginia | 3 | $ 532,000 | $ 177,333 | $ 81,000 |
| Benton, Washington | 3 | $ 593,000 | $ 197,666 | $ 88,000 |
| Berkeley, West Virginia | 3 | $ 723,000 | $ 241,000 | $ 107,000 |
| Dane, Wisconsin | 3 | $ 605,000 | $ 201,666 | $ 84,000 |
| Baldwin, Alabama | 2 | $ 497,000 | $ 248,500 | $ 1,046,000 |
| Jefferson, Alabama | 2 | $ 203,000 | $ 101,500 | $ 56,000 |
| Shelby, Alabama | 2 | $ 185,000 | $ 92,500 | $ 80,000 |
| Mohave, Arizona | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| Benton, Arkansas | 2 | $ 413,000 | $ 206,500 | $ 148,000 |
| Garland, Arkansas | 2 | $ 173,000 | $ 86,500 | $ 57,000 |
| Amador, California | 2 | $ 1,210,000 | $ 605,000 | $ 193,000 |
| Butte, California | 2 | $ 452,000 | $ 226,000 | $ 43,000 |
| Monterey, California | 2 | $ 1,125,000 | $ 562,500 | $ 339,000 |
| Napa, California | 2 | $ 917,000 | $ 458,500 | $ 93,000 |
| San Luis Obispo, California | 2 | $ 1,827,000 | $ 913,500 | $ 228,000 |
| Tulare, California | 2 | $ 572,000 | $ 286,000 | $ 89,000 |
| Eagle, Colorado | 2 | $ 580,000 | $ 290,000 | $ 81,000 |
| Mesa, Colorado | 2 | $ 675,000 | $ 337,500 | $ 95,000 |
| New Haven, Connecticut | 2 | $ 364,000 | $ 182,000 | $ 136,000 |
| New London, Connecticut | 2 | $ 279,000 | $ 139,500 | $ 122,000 |
| Collier, Florida | 2 | $ 865,000 | $ 432,500 | $ 434,000 |
| Manatee, Florida | 2 | $ 870,000 | $ 435,000 | $ 147,000 |
| Osceola, Florida | 2 | $ 207,000 | $ 103,500 | $ 108,000 |
| Santa Rosa, Florida | 2 | $ 449,000 | $ 224,500 | $ 83,000 |
| Sarasota, Florida | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
| St. Johns, Florida | 2 | $ 527,000 | $ 263,500 | $ 139,000 |
| Volusia, Florida | 2 | $ 632,000 | $ 316,000 | $ 179,000 |
| Clayton, Georgia | 2 | $ 166,000 | $ 83,000 | $ 47,000 |
| Coweta, Georgia | 2 | $ 467,000 | $ 233,500 | $ 102,000 |
| Hawaii, Hawaii | 2 | $ 774,000 | $ 387,000 | $ 224,000 |
| Maui, Hawaii | 2 | $ 549,000 | $ 274,500 | $ 94,000 |
| Kane, Illinois | 2 | $ 757,000 | $ 378,500 | $ 102,000 |
| Kendall, Illinois | 2 | $ 539,000 | $ 269,500 | $ 104,000 |
| Lake, Illinois | 2 | $ 523,000 | $ 261,500 | $ 189,000 |
| Will, Illinois | 2 | $ 559,000 | $ 279,500 | $ 122,000 |
| Hamilton, Indiana | 2 | $ 1,274,000 | $ 637,000 | $ 291,000 |
| Jefferson, Indiana | 2 | $ 230,000 | $ 115,000 | $ 66,000 |
| Porter, Indiana | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Jefferson, Kentucky | 2 | $ 305,000 | $ 152,500 | $ 70,000 |
| East Baton Rouge, Louisiana | 2 | $ 443,000 | $ 221,500 | $ 90,000 |
| Calvert, Maryland | 2 | $ 815,000 | $ 407,500 | $ 72,000 |
| Frederick, Maryland | 2 | $ 266,000 | $ 133,000 | $ 72,000 |
| Harford, Maryland | 2 | $ 565,000 | $ 282,500 | $ 118,000 |
| Washington, Maryland | 2 | $ 340,000 | $ 170,000 | $ 100,000 |
| Barnstable, Massachusetts | 2 | $ 832,000 | $ 416,000 | $ 155,000 |
| Berkshire, Massachusetts | 2 | $ 831,000 | $ 415,500 | $ 255,000 |
| Plymouth, Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 118,000 |
| Allegan, Michigan | 2 | $ 430,000 | $ 215,000 | $ 54,000 |
| Washtenaw, Michigan | 2 | $ 133,000 | $ 66,500 | $ 66,000 |
| Wayne, Michigan | 2 | $ 152,000 | $ 76,000 | $ 70,000 |
| Dakota, Minnesota | 2 | $ 240,000 | $ 120,000 | $ 107,000 |
| Hinds, Mississippi | 2 | $ 345,000 | $ 172,500 | $ 137,000 |
| Lauderdale, Mississippi | 2 | $ 280,000 | $ 140,000 | $ 600,000 |
| Boone, Missouri | 2 | $ 249,000 | $ 124,500 | $ 107,000 |
| St. Charles, Missouri | 2 | $ 358,000 | $ 179,000 | $ 61,000 |
| Hillsborough, New Hampshire | 2 | $ 575,000 | $ 287,500 | $ 173,000 |
