Encompass Lending Group, Lp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Encompass Lending Group, Lp 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Encompass Lending Group, Lp 23108 Seven Meadows Pkwy Suite 100 Katy, TX 77494 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,080 |
| Total Mortgage Loan Application Amount | $330,010,000 |
| Average Mortgage Loan Application Amount | $286,333 |
| Highest Mortgage Loan Application Amount | $1,105,000 |
| Average Applicant Income | $119,333 |
| Highest Applicant Income | $739,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Encompass Lending Group, Lp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Encompass Lending Group, Lp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Encompass Lending Group, Lp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Encompass Lending Group, Lp serves its applicants.
Each category highlights the total number of mortgage applications processed by Encompass Lending Group, Lp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Encompass Lending Group, Lp's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 147 | $ 40,595,000 | $ 276,000 | $ 128,000 |
| Tarrant County Texas | 58 | $ 16,370,000 | $ 282,000 | $ 109,000 |
| Denton County Texas | 51 | $ 18,095,000 | $ 354,000 | $ 134,000 |
| Montgomery County Texas | 51 | $ 16,585,000 | $ 325,000 | $ 138,000 |
| Dallas County Texas | 44 | $ 12,430,000 | $ 282,000 | $ 116,000 |
| Collin County Texas | 35 | $ 13,825,000 | $ 395,000 | $ 166,000 |
| Cumberland County North Carolina | 28 | $ 5,740,000 | $ 205,000 | $ 104,000 |
| Bexar County Texas | 26 | $ 7,130,000 | $ 274,000 | $ 129,000 |
| Fairfax County Virginia | 23 | $ 9,655,000 | $ 419,000 | $ 142,000 |
| Montgomery County Maryland | 22 | $ 7,890,000 | $ 358,000 | $ 120,000 |
| Fort Bend County Texas | 22 | $ 8,000,000 | $ 363,000 | $ 147,000 |
| Horry County South Carolina | 18 | $ 4,540,000 | $ 252,000 | $ 123,000 |
| Anne Arundel County Maryland | 16 | $ 4,930,000 | $ 308,000 | $ 100,000 |
| Ellis County Texas | 12 | $ 4,910,000 | $ 409,000 | $ 143,000 |
| Prince George's County Maryland | 11 | $ 5,215,000 | $ 474,000 | $ 98,000 |
| Wake County North Carolina | 11 | $ 4,205,000 | $ 382,000 | $ 140,000 |
| Kaufman County Texas | 11 | $ 3,735,000 | $ 339,000 | $ 134,000 |
| Baltimore County Maryland | 10 | $ 2,430,000 | $ 243,000 | $ 133,000 |
| District of Columbia County District Of Columbia | 9 | $ 5,285,000 | $ 587,000 | $ 200,000 |
| Prince William County Virginia | 9 | $ 3,905,000 | $ 433,000 | $ 191,000 |
| Frederick County Maryland | 8 | $ 2,630,000 | $ 328,000 | $ 126,000 |
| Durham County North Carolina | 8 | $ 2,550,000 | $ 318,000 | $ 122,000 |
| Nash County North Carolina | 8 | $ 1,560,000 | $ 195,000 | $ 54,000 |
| Guadalupe County Texas | 8 | $ 2,350,000 | $ 293,000 | $ 129,000 |
| Loudoun County Virginia | 8 | $ 2,740,000 | $ 342,000 | $ 132,000 |
| Parker County Texas | 7 | $ 2,155,000 | $ 307,000 | $ 103,000 |
| Spotsylvania County Virginia | 7 | $ 1,695,000 | $ 242,000 | $ 90,000 |
| Calvert County Maryland | 6 | $ 2,320,000 | $ 386,000 | $ 164,000 |
| Carroll County Maryland | 6 | $ 1,790,000 | $ 298,000 | $ 113,000 |
| Charles County Maryland | 6 | $ 1,720,000 | $ 286,000 | $ 103,000 |
| Mecklenburg County North Carolina | 6 | $ 2,380,000 | $ 396,000 | $ 146,000 |
| Beaufort County South Carolina | 6 | $ 2,290,000 | $ 381,000 | $ 97,000 |
| Hamilton County Tennessee | 6 | $ 1,370,000 | $ 228,000 | $ 103,000 |
| Grayson County Texas | 6 | $ 1,800,000 | $ 300,000 | $ 101,000 |
| Rockwall County Texas | 6 | $ 2,250,000 | $ 375,000 | $ 134,000 |
| Howard County Maryland | 5 | $ 2,345,000 | $ 469,000 | $ 125,000 |
| Haywood County North Carolina | 5 | $ 1,435,000 | $ 287,000 | $ 72,000 |
| El Paso County Texas | 5 | $ 1,305,000 | $ 261,000 | $ 152,000 |
| Galveston County Texas | 5 | $ 1,415,000 | $ 283,000 | $ 186,000 |
| Hays County Texas | 5 | $ 2,355,000 | $ 471,000 | $ 125,000 |
| Liberty County Texas | 5 | $ 1,585,000 | $ 317,000 | $ 111,000 |
| King George County Virginia | 5 | $ 1,825,000 | $ 365,000 | $ 125,000 |
| Riverside County California | 4 | $ 1,330,000 | $ 332,000 | $ 86,000 |
| Lee County Florida | 4 | $ 670,000 | $ 167,000 | $ 75,000 |
| Chatham County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 117,000 |
