Encore Bank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Encore Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Encore Bank
Nine Greenway Plaza Suite 1000
Houston, TX 77046
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 13,816
Total Mortgage Loan Application Amount $662,107,000
Average Mortgage Loan Application Amount $302,366
Highest Mortgage Loan Application Amount $2,925,000
Average Applicant Income $27,070
Highest Applicant Income $9,013,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Encore Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris County Texas 2,688 $ 126,190,000 $ 46,000 $ 113,000
Maricopa County Arizona 1,373 $ 37,012,000 $ 26,000 $ 75,000
Travis County Texas 1,333 $ 47,931,000 $ 35,000 $ 112,000
Dallas County Texas 973 $ 36,258,000 $ 37,000 $ 105,000
Tarrant County Texas 842 $ 23,216,000 $ 27,000 $ 104,000
Collin County Texas 739 $ 23,277,000 $ 31,000 $ 104,000
Denton County Texas 674 $ 21,633,000 $ 32,000 $ 99,000
Williamson County Texas 601 $ 17,072,000 $ 28,000 $ 100,000
Fort Bend County Texas 585 $ 20,531,000 $ 35,000 $ 100,000
Clark County Nevada 513 $ 16,572,000 $ 32,000 $ 78,000
Montgomery County Texas 381 $ 15,168,000 $ 39,000 $ 125,000
Bexar County Texas 322 $ 11,253,000 $ 34,000 $ 97,000
Galveston County Texas 297 $ 9,666,000 $ 32,000 $ 98,000
Brazoria County Texas 225 $ 6,735,000 $ 29,000 $ 101,000
Pima County Arizona 157 $ 4,617,000 $ 29,000 $ 61,000
Hays County Texas 122 $ 3,717,000 $ 30,000 $ 83,000
Brazos County Texas 121 $ 3,241,000 $ 26,000 $ 97,000
Hillsborough County Florida 105 $ 11,823,000 $ 112,000 $ 59,000
Pinellas County Florida 94 $ 9,844,000 $ 104,000 $ 90,000
Comal County Texas 78 $ 2,689,000 $ 34,000 $ 105,000
Pinal County Arizona 76 $ 1,856,000 $ 24,000 $ 69,000
Rockwall County Texas 63 $ 1,919,000 $ 30,000 $ 105,000
Ellis County Texas 54 $ 1,497,000 $ 27,000 $ 96,000
Pasco County Florida 51 $ 4,848,000 $ 95,000 $ 61,000
Lee County Florida 43 $ 5,574,000 $ 129,000 $ 63,000
Parker County Texas 38 $ 1,262,000 $ 33,000 $ 129,000
San Diego County California 37 $ 4,861,000 $ 131,000 $ 84,000
Bastrop County Texas 32 $ 916,000 $ 28,000 $ 93,000
Johnson County Texas 30 $ 865,000 $ 28,000 $ 87,000
Los Angeles County California 28 $ 8,427,000 $ 300,000 $ 52,000
Hidalgo County Texas 28 $ 954,000 $ 34,000 $ 100,000
El Paso County Texas 27 $ 758,000 $ 28,000 $ 92,000
Jefferson County Texas 27 $ 766,000 $ 28,000 $ 113,000
Tulare County California 26 $ 748,000 $ 28,000 $ 87,000
Chambers County Texas 26 $ 629,000 $ 24,000 $ 80,000
Kaufman County Texas 24 $ 640,000 $ 26,000 $ 104,000
Bell County Texas 22 $ 617,000 $ 28,000 $ 77,000
Alameda County California 21 $ 6,474,000 $ 308,000 $ 62,000
