Encore Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Encore Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Encore Bank Nine Greenway Plaza Suite 1000 Houston, TX 77046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,635 |
| Total Mortgage Loan Application Amount | $645,332,000 |
| Average Mortgage Loan Application Amount | $222,945 |
| Highest Mortgage Loan Application Amount | $4,873,000 |
| Average Applicant Income | $58,381 |
| Highest Applicant Income | $4,584,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 2,694 | $ 155,841,000 | $ 57,000 | $ 124,000 |
| Maricopa County Arizona | 1,418 | $ 39,536,000 | $ 27,000 | $ 81,000 |
| Travis County Texas | 1,393 | $ 55,355,000 | $ 39,000 | $ 108,000 |
| Tarrant County Texas | 868 | $ 30,740,000 | $ 35,000 | $ 104,000 |
| Dallas County Texas | 858 | $ 31,759,000 | $ 37,000 | $ 100,000 |
| Bexar County Texas | 690 | $ 24,027,000 | $ 34,000 | $ 95,000 |
| Williamson County Texas | 650 | $ 21,320,000 | $ 32,000 | $ 103,000 |
| Fort Bend County Texas | 595 | $ 20,828,000 | $ 35,000 | $ 102,000 |
| Denton County Texas | 592 | $ 20,326,000 | $ 34,000 | $ 112,000 |
| Collin County Texas | 552 | $ 19,063,000 | $ 34,000 | $ 106,000 |
| Montgomery County Texas | 440 | $ 21,119,000 | $ 47,000 | $ 117,000 |
| Brazoria County Texas | 317 | $ 10,184,000 | $ 32,000 | $ 100,000 |
| Galveston County Texas | 288 | $ 10,776,000 | $ 37,000 | $ 113,000 |
| Clark County Nevada | 250 | $ 10,912,000 | $ 43,000 | $ 79,000 |
| Pima County Arizona | 149 | $ 4,515,000 | $ 30,000 | $ 94,000 |
| Pinal County Arizona | 147 | $ 3,831,000 | $ 26,000 | $ 76,000 |
| Brazos County Texas | 124 | $ 3,377,000 | $ 27,000 | $ 197,000 |
| Hays County Texas | 111 | $ 4,442,000 | $ 40,000 | $ 104,000 |
| Comal County Texas | 96 | $ 3,659,000 | $ 38,000 | $ 117,000 |
| San Diego County California | 80 | $ 8,347,000 | $ 104,000 | $ 75,000 |
| Riverside County California | 79 | $ 4,965,000 | $ 62,000 | $ 43,000 |
| Rockwall County Texas | 79 | $ 2,812,000 | $ 35,000 | $ 112,000 |
| Hillsborough County Florida | 77 | $ 6,695,000 | $ 86,000 | $ 56,000 |
| Ellis County Texas | 68 | $ 2,249,000 | $ 33,000 | $ 99,000 |
| Lee County Florida | 66 | $ 6,278,000 | $ 95,000 | $ 90,000 |
| Guadalupe County Texas | 56 | $ 1,691,000 | $ 30,000 | $ 89,000 |
| Pinellas County Florida | 54 | $ 5,007,000 | $ 92,000 | $ 41,000 |
| Los Angeles County California | 51 | $ 7,790,000 | $ 152,000 | $ 75,000 |
| Parker County Texas | 45 | $ 1,599,000 | $ 35,000 | $ 129,000 |
| El Paso County Texas | 44 | $ 1,749,000 | $ 39,000 | $ 116,000 |
| Tulare County California | 42 | $ 1,594,000 | $ 37,000 | $ 0 |
| Johnson County Texas | 41 | $ 1,262,000 | $ 30,000 | $ 85,000 |
| Nueces County Texas | 38 | $ 1,106,000 | $ 29,000 | $ 103,000 |
| Bastrop County Texas | 36 | $ 937,000 | $ 26,000 | $ 82,000 |
| Kaufman County Texas | 36 | $ 1,056,000 | $ 29,000 | $ 85,000 |
| San Bernardino County California | 34 | $ 2,363,000 | $ 69,000 | $ 27,000 |
| Bell County Texas | 34 | $ 992,000 | $ 29,000 | $ 80,000 |
| Orange County California | 33 | $ 4,846,000 | $ 146,000 | $ 26,000 |
| Pasco County Florida | 33 | $ 2,740,000 | $ 83,000 | $ 50,000 |
