Equity Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Equity Services, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Services, Inc. 5711 Six Forks Road, Ste 201 Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,947 |
| Total Mortgage Loan Application Amount | $536,405,000 |
| Average Mortgage Loan Application Amount | $185,500 |
| Highest Mortgage Loan Application Amount | $2,526,000 |
| Average Applicant Income | $110,500 |
| Highest Applicant Income | $1,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Equity Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Equity Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Services, Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 897 | $ 170,873,000 | $ 190,000 | $ 112,000 |
| New Hanover County North Carolina | 203 | $ 34,469,000 | $ 169,000 | $ 109,000 |
| Washington County Virginia | 199 | $ 26,783,000 | $ 134,000 | $ 70,000 |
| Durham County North Carolina | 143 | $ 20,190,000 | $ 141,000 | $ 83,000 |
| Mecklenburg County North Carolina | 82 | $ 13,940,000 | $ 170,000 | $ 113,000 |
| Orange County North Carolina | 76 | $ 12,848,000 | $ 169,000 | $ 124,000 |
| Moore County North Carolina | 74 | $ 14,057,000 | $ 189,000 | $ 89,000 |
| Johnston County North Carolina | 59 | $ 8,256,000 | $ 139,000 | $ 85,000 |
| Horry County South Carolina | 51 | $ 10,211,000 | $ 200,000 | $ 142,000 |
| Brunswick County North Carolina | 50 | $ 10,117,000 | $ 202,000 | $ 116,000 |
| Wilson County North Carolina | 45 | $ 6,019,000 | $ 133,000 | $ 89,000 |
| Sullivan County Tennessee | 40 | $ 4,921,000 | $ 123,000 | $ 82,000 |
| Cleveland County North Carolina | 34 | $ 3,945,000 | $ 116,000 | $ 73,000 |
| Carteret County North Carolina | 31 | $ 9,912,000 | $ 319,000 | $ 210,000 |
| Lincoln County North Carolina | 31 | $ 5,791,000 | $ 186,000 | $ 109,000 |
| Dare County North Carolina | 28 | $ 14,149,000 | $ 505,000 | $ 384,000 |
| Chatham County North Carolina | 27 | $ 7,341,000 | $ 271,000 | $ 152,000 |
| Gaston County North Carolina | 26 | $ 3,178,000 | $ 122,000 | $ 75,000 |
| Guilford County North Carolina | 26 | $ 5,172,000 | $ 198,000 | $ 89,000 |
| Buncombe County North Carolina | 22 | $ 4,201,000 | $ 190,000 | $ 134,000 |
| Mercer County West Virginia | 20 | $ 2,114,000 | $ 105,000 | $ 49,000 |
| Iredell County North Carolina | 19 | $ 3,473,000 | $ 182,000 | $ 125,000 |
| Franklin County North Carolina | 18 | $ 2,725,000 | $ 151,000 | $ 92,000 |
| Forsyth County North Carolina | 17 | $ 2,565,000 | $ 150,000 | $ 134,000 |
| Nash County North Carolina | 16 | $ 2,658,000 | $ 166,000 | $ 112,000 |
| Pender County North Carolina | 16 | $ 3,104,000 | $ 194,000 | $ 90,000 |
| Fairfax County Virginia | 16 | $ 4,255,000 | $ 265,000 | $ 158,000 |
| Broward County Florida | 15 | $ 4,091,000 | $ 272,000 | $ 150,000 |
| Davidson County North Carolina | 15 | $ 2,854,000 | $ 190,000 | $ 108,000 |
| Pitt County North Carolina | 15 | $ 1,975,000 | $ 131,000 | $ 108,000 |
| Loudoun County Virginia | 15 | $ 4,243,000 | $ 282,000 | $ 181,000 |
| Russell County Virginia | 15 | $ 1,871,000 | $ 124,000 | $ 64,000 |
| Harnett County North Carolina | 13 | $ 1,488,000 | $ 114,000 | $ 60,000 |
| York County South Carolina | 13 | $ 1,472,000 | $ 113,000 | $ 56,000 |
| Granville County North Carolina | 12 | $ 1,561,000 | $ 130,000 | $ 73,000 |
