Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Equity Resources, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Resources, Inc. Po Box 5177 Newark, OH 43058 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,655 |
| Total Mortgage Loan Application Amount | $857,675,000 |
| Average Mortgage Loan Application Amount | $209,666 |
| Highest Mortgage Loan Application Amount | $1,725,000 |
| Average Applicant Income | $108,333 |
| Highest Applicant Income | $3,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lucas County Ohio | 259 | $ 40,705,000 | $ 157,000 | $ 98,000 |
| Allegheny County Pennsylvania | 214 | $ 48,730,000 | $ 227,000 | $ 115,000 |
| Licking County Ohio | 175 | $ 34,435,000 | $ 196,000 | $ 87,000 |
| Franklin County Ohio | 151 | $ 36,245,000 | $ 240,000 | $ 144,000 |
| Washington County Pennsylvania | 137 | $ 24,335,000 | $ 177,000 | $ 90,000 |
| Wake County North Carolina | 134 | $ 48,680,000 | $ 363,000 | $ 156,000 |
| Guilford County North Carolina | 95 | $ 21,175,000 | $ 222,000 | $ 109,000 |
| Erie County Pennsylvania | 95 | $ 18,045,000 | $ 189,000 | $ 103,000 |
| Blair County Pennsylvania | 88 | $ 14,780,000 | $ 167,000 | $ 86,000 |
| New Haven County Connecticut | 79 | $ 20,605,000 | $ 260,000 | $ 163,000 |
| Horry County South Carolina | 70 | $ 17,660,000 | $ 252,000 | $ 96,000 |
| Westmoreland County Pennsylvania | 69 | $ 11,135,000 | $ 161,000 | $ 85,000 |
| Delaware County Ohio | 68 | $ 24,530,000 | $ 360,000 | $ 154,000 |
| Montgomery County Ohio | 67 | $ 9,405,000 | $ 140,000 | $ 80,000 |
| Wood County Ohio | 54 | $ 10,530,000 | $ 195,000 | $ 98,000 |
| Harnett County North Carolina | 53 | $ 14,615,000 | $ 275,000 | $ 110,000 |
| Hillsborough County Florida | 52 | $ 12,730,000 | $ 244,000 | $ 98,000 |
| Fairfield County Ohio | 52 | $ 13,470,000 | $ 259,000 | $ 146,000 |
| Beaufort County South Carolina | 48 | $ 15,680,000 | $ 326,000 | $ 221,000 |
| Johnston County North Carolina | 47 | $ 12,075,000 | $ 256,000 | $ 99,000 |
| Fairfield County Connecticut | 40 | $ 12,230,000 | $ 305,000 | $ 116,000 |
| Monroe County Michigan | 35 | $ 7,385,000 | $ 211,000 | $ 105,000 |
| Warren County Ohio | 35 | $ 8,675,000 | $ 247,000 | $ 110,000 |
| Mercer County Pennsylvania | 35 | $ 4,755,000 | $ 135,000 | $ 72,000 |
| Clermont County Ohio | 34 | $ 6,460,000 | $ 190,000 | $ 89,000 |
| Prince George's County Maryland | 33 | $ 10,825,000 | $ 328,000 | $ 109,000 |
| Muskingum County Ohio | 33 | $ 5,865,000 | $ 177,000 | $ 76,000 |
| Montgomery County Maryland | 32 | $ 7,320,000 | $ 228,000 | $ 98,000 |
| Durham County North Carolina | 31 | $ 10,215,000 | $ 329,000 | $ 170,000 |
| Forsyth County North Carolina | 29 | $ 6,185,000 | $ 213,000 | $ 101,000 |
| Knox County Ohio | 28 | $ 5,940,000 | $ 212,000 | $ 98,000 |
| Beaver County Pennsylvania | 28 | $ 4,820,000 | $ 172,000 | $ 92,000 |
| Fayette County Pennsylvania | 28 | $ 4,040,000 | $ 144,000 | $ 79,000 |
| Hamilton County Ohio | 26 | $ 5,790,000 | $ 222,000 | $ 101,000 |
| Baltimore City County Maryland | 25 | $ 5,105,000 | $ 204,000 | $ 136,000 |
| St. Mary's County Maryland | 24 | $ 8,340,000 | $ 347,000 | $ 147,000 |
| Pickaway County Ohio | 24 | $ 5,350,000 | $ 222,000 | $ 84,000 |
| Butler County Ohio | 20 | $ 3,980,000 | $ 199,000 | $ 103,000 |
| Pasco County Florida | 19 | $ 6,355,000 | $ 334,000 | $ 131,000 |
| Polk County Florida | 19 | $ 4,905,000 | $ 258,000 | $ 105,000 |
| Greene County Pennsylvania | 19 | $ 2,745,000 | $ 144,000 | $ 78,000 |
| Pinellas County Florida | 18 | $ 7,700,000 | $ 427,000 | $ 165,000 |
| Cumberland County North Carolina | 18 | $ 3,320,000 | $ 184,000 | $ 85,000 |
| Franklin County North Carolina | 17 | $ 5,725,000 | $ 336,000 | $ 120,000 |
| Randolph County North Carolina | 17 | $ 3,155,000 | $ 185,000 | $ 84,000 |
| Butler County Pennsylvania | 17 | $ 4,785,000 | $ 281,000 | $ 138,000 |
| Anne Arundel County Maryland | 15 | $ 5,535,000 | $ 369,000 | $ 157,000 |
| Baltimore County Maryland | 15 | $ 5,215,000 | $ 347,000 | $ 110,000 |
| Barnstable County Massachusetts | 15 | $ 6,595,000 | $ 439,000 | $ 158,000 |
| Worcester County Massachusetts | 15 | $ 5,895,000 | $ 393,000 | $ 137,000 |
| Davidson County North Carolina | 15 | $ 3,535,000 | $ 235,000 | $ 102,000 |
