Encompass Lending Group, Lp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Encompass Lending Group, Lp 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Encompass Lending Group, Lp 23108 Seven Meadows Pkwy Suite 100 Katy, TX 77494 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,031 |
| Total Mortgage Loan Application Amount | $292,575,000 |
| Average Mortgage Loan Application Amount | $228,000 |
| Highest Mortgage Loan Application Amount | $1,255,000 |
| Average Applicant Income | $110,750 |
| Highest Applicant Income | $1,213,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Encompass Lending Group, Lp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Encompass Lending Group, Lp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Encompass Lending Group, Lp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Encompass Lending Group, Lp serves its applicants.
Each category highlights the total number of mortgage applications processed by Encompass Lending Group, Lp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Encompass Lending Group, Lp's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 390 | $ 104,400,000 | $ 267,000 | $ 129,000 |
| Montgomery County Texas | 99 | $ 28,255,000 | $ 285,000 | $ 140,000 |
| Fort Bend County Texas | 77 | $ 23,335,000 | $ 303,000 | $ 136,000 |
| Denton County Texas | 49 | $ 13,915,000 | $ 283,000 | $ 115,000 |
| Tarrant County Texas | 49 | $ 13,725,000 | $ 280,000 | $ 118,000 |
| Collin County Texas | 27 | $ 9,055,000 | $ 335,000 | $ 130,000 |
| Bexar County Texas | 19 | $ 5,655,000 | $ 297,000 | $ 96,000 |
| Dallas County Texas | 19 | $ 4,315,000 | $ 227,000 | $ 68,000 |
| Brazoria County Texas | 18 | $ 4,880,000 | $ 271,000 | $ 173,000 |
| Galveston County Texas | 18 | $ 5,480,000 | $ 304,000 | $ 154,000 |
| Travis County Texas | 15 | $ 5,975,000 | $ 398,000 | $ 146,000 |
| Cherokee County Georgia | 14 | $ 5,010,000 | $ 357,000 | $ 122,000 |
| Wake County North Carolina | 12 | $ 4,050,000 | $ 337,000 | $ 112,000 |
| Waller County Texas | 12 | $ 3,780,000 | $ 315,000 | $ 118,000 |
| Cobb County Georgia | 9 | $ 2,725,000 | $ 302,000 | $ 117,000 |
| Cumberland County North Carolina | 8 | $ 1,390,000 | $ 173,000 | $ 69,000 |
| Horry County South Carolina | 8 | $ 1,480,000 | $ 185,000 | $ 79,000 |
| Williamson County Texas | 8 | $ 2,620,000 | $ 327,000 | $ 165,000 |
| Johnston County North Carolina | 7 | $ 1,825,000 | $ 260,000 | $ 80,000 |
| Richland County South Carolina | 6 | $ 1,090,000 | $ 181,000 | $ 55,000 |
| Parker County Texas | 6 | $ 1,690,000 | $ 281,000 | $ 106,000 |
| Walker County Texas | 5 | $ 1,625,000 | $ 325,000 | $ 174,000 |
| Austin County Texas | 4 | $ 990,000 | $ 247,000 | $ 133,000 |
| Brazos County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 222,000 |
| Midland County Texas | 4 | $ 1,600,000 | $ 400,000 | $ 172,000 |
| Rains County Texas | 4 | $ 1,260,000 | $ 315,000 | $ 152,000 |
| Wood County Texas | 4 | $ 2,270,000 | $ 567,000 | $ 157,000 |
| Brunswick County North Carolina | 3 | $ 1,635,000 | $ 545,000 | $ 256,000 |
| Mecklenburg County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 57,000 |
| Lexington County South Carolina | 3 | $ 1,255,000 | $ 418,000 | $ 105,000 |
| Ellis County Texas | 3 | $ 915,000 | $ 305,000 | $ 111,000 |
| Hood County Texas | 3 | $ 715,000 | $ 238,000 | $ 64,000 |
| Hunt County Texas | 3 | $ 925,000 | $ 308,000 | $ 136,000 |
| Johnson County Texas | 3 | $ 855,000 | $ 285,000 | $ 75,000 |
| Kaufman County Texas | 3 | $ 1,875,000 | $ 625,000 | $ 304,000 |
| Taylor County Texas | 3 | $ 885,000 | $ 295,000 | $ 147,000 |
| Washington County Arkansas | 2 | $ 790,000 | $ 395,000 | $ 172,000 |
| Los Angeles County California | 2 | $ 590,000 | $ 295,000 | $ 216,000 |
| Forsyth County Georgia | 2 | $ 400,000 | $ 200,000 | $ 64,000 |
| Fulton County Georgia | 2 | $ 590,000 | $ 295,000 | $ 50,000 |
| Gwinnett County Georgia | 2 | $ 670,000 | $ 335,000 | $ 74,000 |
| Paulding County Georgia | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Harnett County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| Greenville County South Carolina | 2 | $ 700,000 | $ 350,000 | $ 64,000 |
