Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Equity Resources, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Resources, Inc. Po Box 5177 Newark, OH 43058 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,237 |
| Total Mortgage Loan Application Amount | $4,289,585,000 |
| Average Mortgage Loan Application Amount | $218,666 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $5,360,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 1,790 | $ 485,280,000 | $ 271,000 | $ 128,000 |
| Allegheny County Pennsylvania | 1,456 | $ 296,680,000 | $ 203,000 | $ 103,000 |
| Franklin County Ohio | 1,125 | $ 225,095,000 | $ 200,000 | $ 109,000 |
| Delaware County Ohio | 914 | $ 253,730,000 | $ 277,000 | $ 131,000 |
| Licking County Ohio | 781 | $ 129,325,000 | $ 165,000 | $ 80,000 |
| Lucas County Ohio | 623 | $ 90,865,000 | $ 145,000 | $ 75,000 |
| Washington County Pennsylvania | 515 | $ 96,995,000 | $ 188,000 | $ 92,000 |
| Beaver County Pennsylvania | 489 | $ 78,995,000 | $ 161,000 | $ 80,000 |
| Guilford County North Carolina | 359 | $ 67,105,000 | $ 186,000 | $ 84,000 |
| Johnston County North Carolina | 337 | $ 73,405,000 | $ 217,000 | $ 85,000 |
| New Haven County Connecticut | 325 | $ 75,775,000 | $ 233,000 | $ 111,000 |
| Montgomery County Maryland | 284 | $ 99,600,000 | $ 350,000 | $ 131,000 |
| Westmoreland County Pennsylvania | 259 | $ 42,515,000 | $ 164,000 | $ 84,000 |
| New Hanover County North Carolina | 249 | $ 57,375,000 | $ 230,000 | $ 97,000 |
| Fairfield County Ohio | 238 | $ 51,220,000 | $ 215,000 | $ 96,000 |
| Baltimore County Maryland | 229 | $ 59,085,000 | $ 258,000 | $ 113,000 |
| St. Mary's County Maryland | 221 | $ 64,545,000 | $ 292,000 | $ 105,000 |
| Butler County Pennsylvania | 212 | $ 52,780,000 | $ 248,000 | $ 112,000 |
| Monroe County Michigan | 204 | $ 35,850,000 | $ 175,000 | $ 82,000 |
| Prince George's County Maryland | 200 | $ 58,490,000 | $ 292,000 | $ 100,000 |
| Union County Ohio | 199 | $ 60,765,000 | $ 305,000 | $ 130,000 |
| Cumberland County Pennsylvania | 189 | $ 38,645,000 | $ 204,000 | $ 102,000 |
| Durham County North Carolina | 177 | $ 40,205,000 | $ 227,000 | $ 113,000 |
| Hillsborough County Florida | 172 | $ 37,350,000 | $ 217,000 | $ 85,000 |
| Barnstable County Massachusetts | 168 | $ 49,770,000 | $ 296,000 | $ 121,000 |
| Wood County Ohio | 163 | $ 29,935,000 | $ 183,000 | $ 89,000 |
| Howard County Maryland | 149 | $ 54,225,000 | $ 363,000 | $ 165,000 |
| Horry County South Carolina | 147 | $ 24,695,000 | $ 167,000 | $ 69,000 |
| Montgomery County Ohio | 146 | $ 19,880,000 | $ 136,000 | $ 75,000 |
| York County Pennsylvania | 146 | $ 30,530,000 | $ 209,000 | $ 107,000 |
| Brunswick County North Carolina | 145 | $ 36,175,000 | $ 249,000 | $ 125,000 |
| Harnett County North Carolina | 142 | $ 27,780,000 | $ 195,000 | $ 77,000 |
| Clermont County Ohio | 142 | $ 24,670,000 | $ 173,000 | $ 84,000 |
| Blair County Pennsylvania | 140 | $ 20,510,000 | $ 146,000 | $ 79,000 |
| Anne Arundel County Maryland | 137 | $ 43,695,000 | $ 318,000 | $ 111,000 |
| Beaufort County South Carolina | 127 | $ 31,115,000 | $ 245,000 | $ 121,000 |
| Erie County Pennsylvania | 124 | $ 18,380,000 | $ 148,000 | $ 74,000 |
| Forsyth County North Carolina | 121 | $ 21,945,000 | $ 181,000 | $ 91,000 |
| Middlesex County Massachusetts | 115 | $ 44,435,000 | $ 386,000 | $ 160,000 |
| Plymouth County Massachusetts | 112 | $ 39,340,000 | $ 351,000 | $ 91,000 |
| Fairfield County Connecticut | 109 | $ 30,755,000 | $ 282,000 | $ 119,000 |
| Dauphin County Pennsylvania | 108 | $ 17,730,000 | $ 164,000 | $ 78,000 |
| Mercer County Pennsylvania | 108 | $ 17,150,000 | $ 158,000 | $ 131,000 |
| Pinellas County Florida | 101 | $ 23,645,000 | $ 234,000 | $ 108,000 |
| Hamilton County Ohio | 91 | $ 15,945,000 | $ 175,000 | $ 83,000 |
| Bristol County Massachusetts | 85 | $ 27,535,000 | $ 323,000 | $ 89,000 |
| Worcester County Massachusetts | 82 | $ 25,200,000 | $ 307,000 | $ 137,000 |
| Moore County North Carolina | 82 | $ 22,860,000 | $ 278,000 | $ 101,000 |
| Carroll County Maryland | 81 | $ 23,615,000 | $ 291,000 | $ 113,000 |
