Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Equity Resources, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Resources, Inc. Po Box 5177 Newark, OH 43058 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,690 |
| Total Mortgage Loan Application Amount | $2,002,520,000 |
| Average Mortgage Loan Application Amount | $209,333 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $4,979,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 788 | $ 149,030,000 | $ 189,000 | $ 94,000 |
| Wake County North Carolina | 757 | $ 200,225,000 | $ 264,000 | $ 113,000 |
| Franklin County Ohio | 487 | $ 94,075,000 | $ 193,000 | $ 91,000 |
| Lucas County Ohio | 424 | $ 57,710,000 | $ 136,000 | $ 68,000 |
| Delaware County Ohio | 354 | $ 100,520,000 | $ 283,000 | $ 130,000 |
| Licking County Ohio | 324 | $ 52,270,000 | $ 161,000 | $ 69,000 |
| Washington County Pennsylvania | 291 | $ 54,185,000 | $ 186,000 | $ 91,000 |
| Beaver County Pennsylvania | 275 | $ 41,515,000 | $ 150,000 | $ 74,000 |
| Johnston County North Carolina | 232 | $ 49,940,000 | $ 215,000 | $ 82,000 |
| Guilford County North Carolina | 230 | $ 42,080,000 | $ 182,000 | $ 85,000 |
| Hamilton County Ohio | 210 | $ 30,010,000 | $ 142,000 | $ 63,000 |
| Fairfield County Ohio | 155 | $ 32,205,000 | $ 207,000 | $ 120,000 |
| New Haven County Connecticut | 150 | $ 32,770,000 | $ 218,000 | $ 94,000 |
| Westmoreland County Pennsylvania | 140 | $ 21,790,000 | $ 155,000 | $ 77,000 |
| Wood County Ohio | 136 | $ 24,310,000 | $ 178,000 | $ 83,000 |
| Baltimore County Maryland | 129 | $ 31,325,000 | $ 242,000 | $ 84,000 |
| Prince George's County Maryland | 124 | $ 35,280,000 | $ 284,000 | $ 91,000 |
| Montgomery County Maryland | 121 | $ 42,075,000 | $ 347,000 | $ 117,000 |
| Blair County Pennsylvania | 113 | $ 15,295,000 | $ 135,000 | $ 72,000 |
| St. Mary's County Maryland | 110 | $ 31,130,000 | $ 283,000 | $ 105,000 |
| New Hanover County North Carolina | 106 | $ 25,590,000 | $ 241,000 | $ 101,000 |
| Monroe County Michigan | 98 | $ 17,040,000 | $ 173,000 | $ 81,000 |
| Montgomery County Ohio | 98 | $ 11,360,000 | $ 115,000 | $ 65,000 |
| Harnett County North Carolina | 91 | $ 16,075,000 | $ 176,000 | $ 70,000 |
| Brunswick County North Carolina | 89 | $ 19,475,000 | $ 218,000 | $ 98,000 |
| Butler County Pennsylvania | 87 | $ 21,485,000 | $ 246,000 | $ 109,000 |
| Clermont County Ohio | 85 | $ 15,465,000 | $ 181,000 | $ 81,000 |
| Horry County South Carolina | 84 | $ 13,920,000 | $ 165,000 | $ 64,000 |
| Hillsborough County Florida | 83 | $ 17,455,000 | $ 210,000 | $ 79,000 |
| Durham County North Carolina | 80 | $ 17,820,000 | $ 222,000 | $ 100,000 |
| Mercer County Pennsylvania | 75 | $ 10,595,000 | $ 141,000 | $ 70,000 |
| Butler County Ohio | 70 | $ 12,980,000 | $ 185,000 | $ 76,000 |
| Plymouth County Massachusetts | 69 | $ 23,025,000 | $ 333,000 | $ 80,000 |
| Warren County Ohio | 67 | $ 13,615,000 | $ 203,000 | $ 94,000 |
| Erie County Pennsylvania | 67 | $ 8,275,000 | $ 123,000 | $ 71,000 |
| Forsyth County North Carolina | 65 | $ 11,195,000 | $ 172,000 | $ 75,000 |
| Harford County Maryland | 60 | $ 14,810,000 | $ 246,000 | $ 105,000 |
| Lawrence County Pennsylvania | 57 | $ 6,675,000 | $ 117,000 | $ 60,000 |
| Union County Ohio | 56 | $ 17,750,000 | $ 316,000 | $ 142,000 |
| Anne Arundel County Maryland | 54 | $ 16,750,000 | $ 310,000 | $ 124,000 |
| Fairfield County Connecticut | 52 | $ 15,300,000 | $ 294,000 | $ 121,000 |
| Bristol County Massachusetts | 52 | $ 16,180,000 | $ 311,000 | $ 85,000 |
| Fayette County Pennsylvania | 49 | $ 6,435,000 | $ 131,000 | $ 65,000 |
| Knox County Ohio | 47 | $ 7,645,000 | $ 162,000 | $ 69,000 |