Santa Clara County California 21 $ 8,111,000 $ 386,000 $ 28,000
Nueces County Texas 21 $ 505,000 $ 24,000 $ 79,000
Guadalupe County Texas 20 $ 424,000 $ 21,000 $ 81,000
McLennan County Texas 18 $ 380,000 $ 21,000 $ 73,000
Contra Costa County California 17 $ 5,839,000 $ 343,000 $ 58,000
Montgomery County Maryland 17 $ 7,314,000 $ 430,000 $ 0
Burnet County Texas 17 $ 684,000 $ 40,000 $ 217,000
Hernando County Florida 16 $ 1,622,000 $ 101,000 $ 52,000
Cook County Illinois 16 $ 5,668,000 $ 354,000 $ 17,000
Cochise County Arizona 15 $ 465,000 $ 31,000 $ 102,000
Loudoun County Virginia 15 $ 6,119,000 $ 407,000 $ 0
San Mateo County California 14 $ 6,202,000 $ 443,000 $ 0
District of Columbia County District Of Columbia 14 $ 5,790,000 $ 413,000 $ 0
Fairfax County Virginia 14 $ 5,976,000 $ 426,000 $ 0
Fresno County California 13 $ 398,000 $ 30,000 $ 70,000
Sacramento County California 13 $ 1,129,000 $ 86,000 $ 58,000
Orange County California 12 $ 4,177,000 $ 348,000 $ 25,000
Grayson County Texas 12 $ 341,000 $ 28,000 $ 114,000
Smith County Texas 12 $ 457,000 $ 38,000 $ 127,000
Waller County Texas 12 $ 543,000 $ 45,000 $ 95,000
Wise County Texas 12 $ 264,000 $ 22,000 $ 94,000
King County Washington 12 $ 4,963,000 $ 413,000 $ 0
Hardin County Texas 11 $ 519,000 $ 47,000 $ 85,000
Stanislaus County California 10 $ 349,000 $ 34,000 $ 89,000
Blanco County Texas 10 $ 302,000 $ 30,000 $ 87,000
Kendall County Texas 10 $ 1,129,000 $ 112,000 $ 155,000
Riverside County California 9 $ 494,000 $ 54,000 $ 67,000
San Francisco County California 9 $ 3,338,000 $ 370,000 $ 25,000
Cameron County Texas 9 $ 252,000 $ 28,000 $ 121,000
Hood County Texas 9 $ 225,000 $ 25,000 $ 129,000
Victoria County Texas 9 $ 171,000 $ 19,000 $ 79,000
Oakland County Michigan 8 $ 3,977,000 $ 497,000 $ 0
Gillespie County Texas 8 $ 299,000 $ 37,000 $ 93,000
Medina County Texas 8 $ 216,000 $ 27,000 $ 99,000
Wilson County Texas 8 $ 321,000 $ 40,000 $ 96,000
Marin County California 7 $ 3,797,000 $ 542,000 $ 0
Placer County California 7 $ 762,000 $ 108,000 $ 77,000
Arapahoe County Colorado 7 $ 3,096,000 $ 442,000 $ 11,000
Douglas County Colorado 7 $ 3,269,000 $ 467,000 $ 7,000
Caldwell County Texas 7 $ 183,000 $ 26,000 $ 82,000
Hunt County Texas 7 $ 161,000 $ 23,000 $ 115,000
Liberty County Texas 7 $ 132,000 $ 18,000 $ 86,000
Lubbock County Texas 7 $ 185,000 $ 26,000 $ 107,000
Yavapai County Arizona 6 $ 170,000 $ 28,000 $ 62,000
Boulder County Colorado 6 $ 1,613,000 $ 268,000 $ 551,000
Lake County Illinois 6 $ 3,543,000 $ 590,000 $ 0
Henderson County Texas 6 $ 145,000 $ 24,000 $ 124,000
Kerr County Texas 6 $ 109,000 $ 18,000 $ 50,000
Midland County Texas 6 $ 168,000 $ 28,000 $ 141,000
Polk County Texas 6 $ 179,000 $ 29,000 $ 93,000
Prince William County Virginia 6 $ 2,023,000 $ 337,000 $ 0