| Merrimack, New Hampshire | 2 | $ 333,000 | $ 166,500 | $ 107,000 |
| Atlantic, New Jersey | 2 | $ 602,000 | $ 301,000 | $ 106,000 |
| Taos, New Mexico | 2 | $ 460,000 | $ 230,000 | $ 116,000 |
| Chemung, New York | 2 | $ 230,000 | $ 115,000 | $ 82,000 |
| Monroe, New York | 2 | $ 375,000 | $ 187,500 | $ 159,000 |
| Otsego, New York | 2 | $ 1,400,000 | $ 700,000 | $ 355,000 |
| Brunswick, North Carolina | 2 | $ 674,000 | $ 337,000 | $ 216,000 |
| Iredell, North Carolina | 2 | $ 856,000 | $ 428,000 | $ 327,000 |
| Orange, North Carolina | 2 | $ 593,000 | $ 296,500 | $ 185,000 |
| Ashland, Ohio | 2 | $ 123,000 | $ 61,500 | $ 38,000 |
| Cuyahoga, Ohio | 2 | $ 225,000 | $ 112,500 | $ 75,000 |
| Franklin, Ohio | 2 | $ 633,000 | $ 316,500 | $ 91,000 |
| Warren, Ohio | 2 | $ 651,000 | $ 325,500 | $ 117,000 |
| Tulsa, Oklahoma | 2 | $ 172,000 | $ 86,000 | $ 177,000 |
| Deschutes, Oregon | 2 | $ 571,000 | $ 285,500 | $ 82,000 |
| Lancaster, Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 113,000 |
| Berkeley, South Carolina | 2 | $ 839,000 | $ 419,500 | $ 60,000 |
| Richland, South Carolina | 2 | $ 506,000 | $ 253,000 | $ 140,000 |
| Fort Bend, Texas | 2 | $ 469,000 | $ 234,500 | $ 92,000 |
| Tarrant, Texas | 2 | $ 258,000 | $ 129,000 | $ 197,000 |
| Williamson, Texas | 2 | $ 418,000 | $ 209,000 | $ 134,000 |
| Norfolk, Virginia | 2 | $ 410,000 | $ 205,000 | $ 47,000 |
| Washington, Virginia | 2 | $ 184,000 | $ 92,000 | $ 46,000 |
| Thurston, Washington | 2 | $ 409,000 | $ 204,500 | $ 61,000 |
| Kanawha, West Virginia | 2 | $ 673,000 | $ 336,500 | $ 212,000 |
| Houston, Alabama | 1 | $ 64,000 | $ 64,000 | $ 140,000 |
| Lee, Alabama | 1 | $ 310,000 | $ 310,000 | $ 76,000 |
| Limestone, Alabama | 1 | $ 264,000 | $ 264,000 | $ 130,000 |
| Madison, Alabama | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Fairbanks North Star, Alaska | 1 | $ 280,000 | $ 280,000 | $ 72,000 |
| Juneau, Alaska | 1 | $ 260,000 | $ 260,000 | $ 59,000 |
| Apache, Arizona | 1 | $ 146,000 | $ 146,000 | $ 128,000 |
| Coconino, Arizona | 1 | $ 100,000 | $ 100,000 | $ 109,000 |
| Ashley, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Drew, Arkansas | 1 | $ 148,000 | $ 148,000 | $ 77,000 |
| Fulton, Arkansas | 1 | $ 170,000 | $ 170,000 | $ 152,000 |
| Polk, Arkansas | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Pulaski, Arkansas | 1 | $ 102,000 | $ 102,000 | $ 64,000 |
| Saline, Arkansas | 1 | $ 80,000 | $ 80,000 | $ 108,000 |
| Union, Arkansas | 1 | $ 106,000 | $ 106,000 | $ 100,000 |
| Washington, Arkansas | 1 | $ 200,000 | $ 200,000 | $ 113,000 |
| Del Norte, California | 1 | $ 177,000 | $ 177,000 | $ 90,000 |
| Glenn, California | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Humboldt, California | 1 | $ 200,000 | $ 200,000 | $ 360,000 |
| Kern, California | 1 | $ 150,000 | $ 150,000 | $ 144,000 |
| Lake, California | 1 | $ 395,000 | $ 395,000 | $ 251,000 |
| Mariposa, California | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Mendocino, California | 1 | $ 280,000 | $ 280,000 | $ 146,000 |
| San Benito, California | 1 | $ 250,000 | $ 250,000 | $ 304,000 |
| Siskiyou, California | 1 | $ 220,000 | $ 220,000 | $ 95,000 |
| Yuba, California | 1 | $ 90,000 | $ 90,000 | $ 224,000 |
| Adams, Colorado | 1 | $ 87,000 | $ 87,000 | $ 35,000 |
| Alamosa, Colorado | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Broomfield, Colorado | 1 | $ 350,000 | $ 350,000 | $ 146,000 |