| Hidalgo County Texas | 32 | $ 1,392,000 | $ 43,000 | $ 96,000 |
| Jefferson County Texas | 31 | $ 1,115,000 | $ 35,000 | $ 104,000 |
| Kendall County Texas | 31 | $ 1,268,000 | $ 40,000 | $ 118,000 |
| Cochise County Arizona | 30 | $ 1,010,000 | $ 33,000 | $ 92,000 |
| Orange County Florida | 30 | $ 1,295,000 | $ 43,000 | $ 65,000 |
| Kern County California | 28 | $ 1,212,000 | $ 43,000 | $ 0 |
| Cameron County Texas | 25 | $ 1,140,000 | $ 45,000 | $ 66,000 |
| McLennan County Texas | 25 | $ 899,000 | $ 35,000 | $ 94,000 |
| Volusia County Florida | 24 | $ 1,022,000 | $ 42,000 | $ 41,000 |
| Wise County Texas | 24 | $ 727,000 | $ 30,000 | $ 104,000 |
| Smith County Texas | 23 | $ 621,000 | $ 27,000 | $ 93,000 |
| Sacramento County California | 22 | $ 1,144,000 | $ 52,000 | $ 23,000 |
| Broward County Florida | 21 | $ 2,377,000 | $ 113,000 | $ 108,000 |
| Okaloosa County Florida | 21 | $ 913,000 | $ 43,000 | $ 100,000 |
| Palm Beach County Florida | 21 | $ 1,813,000 | $ 86,000 | $ 107,000 |
| Burnet County Texas | 21 | $ 1,134,000 | $ 54,000 | $ 130,000 |
| Collier County Florida | 18 | $ 2,049,000 | $ 113,000 | $ 88,000 |
| Fresno County California | 17 | $ 726,000 | $ 42,000 | $ 0 |
| Placer County California | 17 | $ 1,479,000 | $ 87,000 | $ 59,000 |
| Hernando County Florida | 17 | $ 1,994,000 | $ 117,000 | $ 57,000 |
| Polk County Florida | 17 | $ 798,000 | $ 46,000 | $ 72,000 |
| Medina County Texas | 16 | $ 351,000 | $ 21,000 | $ 90,000 |
| Wilson County Texas | 16 | $ 390,000 | $ 24,000 | $ 120,000 |
| Denver County Colorado | 15 | $ 2,233,000 | $ 148,000 | $ 75,000 |
| Miami-Dade County Florida | 15 | $ 1,921,000 | $ 128,000 | $ 88,000 |
| St. Johns County Florida | 15 | $ 559,000 | $ 37,000 | $ 66,000 |
| Grayson County Texas | 15 | $ 555,000 | $ 37,000 | $ 118,000 |
| Duval County Florida | 14 | $ 442,000 | $ 31,000 | $ 55,000 |
| Chambers County Texas | 14 | $ 309,000 | $ 22,000 | $ 104,000 |
| Taylor County Texas | 14 | $ 311,000 | $ 22,000 | $ 82,000 |
| Mohave County Arizona | 13 | $ 432,000 | $ 33,000 | $ 96,000 |
| Hood County Texas | 13 | $ 530,000 | $ 40,000 | $ 79,000 |
| Arapahoe County Colorado | 12 | $ 566,000 | $ 47,000 | $ 65,000 |
| Brevard County Florida | 12 | $ 534,000 | $ 44,000 | $ 49,000 |
| Lake County Florida | 12 | $ 392,000 | $ 32,000 | $ 72,000 |
| Caldwell County Texas | 12 | $ 287,000 | $ 23,000 | $ 91,000 |
| Hardin County Texas | 12 | $ 482,000 | $ 40,000 | $ 107,000 |
| Contra Costa County California | 11 | $ 1,675,000 | $ 152,000 | $ 70,000 |
| San Joaquin County California | 11 | $ 624,000 | $ 56,000 | $ 0 |
| Stanislaus County California | 11 | $ 533,000 | $ 48,000 | $ 0 |
| Hunt County Texas | 11 | $ 354,000 | $ 32,000 | $ 83,000 |
| Liberty County Texas | 11 | $ 243,000 | $ 22,000 | $ 72,000 |
| Manatee County Florida | 10 | $ 814,000 | $ 81,000 | $ 26,000 |
| Osceola County Florida | 10 | $ 300,000 | $ 30,000 | $ 50,000 |
| Sarasota County Florida | 10 | $ 842,000 | $ 84,000 | $ 75,000 |
| Erath County Texas | 10 | $ 359,000 | $ 35,000 | $ 103,000 |
| Midland County Texas | 10 | $ 292,000 | $ 29,000 | $ 101,000 |