| Beaufort County South Carolina | 47 | $ 10,885,000 | $ 231,000 | $ 115,000 |
| Mecklenburg County North Carolina | 46 | $ 12,130,000 | $ 263,000 | $ 137,000 |
| Baltimore City County Maryland | 45 | $ 8,945,000 | $ 198,000 | $ 112,000 |
| Calvert County Maryland | 45 | $ 11,745,000 | $ 261,000 | $ 113,000 |
| Fulton County Ohio | 45 | $ 6,425,000 | $ 142,000 | $ 75,000 |
| Howard County Maryland | 43 | $ 14,155,000 | $ 329,000 | $ 148,000 |
| Pinellas County Florida | 41 | $ 8,155,000 | $ 198,000 | $ 87,000 |
| Franklin County North Carolina | 41 | $ 9,295,000 | $ 226,000 | $ 77,000 |
| Miami County Ohio | 38 | $ 4,750,000 | $ 125,000 | $ 65,000 |
| Moore County North Carolina | 36 | $ 9,950,000 | $ 276,000 | $ 95,000 |
| Manatee County Florida | 35 | $ 6,265,000 | $ 179,000 | $ 88,000 |
| Frederick County Maryland | 34 | $ 9,040,000 | $ 265,000 | $ 83,000 |
| Perry County Ohio | 34 | $ 4,850,000 | $ 142,000 | $ 73,000 |
| Sarasota County Florida | 33 | $ 6,285,000 | $ 190,000 | $ 103,000 |
| Chatham County North Carolina | 33 | $ 12,615,000 | $ 382,000 | $ 123,000 |
| Berkeley County South Carolina | 33 | $ 6,545,000 | $ 198,000 | $ 65,000 |
| Carroll County Maryland | 32 | $ 9,690,000 | $ 302,000 | $ 119,000 |
| Polk County Florida | 31 | $ 6,345,000 | $ 204,000 | $ 95,000 |
| Carteret County North Carolina | 31 | $ 7,995,000 | $ 257,000 | $ 97,000 |
| Barnstable County Massachusetts | 30 | $ 9,800,000 | $ 326,000 | $ 99,000 |
| Rockingham County North Carolina | 28 | $ 4,550,000 | $ 162,000 | $ 65,000 |
| Muskingum County Ohio | 28 | $ 3,690,000 | $ 131,000 | $ 57,000 |
| Norfolk County Massachusetts | 27 | $ 10,505,000 | $ 389,000 | $ 130,000 |
| Greene County Pennsylvania | 27 | $ 3,375,000 | $ 125,000 | $ 66,000 |
| District of Columbia County District Of Columbia | 26 | $ 11,420,000 | $ 439,000 | $ 161,000 |
| Middlesex County Massachusetts | 26 | $ 10,280,000 | $ 395,000 | $ 162,000 |
| Richland County Ohio | 26 | $ 3,000,000 | $ 115,000 | $ 63,000 |
| Osceola County Florida | 25 | $ 5,425,000 | $ 217,000 | $ 76,000 |
| Alamance County North Carolina | 25 | $ 4,095,000 | $ 163,000 | $ 54,000 |
| Orange County North Carolina | 25 | $ 6,895,000 | $ 275,000 | $ 91,000 |
| Morrow County Ohio | 24 | $ 4,290,000 | $ 178,000 | $ 69,000 |
| Pasco County Florida | 23 | $ 4,655,000 | $ 202,000 | $ 73,000 |
| Hartford County Connecticut | 22 | $ 4,780,000 | $ 217,000 | $ 113,000 |
| Davidson County North Carolina | 22 | $ 3,800,000 | $ 172,000 | $ 67,000 |
| Gaston County North Carolina | 22 | $ 4,990,000 | $ 226,000 | $ 96,000 |
| Onslow County North Carolina | 22 | $ 4,200,000 | $ 190,000 | $ 78,000 |
| Marion County Ohio | 22 | $ 2,730,000 | $ 124,000 | $ 50,000 |
| Armstrong County Pennsylvania | 22 | $ 3,140,000 | $ 142,000 | $ 56,000 |
| Pender County North Carolina | 21 | $ 3,875,000 | $ 184,000 | $ 91,000 |
| Randolph County North Carolina | 21 | $ 3,525,000 | $ 167,000 | $ 78,000 |
| Greene County Ohio | 21 | $ 3,755,000 | $ 178,000 | $ 98,000 |
| Litchfield County Connecticut | 20 | $ 3,600,000 | $ 180,000 | $ 92,000 |
| Worcester County Massachusetts | 20 | $ 7,510,000 | $ 375,000 | $ 107,000 |
| Granville County North Carolina | 20 | $ 4,550,000 | $ 227,000 | $ 80,000 |
| Watauga County North Carolina | 20 | $ 4,300,000 | $ 215,000 | $ 106,000 |
| Duval County Florida | 19 | $ 3,945,000 | $ 207,000 | $ 70,000 |
| Lee County North Carolina | 19 | $ 3,275,000 | $ 172,000 | $ 60,000 |
| Cambria County Pennsylvania | 19 | $ 2,015,000 | $ 106,000 | $ 56,000 |
| Clinton County Ohio | 18 | $ 2,430,000 | $ 135,000 | $ 61,000 |
| Pickaway County Ohio | 18 | $ 2,790,000 | $ 155,000 | $ 78,000 |
| Middlesex County Connecticut | 17 | $ 4,325,000 | $ 254,000 | $ 107,000 |