Kings County California 5 $ 154,000 $ 30,000 $ 74,000
Duval County Florida 5 $ 158,000 $ 31,000 $ 91,000
Middlesex County Massachusetts 5 $ 2,255,000 $ 451,000 $ 0
Llano County Texas 5 $ 145,000 $ 29,000 $ 213,000
Taylor County Texas 5 $ 173,000 $ 34,000 $ 66,000
Mohave County Arizona 4 $ 130,000 $ 32,000 $ 97,000
Kern County California 4 $ 97,000 $ 24,000 $ 76,000
San Bernardino County California 4 $ 457,000 $ 114,000 $ 68,000
San Joaquin County California 4 $ 432,000 $ 108,000 $ 74,000
Jefferson County Colorado 4 $ 992,000 $ 248,000 $ 0
Fairfield County Connecticut 4 $ 1,661,000 $ 415,000 $ 0
Miami-Dade County Florida 4 $ 860,000 $ 215,000 $ 71,000
Okaloosa County Florida 4 $ 224,000 $ 56,000 $ 118,000
Palm Beach County Florida 4 $ 1,738,000 $ 434,000 $ 98,000
Norfolk County Massachusetts 4 $ 1,438,000 $ 359,000 $ 0
Aransas County Texas 4 $ 77,000 $ 19,000 $ 136,000
Atascosa County Texas 4 $ 90,000 $ 22,000 $ 111,000
Austin County Texas 4 $ 193,000 $ 48,000 $ 119,000
Bandera County Texas 4 $ 66,000 $ 16,000 $ 118,000
Brown County Texas 4 $ 391,000 $ 97,000 $ 259,000
Hill County Texas 4 $ 160,000 $ 40,000 $ 122,000
Lee County Texas 4 $ 241,000 $ 60,000 $ 118,000
Matagorda County Texas 4 $ 118,000 $ 29,000 $ 91,000
Randall County Texas 4 $ 100,000 $ 25,000 $ 81,000
Arlington County Virginia 4 $ 2,054,000 $ 513,000 $ 0
Imperial County California 3 $ 96,000 $ 32,000 $ 64,000
Merced County California 3 $ 83,000 $ 27,000 $ 64,000
Solano County California 3 $ 320,000 $ 106,000 $ 66,000
Denver County Colorado 3 $ 1,876,000 $ 625,000 $ 0
El Paso County Colorado 3 $ 639,000 $ 213,000 $ 0
Pitkin County Colorado 3 $ 2,935,000 $ 978,000 $ 137,000
Brevard County Florida 3 $ 69,000 $ 23,000 $ 75,000
Manatee County Florida 3 $ 76,000 $ 25,000 $ 55,000
Osceola County Florida 3 $ 90,000 $ 30,000 $ 58,000
Fulton County Georgia 3 $ 1,104,000 $ 368,000 $ 0
Baltimore County Maryland 3 $ 585,000 $ 195,000 $ 0
Queen Anne's County Maryland 3 $ 1,239,000 $ 413,000 $ 0
Bergen County New Jersey 3 $ 1,256,000 $ 418,000 $ 0
Tulsa County Oklahoma 3 $ 210,000 $ 70,000 $ 65,000
Washington County Oregon 3 $ 1,052,000 $ 350,000 $ 0
Cooke County Texas 3 $ 90,000 $ 30,000 $ 129,000
Ector County Texas 3 $ 89,000 $ 29,000 $ 70,000
Fayette County Texas 3 $ 153,000 $ 51,000 $ 121,000
Harrison County Texas 3 $ 138,000 $ 46,000 $ 93,000
Hopkins County Texas 3 $ 55,000 $ 18,000 $ 76,000
Jeff Davis County Texas 3 $ 51,000 $ 17,000 $ 57,000
Lamar County Texas 3 $ 77,000 $ 25,000 $ 119,000
Milam County Texas 3 $ 84,000 $ 28,000 $ 102,000
Orange County Texas 3 $ 68,000 $ 22,000 $ 78,000
Webb County Texas 3 $ 80,000 $ 26,000 $ 80,000
Wichita County Texas 3 $ 60,000 $ 20,000 $ 148,000
