Eastern Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Eastern Savings Bank, Fsb 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eastern Savings Bank, Fsb Exec Plaza II - 11350 Mccormick Rd Hunt Valley, MD 21031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,958 |
| Total Mortgage Loan Application Amount | $822,365,000 |
| Average Mortgage Loan Application Amount | $361,333 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $164,000 |
| Highest Applicant Income | $5,620,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Eastern Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eastern Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Eastern Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eastern Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Eastern Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eastern Savings Bank, Fsb's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 317 | $ 74,632,000 | $ 356,750 | $ 113,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 285 | $ 51,922,000 | $ 182,000 | $ 68,000 |
| BALTIMORE-TOWSON, MD | 257 | $ 45,981,000 | $ 178,000 | $ 66,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 165 | $ 119,696,000 | $ 1,253,000 | $ 528,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 104 | $ 16,126,000 | $ 161,000 | $ 63,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 96 | $ 17,048,000 | $ 160,000 | $ 100,000 |
| NASSAU-SUFFOLK, NY | 77 | $ 26,618,000 | $ 345,000 | $ 130,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 59 | $ 24,429,000 | $ 414,000 | $ 165,000 |
| NEW HAVEN-MILFORD, CT | 59 | $ 9,932,000 | $ 168,000 | $ 72,000 |
| PHILADELPHIA, PA | 53 | $ 13,069,000 | $ 246,000 | $ 92,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 49 | $ 10,879,000 | $ 222,000 | $ 85,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 48 | $ 13,124,000 | $ 273,000 | $ 105,000 |
| ORLANDO-KISSIMMEE, FL | 47 | $ 7,942,000 | $ 168,000 | $ 80,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 42 | $ 12,261,000 | $ 291,000 | $ 122,000 |
| WILMINGTON, DE-MD-NJ | 41 | $ 5,521,000 | $ 135,500 | $ 59,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 40 | $ 6,611,000 | $ 165,000 | $ 67,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 38 | $ 23,655,000 | $ 622,000 | $ 305,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 36 | $ 7,398,000 | $ 205,000 | $ 98,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 33 | $ 10,802,000 | $ 327,000 | $ 137,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 32 | $ 4,325,000 | $ 135,000 | $ 68,000 |
| RICHMOND, VA | 28 | $ 3,589,000 | $ 128,000 | $ 52,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 25 | $ 10,054,000 | $ 402,000 | $ 178,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 23 | $ 12,250,000 | $ 532,000 | $ 130,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 23 | $ 6,007,000 | $ 261,000 | $ 113,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 22 | $ 5,106,000 | $ 232,000 | $ 76,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 21 | $ 2,921,000 | $ 139,000 | $ 55,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 18 | $ 2,836,000 | $ 157,000 | $ 56,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 17 | $ 9,446,000 | $ 391,500 | $ 92,000 |
| PITTSBURGH, PA | 17 | $ 2,780,000 | $ 163,000 | $ 70,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 16 | $ 7,879,000 | $ 492,000 | $ 128,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 15 | $ 2,778,000 | $ 185,000 | $ 97,000 |
