Equity Resources Inc Mortgage Lending & HMDA Data, 2020

In 2020, Equity Resources Inc of Newark, OH reported 19,237 mortgage applications totaling $4.3 billion, up 99% from 2019. The average application was for $222,986, and applicants reported an average income of $103,211. 68% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Columbus, OH (3,433), Pittsburgh, PA (3,042) and Raleigh, NC (2,192) (applications in parentheses).

Mortgage Company & Address Equity Resources Inc
Po Box 5177
Newark, OH 43055
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 19,237
Total Mortgage Loan Application Amount $4,289,585,000
Average Mortgage Loan Application Amount $222,986
Highest Mortgage Loan Application Amount $1,285,000
Average Applicant Income $103,211
Highest Applicant Income $5,360,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Resources Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity Resources Inc by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake, North Carolina 1,790 $ 485,280,000 $ 271,106 $ 128,000
Allegheny, Pennsylvania 1,456 $ 296,680,000 $ 203,763 $ 103,000
Franklin, Ohio 1,125 $ 225,095,000 $ 200,084 $ 109,000
Delaware, Ohio 914 $ 253,730,000 $ 277,603 $ 131,000
Licking, Ohio 781 $ 129,325,000 $ 165,588 $ 80,000
Lucas, Ohio 623 $ 90,865,000 $ 145,850 $ 75,000
Washington, Pennsylvania 515 $ 96,995,000 $ 188,339 $ 92,000
Beaver, Pennsylvania 489 $ 78,995,000 $ 161,543 $ 80,000
Guilford, North Carolina 359 $ 67,105,000 $ 186,922 $ 84,000
Johnston, North Carolina 337 $ 73,405,000 $ 217,818 $ 85,000
New Haven, Connecticut 325 $ 75,775,000 $ 233,153 $ 111,000
Montgomery, Maryland 284 $ 99,600,000 $ 350,704 $ 131,000
Westmoreland, Pennsylvania 259 $ 42,515,000 $ 164,150 $ 84,000
New Hanover, North Carolina 249 $ 57,375,000 $ 230,421 $ 97,000
Fairfield, Ohio 238 $ 51,220,000 $ 215,210 $ 96,000
Baltimore, Maryland 229 $ 59,085,000 $ 258,013 $ 113,000
St. Mary's, Maryland 221 $ 64,545,000 $ 292,058 $ 105,000
Butler, Pennsylvania 212 $ 52,780,000 $ 248,962 $ 112,000
Monroe, Michigan 204 $ 35,850,000 $ 175,735 $ 82,000
Prince George's, Maryland 200 $ 58,490,000 $ 292,450 $ 100,000
Union, Ohio 199 $ 60,765,000 $ 305,351 $ 130,000
Cumberland, Pennsylvania 189 $ 38,645,000 $ 204,470 $ 102,000
Durham, North Carolina 177 $ 40,205,000 $ 227,146 $ 113,000
Hillsborough, Florida 172 $ 37,350,000 $ 217,151 $ 85,000
Barnstable, Massachusetts 168 $ 49,770,000 $ 296,250 $ 121,000
Wood, Ohio 163 $ 29,935,000 $ 183,650 $ 89,000
Howard, Maryland 149 $ 54,225,000 $ 363,926 $ 165,000
Horry, South Carolina 147 $ 24,695,000 $ 167,993 $ 69,000
Montgomery, Ohio 146 $ 19,880,000 $ 136,164 $ 75,000
York, Pennsylvania 146 $ 30,530,000 $ 209,109 $ 107,000
Brunswick, North Carolina 145 $ 36,175,000 $ 249,482 $ 125,000
Harnett, North Carolina 142 $ 27,780,000 $ 195,633 $ 77,000
Clermont, Ohio 142 $ 24,670,000 $ 173,732 $ 84,000
Blair, Pennsylvania 140 $ 20,510,000 $ 146,500 $ 79,000
Anne Arundel, Maryland 137 $ 43,695,000 $ 318,941 $ 111,000
Beaufort, South Carolina 127 $ 31,115,000 $ 245,000 $ 121,000
Erie, Pennsylvania 124 $ 18,380,000 $ 148,225 $ 74,000
Forsyth, North Carolina 121 $ 21,945,000 $ 181,363 $ 91,000