| Charles County Maryland | 17 | $ 4,605,000 | $ 270,000 | $ 89,000 |
| Suffolk County Massachusetts | 17 | $ 8,385,000 | $ 493,000 | $ 106,000 |
| Cumberland County North Carolina | 17 | $ 2,525,000 | $ 148,000 | $ 71,000 |
| Brown County Ohio | 17 | $ 2,595,000 | $ 152,000 | $ 72,000 |
| Cecil County Maryland | 16 | $ 3,590,000 | $ 224,000 | $ 77,000 |
| Lenawee County Michigan | 16 | $ 2,790,000 | $ 174,000 | $ 89,000 |
| Dorchester County South Carolina | 16 | $ 3,530,000 | $ 220,000 | $ 65,000 |
| Cabarrus County North Carolina | 15 | $ 2,705,000 | $ 180,000 | $ 84,000 |
| Orange County Florida | 14 | $ 4,690,000 | $ 335,000 | $ 125,000 |
| Nash County North Carolina | 14 | $ 2,840,000 | $ 202,000 | $ 80,000 |
| Cuyahoga County Ohio | 14 | $ 1,220,000 | $ 87,000 | $ 99,000 |
| York County Pennsylvania | 14 | $ 2,190,000 | $ 156,000 | $ 80,000 |
| Crawford County Ohio | 13 | $ 1,125,000 | $ 86,000 | $ 52,000 |
| Ottawa County Ohio | 13 | $ 2,015,000 | $ 155,000 | $ 79,000 |
| Trumbull County Ohio | 13 | $ 1,535,000 | $ 118,000 | $ 55,000 |
| Craven County North Carolina | 12 | $ 1,860,000 | $ 155,000 | $ 45,000 |
| Highland County Ohio | 12 | $ 1,680,000 | $ 140,000 | $ 54,000 |
| Scioto County Ohio | 12 | $ 2,040,000 | $ 170,000 | $ 172,000 |
| Marion County Florida | 11 | $ 1,665,000 | $ 151,000 | $ 74,000 |
| Wayne County North Carolina | 11 | $ 1,905,000 | $ 173,000 | $ 79,000 |
| Crawford County Pennsylvania | 11 | $ 1,245,000 | $ 113,000 | $ 70,000 |
| Cumberland County Pennsylvania | 11 | $ 2,165,000 | $ 196,000 | $ 92,000 |
| Providence County Rhode Island | 11 | $ 2,415,000 | $ 219,000 | $ 71,000 |
| Charleston County South Carolina | 11 | $ 2,415,000 | $ 219,000 | $ 67,000 |
| Fairfax County Virginia | 11 | $ 5,745,000 | $ 522,000 | $ 122,000 |
| Clay County Florida | 10 | $ 2,160,000 | $ 216,000 | $ 64,000 |
| Pitt County North Carolina | 10 | $ 2,030,000 | $ 203,000 | $ 82,000 |
| Belmont County Ohio | 10 | $ 1,070,000 | $ 107,000 | $ 45,000 |
| Clark County Ohio | 10 | $ 1,590,000 | $ 159,000 | $ 75,000 |
| New London County Connecticut | 9 | $ 2,545,000 | $ 282,000 | $ 124,000 |
| Union County North Carolina | 9 | $ 1,805,000 | $ 200,000 | $ 66,000 |
| Henry County Ohio | 9 | $ 1,455,000 | $ 161,000 | $ 75,000 |
| Adams County Pennsylvania | 9 | $ 1,565,000 | $ 173,000 | $ 87,000 |
| Bedford County Pennsylvania | 9 | $ 1,535,000 | $ 170,000 | $ 85,000 |
| Lee County Florida | 8 | $ 1,530,000 | $ 191,000 | $ 107,000 |
| Washington County Maryland | 8 | $ 1,300,000 | $ 162,000 | $ 50,000 |
| Worcester County Maryland | 8 | $ 1,530,000 | $ 191,000 | $ 263,000 |
| Lenoir County North Carolina | 8 | $ 1,360,000 | $ 170,000 | $ 86,000 |
| Hancock County Ohio | 8 | $ 1,790,000 | $ 223,000 | $ 99,000 |
| Madison County Ohio | 8 | $ 2,230,000 | $ 278,000 | $ 107,000 |
| Lancaster County Pennsylvania | 8 | $ 1,760,000 | $ 220,000 | $ 89,000 |
| Jackson County Michigan | 7 | $ 885,000 | $ 126,000 | $ 54,000 |
| Iredell County North Carolina | 7 | $ 1,585,000 | $ 226,000 | $ 63,000 |
| Stokes County North Carolina | 7 | $ 1,045,000 | $ 149,000 | $ 58,000 |
| Mahoning County Ohio | 7 | $ 1,025,000 | $ 146,000 | $ 79,000 |
| Sandusky County Ohio | 7 | $ 755,000 | $ 107,000 | $ 48,000 |
| York County South Carolina | 7 | $ 1,565,000 | $ 223,000 | $ 53,000 |
| Charlotte County Florida | 6 | $ 1,220,000 | $ 203,000 | $ 81,000 |
| Okeechobee County Florida | 6 | $ 970,000 | $ 161,000 | $ 78,000 |
| Volusia County Florida | 6 | $ 1,570,000 | $ 261,000 | $ 97,000 |
| Buncombe County North Carolina | 6 | $ 1,260,000 | $ 210,000 | $ 100,000 |
| Sampson County North Carolina | 6 | $ 1,010,000 | $ 168,000 | $ 69,000 |