| Fulton County Ohio | 15 | $ 2,325,000 | $ 155,000 | $ 71,000 |
| Hartford County Connecticut | 14 | $ 3,480,000 | $ 248,000 | $ 98,000 |
| Clinton County Ohio | 14 | $ 3,320,000 | $ 237,000 | $ 91,000 |
| Berkeley County South Carolina | 14 | $ 3,440,000 | $ 245,000 | $ 103,000 |
| Middlesex County Massachusetts | 13 | $ 6,475,000 | $ 498,000 | $ 208,000 |
| Alamance County North Carolina | 13 | $ 3,435,000 | $ 264,000 | $ 100,000 |
| Richland County Ohio | 13 | $ 2,385,000 | $ 183,000 | $ 84,000 |
| Frederick County Maryland | 12 | $ 4,240,000 | $ 353,000 | $ 127,000 |
| Brunswick County North Carolina | 12 | $ 4,260,000 | $ 355,000 | $ 167,000 |
| Onslow County North Carolina | 12 | $ 2,830,000 | $ 235,000 | $ 92,000 |
| Rockingham County North Carolina | 12 | $ 1,820,000 | $ 151,000 | $ 61,000 |
| Miami County Ohio | 12 | $ 2,080,000 | $ 173,000 | $ 84,000 |
| Perry County Ohio | 12 | $ 2,050,000 | $ 170,000 | $ 93,000 |
| Sandusky County Ohio | 12 | $ 1,450,000 | $ 120,000 | $ 77,000 |
| Cambria County Pennsylvania | 12 | $ 1,880,000 | $ 156,000 | $ 88,000 |
| Middlesex County Connecticut | 11 | $ 3,685,000 | $ 335,000 | $ 134,000 |
| Calvert County Maryland | 11 | $ 2,735,000 | $ 248,000 | $ 104,000 |
| Howard County Maryland | 11 | $ 5,045,000 | $ 458,000 | $ 192,000 |
| Litchfield County Connecticut | 10 | $ 2,190,000 | $ 219,000 | $ 93,000 |
| Charles County Maryland | 10 | $ 4,280,000 | $ 428,000 | $ 146,000 |
| New Hanover County North Carolina | 10 | $ 2,980,000 | $ 298,000 | $ 113,000 |
| Crawford County Ohio | 10 | $ 1,580,000 | $ 158,000 | $ 63,000 |
| Henry County Ohio | 10 | $ 1,440,000 | $ 144,000 | $ 67,000 |
| Marion County Ohio | 10 | $ 1,530,000 | $ 153,000 | $ 81,000 |
| Dorchester County South Carolina | 10 | $ 2,720,000 | $ 272,000 | $ 139,000 |
| Norfolk County Massachusetts | 9 | $ 3,495,000 | $ 388,000 | $ 159,000 |
| Clark County Ohio | 9 | $ 1,655,000 | $ 183,000 | $ 79,000 |
| Greene County Ohio | 9 | $ 1,355,000 | $ 150,000 | $ 92,000 |
| Crawford County Pennsylvania | 9 | $ 1,245,000 | $ 138,000 | $ 90,000 |
| Lawrence County Pennsylvania | 9 | $ 1,195,000 | $ 132,000 | $ 62,000 |
| Plymouth County Massachusetts | 8 | $ 3,540,000 | $ 442,000 | $ 125,000 |
| Lenawee County Michigan | 8 | $ 1,310,000 | $ 163,000 | $ 78,000 |
| Carteret County North Carolina | 8 | $ 3,100,000 | $ 387,000 | $ 187,000 |
| Granville County North Carolina | 8 | $ 2,340,000 | $ 292,000 | $ 90,000 |
| Wayne County North Carolina | 8 | $ 1,440,000 | $ 180,000 | $ 102,000 |
| Hancock County Ohio | 8 | $ 1,550,000 | $ 193,000 | $ 119,000 |
| Cabarrus County North Carolina | 7 | $ 2,755,000 | $ 393,000 | $ 206,000 |
| Chatham County North Carolina | 7 | $ 2,685,000 | $ 383,000 | $ 138,000 |
| Nash County North Carolina | 7 | $ 2,425,000 | $ 346,000 | $ 121,000 |
| Union County Ohio | 7 | $ 2,395,000 | $ 342,000 | $ 129,000 |
| Williams County Ohio | 7 | $ 995,000 | $ 142,000 | $ 72,000 |
| Lee County Florida | 6 | $ 1,820,000 | $ 303,000 | $ 201,000 |
| Osceola County Florida | 6 | $ 880,000 | $ 146,000 | $ 63,000 |
| Sarasota County Florida | 6 | $ 2,530,000 | $ 421,000 | $ 233,000 |
| Bristol County Massachusetts | 6 | $ 2,550,000 | $ 425,000 | $ 134,000 |
| Lee County North Carolina | 6 | $ 1,300,000 | $ 216,000 | $ 81,000 |
| Brown County Ohio | 6 | $ 1,060,000 | $ 176,000 | $ 75,000 |
| Coshocton County Ohio | 6 | $ 910,000 | $ 151,000 | $ 83,000 |
| Highland County Ohio | 6 | $ 1,680,000 | $ 280,000 | $ 100,000 |
| Lake County Florida | 5 | $ 885,000 | $ 177,000 | $ 114,000 |
| Manatee County Florida | 5 | $ 2,055,000 | $ 411,000 | $ 239,000 |
| Marion County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 62,000 |
| Orange County Florida | 5 | $ 895,000 | $ 179,000 | $ 62,000 |
| Washington County Maryland | 5 | $ 1,375,000 | $ 275,000 | $ 97,000 |
| Jackson County Michigan | 5 | $ 895,000 | $ 179,000 | $ 86,000 |
| Wayne County Michigan | 5 | $ 925,000 | $ 185,000 | $ 71,000 |
| Gaston County North Carolina | 5 | $ 1,195,000 | $ 239,000 | $ 57,000 |
| Henderson County North Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 100,000 |
| Sampson County North Carolina | 5 | $ 805,000 | $ 161,000 | $ 92,000 |
| Wilson County North Carolina | 5 | $ 805,000 | $ 161,000 | $ 87,000 |