Clark County Washington 3 $ 596,000 $ 198,000 $ 0
Sonoma County California 2 $ 1,025,000 $ 512,000 $ 0
Adams County Colorado 2 $ 1,386,000 $ 693,000 $ 0
Eagle County Colorado 2 $ 5,850,000 $ 2,925,000 $ 2,880,000
Gunnison County Colorado 2 $ 592,000 $ 296,000 $ 0
Larimer County Colorado 2 $ 465,000 $ 232,000 $ 25,000
Broward County Florida 2 $ 90,000 $ 45,000 $ 98,000
Clay County Florida 2 $ 67,000 $ 33,000 $ 82,000
Indian River County Florida 2 $ 50,000 $ 25,000 $ 47,000
Seminole County Florida 2 $ 76,000 $ 38,000 $ 111,000
St. Johns County Florida 2 $ 67,000 $ 33,000 $ 57,000
St. Lucie County Florida 2 $ 43,000 $ 21,000 $ 58,000
Walton County Florida 2 $ 1,004,000 $ 502,000 $ 0
Camden County Georgia 2 $ 46,000 $ 23,000 $ 80,000
DeKalb County Georgia 2 $ 492,000 $ 246,000 $ 0
Maui County Hawaii 2 $ 1,050,000 $ 525,000 $ 0
Will County Illinois 2 $ 655,000 $ 327,000 $ 0
Johnson County Kansas 2 $ 345,000 $ 172,000 $ 35,000
Howard County Maryland 2 $ 646,000 $ 323,000 $ 0
Washtenaw County Michigan 2 $ 439,000 $ 219,000 $ 0
Douglas County Nevada 2 $ 82,000 $ 41,000 $ 66,000
Nye County Nevada 2 $ 38,000 $ 19,000 $ 40,000
Mecklenburg County North Carolina 2 $ 654,000 $ 327,000 $ 0
Multnomah County Oregon 2 $ 518,000 $ 259,000 $ 0
Williamson County Tennessee 2 $ 615,000 $ 307,000 $ 0
Anderson County Texas 2 $ 56,000 $ 28,000 $ 115,000
Burleson County Texas 2 $ 43,000 $ 21,000 $ 65,000
Calhoun County Texas 2 $ 80,000 $ 40,000 $ 206,000
Colorado County Texas 2 $ 51,000 $ 25,000 $ 78,000
Gregg County Texas 2 $ 37,000 $ 18,000 $ 82,000
Lampasas County Texas 2 $ 47,000 $ 23,000 $ 94,000
Palo Pinto County Texas 2 $ 32,000 $ 16,000 $ 75,000
Potter County Texas 2 $ 47,000 $ 23,000 $ 132,000
San Jacinto County Texas 2 $ 55,000 $ 27,000 $ 93,000
San Patricio County Texas 2 $ 39,000 $ 19,000 $ 175,000
Tom Green County Texas 2 $ 52,000 $ 26,000 $ 100,000
Walker County Texas 2 $ 31,000 $ 15,000 $ 93,000
Washington County Texas 2 $ 43,000 $ 21,000 $ 83,000
Salt Lake County Utah 2 $ 1,209,000 $ 604,000 $ 0
Jefferson County Alabama 1 $ 647,000 $ 647,000 $ 0
Anchorage County Alaska 1 $ 292,000 $ 292,000 $ 0
Gila County Arizona 1 $ 26,000 $ 26,000 $ 159,000
Santa Cruz County Arizona 1 $ 26,000 $ 26,000 $ 126,000
Yuma County Arizona 1 $ 21,000 $ 21,000 $ 98,000
Washington County Arkansas 1 $ 21,000 $ 21,000 $ 348,000
Monterey County California 1 $ 604,000 $ 604,000 $ 0
Nevada County California 1 $ 353,000 $ 353,000 $ 0
San Benito County California 1 $ 410,000 $ 410,000 $ 0
San Luis Obispo County California 1 $ 24,000 $ 24,000 $ 84,000
Santa Cruz County California 1 $ 379,000 $ 379,000 $ 0
Ventura County California 1 $ 380,000 $ 380,000 $ 0
Yolo County California 1 $ 256,000 $ 256,000 $ 0
Elbert County Colorado 1 $ 380,000 $ 380,000 $ 0
