Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Equity Resources, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Resources, Inc. Po Box 5177 Newark, OH 43058 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,413 |
| Total Mortgage Loan Application Amount | $554,217,000 |
| Average Mortgage Loan Application Amount | $158,500 |
| Highest Mortgage Loan Application Amount | $1,462,000 |
| Average Applicant Income | $70,500 |
| Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 277 | $ 42,272,000 | $ 152,000 | $ 72,000 |
| Allegheny County Pennsylvania | 199 | $ 25,975,000 | $ 130,000 | $ 76,000 |
| Licking County Ohio | 138 | $ 19,431,000 | $ 140,000 | $ 63,000 |
| Hamilton County Ohio | 121 | $ 19,000,000 | $ 157,000 | $ 71,000 |
| Lucas County Ohio | 113 | $ 13,608,000 | $ 120,000 | $ 63,000 |
| St. Mary's County Maryland | 89 | $ 22,036,000 | $ 247,000 | $ 97,000 |
| Delaware County Ohio | 86 | $ 18,050,000 | $ 209,000 | $ 88,000 |
| Butler County Ohio | 82 | $ 13,053,000 | $ 159,000 | $ 72,000 |
| Washington County Pennsylvania | 80 | $ 11,130,000 | $ 139,000 | $ 71,000 |
| Montgomery County Ohio | 76 | $ 8,935,000 | $ 117,000 | $ 49,000 |
| Westmoreland County Pennsylvania | 71 | $ 8,774,000 | $ 123,000 | $ 56,000 |
| Clermont County Ohio | 68 | $ 11,307,000 | $ 166,000 | $ 74,000 |
| Warren County Ohio | 66 | $ 11,336,000 | $ 171,000 | $ 87,000 |
| Boone County Kentucky | 63 | $ 9,350,000 | $ 148,000 | $ 73,000 |
| Kenton County Kentucky | 61 | $ 7,074,000 | $ 115,000 | $ 50,000 |
| Fairfield County Ohio | 56 | $ 8,623,000 | $ 153,000 | $ 74,000 |
| Montgomery County Pennsylvania | 54 | $ 11,844,000 | $ 219,000 | $ 104,000 |
| Calvert County Maryland | 39 | $ 9,302,000 | $ 238,000 | $ 74,000 |
| Summit County Ohio | 36 | $ 5,526,000 | $ 153,000 | $ 74,000 |
| Lancaster County Pennsylvania | 36 | $ 6,475,000 | $ 179,000 | $ 66,000 |
| Clark County Ohio | 35 | $ 4,943,000 | $ 141,000 | $ 58,000 |
| Knox County Ohio | 34 | $ 4,054,000 | $ 119,000 | $ 59,000 |
| Bucks County Pennsylvania | 33 | $ 8,961,000 | $ 271,000 | $ 92,000 |
| Anne Arundel County Maryland | 32 | $ 10,289,000 | $ 321,000 | $ 116,000 |
| Chester County Pennsylvania | 32 | $ 8,148,000 | $ 254,000 | $ 93,000 |
| Philadelphia County Pennsylvania | 32 | $ 4,533,000 | $ 141,000 | $ 68,000 |
| York County Pennsylvania | 31 | $ 5,967,000 | $ 192,000 | $ 86,000 |
| Montgomery County Maryland | 28 | $ 10,644,000 | $ 380,000 | $ 130,000 |
| Prince George's County Maryland | 28 | $ 5,351,000 | $ 191,000 | $ 64,000 |
| Butler County Pennsylvania | 28 | $ 5,284,000 | $ 188,000 | $ 97,000 |
| Cuyahoga County Ohio | 27 | $ 3,666,000 | $ 135,000 | $ 63,000 |
| Stark County Ohio | 25 | $ 2,931,000 | $ 117,000 | $ 62,000 |
| Richland County Ohio | 24 | $ 2,314,000 | $ 96,000 | $ 45,000 |
| Cambria County Pennsylvania | 24 | $ 2,157,000 | $ 89,000 | $ 50,000 |
| Beaver County Pennsylvania | 23 | $ 3,196,000 | $ 138,000 | $ 77,000 |
| Orange County Florida | 21 | $ 4,052,000 | $ 192,000 | $ 84,000 |
| Wood County Ohio | 20 | $ 3,536,000 | $ 176,000 | $ 108,000 |
| Greene County Ohio | 19 | $ 2,616,000 | $ 137,000 | $ 76,000 |
| Campbell County Kentucky | 18 | $ 2,158,000 | $ 119,000 | $ 52,000 |
| Frederick County Maryland | 18 | $ 6,710,000 | $ 372,000 | $ 139,000 |