| Kings County California | 9 | $ 265,000 | $ 29,000 | $ 0 |
| Flagler County Florida | 9 | $ 394,000 | $ 43,000 | $ 15,000 |
| Angelina County Texas | 9 | $ 579,000 | $ 64,000 | $ 74,000 |
| Ector County Texas | 9 | $ 463,000 | $ 51,000 | $ 93,000 |
| Gillespie County Texas | 9 | $ 234,000 | $ 26,000 | $ 94,000 |
| Lubbock County Texas | 9 | $ 269,000 | $ 29,000 | $ 120,000 |
| Waller County Texas | 9 | $ 291,000 | $ 32,000 | $ 102,000 |
| Washington County Texas | 9 | $ 1,112,000 | $ 123,000 | $ 149,000 |
| Bay County Florida | 8 | $ 280,000 | $ 35,000 | $ 21,000 |
| Seminole County Florida | 8 | $ 423,000 | $ 52,000 | $ 66,000 |
| Kerr County Texas | 8 | $ 277,000 | $ 34,000 | $ 254,000 |
| Llano County Texas | 8 | $ 293,000 | $ 36,000 | $ 105,000 |
| Victoria County Texas | 8 | $ 264,000 | $ 33,000 | $ 89,000 |
| Alameda County California | 7 | $ 669,000 | $ 95,000 | $ 16,000 |
| Santa Clara County California | 7 | $ 2,091,000 | $ 298,000 | $ 16,000 |
| St. Lucie County Florida | 7 | $ 318,000 | $ 45,000 | $ 128,000 |
| Cooke County Texas | 7 | $ 193,000 | $ 27,000 | $ 77,000 |
| Palo Pinto County Texas | 7 | $ 224,000 | $ 32,000 | $ 53,000 |
| Randall County Texas | 7 | $ 182,000 | $ 26,000 | $ 79,000 |
| Imperial County California | 6 | $ 183,000 | $ 30,000 | $ 0 |
| Boulder County Colorado | 6 | $ 396,000 | $ 66,000 | $ 144,000 |
| Douglas County Colorado | 6 | $ 955,000 | $ 159,000 | $ 33,000 |
| Aransas County Texas | 6 | $ 147,000 | $ 24,000 | $ 83,000 |
| Orange County Texas | 6 | $ 272,000 | $ 45,000 | $ 152,000 |
| Walker County Texas | 6 | $ 166,000 | $ 27,000 | $ 97,000 |
| Solano County California | 5 | $ 289,000 | $ 57,000 | $ 0 |
| Charlotte County Florida | 5 | $ 132,000 | $ 26,000 | $ 97,000 |
| Atascosa County Texas | 5 | $ 126,000 | $ 25,000 | $ 81,000 |
| Brown County Texas | 5 | $ 250,000 | $ 50,000 | $ 86,000 |
| Gregg County Texas | 5 | $ 87,000 | $ 17,000 | $ 57,000 |
| Lamar County Texas | 5 | $ 153,000 | $ 30,000 | $ 89,000 |
| Potter County Texas | 5 | $ 145,000 | $ 29,000 | $ 80,000 |
| Rains County Texas | 5 | $ 111,000 | $ 22,000 | $ 69,000 |
| Webb County Texas | 5 | $ 130,000 | $ 26,000 | $ 118,000 |
| Wharton County Texas | 5 | $ 97,000 | $ 19,000 | $ 172,000 |
| Santa Cruz County Arizona | 4 | $ 128,000 | $ 32,000 | $ 94,000 |
| El Dorado County California | 4 | $ 202,000 | $ 50,000 | $ 0 |
| Clay County Florida | 4 | $ 134,000 | $ 33,000 | $ 57,000 |
| Santa Rosa County Florida | 4 | $ 127,000 | $ 31,000 | $ 0 |
| Washoe County Nevada | 4 | $ 286,000 | $ 71,000 | $ 52,000 |
| Austin County Texas | 4 | $ 629,000 | $ 157,000 | $ 213,000 |
| Blanco County Texas | 4 | $ 129,000 | $ 32,000 | $ 101,000 |
| Coryell County Texas | 4 | $ 109,000 | $ 27,000 | $ 92,000 |
| Fayette County Texas | 4 | $ 157,000 | $ 39,000 | $ 94,000 |
| Henderson County Texas | 4 | $ 117,000 | $ 29,000 | $ 201,000 |
| Hill County Texas | 4 | $ 81,000 | $ 20,000 | $ 52,000 |
| Leon County Texas | 4 | $ 107,000 | $ 26,000 | $ 114,000 |
| Matagorda County Texas | 4 | $ 68,000 | $ 17,000 | $ 157,000 |
| San Jacinto County Texas | 4 | $ 619,000 | $ 154,000 | $ 242,000 |