| Lee County North Carolina | 4 | $ 820,000 | $ 205,000 | $ 73,000 |
| McLennan County Texas | 4 | $ 540,000 | $ 135,000 | $ 107,000 |
| Williamson County Texas | 4 | $ 1,340,000 | $ 335,000 | $ 125,000 |
| Stafford County Virginia | 4 | $ 1,490,000 | $ 372,000 | $ 117,000 |
| Houston County Alabama | 3 | $ 555,000 | $ 185,000 | $ 106,000 |
| Citrus County Florida | 3 | $ 925,000 | $ 308,000 | $ 75,000 |
| Okaloosa County Florida | 3 | $ 765,000 | $ 255,000 | $ 94,000 |
| Fulton County Georgia | 3 | $ 1,265,000 | $ 421,000 | $ 177,000 |
| Baltimore City County Maryland | 3 | $ 555,000 | $ 185,000 | $ 154,000 |
| Queen Anne's County Maryland | 3 | $ 1,025,000 | $ 341,000 | $ 138,000 |
| Harnett County North Carolina | 3 | $ 785,000 | $ 261,000 | $ 65,000 |
| Henderson County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 46,000 |
| Johnston County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 79,000 |
| Orange County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 118,000 |
| Chambers County Texas | 3 | $ 1,235,000 | $ 411,000 | $ 162,000 |
| Cooke County Texas | 3 | $ 795,000 | $ 265,000 | $ 99,000 |
| Gregg County Texas | 3 | $ 995,000 | $ 331,000 | $ 144,000 |
| Harrison County Texas | 3 | $ 545,000 | $ 181,000 | $ 73,000 |
| Hunt County Texas | 3 | $ 775,000 | $ 258,000 | $ 106,000 |
| Johnson County Texas | 3 | $ 755,000 | $ 251,000 | $ 92,000 |
| Kendall County Texas | 3 | $ 1,225,000 | $ 408,000 | $ 101,000 |
| Lubbock County Texas | 3 | $ 495,000 | $ 165,000 | $ 57,000 |
| Travis County Texas | 3 | $ 1,265,000 | $ 421,000 | $ 98,000 |
| Trinity County Texas | 3 | $ 825,000 | $ 275,000 | $ 114,000 |
| Waller County Texas | 3 | $ 1,235,000 | $ 411,000 | $ 168,000 |
| Wise County Texas | 3 | $ 1,265,000 | $ 421,000 | $ 127,000 |
| Fauquier County Virginia | 3 | $ 1,255,000 | $ 418,000 | $ 121,000 |
| Frederick County Virginia | 3 | $ 945,000 | $ 315,000 | $ 150,000 |
| Orange County Virginia | 3 | $ 755,000 | $ 251,000 | $ 122,000 |
| Bay County Florida | 2 | $ 440,000 | $ 220,000 | $ 97,000 |
| Hillsborough County Florida | 2 | $ 530,000 | $ 265,000 | $ 75,000 |
| Polk County Florida | 2 | $ 870,000 | $ 435,000 | $ 150,000 |
| Santa Rosa County Florida | 2 | $ 440,000 | $ 220,000 | $ 89,000 |
| Cherokee County Georgia | 2 | $ 760,000 | $ 380,000 | $ 127,000 |
| Cobb County Georgia | 2 | $ 450,000 | $ 225,000 | $ 144,000 |
| DeKalb County Georgia | 2 | $ 330,000 | $ 165,000 | $ 84,000 |
| Gwinnett County Georgia | 2 | $ 450,000 | $ 225,000 | $ 102,000 |
| Henry County Georgia | 2 | $ 830,000 | $ 415,000 | $ 130,000 |
| Rockdale County Georgia | 2 | $ 710,000 | $ 355,000 | $ 117,000 |
| Dallas County Iowa | 2 | $ 230,000 | $ 115,000 | $ 32,000 |
| Harford County Maryland | 2 | $ 420,000 | $ 210,000 | $ 43,000 |
| St. Mary's County Maryland | 2 | $ 1,010,000 | $ 505,000 | $ 221,000 |
| Talbot County Maryland | 2 | $ 520,000 | $ 260,000 | $ 96,000 |
| Washington County Maryland | 2 | $ 380,000 | $ 190,000 | $ 132,000 |
| Wayne County Michigan | 2 | $ 420,000 | $ 210,000 | $ 99,000 |
| Douglas County Nebraska | 2 | $ 530,000 | $ 265,000 | $ 100,000 |
| Alamance County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 56,000 |
| Brunswick County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 95,000 |
| Edgecombe County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 103,000 |
| Franklin County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 88,000 |
| Guilford County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 36,000 |
| Iredell County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 89,000 |
| New Hanover County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 91,000 |
| Robeson County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 214,000 |
| Rowan County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 64,000 |
| Sampson County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Vance County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 62,000 |
| Franklin County Ohio | 2 | $ 550,000 | $ 275,000 | $ 114,000 |
| Charleston County South Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 200,000 |
| Greenville County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 101,000 |
| Lancaster County South Carolina | 2 | $ 730,000 | $ 365,000 | $ 79,000 |