| ST. LOUIS, MO-IL | 15 | $ 1,966,000 | $ 122,500 | $ 73,500 |
| SARASOTA-BRADENTON-VENICE, FL | 14 | $ 3,761,000 | $ 268,000 | $ 80,000 |
| BATON ROUGE, LA | 13 | $ 3,198,000 | $ 246,000 | $ 117,000 |
| HONOLULU, HI | 13 | $ 11,611,000 | $ 893,000 | $ 217,000 |
| NEWARK-UNION, NJ-PA | 13 | $ 7,854,000 | $ 496,000 | $ 258,500 |
| TACOMA, WA | 13 | $ 2,109,000 | $ 162,000 | $ 66,000 |
| CAPE CORAL-FORT MYERS, FL | 12 | $ 2,263,000 | $ 188,000 | $ 58,000 |
| LAKELAND, FL | 12 | $ 1,610,000 | $ 134,000 | $ 56,000 |
| EDISON, NJ | 11 | $ 10,795,000 | $ 981,000 | $ 278,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 11 | $ 17,705,000 | $ 1,609,000 | $ 452,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 10 | $ 3,662,000 | $ 456,000 | $ 948,500 |
| JACKSONVILLE, FL | 10 | $ 1,794,000 | $ 179,000 | $ 73,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 10 | $ 2,409,000 | $ 240,500 | $ 78,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 9 | $ 1,155,000 | $ 128,000 | $ 61,000 |
| NORWICH-NEW LONDON, CT | 9 | $ 1,068,000 | $ 118,000 | $ 49,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 9 | $ 1,300,000 | $ 144,000 | $ 53,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 8 | $ 1,115,000 | $ 139,000 | $ 61,000 |
| LAS VEGAS-PARADISE, NV | 8 | $ 1,300,000 | $ 162,000 | $ 63,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 8 | $ 1,948,000 | $ 243,000 | $ 142,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 8 | $ 5,541,000 | $ 692,000 | $ 309,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 2,069,000 | $ 295,000 | $ 102,000 |
| BOSTON-QUINCY, MA | 7 | $ 4,825,000 | $ 689,000 | $ 197,000 |
| CHARLOTTESVILLE, VA | 7 | $ 896,000 | $ 128,000 | $ 46,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 7 | $ 2,098,000 | $ 346,000 | $ 94,500 |
| INDIANAPOLIS-CARMEL, IN | 7 | $ 968,000 | $ 138,000 | $ 62,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 2,796,000 | $ 369,000 | $ 157,500 |
| OAKLAND-FREMONT-HAYWARD, CA | 7 | $ 3,086,000 | $ 440,000 | $ 166,000 |
| RALEIGH-CARY, NC | 7 | $ 1,260,000 | $ 180,000 | $ 97,000 |
| ALBANY-SCHENECTADY-TROY, NY | 6 | $ 1,784,000 | $ 297,000 | $ 164,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 6 | $ 2,090,000 | $ 348,000 | $ 152,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 6 | $ 1,104,000 | $ 184,000 | $ 86,000 |
| COLUMBUS, OH | 6 | $ 996,000 | $ 166,000 | $ 65,000 |
| FRESNO, CA | 6 | $ 1,763,000 | $ 293,000 | $ 97,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 689,000 | $ 114,500 | $ 55,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 6 | $ 997,000 | $ 166,000 | $ 120,000 |
| KNOXVILLE, TN | 6 | $ 2,519,000 | $ 419,000 | $ 385,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 6 | $ 1,630,000 | $ 271,000 | $ 53,000 |
| YORK-HANOVER, PA | 6 | $ 794,000 | $ 132,000 | $ 58,000 |
| BAKERSFIELD, CA | 5 | $ 1,711,000 | $ 342,000 | $ 175,000 |
| DALLAS-PLANO-IRVING, TX | 5 | $ 8,635,000 | $ 1,727,000 | $ 1,447,000 |
| GLENS FALLS, NY | 5 | $ 3,992,000 | $ 798,000 | $ 251,000 |
| MOBILE, AL | 5 | $ 780,000 | $ 156,000 | $ 65,000 |
| SALISBURY, MD | 5 | $ 731,000 | $ 146,000 | $ 53,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 5 | $ 3,561,000 | $ 712,000 | $ 892,000 |
| TUCSON, AZ | 5 | $ 1,299,000 | $ 259,000 | $ 40,000 |
| WINCHESTER, VA-WV | 5 | $ 545,000 | $ 109,000 | $ 61,000 |
| AKRON, OH | 4 | $ 1,646,000 | $ 411,000 | $ 335,000 |
| ANCHORAGE, AK | 4 | $ 627,000 | $ 156,000 | $ 42,000 |
| BARNSTABLE TOWN, MA | 4 | $ 3,220,000 | $ 805,000 | $ 231,000 |