| Defiance County Ohio | 5 | $ 695,000 | $ 139,000 | $ 77,000 |
| Hocking County Ohio | 5 | $ 1,255,000 | $ 251,000 | $ 175,000 |
| Lorain County Ohio | 5 | $ 1,705,000 | $ 341,000 | $ 352,000 |
| Madison County Ohio | 5 | $ 1,295,000 | $ 259,000 | $ 77,000 |
| Morrow County Ohio | 5 | $ 965,000 | $ 193,000 | $ 131,000 |
| Ottawa County Ohio | 5 | $ 635,000 | $ 127,000 | $ 84,000 |
| Scioto County Ohio | 5 | $ 1,245,000 | $ 249,000 | $ 100,000 |
| Summit County Ohio | 5 | $ 975,000 | $ 195,000 | $ 97,000 |
| Trumbull County Ohio | 5 | $ 1,075,000 | $ 215,000 | $ 92,000 |
| Wayne County Ohio | 5 | $ 545,000 | $ 109,000 | $ 62,000 |
| Lancaster County Pennsylvania | 5 | $ 1,155,000 | $ 231,000 | $ 136,000 |
| Mecklenburg County Virginia | 5 | $ 1,345,000 | $ 269,000 | $ 144,000 |
| Tolland County Connecticut | 4 | $ 1,010,000 | $ 252,000 | $ 138,000 |
| Miami-Dade County Florida | 4 | $ 3,040,000 | $ 760,000 | $ 573,000 |
| Columbus County North Carolina | 4 | $ 860,000 | $ 215,000 | $ 93,000 |
| Champaign County Ohio | 4 | $ 660,000 | $ 165,000 | $ 62,000 |
| Guernsey County Ohio | 4 | $ 850,000 | $ 212,000 | $ 126,000 |
| Mahoning County Ohio | 4 | $ 480,000 | $ 120,000 | $ 91,000 |
| Armstrong County Pennsylvania | 4 | $ 770,000 | $ 192,000 | $ 78,000 |
| Bedford County Pennsylvania | 4 | $ 890,000 | $ 222,000 | $ 77,000 |
| Charleston County South Carolina | 4 | $ 900,000 | $ 225,000 | $ 100,000 |
| Darlington County South Carolina | 4 | $ 760,000 | $ 190,000 | $ 81,000 |
| Florence County South Carolina | 4 | $ 800,000 | $ 200,000 | $ 71,000 |
| Brevard County Florida | 3 | $ 705,000 | $ 235,000 | $ 76,000 |
| Okaloosa County Florida | 3 | $ 845,000 | $ 281,000 | $ 231,000 |
| Volusia County Florida | 3 | $ 805,000 | $ 268,000 | $ 115,000 |
| Greenup County Kentucky | 3 | $ 575,000 | $ 191,000 | $ 87,000 |
| Harford County Maryland | 3 | $ 485,000 | $ 161,000 | $ 94,000 |
| Strafford County New Hampshire | 3 | $ 1,035,000 | $ 345,000 | $ 96,000 |
| Caswell County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 79,000 |
| Davie County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 66,000 |
| Iredell County North Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 219,000 |
| Robeson County North Carolina | 3 | $ 985,000 | $ 328,000 | $ 86,000 |
| Belmont County Ohio | 3 | $ 345,000 | $ 115,000 | $ 90,000 |
| Erie County Ohio | 3 | $ 575,000 | $ 191,000 | $ 117,000 |
| Medina County Ohio | 3 | $ 1,135,000 | $ 378,000 | $ 185,000 |
| Clearfield County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 50,000 |
| Indiana County Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 1,091,000 |
| Somerset County Pennsylvania | 3 | $ 325,000 | $ 108,000 | $ 65,000 |
| New London County Connecticut | 2 | $ 480,000 | $ 240,000 | $ 93,000 |
| Sussex County Delaware | 2 | $ 710,000 | $ 355,000 | $ 151,000 |
| District of Columbia County District Of Columbia | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Citrus County Florida | 2 | $ 440,000 | $ 220,000 | $ 182,000 |
| Collier County Florida | 2 | $ 470,000 | $ 235,000 | $ 131,000 |
| Hernando County Florida | 2 | $ 530,000 | $ 265,000 | $ 86,000 |
| Adams County Indiana | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| Allen County Indiana | 2 | $ 340,000 | $ 170,000 | $ 84,000 |
| Hamilton County Indiana | 2 | $ 630,000 | $ 315,000 | $ 105,000 |
| Campbell County Kentucky | 2 | $ 670,000 | $ 335,000 | $ 165,000 |
| Kenton County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 88,000 |
| Carroll County Maryland | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| Hampden County Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 81,000 |
| Suffolk County Massachusetts | 2 | $ 1,660,000 | $ 830,000 | $ 245,000 |
| Hillsdale County Michigan | 2 | $ 740,000 | $ 370,000 | $ 106,000 |
| St. Joseph County Michigan | 2 | $ 420,000 | $ 210,000 | $ 142,000 |
| Grafton County New Hampshire | 2 | $ 440,000 | $ 220,000 | $ 78,000 |
| Hillsborough County New Hampshire | 2 | $ 1,020,000 | $ 510,000 | $ 164,000 |
| Buncombe County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Lenoir County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 46,000 |
| Moore County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 183,000 |
