Equity Resources Inc Mortgage Lending & HMDA Data, 2010

In 2010, Equity Resources Inc of Newark, OH reported 3,413 mortgage applications totaling $554.2 million, up 5% from 2009. The average application was for $162,384, and applicants reported an average income of $72,909. 39% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Columbus, OH (603), Cincinnati-Middletown, OH-KY-IN (502) and Pittsburgh, PA (423) (applications in parentheses).

Mortgage Company & Address Equity Resources Inc
Po Box 5177
Newark, OH 43055
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 3,413
Total Mortgage Loan Application Amount $554,217,000
Average Mortgage Loan Application Amount $162,384
Highest Mortgage Loan Application Amount $1,462,000
Average Applicant Income $72,909
Highest Applicant Income $900,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Resources Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity Resources Inc by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 277 $ 42,272,000 $ 152,606 $ 72,000
Allegheny, Pennsylvania 199 $ 25,975,000 $ 130,527 $ 76,000
Licking, Ohio 138 $ 19,431,000 $ 140,804 $ 63,000
Hamilton, Ohio 121 $ 19,000,000 $ 157,024 $ 71,000
Lucas, Ohio 113 $ 13,608,000 $ 120,424 $ 63,000
St. Mary's, Maryland 89 $ 22,036,000 $ 247,595 $ 97,000
Delaware, Ohio 86 $ 18,050,000 $ 209,883 $ 88,000
Butler, Ohio 82 $ 13,053,000 $ 159,182 $ 72,000
Washington, Pennsylvania 80 $ 11,130,000 $ 139,125 $ 71,000
Montgomery, Ohio 76 $ 8,935,000 $ 117,565 $ 49,000
Westmoreland, Pennsylvania 71 $ 8,774,000 $ 123,577 $ 56,000
Clermont, Ohio 68 $ 11,307,000 $ 166,279 $ 74,000
Warren, Ohio 66 $ 11,336,000 $ 171,757 $ 87,000
Boone, Kentucky 63 $ 9,350,000 $ 148,412 $ 73,000
Kenton, Kentucky 61 $ 7,074,000 $ 115,967 $ 50,000
Fairfield, Ohio 56 $ 8,623,000 $ 153,982 $ 74,000
Montgomery, Pennsylvania 54 $ 11,844,000 $ 219,333 $ 104,000
Calvert, Maryland 39 $ 9,302,000 $ 238,512 $ 74,000
Summit, Ohio 36 $ 5,526,000 $ 153,500 $ 74,000
Lancaster, Pennsylvania 36 $ 6,475,000 $ 179,861 $ 66,000
Clark, Ohio 35 $ 4,943,000 $ 141,228 $ 58,000
Knox, Ohio 34 $ 4,054,000 $ 119,235 $ 59,000
Bucks, Pennsylvania 33 $ 8,961,000 $ 271,545 $ 92,000
Anne Arundel, Maryland 32 $ 10,289,000 $ 321,531 $ 116,000
Chester, Pennsylvania 32 $ 8,148,000 $ 254,625 $ 93,000
Philadelphia, Pennsylvania 32 $ 4,533,000 $ 141,656 $ 68,000
York, Pennsylvania 31 $ 5,967,000 $ 192,483 $ 86,000
Montgomery, Maryland 28 $ 10,644,000 $ 380,142 $ 130,000
Prince George's, Maryland 28 $ 5,351,000 $ 191,107 $ 64,000
Butler, Pennsylvania 28 $ 5,284,000 $ 188,714 $ 97,000
