Eaglebank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Eaglebank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eaglebank 11931 Tech Rd Silver Spring, MD 20904 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,015 |
| Total Mortgage Loan Application Amount | $1,694,435,000 |
| Average Mortgage Loan Application Amount | $562,500 |
| Highest Mortgage Loan Application Amount | $60,905,000 |
| Average Applicant Income | $136,500 |
| Highest Applicant Income | $7,507,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Eaglebank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eaglebank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Eaglebank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eaglebank serves its applicants.
Each category highlights the total number of mortgage applications processed by Eaglebank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eaglebank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 849 | $ 596,015,000 | $ 702,000 | $ 201,000 |
| District of Columbia County District Of Columbia | 493 | $ 301,515,000 | $ 611,000 | $ 208,000 |
| Fairfax County Virginia | 261 | $ 148,435,000 | $ 568,000 | $ 200,000 |
| Prince George's County Maryland | 156 | $ 51,130,000 | $ 327,000 | $ 103,000 |
| Loudoun County Virginia | 135 | $ 60,815,000 | $ 450,000 | $ 150,000 |
| Prince William County Virginia | 111 | $ 37,175,000 | $ 334,000 | $ 91,000 |
| Frederick County Maryland | 91 | $ 37,275,000 | $ 409,000 | $ 141,000 |
| Howard County Maryland | 87 | $ 35,165,000 | $ 404,000 | $ 176,000 |
| Anne Arundel County Maryland | 74 | $ 33,300,000 | $ 450,000 | $ 164,000 |
| Arlington County Virginia | 63 | $ 40,615,000 | $ 644,000 | $ 223,000 |
| Baltimore City County Maryland | 42 | $ 12,870,000 | $ 306,000 | $ 183,000 |
| Baltimore County Maryland | 40 | $ 13,030,000 | $ 325,000 | $ 125,000 |
| Sussex County Delaware | 32 | $ 16,110,000 | $ 503,000 | $ 288,000 |
| Manassas County Virginia | 29 | $ 8,625,000 | $ 297,000 | $ 75,000 |
| Alexandria County Virginia | 26 | $ 11,380,000 | $ 437,000 | $ 187,000 |
| Fauquier County Virginia | 20 | $ 7,310,000 | $ 365,000 | $ 91,000 |
| Carroll County Maryland | 17 | $ 5,185,000 | $ 305,000 | $ 122,000 |
| Culpeper County Virginia | 16 | $ 5,010,000 | $ 313,000 | $ 68,000 |
| Frederick County Virginia | 15 | $ 4,155,000 | $ 277,000 | $ 59,000 |
| Calvert County Maryland | 12 | $ 4,500,000 | $ 375,000 | $ 211,000 |
| Charles County Maryland | 12 | $ 3,930,000 | $ 327,000 | $ 361,000 |
| Manassas Park County Virginia | 12 | $ 3,110,000 | $ 259,000 | $ 59,000 |
| Talbot County Maryland | 11 | $ 6,265,000 | $ 569,000 | $ 298,000 |
| Stafford County Virginia | 11 | $ 3,505,000 | $ 318,000 | $ 80,000 |
| Spotsylvania County Virginia | 10 | $ 3,090,000 | $ 309,000 | $ 78,000 |
| Miami-Dade County Florida | 9 | $ 4,205,000 | $ 467,000 | $ 185,000 |
| Palm Beach County Florida | 9 | $ 4,035,000 | $ 448,000 | $ 338,000 |
| Queen Anne's County Maryland | 9 | $ 5,675,000 | $ 630,000 | $ 316,000 |
| Wake County North Carolina | 9 | $ 2,935,000 | $ 326,000 | $ 127,000 |
| Harford County Maryland | 7 | $ 2,525,000 | $ 360,000 | $ 180,000 |
| Worcester County Maryland | 7 | $ 1,645,000 | $ 235,000 | $ 247,000 |
| Chesapeake County Virginia | 7 | $ 1,965,000 | $ 280,000 | $ 103,000 |
| Broward County Florida | 6 | $ 1,960,000 | $ 326,000 | $ 221,000 |
| Washington County Maryland | 6 | $ 1,460,000 | $ 243,000 | $ 103,000 |
| Mecklenburg County North Carolina | 6 | $ 2,220,000 | $ 370,000 | $ 132,000 |
| Charleston County South Carolina | 6 | $ 2,910,000 | $ 485,000 | $ 415,000 |
| Orange County Florida | 5 | $ 2,265,000 | $ 453,000 | $ 163,000 |
| Thomas County Georgia | 5 | $ 455,000 | $ 91,000 | $ 136,000 |
| Cook County Illinois | 5 | $ 2,365,000 | $ 473,000 | $ 275,000 |
| Albemarle County Virginia | 5 | $ 2,495,000 | $ 499,000 | $ 260,000 |