| Greenville County South Carolina | 12 | $ 2,640,000 | $ 220,000 | $ 166,000 |
| Bristol County Virginia | 12 | $ 1,142,000 | $ 95,000 | $ 58,000 |
| Palm Beach County Florida | 11 | $ 2,018,000 | $ 183,000 | $ 99,000 |
| Avery County North Carolina | 11 | $ 2,164,000 | $ 196,000 | $ 116,000 |
| Catawba County North Carolina | 11 | $ 1,768,000 | $ 160,000 | $ 113,000 |
| Tazewell County Virginia | 11 | $ 849,000 | $ 77,000 | $ 51,000 |
| Orange County Florida | 10 | $ 2,304,000 | $ 230,000 | $ 95,000 |
| Alamance County North Carolina | 10 | $ 1,351,000 | $ 135,000 | $ 97,000 |
| Person County North Carolina | 10 | $ 1,504,000 | $ 150,000 | $ 48,000 |
| Miami-Dade County Florida | 9 | $ 2,168,000 | $ 240,000 | $ 149,000 |
| Union County North Carolina | 9 | $ 1,380,000 | $ 153,000 | $ 87,000 |
| Chesterfield County Virginia | 9 | $ 2,757,000 | $ 306,000 | $ 150,000 |
| Vance County North Carolina | 8 | $ 917,000 | $ 114,000 | $ 62,000 |
| Smyth County Virginia | 8 | $ 641,000 | $ 80,000 | $ 47,000 |
| Randolph County North Carolina | 7 | $ 1,006,000 | $ 143,000 | $ 76,000 |
| Robeson County North Carolina | 7 | $ 1,021,000 | $ 145,000 | $ 109,000 |
| Charleston County South Carolina | 7 | $ 3,412,000 | $ 487,000 | $ 214,000 |
| Wise County Virginia | 7 | $ 683,000 | $ 97,000 | $ 45,000 |
| Duval County Florida | 6 | $ 914,000 | $ 152,000 | $ 93,000 |
| Cobb County Georgia | 6 | $ 2,234,000 | $ 372,000 | $ 227,000 |
| Fulton County Georgia | 6 | $ 1,370,000 | $ 228,000 | $ 285,000 |
| Ashe County North Carolina | 6 | $ 605,000 | $ 100,000 | $ 107,000 |
| Caldwell County North Carolina | 6 | $ 877,000 | $ 146,000 | $ 69,000 |
| Craven County North Carolina | 6 | $ 648,000 | $ 108,000 | $ 47,000 |
| Currituck County North Carolina | 6 | $ 2,900,000 | $ 483,000 | $ 195,000 |
| Halifax County North Carolina | 6 | $ 1,842,000 | $ 307,000 | $ 153,000 |
| Watauga County North Carolina | 6 | $ 1,179,000 | $ 196,000 | $ 153,000 |
| Washington County Tennessee | 6 | $ 1,049,000 | $ 174,000 | $ 97,000 |
| Suffolk County New York | 5 | $ 1,849,000 | $ 369,000 | $ 134,000 |
| Bladen County North Carolina | 5 | $ 1,136,000 | $ 227,000 | $ 143,000 |
| Cumberland County North Carolina | 5 | $ 503,000 | $ 100,000 | $ 67,000 |
| Lee County North Carolina | 5 | $ 894,000 | $ 178,000 | $ 96,000 |
| Rowan County North Carolina | 5 | $ 839,000 | $ 167,000 | $ 82,000 |
| Wayne County North Carolina | 5 | $ 758,000 | $ 151,000 | $ 45,000 |
| Prince William County Virginia | 5 | $ 1,753,000 | $ 350,000 | $ 92,000 |
| Pulaski County Arkansas | 4 | $ 1,010,000 | $ 252,000 | $ 187,000 |
| District of Columbia County District Of Columbia | 4 | $ 856,000 | $ 214,000 | $ 167,000 |
| Seminole County Florida | 4 | $ 793,000 | $ 198,000 | $ 103,000 |
| Jefferson County Louisiana | 4 | $ 718,000 | $ 179,000 | $ 88,000 |
| St. Tammany County Louisiana | 4 | $ 659,000 | $ 164,000 | $ 77,000 |
| Columbus County North Carolina | 4 | $ 455,000 | $ 113,000 | $ 42,000 |
| McDowell County North Carolina | 4 | $ 391,000 | $ 97,000 | $ 38,000 |
| Onslow County North Carolina | 4 | $ 438,000 | $ 109,000 | $ 54,000 |
| Pamlico County North Carolina | 4 | $ 514,000 | $ 128,000 | $ 50,000 |
| Stokes County North Carolina | 4 | $ 850,000 | $ 212,000 | $ 64,000 |
| Dauphin County Pennsylvania | 4 | $ 159,000 | $ 39,000 | $ 35,000 |
| Georgetown County South Carolina | 4 | $ 339,000 | $ 84,000 | $ 42,000 |