| Wood County Texas | 4 | $ 102,000 | $ 25,000 | $ 107,000 |
| King County Washington | 4 | $ 1,022,000 | $ 255,000 | $ 58,000 |
| Napa County California | 3 | $ 524,000 | $ 174,000 | $ 0 |
| Ventura County California | 3 | $ 123,000 | $ 41,000 | $ 0 |
| Adams County Colorado | 3 | $ 97,000 | $ 32,000 | $ 52,000 |
| New Haven County Connecticut | 3 | $ 119,000 | $ 39,000 | $ 0 |
| Indian River County Florida | 3 | $ 88,000 | $ 29,000 | $ 30,000 |
| Nassau County Florida | 3 | $ 86,000 | $ 28,000 | $ 53,000 |
| Walton County Florida | 3 | $ 419,000 | $ 139,000 | $ 194,000 |
| Nye County Nevada | 3 | $ 130,000 | $ 43,000 | $ 0 |
| Wake County North Carolina | 3 | $ 1,051,000 | $ 350,000 | $ 0 |
| Anderson County Texas | 3 | $ 109,000 | $ 36,000 | $ 102,000 |
| Bandera County Texas | 3 | $ 95,000 | $ 31,000 | $ 50,000 |
| Bosque County Texas | 3 | $ 57,000 | $ 19,000 | $ 114,000 |
| Burleson County Texas | 3 | $ 68,000 | $ 22,000 | $ 67,000 |
| Colorado County Texas | 3 | $ 215,000 | $ 71,000 | $ 208,000 |
| Fannin County Texas | 3 | $ 71,000 | $ 23,000 | $ 62,000 |
| Gonzales County Texas | 3 | $ 81,000 | $ 27,000 | $ 129,000 |
| Hopkins County Texas | 3 | $ 68,000 | $ 22,000 | $ 58,000 |
| Howard County Texas | 3 | $ 73,000 | $ 24,000 | $ 63,000 |
| Kleberg County Texas | 3 | $ 303,000 | $ 101,000 | $ 83,000 |
| Milam County Texas | 3 | $ 138,000 | $ 46,000 | $ 114,000 |
| Nacogdoches County Texas | 3 | $ 95,000 | $ 31,000 | $ 91,000 |
| Navarro County Texas | 3 | $ 69,000 | $ 23,000 | $ 92,000 |
| Tom Green County Texas | 3 | $ 71,000 | $ 23,000 | $ 83,000 |
| Tyler County Texas | 3 | $ 110,000 | $ 36,000 | $ 120,000 |
| Van Zandt County Texas | 3 | $ 142,000 | $ 47,000 | $ 45,000 |
| Butte County California | 2 | $ 85,000 | $ 42,000 | $ 0 |
| Humboldt County California | 2 | $ 88,000 | $ 44,000 | $ 36,000 |
| Madera County California | 2 | $ 76,000 | $ 38,000 | $ 0 |
| Merced County California | 2 | $ 69,000 | $ 34,000 | $ 0 |
| Monterey County California | 2 | $ 76,000 | $ 38,000 | $ 0 |
| San Benito County California | 2 | $ 97,000 | $ 48,000 | $ 0 |
| San Francisco County California | 2 | $ 730,000 | $ 365,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 84,000 | $ 42,000 | $ 0 |
| San Mateo County California | 2 | $ 593,000 | $ 296,000 | $ 0 |
| Yolo County California | 2 | $ 108,000 | $ 54,000 | $ 0 |
| Yuba County California | 2 | $ 115,000 | $ 57,000 | $ 46,000 |
| Eagle County Colorado | 2 | $ 476,000 | $ 238,000 | $ 833,000 |
| Jefferson County Colorado | 2 | $ 90,000 | $ 45,000 | $ 90,000 |
| Pitkin County Colorado | 2 | $ 2,177,000 | $ 1,088,000 | $ 102,000 |
| Litchfield County Connecticut | 2 | $ 73,000 | $ 36,000 | $ 0 |
| Middlesex County Connecticut | 2 | $ 72,000 | $ 36,000 | $ 0 |
| New London County Connecticut | 2 | $ 85,000 | $ 42,000 | $ 0 |
| Marion County Florida | 2 | $ 51,000 | $ 25,000 | $ 75,000 |
| Monroe County Florida | 2 | $ 325,000 | $ 162,000 | $ 80,000 |
| Kauai County Hawaii | 2 | $ 1,104,000 | $ 552,000 | $ 0 |
| Cook County Illinois | 2 | $ 1,447,000 | $ 723,000 | $ 0 |
| Kane County Illinois | 2 | $ 819,000 | $ 409,000 | $ 0 |