| La Plata, Colorado | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Montezuma, Colorado | 1 | $ 193,000 | $ 193,000 | $ 286,000 |
| Weld, Colorado | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Hartford, Connecticut | 1 | $ 248,000 | $ 248,000 | $ 106,000 |
| Middlesex, Connecticut | 1 | $ 337,000 | $ 337,000 | $ 340,000 |
| Bay, Florida | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Clay, Florida | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Escambia, Florida | 1 | $ 276,000 | $ 276,000 | $ 158,000 |
| Gilchrist, Florida | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Hernando, Florida | 1 | $ 140,000 | $ 140,000 | $ 190,000 |
| Indian River, Florida | 1 | $ 417,000 | $ 417,000 | $ 540,000 |
| Monroe, Florida | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Pasco, Florida | 1 | $ 417,000 | $ 417,000 | $ 97,000 |
| Walton, Florida | 1 | $ 245,000 | $ 245,000 | $ 190,000 |
| Bryan, Georgia | 1 | $ 300,000 | $ 300,000 | $ 135,000 |
| Columbia, Georgia | 1 | $ 137,000 | $ 137,000 | $ 122,000 |
| Dade, Georgia | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Forsyth, Georgia | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
| Hall, Georgia | 1 | $ 192,000 | $ 192,000 | $ 149,000 |
| Hart, Georgia | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Newton, Georgia | 1 | $ 89,000 | $ 89,000 | $ 33,000 |
| Richmond, Georgia | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Rockdale, Georgia | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Troup, Georgia | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Kauai, Hawaii | 1 | $ 385,000 | $ 385,000 | $ 195,000 |
| Adams, Illinois | 1 | $ 275,000 | $ 275,000 | $ 320,000 |
| Bureau, Illinois | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
| Grundy, Illinois | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| McHenry, Illinois | 1 | $ 86,000 | $ 86,000 | $ 180,000 |
| Monroe, Illinois | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Tazewell, Illinois | 1 | $ 230,000 | $ 230,000 | $ 240,000 |
| Allen, Indiana | 1 | $ 160,000 | $ 160,000 | $ 126,000 |
| Clark, Indiana | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
| Elkhart, Indiana | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| Franklin, Indiana | 1 | $ 189,000 | $ 189,000 | $ 99,000 |
| Hendricks, Indiana | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Lake, Indiana | 1 | $ 288,000 | $ 288,000 | $ 115,000 |
| Marion, Indiana | 1 | $ 250,000 | $ 250,000 | $ 159,000 |
| Montgomery, Indiana | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| St. Joseph, Indiana | 1 | $ 86,000 | $ 86,000 | $ 75,000 |
| Steuben, Indiana | 1 | $ 64,000 | $ 64,000 | $ 72,000 |
| Vigo, Indiana | 1 | $ 560,000 | $ 560,000 | $ 148,000 |
| Black Hawk, Iowa | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Dallas, Iowa | 1 | $ 136,000 | $ 136,000 | $ 74,000 |
| Jasper, Iowa | 1 | $ 182,000 | $ 182,000 | $ 123,000 |
| Polk, Iowa | 1 | $ 201,000 | $ 201,000 | $ 90,000 |
| Warren, Iowa | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Kingman, Kansas | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Campbell, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Christian, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Henderson, Kentucky | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Kenton, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Mason, Kentucky | 1 | $ 142,000 | $ 142,000 | $ 83,000 |
| Oldham, Kentucky | 1 | $ 417,000 | $ 417,000 | $ 227,000 |
| Shelby, Kentucky | 1 | $ 150,000 | $ 150,000 | $ 104,000 |
