Eaglebank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Eaglebank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eaglebank 11931 Tech Rd Silver Spring, MD 20904 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,741 |
| Total Mortgage Loan Application Amount | $1,906,435,000 |
| Average Mortgage Loan Application Amount | $711,200 |
| Highest Mortgage Loan Application Amount | $60,005,000 |
| Average Applicant Income | $143,200 |
| Highest Applicant Income | $5,567,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Eaglebank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eaglebank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Eaglebank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eaglebank serves its applicants.
Each category highlights the total number of mortgage applications processed by Eaglebank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eaglebank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 1,084 | $ 634,190,000 | $ 585,000 | $ 198,000 |
| District of Columbia County District Of Columbia | 628 | $ 391,900,000 | $ 624,000 | $ 206,000 |
| Fairfax County Virginia | 392 | $ 186,690,000 | $ 476,000 | $ 189,000 |
| Prince George's County Maryland | 188 | $ 58,780,000 | $ 312,000 | $ 99,000 |
| Loudoun County Virginia | 166 | $ 71,790,000 | $ 432,000 | $ 169,000 |
| Prince William County Virginia | 143 | $ 47,255,000 | $ 330,000 | $ 99,000 |
| Arlington County Virginia | 116 | $ 57,670,000 | $ 497,000 | $ 207,000 |
| Frederick County Maryland | 110 | $ 39,520,000 | $ 359,000 | $ 120,000 |
| Howard County Maryland | 86 | $ 35,010,000 | $ 407,000 | $ 172,000 |
| Anne Arundel County Maryland | 83 | $ 33,075,000 | $ 398,000 | $ 172,000 |
| Sussex County Delaware | 52 | $ 23,090,000 | $ 444,000 | $ 331,000 |
| Alexandria County Virginia | 50 | $ 21,030,000 | $ 420,000 | $ 165,000 |
| Baltimore County Maryland | 40 | $ 11,210,000 | $ 280,000 | $ 107,000 |
| Baltimore City County Maryland | 33 | $ 70,755,000 | $ 2,144,000 | $ 149,000 |
| Charles County Maryland | 26 | $ 7,840,000 | $ 301,000 | $ 80,000 |
| Manassas County Virginia | 24 | $ 7,210,000 | $ 300,000 | $ 68,000 |
| Stafford County Virginia | 23 | $ 15,515,000 | $ 674,000 | $ 88,000 |
| Worcester County Maryland | 19 | $ 7,565,000 | $ 398,000 | $ 385,000 |
| Fauquier County Virginia | 18 | $ 6,840,000 | $ 380,000 | $ 115,000 |
| Frederick County Virginia | 13 | $ 3,005,000 | $ 231,000 | $ 55,000 |
| Virginia Beach County Virginia | 13 | $ 3,575,000 | $ 275,000 | $ 139,000 |
| Mecklenburg County North Carolina | 11 | $ 3,975,000 | $ 361,000 | $ 128,000 |
| Wake County North Carolina | 11 | $ 4,215,000 | $ 383,000 | $ 190,000 |
| Spotsylvania County Virginia | 11 | $ 3,465,000 | $ 315,000 | $ 67,000 |
| Queen Anne's County Maryland | 10 | $ 3,390,000 | $ 339,000 | $ 119,000 |
| Talbot County Maryland | 10 | $ 4,470,000 | $ 447,000 | $ 302,000 |
| Carroll County Maryland | 8 | $ 2,610,000 | $ 326,000 | $ 119,000 |
| Manassas Park County Virginia | 8 | $ 2,050,000 | $ 256,000 | $ 57,000 |
| Calvert County Maryland | 7 | $ 2,415,000 | $ 345,000 | $ 160,000 |
| St. Mary's County Maryland | 7 | $ 2,145,000 | $ 306,000 | $ 566,000 |
| Chesterfield County Virginia | 7 | $ 2,645,000 | $ 377,000 | $ 138,000 |
| Falls Church County Virginia | 7 | $ 4,425,000 | $ 632,000 | $ 225,000 |
| Warren County Virginia | 7 | $ 2,605,000 | $ 372,000 | $ 175,000 |
| Garfield County Colorado | 6 | $ 2,640,000 | $ 440,000 | $ 167,000 |
| Harford County Maryland | 6 | $ 1,400,000 | $ 233,000 | $ 142,000 |
| Culpeper County Virginia | 6 | $ 1,800,000 | $ 300,000 | $ 63,000 |
| Fairfax City County Virginia | 6 | $ 3,050,000 | $ 508,000 | $ 200,000 |
| Mesa County Colorado | 5 | $ 2,015,000 | $ 403,000 | $ 410,000 |