| Bell County Texas | 2 | $ 470,000 | $ 235,000 | $ 173,000 |
| Brazoria County Texas | 2 | $ 730,000 | $ 365,000 | $ 184,000 |
| Comal County Texas | 2 | $ 460,000 | $ 230,000 | $ 131,000 |
| DeWitt County Texas | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
| Hidalgo County Texas | 2 | $ 220,000 | $ 110,000 | $ 124,000 |
| Hood County Texas | 2 | $ 510,000 | $ 255,000 | $ 67,000 |
| Hopkins County Texas | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Jefferson County Texas | 2 | $ 370,000 | $ 185,000 | $ 113,000 |
| Palo Pinto County Texas | 2 | $ 420,000 | $ 210,000 | $ 103,000 |
| Rains County Texas | 2 | $ 810,000 | $ 405,000 | $ 94,000 |
| Smith County Texas | 2 | $ 600,000 | $ 300,000 | $ 118,000 |
| Wood County Texas | 2 | $ 830,000 | $ 415,000 | $ 145,000 |
| Alexandria County Virginia | 2 | $ 670,000 | $ 335,000 | $ 200,000 |
| Chesterfield County Virginia | 2 | $ 420,000 | $ 210,000 | $ 94,000 |
| Colonial Heights County Virginia | 2 | $ 560,000 | $ 280,000 | $ 67,000 |
| Fairfax City County Virginia | 2 | $ 540,000 | $ 270,000 | $ 202,000 |
| Virginia Beach County Virginia | 2 | $ 290,000 | $ 145,000 | $ 95,000 |
| Warren County Virginia | 2 | $ 600,000 | $ 300,000 | $ 95,000 |
| Berkeley County West Virginia | 2 | $ 340,000 | $ 170,000 | $ 100,000 |
| Coffee County Alabama | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Cullman County Alabama | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Dale County Alabama | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Mobile County Alabama | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Maricopa County Arizona | 1 | $ 645,000 | $ 645,000 | $ 210,000 |
| Benton County Arkansas | 1 | $ 395,000 | $ 395,000 | $ 217,000 |
| Kern County California | 1 | $ 655,000 | $ 655,000 | $ 185,000 |
| Orange County California | 1 | $ 305,000 | $ 305,000 | $ 218,000 |
| San Bernardino County California | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Broomfield County Colorado | 1 | $ 555,000 | $ 555,000 | $ 225,000 |
| Sussex County Delaware | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Alachua County Florida | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Brevard County Florida | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Broward County Florida | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Duval County Florida | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Hernando County Florida | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Highlands County Florida | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Miami-Dade County Florida | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Monroe County Florida | 1 | $ 475,000 | $ 475,000 | $ 203,000 |
| Pinellas County Florida | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Seminole County Florida | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| St. Lucie County Florida | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Volusia County Florida | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Walton County Florida | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Bartow County Georgia | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Catoosa County Georgia | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Columbia County Georgia | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Dade County Georgia | 1 | $ 355,000 | $ 355,000 | $ 155,000 |
| Dawson County Georgia | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Effingham County Georgia | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Fannin County Georgia | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Forsyth County Georgia | 1 | $ 505,000 | $ 505,000 | $ 145,000 |
| Hall County Georgia | 1 | $ 265,000 | $ 265,000 | $ 547,000 |
| Monroe County Georgia | 1 | $ 335,000 | $ 335,000 | $ 166,000 |
| Cook County Illinois | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Hamilton County Indiana | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Lake County Indiana | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Marion County Indiana | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Marshall County Kansas | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| McPherson County Kansas | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| East Baton Rouge County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Livingston County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Caroline County Maryland | 1 | $ 725,000 | $ 725,000 | $ 144,000 |