La Plata County Colorado 1 $ 122,000 $ 122,000 $ 0
Mesa County Colorado 1 $ 119,000 $ 119,000 $ 0
Routt County Colorado 1 $ 475,000 $ 475,000 $ 0
Summit County Colorado 1 $ 482,000 $ 482,000 $ 0
Kent County Delaware 1 $ 390,000 $ 390,000 $ 0
Flagler County Florida 1 $ 34,000 $ 34,000 $ 62,000
Jackson County Florida 1 $ 22,000 $ 22,000 $ 65,000
Lake County Florida 1 $ 87,000 $ 87,000 $ 0
Martin County Florida 1 $ 788,000 $ 788,000 $ 408,000
Monroe County Florida 1 $ 27,000 $ 27,000 $ 50,000
Orange County Florida 1 $ 28,000 $ 28,000 $ 96,000
Polk County Florida 1 $ 32,000 $ 32,000 $ 57,000
Santa Rosa County Florida 1 $ 196,000 $ 196,000 $ 0
Sarasota County Florida 1 $ 27,000 $ 27,000 $ 51,000
Volusia County Florida 1 $ 27,000 $ 27,000 $ 43,000
Cherokee County Georgia 1 $ 47,000 $ 47,000 $ 104,000
Early County Georgia 1 $ 16,000 $ 16,000 $ 34,000
Fayette County Georgia 1 $ 26,000 $ 26,000 $ 95,000
Glynn County Georgia 1 $ 220,000 $ 220,000 $ 0
Gwinnett County Georgia 1 $ 153,000 $ 153,000 $ 0
Hart County Georgia 1 $ 480,000 $ 480,000 $ 0
Lumpkin County Georgia 1 $ 336,000 $ 336,000 $ 0
Hawaii County Hawaii 1 $ 366,000 $ 366,000 $ 0
Kauai County Hawaii 1 $ 176,000 $ 176,000 $ 0
Nez Perce County Idaho 1 $ 104,000 $ 104,000 $ 0
Allen County Indiana 1 $ 733,000 $ 733,000 $ 0
Hamilton County Indiana 1 $ 475,000 $ 475,000 $ 0
Johnson County Indiana 1 $ 408,000 $ 408,000 $ 0
Jefferson County Kentucky 1 $ 339,000 $ 339,000 $ 0
Cumberland County Maine 1 $ 324,000 $ 324,000 $ 0
Anne Arundel County Maryland 1 $ 319,000 $ 319,000 $ 0
Carroll County Maryland 1 $ 225,000 $ 225,000 $ 0
St. Mary's County Maryland 1 $ 284,000 $ 284,000 $ 0
Worcester County Maryland 1 $ 185,000 $ 185,000 $ 0
Allegan County Michigan 1 $ 454,000 $ 454,000 $ 0
Kalamazoo County Michigan 1 $ 250,000 $ 250,000 $ 0
Livingston County Michigan 1 $ 446,000 $ 446,000 $ 0
Macomb County Michigan 1 $ 136,000 $ 136,000 $ 0
Van Buren County Michigan 1 $ 400,000 $ 400,000 $ 0
Wayne County Michigan 1 $ 140,000 $ 140,000 $ 0
Hennepin County Minnesota 1 $ 322,000 $ 322,000 $ 0
Washington County Minnesota 1 $ 118,000 $ 118,000 $ 0
St. Charles County Missouri 1 $ 381,000 $ 381,000 $ 0
Warren County Missouri 1 $ 30,000 $ 30,000 $ 59,000
Carson City County Nevada 1 $ 48,000 $ 48,000 $ 57,000
Washoe County Nevada 1 $ 150,000 $ 150,000 $ 0
Hillsborough County New Hampshire 1 $ 322,000 $ 322,000 $ 0
Middlesex County New Jersey 1 $ 163,000 $ 163,000 $ 0
Monmouth County New Jersey 1 $ 375,000 $ 375,000 $ 0
Bernalillo County New Mexico 1 $ 510,000 $ 510,000 $ 0
Santa Fe County New Mexico 1 $ 248,000 $ 248,000 $ 269,000
New York County New York 1 $ 415,000 $ 415,000 $ 0
Suffolk County New York 1 $ 647,000 $ 647,000 $ 0