| DOVER, DE | 4 | $ 556,000 | $ 139,000 | $ 46,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 4 | $ 387,000 | $ 96,000 | $ 73,000 |
| GARY, IN | 4 | $ 427,000 | $ 106,000 | $ 59,000 |
| KINGSTON, NY | 4 | $ 698,000 | $ 174,000 | $ 92,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 1,052,000 | $ 263,000 | $ 48,000 |
| OCALA, FL | 4 | $ 1,025,000 | $ 256,000 | $ 115,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 460,000 | $ 115,000 | $ 42,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4 | $ 711,000 | $ 177,000 | $ 76,000 |
| RENO-SPARKS, NV | 4 | $ 893,000 | $ 223,000 | $ 60,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 844,000 | $ 211,000 | $ 83,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 931,000 | $ 232,000 | $ 81,000 |
| ANN ARBOR, MI | 3 | $ 569,000 | $ 189,000 | $ 88,000 |
| CAMDEN, NJ | 3 | $ 2,070,000 | $ 690,000 | $ 208,000 |
| COLORADO SPRINGS, CO | 3 | $ 821,000 | $ 273,000 | $ 90,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 585,000 | $ 195,000 | $ 56,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 582,000 | $ 194,000 | $ 140,000 |
| KANSAS CITY, MO-KS | 3 | $ 678,000 | $ 274,000 | $ 145,000 |
| LAFAYETTE, LA | 3 | $ 274,000 | $ 91,000 | $ 53,000 |
| LANCASTER, PA | 3 | $ 402,000 | $ 134,000 | $ 67,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 538,000 | $ 179,000 | $ 79,000 |
| MODESTO, CA | 3 | $ 791,000 | $ 263,000 | $ 108,000 |
| NAPLES-MARCO ISLAND, FL | 3 | $ 1,270,000 | $ 423,000 | $ 249,000 |
| ROCKFORD, IL | 3 | $ 402,000 | $ 134,000 | $ 55,000 |
| SANTA BARBARA-SANTA MARIA, CA | 3 | $ 2,662,000 | $ 887,000 | $ 42,000 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 303,000 | $ 101,000 | $ 47,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 940,000 | $ 313,000 | $ 188,000 |
| TRENTON-EWING, NJ | 3 | $ 2,243,000 | $ 747,000 | $ 352,000 |
| TUSCALOOSA, AL | 3 | $ 293,000 | $ 97,000 | $ 45,000 |
| BLOOMINGTON, IN | 2 | $ 209,000 | $ 104,000 | $ 136,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 248,000 | $ 124,000 | $ 60,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 1,475,000 | $ 737,000 | $ 397,000 |
| CHATTANOOGA, TN-GA | 2 | $ 183,000 | $ 91,000 | $ 49,000 |
| CORPUS CHRISTI, TX | 2 | $ 248,000 | $ 124,000 | $ 119,000 |
| DENVER-AURORA, CO | 2 | $ 599,000 | $ 299,000 | $ 8,000 |
| DULUTH, MN-WI | 2 | $ 120,000 | $ 60,000 | $ 78,000 |
| EL CENTRO, CA | 2 | $ 482,000 | $ 241,000 | $ 91,000 |
| ERIE, PA | 2 | $ 245,000 | $ 122,000 | $ 111,000 |
| JOHNSON CITY, TN | 2 | $ 242,000 | $ 121,000 | $ 39,000 |
| LEWISTON-AUBURN, ME | 2 | $ 209,000 | $ 104,000 | $ 52,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 165,000 | $ 82,000 | $ 31,000 |
| MERCED, CA | 2 | $ 407,000 | $ 203,000 | $ 68,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 190,000 | $ 95,000 | $ 41,000 |
| OCEAN CITY, NJ | 2 | $ 923,000 | $ 461,000 | $ 166,000 |
| PUNTA GORDA, FL | 2 | $ 522,000 | $ 261,000 | $ 40,000 |
| READING, PA | 2 | $ 131,000 | $ 65,000 | $ 44,000 |
| REDDING, CA | 2 | $ 440,000 | $ 220,000 | $ 87,000 |
| ROCHESTER, MN | 2 | $ 199,000 | $ 99,000 | $ 48,000 |
| ROCKY MOUNT, NC | 2 | $ 181,000 | $ 90,000 | $ 164,000 |
| SALINAS, CA | 2 | $ 1,240,000 | $ 620,000 | $ 170,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 1,093,000 | $ 546,000 | $ 422,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,370,000 | $ 685,000 | $ 228,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 2,150,000 | $ 1,075,000 | $ 221,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 185,000 | $ 92,000 | $ 41,000 |