Middlesex, Massachusetts 115 $ 44,435,000 $ 386,391 $ 160,000
Plymouth, Massachusetts 112 $ 39,340,000 $ 351,250 $ 91,000
Fairfield, Connecticut 109 $ 30,755,000 $ 282,155 $ 119,000
Dauphin, Pennsylvania 108 $ 17,730,000 $ 164,166 $ 78,000
Mercer, Pennsylvania 108 $ 17,150,000 $ 158,796 $ 131,000
Pinellas, Florida 101 $ 23,645,000 $ 234,108 $ 108,000
Hamilton, Ohio 91 $ 15,945,000 $ 175,219 $ 83,000
Bristol, Massachusetts 85 $ 27,535,000 $ 323,941 $ 89,000
Worcester, Massachusetts 82 $ 25,200,000 $ 307,317 $ 137,000
Moore, North Carolina 82 $ 22,860,000 $ 278,780 $ 101,000
Carroll, Maryland 81 $ 23,615,000 $ 291,543 $ 113,000
Norfolk, Massachusetts 81 $ 29,805,000 $ 367,962 $ 132,000
Lawrence, Pennsylvania 81 $ 10,965,000 $ 135,370 $ 75,000
Mecklenburg, North Carolina 80 $ 17,370,000 $ 217,125 $ 118,000
Carteret, North Carolina 79 $ 22,285,000 $ 282,088 $ 142,000
Knox, Ohio 78 $ 12,650,000 $ 162,179 $ 74,000
Baltimore City, Maryland 77 $ 16,675,000 $ 216,558 $ 117,000
Fayette, Pennsylvania 75 $ 10,595,000 $ 141,266 $ 63,000
Frederick, Maryland 70 $ 19,110,000 $ 273,000 $ 90,000
Watauga, North Carolina 68 $ 14,750,000 $ 216,911 $ 97,000
Calvert, Maryland 66 $ 19,350,000 $ 293,181 $ 109,000
Manatee, Florida 65 $ 15,655,000 $ 240,846 $ 105,000
Franklin, North Carolina 65 $ 15,555,000 $ 239,307 $ 87,000
Orange, North Carolina 64 $ 18,110,000 $ 282,968 $ 138,000
Warren, Ohio 64 $ 13,080,000 $ 204,375 $ 110,000
Polk, Florida 63 $ 12,935,000 $ 205,317 $ 86,000
Berkeley, South Carolina 63 $ 14,295,000 $ 226,904 $ 60,000
Harford, Maryland 62 $ 17,700,000 $ 285,483 $ 114,000
Butler, Ohio 62 $ 11,090,000 $ 178,870 $ 85,000
Duval, Florida 61 $ 11,905,000 $ 195,163 $ 70,000
Sarasota, Florida 61 $ 13,175,000 $ 215,983 $ 101,000
Perry, Ohio 58 $ 9,780,000 $ 168,620 $ 78,000
Granville, North Carolina 56 $ 12,370,000 $ 220,892 $ 77,000
Fulton, Ohio 55 $ 7,615,000 $ 138,454 $ 71,000
Middlesex, Connecticut 53 $ 13,925,000 $ 262,735 $ 140,000
Muskingum, Ohio 52 $ 8,490,000 $ 163,269 $ 91,000
Fairfax, Virginia 51 $ 21,175,000 $ 415,196 $ 198,000
Miami, Ohio 50 $ 7,880,000 $ 157,600 $ 77,000
Pickaway, Ohio 49 $ 9,955,000 $ 203,163 $ 95,000
District of Columbia, District Of Columbia 46 $ 23,000,000 $ 500,000 $ 177,000
Chatham, North Carolina 46 $ 15,580,000 $ 338,695 $ 140,000
Hartford, Connecticut 44 $ 10,720,000 $ 243,636 $ 143,000
Marion, Ohio 44 $ 5,080,000 $ 115,454 $ 55,000
Richland, Ohio 44 $ 6,900,000 $ 156,818 $ 74,000
Pasco, Florida 43 $ 10,715,000 $ 249,186 $ 95,000
Clark, Ohio 43 $ 6,235,000 $ 145,000 $ 76,000
Rockingham, North Carolina 42 $ 7,090,000 $ 168,809 $ 66,000
Clay, Florida 39 $ 8,175,000 $ 209,615 $ 79,000
Charles, Maryland 39 $ 11,415,000 $ 292,692 $ 78,000
Davidson, North Carolina 39 $ 7,485,000 $ 191,923 $ 78,000
Osceola, Florida 38 $ 7,620,000 $ 200,526 $ 87,000
Alamance, North Carolina 38 $ 8,020,000 $ 211,052 $ 80,000
Cabarrus, North Carolina 38 $ 9,160,000 $ 241,052 $ 113,000
Greene, Ohio 37 $ 6,565,000 $ 177,432 $ 79,000
Morrow, Ohio 37 $ 7,815,000 $ 211,216 $ 78,000
Cambria, Pennsylvania 37 $ 4,335,000 $ 117,162 $ 67,000
Litchfield, Connecticut 36 $ 8,240,000 $ 228,888 $ 113,000
Clinton, Ohio 36 $ 5,480,000 $ 152,222 $ 66,000
Armstrong, Pennsylvania 36 $ 5,300,000 $ 147,222 $ 73,000
