Eaglebank Mortgage Lending & HMDA Data, 2020

In 2020, Eaglebank of Silver Spring, MD reported 3,741 mortgage applications totaling $1.9 billion, up 85% from 2019. The average application was for $509,605, and applicants reported an average income of $180,855. 82% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,833), Washington-Baltimore-Arlington, DC (1,194) and Baltimore-Columbia-Towson, MD (266) (applications in parentheses).

Mortgage Company & Address Eaglebank
11931 Tech Rd
Silver Spring, MD 20904
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,741
Total Mortgage Loan Application Amount $1,906,435,000
Average Mortgage Loan Application Amount $509,605
Highest Mortgage Loan Application Amount $60,005,000
Average Applicant Income $180,855
Highest Applicant Income $5,567,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eaglebank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Eaglebank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 1,084 $ 634,190,000 $ 585,046 $ 198,000
District of Columbia, District Of Columbia 628 $ 391,900,000 $ 624,044 $ 206,000
Fairfax, Virginia 392 $ 186,690,000 $ 476,250 $ 189,000
Prince George's, Maryland 188 $ 58,780,000 $ 312,659 $ 99,000
Loudoun, Virginia 166 $ 71,790,000 $ 432,469 $ 169,000
Prince William, Virginia 143 $ 47,255,000 $ 330,454 $ 99,000
Arlington, Virginia 116 $ 57,670,000 $ 497,155 $ 207,000
Frederick, Maryland 110 $ 39,520,000 $ 359,272 $ 120,000
Howard, Maryland 86 $ 35,010,000 $ 407,093 $ 172,000
Anne Arundel, Maryland 83 $ 33,075,000 $ 398,493 $ 172,000
Sussex, Delaware 52 $ 23,090,000 $ 444,038 $ 331,000
Alexandria, Virginia 50 $ 21,030,000 $ 420,600 $ 165,000
Baltimore, Maryland 40 $ 11,210,000 $ 280,250 $ 107,000
Baltimore City, Maryland 33 $ 70,755,000 $ 2,144,090 $ 149,000
Charles, Maryland 26 $ 7,840,000 $ 301,538 $ 80,000
Manassas, Virginia 24 $ 7,210,000 $ 300,416 $ 68,000
Stafford, Virginia 23 $ 15,515,000 $ 674,565 $ 88,000
Worcester, Maryland 19 $ 7,565,000 $ 398,157 $ 385,000
Fauquier, Virginia 18 $ 6,840,000 $ 380,000 $ 115,000
Frederick, Virginia 13 $ 3,005,000 $ 231,153 $ 55,000
Virginia Beach, Virginia 13 $ 3,575,000 $ 275,000 $ 139,000
Mecklenburg, North Carolina 11 $ 3,975,000 $ 361,363 $ 128,000
Wake, North Carolina 11 $ 4,215,000 $ 383,181 $ 190,000
Spotsylvania, Virginia 11 $ 3,465,000 $ 315,000 $ 67,000
Queen Anne's, Maryland 10 $ 3,390,000 $ 339,000 $ 119,000
Talbot, Maryland 10 $ 4,470,000 $ 447,000 $ 302,000
Carroll, Maryland 8 $ 2,610,000 $ 326,250 $ 119,000
Manassas Park, Virginia 8 $ 2,050,000 $ 256,250 $ 57,000
Calvert, Maryland 7 $ 2,415,000 $ 345,000 $ 160,000
St. Mary's, Maryland 7 $ 2,145,000 $ 306,428 $ 566,000
Chesterfield, Virginia 7 $ 2,645,000 $ 377,857 $ 138,000
Falls Church, Virginia 7 $ 4,425,000 $ 632,142 $ 225,000
Warren, Virginia 7 $ 2,605,000 $ 372,142 $ 175,000
Garfield, Colorado 6 $ 2,640,000 $ 440,000 $ 167,000