| SPOKANE, WA | 2 | $ 515,000 | $ 257,000 | $ 113,000 |
| ST. GEORGE, UT | 2 | $ 663,000 | $ 331,000 | $ 140,000 |
| STOCKTON, CA | 2 | $ 541,000 | $ 270,000 | $ 63,000 |
| TALLAHASSEE, FL | 2 | $ 414,000 | $ 207,000 | $ 87,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 748,000 | $ 374,000 | $ 182,000 |
| WILMINGTON, NC | 2 | $ 854,000 | $ 427,000 | $ 139,000 |
| YAKIMA, WA | 2 | $ 190,000 | $ 95,000 | $ 31,000 |
| YUMA, AZ | 2 | $ 262,000 | $ 131,000 | $ 57,000 |
| ALBUQUERQUE, NM | 1 | $ 936,000 | $ 936,000 | $ 351,000 |
| ANNISTON-OXFORD, AL | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
| ASHEVILLE, NC | 1 | $ 1,040,000 | $ 1,040,000 | $ 350,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| BATTLE CREEK, MI | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| BAY CITY, MI | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| BEND, OR | 1 | $ 277,000 | $ 277,000 | $ 120,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 92,000 | $ 92,000 | $ 48,000 |
| BOULDER, CO | 1 | $ 1,540,000 | $ 1,540,000 | $ 487,000 |
| BRUNSWICK, GA | 1 | $ 625,000 | $ 625,000 | $ 135,000 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| BURLINGTON, NC | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 440,000 | $ 440,000 | $ 135,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 340,000 | $ 340,000 | $ 294,000 |
| CANTON-MASSILLON, OH | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 910,000 | $ 910,000 | $ 256,000 |
| DAYTON, OH | 1 | $ 600,000 | $ 600,000 | $ 327,000 |
| EL PASO, TX | 1 | $ 260,000 | $ 260,000 | $ 0 |
| ESSEX COUNTY, MA | 1 | $ 244,000 | $ 244,000 | $ 178,000 |
| FARGO, ND-MN | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| FLAGSTAFF, AZ | 1 | $ 330,000 | $ 330,000 | $ 88,000 |
| FLINT, MI | 1 | $ 325,000 | $ 325,000 | $ 260,000 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 1,400,000 | $ 1,400,000 | $ 924,000 |
| GADSDEN, AL | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| GAINESVILLE, FL | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| GREEN BAY, WI | 1 | $ 180,000 | $ 180,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| GULFPORT-BILOXI, MS | 1 | $ 195,000 | $ 195,000 | $ 425,000 |
| HARRISONBURG, VA | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| IOWA CITY, IA | 1 | $ 94,000 | $ 94,000 | $ 57,000 |
| JACKSON, MS | 1 | $ 231,000 | $ 231,000 | $ 92,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 119,000 | $ 119,000 | $ 36,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 93,000 | $ 93,000 | $ 52,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 93,000 | $ 93,000 | $ 71,000 |
| LANSING-EAST LANSING, MI | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 156,000 | $ 156,000 | $ 52,000 |
| LYNCHBURG, VA | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| MADERA, CA | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| MADISON, WI | 1 | $ 159,000 | $ 159,000 | $ 41,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 106,000 | $ 106,000 | $ 101,000 |
| MEDFORD, OR | 1 | $ 180,000 | $ 180,000 | $ 101,000 |
| MISSOULA, MT | 1 | $ 208,000 | $ 208,000 | $ 119,000 |
| MONROE, MI | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| MORRISTOWN, TN | 1 | $ 688,000 | $ 688,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| OKLAHOMA CITY, OK | 1 | $ 280,000 | $ 280,000 | $ 113,000 |
| PASCAGOULA, MS | 1 | $ 170,000 | $ 170,000 | $ 109,000 |
| PEORIA, IL | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 182,000 | $ 182,000 | $ 93,000 |