| Iredell County North Carolina | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Bee County Texas | 2 | $ 76,000 | $ 38,000 | $ 101,000 |
| Delta County Texas | 2 | $ 60,000 | $ 30,000 | $ 98,000 |
| Freestone County Texas | 2 | $ 70,000 | $ 35,000 | $ 99,000 |
| Grimes County Texas | 2 | $ 384,000 | $ 192,000 | $ 159,000 |
| Karnes County Texas | 2 | $ 44,000 | $ 22,000 | $ 89,000 |
| Lampasas County Texas | 2 | $ 56,000 | $ 28,000 | $ 90,000 |
| Lee County Texas | 2 | $ 63,000 | $ 31,000 | $ 85,000 |
| Mason County Texas | 2 | $ 209,000 | $ 104,000 | $ 69,000 |
| Maverick County Texas | 2 | $ 32,000 | $ 16,000 | $ 40,000 |
| Rusk County Texas | 2 | $ 36,000 | $ 18,000 | $ 53,000 |
| San Patricio County Texas | 2 | $ 82,000 | $ 41,000 | $ 143,000 |
| Somervell County Texas | 2 | $ 76,000 | $ 38,000 | $ 117,000 |
| Upshur County Texas | 2 | $ 144,000 | $ 72,000 | $ 60,000 |
| Wichita County Texas | 2 | $ 44,000 | $ 22,000 | $ 70,000 |
| Washington County Utah | 2 | $ 75,000 | $ 37,000 | $ 0 |
| Coconino County Arizona | 1 | $ 33,000 | $ 33,000 | $ 42,000 |
| La Paz County Arizona | 1 | $ 22,000 | $ 22,000 | $ 51,000 |
| Yavapai County Arizona | 1 | $ 30,000 | $ 30,000 | $ 192,000 |
| Colusa County California | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Glenn County California | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Marin County California | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Sonoma County California | 1 | $ 32,000 | $ 32,000 | $ 117,000 |
| El Paso County Colorado | 1 | $ 519,000 | $ 519,000 | $ 0 |
| Garfield County Colorado | 1 | $ 64,000 | $ 64,000 | $ 76,000 |
| Larimer County Colorado | 1 | $ 39,000 | $ 39,000 | $ 66,000 |
| Logan County Colorado | 1 | $ 12,000 | $ 12,000 | $ 60,000 |
| Routt County Colorado | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| San Miguel County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Summit County Colorado | 1 | $ 17,000 | $ 17,000 | $ 42,000 |
| Fairfield County Connecticut | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Windham County Connecticut | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Alachua County Florida | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Escambia County Florida | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Jackson County Florida | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Leon County Florida | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Martin County Florida | 1 | $ 26,000 | $ 26,000 | $ 43,000 |
| Cobb County Georgia | 1 | $ 36,000 | $ 36,000 | $ 43,000 |
| DeKalb County Georgia | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Fulton County Georgia | 1 | $ 557,000 | $ 557,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Ada County Idaho | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 26,000 | $ 26,000 | $ 44,000 |
| Winnebago County Illinois | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Johnson County Kansas | 1 | $ 83,000 | $ 83,000 | $ 72,000 |
| Jefferson County Louisiana | 1 | $ 24,000 | $ 24,000 | $ 1,080,000 |