| Ascension, Louisiana | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Avoyelles, Louisiana | 1 | $ 81,000 | $ 81,000 | $ 70,000 |
| Calcasieu, Louisiana | 1 | $ 143,000 | $ 143,000 | $ 110,000 |
| Lafayette, Louisiana | 1 | $ 136,000 | $ 136,000 | $ 88,000 |
| Androscoggin, Maine | 1 | $ 72,000 | $ 72,000 | $ 19,000 |
| Aroostook, Maine | 1 | $ 220,000 | $ 220,000 | $ 111,000 |
| Knox, Maine | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Lincoln, Maine | 1 | $ 399,000 | $ 399,000 | $ 183,000 |
| Penobscot, Maine | 1 | $ 300,000 | $ 300,000 | $ 398,000 |
| York, Maine | 1 | $ 396,000 | $ 396,000 | $ 98,000 |
| Carroll, Maryland | 1 | $ 342,000 | $ 342,000 | $ 100,000 |
| Garrett, Maryland | 1 | $ 200,000 | $ 200,000 | $ 38,000 |
| Kent, Maryland | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Queen Anne's, Maryland | 1 | $ 140,000 | $ 140,000 | $ 146,000 |
| St. Mary's, Maryland | 1 | $ 386,000 | $ 386,000 | $ 170,000 |
| Talbot, Maryland | 1 | $ 622,000 | $ 622,000 | $ 324,000 |
| Worcester, Maryland | 1 | $ 63,000 | $ 63,000 | $ 32,000 |
| Hampden, Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 148,000 |
| Hampshire, Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 124,000 |
| Benzie, Michigan | 1 | $ 380,000 | $ 380,000 | $ 180,000 |
| Berrien, Michigan | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Cass, Michigan | 1 | $ 64,000 | $ 64,000 | $ 107,000 |
| Charlevoix, Michigan | 1 | $ 963,000 | $ 963,000 | $ 154,000 |
| Kalamazoo, Michigan | 1 | $ 97,000 | $ 97,000 | $ 74,000 |
| Kent, Michigan | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Macomb, Michigan | 1 | $ 39,000 | $ 39,000 | $ 103,000 |
| Manistee, Michigan | 1 | $ 272,000 | $ 272,000 | $ 200,000 |
| Mecosta, Michigan | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Saginaw, Michigan | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Carver, Minnesota | 1 | $ 330,000 | $ 330,000 | $ 214,000 |
| Cass, Minnesota | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Nicollet, Minnesota | 1 | $ 18,000 | $ 18,000 | $ 69,000 |
| Roseau, Minnesota | 1 | $ 198,000 | $ 198,000 | $ 90,000 |
| DeSoto, Mississippi | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Hancock, Mississippi | 1 | $ 210,000 | $ 210,000 | $ 39,000 |
| Union, Mississippi | 1 | $ 304,000 | $ 304,000 | $ 95,000 |
| Cass, Missouri | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Laclede, Missouri | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Platte, Missouri | 1 | $ 350,000 | $ 350,000 | $ 342,000 |
| St. Louis City, Missouri | 1 | $ 100,000 | $ 100,000 | $ 105,000 |
| Gallatin, Montana | 1 | $ 408,000 | $ 408,000 | $ 130,000 |
| Washington, Nebraska | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Carson City, Nevada | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Churchill, Nevada | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Lyon, Nevada | 1 | $ 100,000 | $ 100,000 | $ 135,000 |
| Carroll, New Hampshire | 1 | $ 63,000 | $ 63,000 | $ 120,000 |
| Strafford, New Hampshire | 1 | $ 250,000 | $ 250,000 | $ 300,000 |
| Cape May, New Jersey | 1 | $ 851,000 | $ 851,000 | $ 231,000 |
| Gloucester, New Jersey | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| Sussex, New Jersey | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Cibola, New Mexico | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Hidalgo, New Mexico | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Lea, New Mexico | 1 | $ 18,000 | $ 18,000 | $ 35,000 |