Harford, Maryland 6 $ 1,400,000 $ 233,333 $ 142,000
Culpeper, Virginia 6 $ 1,800,000 $ 300,000 $ 63,000
Fairfax City, Virginia 6 $ 3,050,000 $ 508,333 $ 200,000
Mesa, Colorado 5 $ 2,015,000 $ 403,000 $ 410,000
Miami-Dade, Florida 5 $ 1,685,000 $ 337,000 $ 106,000
Palm Beach, Florida 5 $ 1,905,000 $ 381,000 $ 104,000
Thomas, Georgia 5 $ 595,000 $ 119,000 $ 145,000
Washington, Maryland 5 $ 1,165,000 $ 233,000 $ 83,000
Delaware, Pennsylvania 5 $ 1,745,000 $ 349,000 $ 217,000
Charleston, South Carolina 5 $ 2,455,000 $ 491,000 $ 332,000
Denver, Colorado 4 $ 2,170,000 $ 542,500 $ 241,000
Oakland, Michigan 4 $ 1,340,000 $ 335,000 $ 175,000
Suffolk, New York 4 $ 1,610,000 $ 402,500 $ 177,000
Buncombe, North Carolina 4 $ 1,500,000 $ 375,000 $ 102,000
Union, North Carolina 4 $ 1,710,000 $ 427,500 $ 222,000
York, Pennsylvania 4 $ 790,000 $ 197,500 $ 106,000
Salt Lake, Utah 4 $ 1,490,000 $ 372,500 $ 134,000
Albemarle, Virginia 4 $ 1,720,000 $ 430,000 $ 256,000
Winchester, Virginia 4 $ 1,320,000 $ 330,000 $ 92,000
Maricopa, Arizona 3 $ 785,000 $ 261,666 $ 80,000
Alameda, California 3 $ 1,975,000 $ 658,333 $ 172,000
Contra Costa, California 3 $ 1,725,000 $ 575,000 $ 146,000
Orange, California 3 $ 1,915,000 $ 638,333 $ 158,000
New Castle, Delaware 3 $ 875,000 $ 291,666 $ 107,000
Broward, Florida 3 $ 1,105,000 $ 368,333 $ 143,000
Collier, Florida 3 $ 1,455,000 $ 485,000 $ 567,000
Lee, Florida 3 $ 2,135,000 $ 711,666 $ 436,000
Garrett, Maryland 3 $ 875,000 $ 291,666 $ 250,000
Wicomico, Maryland 3 $ 9,155,000 $ 3,051,666 $ 52,000
Middlesex, Massachusetts 3 $ 1,235,000 $ 411,666 $ 153,000
Hudson, New Jersey 3 $ 1,115,000 $ 371,666 $ 209,000
Ocean, New Jersey 3 $ 1,305,000 $ 435,000 $ 185,000
Queens, New York 3 $ 1,555,000 $ 518,333 $ 269,000
Westchester, New York 3 $ 2,385,000 $ 795,000 $ 414,000
Brunswick, North Carolina 3 $ 915,000 $ 305,000 $ 162,000
Dare, North Carolina 3 $ 1,015,000 $ 338,333 $ 185,000
Philadelphia, Pennsylvania 3 $ 1,025,000 $ 341,666 $ 145,000
Hamilton, Tennessee 3 $ 765,000 $ 255,000 $ 234,000
Travis, Texas 3 $ 585,000 $ 195,000 $ 271,000
Chesapeake, Virginia 3 $ 1,065,000 $ 355,000 $ 99,000
Henrico, Virginia 3 $ 1,145,000 $ 381,666 $ 87,000
Richmond City, Virginia 3 $ 805,000 $ 268,333 $ 236,000
Shenandoah, Virginia 3 $ 405,000 $ 135,000 $ 64,000
Jefferson, West Virginia 3 $ 995,000 $ 331,666 $ 149,000
Los Angeles, California 2 $ 1,360,000 $ 680,000 $ 146,000
Douglas, Colorado 2 $ 970,000 $ 485,000 $ 82,000
Litchfield, Connecticut 2 $ 510,000 $ 255,000 $ 53,000
Brevard, Florida 2 $ 940,000 $ 470,000 $ 73,000
Pinellas, Florida 2 $ 610,000 $ 305,000 $ 96,000
Sarasota, Florida 2 $ 780,000 $ 390,000 $ 219,000
DeKalb, Georgia 2 $ 940,000 $ 470,000 $ 147,000
Fulton, Georgia 2 $ 860,000 $ 430,000 $ 89,000
Hall, Georgia 2 $ 770,000 $ 385,000 $ 112,000
Cook, Illinois 2 $ 350,000 $ 175,000 $ 75,000
