Eastern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Eastern Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eastern Bank 195 Market St Lynn, MA 01901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,864 |
| Total Mortgage Loan Application Amount | $779,847,000 |
| Average Mortgage Loan Application Amount | $713,884 |
| Highest Mortgage Loan Application Amount | $27,100,000 |
| Average Applicant Income | $66,307 |
| Highest Applicant Income | $4,516,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Eastern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eastern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Eastern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eastern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Eastern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eastern Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County Massachusetts | 1,547 | $ 287,405,000 | $ 185,000 | $ 75,000 |
| Middlesex County Massachusetts | 525 | $ 128,056,000 | $ 243,000 | $ 111,000 |
| Norfolk County Massachusetts | 358 | $ 80,953,000 | $ 226,000 | $ 95,000 |
| Plymouth County Massachusetts | 262 | $ 59,943,000 | $ 228,000 | $ 78,000 |
| Suffolk County Massachusetts | 246 | $ 71,067,000 | $ 288,000 | $ 62,000 |
| Washington County Rhode Island | 184 | $ 43,856,000 | $ 238,000 | $ 105,000 |
| Worcester County Massachusetts | 62 | $ 10,320,000 | $ 166,000 | $ 73,000 |
| Rockingham County New Hampshire | 48 | $ 12,383,000 | $ 257,000 | $ 84,000 |
| Bristol County Massachusetts | 46 | $ 7,783,000 | $ 169,000 | $ 78,000 |
| Saratoga County New York | 44 | $ 1,261,000 | $ 28,000 | $ 35,000 |
| Maricopa County Arizona | 40 | $ 2,212,000 | $ 55,000 | $ 68,000 |
| Providence County Rhode Island | 40 | $ 7,004,000 | $ 175,000 | $ 64,000 |
| Barnstable County Massachusetts | 36 | $ 7,449,000 | $ 206,000 | $ 122,000 |
| New London County Connecticut | 35 | $ 6,419,000 | $ 183,000 | $ 65,000 |
| Kent County Rhode Island | 29 | $ 4,738,000 | $ 163,000 | $ 63,000 |
| York County Maine | 25 | $ 2,583,000 | $ 103,000 | $ 113,000 |
| Pinal County Arizona | 23 | $ 1,094,000 | $ 47,000 | $ 51,000 |
| Orange County New York | 19 | $ 1,014,000 | $ 53,000 | $ 61,000 |
| Mohave County Arizona | 16 | $ 1,003,000 | $ 62,000 | $ 104,000 |
| Yuma County Arizona | 16 | $ 1,679,000 | $ 104,000 | $ 189,000 |
| Dutchess County New York | 14 | $ 644,000 | $ 46,000 | $ 49,000 |
| Carroll County New Hampshire | 13 | $ 1,577,000 | $ 121,000 | $ 96,000 |
| Orleans County New York | 12 | $ 678,000 | $ 56,000 | $ 40,000 |
| Pima County Arizona | 11 | $ 360,000 | $ 32,000 | $ 37,000 |
| Yavapai County Arizona | 10 | $ 426,000 | $ 42,000 | $ 72,000 |
| Hillsborough County New Hampshire | 9 | $ 1,328,000 | $ 147,000 | $ 81,000 |
| Strafford County New Hampshire | 8 | $ 762,000 | $ 95,000 | $ 39,000 |
| Coconino County Arizona | 7 | $ 289,000 | $ 41,000 | $ 39,000 |
| New Haven County Connecticut | 7 | $ 438,000 | $ 62,000 | $ 63,000 |
| Cumberland County Maine | 7 | $ 1,045,000 | $ 149,000 | $ 109,000 |
| Belknap County New Hampshire | 7 | $ 1,145,000 | $ 163,000 | $ 171,000 |
| Grafton County New Hampshire | 7 | $ 2,007,000 | $ 286,000 | $ 101,000 |
| Merrimack County New Hampshire | 7 | $ 2,015,000 | $ 287,000 | $ 124,000 |