| Miami-Dade County Florida | 5 | $ 1,685,000 | $ 337,000 | $ 106,000 |
| Palm Beach County Florida | 5 | $ 1,905,000 | $ 381,000 | $ 104,000 |
| Thomas County Georgia | 5 | $ 595,000 | $ 119,000 | $ 145,000 |
| Washington County Maryland | 5 | $ 1,165,000 | $ 233,000 | $ 83,000 |
| Delaware County Pennsylvania | 5 | $ 1,745,000 | $ 349,000 | $ 217,000 |
| Charleston County South Carolina | 5 | $ 2,455,000 | $ 491,000 | $ 332,000 |
| Denver County Colorado | 4 | $ 2,170,000 | $ 542,000 | $ 241,000 |
| Oakland County Michigan | 4 | $ 1,340,000 | $ 335,000 | $ 175,000 |
| Suffolk County New York | 4 | $ 1,610,000 | $ 402,000 | $ 177,000 |
| Buncombe County North Carolina | 4 | $ 1,500,000 | $ 375,000 | $ 102,000 |
| Union County North Carolina | 4 | $ 1,710,000 | $ 427,000 | $ 222,000 |
| York County Pennsylvania | 4 | $ 790,000 | $ 197,000 | $ 106,000 |
| Salt Lake County Utah | 4 | $ 1,490,000 | $ 372,000 | $ 134,000 |
| Albemarle County Virginia | 4 | $ 1,720,000 | $ 430,000 | $ 256,000 |
| Winchester County Virginia | 4 | $ 1,320,000 | $ 330,000 | $ 92,000 |
| Maricopa County Arizona | 3 | $ 785,000 | $ 261,000 | $ 80,000 |
| Alameda County California | 3 | $ 1,975,000 | $ 658,000 | $ 172,000 |
| Contra Costa County California | 3 | $ 1,725,000 | $ 575,000 | $ 146,000 |
| Orange County California | 3 | $ 1,915,000 | $ 638,000 | $ 158,000 |
| New Castle County Delaware | 3 | $ 875,000 | $ 291,000 | $ 107,000 |
| Broward County Florida | 3 | $ 1,105,000 | $ 368,000 | $ 143,000 |
| Collier County Florida | 3 | $ 1,455,000 | $ 485,000 | $ 567,000 |
| Lee County Florida | 3 | $ 2,135,000 | $ 711,000 | $ 436,000 |
| Garrett County Maryland | 3 | $ 875,000 | $ 291,000 | $ 250,000 |
| Wicomico County Maryland | 3 | $ 9,155,000 | $ 3,051,000 | $ 52,000 |
| Middlesex County Massachusetts | 3 | $ 1,235,000 | $ 411,000 | $ 153,000 |
| Hudson County New Jersey | 3 | $ 1,115,000 | $ 371,000 | $ 209,000 |
| Ocean County New Jersey | 3 | $ 1,305,000 | $ 435,000 | $ 185,000 |
| Queens County New York | 3 | $ 1,555,000 | $ 518,000 | $ 269,000 |
| Westchester County New York | 3 | $ 2,385,000 | $ 795,000 | $ 414,000 |
| Brunswick County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 162,000 |
| Dare County North Carolina | 3 | $ 1,015,000 | $ 338,000 | $ 185,000 |
| Philadelphia County Pennsylvania | 3 | $ 1,025,000 | $ 341,000 | $ 145,000 |
| Hamilton County Tennessee | 3 | $ 765,000 | $ 255,000 | $ 234,000 |
| Travis County Texas | 3 | $ 585,000 | $ 195,000 | $ 271,000 |
| Chesapeake County Virginia | 3 | $ 1,065,000 | $ 355,000 | $ 99,000 |
| Henrico County Virginia | 3 | $ 1,145,000 | $ 381,000 | $ 87,000 |
| Richmond City County Virginia | 3 | $ 805,000 | $ 268,000 | $ 236,000 |
| Shenandoah County Virginia | 3 | $ 405,000 | $ 135,000 | $ 64,000 |
| Jefferson County West Virginia | 3 | $ 995,000 | $ 331,000 | $ 149,000 |
| Los Angeles County California | 2 | $ 1,360,000 | $ 680,000 | $ 146,000 |
| Douglas County Colorado | 2 | $ 970,000 | $ 485,000 | $ 82,000 |
| Litchfield County Connecticut | 2 | $ 510,000 | $ 255,000 | $ 53,000 |
| Brevard County Florida | 2 | $ 940,000 | $ 470,000 | $ 73,000 |
| Pinellas County Florida | 2 | $ 610,000 | $ 305,000 | $ 96,000 |
| Sarasota County Florida | 2 | $ 780,000 | $ 390,000 | $ 219,000 |
| DeKalb County Georgia | 2 | $ 940,000 | $ 470,000 | $ 147,000 |
| Fulton County Georgia | 2 | $ 860,000 | $ 430,000 | $ 89,000 |
| Hall County Georgia | 2 | $ 770,000 | $ 385,000 | $ 112,000 |
| Cook County Illinois | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Will County Illinois | 2 | $ 690,000 | $ 345,000 | $ 164,000 |
| Hancock County Maine | 2 | $ 2,890,000 | $ 1,445,000 | $ 591,000 |