| Norfolk County Massachusetts | 81 | $ 29,805,000 | $ 367,000 | $ 132,000 |
| Lawrence County Pennsylvania | 81 | $ 10,965,000 | $ 135,000 | $ 75,000 |
| Mecklenburg County North Carolina | 80 | $ 17,370,000 | $ 217,000 | $ 118,000 |
| Carteret County North Carolina | 79 | $ 22,285,000 | $ 282,000 | $ 142,000 |
| Knox County Ohio | 78 | $ 12,650,000 | $ 162,000 | $ 74,000 |
| Baltimore City County Maryland | 77 | $ 16,675,000 | $ 216,000 | $ 117,000 |
| Fayette County Pennsylvania | 75 | $ 10,595,000 | $ 141,000 | $ 63,000 |
| Frederick County Maryland | 70 | $ 19,110,000 | $ 273,000 | $ 90,000 |
| Watauga County North Carolina | 68 | $ 14,750,000 | $ 216,000 | $ 97,000 |
| Calvert County Maryland | 66 | $ 19,350,000 | $ 293,000 | $ 109,000 |
| Manatee County Florida | 65 | $ 15,655,000 | $ 240,000 | $ 105,000 |
| Franklin County North Carolina | 65 | $ 15,555,000 | $ 239,000 | $ 87,000 |
| Orange County North Carolina | 64 | $ 18,110,000 | $ 282,000 | $ 138,000 |
| Warren County Ohio | 64 | $ 13,080,000 | $ 204,000 | $ 110,000 |
| Polk County Florida | 63 | $ 12,935,000 | $ 205,000 | $ 86,000 |
| Berkeley County South Carolina | 63 | $ 14,295,000 | $ 226,000 | $ 60,000 |
| Harford County Maryland | 62 | $ 17,700,000 | $ 285,000 | $ 114,000 |
| Butler County Ohio | 62 | $ 11,090,000 | $ 178,000 | $ 85,000 |
| Duval County Florida | 61 | $ 11,905,000 | $ 195,000 | $ 70,000 |
| Sarasota County Florida | 61 | $ 13,175,000 | $ 215,000 | $ 101,000 |
| Perry County Ohio | 58 | $ 9,780,000 | $ 168,000 | $ 78,000 |
| Granville County North Carolina | 56 | $ 12,370,000 | $ 220,000 | $ 77,000 |
| Fulton County Ohio | 55 | $ 7,615,000 | $ 138,000 | $ 71,000 |
| Middlesex County Connecticut | 53 | $ 13,925,000 | $ 262,000 | $ 140,000 |
| Muskingum County Ohio | 52 | $ 8,490,000 | $ 163,000 | $ 91,000 |
| Fairfax County Virginia | 51 | $ 21,175,000 | $ 415,000 | $ 198,000 |
| Miami County Ohio | 50 | $ 7,880,000 | $ 157,000 | $ 77,000 |
| Pickaway County Ohio | 49 | $ 9,955,000 | $ 203,000 | $ 95,000 |
| District of Columbia County District Of Columbia | 46 | $ 23,000,000 | $ 500,000 | $ 177,000 |
| Chatham County North Carolina | 46 | $ 15,580,000 | $ 338,000 | $ 140,000 |
| Hartford County Connecticut | 44 | $ 10,720,000 | $ 243,000 | $ 143,000 |
| Marion County Ohio | 44 | $ 5,080,000 | $ 115,000 | $ 55,000 |
| Richland County Ohio | 44 | $ 6,900,000 | $ 156,000 | $ 74,000 |
| Pasco County Florida | 43 | $ 10,715,000 | $ 249,000 | $ 95,000 |
| Clark County Ohio | 43 | $ 6,235,000 | $ 145,000 | $ 76,000 |
| Rockingham County North Carolina | 42 | $ 7,090,000 | $ 168,000 | $ 66,000 |
| Clay County Florida | 39 | $ 8,175,000 | $ 209,000 | $ 79,000 |
| Charles County Maryland | 39 | $ 11,415,000 | $ 292,000 | $ 78,000 |
| Davidson County North Carolina | 39 | $ 7,485,000 | $ 191,000 | $ 78,000 |
| Osceola County Florida | 38 | $ 7,620,000 | $ 200,000 | $ 87,000 |
| Alamance County North Carolina | 38 | $ 8,020,000 | $ 211,000 | $ 80,000 |
| Cabarrus County North Carolina | 38 | $ 9,160,000 | $ 241,000 | $ 113,000 |
| Greene County Ohio | 37 | $ 6,565,000 | $ 177,000 | $ 79,000 |
| Morrow County Ohio | 37 | $ 7,815,000 | $ 211,000 | $ 78,000 |
| Cambria County Pennsylvania | 37 | $ 4,335,000 | $ 117,000 | $ 67,000 |
| Litchfield County Connecticut | 36 | $ 8,240,000 | $ 228,000 | $ 113,000 |
| Clinton County Ohio | 36 | $ 5,480,000 | $ 152,000 | $ 66,000 |
| Armstrong County Pennsylvania | 36 | $ 5,300,000 | $ 147,000 | $ 73,000 |
| Cumberland County North Carolina | 35 | $ 5,725,000 | $ 163,000 | $ 101,000 |
| Lancaster County Pennsylvania | 35 | $ 6,575,000 | $ 187,000 | $ 98,000 |
| Randolph County North Carolina | 33 | $ 5,605,000 | $ 169,000 | $ 80,000 |
| Greene County Pennsylvania | 33 | $ 4,935,000 | $ 149,000 | $ 66,000 |
| Dorchester County South Carolina | 31 | $ 7,635,000 | $ 246,000 | $ 96,000 |
| Suffolk County Massachusetts | 29 | $ 11,545,000 | $ 398,000 | $ 103,000 |
| Gaston County North Carolina | 29 | $ 5,455,000 | $ 188,000 | $ 73,000 |
| Adams County Pennsylvania | 27 | $ 5,805,000 | $ 215,000 | $ 84,000 |