| Albany County New York | 7 | $ 174,000 | $ 24,000 | $ 32,000 |
| Fairfield County Connecticut | 6 | $ 659,000 | $ 109,000 | $ 61,000 |
| Sullivan County New York | 6 | $ 294,000 | $ 49,000 | $ 60,000 |
| Hampden County Massachusetts | 5 | $ 505,000 | $ 101,000 | $ 56,000 |
| Chittenden County Vermont | 5 | $ 187,000 | $ 37,000 | $ 44,000 |
| Windham County Connecticut | 4 | $ 297,000 | $ 74,000 | $ 53,000 |
| Franklin County Maine | 4 | $ 1,208,000 | $ 302,000 | $ 236,000 |
| Cheshire County New Hampshire | 4 | $ 159,000 | $ 39,000 | $ 69,000 |
| Cape May County New Jersey | 4 | $ 149,000 | $ 37,000 | $ 65,000 |
| Newport County Rhode Island | 4 | $ 805,000 | $ 201,000 | $ 122,000 |
| Cochise County Arizona | 3 | $ 114,000 | $ 38,000 | $ 49,000 |
| Navajo County Arizona | 3 | $ 115,000 | $ 38,000 | $ 28,000 |
| Hartford County Connecticut | 3 | $ 357,000 | $ 119,000 | $ 53,000 |
| Franklin County Massachusetts | 3 | $ 187,000 | $ 62,000 | $ 77,000 |
| Erie County New York | 3 | $ 89,000 | $ 29,000 | $ 38,000 |
| Greene County New York | 3 | $ 120,000 | $ 40,000 | $ 41,000 |
| Rensselaer County New York | 3 | $ 83,000 | $ 27,000 | $ 44,000 |
| Bristol County Rhode Island | 3 | $ 631,000 | $ 210,000 | $ 131,000 |
| Gila County Arizona | 2 | $ 79,000 | $ 39,000 | $ 34,000 |
| Tolland County Connecticut | 2 | $ 89,000 | $ 44,000 | $ 49,000 |
| Dukes County Massachusetts | 2 | $ 560,000 | $ 280,000 | $ 479,000 |
| Burlington County New Jersey | 2 | $ 44,000 | $ 22,000 | $ 46,000 |
| Ocean County New Jersey | 2 | $ 113,000 | $ 56,000 | $ 31,000 |
| Ulster County New York | 2 | $ 85,000 | $ 42,000 | $ 44,000 |
| Washington County New York | 2 | $ 173,000 | $ 86,000 | $ 59,000 |
| Rutland County Vermont | 2 | $ 129,000 | $ 64,000 | $ 52,000 |
| La Paz County Arizona | 1 | $ 62,000 | $ 62,000 | $ 220,000 |
| Orange County Florida | 1 | $ 7,000,000 | $ 7,000,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 18,000 | $ 18,000 | $ 51,000 |
| Oxford County Maine | 1 | $ 190,000 | $ 190,000 | $ 73,000 |
| Berkshire County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
| Hampshire County Massachusetts | 1 | $ 88,000 | $ 88,000 | $ 65,000 |
| Sullivan County New Hampshire | 1 | $ 52,000 | $ 52,000 | $ 58,000 |
| Atlantic County New Jersey | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Gloucester County New Jersey | 1 | $ 29,000 | $ 29,000 | $ 52,000 |
| Monmouth County New Jersey | 1 | $ 59,000 | $ 59,000 | $ 63,000 |
| Passaic County New Jersey | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Cattaraugus County New York | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Cayuga County New York | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Columbia County New York | 1 | $ 34,000 | $ 34,000 | $ 34,000 |
| Delaware County New York | 1 | $ 23,000 | $ 23,000 | $ 53,000 |
| Fulton County New York | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| Herkimer County New York | 1 | $ 23,000 | $ 23,000 | $ 43,000 |
| Monroe County New York | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Niagara County New York | 1 | $ 29,000 | $ 29,000 | $ 53,000 |
| Onondaga County New York | 1 | $ 33,000 | $ 33,000 | $ 39,000 |
| Otsego County New York | 1 | $ 33,000 | $ 33,000 | $ 35,000 |
| Rockland County New York | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Schenectady County New York | 1 | $ 29,000 | $ 29,000 | $ 37,000 |