| Berks County Pennsylvania | 18 | $ 2,768,000 | $ 153,000 | $ 61,000 |
| Fulton County Ohio | 17 | $ 2,191,000 | $ 128,000 | $ 57,000 |
| Mahoning County Ohio | 17 | $ 2,237,000 | $ 131,000 | $ 66,000 |
| Perry County Ohio | 17 | $ 2,186,000 | $ 128,000 | $ 50,000 |
| Blair County Pennsylvania | 17 | $ 2,378,000 | $ 139,000 | $ 61,000 |
| Dauphin County Pennsylvania | 17 | $ 2,327,000 | $ 136,000 | $ 59,000 |
| Erie County Pennsylvania | 17 | $ 2,231,000 | $ 131,000 | $ 65,000 |
| Champaign County Ohio | 15 | $ 1,724,000 | $ 114,000 | $ 49,000 |
| Muskingum County Ohio | 15 | $ 1,650,000 | $ 110,000 | $ 50,000 |
| Pickaway County Ohio | 15 | $ 2,529,000 | $ 168,000 | $ 67,000 |
| Clinton County Ohio | 14 | $ 1,523,000 | $ 108,000 | $ 51,000 |
| Fayette County Pennsylvania | 14 | $ 1,387,000 | $ 99,000 | $ 48,000 |
| Lake County Ohio | 13 | $ 2,217,000 | $ 170,000 | $ 75,000 |
| Madison County Ohio | 13 | $ 1,944,000 | $ 149,000 | $ 56,000 |
| Adams County Pennsylvania | 13 | $ 2,131,000 | $ 163,000 | $ 54,000 |
| Delaware County Pennsylvania | 13 | $ 3,276,000 | $ 252,000 | $ 122,000 |
| Luzerne County Pennsylvania | 13 | $ 1,601,000 | $ 123,000 | $ 62,000 |
| Schuylkill County Pennsylvania | 13 | $ 1,889,000 | $ 145,000 | $ 73,000 |
| Lorain County Ohio | 12 | $ 1,829,000 | $ 152,000 | $ 62,000 |
| Mercer County Pennsylvania | 12 | $ 1,316,000 | $ 109,000 | $ 68,000 |
| Somerset County Pennsylvania | 12 | $ 1,360,000 | $ 113,000 | $ 49,000 |
| District of Columbia County District Of Columbia | 11 | $ 3,246,000 | $ 295,000 | $ 104,000 |
| Highland County Ohio | 11 | $ 1,009,000 | $ 91,000 | $ 50,000 |
| Miami County Ohio | 11 | $ 1,743,000 | $ 158,000 | $ 53,000 |
| Preble County Ohio | 11 | $ 1,250,000 | $ 113,000 | $ 47,000 |
| Union County Ohio | 11 | $ 1,360,000 | $ 123,000 | $ 68,000 |
| Northampton County Pennsylvania | 11 | $ 2,930,000 | $ 266,000 | $ 95,000 |
| Marion County Indiana | 10 | $ 1,354,000 | $ 135,000 | $ 51,000 |
| Grant County Kentucky | 10 | $ 1,500,000 | $ 150,000 | $ 73,000 |
| Baltimore County Maryland | 10 | $ 2,020,000 | $ 202,000 | $ 73,000 |
| Howard County Maryland | 10 | $ 3,451,000 | $ 345,000 | $ 158,000 |
| Lawrence County Pennsylvania | 10 | $ 955,000 | $ 95,000 | $ 43,000 |
| Lebanon County Pennsylvania | 10 | $ 1,831,000 | $ 183,000 | $ 69,000 |
| Lehigh County Pennsylvania | 10 | $ 1,806,000 | $ 180,000 | $ 64,000 |
| Owen County Kentucky | 9 | $ 1,071,000 | $ 119,000 | $ 40,000 |
| Carroll County Maryland | 9 | $ 2,546,000 | $ 282,000 | $ 117,000 |
| Centre County Pennsylvania | 9 | $ 1,300,000 | $ 144,000 | $ 77,000 |
| Baltimore City County Maryland | 8 | $ 1,479,000 | $ 184,000 | $ 56,000 |
| Harford County Maryland | 8 | $ 2,240,000 | $ 280,000 | $ 110,000 |
| Worcester County Maryland | 8 | $ 1,978,000 | $ 247,000 | $ 122,000 |
| Crawford County Ohio | 8 | $ 818,000 | $ 102,000 | $ 44,000 |
| Portage County Ohio | 8 | $ 1,409,000 | $ 176,000 | $ 94,000 |
| Armstrong County Pennsylvania | 8 | $ 968,000 | $ 121,000 | $ 75,000 |
| Huntingdon County Pennsylvania | 8 | $ 888,000 | $ 111,000 | $ 66,000 |
| Fairfax County Virginia | 8 | $ 3,794,000 | $ 474,000 | $ 204,000 |
| Jefferson County Alabama | 7 | $ 1,635,000 | $ 233,000 | $ 91,000 |
| Monroe County Michigan | 7 | $ 1,080,000 | $ 154,000 | $ 59,000 |