| Nash County North Carolina | 26 | $ 5,030,000 | $ 193,000 | $ 74,000 |
| Buncombe County North Carolina | 25 | $ 7,675,000 | $ 307,000 | $ 125,000 |
| Pender County North Carolina | 25 | $ 5,865,000 | $ 234,000 | $ 134,000 |
| Union County North Carolina | 25 | $ 6,375,000 | $ 255,000 | $ 90,000 |
| Orange County Florida | 24 | $ 6,820,000 | $ 284,000 | $ 377,000 |
| Charleston County South Carolina | 24 | $ 5,920,000 | $ 246,000 | $ 70,000 |
| Charlotte County Florida | 20 | $ 3,550,000 | $ 177,000 | $ 80,000 |
| Pitt County North Carolina | 20 | $ 4,000,000 | $ 200,000 | $ 93,000 |
| Henry County Ohio | 20 | $ 2,970,000 | $ 148,000 | $ 57,000 |
| Summit County Ohio | 20 | $ 4,230,000 | $ 211,000 | $ 112,000 |
| Trumbull County Ohio | 20 | $ 2,690,000 | $ 134,000 | $ 69,000 |
| Providence County Rhode Island | 20 | $ 5,170,000 | $ 258,000 | $ 109,000 |
| Loudoun County Virginia | 20 | $ 9,240,000 | $ 462,000 | $ 189,000 |
| Onslow County North Carolina | 19 | $ 4,665,000 | $ 245,000 | $ 102,000 |
| Madison County Ohio | 19 | $ 4,045,000 | $ 212,000 | $ 87,000 |
| Ottawa County Ohio | 19 | $ 2,625,000 | $ 138,000 | $ 61,000 |
| Scioto County Ohio | 19 | $ 3,095,000 | $ 162,000 | $ 83,000 |
| Wayne County North Carolina | 18 | $ 3,010,000 | $ 167,000 | $ 58,000 |
| Cuyahoga County Ohio | 18 | $ 3,430,000 | $ 190,000 | $ 112,000 |
| Crawford County Pennsylvania | 18 | $ 2,600,000 | $ 144,000 | $ 86,000 |
| St. Johns County Florida | 17 | $ 4,425,000 | $ 260,000 | $ 103,000 |
| Washington County Maryland | 17 | $ 3,865,000 | $ 227,000 | $ 70,000 |
| Jackson County Michigan | 17 | $ 2,005,000 | $ 117,000 | $ 68,000 |
| Rowan County North Carolina | 17 | $ 2,355,000 | $ 138,000 | $ 94,000 |
| Sandusky County Ohio | 17 | $ 2,225,000 | $ 130,000 | $ 59,000 |
| New London County Connecticut | 16 | $ 3,500,000 | $ 218,000 | $ 114,000 |
| Lee County Florida | 16 | $ 3,960,000 | $ 247,000 | $ 115,000 |
| Lenawee County Michigan | 16 | $ 2,210,000 | $ 138,000 | $ 71,000 |
| Worcester County Maryland | 15 | $ 2,935,000 | $ 195,000 | $ 157,000 |
| Catawba County North Carolina | 15 | $ 3,215,000 | $ 214,000 | $ 113,000 |
| Champaign County Ohio | 15 | $ 2,195,000 | $ 146,000 | $ 75,000 |
| Crawford County Ohio | 15 | $ 1,125,000 | $ 75,000 | $ 53,000 |
| Somerset County Pennsylvania | 15 | $ 2,295,000 | $ 153,000 | $ 120,000 |
| Sussex County Delaware | 14 | $ 3,840,000 | $ 274,000 | $ 214,000 |
| Marion County Florida | 14 | $ 2,800,000 | $ 200,000 | $ 70,000 |
| Wayne County Michigan | 14 | $ 2,070,000 | $ 147,000 | $ 95,000 |
| Henderson County North Carolina | 14 | $ 2,920,000 | $ 208,000 | $ 105,000 |
| Perry County Pennsylvania | 14 | $ 2,580,000 | $ 184,000 | $ 72,000 |
| Cecil County Maryland | 13 | $ 3,285,000 | $ 252,000 | $ 78,000 |
| Ashland County Ohio | 13 | $ 1,375,000 | $ 105,000 | $ 91,000 |
| Columbiana County Ohio | 13 | $ 2,035,000 | $ 156,000 | $ 84,000 |
| Hocking County Ohio | 13 | $ 2,525,000 | $ 194,000 | $ 85,000 |
| Huntingdon County Pennsylvania | 13 | $ 2,265,000 | $ 174,000 | $ 111,000 |
| Hancock County Indiana | 12 | $ 3,310,000 | $ 275,000 | $ 99,000 |
| Lee County North Carolina | 12 | $ 2,750,000 | $ 229,000 | $ 82,000 |
| Prince William County Virginia | 12 | $ 3,940,000 | $ 328,000 | $ 119,000 |
| Tolland County Connecticut | 11 | $ 2,785,000 | $ 253,000 | $ 125,000 |
| Broward County Florida | 11 | $ 2,865,000 | $ 260,000 | $ 118,000 |
| Volusia County Florida | 11 | $ 2,085,000 | $ 189,000 | $ 104,000 |
| Craven County North Carolina | 11 | $ 2,415,000 | $ 219,000 | $ 77,000 |
| Iredell County North Carolina | 11 | $ 2,735,000 | $ 248,000 | $ 158,000 |
| Vance County North Carolina | 11 | $ 1,665,000 | $ 151,000 | $ 58,000 |
| Belmont County Ohio | 11 | $ 1,335,000 | $ 121,000 | $ 61,000 |
| Brown County Ohio | 11 | $ 1,685,000 | $ 153,000 | $ 52,000 |
| Mahoning County Ohio | 11 | $ 1,465,000 | $ 133,000 | $ 63,000 |
| Medina County Ohio | 11 | $ 2,115,000 | $ 192,000 | $ 90,000 |
| Shelby County Ohio | 11 | $ 1,765,000 | $ 160,000 | $ 162,000 |
| Stark County Ohio | 11 | $ 2,315,000 | $ 210,000 | $ 99,000 |