Will, Illinois 2 $ 690,000 $ 345,000 $ 164,000
Hancock, Maine 2 $ 2,890,000 $ 1,445,000 $ 591,000
Dorchester, Maryland 2 $ 310,000 $ 155,000 $ 100,000
Barnstable, Massachusetts 2 $ 1,000,000 $ 500,000 $ 108,000
Norfolk, Massachusetts 2 $ 1,140,000 $ 570,000 $ 193,000
Hennepin, Minnesota 2 $ 820,000 $ 410,000 $ 303,000
Bergen, New Jersey 2 $ 1,170,000 $ 585,000 $ 249,000
Camden, New Jersey 2 $ 630,000 $ 315,000 $ 120,000
Essex, New Jersey 2 $ 1,100,000 $ 550,000 $ 213,000
Erie, New York 2 $ 1,090,000 $ 545,000 $ 133,000
Currituck, North Carolina 2 $ 1,140,000 $ 570,000 $ 181,000
Watauga, North Carolina 2 $ 710,000 $ 355,000 $ 140,000
Medina, Ohio 2 $ 190,000 $ 95,000 $ 135,000
Allegheny, Pennsylvania 2 $ 680,000 $ 340,000 $ 250,000
Bucks, Pennsylvania 2 $ 560,000 $ 280,000 $ 94,000
Westmoreland, Pennsylvania 2 $ 310,000 $ 155,000 $ 80,000
Greenville, South Carolina 2 $ 650,000 $ 325,000 $ 185,000
York, South Carolina 2 $ 480,000 $ 240,000 $ 142,000
Comal, Texas 2 $ 1,190,000 $ 595,000 $ 0
Dallas, Texas 2 $ 750,000 $ 375,000 $ 159,000
Chittenden, Vermont 2 $ 570,000 $ 285,000 $ 170,000
Bedford, Virginia 2 $ 550,000 $ 275,000 $ 202,000
Clarke, Virginia 2 $ 850,000 $ 425,000 $ 360,000
Louisa, Virginia 2 $ 700,000 $ 350,000 $ 34,000
King, Washington 2 $ 1,450,000 $ 725,000 $ 205,000
Berkeley, West Virginia 2 $ 480,000 $ 240,000 $ 119,000
Hampshire, West Virginia 2 $ 640,000 $ 320,000 $ 171,000
Polk, Wisconsin 2 $ 780,000 $ 390,000 $ 140,000
Navajo, Arizona 1 $ 115,000 $ 115,000 $ 96,000
Pima, Arizona 1 $ 355,000 $ 355,000 $ 0
Pinal, Arizona 1 $ 255,000 $ 255,000 $ 106,000
Placer, California 1 $ 515,000 $ 515,000 $ 2,224,000
San Diego, California 1 $ 625,000 $ 625,000 $ 400,000
Ventura, California 1 $ 705,000 $ 705,000 $ 128,000
Arapahoe, Colorado 1 $ 405,000 $ 405,000 $ 291,000
Boulder, Colorado 1 $ 465,000 $ 465,000 $ 182,000
Eagle, Colorado 1 $ 515,000 $ 515,000 $ 195,000
Larimer, Colorado 1 $ 325,000 $ 325,000 $ 127,000
Pitkin, Colorado 1 $ 475,000 $ 475,000 $ 683,000
Summit, Colorado 1 $ 515,000 $ 515,000 $ 270,000
Weld, Colorado 1 $ 285,000 $ 285,000 $ 55,000
Fairfield, Connecticut 1 $ 1,045,000 $ 1,045,000 $ 350,000
New Haven, Connecticut 1 $ 455,000 $ 455,000 $ 308,000
Indian River, Florida 1 $ 195,000 $ 195,000 $ 260,000
St. Johns, Florida 1 $ 175,000 $ 175,000 $ 240,000
Cobb, Georgia 1 $ 405,000 $ 405,000 $ 144,000
Coweta, Georgia 1 $ 355,000 $ 355,000 $ 103,000
Fayette, Georgia 1 $ 275,000 $ 275,000 $ 196,000
Glynn, Georgia 1 $ 425,000 $ 425,000 $ 415,000
Gwinnett, Georgia 1 $ 375,000 $ 375,000 $ 127,000
Blaine, Idaho 1 $ 885,000 $ 885,000 $ 434,000
Lake, Illinois 1 $ 555,000 $ 555,000 $ 197,000
Boyle, Kentucky 1 $ 125,000 $ 125,000 $ 84,000
Cumberland, Maine 1 $ 395,000 $ 395,000 $ 194,000
Allegany, Maryland 1 $ 115,000 $ 115,000 $ 122,000
Caroline, Maryland 1 $ 55,000 $ 55,000 $ 168,000
Plymouth, Massachusetts 1 $ 325,000 $ 325,000 $ 125,000