| Schoharie County New York | 1 | $ 22,000 | $ 22,000 | $ 70,000 |
| Steuben County New York | 1 | $ 24,000 | $ 24,000 | $ 65,000 |
| Tompkins County New York | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Warren County New York | 1 | $ 16,000 | $ 16,000 | $ 33,000 |
| Mecklenburg County North Carolina | 1 | $ 8,750,000 | $ 8,750,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Eastern Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,189 | $463,464,000 | $824,000 | $27,100,000 | $75,100 | $1,044,000 |
| Home Purchase | 1,299 | $272,761,000 | $842,333 | $8,750,000 | $58,500 | $4,516,000 |
| Home Improvement | 376 | $43,622,000 | $53,250 | $21,000,000 | $67,750 | $320,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,314 | $545,595,000 | $110,909 | $1,680,000 | $67,909 | $1,560,000 |
| Not Provided | 169 | $35,237,000 | $134,000 | $1,000,000 | $102,500 | $536,000 |
| Hispanic | 131 | $21,241,000 | $105,200 | $612,000 | $74,000 | $420,000 |
| Black or African American | 89 | $13,754,000 | $132,250 | $550,000 | $46,750 | $651,000 |
| Asian | 79 | $17,034,000 | $174,666 | $2,100,000 | $60,666 | $282,000 |
| Not applicable | 70 | $145,709,000 | $5,604,500 | $27,100,000 | $25,250 | $4,516,000 |
| American Indian or Alaskan Native | 11 | $1,177,000 | $82,333 | $235,000 | $47,333 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $100,000 | $100,000 | $100,000 | $228,000 | $228,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,810 | $768,520,000 | $1,309,461 | $27,100,000 | $57,769 | $4,516,000 |
| FHA-insured (Federal Housing Administration) | 50 | $10,508,000 | $189,750 | $329,000 | $67,000 | $157,000 |
| VA-guaranteed (Veterans Administration) | 4 | $819,000 | $204,750 | $240,000 | $69,000 | $83,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,923 | $606,422,000 | $140,555 | $21,000,000 | $85,666 | $4,516,000 |
| Application Denied By Financial Institution | 511 | $54,545,000 | $84,545 | $1,500,000 | $57,909 | $479,000 |
| Application Approved But Not Accepted | 305 | $33,102,000 | $70,444 | $1,000,000 | $65,555 | $377,000 |
| Application Withdrawn By Applicant | 99 | $79,416,000 | $1,952,888 | $27,100,000 | $97,555 | $420,000 |
| Preapproval Denied by Financial Institution | 19 | $2,975,000 | $156,000 | $380,000 | $43,000 | $121,000 |
| File Closed For Incompleteness | 7 | $3,387,000 | $323,500 | $2,000,000 | $48,000 | $108,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 224 | $25,300,000 | $98,555 | $1,500,000 | $58,222 | $366,000 |
| Credit History | 157 | $12,498,000 | $63,272 | $450,000 | $53,909 | $320,000 |
| Collateral | 59 | $7,246,000 | $95,625 | $375,000 | $82,125 | $379,000 |
| Other | 49 | $7,080,000 | $95,600 | $1,000,000 | $52,300 | $479,000 |
| Employment History | 20 | $2,415,000 | $67,400 | $550,000 | $40,400 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $767,000 | $95,000 | $229,000 | $75,166 | $112,000 |
| Credit Application Incomplete | 2 | $219,000 | $109,000 | $169,000 | $84,000 | $124,000 |
| Unverifiable Information | 1 | $179,000 | $179,000 | $179,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eastern Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eastern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.