| Arlington County Virginia | 11 | $ 4,835,000 | $ 439,000 | $ 164,000 |
| Essex County Massachusetts | 10 | $ 3,100,000 | $ 310,000 | $ 150,000 |
| Dare County North Carolina | 10 | $ 2,900,000 | $ 290,000 | $ 176,000 |
| Hancock County Ohio | 10 | $ 1,470,000 | $ 147,000 | $ 58,000 |
| Highland County Ohio | 10 | $ 1,810,000 | $ 181,000 | $ 70,000 |
| Logan County Ohio | 10 | $ 1,810,000 | $ 181,000 | $ 76,000 |
| Montgomery County Pennsylvania | 10 | $ 2,640,000 | $ 264,000 | $ 237,000 |
| Brevard County Florida | 9 | $ 2,005,000 | $ 222,000 | $ 103,000 |
| Lake County Florida | 9 | $ 2,085,000 | $ 231,000 | $ 129,000 |
| Queen Anne's County Maryland | 9 | $ 2,605,000 | $ 289,000 | $ 104,000 |
| Hoke County North Carolina | 9 | $ 1,895,000 | $ 210,000 | $ 70,000 |
| Person County North Carolina | 9 | $ 1,325,000 | $ 147,000 | $ 59,000 |
| Coshocton County Ohio | 9 | $ 1,095,000 | $ 121,000 | $ 81,000 |
| Chester County Pennsylvania | 9 | $ 2,395,000 | $ 266,000 | $ 256,000 |
| Indiana County Pennsylvania | 9 | $ 925,000 | $ 102,000 | $ 56,000 |
| Alexandria County Virginia | 9 | $ 4,115,000 | $ 457,000 | $ 222,000 |
| Collier County Florida | 8 | $ 2,400,000 | $ 300,000 | $ 150,000 |
| Marion County Indiana | 8 | $ 1,490,000 | $ 186,000 | $ 96,000 |
| Hillsdale County Michigan | 8 | $ 1,020,000 | $ 127,000 | $ 89,000 |
| Lenoir County North Carolina | 8 | $ 1,000,000 | $ 125,000 | $ 58,000 |
| Sampson County North Carolina | 8 | $ 1,730,000 | $ 216,000 | $ 93,000 |
| Darke County Ohio | 8 | $ 730,000 | $ 91,000 | $ 76,000 |
| Defiance County Ohio | 8 | $ 1,110,000 | $ 138,000 | $ 60,000 |
| Monroe County Ohio | 8 | $ 880,000 | $ 110,000 | $ 53,000 |
| Florence County South Carolina | 8 | $ 830,000 | $ 103,000 | $ 45,000 |
| York County South Carolina | 8 | $ 1,990,000 | $ 248,000 | $ 113,000 |
| Hernando County Florida | 7 | $ 1,045,000 | $ 149,000 | $ 55,000 |
| Palm Beach County Florida | 7 | $ 1,775,000 | $ 253,000 | $ 153,000 |
| Hampden County Massachusetts | 7 | $ 1,925,000 | $ 275,000 | $ 129,000 |
| Robeson County North Carolina | 7 | $ 1,495,000 | $ 213,000 | $ 67,000 |
| Bucks County Pennsylvania | 7 | $ 1,765,000 | $ 252,000 | $ 151,000 |
| Clearfield County Pennsylvania | 7 | $ 705,000 | $ 100,000 | $ 72,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,365,000 | $ 195,000 | $ 86,000 |
| Georgetown County South Carolina | 7 | $ 1,505,000 | $ 215,000 | $ 91,000 |
| Miami-Dade County Florida | 6 | $ 1,750,000 | $ 291,000 | $ 75,000 |
| Hamilton County Indiana | 6 | $ 1,590,000 | $ 265,000 | $ 140,000 |
| Campbell County Kentucky | 6 | $ 1,060,000 | $ 176,000 | $ 65,000 |
| Talbot County Maryland | 6 | $ 2,060,000 | $ 343,000 | $ 111,000 |
| Edgecombe County North Carolina | 6 | $ 920,000 | $ 153,000 | $ 67,000 |
| Haywood County North Carolina | 6 | $ 1,200,000 | $ 200,000 | $ 64,000 |
| Richmond County North Carolina | 6 | $ 1,010,000 | $ 168,000 | $ 50,000 |
| Wilson County North Carolina | 6 | $ 1,130,000 | $ 188,000 | $ 78,000 |
| Adams County Ohio | 6 | $ 830,000 | $ 138,000 | $ 71,000 |
| Erie County Ohio | 6 | $ 1,110,000 | $ 185,000 | $ 98,000 |
| Huron County Ohio | 6 | $ 790,000 | $ 131,000 | $ 88,000 |
| Preble County Ohio | 6 | $ 750,000 | $ 125,000 | $ 75,000 |
| Lebanon County Pennsylvania | 6 | $ 1,080,000 | $ 180,000 | $ 78,000 |
| Greenville County South Carolina | 6 | $ 1,260,000 | $ 210,000 | $ 84,000 |
| Spartanburg County South Carolina | 6 | $ 900,000 | $ 150,000 | $ 70,000 |
| Allen County Indiana | 5 | $ 535,000 | $ 107,000 | $ 98,000 |
| Fayette County Kentucky | 5 | $ 745,000 | $ 149,000 | $ 96,000 |
| Oakland County Michigan | 5 | $ 965,000 | $ 193,000 | $ 105,000 |
| Washtenaw County Michigan | 5 | $ 1,065,000 | $ 213,000 | $ 120,000 |
| Avery County North Carolina | 5 | $ 555,000 | $ 111,000 | $ 95,000 |
| Caswell County North Carolina | 5 | $ 955,000 | $ 191,000 | $ 66,000 |
| Stokes County North Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 78,000 |
| Warren County North Carolina | 5 | $ 1,115,000 | $ 223,000 | $ 135,000 |
| Ashtabula County Ohio | 5 | $ 525,000 | $ 105,000 | $ 95,000 |