| Los Alamos, New Mexico | 1 | $ 224,000 | $ 224,000 | $ 140,000 |
| Rio Arriba, New Mexico | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Bronx, New York | 1 | $ 460,000 | $ 460,000 | $ 95,000 |
| Cattaraugus, New York | 1 | $ 60,000 | $ 60,000 | $ 98,000 |
| Chautauqua, New York | 1 | $ 60,000 | $ 60,000 | $ 107,000 |
| Dutchess, New York | 1 | $ 417,000 | $ 417,000 | $ 188,000 |
| Greene, New York | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Montgomery, New York | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Niagara, New York | 1 | $ 141,000 | $ 141,000 | $ 104,000 |
| Richmond, New York | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Schenectady, New York | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| Seneca, New York | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| Ulster, New York | 1 | $ 150,000 | $ 150,000 | $ 142,000 |
| Alamance, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 136,000 |
| Beaufort, North Carolina | 1 | $ 350,000 | $ 350,000 | $ 165,000 |
| Burke, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Carteret, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 271,000 |
| Chatham, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Craven, North Carolina | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
| Dare, North Carolina | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
| Durham, North Carolina | 1 | $ 77,000 | $ 77,000 | $ 108,000 |
| Forsyth, North Carolina | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Guilford, North Carolina | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| Macon, North Carolina | 1 | $ 780,000 | $ 780,000 | $ 420,000 |
| Moore, North Carolina | 1 | $ 74,000 | $ 74,000 | $ 69,000 |
| New Hanover, North Carolina | 1 | $ 116,000 | $ 116,000 | $ 32,000 |
| Rowan, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Wilkes, North Carolina | 1 | $ 16,000 | $ 16,000 | $ 63,000 |
| Ward, North Dakota | 1 | $ 84,000 | $ 84,000 | $ 17,000 |
| Athens, Ohio | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Delaware, Ohio | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Erie, Ohio | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Huron, Ohio | 1 | $ 69,000 | $ 69,000 | $ 25,000 |
| Lake, Ohio | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Ottawa, Ohio | 1 | $ 127,000 | $ 127,000 | $ 215,000 |
| Stark, Ohio | 1 | $ 240,000 | $ 240,000 | $ 160,000 |
| Cleveland, Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 178,000 |
| Oklahoma, Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
| Pittsburg, Oklahoma | 1 | $ 284,000 | $ 284,000 | $ 230,000 |
| Rogers, Oklahoma | 1 | $ 232,000 | $ 232,000 | $ 150,000 |
| Benton, Oregon | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Curry, Oregon | 1 | $ 290,000 | $ 290,000 | $ 116,000 |
| Lane, Oregon | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Tillamook, Oregon | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Yamhill, Oregon | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Adams, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Armstrong, Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 70,000 |
| Carbon, Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 200,000 |
| Centre, Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 175,000 |
| Cumberland, Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 160,000 |
| Delaware, Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Erie, Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Lackawanna, Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 92,000 |