| Dorchester County Maryland | 2 | $ 310,000 | $ 155,000 | $ 100,000 |
| Barnstable County Massachusetts | 2 | $ 1,000,000 | $ 500,000 | $ 108,000 |
| Norfolk County Massachusetts | 2 | $ 1,140,000 | $ 570,000 | $ 193,000 |
| Hennepin County Minnesota | 2 | $ 820,000 | $ 410,000 | $ 303,000 |
| Bergen County New Jersey | 2 | $ 1,170,000 | $ 585,000 | $ 249,000 |
| Camden County New Jersey | 2 | $ 630,000 | $ 315,000 | $ 120,000 |
| Essex County New Jersey | 2 | $ 1,100,000 | $ 550,000 | $ 213,000 |
| Erie County New York | 2 | $ 1,090,000 | $ 545,000 | $ 133,000 |
| Currituck County North Carolina | 2 | $ 1,140,000 | $ 570,000 | $ 181,000 |
| Watauga County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 140,000 |
| Medina County Ohio | 2 | $ 190,000 | $ 95,000 | $ 135,000 |
| Allegheny County Pennsylvania | 2 | $ 680,000 | $ 340,000 | $ 250,000 |
| Bucks County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Westmoreland County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 80,000 |
| Greenville County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 185,000 |
| York County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 142,000 |
| Comal County Texas | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Dallas County Texas | 2 | $ 750,000 | $ 375,000 | $ 159,000 |
| Chittenden County Vermont | 2 | $ 570,000 | $ 285,000 | $ 170,000 |
| Bedford County Virginia | 2 | $ 550,000 | $ 275,000 | $ 202,000 |
| Clarke County Virginia | 2 | $ 850,000 | $ 425,000 | $ 360,000 |
| Louisa County Virginia | 2 | $ 700,000 | $ 350,000 | $ 34,000 |
| King County Washington | 2 | $ 1,450,000 | $ 725,000 | $ 205,000 |
| Berkeley County West Virginia | 2 | $ 480,000 | $ 240,000 | $ 119,000 |
| Hampshire County West Virginia | 2 | $ 640,000 | $ 320,000 | $ 171,000 |
| Polk County Wisconsin | 2 | $ 780,000 | $ 390,000 | $ 140,000 |
| Navajo County Arizona | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Pima County Arizona | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Pinal County Arizona | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Placer County California | 1 | $ 515,000 | $ 515,000 | $ 2,224,000 |
| San Diego County California | 1 | $ 625,000 | $ 625,000 | $ 400,000 |
| Ventura County California | 1 | $ 705,000 | $ 705,000 | $ 128,000 |
| Arapahoe County Colorado | 1 | $ 405,000 | $ 405,000 | $ 291,000 |
| Boulder County Colorado | 1 | $ 465,000 | $ 465,000 | $ 182,000 |
| Eagle County Colorado | 1 | $ 515,000 | $ 515,000 | $ 195,000 |
| Larimer County Colorado | 1 | $ 325,000 | $ 325,000 | $ 127,000 |
| Pitkin County Colorado | 1 | $ 475,000 | $ 475,000 | $ 683,000 |
| Summit County Colorado | 1 | $ 515,000 | $ 515,000 | $ 270,000 |
| Weld County Colorado | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| Fairfield County Connecticut | 1 | $ 1,045,000 | $ 1,045,000 | $ 350,000 |
| New Haven County Connecticut | 1 | $ 455,000 | $ 455,000 | $ 308,000 |
| Indian River County Florida | 1 | $ 195,000 | $ 195,000 | $ 260,000 |
| St. Johns County Florida | 1 | $ 175,000 | $ 175,000 | $ 240,000 |
| Cobb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Coweta County Georgia | 1 | $ 355,000 | $ 355,000 | $ 103,000 |
| Fayette County Georgia | 1 | $ 275,000 | $ 275,000 | $ 196,000 |
| Glynn County Georgia | 1 | $ 425,000 | $ 425,000 | $ 415,000 |
| Gwinnett County Georgia | 1 | $ 375,000 | $ 375,000 | $ 127,000 |
| Blaine County Idaho | 1 | $ 885,000 | $ 885,000 | $ 434,000 |
| Lake County Illinois | 1 | $ 555,000 | $ 555,000 | $ 197,000 |
| Boyle County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Cumberland County Maine | 1 | $ 395,000 | $ 395,000 | $ 194,000 |