| Orange County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 149,000 |
| Pender County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 115,000 |
| Pitt County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 164,000 |
| Vance County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| Wilkes County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 134,000 |
| Adams County Ohio | 2 | $ 320,000 | $ 160,000 | $ 43,000 |
| Ashtabula County Ohio | 2 | $ 290,000 | $ 145,000 | $ 155,000 |
| Athens County Ohio | 2 | $ 450,000 | $ 225,000 | $ 63,000 |
| Cuyahoga County Ohio | 2 | $ 250,000 | $ 125,000 | $ 411,000 |
| Huron County Ohio | 2 | $ 620,000 | $ 310,000 | $ 205,000 |
| Ross County Ohio | 2 | $ 330,000 | $ 165,000 | $ 80,000 |
| Shelby County Ohio | 2 | $ 450,000 | $ 225,000 | $ 102,000 |
| Stark County Ohio | 2 | $ 320,000 | $ 160,000 | $ 169,000 |
| Wyandot County Ohio | 2 | $ 210,000 | $ 105,000 | $ 30,000 |
| Clarion County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Dauphin County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 203,000 |
| Huntingdon County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| Warren County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 92,000 |
| Colleton County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 104,000 |
| Georgetown County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 101,000 |
| Greenville County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 59,000 |
| Spartanburg County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 63,000 |
| Fairfax County Virginia | 2 | $ 1,150,000 | $ 575,000 | $ 176,000 |
| Richmond City County Virginia | 2 | $ 960,000 | $ 480,000 | $ 166,000 |
| Madison County Alabama | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Mobile County Alabama | 1 | $ 425,000 | $ 425,000 | $ 87,000 |
| Kent County Delaware | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Broward County Florida | 1 | $ 505,000 | $ 505,000 | $ 240,000 |
| Charlotte County Florida | 1 | $ 335,000 | $ 335,000 | $ 50,000 |
| Clay County Florida | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Duval County Florida | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| Leon County Florida | 1 | $ 585,000 | $ 585,000 | $ 306,000 |
| Levy County Florida | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Nassau County Florida | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Palm Beach County Florida | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Seminole County Florida | 1 | $ 435,000 | $ 435,000 | $ 150,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Cook County Georgia | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Effingham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Hendricks County Indiana | 1 | $ 315,000 | $ 315,000 | $ 220,000 |
| Jay County Indiana | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Johnson County Indiana | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Marion County Indiana | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Noble County Indiana | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Randolph County Indiana | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Boone County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Daviess County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Jefferson County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Oldham County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 98,000 |
| Wayne County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Cecil County Maryland | 1 | $ 295,000 | $ 295,000 | $ 147,000 |
| Dorchester County Maryland | 1 | $ 335,000 | $ 335,000 | $ 183,000 |
| Queen Anne's County Maryland | 1 | $ 495,000 | $ 495,000 | $ 182,000 |
| Talbot County Maryland | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Worcester County Maryland | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Berkshire County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 158,000 |