| Henrico County Virginia | 4 | $ 909,000 | $ 227,000 | $ 132,000 |
| Mecklenburg County Virginia | 4 | $ 884,000 | $ 221,000 | $ 76,000 |
| Hillsborough County Florida | 3 | $ 688,000 | $ 229,000 | $ 109,000 |
| Pasco County Florida | 3 | $ 226,000 | $ 75,000 | $ 73,000 |
| St. Johns County Florida | 3 | $ 978,000 | $ 326,000 | $ 151,000 |
| Volusia County Florida | 3 | $ 415,000 | $ 138,000 | $ 254,000 |
| Gwinnett County Georgia | 3 | $ 540,000 | $ 180,000 | $ 84,000 |
| Anne Arundel County Maryland | 3 | $ 635,000 | $ 211,000 | $ 70,000 |
| Chowan County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 64,000 |
| Duplin County North Carolina | 3 | $ 400,000 | $ 133,000 | $ 59,000 |
| Gates County North Carolina | 3 | $ 712,000 | $ 237,000 | $ 77,000 |
| Greene County North Carolina | 3 | $ 310,000 | $ 103,000 | $ 37,000 |
| Haywood County North Carolina | 3 | $ 311,000 | $ 103,000 | $ 274,000 |
| Sampson County North Carolina | 3 | $ 469,000 | $ 156,000 | $ 61,000 |
| Transylvania County North Carolina | 3 | $ 551,000 | $ 183,000 | $ 121,000 |
| Warren County North Carolina | 3 | $ 869,000 | $ 289,000 | $ 222,000 |
| Washington County North Carolina | 3 | $ 444,000 | $ 148,000 | $ 51,000 |
| Anderson County South Carolina | 3 | $ 554,000 | $ 184,000 | $ 138,000 |
| Bedford County Virginia | 3 | $ 501,000 | $ 167,000 | $ 522,000 |
| Fauquier County Virginia | 3 | $ 453,000 | $ 151,000 | $ 74,000 |
| Hanover County Virginia | 3 | $ 912,000 | $ 304,000 | $ 204,000 |
| Roanoke City County Virginia | 3 | $ 444,000 | $ 148,000 | $ 93,000 |
| Virginia Beach County Virginia | 3 | $ 920,000 | $ 306,000 | $ 140,000 |
| Wythe County Virginia | 3 | $ 317,000 | $ 105,000 | $ 71,000 |
| Kanawha County West Virginia | 3 | $ 485,000 | $ 161,000 | $ 132,000 |
| Lincoln County Wyoming | 3 | $ 583,000 | $ 194,000 | $ 109,000 |
| Maricopa County Arizona | 2 | $ 203,000 | $ 101,000 | $ 50,000 |
| Madera County California | 2 | $ 431,000 | $ 215,000 | $ 85,000 |
| Brevard County Florida | 2 | $ 429,000 | $ 214,000 | $ 65,000 |
| Lee County Florida | 2 | $ 206,000 | $ 103,000 | $ 63,000 |
| Manatee County Florida | 2 | $ 2,126,000 | $ 1,063,000 | $ 261,000 |
| Walton County Florida | 2 | $ 1,032,000 | $ 516,000 | $ 931,000 |
| Henry County Georgia | 2 | $ 199,000 | $ 99,000 | $ 58,000 |
| Troup County Georgia | 2 | $ 456,000 | $ 228,000 | $ 23,000 |
| Jefferson County Kentucky | 2 | $ 238,000 | $ 119,000 | $ 49,000 |
| Ascension County Louisiana | 2 | $ 407,000 | $ 203,000 | $ 65,000 |
| Livingston County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 126,000 |
| Ouachita County Louisiana | 2 | $ 224,000 | $ 112,000 | $ 95,000 |
| Cecil County Maryland | 2 | $ 221,000 | $ 110,000 | $ 69,000 |
| Prince George's County Maryland | 2 | $ 378,000 | $ 189,000 | $ 80,000 |
| Erie County New York | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Schoharie County New York | 2 | $ 176,000 | $ 88,000 | $ 205,000 |
| Bertie County North Carolina | 2 | $ 346,000 | $ 173,000 | $ 48,000 |
| Cabarrus County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 31,000 |
| Henderson County North Carolina | 2 | $ 228,000 | $ 114,000 | $ 45,000 |
| Pasquotank County North Carolina | 2 | $ 346,000 | $ 173,000 | $ 60,000 |
| Yancey County North Carolina | 2 | $ 145,000 | $ 72,000 | $ 80,000 |
| Centre County Pennsylvania | 2 | $ 153,000 | $ 76,000 | $ 189,000 |