| Fairfax City County Virginia | 5 | $ 2,055,000 | $ 411,000 | $ 144,000 |
| Virginia Beach County Virginia | 5 | $ 1,375,000 | $ 275,000 | $ 145,000 |
| Santa Clara County California | 4 | $ 2,060,000 | $ 515,000 | $ 223,000 |
| Denver County Colorado | 4 | $ 2,360,000 | $ 590,000 | $ 196,000 |
| Hillsborough County Florida | 4 | $ 1,780,000 | $ 445,000 | $ 199,000 |
| Osceola County Florida | 4 | $ 1,450,000 | $ 362,000 | $ 211,000 |
| St. Johns County Florida | 4 | $ 2,220,000 | $ 555,000 | $ 212,000 |
| Fulton County Georgia | 4 | $ 1,510,000 | $ 377,000 | $ 180,000 |
| Suffolk County New York | 4 | $ 2,220,000 | $ 555,000 | $ 257,000 |
| Chesterfield County Virginia | 4 | $ 1,680,000 | $ 420,000 | $ 123,000 |
| Falls Church County Virginia | 4 | $ 2,580,000 | $ 645,000 | $ 204,000 |
| Berkeley County West Virginia | 4 | $ 740,000 | $ 185,000 | $ 187,000 |
| Jefferson County West Virginia | 4 | $ 1,240,000 | $ 310,000 | $ 89,000 |
| Garfield County Colorado | 3 | $ 2,165,000 | $ 721,000 | $ 211,000 |
| Fairfield County Connecticut | 3 | $ 1,595,000 | $ 531,000 | $ 213,000 |
| New Castle County Delaware | 3 | $ 1,045,000 | $ 348,000 | $ 109,000 |
| Lee County Florida | 3 | $ 775,000 | $ 258,000 | $ 111,000 |
| Pinellas County Florida | 3 | $ 555,000 | $ 185,000 | $ 114,000 |
| Lake County Illinois | 3 | $ 1,485,000 | $ 495,000 | $ 163,000 |
| Dorchester County Maryland | 3 | $ 515,000 | $ 171,000 | $ 150,000 |
| Norfolk County Massachusetts | 3 | $ 2,405,000 | $ 801,000 | $ 286,000 |
| Bergen County New Jersey | 3 | $ 1,505,000 | $ 501,000 | $ 183,000 |
| New York County New York | 3 | $ 1,465,000 | $ 488,000 | $ 321,000 |
| Adams County Pennsylvania | 3 | $ 1,155,000 | $ 385,000 | $ 224,000 |
| Chester County Pennsylvania | 3 | $ 995,000 | $ 331,000 | $ 773,000 |
| Dauphin County Pennsylvania | 3 | $ 1,345,000 | $ 448,000 | $ 248,000 |
| York County Pennsylvania | 3 | $ 865,000 | $ 288,000 | $ 162,000 |
| Denton County Texas | 3 | $ 605,000 | $ 201,000 | $ 128,000 |
| Accomack County Virginia | 3 | $ 865,000 | $ 288,000 | $ 259,000 |
| Fredericksburg County Virginia | 3 | $ 21,505,000 | $ 7,168,000 | $ 135,000 |
| Henrico County Virginia | 3 | $ 1,045,000 | $ 348,000 | $ 180,000 |
| Shenandoah County Virginia | 3 | $ 565,000 | $ 188,000 | $ 158,000 |
| Winchester County Virginia | 3 | $ 755,000 | $ 251,000 | $ 51,000 |
| Baldwin County Alabama | 2 | $ 440,000 | $ 220,000 | $ 76,000 |
| Maricopa County Arizona | 2 | $ 840,000 | $ 420,000 | $ 82,000 |
| Los Angeles County California | 2 | $ 1,570,000 | $ 785,000 | $ 319,000 |
| San Diego County California | 2 | $ 2,600,000 | $ 1,300,000 | $ 313,000 |
| Eagle County Colorado | 2 | $ 940,000 | $ 470,000 | $ 181,000 |
| Mesa County Colorado | 2 | $ 1,140,000 | $ 570,000 | $ 456,000 |
| Pasco County Florida | 2 | $ 430,000 | $ 215,000 | $ 271,000 |
| Sarasota County Florida | 2 | $ 1,470,000 | $ 735,000 | $ 320,000 |
| Hall County Georgia | 2 | $ 750,000 | $ 375,000 | $ 111,000 |
| Honolulu County Hawaii | 2 | $ 630,000 | $ 315,000 | $ 151,000 |
| Garrett County Maryland | 2 | $ 1,210,000 | $ 605,000 | $ 860,000 |
| Wicomico County Maryland | 2 | $ 6,100,000 | $ 3,050,000 | $ 234,000 |
| Macomb County Michigan | 2 | $ 140,000 | $ 70,000 | $ 108,000 |
| Atlantic County New Jersey | 2 | $ 930,000 | $ 465,000 | $ 940,000 |
| Essex County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 175,000 |
| Gloucester County New Jersey | 2 | $ 650,000 | $ 325,000 | $ 58,000 |
| Nassau County New York | 2 | $ 1,430,000 | $ 715,000 | $ 264,000 |
| Brunswick County North Carolina | 2 | $ 1,050,000 | $ 525,000 | $ 243,000 |
| Guilford County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 111,000 |
| Orange County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 219,000 |
| Bucks County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 82,000 |
| Philadelphia County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 142,000 |