Cumberland, North Carolina 35 $ 5,725,000 $ 163,571 $ 101,000
Lancaster, Pennsylvania 35 $ 6,575,000 $ 187,857 $ 98,000
Randolph, North Carolina 33 $ 5,605,000 $ 169,848 $ 80,000
Greene, Pennsylvania 33 $ 4,935,000 $ 149,545 $ 66,000
Dorchester, South Carolina 31 $ 7,635,000 $ 246,290 $ 96,000
Suffolk, Massachusetts 29 $ 11,545,000 $ 398,103 $ 103,000
Gaston, North Carolina 29 $ 5,455,000 $ 188,103 $ 73,000
Adams, Pennsylvania 27 $ 5,805,000 $ 215,000 $ 84,000
Nash, North Carolina 26 $ 5,030,000 $ 193,461 $ 74,000
Buncombe, North Carolina 25 $ 7,675,000 $ 307,000 $ 125,000
Pender, North Carolina 25 $ 5,865,000 $ 234,600 $ 134,000
Union, North Carolina 25 $ 6,375,000 $ 255,000 $ 90,000
Orange, Florida 24 $ 6,820,000 $ 284,166 $ 377,000
Charleston, South Carolina 24 $ 5,920,000 $ 246,666 $ 70,000
Charlotte, Florida 20 $ 3,550,000 $ 177,500 $ 80,000
Pitt, North Carolina 20 $ 4,000,000 $ 200,000 $ 93,000
Henry, Ohio 20 $ 2,970,000 $ 148,500 $ 57,000
Summit, Ohio 20 $ 4,230,000 $ 211,500 $ 112,000
Trumbull, Ohio 20 $ 2,690,000 $ 134,500 $ 69,000
Providence, Rhode Island 20 $ 5,170,000 $ 258,500 $ 109,000
Loudoun, Virginia 20 $ 9,240,000 $ 462,000 $ 189,000
Onslow, North Carolina 19 $ 4,665,000 $ 245,526 $ 102,000
Madison, Ohio 19 $ 4,045,000 $ 212,894 $ 87,000
Ottawa, Ohio 19 $ 2,625,000 $ 138,157 $ 61,000
Scioto, Ohio 19 $ 3,095,000 $ 162,894 $ 83,000
Wayne, North Carolina 18 $ 3,010,000 $ 167,222 $ 58,000
Cuyahoga, Ohio 18 $ 3,430,000 $ 190,555 $ 112,000
Crawford, Pennsylvania 18 $ 2,600,000 $ 144,444 $ 86,000
St. Johns, Florida 17 $ 4,425,000 $ 260,294 $ 103,000
Washington, Maryland 17 $ 3,865,000 $ 227,352 $ 70,000
Jackson, Michigan 17 $ 2,005,000 $ 117,941 $ 68,000
Rowan, North Carolina 17 $ 2,355,000 $ 138,529 $ 94,000
Sandusky, Ohio 17 $ 2,225,000 $ 130,882 $ 59,000
New London, Connecticut 16 $ 3,500,000 $ 218,750 $ 114,000
Lee, Florida 16 $ 3,960,000 $ 247,500 $ 115,000
Lenawee, Michigan 16 $ 2,210,000 $ 138,125 $ 71,000
Worcester, Maryland 15 $ 2,935,000 $ 195,666 $ 157,000
Catawba, North Carolina 15 $ 3,215,000 $ 214,333 $ 113,000
Champaign, Ohio 15 $ 2,195,000 $ 146,333 $ 75,000
Crawford, Ohio 15 $ 1,125,000 $ 75,000 $ 53,000
Somerset, Pennsylvania 15 $ 2,295,000 $ 153,000 $ 120,000
Sussex, Delaware 14 $ 3,840,000 $ 274,285 $ 214,000
Marion, Florida 14 $ 2,800,000 $ 200,000 $ 70,000
Wayne, Michigan 14 $ 2,070,000 $ 147,857 $ 95,000
Henderson, North Carolina 14 $ 2,920,000 $ 208,571 $ 105,000
Perry, Pennsylvania 14 $ 2,580,000 $ 184,285 $ 72,000
Cecil, Maryland 13 $ 3,285,000 $ 252,692 $ 78,000
Ashland, Ohio 13 $ 1,375,000 $ 105,769 $ 91,000
Columbiana, Ohio 13 $ 2,035,000 $ 156,538 $ 84,000
Hocking, Ohio 13 $ 2,525,000 $ 194,230 $ 85,000
Huntingdon, Pennsylvania 13 $ 2,265,000 $ 174,230 $ 111,000
Hancock, Indiana 12 $ 3,310,000 $ 275,833 $ 99,000
Lee, North Carolina 12 $ 2,750,000 $ 229,166 $ 82,000
Prince William, Virginia 12 $ 3,940,000 $ 328,333 $ 119,000
Tolland, Connecticut 11 $ 2,785,000 $ 253,181 $ 125,000
Broward, Florida 11 $ 2,865,000 $ 260,454 $ 118,000
Volusia, Florida 11 $ 2,085,000 $ 189,545 $ 104,000
Craven, North Carolina 11 $ 2,415,000 $ 219,545 $ 77,000
Iredell, North Carolina 11 $ 2,735,000 $ 248,636 $ 158,000