| Beaufort County South Carolina | 2 | $ 1,595,000 | $ 797,000 | $ 315,000 |
| Spartanburg County South Carolina | 2 | $ 239,000 | $ 119,000 | $ 88,000 |
| Johnson County Tennessee | 2 | $ 104,000 | $ 52,000 | $ 12,000 |
| Williamson County Tennessee | 2 | $ 358,000 | $ 179,000 | $ 114,000 |
| Travis County Texas | 2 | $ 137,000 | $ 68,000 | $ 44,000 |
| Albemarle County Virginia | 2 | $ 426,000 | $ 213,000 | $ 261,000 |
| Alexandria County Virginia | 2 | $ 454,000 | $ 227,000 | $ 101,000 |
| Brunswick County Virginia | 2 | $ 669,000 | $ 334,000 | $ 165,000 |
| Dickenson County Virginia | 2 | $ 179,000 | $ 89,000 | $ 64,000 |
| Giles County Virginia | 2 | $ 217,000 | $ 108,000 | $ 48,000 |
| Harrisonburg County Virginia | 2 | $ 184,000 | $ 92,000 | $ 130,000 |
| Powhatan County Virginia | 2 | $ 575,000 | $ 287,000 | $ 119,000 |
| Scott County Virginia | 2 | $ 254,000 | $ 127,000 | $ 92,000 |
| Stafford County Virginia | 2 | $ 583,000 | $ 291,000 | $ 0 |
| Suffolk County Virginia | 2 | $ 430,000 | $ 215,000 | $ 60,000 |
| Pocahontas County West Virginia | 2 | $ 282,000 | $ 141,000 | $ 228,000 |
| Campbell County Wyoming | 2 | $ 258,000 | $ 129,000 | $ 110,000 |
| Teton County Wyoming | 2 | $ 627,000 | $ 313,000 | $ 176,000 |
| Garland County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Boulder County Colorado | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Summit County Colorado | 1 | $ 473,000 | $ 473,000 | $ 149,000 |
| Hartford County Connecticut | 1 | $ 267,000 | $ 267,000 | $ 111,000 |
| Marion County Florida | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Monroe County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 575,000 |
| Okaloosa County Florida | 1 | $ 535,000 | $ 535,000 | $ 297,000 |
| Osceola County Florida | 1 | $ 277,000 | $ 277,000 | $ 72,000 |
| Pinellas County Florida | 1 | $ 390,000 | $ 390,000 | $ 280,000 |
| Sarasota County Florida | 1 | $ 404,000 | $ 404,000 | $ 160,000 |
| Camden County Georgia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Chatham County Georgia | 1 | $ 638,000 | $ 638,000 | $ 225,000 |
| Cherokee County Georgia | 1 | $ 68,000 | $ 68,000 | $ 59,000 |
| Decatur County Georgia | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Hall County Georgia | 1 | $ 310,000 | $ 310,000 | $ 273,000 |
| Paulding County Georgia | 1 | $ 81,000 | $ 81,000 | $ 180,000 |
| Cook County Illinois | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Williamson County Illinois | 1 | $ 166,000 | $ 166,000 | $ 103,000 |
| Edmonson County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 120,000 |
| Fayette County Kentucky | 1 | $ 500,000 | $ 500,000 | $ 264,000 |
| De Soto County Louisiana | 1 | $ 210,000 | $ 210,000 | $ 100,000 |
| Iberville County Louisiana | 1 | $ 221,000 | $ 221,000 | $ 138,000 |
| Knox County Maine | 1 | $ 268,000 | $ 268,000 | $ 72,000 |
| Frederick County Maryland | 1 | $ 276,000 | $ 276,000 | $ 87,000 |
| Harford County Maryland | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Genesee County Michigan | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Harrison County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Essex County New Jersey | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Sandoval County New Mexico | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| Kings County New York | 1 | $ 20,000 | $ 20,000 | $ 78,000 |