Cuyahoga, Ohio 27 $ 3,666,000 $ 135,777 $ 63,000
Stark, Ohio 25 $ 2,931,000 $ 117,240 $ 62,000
Richland, Ohio 24 $ 2,314,000 $ 96,416 $ 45,000
Cambria, Pennsylvania 24 $ 2,157,000 $ 89,875 $ 50,000
Beaver, Pennsylvania 23 $ 3,196,000 $ 138,956 $ 77,000
Orange, Florida 21 $ 4,052,000 $ 192,952 $ 84,000
Wood, Ohio 20 $ 3,536,000 $ 176,800 $ 108,000
Greene, Ohio 19 $ 2,616,000 $ 137,684 $ 76,000
Campbell, Kentucky 18 $ 2,158,000 $ 119,888 $ 52,000
Frederick, Maryland 18 $ 6,710,000 $ 372,777 $ 139,000
Berks, Pennsylvania 18 $ 2,768,000 $ 153,777 $ 61,000
Fulton, Ohio 17 $ 2,191,000 $ 128,882 $ 57,000
Mahoning, Ohio 17 $ 2,237,000 $ 131,588 $ 66,000
Perry, Ohio 17 $ 2,186,000 $ 128,588 $ 50,000
Blair, Pennsylvania 17 $ 2,378,000 $ 139,882 $ 61,000
Dauphin, Pennsylvania 17 $ 2,327,000 $ 136,882 $ 59,000
Erie, Pennsylvania 17 $ 2,231,000 $ 131,235 $ 65,000
Champaign, Ohio 15 $ 1,724,000 $ 114,933 $ 49,000
Muskingum, Ohio 15 $ 1,650,000 $ 110,000 $ 50,000
Pickaway, Ohio 15 $ 2,529,000 $ 168,600 $ 67,000
Clinton, Ohio 14 $ 1,523,000 $ 108,785 $ 51,000
Fayette, Pennsylvania 14 $ 1,387,000 $ 99,071 $ 48,000
Lake, Ohio 13 $ 2,217,000 $ 170,538 $ 75,000
Madison, Ohio 13 $ 1,944,000 $ 149,538 $ 56,000
Adams, Pennsylvania 13 $ 2,131,000 $ 163,923 $ 54,000
Delaware, Pennsylvania 13 $ 3,276,000 $ 252,000 $ 122,000
Luzerne, Pennsylvania 13 $ 1,601,000 $ 123,153 $ 62,000
Schuylkill, Pennsylvania 13 $ 1,889,000 $ 145,307 $ 73,000
Lorain, Ohio 12 $ 1,829,000 $ 152,416 $ 62,000
Mercer, Pennsylvania 12 $ 1,316,000 $ 109,666 $ 68,000
Somerset, Pennsylvania 12 $ 1,360,000 $ 113,333 $ 49,000
District of Columbia, District Of Columbia 11 $ 3,246,000 $ 295,090 $ 104,000
Highland, Ohio 11 $ 1,009,000 $ 91,727 $ 50,000
Miami, Ohio 11 $ 1,743,000 $ 158,454 $ 53,000
Preble, Ohio 11 $ 1,250,000 $ 113,636 $ 47,000
Union, Ohio 11 $ 1,360,000 $ 123,636 $ 68,000
Northampton, Pennsylvania 11 $ 2,930,000 $ 266,363 $ 95,000
Marion, Indiana 10 $ 1,354,000 $ 135,400 $ 51,000
Grant, Kentucky 10 $ 1,500,000 $ 150,000 $ 73,000
Baltimore, Maryland 10 $ 2,020,000 $ 202,000 $ 73,000
Howard, Maryland 10 $ 3,451,000 $ 345,100 $ 158,000
Lawrence, Pennsylvania 10 $ 955,000 $ 95,500 $ 43,000
Lebanon, Pennsylvania 10 $ 1,831,000 $ 183,100 $ 69,000
Lehigh, Pennsylvania 10 $ 1,806,000 $ 180,600 $ 64,000
Owen, Kentucky 9 $ 1,071,000 $ 119,000 $ 40,000
Carroll, Maryland 9 $ 2,546,000 $ 282,888 $ 117,000
Centre, Pennsylvania 9 $ 1,300,000 $ 144,444 $ 77,000
Baltimore City, Maryland 8 $ 1,479,000 $ 184,875 $ 56,000
Harford, Maryland 8 $ 2,240,000 $ 280,000 $ 110,000