| Hampshire County Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Berrien County Michigan | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Charlevoix County Michigan | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Delta County Michigan | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Eaton County Michigan | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Genesee County Michigan | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Kent County Michigan | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Macomb County Michigan | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Menominee County Michigan | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Muskegon County Michigan | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| Oakland County Michigan | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| St. Clair County Michigan | 1 | $ 195,000 | $ 195,000 | $ 153,000 |
| Van Buren County Michigan | 1 | $ 225,000 | $ 225,000 | $ 240,000 |
| Washtenaw County Michigan | 1 | $ 395,000 | $ 395,000 | $ 140,000 |
| Belknap County New Hampshire | 1 | $ 385,000 | $ 385,000 | $ 117,000 |
| Carroll County New Hampshire | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Cheshire County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Beaufort County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Catawba County North Carolina | 1 | $ 1,235,000 | $ 1,235,000 | $ 255,000 |
| Cherokee County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 119,000 |
| Craven County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Dare County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Edgecombe County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Gates County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Greene County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Haywood County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Hoke County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Mecklenburg County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| Montgomery County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 117,000 |
| Pamlico County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 129,000 |
| Person County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 161,000 |
| Richmond County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Rowan County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 88,000 |
| Rutherford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 241,000 |
| Stanly County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Surry County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 203,000 |
| Union County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 89,000 |
| Warren County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 213,000 |
| Watauga County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 276,000 |
| Ashland County Ohio | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Auglaize County Ohio | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Columbiana County Ohio | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Gallia County Ohio | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Hardin County Ohio | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Jackson County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lake County Ohio | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Lawrence County Ohio | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Logan County Ohio | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Morgan County Ohio | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Noble County Ohio | 1 | $ 15,000 | $ 15,000 | $ 119,000 |
| Paulding County Ohio | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Portage County Ohio | 1 | $ 305,000 | $ 305,000 | $ 165,000 |
| Preble County Ohio | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Seneca County Ohio | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Van Wert County Ohio | 1 | $ 195,000 | $ 195,000 | $ 163,000 |
| Berks County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 138,000 |
| Cameron County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 160,000 |
| Cumberland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Lackawanna County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Lebanon County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Montgomery County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 300,000 |