Vance, North Carolina 11 $ 1,665,000 $ 151,363 $ 58,000
Belmont, Ohio 11 $ 1,335,000 $ 121,363 $ 61,000
Brown, Ohio 11 $ 1,685,000 $ 153,181 $ 52,000
Mahoning, Ohio 11 $ 1,465,000 $ 133,181 $ 63,000
Medina, Ohio 11 $ 2,115,000 $ 192,272 $ 90,000
Shelby, Ohio 11 $ 1,765,000 $ 160,454 $ 162,000
Stark, Ohio 11 $ 2,315,000 $ 210,454 $ 99,000
Arlington, Virginia 11 $ 4,835,000 $ 439,545 $ 164,000
Essex, Massachusetts 10 $ 3,100,000 $ 310,000 $ 150,000
Dare, North Carolina 10 $ 2,900,000 $ 290,000 $ 176,000
Hancock, Ohio 10 $ 1,470,000 $ 147,000 $ 58,000
Highland, Ohio 10 $ 1,810,000 $ 181,000 $ 70,000
Logan, Ohio 10 $ 1,810,000 $ 181,000 $ 76,000
Montgomery, Pennsylvania 10 $ 2,640,000 $ 264,000 $ 237,000
Brevard, Florida 9 $ 2,005,000 $ 222,777 $ 103,000
Lake, Florida 9 $ 2,085,000 $ 231,666 $ 129,000
Queen Anne's, Maryland 9 $ 2,605,000 $ 289,444 $ 104,000
Hoke, North Carolina 9 $ 1,895,000 $ 210,555 $ 70,000
Person, North Carolina 9 $ 1,325,000 $ 147,222 $ 59,000
Coshocton, Ohio 9 $ 1,095,000 $ 121,666 $ 81,000
Chester, Pennsylvania 9 $ 2,395,000 $ 266,111 $ 256,000
Indiana, Pennsylvania 9 $ 925,000 $ 102,777 $ 56,000
Alexandria, Virginia 9 $ 4,115,000 $ 457,222 $ 222,000
Collier, Florida 8 $ 2,400,000 $ 300,000 $ 150,000
Marion, Indiana 8 $ 1,490,000 $ 186,250 $ 96,000
Hillsdale, Michigan 8 $ 1,020,000 $ 127,500 $ 89,000
Lenoir, North Carolina 8 $ 1,000,000 $ 125,000 $ 58,000
Sampson, North Carolina 8 $ 1,730,000 $ 216,250 $ 93,000
Darke, Ohio 8 $ 730,000 $ 91,250 $ 76,000
Defiance, Ohio 8 $ 1,110,000 $ 138,750 $ 60,000
Monroe, Ohio 8 $ 880,000 $ 110,000 $ 53,000
Florence, South Carolina 8 $ 830,000 $ 103,750 $ 45,000
York, South Carolina 8 $ 1,990,000 $ 248,750 $ 113,000
Hernando, Florida 7 $ 1,045,000 $ 149,285 $ 55,000
Palm Beach, Florida 7 $ 1,775,000 $ 253,571 $ 153,000
Hampden, Massachusetts 7 $ 1,925,000 $ 275,000 $ 129,000
Robeson, North Carolina 7 $ 1,495,000 $ 213,571 $ 67,000
Bucks, Pennsylvania 7 $ 1,765,000 $ 252,142 $ 151,000
Clearfield, Pennsylvania 7 $ 705,000 $ 100,714 $ 72,000
Philadelphia, Pennsylvania 7 $ 1,365,000 $ 195,000 $ 86,000
Georgetown, South Carolina 7 $ 1,505,000 $ 215,000 $ 91,000
Miami-Dade, Florida 6 $ 1,750,000 $ 291,666 $ 75,000
Hamilton, Indiana 6 $ 1,590,000 $ 265,000 $ 140,000
Campbell, Kentucky 6 $ 1,060,000 $ 176,666 $ 65,000
Talbot, Maryland 6 $ 2,060,000 $ 343,333 $ 111,000
Edgecombe, North Carolina 6 $ 920,000 $ 153,333 $ 67,000
Haywood, North Carolina 6 $ 1,200,000 $ 200,000 $ 64,000
Richmond, North Carolina 6 $ 1,010,000 $ 168,333 $ 50,000
Wilson, North Carolina 6 $ 1,130,000 $ 188,333 $ 78,000
Adams, Ohio 6 $ 830,000 $ 138,333 $ 71,000
Erie, Ohio 6 $ 1,110,000 $ 185,000 $ 98,000
Huron, Ohio 6 $ 790,000 $ 131,666 $ 88,000
Preble, Ohio 6 $ 750,000 $ 125,000 $ 75,000
Lebanon, Pennsylvania 6 $ 1,080,000 $ 180,000 $ 78,000
Greenville, South Carolina 6 $ 1,260,000 $ 210,000 $ 84,000
Spartanburg, South Carolina 6 $ 900,000 $ 150,000 $ 70,000
Allen, Indiana 5 $ 535,000 $ 107,000 $ 98,000
Fayette, Kentucky 5 $ 745,000 $ 149,000 $ 96,000
Oakland, Michigan 5 $ 965,000 $ 193,000 $ 105,000
Washtenaw, Michigan 5 $ 1,065,000 $ 213,000 $ 120,000
Avery, North Carolina 5 $ 555,000 $ 111,000 $ 95,000