| Wilson County North Carolina | 6 | $ 760,000 | $ 126,000 | $ 47,000 |
| Champaign County Ohio | 6 | $ 1,130,000 | $ 188,000 | $ 67,000 |
| Huntingdon County Pennsylvania | 6 | $ 920,000 | $ 153,000 | $ 69,000 |
| Georgetown County South Carolina | 6 | $ 1,310,000 | $ 218,000 | $ 89,000 |
| Broward County Florida | 5 | $ 1,035,000 | $ 207,000 | $ 79,000 |
| Collier County Florida | 5 | $ 855,000 | $ 171,000 | $ 135,000 |
| Palm Beach County Florida | 5 | $ 1,355,000 | $ 271,000 | $ 266,000 |
| Seminole County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 93,000 |
| St. Johns County Florida | 5 | $ 1,415,000 | $ 283,000 | $ 89,000 |
| Kenton County Kentucky | 5 | $ 915,000 | $ 183,000 | $ 114,000 |
| Wayne County Michigan | 5 | $ 915,000 | $ 183,000 | $ 92,000 |
| Ashe County North Carolina | 5 | $ 955,000 | $ 191,000 | $ 91,000 |
| Dare County North Carolina | 5 | $ 1,065,000 | $ 213,000 | $ 82,000 |
| Adams County Ohio | 5 | $ 615,000 | $ 123,000 | $ 42,000 |
| Ashland County Ohio | 5 | $ 585,000 | $ 117,000 | $ 57,000 |
| Columbiana County Ohio | 5 | $ 835,000 | $ 167,000 | $ 80,000 |
| Logan County Ohio | 5 | $ 1,045,000 | $ 209,000 | $ 95,000 |
| Preble County Ohio | 5 | $ 645,000 | $ 129,000 | $ 106,000 |
| Summit County Ohio | 5 | $ 1,055,000 | $ 211,000 | $ 135,000 |
| Dauphin County Pennsylvania | 5 | $ 825,000 | $ 165,000 | $ 86,000 |
| Montgomery County Pennsylvania | 5 | $ 1,405,000 | $ 281,000 | $ 99,000 |
| Somerset County Pennsylvania | 5 | $ 485,000 | $ 97,000 | $ 114,000 |
| Loudoun County Virginia | 5 | $ 2,255,000 | $ 451,000 | $ 182,000 |
| Boone County Kentucky | 4 | $ 800,000 | $ 200,000 | $ 53,000 |
| Dorchester County Maryland | 4 | $ 1,100,000 | $ 275,000 | $ 145,000 |
| Essex County Massachusetts | 4 | $ 1,680,000 | $ 420,000 | $ 253,000 |
| Hillsdale County Michigan | 4 | $ 350,000 | $ 87,000 | $ 57,000 |
| Catawba County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 76,000 |
| Edgecombe County North Carolina | 4 | $ 530,000 | $ 132,000 | $ 110,000 |
| Hoke County North Carolina | 4 | $ 830,000 | $ 207,000 | $ 56,000 |
| Person County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 58,000 |
| Wilkes County North Carolina | 4 | $ 850,000 | $ 212,000 | $ 126,000 |
| Coshocton County Ohio | 4 | $ 460,000 | $ 115,000 | $ 41,000 |
| Medina County Ohio | 4 | $ 840,000 | $ 210,000 | $ 107,000 |
| Ross County Ohio | 4 | $ 680,000 | $ 170,000 | $ 68,000 |
| Stark County Ohio | 4 | $ 530,000 | $ 132,000 | $ 77,000 |
| Clearfield County Pennsylvania | 4 | $ 360,000 | $ 90,000 | $ 57,000 |
| Franklin County Pennsylvania | 4 | $ 1,120,000 | $ 280,000 | $ 104,000 |
| Prince William County Virginia | 4 | $ 1,340,000 | $ 335,000 | $ 85,000 |
| Highlands County Florida | 3 | $ 355,000 | $ 118,000 | $ 30,000 |
| Lake County Florida | 3 | $ 565,000 | $ 188,000 | $ 94,000 |
| Nassau County Florida | 3 | $ 975,000 | $ 325,000 | $ 44,000 |
| Hancock County Indiana | 3 | $ 605,000 | $ 201,000 | $ 71,000 |
| Campbell County Kentucky | 3 | $ 485,000 | $ 161,000 | $ 74,000 |
| Queen Anne's County Maryland | 3 | $ 665,000 | $ 221,000 | $ 110,000 |
| Beaufort County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 138,000 |
| Burke County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 63,000 |
| Henderson County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 67,000 |
| Ashtabula County Ohio | 3 | $ 205,000 | $ 68,000 | $ 105,000 |
| Carroll County Ohio | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| Erie County Ohio | 3 | $ 665,000 | $ 221,000 | $ 169,000 |
| Huron County Ohio | 3 | $ 285,000 | $ 95,000 | $ 50,000 |
| Lorain County Ohio | 3 | $ 425,000 | $ 141,000 | $ 77,000 |