| Allegany County Maryland | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Caroline County Maryland | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Plymouth County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Worcester County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 162,000 |
| Kent County Michigan | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Macomb County Michigan | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Jackson County Missouri | 1 | $ 375,000 | $ 375,000 | $ 190,000 |
| Dodge County Nebraska | 1 | $ 395,000 | $ 395,000 | $ 174,000 |
| Merrimack County New Hampshire | 1 | $ 365,000 | $ 365,000 | $ 289,000 |
| Atlantic County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 200,000 |
| Burlington County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Cape May County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 175,000 |
| Union County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 983,000 |
| Kings County New York | 1 | $ 475,000 | $ 475,000 | $ 273,000 |
| Nassau County New York | 1 | $ 395,000 | $ 395,000 | $ 144,000 |
| Onondaga County New York | 1 | $ 145,000 | $ 145,000 | $ 171,000 |
| Richmond County New York | 1 | $ 695,000 | $ 695,000 | $ 142,000 |
| Seneca County New York | 1 | $ 315,000 | $ 315,000 | $ 300,000 |
| Carteret County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 162,000 |
| Guilford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Halifax County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 187,000 |
| Haywood County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Onslow County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 384,000 |
| Orange County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 298,000 |
| Transylvania County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 177,000 |
| Delaware County Ohio | 1 | $ 275,000 | $ 275,000 | $ 164,000 |
| Stark County Ohio | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Clackamas County Oregon | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Jackson County Oregon | 1 | $ 465,000 | $ 465,000 | $ 127,000 |
| Adams County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 251,000 |
| Butler County Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 135,000 |
| Centre County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Chester County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| Franklin County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Lancaster County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 158,000 |
| Newport County Rhode Island | 1 | $ 515,000 | $ 515,000 | $ 366,000 |
| Berkeley County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 213,000 |
| Horry County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Lexington County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 318,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Loudon County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Collin County Texas | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Denton County Texas | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Harris County Texas | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Tarrant County Texas | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Williamson County Texas | 1 | $ 395,000 | $ 395,000 | $ 365,000 |
| Summit County Utah | 1 | $ 505,000 | $ 505,000 | $ 198,000 |
| Utah County Utah | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Accomack County Virginia | 1 | $ 215,000 | $ 215,000 | $ 220,000 |
| Fredericksburg County Virginia | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Hanover County Virginia | 1 | $ 545,000 | $ 545,000 | $ 315,000 |
| Lancaster County Virginia | 1 | $ 375,000 | $ 375,000 | $ 278,000 |