| Coshocton County Ohio | 7 | $ 770,000 | $ 110,000 | $ 59,000 |
| Darke County Ohio | 7 | $ 878,000 | $ 125,000 | $ 60,000 |
| Hancock County Ohio | 7 | $ 784,000 | $ 112,000 | $ 59,000 |
| Huron County Ohio | 7 | $ 1,206,000 | $ 172,000 | $ 57,000 |
| Medina County Ohio | 7 | $ 1,127,000 | $ 161,000 | $ 87,000 |
| Morrow County Ohio | 7 | $ 955,000 | $ 136,000 | $ 60,000 |
| Ottawa County Ohio | 7 | $ 800,000 | $ 114,000 | $ 56,000 |
| Wayne County Ohio | 7 | $ 1,074,000 | $ 153,000 | $ 64,000 |
| Cumberland County Pennsylvania | 7 | $ 1,669,000 | $ 238,000 | $ 67,000 |
| Franklin County Pennsylvania | 7 | $ 1,460,000 | $ 208,000 | $ 84,000 |
| Greene County Pennsylvania | 7 | $ 414,000 | $ 59,000 | $ 37,000 |
| Duval County Florida | 6 | $ 867,000 | $ 144,000 | $ 66,000 |
| Dearborn County Indiana | 6 | $ 1,081,000 | $ 180,000 | $ 218,000 |
| Wayne County Indiana | 6 | $ 797,000 | $ 132,000 | $ 66,000 |
| Charles County Maryland | 6 | $ 1,944,000 | $ 324,000 | $ 84,000 |
| Ashland County Ohio | 6 | $ 677,000 | $ 112,000 | $ 57,000 |
| Defiance County Ohio | 6 | $ 845,000 | $ 140,000 | $ 68,000 |
| Erie County Ohio | 6 | $ 717,000 | $ 119,000 | $ 79,000 |
| Holmes County Ohio | 6 | $ 651,000 | $ 108,000 | $ 25,000 |
| Lawrence County Ohio | 6 | $ 625,000 | $ 104,000 | $ 67,000 |
| Shelby County Ohio | 6 | $ 707,000 | $ 117,000 | $ 45,000 |
| Indiana County Pennsylvania | 6 | $ 347,000 | $ 57,000 | $ 61,000 |
| Perry County Pennsylvania | 6 | $ 1,205,000 | $ 200,000 | $ 105,000 |
| Prince William County Virginia | 6 | $ 1,339,000 | $ 223,000 | $ 59,000 |
| Sussex County Delaware | 5 | $ 1,296,000 | $ 259,000 | $ 88,000 |
| Volusia County Florida | 5 | $ 691,000 | $ 138,000 | $ 46,000 |
| Mecklenburg County North Carolina | 5 | $ 750,000 | $ 150,000 | $ 58,000 |
| Auglaize County Ohio | 5 | $ 634,000 | $ 126,000 | $ 80,000 |
| Henry County Ohio | 5 | $ 571,000 | $ 114,000 | $ 63,000 |
| Jefferson County Ohio | 5 | $ 424,000 | $ 84,000 | $ 49,000 |
| Ross County Ohio | 5 | $ 917,000 | $ 183,000 | $ 148,000 |
| Clearfield County Pennsylvania | 5 | $ 383,000 | $ 76,000 | $ 46,000 |
| Monroe County Pennsylvania | 5 | $ 883,000 | $ 176,000 | $ 77,000 |
| Greenville County South Carolina | 5 | $ 656,000 | $ 131,000 | $ 33,000 |
| Hillsborough County Florida | 4 | $ 762,000 | $ 190,000 | $ 92,000 |
| Trimble County Kentucky | 4 | $ 547,000 | $ 136,000 | $ 60,000 |
| Warren County Kentucky | 4 | $ 883,000 | $ 220,000 | $ 74,000 |
| Marion County Ohio | 4 | $ 856,000 | $ 214,000 | $ 142,000 |
| Paulding County Ohio | 4 | $ 417,000 | $ 104,000 | $ 64,000 |
| Sandusky County Ohio | 4 | $ 576,000 | $ 144,000 | $ 105,000 |
| Scioto County Ohio | 4 | $ 499,000 | $ 124,000 | $ 69,000 |
| Trumbull County Ohio | 4 | $ 453,000 | $ 113,000 | $ 43,000 |
| Williams County Ohio | 4 | $ 677,000 | $ 169,000 | $ 59,000 |
| Columbia County Pennsylvania | 4 | $ 532,000 | $ 133,000 | $ 82,000 |
| Crawford County Pennsylvania | 4 | $ 604,000 | $ 151,000 | $ 60,000 |
| Jefferson County Pennsylvania | 4 | $ 298,000 | $ 74,000 | $ 56,000 |
| Lackawanna County Pennsylvania | 4 | $ 773,000 | $ 193,000 | $ 75,000 |
| Northumberland County Pennsylvania | 4 | $ 594,000 | $ 148,000 | $ 101,000 |
| Okaloosa County Florida | 3 | $ 1,764,000 | $ 588,000 | $ 272,000 |
| Pasco County Florida | 3 | $ 668,000 | $ 222,000 | $ 70,000 |