Worcester, Maryland 8 $ 1,978,000 $ 247,250 $ 122,000
Crawford, Ohio 8 $ 818,000 $ 102,250 $ 44,000
Portage, Ohio 8 $ 1,409,000 $ 176,125 $ 94,000
Armstrong, Pennsylvania 8 $ 968,000 $ 121,000 $ 75,000
Huntingdon, Pennsylvania 8 $ 888,000 $ 111,000 $ 66,000
Fairfax, Virginia 8 $ 3,794,000 $ 474,250 $ 204,000
Jefferson, Alabama 7 $ 1,635,000 $ 233,571 $ 91,000
Monroe, Michigan 7 $ 1,080,000 $ 154,285 $ 59,000
Coshocton, Ohio 7 $ 770,000 $ 110,000 $ 59,000
Darke, Ohio 7 $ 878,000 $ 125,428 $ 60,000
Hancock, Ohio 7 $ 784,000 $ 112,000 $ 59,000
Huron, Ohio 7 $ 1,206,000 $ 172,285 $ 57,000
Medina, Ohio 7 $ 1,127,000 $ 161,000 $ 87,000
Morrow, Ohio 7 $ 955,000 $ 136,428 $ 60,000
Ottawa, Ohio 7 $ 800,000 $ 114,285 $ 56,000
Wayne, Ohio 7 $ 1,074,000 $ 153,428 $ 64,000
Cumberland, Pennsylvania 7 $ 1,669,000 $ 238,428 $ 67,000
Franklin, Pennsylvania 7 $ 1,460,000 $ 208,571 $ 84,000
Greene, Pennsylvania 7 $ 414,000 $ 59,142 $ 37,000
Duval, Florida 6 $ 867,000 $ 144,500 $ 66,000
Dearborn, Indiana 6 $ 1,081,000 $ 180,166 $ 218,000
Wayne, Indiana 6 $ 797,000 $ 132,833 $ 66,000
Charles, Maryland 6 $ 1,944,000 $ 324,000 $ 84,000
Ashland, Ohio 6 $ 677,000 $ 112,833 $ 57,000
Defiance, Ohio 6 $ 845,000 $ 140,833 $ 68,000
Erie, Ohio 6 $ 717,000 $ 119,500 $ 79,000
Holmes, Ohio 6 $ 651,000 $ 108,500 $ 25,000
Lawrence, Ohio 6 $ 625,000 $ 104,166 $ 67,000
Shelby, Ohio 6 $ 707,000 $ 117,833 $ 45,000
Indiana, Pennsylvania 6 $ 347,000 $ 57,833 $ 61,000
Perry, Pennsylvania 6 $ 1,205,000 $ 200,833 $ 105,000
Prince William, Virginia 6 $ 1,339,000 $ 223,166 $ 59,000
Sussex, Delaware 5 $ 1,296,000 $ 259,200 $ 88,000
Volusia, Florida 5 $ 691,000 $ 138,200 $ 46,000
Mecklenburg, North Carolina 5 $ 750,000 $ 150,000 $ 58,000
Auglaize, Ohio 5 $ 634,000 $ 126,800 $ 80,000
Henry, Ohio 5 $ 571,000 $ 114,200 $ 63,000
Jefferson, Ohio 5 $ 424,000 $ 84,800 $ 49,000
Ross, Ohio 5 $ 917,000 $ 183,400 $ 148,000
Clearfield, Pennsylvania 5 $ 383,000 $ 76,600 $ 46,000
Monroe, Pennsylvania 5 $ 883,000 $ 176,600 $ 77,000
Greenville, South Carolina 5 $ 656,000 $ 131,200 $ 33,000
Hillsborough, Florida 4 $ 762,000 $ 190,500 $ 92,000
Trimble, Kentucky 4 $ 547,000 $ 136,750 $ 60,000
Warren, Kentucky 4 $ 883,000 $ 220,750 $ 74,000
Marion, Ohio 4 $ 856,000 $ 214,000 $ 142,000
Paulding, Ohio 4 $ 417,000 $ 104,250 $ 64,000
Sandusky, Ohio 4 $ 576,000 $ 144,000 $ 105,000
Scioto, Ohio 4 $ 499,000 $ 124,750 $ 69,000
Trumbull, Ohio 4 $ 453,000 $ 113,250 $ 43,000
Williams, Ohio 4 $ 677,000 $ 169,250 $ 59,000
Columbia, Pennsylvania 4 $ 532,000 $ 133,000 $ 82,000