Caswell, North Carolina 5 $ 955,000 $ 191,000 $ 66,000
Stokes, North Carolina 5 $ 1,035,000 $ 207,000 $ 78,000
Warren, North Carolina 5 $ 1,115,000 $ 223,000 $ 135,000
Ashtabula, Ohio 5 $ 525,000 $ 105,000 $ 95,000
Lorain, Ohio 5 $ 995,000 $ 199,000 $ 74,000
Williams, Ohio 5 $ 815,000 $ 163,000 $ 69,000
Wyandot, Ohio 5 $ 615,000 $ 123,000 $ 40,000
Clarendon, South Carolina 5 $ 1,025,000 $ 205,000 $ 88,000
Lancaster, South Carolina 5 $ 1,315,000 $ 263,000 $ 99,000
Windham, Connecticut 4 $ 960,000 $ 240,000 $ 118,000
Nassau, Florida 4 $ 980,000 $ 245,000 $ 82,000
Dorchester, Maryland 4 $ 1,150,000 $ 287,500 $ 125,000
Hillsborough, New Hampshire 4 $ 1,380,000 $ 345,000 $ 174,000
Caldwell, North Carolina 4 $ 770,000 $ 192,500 $ 109,000
Currituck, North Carolina 4 $ 1,250,000 $ 312,500 $ 152,000
Davie, North Carolina 4 $ 740,000 $ 185,000 $ 78,000
Scotland, North Carolina 4 $ 850,000 $ 212,500 $ 114,000
Carroll, Ohio 4 $ 850,000 $ 212,500 $ 108,000
Fayette, Ohio 4 $ 390,000 $ 97,500 $ 133,000
Jefferson, Ohio 4 $ 590,000 $ 147,500 $ 69,000
Lake, Ohio 4 $ 740,000 $ 185,000 $ 81,000
Putnam, Ohio 4 $ 790,000 $ 197,500 $ 75,000
Ross, Ohio 4 $ 620,000 $ 155,000 $ 55,000
Seneca, Ohio 4 $ 600,000 $ 150,000 $ 27,000
Tuscarawas, Ohio 4 $ 790,000 $ 197,500 $ 67,000
Washington, Ohio 4 $ 440,000 $ 110,000 $ 62,000
Wayne, Ohio 4 $ 910,000 $ 227,500 $ 135,000
Bedford, Pennsylvania 4 $ 610,000 $ 152,500 $ 92,000
Berks, Pennsylvania 4 $ 520,000 $ 130,000 $ 78,000
Centre, Pennsylvania 4 $ 1,060,000 $ 265,000 $ 116,000
Lehigh, Pennsylvania 4 $ 730,000 $ 182,500 $ 98,000
Anderson, South Carolina 4 $ 1,180,000 $ 295,000 $ 64,000
Lexington, South Carolina 4 $ 770,000 $ 192,500 $ 70,000
Chesapeake, Virginia 4 $ 1,340,000 $ 335,000 $ 94,000
Hancock, West Virginia 4 $ 560,000 $ 140,000 $ 57,000
Dixie, Florida 3 $ 515,000 $ 171,666 $ 133,000
Flagler, Florida 3 $ 575,000 $ 191,666 $ 105,000
St. Lucie, Florida 3 $ 445,000 $ 148,333 $ 155,000
Boone, Kentucky 3 $ 625,000 $ 208,333 $ 100,000
Kenton, Kentucky 3 $ 725,000 $ 241,666 $ 116,000
Caroline, Maryland 3 $ 715,000 $ 238,333 $ 82,000
Macomb, Michigan 3 $ 485,000 $ 161,666 $ 110,000
Burke, North Carolina 3 $ 585,000 $ 195,000 $ 82,000
Cleveland, North Carolina 3 $ 495,000 $ 165,000 $ 48,000
Duplin, North Carolina 3 $ 425,000 $ 141,666 $ 57,000
Mitchell, North Carolina 3 $ 545,000 $ 181,666 $ 96,000
Montgomery, North Carolina 3 $ 615,000 $ 205,000 $ 207,000
Transylvania, North Carolina 3 $ 995,000 $ 331,666 $ 88,000
Guernsey, Ohio 3 $ 325,000 $ 108,333 $ 69,000
Hardin, Ohio 3 $ 605,000 $ 201,666 $ 75,000
Morgan, Ohio 3 $ 445,000 $ 148,333 $ 102,000
Portage, Ohio 3 $ 335,000 $ 111,666 $ 68,000
Clarion, Pennsylvania 3 $ 375,000 $ 125,000 $ 33,000
Franklin, Pennsylvania 3 $ 795,000 $ 265,000 $ 86,000
Lackawanna, Pennsylvania 3 $ 415,000 $ 138,333 $ 109,000
Kent, Rhode Island 3 $ 895,000 $ 298,333 $ 109,000
Jasper, South Carolina 3 $ 875,000 $ 291,666 $ 131,000
Pickens, South Carolina 3 $ 455,000 $ 151,666 $ 52,000
Bedford, Virginia 3 $ 1,265,000 $ 421,666 $ 135,000
Campbell, Virginia 3 $ 1,485,000 $ 495,000 $ 210,000
Chesterfield, Virginia 3 $ 745,000 $ 248,333 $ 323,000
Fauquier, Virginia 3 $ 865,000 $ 288,333 $ 175,000