Worcester, Massachusetts 1 $ 515,000 $ 515,000 $ 162,000
Kent, Michigan 1 $ 265,000 $ 265,000 $ 78,000
Macomb, Michigan 1 $ 155,000 $ 155,000 $ 57,000
Jackson, Missouri 1 $ 375,000 $ 375,000 $ 190,000
Dodge, Nebraska 1 $ 395,000 $ 395,000 $ 174,000
Merrimack, New Hampshire 1 $ 365,000 $ 365,000 $ 289,000
Atlantic, New Jersey 1 $ 275,000 $ 275,000 $ 200,000
Burlington, New Jersey 1 $ 175,000 $ 175,000 $ 140,000
Cape May, New Jersey 1 $ 455,000 $ 455,000 $ 175,000
Union, New Jersey 1 $ 505,000 $ 505,000 $ 983,000
Kings, New York 1 $ 475,000 $ 475,000 $ 273,000
Nassau, New York 1 $ 395,000 $ 395,000 $ 144,000
Onondaga, New York 1 $ 145,000 $ 145,000 $ 171,000
Richmond, New York 1 $ 695,000 $ 695,000 $ 142,000
Seneca, New York 1 $ 315,000 $ 315,000 $ 300,000
Carteret, North Carolina 1 $ 235,000 $ 235,000 $ 162,000
Guilford, North Carolina 1 $ 125,000 $ 125,000 $ 43,000
Halifax, North Carolina 1 $ 335,000 $ 335,000 $ 187,000
Haywood, North Carolina 1 $ 65,000 $ 65,000 $ 34,000
Onslow, North Carolina 1 $ 705,000 $ 705,000 $ 384,000
Orange, North Carolina 1 $ 515,000 $ 515,000 $ 298,000
Transylvania, North Carolina 1 $ 315,000 $ 315,000 $ 177,000
Delaware, Ohio 1 $ 275,000 $ 275,000 $ 164,000
Stark, Ohio 1 $ 275,000 $ 275,000 $ 104,000
Clackamas, Oregon 1 $ 285,000 $ 285,000 $ 103,000
Jackson, Oregon 1 $ 465,000 $ 465,000 $ 127,000
Adams, Pennsylvania 1 $ 425,000 $ 425,000 $ 251,000
Butler, Pennsylvania 1 $ 515,000 $ 515,000 $ 135,000
Centre, Pennsylvania 1 $ 205,000 $ 205,000 $ 80,000
Chester, Pennsylvania 1 $ 305,000 $ 305,000 $ 180,000
Franklin, Pennsylvania 1 $ 275,000 $ 275,000 $ 70,000
Lancaster, Pennsylvania 1 $ 455,000 $ 455,000 $ 158,000
Newport, Rhode Island 1 $ 515,000 $ 515,000 $ 366,000
Berkeley, South Carolina 1 $ 265,000 $ 265,000 $ 213,000
Horry, South Carolina 1 $ 265,000 $ 265,000 $ 68,000
Lexington, South Carolina 1 $ 305,000 $ 305,000 $ 318,000
Knox, Tennessee 1 $ 175,000 $ 175,000 $ 47,000
Loudon, Tennessee 1 $ 185,000 $ 185,000 $ 61,000
Collin, Texas 1 $ 385,000 $ 385,000 $ 115,000
Denton, Texas 1 $ 215,000 $ 215,000 $ 106,000
Harris, Texas 1 $ 245,000 $ 245,000 $ 150,000
Tarrant, Texas 1 $ 285,000 $ 285,000 $ 121,000
Williamson, Texas 1 $ 395,000 $ 395,000 $ 365,000
Summit, Utah 1 $ 505,000 $ 505,000 $ 198,000
Utah, Utah 1 $ 155,000 $ 155,000 $ 124,000
Accomack, Virginia 1 $ 215,000 $ 215,000 $ 220,000
Fredericksburg, Virginia 1 $ 405,000 $ 405,000 $ 96,000
Hanover, Virginia 1 $ 545,000 $ 545,000 $ 315,000
Lancaster, Virginia 1 $ 375,000 $ 375,000 $ 278,000
Madison, Virginia 1 $ 285,000 $ 285,000 $ 46,000
Northampton, Virginia 1 $ 165,000 $ 165,000 $ 173,000
Rockingham, Virginia 1 $ 445,000 $ 445,000 $ 170,000
Clark, Washington 1 $ 485,000 $ 485,000 $ 207,000
Whatcom, Washington 1 $ 305,000 $ 305,000 $ 423,000
Hardy, West Virginia 1 $ 365,000 $ 365,000 $ 283,000