Crawford, Pennsylvania 4 $ 604,000 $ 151,000 $ 60,000
Jefferson, Pennsylvania 4 $ 298,000 $ 74,500 $ 56,000
Lackawanna, Pennsylvania 4 $ 773,000 $ 193,250 $ 75,000
Northumberland, Pennsylvania 4 $ 594,000 $ 148,500 $ 101,000
Okaloosa, Florida 3 $ 1,764,000 $ 588,000 $ 272,000
Pasco, Florida 3 $ 668,000 $ 222,666 $ 70,000
Pinellas, Florida 3 $ 626,000 $ 208,666 $ 164,000
Polk, Florida 3 $ 820,000 $ 273,333 $ 55,000
Elkhart, Indiana 3 $ 314,000 $ 104,666 $ 84,000
Hamilton, Indiana 3 $ 619,000 $ 206,333 $ 106,000
Hancock, Indiana 3 $ 466,000 $ 155,333 $ 46,000
Howard, Indiana 3 $ 356,000 $ 118,666 $ 59,000
Union, Indiana 3 $ 204,000 $ 68,000 $ 27,000
Gallatin, Kentucky 3 $ 277,000 $ 92,333 $ 48,000
Jefferson, Kentucky 3 $ 298,000 $ 99,333 $ 97,000
Queen Anne's, Maryland 3 $ 523,000 $ 174,333 $ 148,000
Wicomico, Maryland 3 $ 610,000 $ 203,333 $ 84,000
Belmont, Ohio 3 $ 646,000 $ 215,333 $ 94,000
Brown, Ohio 3 $ 328,000 $ 109,333 $ 46,000
Gallia, Ohio 3 $ 252,000 $ 84,000 $ 56,000
Geauga, Ohio 3 $ 490,000 $ 163,333 $ 31,000
Guernsey, Ohio 3 $ 272,000 $ 90,666 $ 41,000
Hocking, Ohio 3 $ 319,000 $ 106,333 $ 40,000
Carbon, Pennsylvania 3 $ 495,000 $ 165,000 $ 88,000
Clinton, Pennsylvania 3 $ 314,000 $ 104,666 $ 43,000
Lycoming, Pennsylvania 3 $ 362,000 $ 120,666 $ 52,000
Mifflin, Pennsylvania 3 $ 363,000 $ 121,000 $ 52,000
Chesterfield, Virginia 3 $ 912,000 $ 304,000 $ 90,000
Henrico, Virginia 3 $ 445,000 $ 148,333 $ 50,000
Loudoun, Virginia 3 $ 1,537,000 $ 512,333 $ 132,000
Richmond City, Virginia 3 $ 451,000 $ 150,333 $ 72,000
Lee, Alabama 2 $ 385,000 $ 192,500 $ 65,000
Madison, Alabama 2 $ 319,000 $ 159,500 $ 38,000
Mobile, Alabama 2 $ 370,000 $ 185,000 $ 65,000
Montgomery, Alabama 2 $ 561,000 $ 280,500 $ 69,000
Bay, Florida 2 $ 453,000 $ 226,500 $ 74,000
Broward, Florida 2 $ 229,000 $ 114,500 $ 109,000
Miami-Dade, Florida 2 $ 307,000 $ 153,500 $ 36,000
Palm Beach, Florida 2 $ 478,000 $ 239,000 $ 116,000
Seminole, Florida 2 $ 308,000 $ 154,000 $ 41,000
St. Johns, Florida 2 $ 502,000 $ 251,000 $ 183,000
Chatham, Georgia 2 $ 155,000 $ 77,500 $ 48,000
Fulton, Georgia 2 $ 288,000 $ 144,000 $ 43,000
Madison, Georgia 2 $ 140,000 $ 70,000 $ 17,000
Spalding, Georgia 2 $ 153,000 $ 76,500 $ 47,000
Hendricks, Indiana 2 $ 251,000 $ 125,500 $ 49,000
Putnam, Indiana 2 $ 240,000 $ 120,000 $ 53,000
Boyd, Kentucky 2 $ 140,000 $ 70,000 $ 33,000
Scott, Kentucky 2 $ 515,000 $ 257,500 $ 86,000
Washington, Maryland 2 $ 573,000 $ 286,500 $ 83,000
Cabarrus, North Carolina 2 $ 347,000 $ 173,500 $ 42,000
Wake, North Carolina 2 $ 236,000 $ 118,000 $ 57,000