| Dakota County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Clark County Nevada | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Atlantic County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 208,000 |
| Ocean County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Bernalillo County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Chaves County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 200,000 |
| Valencia County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Cherokee County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 102,000 |
| Craven County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Dare County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 210,000 |
| Forsyth County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Gaston County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Halifax County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Moore County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 173,000 |
| Onslow County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 270,000 |
| Pender County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Randolph County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Stanly County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 39,000 |
| Union County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 134,000 |
| Warren County Ohio | 1 | $ 345,000 | $ 345,000 | $ 65,000 |
| Canadian County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Cleveland County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Douglas County Oregon | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Butler County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Fayette County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 12,000 |
| Washington County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Anderson County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Florence County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Georgetown County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 87,000 |
| Lexington County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Richland County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Sumner County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| Anderson County Texas | 1 | $ 355,000 | $ 355,000 | $ 151,000 |
| Aransas County Texas | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Atascosa County Texas | 1 | $ 645,000 | $ 645,000 | $ 167,000 |
| Bandera County Texas | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Brazos County Texas | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Carson County Texas | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Dawson County Texas | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Fannin County Texas | 1 | $ 205,000 | $ 205,000 | $ 172,000 |
| Franklin County Texas | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Gillespie County Texas | 1 | $ 435,000 | $ 435,000 | $ 409,000 |
| Grimes County Texas | 1 | $ 245,000 | $ 245,000 | $ 285,000 |
| Henderson County Texas | 1 | $ 185,000 | $ 185,000 | $ 151,000 |
| Hill County Texas | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Leon County Texas | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Live Oak County Texas | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Madison County Texas | 1 | $ 295,000 | $ 295,000 | $ 182,000 |
| Medina County Texas | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Midland County Texas | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Milam County Texas | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Montague County Texas | 1 | $ 205,000 | $ 205,000 | $ 289,000 |
| Nacogdoches County Texas | 1 | $ 135,000 | $ 135,000 | $ 189,000 |
| Navarro County Texas | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Nueces County Texas | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Polk County Texas | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| San Jacinto County Texas | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Taylor County Texas | 1 | $ 265,000 | $ 265,000 | $ 170,000 |
| Walker County Texas | 1 | $ 405,000 | $ 405,000 | $ 153,000 |