| Seneca County Ohio | 3 | $ 495,000 | $ 165,000 | $ 57,000 |
| Shelby County Ohio | 3 | $ 505,000 | $ 168,000 | $ 68,000 |
| Centre County Pennsylvania | 3 | $ 785,000 | $ 261,000 | $ 131,000 |
| Chester County Pennsylvania | 3 | $ 945,000 | $ 315,000 | $ 114,000 |
| Indiana County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 40,000 |
| Kent County Rhode Island | 3 | $ 915,000 | $ 305,000 | $ 123,000 |
| Jasper County South Carolina | 3 | $ 525,000 | $ 175,000 | $ 50,000 |
| Lancaster County South Carolina | 3 | $ 765,000 | $ 255,000 | $ 68,000 |
| Alexandria County Virginia | 3 | $ 925,000 | $ 308,000 | $ 96,000 |
| Chesterfield County Virginia | 3 | $ 615,000 | $ 205,000 | $ 107,000 |
| Sussex County Delaware | 2 | $ 660,000 | $ 330,000 | $ 207,000 |
| Escambia County Florida | 2 | $ 370,000 | $ 185,000 | $ 81,000 |
| Hernando County Florida | 2 | $ 330,000 | $ 165,000 | $ 89,000 |
| Martin County Florida | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Hamilton County Indiana | 2 | $ 540,000 | $ 270,000 | $ 89,000 |
| Marion County Indiana | 2 | $ 300,000 | $ 150,000 | $ 106,000 |
| Pulaski County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 109,000 |
| Allegany County Maryland | 2 | $ 380,000 | $ 190,000 | $ 143,000 |
| Garrett County Maryland | 2 | $ 650,000 | $ 325,000 | $ 189,000 |
| Hampden County Massachusetts | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Macomb County Michigan | 2 | $ 280,000 | $ 140,000 | $ 42,000 |
| Oakland County Michigan | 2 | $ 590,000 | $ 295,000 | $ 120,000 |
| Rockingham County New Hampshire | 2 | $ 550,000 | $ 275,000 | $ 43,000 |
| Alexander County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 156,000 |
| Avery County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Cleveland County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Columbus County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 72,000 |
| Duplin County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 47,000 |
| Lincoln County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 87,000 |
| Richmond County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 68,000 |
| Warren County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 253,000 |
| Defiance County Ohio | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
| Fayette County Ohio | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| Harrison County Ohio | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
| Hocking County Ohio | 2 | $ 310,000 | $ 155,000 | $ 105,000 |
| Pike County Ohio | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Williams County Ohio | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Clarion County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 120,000 |
| Luzerne County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| Mifflin County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| Anderson County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 70,000 |
| Colleton County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 52,000 |
| Greenville County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| Laurens County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 32,000 |
| Orangeburg County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 67,000 |
| Williamsburg County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 62,000 |