| Marion County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 51,000 |
| Cameron County Texas | 2 | $ 680,000 | $ 340,000 | $ 169,000 |
| Chambers County Texas | 2 | $ 570,000 | $ 285,000 | $ 54,000 |
| Hays County Texas | 2 | $ 670,000 | $ 335,000 | $ 169,000 |
| Henderson County Texas | 2 | $ 540,000 | $ 270,000 | $ 119,000 |
| Hidalgo County Texas | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Jefferson County Texas | 2 | $ 700,000 | $ 350,000 | $ 121,000 |
| Liberty County Texas | 2 | $ 370,000 | $ 185,000 | $ 130,000 |
| Nacogdoches County Texas | 2 | $ 370,000 | $ 185,000 | $ 102,000 |
| Polk County Texas | 2 | $ 260,000 | $ 130,000 | $ 105,000 |
| Van Zandt County Texas | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Washington County Texas | 2 | $ 470,000 | $ 235,000 | $ 67,000 |
| Wilson County Texas | 2 | $ 580,000 | $ 290,000 | $ 203,000 |
| Kitsap County Washington | 2 | $ 580,000 | $ 290,000 | $ 43,000 |
| Maricopa County Arizona | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| El Dorado County California | 1 | $ 395,000 | $ 395,000 | $ 69,000 |
| Adams County Colorado | 1 | $ 525,000 | $ 525,000 | $ 93,000 |
| Lake County Florida | 1 | $ 355,000 | $ 355,000 | $ 152,000 |
| Lee County Florida | 1 | $ 365,000 | $ 365,000 | $ 270,000 |
| Bartow County Georgia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Carroll County Georgia | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| Coweta County Georgia | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| DeKalb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Dougherty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Douglas County Georgia | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Effingham County Georgia | 1 | $ 375,000 | $ 375,000 | $ 128,000 |
| Gilmer County Georgia | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Hall County Georgia | 1 | $ 175,000 | $ 175,000 | $ 156,000 |
| Murray County Georgia | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| White County Georgia | 1 | $ 225,000 | $ 225,000 | $ 486,000 |
| Sandoval County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Chatham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 186,000 |
| Durham County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Franklin County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Granville County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 102,000 |
| Hoke County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Iredell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Lee County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 156,000 |
| New Hanover County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 202,000 |
| Onslow County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 240,000 |
| Orange County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 171,000 |
| Vance County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Wilson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| Anderson County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Dorchester County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 75,000 |
| Georgetown County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Oconee County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 174,000 |
| Davidson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Knox County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 105,000 |
| Bell County Texas | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Burnet County Texas | 1 | $ 295,000 | $ 295,000 | $ 266,000 |
| Caldwell County Texas | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Colorado County Texas | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Cooke County Texas | 1 | $ 355,000 | $ 355,000 | $ 187,000 |
| Coryell County Texas | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Fayette County Texas | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Grayson County Texas | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Gregg County Texas | 1 | $ 515,000 | $ 515,000 | $ 179,000 |