Carroll, Ohio 2 $ 142,000 $ 71,000 $ 54,000
Columbiana, Ohio 2 $ 303,000 $ 151,500 $ 43,000
Fayette, Ohio 2 $ 337,000 $ 168,500 $ 81,000
Harrison, Ohio 2 $ 227,000 $ 113,500 $ 40,000
Jackson, Ohio 2 $ 302,000 $ 151,000 $ 55,000
Mercer, Ohio 2 $ 224,000 $ 112,000 $ 67,000
Noble, Ohio 2 $ 316,000 $ 158,000 $ 56,000
Pike, Ohio 2 $ 145,000 $ 72,500 $ 68,000
Putnam, Ohio 2 $ 335,000 $ 167,500 $ 57,000
Tuscarawas, Ohio 2 $ 504,000 $ 252,000 $ 121,000
Van Wert, Ohio 2 $ 249,000 $ 124,500 $ 80,000
Washington, Ohio 2 $ 216,000 $ 108,000 $ 70,000
Wyandot, Ohio 2 $ 179,000 $ 89,500 $ 49,000
Bedford, Pennsylvania 2 $ 428,000 $ 214,000 $ 102,000
Bradford, Pennsylvania 2 $ 303,000 $ 151,500 $ 71,000
Clarion, Pennsylvania 2 $ 232,000 $ 116,000 $ 66,000
Pike, Pennsylvania 2 $ 341,000 $ 170,500 $ 144,000
Tioga, Pennsylvania 2 $ 344,000 $ 172,000 $ 65,000
Warren, Pennsylvania 2 $ 136,000 $ 68,000 $ 34,000
Wayne, Pennsylvania 2 $ 469,000 $ 234,500 $ 107,000
Wyoming, Pennsylvania 2 $ 248,000 $ 124,000 $ 20,000
Spartanburg, South Carolina 2 $ 253,000 $ 126,500 $ 68,000
Arlington, Virginia 2 $ 1,097,000 $ 548,500 $ 145,000
Virginia Beach, Virginia 2 $ 424,000 $ 212,000 $ 60,000
Baldwin, Alabama 1 $ 280,000 $ 280,000 $ 106,000
Bibb, Alabama 1 $ 82,000 $ 82,000 $ 37,000
Elmore, Alabama 1 $ 298,000 $ 298,000 $ 87,000
Escambia, Alabama 1 $ 75,000 $ 75,000 $ 120,000
Limestone, Alabama 1 $ 122,000 $ 122,000 $ 54,000
New Castle, Delaware 1 $ 271,000 $ 271,000 $ 128,000
Charlotte, Florida 1 $ 75,000 $ 75,000 $ 23,000
Collier, Florida 1 $ 224,000 $ 224,000 $ 60,000
Hernando, Florida 1 $ 88,000 $ 88,000 $ 43,000
Holmes, Florida 1 $ 240,000 $ 240,000 $ 82,000
Lake, Florida 1 $ 145,000 $ 145,000 $ 85,000
Lee, Florida 1 $ 148,000 $ 148,000 $ 49,000
Leon, Florida 1 $ 100,000 $ 100,000 $ 102,000
Nassau, Florida 1 $ 155,000 $ 155,000 $ 46,000
Putnam, Florida 1 $ 170,000 $ 170,000 $ 50,000
Santa Rosa, Florida 1 $ 116,000 $ 116,000 $ 49,000
Sumter, Florida 1 $ 323,000 $ 323,000 $ 95,000
Suwannee, Florida 1 $ 219,000 $ 219,000 $ 36,000
Walton, Florida 1 $ 227,000 $ 227,000 $ 69,000
Berrien, Georgia 1 $ 86,000 $ 86,000 $ 32,000
Catoosa, Georgia 1 $ 87,000 $ 87,000 $ 14,000
Clarke, Georgia 1 $ 113,000 $ 113,000 $ 34,000
Cook, Georgia 1 $ 81,000 $ 81,000 $ 42,000
DeKalb, Georgia 1 $ 132,000 $ 132,000 $ 60,000
Dougherty, Georgia 1 $ 210,000 $ 210,000 $ 49,000
Henry, Georgia 1 $ 207,000 $ 207,000 $ 114,000
Lee, Georgia 1 $ 261,000 $ 261,000 $ 149,000
Muscogee, Georgia 1 $ 75,000 $ 75,000 $ 19,000
Newton, Georgia 1 $ 104,000 $ 104,000 $ 49,000