Mortgage Loan Application Detail Totals for Eaglebank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,212 $1,136,940,000 $513,000 $60,005,000 $190,000 $5,567,000
Home Purchase 1,172 $621,890,000 $530,000 $56,805,000 $159,000 $2,224,000
Cash-out Refinancing 305 $126,855,000 $415,000 $2,675,000 $201,000 $2,142,000
Home Improvement 51 $19,025,000 $373,000 $885,000 $166,000 $613,000
Not Applicable 1 $1,725,000 $1,725,000 $1,725,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,025 $938,425,000 $463,000 $3,005,000 $201,000 $4,500,000
Not Provided 566 $266,800,000 $471,000 $2,505,000 $202,000 $3,066,000
Hispanic 476 $164,630,000 $345,000 $1,555,000 $96,000 $1,548,000
Asian 297 $124,475,000 $419,000 $1,495,000 $181,000 $2,040,000
Black or African American 262 $100,470,000 $383,000 $1,525,000 $150,000 $5,567,000
Not applicable 104 $307,490,000 $2,956,000 $60,005,000 $0 $0
American Indian or Alaskan Native 8 $3,260,000 $407,000 $725,000 $153,000 $300,000
Native Hawaiian or Other Pacific Islander 1 $255,000 $255,000 $255,000 $71,000 $71,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,281 $1,679,725,000 $511,000 $60,005,000 $198,000 $5,567,000
FHA-insured (Federal Housing Administration) 342 $170,390,000 $498,000 $56,805,000 $73,000 $254,000
VA-guaranteed (Veterans Administration) 118 $56,320,000 $477,000 $975,000 $62,000 $372,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,050 $1,559,730,000 $511,000 $60,005,000 $173,000 $5,567,000
Application Withdrawn By Applicant 472 $225,970,000 $478,000 $2,405,000 $212,000 $3,066,000
Application Denied By Financial Institution 140 $79,640,000 $568,000 $3,005,000 $209,000 $2,142,000
File Closed For Incompleteness 69 $31,325,000 $453,000 $1,155,000 $296,000 $4,500,000
Application Approved But Not Accepted 8 $6,440,000 $805,000 $2,635,000 $229,000 $509,000
Loan Purchased By The Institution 1 $1,725,000 $1,725,000 $1,725,000 $0 $0
Preapproval Approved but not Accepted 1 $1,605,000 $1,605,000 $1,605,000 $974,000 $974,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,601 $1,826,795,000 $507,000 $60,005,000 $181,000 $5,567,000
Debt-To-Income Ratio 54 $31,750,000 $587,000 $2,505,000 $151,000 $1,149,000
Collateral 37 $17,985,000 $486,000 $3,005,000 $235,000 $2,142,000
Other 29 $17,695,000 $610,000 $2,805,000 $224,000 $1,400,000
Credit Application Incomplete 8 $5,520,000 $690,000 $1,015,000 $223,000 $467,000
Credit History 7 $3,155,000 $450,000 $1,105,000 $394,000 $2,100,000
Unverifiable Information 2 $2,300,000 $1,150,000 $1,595,000 $358,000 $503,000
Employment History 2 $800,000 $400,000 $515,000 $241,000 $282,000
Insufficient Cash (Downpayment, Closing Cost) 1 $435,000 $435,000 $435,000 $97,000 $97,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Eaglebank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Eaglebank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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