| Lynchburg County Virginia | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Wetzel County West Virginia | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Tolland County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| New Castle County Delaware | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Alachua County Florida | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Citrus County Florida | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Glades County Florida | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Holmes County Florida | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Levy County Florida | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Hendricks County Indiana | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Shelby County Indiana | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Boyd County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Boyle County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Harrison County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Taylor County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Talbot County Maryland | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Hampshire County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 12,000 |
| Allegan County Michigan | 1 | $ 235,000 | $ 235,000 | $ 260,000 |
| Branch County Michigan | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Washtenaw County Michigan | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Belknap County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Bertie County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Caldwell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Caswell County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Currituck County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 263,000 |
| Halifax County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Haywood County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Northampton County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Pamlico County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Rowan County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Rutherford County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Stanly County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Surry County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Transylvania County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 232,000 |
| Vance County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Yancey County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Allen County Ohio | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Athens County Ohio | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Darke County Ohio | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Jackson County Ohio | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Jefferson County Ohio | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Lake County Ohio | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Lawrence County Ohio | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Portage County Ohio | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Washington County Ohio | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Wayne County Ohio | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Wyandot County Ohio | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Berks County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Delaware County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| Elk County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Lebanon County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| Lehigh County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Schuylkill County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Venango County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Kershaw County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Lexington County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| Marion County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Oconee County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Arlington County Virginia | 1 | $ 595,000 | $ 595,000 | $ 189,000 |