| Lorain County Ohio | 5 | $ 995,000 | $ 199,000 | $ 74,000 |
| Williams County Ohio | 5 | $ 815,000 | $ 163,000 | $ 69,000 |
| Wyandot County Ohio | 5 | $ 615,000 | $ 123,000 | $ 40,000 |
| Clarendon County South Carolina | 5 | $ 1,025,000 | $ 205,000 | $ 88,000 |
| Lancaster County South Carolina | 5 | $ 1,315,000 | $ 263,000 | $ 99,000 |
| Windham County Connecticut | 4 | $ 960,000 | $ 240,000 | $ 118,000 |
| Nassau County Florida | 4 | $ 980,000 | $ 245,000 | $ 82,000 |
| Dorchester County Maryland | 4 | $ 1,150,000 | $ 287,000 | $ 125,000 |
| Hillsborough County New Hampshire | 4 | $ 1,380,000 | $ 345,000 | $ 174,000 |
| Caldwell County North Carolina | 4 | $ 770,000 | $ 192,000 | $ 109,000 |
| Currituck County North Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 152,000 |
| Davie County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 78,000 |
| Scotland County North Carolina | 4 | $ 850,000 | $ 212,000 | $ 114,000 |
| Carroll County Ohio | 4 | $ 850,000 | $ 212,000 | $ 108,000 |
| Fayette County Ohio | 4 | $ 390,000 | $ 97,000 | $ 133,000 |
| Jefferson County Ohio | 4 | $ 590,000 | $ 147,000 | $ 69,000 |
| Lake County Ohio | 4 | $ 740,000 | $ 185,000 | $ 81,000 |
| Putnam County Ohio | 4 | $ 790,000 | $ 197,000 | $ 75,000 |
| Ross County Ohio | 4 | $ 620,000 | $ 155,000 | $ 55,000 |
| Seneca County Ohio | 4 | $ 600,000 | $ 150,000 | $ 27,000 |
| Tuscarawas County Ohio | 4 | $ 790,000 | $ 197,000 | $ 67,000 |
| Washington County Ohio | 4 | $ 440,000 | $ 110,000 | $ 62,000 |
| Wayne County Ohio | 4 | $ 910,000 | $ 227,000 | $ 135,000 |
| Bedford County Pennsylvania | 4 | $ 610,000 | $ 152,000 | $ 92,000 |
| Berks County Pennsylvania | 4 | $ 520,000 | $ 130,000 | $ 78,000 |
| Centre County Pennsylvania | 4 | $ 1,060,000 | $ 265,000 | $ 116,000 |
| Lehigh County Pennsylvania | 4 | $ 730,000 | $ 182,000 | $ 98,000 |
| Anderson County South Carolina | 4 | $ 1,180,000 | $ 295,000 | $ 64,000 |
| Lexington County South Carolina | 4 | $ 770,000 | $ 192,000 | $ 70,000 |
| Chesapeake County Virginia | 4 | $ 1,340,000 | $ 335,000 | $ 94,000 |
| Hancock County West Virginia | 4 | $ 560,000 | $ 140,000 | $ 57,000 |
| Dixie County Florida | 3 | $ 515,000 | $ 171,000 | $ 133,000 |
| Flagler County Florida | 3 | $ 575,000 | $ 191,000 | $ 105,000 |
| St. Lucie County Florida | 3 | $ 445,000 | $ 148,000 | $ 155,000 |
| Boone County Kentucky | 3 | $ 625,000 | $ 208,000 | $ 100,000 |
| Kenton County Kentucky | 3 | $ 725,000 | $ 241,000 | $ 116,000 |
| Caroline County Maryland | 3 | $ 715,000 | $ 238,000 | $ 82,000 |
| Macomb County Michigan | 3 | $ 485,000 | $ 161,000 | $ 110,000 |
| Burke County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 82,000 |
| Cleveland County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 48,000 |
| Duplin County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 57,000 |
| Mitchell County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 96,000 |
| Montgomery County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 207,000 |
| Transylvania County North Carolina | 3 | $ 995,000 | $ 331,000 | $ 88,000 |
| Guernsey County Ohio | 3 | $ 325,000 | $ 108,000 | $ 69,000 |
| Hardin County Ohio | 3 | $ 605,000 | $ 201,000 | $ 75,000 |
| Morgan County Ohio | 3 | $ 445,000 | $ 148,000 | $ 102,000 |
| Portage County Ohio | 3 | $ 335,000 | $ 111,000 | $ 68,000 |
| Clarion County Pennsylvania | 3 | $ 375,000 | $ 125,000 | $ 33,000 |
| Franklin County Pennsylvania | 3 | $ 795,000 | $ 265,000 | $ 86,000 |
| Lackawanna County Pennsylvania | 3 | $ 415,000 | $ 138,000 | $ 109,000 |
| Kent County Rhode Island | 3 | $ 895,000 | $ 298,000 | $ 109,000 |
| Jasper County South Carolina | 3 | $ 875,000 | $ 291,000 | $ 131,000 |
| Pickens County South Carolina | 3 | $ 455,000 | $ 151,000 | $ 52,000 |
| Bedford County Virginia | 3 | $ 1,265,000 | $ 421,000 | $ 135,000 |
| Campbell County Virginia | 3 | $ 1,485,000 | $ 495,000 | $ 210,000 |
| Chesterfield County Virginia | 3 | $ 745,000 | $ 248,000 | $ 323,000 |
| Fauquier County Virginia | 3 | $ 865,000 | $ 288,000 | $ 175,000 |
| Harrisonburg County Virginia | 3 | $ 415,000 | $ 138,000 | $ 175,000 |