| Onondaga County New York | 1 | $ 221,000 | $ 221,000 | $ 90,000 |
| Alleghany County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 180,000 |
| Beaufort County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 43,000 |
| Camden County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Davie County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hertford County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 63,000 |
| Hyde County North Carolina | 1 | $ 352,000 | $ 352,000 | $ 321,000 |
| Lenoir County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Madison County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Martin County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 80,000 |
| Montgomery County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 100,000 |
| Perquimans County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 66,000 |
| Rockingham County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 144,000 |
| Rutherford County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 95,000 |
| Scotland County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Surry County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 92,000 |
| Swain County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 48,000 |
| Tyrrell County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 97,000 |
| Mercer County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| Venango County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Aiken County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 76,000 |
| Chester County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 48,000 |
| Clarendon County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Dillon County South Carolina | 1 | $ 322,000 | $ 322,000 | $ 280,000 |
| Dorchester County South Carolina | 1 | $ 179,000 | $ 179,000 | $ 51,000 |
| Florence County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 21,000 |
| Greenwood County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Lancaster County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Lexington County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 129,000 |
| Richland County South Carolina | 1 | $ 189,000 | $ 189,000 | $ 85,000 |
| Carter County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 57,000 |
| Franklin County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| Hamblen County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Hawkins County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Knox County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Loudon County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 59,000 |
| Putnam County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Bexar County Texas | 1 | $ 107,000 | $ 107,000 | $ 131,000 |
| Dallas County Texas | 1 | $ 307,000 | $ 307,000 | $ 100,000 |
| Arlington County Virginia | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Botetourt County Virginia | 1 | $ 330,000 | $ 330,000 | $ 125,000 |
| Buchanan County Virginia | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Campbell County Virginia | 1 | $ 114,000 | $ 114,000 | $ 56,000 |
| Chesapeake County Virginia | 1 | $ 417,000 | $ 417,000 | $ 118,000 |
| Fairfax City County Virginia | 1 | $ 433,000 | $ 433,000 | $ 240,000 |
| Fluvanna County Virginia | 1 | $ 120,000 | $ 120,000 | $ 85,000 |