| SALEM, OR | 1 | $ 166,000 | $ 166,000 | $ 0 |
| SALT LAKE CITY, UT | 1 | $ 480,000 | $ 480,000 | $ 120,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 270,000 | $ 270,000 | $ 65,000 |
| SAVANNAH, GA | 1 | $ 91,000 | $ 91,000 | $ 129,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| SPRINGFIELD, MO | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 298,000 | $ 298,000 | $ 404,000 |
| UTICA-ROME, NY | 1 | $ 326,000 | $ 326,000 | $ 205,000 |
| WAUSAU, WI | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| WENATCHEE, WA | 1 | $ 309,000 | $ 309,000 | $ 120,000 |
| WICHITA, KS | 1 | $ 420,000 | $ 420,000 | $ 279,000 |
| WINSTON-SALEM, NC | 1 | $ 102,000 | $ 102,000 | $ 68,000 |
| WORCESTER, MA | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| YUBA CITY, CA | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Eastern Savings Bank, Fsb in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,649 | $685,829,000 | $258,000 | $15,000,000 | $98,000 | $4,200,000 |
| Home Purchase | 177 | $107,574,000 | $607,000 | $10,000,000 | $272,000 | $3,600,000 |
| Home Improvement | 132 | $28,962,000 | $219,000 | $3,000,000 | $122,000 | $5,620,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,131 | $306,324,000 | $270,000 | $5,040,000 | $119,000 | $5,620,000 |
| Black or African American | 801 | $172,713,000 | $215,000 | $7,300,000 | $91,000 | $3,141,000 |
| Not Provided | 781 | $232,549,000 | $297,000 | $8,500,000 | $119,000 | $3,600,000 |
| Hispanic | 166 | $32,433,000 | $195,000 | $750,000 | $85,000 | $1,201,000 |
| Not applicable | 27 | $53,825,000 | $1,993,000 | $15,000,000 | $12,000 | $157,000 |
| Asian | 23 | $16,938,000 | $736,000 | $7,350,000 | $259,000 | $1,861,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $5,450,000 | $320,000 | $750,000 | $90,000 | $175,000 |
| American Indian or Alaskan Native | 12 | $2,133,000 | $177,000 | $405,000 | $98,000 | $456,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,958 | $822,365,000 | $278,000 | $15,000,000 | $109,000 | $5,620,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,340 | $347,473,000 | $259,000 | $15,000,000 | $98,000 | $5,620,000 |
| Application Withdrawn By Applicant | 587 | $181,900,000 | $309,000 | $8,500,000 | $129,000 | $3,141,000 |
| Application Denied By Financial Institution | 577 | $180,968,000 | $313,000 | $6,500,000 | $132,000 | $4,200,000 |
| File Closed For Incompleteness | 385 | $95,105,000 | $247,000 | $1,980,000 | $91,000 | $1,201,000 |
| Application Approved But Not Accepted | 69 | $16,919,000 | $245,000 | $1,200,000 | $78,000 | $391,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 375 | $107,137,000 | $285,000 | $2,250,000 | $117,000 | $4,200,000 |
| Other | 75 | $34,797,000 | $463,000 | $6,500,000 | $196,000 | $3,600,000 |
| Debt-To-Income Ratio | 49 | $14,225,000 | $290,000 | $1,800,000 | $80,000 | $420,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $10,928,000 | $364,000 | $1,470,000 | $164,000 | $1,166,000 |
| Unverifiable Information | 27 | $9,337,000 | $345,000 | $1,900,000 | $277,000 | $2,786,000 |
| Credit History | 10 | $2,490,000 | $249,000 | $595,000 | $76,000 | $163,000 |
| Credit Application Incomplete | 8 | $1,670,000 | $208,000 | $273,000 | $73,000 | $102,000 |
| Employment History | 3 | $384,000 | $128,000 | $149,000 | $59,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eastern Savings Bank, Fsb's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eastern Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.