| Baltimore City County Maryland | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Frederick County Maryland | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Howard County Maryland | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Macomb County Michigan | 1 | $ 222,000 | $ 222,000 | $ 118,000 |
| Oakland County Michigan | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Boone County Missouri | 1 | $ 26,000 | $ 26,000 | $ 85,000 |
| Morris County New Jersey | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Alleghany County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Orange County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Surry County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 34,000 |
| Linn County Oregon | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 180,000 |
| Cumberland County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 99,000 |
| Charleston County South Carolina | 1 | $ 960,000 | $ 960,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Andrews County Texas | 1 | $ 12,000 | $ 12,000 | $ 120,000 |
| Bowie County Texas | 1 | $ 32,000 | $ 32,000 | $ 94,000 |
| Calhoun County Texas | 1 | $ 14,000 | $ 14,000 | $ 290,000 |
| Callahan County Texas | 1 | $ 39,000 | $ 39,000 | $ 90,000 |
| Camp County Texas | 1 | $ 16,000 | $ 16,000 | $ 155,000 |
| Cherokee County Texas | 1 | $ 88,000 | $ 88,000 | $ 204,000 |
| Crockett County Texas | 1 | $ 10,000 | $ 10,000 | $ 47,000 |
| Crosby County Texas | 1 | $ 22,000 | $ 22,000 | $ 60,000 |
| Dawson County Texas | 1 | $ 16,000 | $ 16,000 | $ 149,000 |
| Eastland County Texas | 1 | $ 20,000 | $ 20,000 | $ 69,000 |
| Falls County Texas | 1 | $ 24,000 | $ 24,000 | $ 34,000 |
| Goliad County Texas | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Hamilton County Texas | 1 | $ 42,000 | $ 42,000 | $ 120,000 |
| Harrison County Texas | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Hartley County Texas | 1 | $ 62,000 | $ 62,000 | $ 176,000 |
| Houston County Texas | 1 | $ 37,000 | $ 37,000 | $ 90,000 |
| Jasper County Texas | 1 | $ 38,000 | $ 38,000 | $ 73,000 |
| Jeff Davis County Texas | 1 | $ 56,000 | $ 56,000 | $ 35,000 |
| Jim Hogg County Texas | 1 | $ 39,000 | $ 39,000 | $ 180,000 |
| Jim Wells County Texas | 1 | $ 34,000 | $ 34,000 | $ 46,000 |
| Jones County Texas | 1 | $ 14,000 | $ 14,000 | $ 46,000 |
| Kimble County Texas | 1 | $ 76,000 | $ 76,000 | $ 132,000 |
| La Salle County Texas | 1 | $ 16,000 | $ 16,000 | $ 95,000 |
| Lavaca County Texas | 1 | $ 100,000 | $ 100,000 | $ 155,000 |
| Limestone County Texas | 1 | $ 18,000 | $ 18,000 | $ 80,000 |
| Montague County Texas | 1 | $ 29,000 | $ 29,000 | $ 63,000 |
| Morris County Texas | 1 | $ 12,000 | $ 12,000 | $ 65,000 |
| Nolan County Texas | 1 | $ 31,000 | $ 31,000 | $ 84,000 |
| Ochiltree County Texas | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| Oldham County Texas | 1 | $ 97,000 | $ 97,000 | $ 49,000 |
| Panola County Texas | 1 | $ 36,000 | $ 36,000 | $ 72,000 |
| Pecos County Texas | 1 | $ 14,000 | $ 14,000 | $ 90,000 |
| Polk County Texas | 1 | $ 26,000 | $ 26,000 | $ 79,000 |
| Refugio County Texas | 1 | $ 36,000 | $ 36,000 | $ 160,000 |
| Robertson County Texas | 1 | $ 43,000 | $ 43,000 | $ 69,000 |
| Runnels County Texas | 1 | $ 50,000 | $ 50,000 | $ 136,000 |