| Isle of Wight County Virginia | 1 | $ 300,000 | $ 300,000 | $ 83,000 |
| Louisa County Virginia | 1 | $ 374,000 | $ 374,000 | $ 317,000 |
| Lynchburg County Virginia | 1 | $ 153,000 | $ 153,000 | $ 66,000 |
| Nelson County Virginia | 1 | $ 180,000 | $ 180,000 | $ 192,000 |
| Patrick County Virginia | 1 | $ 163,000 | $ 163,000 | $ 192,000 |
| Richmond City County Virginia | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Roanoke County Virginia | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Spotsylvania County Virginia | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Sussex County Virginia | 1 | $ 88,000 | $ 88,000 | $ 132,000 |
| King County Washington | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Berkeley County West Virginia | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Grant County West Virginia | 1 | $ 230,000 | $ 230,000 | $ 99,000 |
| Jefferson County West Virginia | 1 | $ 16,000 | $ 16,000 | $ 53,000 |
| Lewis County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Monroe County West Virginia | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Tucker County West Virginia | 1 | $ 332,000 | $ 332,000 | $ 418,000 |
| Natrona County Wyoming | 1 | $ 78,000 | $ 78,000 | $ 96,000 |
| Sublette County Wyoming | 1 | $ 589,000 | $ 589,000 | $ 154,000 |
Mortgage Loan Application Detail Totals for Equity Services, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,836 | $313,975,000 | $171,000 | $1,500,000 | $103,000 | $1,300,000 |
| Refinancing | 1,111 | $222,430,000 | $200,000 | $2,526,000 | $118,000 | $1,112,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,446 | $447,734,000 | $183,000 | $2,526,000 | $112,000 | $1,300,000 |
| Asian | 189 | $35,580,000 | $188,000 | $1,348,000 | $93,000 | $523,000 |
| Not applicable | 134 | $21,715,000 | $162,000 | $1,500,000 | $92,000 | $1,068,000 |
| Black or African American | 83 | $12,365,000 | $148,000 | $762,000 | $80,000 | $360,000 |
| Hispanic | 45 | $9,341,000 | $207,000 | $639,000 | $127,000 | $456,000 |
| Not Provided | 42 | $8,166,000 | $194,000 | $807,000 | $74,000 | $276,000 |
| American Indian or Alaskan Native | 6 | $1,260,000 | $210,000 | $400,000 | $155,000 | $229,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $244,000 | $122,000 | $144,000 | $28,000 | $36,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,937 | $534,660,000 | $182,000 | $2,526,000 | $109,000 | $1,300,000 |
| FHA-insured (Federal Housing Administration) | 6 | $820,000 | $136,000 | $173,000 | $58,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 4 | $925,000 | $231,000 | $374,000 | $73,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,889 | $526,816,000 | $182,000 | $2,526,000 | $110,000 | $1,300,000 |
| Application Withdrawn By Applicant | 54 | $8,994,000 | $166,000 | $415,000 | $48,000 | $217,000 |
| Application Approved But Not Accepted | 2 | $207,000 | $103,000 | $157,000 | $57,000 | $103,000 |
| Application Denied By Financial Institution | 1 | $178,000 | $178,000 | $178,000 | $112,000 | $112,000 |
| Loan Purchased By The Institution | 1 | $210,000 | $210,000 | $210,000 | $76,000 | $76,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $178,000 | $178,000 | $178,000 | $112,000 | $112,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Services, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.