Westchester County New York 1 $ 380,000 $ 380,000 $ 0
Gaston County North Carolina 1 $ 504,000 $ 504,000 $ 0
Guilford County North Carolina 1 $ 174,000 $ 174,000 $ 0
Wilkes County North Carolina 1 $ 71,000 $ 71,000 $ 0
Cuyahoga County Ohio 1 $ 980,000 $ 980,000 $ 0
Franklin County Ohio 1 $ 157,000 $ 157,000 $ 0
Oklahoma County Oklahoma 1 $ 106,000 $ 106,000 $ 0
Clackamas County Oregon 1 $ 535,000 $ 535,000 $ 0
Marion County Oregon 1 $ 95,000 $ 95,000 $ 0
Bucks County Pennsylvania 1 $ 378,000 $ 378,000 $ 0
Beaufort County South Carolina 1 $ 192,000 $ 192,000 $ 0
Bee County Texas 1 $ 33,000 $ 33,000 $ 144,000
Bosque County Texas 1 $ 34,000 $ 34,000 $ 78,000
Bowie County Texas 1 $ 15,000 $ 15,000 $ 46,000
Coleman County Texas 1 $ 13,000 $ 13,000 $ 40,000
Coryell County Texas 1 $ 37,000 $ 37,000 $ 96,000
Crane County Texas 1 $ 19,000 $ 19,000 $ 80,000
DeWitt County Texas 1 $ 12,000 $ 12,000 $ 121,000
Fannin County Texas 1 $ 13,000 $ 13,000 $ 44,000
Franklin County Texas 1 $ 22,000 $ 22,000 $ 125,000
Freestone County Texas 1 $ 28,000 $ 28,000 $ 36,000
Grimes County Texas 1 $ 35,000 $ 35,000 $ 53,000
Houston County Texas 1 $ 12,000 $ 12,000 $ 147,000
Jasper County Texas 1 $ 25,000 $ 25,000 $ 1,412,000
Leon County Texas 1 $ 20,000 $ 20,000 $ 96,000
Limestone County Texas 1 $ 22,000 $ 22,000 $ 138,000
Moore County Texas 1 $ 16,000 $ 16,000 $ 68,000
Navarro County Texas 1 $ 32,000 $ 32,000 $ 54,000
Newton County Texas 1 $ 12,000 $ 12,000 $ 76,000
Panola County Texas 1 $ 28,000 $ 28,000 $ 60,000
Rains County Texas 1 $ 30,000 $ 30,000 $ 39,000
Refugio County Texas 1 $ 36,000 $ 36,000 $ 84,000
Robertson County Texas 1 $ 13,000 $ 13,000 $ 64,000
Rusk County Texas 1 $ 101,000 $ 101,000 $ 99,000
Sabine County Texas 1 $ 12,000 $ 12,000 $ 135,000
San Saba County Texas 1 $ 23,000 $ 23,000 $ 64,000
Shackelford County Texas 1 $ 10,000 $ 10,000 $ 24,000
Somervell County Texas 1 $ 25,000 $ 25,000 $ 65,000
Uvalde County Texas 1 $ 20,000 $ 20,000 $ 38,000
Val Verde County Texas 1 $ 27,000 $ 27,000 $ 157,000
Van Zandt County Texas 1 $ 25,000 $ 25,000 $ 67,000
Wharton County Texas 1 $ 10,000 $ 10,000 $ 37,000
Wood County Texas 1 $ 22,000 $ 22,000 $ 133,000
Davis County Utah 1 $ 432,000 $ 432,000 $ 0
Summit County Utah 1 $ 475,000 $ 475,000 $ 0
Wasatch County Utah 1 $ 127,000 $ 127,000 $ 0
Alexandria County Virginia 1 $ 246,000 $ 246,000 $ 0
Fauquier County Virginia 1 $ 288,000 $ 288,000 $ 0
Hanover County Virginia 1 $ 173,000 $ 173,000 $ 0
Henrico County Virginia 1 $ 71,000 $ 71,000 $ 0
Stafford County Virginia 1 $ 456,000 $ 456,000 $ 0
Island County Washington 1 $ 298,000 $ 298,000 $ 0
Jefferson County Washington 1 $ 336,000 $ 336,000 $ 0
Spokane County Washington 1 $ 129,000 $ 129,000 $ 0