| Shackelford County Texas | 1 | $ 17,000 | $ 17,000 | $ 81,000 |
| Uvalde County Texas | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Summit County Utah | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Prince William County Virginia | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Pierce County Washington | 1 | $ 378,000 | $ 378,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Teton County Wyoming | 1 | $ 740,000 | $ 740,000 | $ 292,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Encore Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,284 | $391,092,000 | $247,680 | $3,050,000 | $90,760 | $4,584,000 |
| Home Improvement | 3,613 | $124,002,000 | $42,545 | $250,000 | $43,636 | $1,227,000 |
| Refinancing | 1,738 | $130,238,000 | $294,842 | $4,873,000 | $24,315 | $1,575,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,568 | $423,866,000 | $101,833 | $4,873,000 | $108,250 | $4,584,000 |
| Hispanic | 1,305 | $46,005,000 | $71,000 | $882,000 | $92,142 | $565,000 |
| Not Provided | 1,058 | $61,565,000 | $48,777 | $3,050,000 | $194,222 | $2,040,000 |
| Not applicable | 734 | $79,941,000 | $337,416 | $1,657,000 | $0 | $0 |
| Asian | 472 | $15,454,000 | $34,833 | $710,000 | $84,000 | $912,000 |
| Black or African American | 377 | $14,936,000 | $47,166 | $650,000 | $94,500 | $465,000 |
| Native Hawaiian or Other Pacific Islander | 68 | $2,058,000 | $61,250 | $141,000 | $110,500 | $250,000 |
| American Indian or Alaskan Native | 53 | $1,507,000 | $29,500 | $70,000 | $89,500 | $480,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,611 | $642,453,000 | $257,933 | $4,873,000 | $76,533 | $4,584,000 |
| FHA-insured (Federal Housing Administration) | 24 | $2,879,000 | $119,000 | $255,000 | $41,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,853 | $334,020,000 | $119,750 | $4,873,000 | $118,916 | $2,040,000 |
| Application Denied By Financial Institution | 3,205 | $112,636,000 | $37,800 | $3,050,000 | $181,800 | $1,080,000 |
| Application Approved But Not Accepted | 2,609 | $89,140,000 | $45,000 | $484,000 | $109,000 | $4,584,000 |
| Loan Purchased By The Institution | 903 | $98,387,000 | $337,833 | $1,657,000 | $833 | $177,000 |
| Application Withdrawn By Applicant | 63 | $10,679,000 | $90,500 | $1,100,000 | $134,000 | $2,124,000 |
| File Closed For Incompleteness | 2 | $470,000 | $235,000 | $408,000 | $102,500 | $179,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,495 | $53,849,000 | $42,714 | $3,050,000 | $92,714 | $912,000 |
| Credit History | 862 | $28,269,000 | $37,000 | $230,000 | $211,750 | $1,080,000 |
| Debt-To-Income Ratio | 541 | $19,045,000 | $37,428 | $240,000 | $73,428 | $335,000 |
| Unverifiable Information | 201 | $6,303,000 | $36,800 | $127,000 | $77,200 | $270,000 |
| Employment History | 95 | $3,080,000 | $42,000 | $146,000 | $101,000 | $300,000 |
| Credit Application Incomplete | 5 | $1,063,000 | $164,500 | $672,000 | $104,500 | $300,000 |
| Collateral | 3 | $962,000 | $320,000 | $680,000 | $155,000 | $207,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $65,000 | $21,000 | $30,000 | $61,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.