Harrisonburg, Virginia 3 $ 415,000 $ 138,333 $ 175,000
Suffolk, Virginia 3 $ 385,000 $ 128,333 $ 74,000
Virginia Beach, Virginia 3 $ 965,000 $ 321,666 $ 164,000
Ohio, West Virginia 3 $ 365,000 $ 121,666 $ 48,000
Wetzel, West Virginia 3 $ 405,000 $ 135,000 $ 41,000
New Castle, Delaware 2 $ 750,000 $ 375,000 $ 116,000
Baker, Florida 2 $ 630,000 $ 315,000 $ 101,000
Citrus, Florida 2 $ 510,000 $ 255,000 $ 97,000
Columbia, Florida 2 $ 270,000 $ 135,000 $ 66,000
Okaloosa, Florida 2 $ 670,000 $ 335,000 $ 138,000
Okeechobee, Florida 2 $ 310,000 $ 155,000 $ 106,000
Santa Rosa, Florida 2 $ 690,000 $ 345,000 $ 76,000
Seminole, Florida 2 $ 430,000 $ 215,000 $ 104,000
Boone, Indiana 2 $ 390,000 $ 195,000 $ 86,000
Steuben, Indiana 2 $ 270,000 $ 135,000 $ 70,000
Union, Indiana 2 $ 260,000 $ 130,000 $ 17,000
Whitley, Indiana 2 $ 270,000 $ 135,000 $ 42,000
Boyd, Kentucky 2 $ 220,000 $ 110,000 $ 53,000
Jessamine, Kentucky 2 $ 290,000 $ 145,000 $ 49,000
Mason, Kentucky 2 $ 290,000 $ 145,000 $ 73,000
Warren, Kentucky 2 $ 230,000 $ 115,000 $ 75,000
Allegany, Maryland 2 $ 440,000 $ 220,000 $ 135,000
Garrett, Maryland 2 $ 690,000 $ 345,000 $ 548,000
Wicomico, Maryland 2 $ 390,000 $ 195,000 $ 70,000
Kent, Michigan 2 $ 340,000 $ 170,000 $ 78,000
Rockingham, New Hampshire 2 $ 580,000 $ 290,000 $ 130,000
Alexander, North Carolina 2 $ 260,000 $ 130,000 $ 42,000
Anson, North Carolina 2 $ 530,000 $ 265,000 $ 42,000
Bertie, North Carolina 2 $ 290,000 $ 145,000 $ 48,000
Cherokee, North Carolina 2 $ 380,000 $ 190,000 $ 63,000
Jones, North Carolina 2 $ 180,000 $ 90,000 $ 50,000
Pamlico, North Carolina 2 $ 300,000 $ 150,000 $ 144,000
Rutherford, North Carolina 2 $ 380,000 $ 190,000 $ 71,000
Stanly, North Carolina 2 $ 720,000 $ 360,000 $ 220,000
Yancey, North Carolina 2 $ 350,000 $ 175,000 $ 57,000
Allen, Ohio 2 $ 270,000 $ 135,000 $ 60,000
Athens, Ohio 2 $ 330,000 $ 165,000 $ 50,000
Auglaize, Ohio 2 $ 270,000 $ 135,000 $ 19,000
Geauga, Ohio 2 $ 590,000 $ 295,000 $ 105,000
Carbon, Pennsylvania 2 $ 300,000 $ 150,000 $ 39,000
Delaware, Pennsylvania 2 $ 710,000 $ 355,000 $ 171,000
Luzerne, Pennsylvania 2 $ 320,000 $ 160,000 $ 121,000
Northampton, Pennsylvania 2 $ 350,000 $ 175,000 $ 419,000
Venango, Pennsylvania 2 $ 200,000 $ 100,000 $ 54,000
Colleton, South Carolina 2 $ 210,000 $ 105,000 $ 37,000
Albemarle, Virginia 2 $ 460,000 $ 230,000 $ 162,000
Frederick, Virginia 2 $ 470,000 $ 235,000 $ 46,000
Greene, Virginia 2 $ 520,000 $ 260,000 $ 92,000
Henrico, Virginia 2 $ 610,000 $ 305,000 $ 112,000
King George, Virginia 2 $ 810,000 $ 405,000 $ 167,000
Williamsburg, Virginia 2 $ 650,000 $ 325,000 $ 113,000
Preston, West Virginia 2 $ 430,000 $ 215,000 $ 115,000
Lamar, Alabama 1 $ 5,000 $ 5,000 $ 34,000
Madison, Alabama 1 $ 385,000 $ 385,000 $ 168,000
San Diego, California 1 $ 275,000 $ 275,000 $ 193,000
Alachua, Florida 1 $ 165,000 $ 165,000 $ 94,000
Bay, Florida 1 $ 235,000 $ 235,000 $ 150,000
Bradford, Florida 1 $ 225,000 $ 225,000 $ 81,000
Escambia, Florida 1 $ 255,000 $ 255,000 $ 96,000
Highlands, Florida 1 $ 255,000 $ 255,000 $ 158,000
Holmes, Florida 1 $ 75,000 $ 75,000 $ 116,000
Indian River, Florida 1 $ 125,000 $ 125,000 $ 64,000
Putnam, Florida 1 $ 175,000 $ 175,000 $ 58,000