Peach, Georgia 1 $ 78,000 $ 78,000 $ 50,000
Richmond, Georgia 1 $ 85,000 $ 85,000 $ 73,000
White, Georgia 1 $ 69,000 $ 69,000 $ 20,000
Adams, Indiana 1 $ 93,000 $ 93,000 $ 75,000
Boone, Indiana 1 $ 102,000 $ 102,000 $ 74,000
Clay, Indiana 1 $ 136,000 $ 136,000 $ 112,000
Delaware, Indiana 1 $ 96,000 $ 96,000 $ 35,000
Morgan, Indiana 1 $ 118,000 $ 118,000 $ 30,000
Tippecanoe, Indiana 1 $ 112,000 $ 112,000 $ 88,000
Carroll, Kentucky 1 $ 69,000 $ 69,000 $ 23,000
Carter, Kentucky 1 $ 68,000 $ 68,000 $ 25,000
Christian, Kentucky 1 $ 111,000 $ 111,000 $ 57,000
Franklin, Kentucky 1 $ 101,000 $ 101,000 $ 47,000
Madison, Kentucky 1 $ 96,000 $ 96,000 $ 57,000
Mason, Kentucky 1 $ 71,000 $ 71,000 $ 40,000
Pendleton, Kentucky 1 $ 119,000 $ 119,000 $ 44,000
Taylor, Kentucky 1 $ 70,000 $ 70,000 $ 30,000
Allegany, Maryland 1 $ 131,000 $ 131,000 $ 36,000
Garrett, Maryland 1 $ 238,000 $ 238,000 $ 98,000
Isabella, Michigan 1 $ 145,000 $ 145,000 $ 210,000
Midland, Michigan 1 $ 132,000 $ 132,000 $ 80,000
Cumberland, North Carolina 1 $ 57,000 $ 57,000 $ 45,000
Dare, North Carolina 1 $ 291,000 $ 291,000 $ 128,000
Davie, North Carolina 1 $ 149,000 $ 149,000 $ 53,000
Gaston, North Carolina 1 $ 152,000 $ 152,000 $ 49,000
Henderson, North Carolina 1 $ 204,000 $ 204,000 $ 78,000
Iredell, North Carolina 1 $ 282,000 $ 282,000 $ 96,000
Johnston, North Carolina 1 $ 162,000 $ 162,000 $ 115,000
Macon, North Carolina 1 $ 248,000 $ 248,000 $ 108,000
Nash, North Carolina 1 $ 138,000 $ 138,000 $ 33,000
Union, North Carolina 1 $ 250,000 $ 250,000 $ 80,000
Adams, Ohio 1 $ 224,000 $ 224,000 $ 92,000
Ashtabula, Ohio 1 $ 81,000 $ 81,000 $ 26,000
Athens, Ohio 1 $ 130,000 $ 130,000 $ 100,000
Hardin, Ohio 1 $ 94,000 $ 94,000 $ 31,000
Monroe, Ohio 1 $ 201,000 $ 201,000 $ 98,000
Seneca, Ohio 1 $ 53,000 $ 53,000 $ 31,000
Fulton, Pennsylvania 1 $ 270,000 $ 270,000 $ 67,000
Juniata, Pennsylvania 1 $ 55,000 $ 55,000 $ 40,000
Montour, Pennsylvania 1 $ 270,000 $ 270,000 $ 66,000
Union, Pennsylvania 1 $ 75,000 $ 75,000 $ 27,000
Venango, Pennsylvania 1 $ 133,000 $ 133,000 $ 71,000
Aiken, South Carolina 1 $ 86,000 $ 86,000 $ 53,000
Anderson, South Carolina 1 $ 107,000 $ 107,000 $ 42,000
Berkeley, South Carolina 1 $ 128,000 $ 128,000 $ 75,000
Charleston, South Carolina 1 $ 190,000 $ 190,000 $ 65,000
Chesterfield, South Carolina 1 $ 175,000 $ 175,000 $ 86,000
Horry, South Carolina 1 $ 67,000 $ 67,000 $ 13,000
Lexington, South Carolina 1 $ 112,000 $ 112,000 $ 32,000
Orangeburg, South Carolina 1 $ 100,000 $ 100,000 $ 36,000
York, South Carolina 1 $ 265,000 $ 265,000 $ 256,000