| Spartanburg County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 88,000 |
| York County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 251,000 |
| Bexar County Texas | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Harris County Texas | 2 | $ 560,000 | $ 280,000 | $ 157,000 |
| Travis County Texas | 2 | $ 1,240,000 | $ 620,000 | $ 245,000 |
| Lamoille County Vermont | 2 | $ 1,190,000 | $ 595,000 | $ 313,000 |
| James City County Virginia | 2 | $ 600,000 | $ 300,000 | $ 113,000 |
| Orange County Virginia | 2 | $ 790,000 | $ 395,000 | $ 223,000 |
| Warren County Virginia | 2 | $ 950,000 | $ 475,000 | $ 126,000 |
| King County Washington | 2 | $ 530,000 | $ 265,000 | $ 127,000 |
| Snohomish County Washington | 2 | $ 920,000 | $ 460,000 | $ 109,000 |
| Morgan County West Virginia | 2 | $ 590,000 | $ 295,000 | $ 175,000 |
| Anchorage County Alaska | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Alameda County California | 1 | $ 675,000 | $ 675,000 | $ 300,000 |
| Contra Costa County California | 1 | $ 675,000 | $ 675,000 | $ 108,000 |
| San Francisco County California | 1 | $ 345,000 | $ 345,000 | $ 155,000 |
| Santa Barbara County California | 1 | $ 545,000 | $ 545,000 | $ 365,000 |
| Douglas County Colorado | 1 | $ 595,000 | $ 595,000 | $ 174,000 |
| Elbert County Colorado | 1 | $ 1,525,000 | $ 1,525,000 | $ 362,000 |
| San Miguel County Colorado | 1 | $ 265,000 | $ 265,000 | $ 18,000 |
| New Haven County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Windham County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 318,000 |
| Kent County Delaware | 1 | $ 325,000 | $ 325,000 | $ 104,000 |
| Alachua County Florida | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Charlotte County Florida | 1 | $ 635,000 | $ 635,000 | $ 1,272,000 |
| Collier County Florida | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Duval County Florida | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Escambia County Florida | 1 | $ 115,000 | $ 115,000 | $ 162,000 |
| Flagler County Florida | 1 | $ 265,000 | $ 265,000 | $ 255,000 |
| Manatee County Florida | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Nassau County Florida | 1 | $ 485,000 | $ 485,000 | $ 631,000 |
| St. Lucie County Florida | 1 | $ 505,000 | $ 505,000 | $ 218,000 |
| Sumter County Florida | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Chatham County Georgia | 1 | $ 755,000 | $ 755,000 | $ 669,000 |
| Cobb County Georgia | 1 | $ 395,000 | $ 395,000 | $ 149,000 |
| DeKalb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Forsyth County Georgia | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Gwinnett County Georgia | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Jefferson County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Kenton County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Franklin County Maine | 1 | $ 545,000 | $ 545,000 | $ 161,000 |
| Allegany County Maryland | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Cecil County Maryland | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Kent County Maryland | 1 | $ 365,000 | $ 365,000 | $ 222,000 |
| Somerset County Maryland | 1 | $ 235,000 | $ 235,000 | $ 378,000 |
| St. Mary's County Maryland | 1 | $ 545,000 | $ 545,000 | $ 158,000 |
| Barnstable County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 128,000 |
| Berkshire County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 191,000 |
| Dukes County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 1,423,000 |
| Hampshire County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 33,000 |
| Middlesex County Massachusetts | 1 | $ 585,000 | $ 585,000 | $ 245,000 |
| Plymouth County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Oakland County Michigan | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Hennepin County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 347,000 |