Walton, Florida 1 $ 235,000 $ 235,000 $ 144,000
Elkhart, Indiana 1 $ 405,000 $ 405,000 $ 115,000
Franklin, Indiana 1 $ 65,000 $ 65,000 $ 42,000
Hendricks, Indiana 1 $ 245,000 $ 245,000 $ 119,000
Henry, Indiana 1 $ 195,000 $ 195,000 $ 61,000
Johnson, Indiana 1 $ 175,000 $ 175,000 $ 42,000
Grant, Kentucky 1 $ 85,000 $ 85,000 $ 39,000
Jefferson, Kentucky 1 $ 235,000 $ 235,000 $ 88,000
Madison, Kentucky 1 $ 235,000 $ 235,000 $ 49,000
Oldham, Kentucky 1 $ 255,000 $ 255,000 $ 97,000
Wayne, Kentucky 1 $ 45,000 $ 45,000 $ 43,000
Hampshire, Massachusetts 1 $ 225,000 $ 225,000 $ 89,000
Alcona, Michigan 1 $ 125,000 $ 125,000 $ 201,000
Bay, Michigan 1 $ 145,000 $ 145,000 $ 69,000
Branch, Michigan 1 $ 185,000 $ 185,000 $ 185,000
Eaton, Michigan 1 $ 125,000 $ 125,000 $ 68,000
Gladwin, Michigan 1 $ 185,000 $ 185,000 $ 59,000
Ingham, Michigan 1 $ 165,000 $ 165,000 $ 63,000
Kalamazoo, Michigan 1 $ 205,000 $ 205,000 $ 0
Livingston, Michigan 1 $ 215,000 $ 215,000 $ 82,000
Muskegon, Michigan 1 $ 235,000 $ 235,000 $ 95,000
Belknap, New Hampshire 1 $ 185,000 $ 185,000 $ 103,000
Cheshire, New Hampshire 1 $ 265,000 $ 265,000 $ 104,000
Ashe, North Carolina 1 $ 345,000 $ 345,000 $ 178,000
Beaufort, North Carolina 1 $ 155,000 $ 155,000 $ 282,000
Bladen, North Carolina 1 $ 295,000 $ 295,000 $ 95,000
Clay, North Carolina 1 $ 125,000 $ 125,000 $ 43,000
Columbus, North Carolina 1 $ 135,000 $ 135,000 $ 50,000
Halifax, North Carolina 1 $ 375,000 $ 375,000 $ 76,000
Jackson, North Carolina 1 $ 335,000 $ 335,000 $ 106,000
Lincoln, North Carolina 1 $ 335,000 $ 335,000 $ 132,000
McDowell, North Carolina 1 $ 185,000 $ 185,000 $ 193,000
Northampton, North Carolina 1 $ 75,000 $ 75,000 $ 40,000
Pasquotank, North Carolina 1 $ 85,000 $ 85,000 $ 61,000
Surry, North Carolina 1 $ 245,000 $ 245,000 $ 57,000
Yadkin, North Carolina 1 $ 225,000 $ 225,000 $ 307,000
Gallia, Ohio 1 $ 125,000 $ 125,000 $ 0
Harrison, Ohio 1 $ 65,000 $ 65,000 $ 46,000
Holmes, Ohio 1 $ 105,000 $ 105,000 $ 40,000
Jackson, Ohio 1 $ 285,000 $ 285,000 $ 107,000
Lawrence, Ohio 1 $ 155,000 $ 155,000 $ 0
Noble, Ohio 1 $ 125,000 $ 125,000 $ 27,000
Paulding, Ohio 1 $ 105,000 $ 105,000 $ 45,000
Pike, Ohio 1 $ 195,000 $ 195,000 $ 58,000
Juniata, Pennsylvania 1 $ 145,000 $ 145,000 $ 59,000
Lycoming, Pennsylvania 1 $ 315,000 $ 315,000 $ 0
Northumberland, Pennsylvania 1 $ 225,000 $ 225,000 $ 88,000
Schuylkill, Pennsylvania 1 $ 55,000 $ 55,000 $ 110,000
Washington, Rhode Island 1 $ 165,000 $ 165,000 $ 223,000
Chester, South Carolina 1 $ 415,000 $ 415,000 $ 114,000
Greenwood, South Carolina 1 $ 205,000 $ 205,000 $ 221,000
Hampton, South Carolina 1 $ 165,000 $ 165,000 $ 52,000
Marion, South Carolina 1 $ 125,000 $ 125,000 $ 47,000
Newberry, South Carolina 1 $ 205,000 $ 205,000 $ 51,000
Williamsburg, South Carolina 1 $ 285,000 $ 285,000 $ 170,000
Lewis, Tennessee 1 $ 55,000 $ 55,000 $ 53,000
Charlottesville, Virginia 1 $ 305,000 $ 305,000 $ 103,000
Fluvanna, Virginia 1 $ 205,000 $ 205,000 $ 92,000
Hanover, Virginia 1 $ 235,000 $ 235,000 $ 62,000
James City, Virginia 1 $ 765,000 $ 765,000 $ 0
Lynchburg, Virginia 1 $ 115,000 $ 115,000 $ 63,000
Montgomery, Virginia 1 $ 255,000 $ 255,000 $ 189,000
Nelson, Virginia 1 $ 175,000 $ 175,000 $ 195,000