| Pinellas County Florida | 3 | $ 626,000 | $ 208,000 | $ 164,000 |
| Polk County Florida | 3 | $ 820,000 | $ 273,000 | $ 55,000 |
| Elkhart County Indiana | 3 | $ 314,000 | $ 104,000 | $ 84,000 |
| Hamilton County Indiana | 3 | $ 619,000 | $ 206,000 | $ 106,000 |
| Hancock County Indiana | 3 | $ 466,000 | $ 155,000 | $ 46,000 |
| Howard County Indiana | 3 | $ 356,000 | $ 118,000 | $ 59,000 |
| Union County Indiana | 3 | $ 204,000 | $ 68,000 | $ 27,000 |
| Gallatin County Kentucky | 3 | $ 277,000 | $ 92,000 | $ 48,000 |
| Jefferson County Kentucky | 3 | $ 298,000 | $ 99,000 | $ 97,000 |
| Queen Anne's County Maryland | 3 | $ 523,000 | $ 174,000 | $ 148,000 |
| Wicomico County Maryland | 3 | $ 610,000 | $ 203,000 | $ 84,000 |
| Belmont County Ohio | 3 | $ 646,000 | $ 215,000 | $ 94,000 |
| Brown County Ohio | 3 | $ 328,000 | $ 109,000 | $ 46,000 |
| Gallia County Ohio | 3 | $ 252,000 | $ 84,000 | $ 56,000 |
| Geauga County Ohio | 3 | $ 490,000 | $ 163,000 | $ 31,000 |
| Guernsey County Ohio | 3 | $ 272,000 | $ 90,000 | $ 41,000 |
| Hocking County Ohio | 3 | $ 319,000 | $ 106,000 | $ 40,000 |
| Carbon County Pennsylvania | 3 | $ 495,000 | $ 165,000 | $ 88,000 |
| Clinton County Pennsylvania | 3 | $ 314,000 | $ 104,000 | $ 43,000 |
| Lycoming County Pennsylvania | 3 | $ 362,000 | $ 120,000 | $ 52,000 |
| Mifflin County Pennsylvania | 3 | $ 363,000 | $ 121,000 | $ 52,000 |
| Chesterfield County Virginia | 3 | $ 912,000 | $ 304,000 | $ 90,000 |
| Henrico County Virginia | 3 | $ 445,000 | $ 148,000 | $ 50,000 |
| Loudoun County Virginia | 3 | $ 1,537,000 | $ 512,000 | $ 132,000 |
| Richmond City County Virginia | 3 | $ 451,000 | $ 150,000 | $ 72,000 |
| Lee County Alabama | 2 | $ 385,000 | $ 192,000 | $ 65,000 |
| Madison County Alabama | 2 | $ 319,000 | $ 159,000 | $ 38,000 |
| Mobile County Alabama | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Montgomery County Alabama | 2 | $ 561,000 | $ 280,000 | $ 69,000 |
| Bay County Florida | 2 | $ 453,000 | $ 226,000 | $ 74,000 |
| Broward County Florida | 2 | $ 229,000 | $ 114,000 | $ 109,000 |
| Miami-Dade County Florida | 2 | $ 307,000 | $ 153,000 | $ 36,000 |
| Palm Beach County Florida | 2 | $ 478,000 | $ 239,000 | $ 116,000 |
| Seminole County Florida | 2 | $ 308,000 | $ 154,000 | $ 41,000 |
| St. Johns County Florida | 2 | $ 502,000 | $ 251,000 | $ 183,000 |
| Chatham County Georgia | 2 | $ 155,000 | $ 77,000 | $ 48,000 |
| Fulton County Georgia | 2 | $ 288,000 | $ 144,000 | $ 43,000 |
| Madison County Georgia | 2 | $ 140,000 | $ 70,000 | $ 17,000 |
| Spalding County Georgia | 2 | $ 153,000 | $ 76,000 | $ 47,000 |
| Hendricks County Indiana | 2 | $ 251,000 | $ 125,000 | $ 49,000 |
| Putnam County Indiana | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| Boyd County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 33,000 |
| Scott County Kentucky | 2 | $ 515,000 | $ 257,000 | $ 86,000 |
| Washington County Maryland | 2 | $ 573,000 | $ 286,000 | $ 83,000 |
| Cabarrus County North Carolina | 2 | $ 347,000 | $ 173,000 | $ 42,000 |
| Wake County North Carolina | 2 | $ 236,000 | $ 118,000 | $ 57,000 |
| Carroll County Ohio | 2 | $ 142,000 | $ 71,000 | $ 54,000 |
| Columbiana County Ohio | 2 | $ 303,000 | $ 151,000 | $ 43,000 |
| Fayette County Ohio | 2 | $ 337,000 | $ 168,000 | $ 81,000 |