| Clark County Nevada | 1 | $ 1,005,000 | $ 1,005,000 | $ 374,000 |
| Burlington County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 203,000 |
| Camden County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 180,000 |
| Hudson County New Jersey | 1 | $ 695,000 | $ 695,000 | $ 161,000 |
| Monmouth County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 178,000 |
| Morris County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 262,000 |
| Ocean County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Union County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 238,000 |
| Albany County New York | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Erie County New York | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Kings County New York | 1 | $ 515,000 | $ 515,000 | $ 213,000 |
| Otsego County New York | 1 | $ 335,000 | $ 335,000 | $ 366,000 |
| Queens County New York | 1 | $ 365,000 | $ 365,000 | $ 37,000 |
| Richmond County New York | 1 | $ 245,000 | $ 245,000 | $ 147,000 |
| Rockland County New York | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| St. Lawrence County New York | 1 | $ 145,000 | $ 145,000 | $ 226,000 |
| Westchester County New York | 1 | $ 485,000 | $ 485,000 | $ 195,000 |
| Bertie County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Currituck County North Carolina | 1 | $ 745,000 | $ 745,000 | $ 762,000 |
| Dare County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 406,000 |
| Durham County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 865,000 |
| Franklin County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 225,000 |
| Johnston County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 173,000 |
| New Hanover County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Transylvania County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 512,000 |
| Hamilton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Stark County Ohio | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Oklahoma County Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 696,000 |
| Deschutes County Oregon | 1 | $ 405,000 | $ 405,000 | $ 173,000 |
| Marion County Oregon | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Yamhill County Oregon | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Allegheny County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Butler County Pennsylvania | 1 | $ 615,000 | $ 615,000 | $ 138,000 |
| Centre County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 292,000 |
| Delaware County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 175,000 |
| Lackawanna County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 194,000 |
| Monroe County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Montgomery County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Bristol County Rhode Island | 1 | $ 545,000 | $ 545,000 | $ 249,000 |
| Washington County Rhode Island | 1 | $ 515,000 | $ 515,000 | $ 420,000 |
| Beaufort County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 71,000 |
| Berkeley County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Horry County South Carolina | 1 | $ 36,375,000 | $ 36,375,000 | $ 0 |
| Richland County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 32,000 |
| Pennington County South Dakota | 1 | $ 675,000 | $ 675,000 | $ 267,000 |
| Loudon County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Putnam County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Dallas County Texas | 1 | $ 805,000 | $ 805,000 | $ 440,000 |
| Buckingham County Virginia | 1 | $ 205,000 | $ 205,000 | $ 183,000 |
| Caroline County Virginia | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Louisa County Virginia | 1 | $ 355,000 | $ 355,000 | $ 1,023,000 |
| Lynchburg County Virginia | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Montgomery County Virginia | 1 | $ 27,505,000 | $ 27,505,000 | $ 0 |