| Dinwiddie County Virginia | 1 | $ 455,000 | $ 455,000 | $ 113,000 |
| Fauquier County Virginia | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Northampton County Virginia | 1 | $ 275,000 | $ 275,000 | $ 123,000 |
| Northumberland County Virginia | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Rappahannock County Virginia | 1 | $ 255,000 | $ 255,000 | $ 335,000 |
| Richmond City County Virginia | 1 | $ 95,000 | $ 95,000 | $ 138,000 |
| Spotsylvania County Virginia | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Virginia Beach County Virginia | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Ohio County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,266 | $1,242,310,000 | $198,000 | $1,005,000 | $88,000 | $4,979,000 |
| Refinancing | 2,267 | $533,785,000 | $235,000 | $1,005,000 | $98,000 | $1,171,000 |
| Cash-out Refinancing | 1,157 | $226,425,000 | $195,000 | $775,000 | $93,000 | $467,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,353 | $1,470,475,000 | $199,000 | $1,005,000 | $90,000 | $4,979,000 |
| Black or African American | 895 | $193,375,000 | $216,000 | $1,005,000 | $75,000 | $287,000 |
| Asian | 560 | $150,250,000 | $268,000 | $995,000 | $124,000 | $680,000 |
| Hispanic | 471 | $102,175,000 | $216,000 | $725,000 | $77,000 | $839,000 |
| Not Provided | 348 | $72,810,000 | $209,000 | $715,000 | $98,000 | $854,000 |
| American Indian or Alaskan Native | 44 | $8,610,000 | $195,000 | $585,000 | $94,000 | $727,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,005,000 | $222,000 | $435,000 | $68,000 | $158,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,354 | $1,370,870,000 | $215,000 | $1,005,000 | $103,000 | $4,979,000 |
| FHA-insured (Federal Housing Administration) | 2,187 | $382,695,000 | $174,000 | $685,000 | $66,000 | $323,000 |
| VA-guaranteed (Veterans Administration) | 855 | $204,905,000 | $239,000 | $1,005,000 | $72,000 | $794,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 294 | $44,050,000 | $149,000 | $375,000 | $54,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,779 | $1,399,865,000 | $206,000 | $1,005,000 | $91,000 | $4,979,000 |
| Application Withdrawn By Applicant | 2,661 | $556,195,000 | $209,000 | $915,000 | $91,000 | $1,376,000 |
| Preapproval Denied by Financial Institution | 123 | $24,995,000 | $203,000 | $715,000 | $78,000 | $555,000 |
| Application Denied By Financial Institution | 116 | $19,400,000 | $167,000 | $555,000 | $75,000 | $389,000 |
| Preapproval Approved but not Accepted | 8 | $1,540,000 | $192,000 | $365,000 | $117,000 | $331,000 |
| File Closed For Incompleteness | 3 | $525,000 | $175,000 | $245,000 | $122,000 | $181,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,451 | $1,958,125,000 | $207,000 | $1,005,000 | $91,000 | $4,979,000 |
| Other | 77 | $15,575,000 | $202,000 | $565,000 | $76,000 | $240,000 |
| Credit History | 59 | $8,825,000 | $149,000 | $555,000 | $74,000 | $389,000 |
| Debt-To-Income Ratio | 38 | $7,420,000 | $195,000 | $415,000 | $59,000 | $200,000 |
| Collateral | 29 | $5,635,000 | $194,000 | $715,000 | $92,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,880,000 | $194,000 | $715,000 | $79,000 | $156,000 |
| Credit Application Incomplete | 6 | $1,030,000 | $171,000 | $405,000 | $82,000 | $100,000 |
| Employment History | 5 | $1,575,000 | $315,000 | $485,000 | $182,000 | $555,000 |
| Unverifiable Information | 5 | $455,000 | $91,000 | $135,000 | $43,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.