| Harrison County Ohio | 2 | $ 227,000 | $ 113,000 | $ 40,000 |
| Jackson County Ohio | 2 | $ 302,000 | $ 151,000 | $ 55,000 |
| Mercer County Ohio | 2 | $ 224,000 | $ 112,000 | $ 67,000 |
| Noble County Ohio | 2 | $ 316,000 | $ 158,000 | $ 56,000 |
| Pike County Ohio | 2 | $ 145,000 | $ 72,000 | $ 68,000 |
| Putnam County Ohio | 2 | $ 335,000 | $ 167,000 | $ 57,000 |
| Tuscarawas County Ohio | 2 | $ 504,000 | $ 252,000 | $ 121,000 |
| Van Wert County Ohio | 2 | $ 249,000 | $ 124,000 | $ 80,000 |
| Washington County Ohio | 2 | $ 216,000 | $ 108,000 | $ 70,000 |
| Wyandot County Ohio | 2 | $ 179,000 | $ 89,000 | $ 49,000 |
| Bedford County Pennsylvania | 2 | $ 428,000 | $ 214,000 | $ 102,000 |
| Bradford County Pennsylvania | 2 | $ 303,000 | $ 151,000 | $ 71,000 |
| Clarion County Pennsylvania | 2 | $ 232,000 | $ 116,000 | $ 66,000 |
| Pike County Pennsylvania | 2 | $ 341,000 | $ 170,000 | $ 144,000 |
| Tioga County Pennsylvania | 2 | $ 344,000 | $ 172,000 | $ 65,000 |
| Warren County Pennsylvania | 2 | $ 136,000 | $ 68,000 | $ 34,000 |
| Wayne County Pennsylvania | 2 | $ 469,000 | $ 234,000 | $ 107,000 |
| Wyoming County Pennsylvania | 2 | $ 248,000 | $ 124,000 | $ 20,000 |
| Spartanburg County South Carolina | 2 | $ 253,000 | $ 126,000 | $ 68,000 |
| Arlington County Virginia | 2 | $ 1,097,000 | $ 548,000 | $ 145,000 |
| Virginia Beach County Virginia | 2 | $ 424,000 | $ 212,000 | $ 60,000 |
| Baldwin County Alabama | 1 | $ 280,000 | $ 280,000 | $ 106,000 |
| Bibb County Alabama | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Elmore County Alabama | 1 | $ 298,000 | $ 298,000 | $ 87,000 |
| Escambia County Alabama | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Limestone County Alabama | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| New Castle County Delaware | 1 | $ 271,000 | $ 271,000 | $ 128,000 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Collier County Florida | 1 | $ 224,000 | $ 224,000 | $ 60,000 |
| Hernando County Florida | 1 | $ 88,000 | $ 88,000 | $ 43,000 |
| Holmes County Florida | 1 | $ 240,000 | $ 240,000 | $ 82,000 |
| Lake County Florida | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Lee County Florida | 1 | $ 148,000 | $ 148,000 | $ 49,000 |
| Leon County Florida | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Nassau County Florida | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Putnam County Florida | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Santa Rosa County Florida | 1 | $ 116,000 | $ 116,000 | $ 49,000 |
| Sumter County Florida | 1 | $ 323,000 | $ 323,000 | $ 95,000 |
| Suwannee County Florida | 1 | $ 219,000 | $ 219,000 | $ 36,000 |
| Walton County Florida | 1 | $ 227,000 | $ 227,000 | $ 69,000 |
| Berrien County Georgia | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Catoosa County Georgia | 1 | $ 87,000 | $ 87,000 | $ 14,000 |
| Clarke County Georgia | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Cook County Georgia | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| DeKalb County Georgia | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Dougherty County Georgia | 1 | $ 210,000 | $ 210,000 | $ 49,000 |
| Henry County Georgia | 1 | $ 207,000 | $ 207,000 | $ 114,000 |
| Lee County Georgia | 1 | $ 261,000 | $ 261,000 | $ 149,000 |