| Suffolk County Virginia | 3 | $ 385,000 | $ 128,000 | $ 74,000 |
| Virginia Beach County Virginia | 3 | $ 965,000 | $ 321,000 | $ 164,000 |
| Ohio County West Virginia | 3 | $ 365,000 | $ 121,000 | $ 48,000 |
| Wetzel County West Virginia | 3 | $ 405,000 | $ 135,000 | $ 41,000 |
| New Castle County Delaware | 2 | $ 750,000 | $ 375,000 | $ 116,000 |
| Baker County Florida | 2 | $ 630,000 | $ 315,000 | $ 101,000 |
| Citrus County Florida | 2 | $ 510,000 | $ 255,000 | $ 97,000 |
| Columbia County Florida | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Okaloosa County Florida | 2 | $ 670,000 | $ 335,000 | $ 138,000 |
| Okeechobee County Florida | 2 | $ 310,000 | $ 155,000 | $ 106,000 |
| Santa Rosa County Florida | 2 | $ 690,000 | $ 345,000 | $ 76,000 |
| Seminole County Florida | 2 | $ 430,000 | $ 215,000 | $ 104,000 |
| Boone County Indiana | 2 | $ 390,000 | $ 195,000 | $ 86,000 |
| Steuben County Indiana | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| Union County Indiana | 2 | $ 260,000 | $ 130,000 | $ 17,000 |
| Whitley County Indiana | 2 | $ 270,000 | $ 135,000 | $ 42,000 |
| Boyd County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 53,000 |
| Jessamine County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Mason County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| Warren County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Allegany County Maryland | 2 | $ 440,000 | $ 220,000 | $ 135,000 |
| Garrett County Maryland | 2 | $ 690,000 | $ 345,000 | $ 548,000 |
| Wicomico County Maryland | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Kent County Michigan | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| Rockingham County New Hampshire | 2 | $ 580,000 | $ 290,000 | $ 130,000 |
| Alexander County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 42,000 |
| Anson County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 42,000 |
| Bertie County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Cherokee County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Jones County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 50,000 |
| Pamlico County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 144,000 |
| Rutherford County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 71,000 |
| Stanly County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 220,000 |
| Yancey County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 57,000 |
| Allen County Ohio | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Athens County Ohio | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Auglaize County Ohio | 2 | $ 270,000 | $ 135,000 | $ 19,000 |
| Geauga County Ohio | 2 | $ 590,000 | $ 295,000 | $ 105,000 |
| Carbon County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 39,000 |
| Delaware County Pennsylvania | 2 | $ 710,000 | $ 355,000 | $ 171,000 |
| Luzerne County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 121,000 |
| Northampton County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 419,000 |
| Venango County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Colleton County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 37,000 |
| Albemarle County Virginia | 2 | $ 460,000 | $ 230,000 | $ 162,000 |
| Frederick County Virginia | 2 | $ 470,000 | $ 235,000 | $ 46,000 |
| Greene County Virginia | 2 | $ 520,000 | $ 260,000 | $ 92,000 |
| Henrico County Virginia | 2 | $ 610,000 | $ 305,000 | $ 112,000 |
| King George County Virginia | 2 | $ 810,000 | $ 405,000 | $ 167,000 |
| Williamsburg County Virginia | 2 | $ 650,000 | $ 325,000 | $ 113,000 |
| Preston County West Virginia | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| Lamar County Alabama | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Madison County Alabama | 1 | $ 385,000 | $ 385,000 | $ 168,000 |
| San Diego County California | 1 | $ 275,000 | $ 275,000 | $ 193,000 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Bay County Florida | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Bradford County Florida | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Escambia County Florida | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Highlands County Florida | 1 | $ 255,000 | $ 255,000 | $ 158,000 |