| Monroe, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 194,000 |
| Perry, Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Schuylkill, Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 68,000 |
| Kent, Rhode Island | 1 | $ 188,000 | $ 188,000 | $ 66,000 |
| Newport, Rhode Island | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Aiken, South Carolina | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Greenville, South Carolina | 1 | $ 72,000 | $ 72,000 | $ 77,000 |
| Laurens, South Carolina | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Lexington, South Carolina | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Yankton, South Dakota | 1 | $ 239,000 | $ 239,000 | $ 220,000 |
| Gibson, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Hawkins, Tennessee | 1 | $ 107,000 | $ 107,000 | $ 71,000 |
| Madison, Tennessee | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Montgomery, Tennessee | 1 | $ 310,000 | $ 310,000 | $ 200,000 |
| Sequatchie, Tennessee | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| Shelby, Tennessee | 1 | $ 216,000 | $ 216,000 | $ 52,000 |
| Weakley, Tennessee | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Wilson, Tennessee | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Bexar, Texas | 1 | $ 198,000 | $ 198,000 | $ 68,000 |
| Brazoria, Texas | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Brazos, Texas | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Denton, Texas | 1 | $ 203,000 | $ 203,000 | $ 110,000 |
| Montgomery, Texas | 1 | $ 248,000 | $ 248,000 | $ 128,000 |
| Rockwall, Texas | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Schleicher, Texas | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| Cache, Utah | 1 | $ 127,000 | $ 127,000 | $ 51,000 |
| Wasatch, Utah | 1 | $ 400,000 | $ 400,000 | $ 226,000 |
| Lamoille, Vermont | 1 | $ 171,000 | $ 171,000 | $ 50,000 |
| Orange, Vermont | 1 | $ 417,000 | $ 417,000 | $ 230,000 |
| Orleans, Vermont | 1 | $ 410,000 | $ 410,000 | $ 240,000 |
| Rutland, Vermont | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Windham, Vermont | 1 | $ 182,000 | $ 182,000 | $ 67,000 |
| Caroline, Virginia | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Charlottesville, Virginia | 1 | $ 310,000 | $ 310,000 | $ 125,000 |
| Chesapeake, Virginia | 1 | $ 212,000 | $ 212,000 | $ 53,000 |
| Fairfax City, Virginia | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Hanover, Virginia | 1 | $ 360,000 | $ 360,000 | $ 75,000 |
| King William, Virginia | 1 | $ 188,000 | $ 188,000 | $ 240,000 |
| Lynchburg, Virginia | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| Manassas, Virginia | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Mecklenburg, Virginia | 1 | $ 72,000 | $ 72,000 | $ 150,000 |
| Northampton, Virginia | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Nottoway, Virginia | 1 | $ 251,000 | $ 251,000 | $ 100,000 |
| Richmond City, Virginia | 1 | $ 294,000 | $ 294,000 | $ 110,000 |
| Roanoke City, Virginia | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
| Spotsylvania, Virginia | 1 | $ 776,000 | $ 776,000 | $ 116,000 |
| York, Virginia | 1 | $ 270,000 | $ 270,000 | $ 203,000 |
| Island, Washington | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Kitsap, Washington | 1 | $ 296,000 | $ 296,000 | $ 142,000 |
| Kittitas, Washington | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Lewis, Washington | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Pierce, Washington | 1 | $ 270,000 | $ 270,000 | $ 42,000 |