| Madison County Virginia | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Northampton County Virginia | 1 | $ 165,000 | $ 165,000 | $ 173,000 |
| Rockingham County Virginia | 1 | $ 445,000 | $ 445,000 | $ 170,000 |
| Clark County Washington | 1 | $ 485,000 | $ 485,000 | $ 207,000 |
| Whatcom County Washington | 1 | $ 305,000 | $ 305,000 | $ 423,000 |
| Hardy County West Virginia | 1 | $ 365,000 | $ 365,000 | $ 283,000 |
Mortgage Loan Application Detail Totals for Eaglebank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,212 | $1,136,940,000 | $513,000 | $60,005,000 | $190,000 | $5,567,000 |
| Home Purchase | 1,172 | $621,890,000 | $530,000 | $56,805,000 | $159,000 | $2,224,000 |
| Cash-out Refinancing | 305 | $126,855,000 | $415,000 | $2,675,000 | $201,000 | $2,142,000 |
| Home Improvement | 51 | $19,025,000 | $373,000 | $885,000 | $166,000 | $613,000 |
| Not Applicable | 1 | $1,725,000 | $1,725,000 | $1,725,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,025 | $938,425,000 | $463,000 | $3,005,000 | $201,000 | $4,500,000 |
| Not Provided | 566 | $266,800,000 | $471,000 | $2,505,000 | $202,000 | $3,066,000 |
| Hispanic | 476 | $164,630,000 | $345,000 | $1,555,000 | $96,000 | $1,548,000 |
| Asian | 297 | $124,475,000 | $419,000 | $1,495,000 | $181,000 | $2,040,000 |
| Black or African American | 262 | $100,470,000 | $383,000 | $1,525,000 | $150,000 | $5,567,000 |
| Not applicable | 104 | $307,490,000 | $2,956,000 | $60,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $3,260,000 | $407,000 | $725,000 | $153,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $255,000 | $255,000 | $255,000 | $71,000 | $71,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,281 | $1,679,725,000 | $511,000 | $60,005,000 | $198,000 | $5,567,000 |
| FHA-insured (Federal Housing Administration) | 342 | $170,390,000 | $498,000 | $56,805,000 | $73,000 | $254,000 |
| VA-guaranteed (Veterans Administration) | 118 | $56,320,000 | $477,000 | $975,000 | $62,000 | $372,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,050 | $1,559,730,000 | $511,000 | $60,005,000 | $173,000 | $5,567,000 |
| Application Withdrawn By Applicant | 472 | $225,970,000 | $478,000 | $2,405,000 | $212,000 | $3,066,000 |
| Application Denied By Financial Institution | 140 | $79,640,000 | $568,000 | $3,005,000 | $209,000 | $2,142,000 |
| File Closed For Incompleteness | 69 | $31,325,000 | $453,000 | $1,155,000 | $296,000 | $4,500,000 |
| Application Approved But Not Accepted | 8 | $6,440,000 | $805,000 | $2,635,000 | $229,000 | $509,000 |
| Loan Purchased By The Institution | 1 | $1,725,000 | $1,725,000 | $1,725,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 1 | $1,605,000 | $1,605,000 | $1,605,000 | $974,000 | $974,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,601 | $1,826,795,000 | $507,000 | $60,005,000 | $181,000 | $5,567,000 |
| Debt-To-Income Ratio | 54 | $31,750,000 | $587,000 | $2,505,000 | $151,000 | $1,149,000 |
| Collateral | 37 | $17,985,000 | $486,000 | $3,005,000 | $235,000 | $2,142,000 |
| Other | 29 | $17,695,000 | $610,000 | $2,805,000 | $224,000 | $1,400,000 |
| Credit Application Incomplete | 8 | $5,520,000 | $690,000 | $1,015,000 | $223,000 | $467,000 |
| Credit History | 7 | $3,155,000 | $450,000 | $1,105,000 | $394,000 | $2,100,000 |
| Unverifiable Information | 2 | $2,300,000 | $1,150,000 | $1,595,000 | $358,000 | $503,000 |
| Employment History | 2 | $800,000 | $400,000 | $515,000 | $241,000 | $282,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $435,000 | $435,000 | $435,000 | $97,000 | $97,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eaglebank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eaglebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.