New Kent, Virginia 1 $ 105,000 $ 105,000 $ 55,000
Richmond City, Virginia 1 $ 285,000 $ 285,000 $ 75,000
Roanoke City, Virginia 1 $ 255,000 $ 255,000 $ 150,000
Salem, Virginia 1 $ 115,000 $ 115,000 $ 45,000
Wise, Virginia 1 $ 65,000 $ 65,000 $ 51,000
Berkeley, West Virginia 1 $ 135,000 $ 135,000 $ 58,000
Hardy, West Virginia 1 $ 185,000 $ 185,000 $ 116,000
Tyler, West Virginia 1 $ 125,000 $ 125,000 $ 47,000
Wood, West Virginia 1 $ 125,000 $ 125,000 $ 74,000
Milwaukee, Wisconsin 1 $ 195,000 $ 195,000 $ 102,000

Mortgage Loan Application Detail Totals for Equity Resources Inc in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,321 $2,169,515,000 $232,000 $1,285,000 $109,000 $2,153,000
Home Purchase 7,134 $1,538,340,000 $215,000 $925,000 $93,000 $882,000
Cash-out Refinancing 2,782 $581,730,000 $209,000 $1,205,000 $110,000 $5,360,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,577 $3,140,385,000 $215,000 $1,285,000 $100,000 $5,360,000
Asian 1,715 $451,785,000 $263,000 $845,000 $138,000 $761,000
Black or African American 1,193 $291,325,000 $244,000 $1,005,000 $87,000 $676,000
Hispanic 899 $204,625,000 $227,000 $705,000 $81,000 $396,000
Not Provided 728 $171,080,000 $235,000 $765,000 $124,000 $790,000
American Indian or Alaskan Native 70 $14,810,000 $211,000 $515,000 $89,000 $230,000
Native Hawaiian or Other Pacific Islander 8 $2,060,000 $257,000 $455,000 $84,000 $163,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,955 $3,580,875,000 $224,000 $1,285,000 $111,000 $5,360,000
FHA-insured (Federal Housing Administration) 1,695 $328,705,000 $193,000 $765,000 $69,000 $400,000
VA-guaranteed (Veterans Administration) 1,188 $315,700,000 $265,000 $915,000 $64,000 $377,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 399 $64,305,000 $161,000 $435,000 $53,000 $134,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,113 $2,942,455,000 $224,000 $1,155,000 $104,000 $2,153,000
Application Withdrawn By Applicant 5,658 $1,265,150,000 $223,000 $1,285,000 $103,000 $5,360,000
Application Denied By Financial Institution 440 $76,670,000 $174,000 $765,000 $72,000 $336,000
Application Approved But Not Accepted 13 $2,385,000 $183,000 $515,000 $83,000 $217,000
File Closed For Incompleteness 13 $2,925,000 $225,000 $535,000 $86,000 $190,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 18,797 $4,212,915,000 $224,000 $1,285,000 $104,000 $5,360,000
Credit History 166 $25,750,000 $155,000 $455,000 $71,000 $336,000
Debt-To-Income Ratio 89 $18,135,000 $203,000 $575,000 $66,000 $294,000
Other 63 $11,255,000 $178,000 $445,000 $77,000 $261,000
Collateral 58 $8,890,000 $153,000 $385,000 $73,000 $245,000
Unverifiable Information 23 $4,915,000 $213,000 $515,000 $64,000 $122,000
Insufficient Cash (Downpayment, Closing Cost) 22 $4,390,000 $199,000 $765,000 $90,000 $251,000
Employment History 12 $2,190,000 $182,000 $345,000 $67,000 $163,000
Credit Application Incomplete 7 $1,145,000 $163,000 $275,000 $86,000 $135,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources Inc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Resources Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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