| Holmes County Florida | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Indian River County Florida | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Putnam County Florida | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Walton County Florida | 1 | $ 235,000 | $ 235,000 | $ 144,000 |
| Elkhart County Indiana | 1 | $ 405,000 | $ 405,000 | $ 115,000 |
| Franklin County Indiana | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Hendricks County Indiana | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Henry County Indiana | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Johnson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Grant County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Jefferson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Madison County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Oldham County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Wayne County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Hampshire County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Alcona County Michigan | 1 | $ 125,000 | $ 125,000 | $ 201,000 |
| Bay County Michigan | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Branch County Michigan | 1 | $ 185,000 | $ 185,000 | $ 185,000 |
| Eaton County Michigan | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Gladwin County Michigan | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Ingham County Michigan | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Kalamazoo County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Livingston County Michigan | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Muskegon County Michigan | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Belknap County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Cheshire County New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Ashe County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 178,000 |
| Beaufort County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 282,000 |
| Bladen County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Clay County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Columbus County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Halifax County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 76,000 |
| Jackson County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 106,000 |
| Lincoln County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| McDowell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 193,000 |
| Northampton County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Pasquotank County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Surry County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Yadkin County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 307,000 |
| Gallia County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Harrison County Ohio | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Holmes County Ohio | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Jackson County Ohio | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Lawrence County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Noble County Ohio | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Paulding County Ohio | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Pike County Ohio | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Juniata County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Lycoming County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Schuylkill County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Washington County Rhode Island | 1 | $ 165,000 | $ 165,000 | $ 223,000 |
| Chester County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 114,000 |
| Greenwood County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 221,000 |