| Spokane, Washington | 1 | $ 170,000 | $ 170,000 | $ 112,000 |
| Whatcom, Washington | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Cabell, West Virginia | 1 | $ 300,000 | $ 300,000 | $ 122,000 |
| Jefferson, West Virginia | 1 | $ 116,000 | $ 116,000 | $ 105,000 |
| Mason, West Virginia | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Raleigh, West Virginia | 1 | $ 174,000 | $ 174,000 | $ 85,000 |
| Brown, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 17,000 |
| Forest, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Milwaukee, Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 265,000 |
| Pierce, Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 324,000 |
| Racine, Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 117,000 |
| Winnebago, Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Natrona, Wyoming | 1 | $ 354,000 | $ 354,000 | $ 96,000 |
| Sheridan, Wyoming | 1 | $ 360,000 | $ 360,000 | $ 250,000 |
| Sweetwater, Wyoming | 1 | $ 167,000 | $ 167,000 | $ 76,000 |
| Uinta, Wyoming | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for E*Trade Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,124 | $297,674,000 | $264,000 | $3,000,000 | $124,000 | $4,992,000 |
| Home Purchase | 546 | $161,234,000 | $295,000 | $1,500,000 | $145,000 | $2,003,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 816 | $230,792,000 | $282,000 | $1,500,000 | $133,000 | $2,003,000 |
| Not Provided | 628 | $167,842,000 | $267,000 | $3,000,000 | $136,000 | $4,992,000 |
| Asian | 105 | $31,974,000 | $304,000 | $1,419,000 | $119,000 | $510,000 |
| Hispanic | 64 | $16,786,000 | $262,000 | $700,000 | $98,000 | $320,000 |
| Black or African American | 36 | $7,520,000 | $208,000 | $417,000 | $118,000 | $720,000 |
| Not applicable | 8 | $1,256,000 | $157,000 | $256,000 | $50,000 | $73,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,316,000 | $188,000 | $250,000 | $97,000 | $216,000 |
| American Indian or Alaskan Native | 6 | $1,422,000 | $237,000 | $417,000 | $101,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,670 | $458,908,000 | $274,000 | $3,000,000 | $131,000 | $4,992,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 780 | $220,959,000 | $283,000 | $3,000,000 | $134,000 | $4,992,000 |
| Loan Originated | 553 | $154,432,000 | $279,000 | $1,390,000 | $128,000 | $540,000 |
| Application Withdrawn By Applicant | 162 | $43,971,000 | $271,000 | $1,140,000 | $149,000 | $1,992,000 |
| Application Approved But Not Accepted | 120 | $31,425,000 | $261,000 | $1,141,000 | $134,000 | $1,192,000 |
| Loan Purchased By The Institution | 55 | $8,121,000 | $147,000 | $385,000 | $57,000 | $210,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 575 | $164,489,000 | $286,000 | $3,000,000 | $140,000 | $4,992,000 |
| Collateral | 103 | $29,124,000 | $282,000 | $1,410,000 | $134,000 | $420,000 |
| Debt-To-Income Ratio | 62 | $18,549,000 | $299,000 | $1,419,000 | $89,000 | $372,000 |
| Credit History | 34 | $7,514,000 | $221,000 | $776,000 | $123,000 | $720,000 |
| Employment History | 2 | $350,000 | $175,000 | $185,000 | $216,000 | $360,000 |
| Unverifiable Information | 2 | $335,000 | $167,000 | $215,000 | $221,000 | $389,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $181,000 | $181,000 | $181,000 | $62,000 | $62,000 |
| Other | 1 | $417,000 | $417,000 | $417,000 | $160,000 | $160,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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