| Hill County Texas | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Jack County Texas | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Jackson County Texas | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Jasper County Texas | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Kendall County Texas | 1 | $ 175,000 | $ 175,000 | $ 151,000 |
| Lavaca County Texas | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Lee County Texas | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Llano County Texas | 1 | $ 545,000 | $ 545,000 | $ 185,000 |
| Lubbock County Texas | 1 | $ 275,000 | $ 275,000 | $ 266,000 |
| Matagorda County Texas | 1 | $ 325,000 | $ 325,000 | $ 615,000 |
| Montague County Texas | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Palo Pinto County Texas | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Randall County Texas | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| San Jacinto County Texas | 1 | $ 495,000 | $ 495,000 | $ 127,000 |
| Tyler County Texas | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| Wise County Texas | 1 | $ 405,000 | $ 405,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Encompass Lending Group, Lp in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 605 | $187,015,000 | $309,000 | $1,255,000 | $128,000 | $707,000 |
| Refinancing | 276 | $67,730,000 | $245,000 | $545,000 | $123,000 | $405,000 |
| Cash-out Refinancing | 149 | $37,725,000 | $253,000 | $545,000 | $132,000 | $1,213,000 |
| Other Purpose | 1 | $105,000 | $105,000 | $105,000 | $60,000 | $60,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 627 | $180,155,000 | $287,000 | $1,255,000 | $132,000 | $707,000 |
| Hispanic | 173 | $44,515,000 | $257,000 | $545,000 | $110,000 | $331,000 |
| Not Provided | 96 | $27,660,000 | $288,000 | $545,000 | $150,000 | $1,213,000 |
| Asian | 82 | $25,860,000 | $315,000 | $555,000 | $118,000 | $350,000 |
| Black or African American | 51 | $13,815,000 | $270,000 | $525,000 | $95,000 | $227,000 |
| American Indian or Alaskan Native | 2 | $570,000 | $285,000 | $345,000 | $99,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 897 | $253,715,000 | $282,000 | $1,255,000 | $134,000 | $1,213,000 |
| FHA-insured (Federal Housing Administration) | 88 | $23,310,000 | $264,000 | $395,000 | $77,000 | $189,000 |
| VA-guaranteed (Veterans Administration) | 45 | $15,365,000 | $341,000 | $975,000 | $91,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $185,000 | $185,000 | $185,000 | $70,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 799 | $225,665,000 | $282,000 | $975,000 | $129,000 | $1,213,000 |
| Application Withdrawn By Applicant | 191 | $55,445,000 | $290,000 | $645,000 | $123,000 | $405,000 |
| Application Denied By Financial Institution | 30 | $7,820,000 | $260,000 | $545,000 | $91,000 | $291,000 |
| Application Approved But Not Accepted | 5 | $2,175,000 | $435,000 | $1,255,000 | $239,000 | $707,000 |
| File Closed For Incompleteness | 3 | $745,000 | $248,000 | $385,000 | $106,000 | $152,000 |
| Preapproval Denied by Financial Institution | 3 | $725,000 | $241,000 | $255,000 | $56,000 | $89,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 998 | $284,030,000 | $284,000 | $1,255,000 | $128,000 | $1,213,000 |
| Debt-To-Income Ratio | 12 | $3,070,000 | $255,000 | $335,000 | $76,000 | $163,000 |
| Credit History | 7 | $1,595,000 | $227,000 | $335,000 | $62,000 | $87,000 |
| Credit Application Incomplete | 5 | $1,325,000 | $265,000 | $545,000 | $106,000 | $280,000 |
| Employment History | 4 | $1,120,000 | $280,000 | $365,000 | $106,000 | $132,000 |
| Other | 2 | $620,000 | $310,000 | $545,000 | $189,000 | $291,000 |
| Unverifiable Information | 2 | $480,000 | $240,000 | $245,000 | $76,000 | $112,000 |
| Collateral | 1 | $335,000 | $335,000 | $335,000 | $54,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Encompass Lending Group, Lp's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Encompass Lending Group, Lp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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