| Hampton County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Marion County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Newberry County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Williamsburg County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Lewis County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Charlottesville County Virginia | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Fluvanna County Virginia | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Hanover County Virginia | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| James City County Virginia | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Montgomery County Virginia | 1 | $ 255,000 | $ 255,000 | $ 189,000 |
| Nelson County Virginia | 1 | $ 175,000 | $ 175,000 | $ 195,000 |
| New Kent County Virginia | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Richmond City County Virginia | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Roanoke City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Salem County Virginia | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Wise County Virginia | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Berkeley County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Hardy County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Tyler County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Wood County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Milwaukee County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,321 | $2,169,515,000 | $232,000 | $1,285,000 | $109,000 | $2,153,000 |
| Home Purchase | 7,134 | $1,538,340,000 | $215,000 | $925,000 | $93,000 | $882,000 |
| Cash-out Refinancing | 2,782 | $581,730,000 | $209,000 | $1,205,000 | $110,000 | $5,360,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,577 | $3,140,385,000 | $215,000 | $1,285,000 | $100,000 | $5,360,000 |
| Asian | 1,715 | $451,785,000 | $263,000 | $845,000 | $138,000 | $761,000 |
| Black or African American | 1,193 | $291,325,000 | $244,000 | $1,005,000 | $87,000 | $676,000 |
| Hispanic | 899 | $204,625,000 | $227,000 | $705,000 | $81,000 | $396,000 |
| Not Provided | 728 | $171,080,000 | $235,000 | $765,000 | $124,000 | $790,000 |
| American Indian or Alaskan Native | 70 | $14,810,000 | $211,000 | $515,000 | $89,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,060,000 | $257,000 | $455,000 | $84,000 | $163,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,955 | $3,580,875,000 | $224,000 | $1,285,000 | $111,000 | $5,360,000 |
| FHA-insured (Federal Housing Administration) | 1,695 | $328,705,000 | $193,000 | $765,000 | $69,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 1,188 | $315,700,000 | $265,000 | $915,000 | $64,000 | $377,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 399 | $64,305,000 | $161,000 | $435,000 | $53,000 | $134,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,113 | $2,942,455,000 | $224,000 | $1,155,000 | $104,000 | $2,153,000 |
| Application Withdrawn By Applicant | 5,658 | $1,265,150,000 | $223,000 | $1,285,000 | $103,000 | $5,360,000 |
| Application Denied By Financial Institution | 440 | $76,670,000 | $174,000 | $765,000 | $72,000 | $336,000 |
| Application Approved But Not Accepted | 13 | $2,385,000 | $183,000 | $515,000 | $83,000 | $217,000 |
| File Closed For Incompleteness | 13 | $2,925,000 | $225,000 | $535,000 | $86,000 | $190,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,797 | $4,212,915,000 | $224,000 | $1,285,000 | $104,000 | $5,360,000 |
| Credit History | 166 | $25,750,000 | $155,000 | $455,000 | $71,000 | $336,000 |
| Debt-To-Income Ratio | 89 | $18,135,000 | $203,000 | $575,000 | $66,000 | $294,000 |
| Other | 63 | $11,255,000 | $178,000 | $445,000 | $77,000 | $261,000 |
| Collateral | 58 | $8,890,000 | $153,000 | $385,000 | $73,000 | $245,000 |
| Unverifiable Information | 23 | $4,915,000 | $213,000 | $515,000 | $64,000 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $4,390,000 | $199,000 | $765,000 | $90,000 | $251,000 |
| Employment History | 12 | $2,190,000 | $182,000 | $345,000 | $67,000 | $163,000 |
| Credit Application Incomplete | 7 | $1,145,000 | $163,000 | $275,000 | $86,000 | $135,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.