| Nelson County Virginia | 1 | $ 435,000 | $ 435,000 | $ 188,000 |
| Norfolk County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Sussex County Virginia | 1 | $ 1,955,000 | $ 1,955,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Pierce County Washington | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Greenbrier County West Virginia | 1 | $ 505,000 | $ 505,000 | $ 388,000 |
| Hampshire County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 256,000 |
| Hardy County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 350,000 |
| Tucker County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 134,000 |
| Dane County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Sawyer County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for Eaglebank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,494 | $828,090,000 | $554,000 | $55,635,000 | $196,000 | $3,101,000 |
| Home Purchase | 1,111 | $695,315,000 | $625,000 | $60,905,000 | $170,000 | $7,507,000 |
| Cash-out Refinancing | 409 | $170,375,000 | $416,000 | $1,195,000 | $180,000 | $1,023,000 |
| Home Improvement | 1 | $655,000 | $655,000 | $655,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,546 | $749,720,000 | $484,000 | $2,725,000 | $207,000 | $7,507,000 |
| Not Provided | 453 | $229,975,000 | $507,000 | $4,405,000 | $208,000 | $1,597,000 |
| Hispanic | 445 | $154,555,000 | $347,000 | $1,335,000 | $95,000 | $2,496,000 |
| Asian | 249 | $118,335,000 | $475,000 | $1,365,000 | $177,000 | $480,000 |
| Black or African American | 220 | $92,990,000 | $422,000 | $1,505,000 | $162,000 | $3,101,000 |
| Not applicable | 89 | $343,305,000 | $3,857,000 | $60,905,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $2,995,000 | $427,000 | $665,000 | $402,000 | $1,920,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,677 | $1,495,035,000 | $558,000 | $60,905,000 | $198,000 | $7,507,000 |
| FHA-insured (Federal Housing Administration) | 266 | $161,790,000 | $608,000 | $55,635,000 | $73,000 | $248,000 |
| VA-guaranteed (Veterans Administration) | 72 | $37,610,000 | $522,000 | $1,525,000 | $96,000 | $431,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,597 | $1,493,395,000 | $575,000 | $60,905,000 | $185,000 | $7,507,000 |
| Application Withdrawn By Applicant | 269 | $129,625,000 | $481,000 | $1,995,000 | $188,000 | $1,220,000 |
| Application Denied By Financial Institution | 112 | $56,710,000 | $506,000 | $2,505,000 | $154,000 | $1,036,000 |
| File Closed For Incompleteness | 21 | $8,395,000 | $399,000 | $895,000 | $244,000 | $1,920,000 |
| Application Approved But Not Accepted | 9 | $3,315,000 | $368,000 | $665,000 | $149,000 | $241,000 |
| Preapproval Approved but not Accepted | 5 | $2,505,000 | $501,000 | $675,000 | $112,000 | $137,000 |
| Preapproval Denied by Financial Institution | 1 | $335,000 | $335,000 | $335,000 | $89,000 | $89,000 |
| Loan Purchased By The Institution | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,902 | $1,637,390,000 | $564,000 | $60,905,000 | $185,000 | $7,507,000 |
| Debt-To-Income Ratio | 54 | $30,540,000 | $565,000 | $1,875,000 | $117,000 | $441,000 |
| Collateral | 21 | $10,895,000 | $518,000 | $2,505,000 | $248,000 | $1,036,000 |
| Credit History | 16 | $6,330,000 | $395,000 | $585,000 | $117,000 | $289,000 |
| Credit Application Incomplete | 9 | $3,785,000 | $420,000 | $1,215,000 | $192,000 | $598,000 |
| Other | 7 | $3,105,000 | $443,000 | $825,000 | $148,000 | $295,000 |
| Employment History | 5 | $1,565,000 | $313,000 | $365,000 | $104,000 | $255,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $825,000 | $825,000 | $825,000 | $400,000 | $400,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eaglebank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eaglebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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