| Northampton County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Venango County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| York County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Aiken County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Clarendon County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Dillon County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Fairfield County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 245,000 |
| Jasper County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 223,000 |
| Marion County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Orangeburg County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Pickens County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 100,000 |
| Richland County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 178,000 |
| Albemarle County Virginia | 1 | $ 435,000 | $ 435,000 | $ 114,000 |
| Alexandria County Virginia | 1 | $ 375,000 | $ 375,000 | $ 154,000 |
| Arlington County Virginia | 1 | $ 745,000 | $ 745,000 | $ 220,000 |
| Carroll County Virginia | 1 | $ 115,000 | $ 115,000 | $ 267,000 |
| Frederick County Virginia | 1 | $ 175,000 | $ 175,000 | $ 225,000 |
| Grayson County Virginia | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Hanover County Virginia | 1 | $ 455,000 | $ 455,000 | $ 140,000 |
| Henrico County Virginia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Lynchburg County Virginia | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Manassas County Virginia | 1 | $ 295,000 | $ 295,000 | $ 246,000 |
| Montgomery County Virginia | 1 | $ 165,000 | $ 165,000 | $ 194,000 |
| New Kent County Virginia | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Orange County Virginia | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Hancock County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Marshall County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Mercer County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,906 | $727,030,000 | $250,000 | $1,725,000 | $114,000 | $1,431,000 |
| Cash-out Refinancing | 559 | $88,495,000 | $158,000 | $905,000 | $118,000 | $3,100,000 |
| Refinancing | 190 | $42,150,000 | $221,000 | $735,000 | $93,000 | $781,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,794 | $634,260,000 | $227,000 | $1,725,000 | $110,000 | $3,100,000 |
| Hispanic | 273 | $67,305,000 | $246,000 | $1,165,000 | $103,000 | $714,000 |
| Black or African American | 213 | $51,825,000 | $243,000 | $1,235,000 | $109,000 | $1,250,000 |
| Not Provided | 192 | $49,420,000 | $257,000 | $925,000 | $142,000 | $1,232,000 |
| Asian | 179 | $54,415,000 | $303,000 | $725,000 | $158,000 | $708,000 |
| American Indian or Alaskan Native | 4 | $450,000 | $112,000 | $195,000 | $62,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,756 | $644,010,000 | $233,000 | $1,725,000 | $120,000 | $1,431,000 |
| FHA-insured (Federal Housing Administration) | 596 | $127,990,000 | $214,000 | $755,000 | $89,000 | $3,100,000 |
| VA-guaranteed (Veterans Administration) | 235 | $74,785,000 | $318,000 | $905,000 | $108,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $10,890,000 | $160,000 | $345,000 | $70,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,514 | $590,650,000 | $234,000 | $1,725,000 | $111,000 | $1,431,000 |
| Application Withdrawn By Applicant | 868 | $208,210,000 | $239,000 | $1,005,000 | $123,000 | $3,100,000 |
| Application Denied By Financial Institution | 273 | $58,815,000 | $215,000 | $1,235,000 | $106,000 | $1,250,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,382 | $798,860,000 | $236,000 | $1,725,000 | $114,000 | $3,100,000 |
| Credit History | 76 | $14,030,000 | $184,000 | $745,000 | $96,000 | $456,000 |
| Other | 46 | $8,820,000 | $191,000 | $725,000 | $108,000 | $714,000 |
| Collateral | 43 | $9,065,000 | $210,000 | $785,000 | $113,000 | $496,000 |
| Debt-To-Income Ratio | 39 | $9,525,000 | $244,000 | $1,235,000 | $88,000 | $280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $5,925,000 | $237,000 | $435,000 | $100,000 | $279,000 |
| Credit Application Incomplete | 21 | $4,045,000 | $192,000 | $685,000 | $104,000 | $240,000 |
| Unverifiable Information | 14 | $4,470,000 | $319,000 | $1,165,000 | $215,000 | $1,250,000 |
| Employment History | 9 | $2,935,000 | $326,000 | $645,000 | $89,000 | $193,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.