Amherst, Virginia 1 $ 100,000 $ 100,000 $ 38,000
Chesapeake, Virginia 1 $ 140,000 $ 140,000 $ 46,000
Clarke, Virginia 1 $ 103,000 $ 103,000 $ 15,000
Culpeper, Virginia 1 $ 195,000 $ 195,000 $ 61,000
Franklin, Virginia 1 $ 106,000 $ 106,000 $ 37,000
King George, Virginia 1 $ 186,000 $ 186,000 $ 83,000
Pittsylvania, Virginia 1 $ 93,000 $ 93,000 $ 68,000
Portsmouth, Virginia 1 $ 114,000 $ 114,000 $ 52,000
Pulaski, Virginia 1 $ 76,000 $ 76,000 $ 68,000
York, Virginia 1 $ 385,000 $ 385,000 $ 118,000

Mortgage Loan Application Detail Totals for Equity Resources Inc in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,454 $409,264,000 $166,000 $990,000 $76,000 $900,000
Home Purchase 959 $144,953,000 $151,000 $1,462,000 $65,000 $705,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,120 $505,205,000 $161,000 $1,462,000 $74,000 $900,000
Black or African American 170 $28,003,000 $164,000 $729,000 $65,000 $519,000
Not Provided 47 $6,536,000 $139,000 $370,000 $65,000 $227,000
Hispanic 42 $7,157,000 $170,000 $415,000 $68,000 $247,000
Asian 25 $5,516,000 $220,000 $566,000 $83,000 $211,000
American Indian or Alaskan Native 5 $1,042,000 $208,000 $360,000 $110,000 $202,000
Native Hawaiian or Other Pacific Islander 4 $758,000 $189,000 $516,000 $87,000 $264,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,676 $273,791,000 $163,000 $1,462,000 $79,000 $900,000
FHA-insured (Federal Housing Administration) 1,478 $237,077,000 $160,000 $729,000 $69,000 $384,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 157 $20,855,000 $132,000 $432,000 $48,000 $104,000
VA-guaranteed (Veterans Administration) 102 $22,494,000 $220,000 $522,000 $75,000 $218,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,316 $217,782,000 $165,000 $578,000 $74,000 $519,000
Application Denied By Financial Institution 1,134 $171,097,000 $150,000 $1,462,000 $65,000 $900,000
Application Approved But Not Accepted 885 $152,475,000 $172,000 $990,000 $81,000 $637,000
Application Withdrawn By Applicant 78 $12,863,000 $164,000 $582,000 $78,000 $390,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 9 $1,248,000 $138,000 $288,000 $62,000 $99,000
Other 5 $1,104,000 $220,000 $297,000 $65,000 $110,000
Credit History 5 $727,000 $145,000 $242,000 $49,000 $64,000
Debt-To-Income Ratio 3 $304,000 $101,000 $144,000 $35,000 $68,000
Employment History 3 $230,000 $76,000 $97,000 $25,000 $31,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Resources Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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