| Muscogee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Newton County Georgia | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| Peach County Georgia | 1 | $ 78,000 | $ 78,000 | $ 50,000 |
| Richmond County Georgia | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| White County Georgia | 1 | $ 69,000 | $ 69,000 | $ 20,000 |
| Adams County Indiana | 1 | $ 93,000 | $ 93,000 | $ 75,000 |
| Boone County Indiana | 1 | $ 102,000 | $ 102,000 | $ 74,000 |
| Clay County Indiana | 1 | $ 136,000 | $ 136,000 | $ 112,000 |
| Delaware County Indiana | 1 | $ 96,000 | $ 96,000 | $ 35,000 |
| Morgan County Indiana | 1 | $ 118,000 | $ 118,000 | $ 30,000 |
| Tippecanoe County Indiana | 1 | $ 112,000 | $ 112,000 | $ 88,000 |
| Carroll County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
| Carter County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 25,000 |
| Christian County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 57,000 |
| Franklin County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 47,000 |
| Madison County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Mason County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 40,000 |
| Pendleton County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 44,000 |
| Taylor County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Allegany County Maryland | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Garrett County Maryland | 1 | $ 238,000 | $ 238,000 | $ 98,000 |
| Isabella County Michigan | 1 | $ 145,000 | $ 145,000 | $ 210,000 |
| Midland County Michigan | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| Cumberland County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Dare County North Carolina | 1 | $ 291,000 | $ 291,000 | $ 128,000 |
| Davie County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Gaston County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Henderson County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 78,000 |
| Iredell County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 96,000 |
| Johnston County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 115,000 |
| Macon County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 108,000 |
| Nash County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 33,000 |
| Union County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Adams County Ohio | 1 | $ 224,000 | $ 224,000 | $ 92,000 |
| Ashtabula County Ohio | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Athens County Ohio | 1 | $ 130,000 | $ 130,000 | $ 100,000 |
| Hardin County Ohio | 1 | $ 94,000 | $ 94,000 | $ 31,000 |
| Monroe County Ohio | 1 | $ 201,000 | $ 201,000 | $ 98,000 |
| Seneca County Ohio | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Fulton County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 67,000 |
| Juniata County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Montour County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 66,000 |
| Union County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Venango County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
| Aiken County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 53,000 |
| Anderson County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 42,000 |
| Berkeley County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Charleston County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 65,000 |