Thurston County Washington 1 $ 145,000 $ 145,000 $ 0
Milwaukee County Wisconsin 1 $ 885,000 $ 885,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Encore Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase (one-to-four family) 7,116 $312,245,000 $296,535 $2,339,000 $33,142 $7,595,000
Refinancing (home purchase or home improvement, one-to-four family) 3,585 $249,134,000 $352,281 $2,925,000 $15,843 $7,500,000
Home Improvement (one-to-four family) 3,114 $100,520,000 $168,400 $649,000 $48,700 $9,013,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 1 $208,000 $208,000 $208,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,624 $338,369,000 $161,272 $2,925,000 $193,181 $9,013,000
Information not provided by applicant in mail or telephone application 1,696 $131,541,000 $345,225 $1,200,000 $24,354 $1,412,000
Hispanic 876 $26,024,000 $29,500 $427,000 $74,500 $567,000
Asian or Pacific Islander 578 $16,979,000 $33,666 $310,000 $77,500 $480,000
Not applicable 570 $133,025,000 $345,484 $999,000 $1,181 $360,000
Black 287 $10,764,000 $31,400 $2,339,000 $80,600 $7,595,000
Other 135 $4,099,000 $26,666 $200,000 $79,000 $282,000
American Indian or Alaskan Native 50 $1,306,000 $27,500 $53,000 $92,750 $197,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,811 $661,806,000 $323,550 $2,925,000 $30,200 $9,013,000
VA-guaranteed (Veterans Administration) 3 $136,000 $45,000 $69,000 $117,000 $136,000
FHA-insured (Federal Housing Administration) 2 $165,000 $82,000 $83,000 $28,000 $29,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,638 $276,696,000 $315,000 $2,925,000 $406,000 $7,595,000
Application Denied By Financial Institution 3,207 $100,032,000 $56,272 $1,200,000 $109,545 $9,013,000
Application Approved But Not Accepted 2,165 $68,844,000 $31,333 $1,185,000 $85,000 $2,271,000
Loan Purchased By The Institution 740 $208,290,000 $373,589 $1,160,000 $2,435 $510,000
Application Withdrawn By Applicant 55 $2,522,000 $41,750 $250,000 $129,000 $447,000
File Closed For Incompleteness 11 $5,723,000 $520,000 $1,400,000 $284,000 $600,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 2,154 $65,200,000 $30,800 $315,000 $106,800 $7,500,000
Debt-To-Income Ratio 515 $16,740,000 $198,000 $1,200,000 $106,142 $9,013,000
Credit History 215 $7,484,000 $30,000 $243,000 $84,400 $1,440,000
Employment History 168 $6,203,000 $32,000 $285,000 $79,800 $999,000
Unverifiable Information 146 $4,032,000 $29,750 $94,000 $94,000 $336,000
Collateral 6 $309,000 $51,000 $80,000 $123,000 $405,000
Insufficient Cash (Downpayment, Closing Cost) 2 $49,000 $24,000 $32,000 $68,000 $94,000
Credit Application Incomplete 1 $15,000 $15,000 $15,000 $59,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

Download the Texas Lender List