| Young County Texas | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Addison County Vermont | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| Arlington County Virginia | 1 | $ 515,000 | $ 515,000 | $ 305,000 |
| Caroline County Virginia | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Clarke County Virginia | 1 | $ 505,000 | $ 505,000 | $ 92,000 |
| Culpeper County Virginia | 1 | $ 495,000 | $ 495,000 | $ 110,000 |
| Essex County Virginia | 1 | $ 535,000 | $ 535,000 | $ 84,000 |
| Gloucester County Virginia | 1 | $ 685,000 | $ 685,000 | $ 314,000 |
| James City County Virginia | 1 | $ 335,000 | $ 335,000 | $ 61,000 |
| Lunenburg County Virginia | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Manassas County Virginia | 1 | $ 205,000 | $ 205,000 | $ 221,000 |
| Manassas Park County Virginia | 1 | $ 285,000 | $ 285,000 | $ 144,000 |
| Prince George County Virginia | 1 | $ 305,000 | $ 305,000 | $ 50,000 |
| Smyth County Virginia | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Surry County Virginia | 1 | $ 175,000 | $ 175,000 | $ 220,000 |
| Winchester County Virginia | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Wythe County Virginia | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| York County Virginia | 1 | $ 375,000 | $ 375,000 | $ 129,000 |
| Kitsap County Washington | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| Pierce County Washington | 1 | $ 655,000 | $ 655,000 | $ 82,000 |
| Monroe County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for Encompass Lending Group, Lp in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 788 | $246,380,000 | $312,000 | $1,105,000 | $123,000 | $739,000 |
| Cash-out Refinancing | 216 | $64,810,000 | $300,000 | $1,005,000 | $125,000 | $474,000 |
| Refinancing | 76 | $18,820,000 | $247,000 | $645,000 | $110,000 | $547,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 596 | $182,650,000 | $306,000 | $1,105,000 | $125,000 | $739,000 |
| Hispanic | 164 | $43,950,000 | $267,000 | $695,000 | $105,000 | $439,000 |
| Black or African American | 119 | $39,635,000 | $333,000 | $1,015,000 | $118,000 | $432,000 |
| Not Provided | 111 | $35,795,000 | $322,000 | $1,005,000 | $147,000 | $641,000 |
| Asian | 78 | $23,470,000 | $300,000 | $645,000 | $110,000 | $440,000 |
| American Indian or Alaskan Native | 5 | $1,465,000 | $293,000 | $435,000 | $131,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 794 | $237,710,000 | $299,000 | $1,105,000 | $132,000 | $739,000 |
| FHA-insured (Federal Housing Administration) | 169 | $48,285,000 | $285,000 | $775,000 | $89,000 | $214,000 |
| VA-guaranteed (Veterans Administration) | 112 | $42,470,000 | $379,000 | $855,000 | $113,000 | $306,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,545,000 | $309,000 | $355,000 | $92,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 668 | $206,980,000 | $309,000 | $1,015,000 | $128,000 | $739,000 |
| Application Withdrawn By Applicant | 333 | $99,735,000 | $299,000 | $1,105,000 | $116,000 | $625,000 |
| Application Denied By Financial Institution | 68 | $20,250,000 | $297,000 | $1,005,000 | $104,000 | $266,000 |
| File Closed For Incompleteness | 7 | $2,045,000 | $292,000 | $455,000 | $101,000 | $175,000 |
| Application Approved But Not Accepted | 4 | $1,000,000 | $250,000 | $395,000 | $155,000 | $324,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,012 | $309,760,000 | $306,000 | $1,105,000 | $124,000 | $739,000 |
| Collateral | 15 | $4,145,000 | $276,000 | $585,000 | $110,000 | $212,000 |
| Credit History | 15 | $5,175,000 | $345,000 | $1,005,000 | $105,000 | $187,000 |
| Debt-To-Income Ratio | 11 | $3,385,000 | $307,000 | $645,000 | $100,000 | $188,000 |
| Employment History | 8 | $2,700,000 | $337,000 | $535,000 | $82,000 | $180,000 |
| Other | 7 | $1,645,000 | $235,000 | $385,000 | $85,000 | $140,000 |
| Credit Application Incomplete | 6 | $1,480,000 | $246,000 | $375,000 | $127,000 | $266,000 |
| Unverifiable Information | 5 | $1,485,000 | $297,000 | $425,000 | $124,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $235,000 | $235,000 | $235,000 | $69,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Encompass Lending Group, Lp's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Encompass Lending Group, Lp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.