| Chesterfield County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Horry County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 13,000 |
| Lexington County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Orangeburg County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| York County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 256,000 |
| Amherst County Virginia | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Chesapeake County Virginia | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Clarke County Virginia | 1 | $ 103,000 | $ 103,000 | $ 15,000 |
| Culpeper County Virginia | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Franklin County Virginia | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
| King George County Virginia | 1 | $ 186,000 | $ 186,000 | $ 83,000 |
| Pittsylvania County Virginia | 1 | $ 93,000 | $ 93,000 | $ 68,000 |
| Portsmouth County Virginia | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Pulaski County Virginia | 1 | $ 76,000 | $ 76,000 | $ 68,000 |
| York County Virginia | 1 | $ 385,000 | $ 385,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,454 | $409,264,000 | $166,000 | $990,000 | $76,000 | $900,000 |
| Home Purchase | 959 | $144,953,000 | $151,000 | $1,462,000 | $65,000 | $705,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,120 | $505,205,000 | $161,000 | $1,462,000 | $74,000 | $900,000 |
| Black or African American | 170 | $28,003,000 | $164,000 | $729,000 | $65,000 | $519,000 |
| Not Provided | 47 | $6,536,000 | $139,000 | $370,000 | $65,000 | $227,000 |
| Hispanic | 42 | $7,157,000 | $170,000 | $415,000 | $68,000 | $247,000 |
| Asian | 25 | $5,516,000 | $220,000 | $566,000 | $83,000 | $211,000 |
| American Indian or Alaskan Native | 5 | $1,042,000 | $208,000 | $360,000 | $110,000 | $202,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $758,000 | $189,000 | $516,000 | $87,000 | $264,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,676 | $273,791,000 | $163,000 | $1,462,000 | $79,000 | $900,000 |
| FHA-insured (Federal Housing Administration) | 1,478 | $237,077,000 | $160,000 | $729,000 | $69,000 | $384,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 157 | $20,855,000 | $132,000 | $432,000 | $48,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 102 | $22,494,000 | $220,000 | $522,000 | $75,000 | $218,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,316 | $217,782,000 | $165,000 | $578,000 | $74,000 | $519,000 |
| Application Denied By Financial Institution | 1,134 | $171,097,000 | $150,000 | $1,462,000 | $65,000 | $900,000 |
| Application Approved But Not Accepted | 885 | $152,475,000 | $172,000 | $990,000 | $81,000 | $637,000 |
| Application Withdrawn By Applicant | 78 | $12,863,000 | $164,000 | $582,000 | $78,000 | $390,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 9 | $1,248,000 | $138,000 | $288,000 | $62,000 | $99,000 |
| Other | 5 | $1,104,000 | $220,000 | $297,000 | $65,000 | $110,000 |
| Credit History | 5 | $727,000 | $145,000 | $242,000 | $49,000 | $64,000 |
| Debt-To-Income Ratio | 3 | $304,000 | $101,000 | $144,000 | $35,000 | $68,000 |
| Employment History | 3 | $230,000 | $76,000 | $97,000 | $25,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.