The Loan Store, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
The Loan Store, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Loan Store, Inc. 222 Kearny Street, Suite 650 Camden, DE 94108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 20,400 |
| Total Mortgage Loan Application Amount | $8,652,330,000 |
| Average Mortgage Loan Application Amount | $405,800 |
| Highest Mortgage Loan Application Amount | $1,185,000 |
| Average Applicant Income | $145,800 |
| Highest Applicant Income | $3,840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with The Loan Store, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Loan Store, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down The Loan Store, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Loan Store, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Loan Store, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Loan Store, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 5,286 | $ 2,245,080,000 | $ 424,000 | $ 140,000 |
| Orange County California | 3,273 | $ 1,490,585,000 | $ 455,000 | $ 153,000 |
| San Diego County California | 1,551 | $ 666,925,000 | $ 429,000 | $ 145,000 |
| Riverside County California | 1,268 | $ 439,120,000 | $ 346,000 | $ 126,000 |
| Santa Clara County California | 1,096 | $ 565,530,000 | $ 515,000 | $ 180,000 |
| Alameda County California | 1,042 | $ 523,450,000 | $ 502,000 | $ 174,000 |
| San Bernardino County California | 1,007 | $ 353,725,000 | $ 351,000 | $ 124,000 |
| Ventura County California | 746 | $ 317,010,000 | $ 424,000 | $ 140,000 |
| Contra Costa County California | 663 | $ 303,685,000 | $ 458,000 | $ 162,000 |
| Sacramento County California | 430 | $ 151,200,000 | $ 351,000 | $ 129,000 |
| King County Washington | 394 | $ 186,950,000 | $ 474,000 | $ 200,000 |
| San Mateo County California | 270 | $ 136,410,000 | $ 505,000 | $ 170,000 |
| Maricopa County Arizona | 255 | $ 87,105,000 | $ 341,000 | $ 146,000 |
| Placer County California | 254 | $ 97,820,000 | $ 385,000 | $ 143,000 |
| San Joaquin County California | 221 | $ 84,795,000 | $ 383,000 | $ 129,000 |
| Salt Lake County Utah | 196 | $ 68,400,000 | $ 348,000 | $ 117,000 |
| San Francisco County California | 167 | $ 84,915,000 | $ 508,000 | $ 179,000 |
| Sonoma County California | 152 | $ 64,390,000 | $ 423,000 | $ 141,000 |
| Solano County California | 146 | $ 52,950,000 | $ 362,000 | $ 120,000 |
| Santa Barbara County California | 136 | $ 55,370,000 | $ 407,000 | $ 133,000 |
| San Luis Obispo County California | 132 | $ 53,020,000 | $ 401,000 | $ 135,000 |
| Fresno County California | 126 | $ 38,270,000 | $ 303,000 | $ 129,000 |
| Marin County California | 119 | $ 59,495,000 | $ 499,000 | $ 169,000 |
| Kern County California | 113 | $ 31,955,000 | $ 282,000 | $ 140,000 |
| Monterey County California | 107 | $ 44,815,000 | $ 418,000 | $ 139,000 |
| El Dorado County California | 106 | $ 40,090,000 | $ 378,000 | $ 149,000 |
| Santa Cruz County California | 97 | $ 46,525,000 | $ 479,000 | $ 170,000 |
| Utah County Utah | 93 | $ 32,715,000 | $ 351,000 | $ 164,000 |
| Stanislaus County California | 90 | $ 27,910,000 | $ 310,000 | $ 127,000 |
| Snohomish County Washington | 75 | $ 29,685,000 | $ 395,000 | $ 157,000 |
| Yolo County California | 61 | $ 22,115,000 | $ 362,000 | $ 140,000 |
| Napa County California | 57 | $ 23,945,000 | $ 420,000 | $ 137,000 |
| Davis County Utah | 52 | $ 18,470,000 | $ 355,000 | $ 124,000 |
| Tulare County California | 41 | $ 11,945,000 | $ 291,000 | $ 111,000 |
| Butte County California | 32 | $ 9,250,000 | $ 289,000 | $ 96,000 |
| Shasta County California | 30 | $ 8,230,000 | $ 274,000 | $ 102,000 |
| Nevada County California | 29 | $ 11,195,000 | $ 386,000 | $ 152,000 |
| San Benito County California | 28 | $ 11,960,000 | $ 427,000 | $ 145,000 |
| Collin County Texas | 24 | $ 8,500,000 | $ 354,000 | $ 148,000 |
| Pierce County Washington | 18 | $ 5,860,000 | $ 325,000 | $ 106,000 |
| Pima County Arizona | 17 | $ 6,315,000 | $ 371,000 | $ 149,000 |
| Sutter County California | 16 | $ 4,970,000 | $ 310,000 | $ 107,000 |
| Boulder County Colorado | 15 | $ 5,675,000 | $ 378,000 | $ 144,000 |
| Jefferson County Colorado | 15 | $ 5,345,000 | $ 356,000 | $ 123,000 |
| Travis County Texas | 15 | $ 5,755,000 | $ 383,000 | $ 189,000 |
| Tuolumne County California | 14 | $ 3,940,000 | $ 281,000 | $ 103,000 |
| Denver County Colorado | 14 | $ 5,590,000 | $ 399,000 | $ 160,000 |
| Calaveras County California | 13 | $ 3,615,000 | $ 278,000 | $ 110,000 |
| Douglas County Colorado | 13 | $ 5,085,000 | $ 391,000 | $ 285,000 |
| Williamson County Texas | 13 | $ 4,235,000 | $ 325,000 | $ 155,000 |
| Merced County California | 12 | $ 3,680,000 | $ 306,000 | $ 126,000 |
| Washington County Utah | 12 | $ 3,570,000 | $ 297,000 | $ 90,000 |
| Madera County California | 11 | $ 3,305,000 | $ 300,000 | $ 133,000 |
| Arapahoe County Colorado | 10 | $ 3,860,000 | $ 386,000 | $ 148,000 |
| Yavapai County Arizona | 8 | $ 3,180,000 | $ 397,000 | $ 131,000 |
| Humboldt County California | 8 | $ 2,810,000 | $ 351,000 | $ 100,000 |
| Cache County Utah | 8 | $ 1,350,000 | $ 168,000 | $ 145,000 |
| Mono County California | 6 | $ 1,810,000 | $ 301,000 | $ 218,000 |
| Larimer County Colorado | 6 | $ 2,220,000 | $ 370,000 | $ 191,000 |
| Gwinnett County Georgia | 6 | $ 1,760,000 | $ 293,000 | $ 107,000 |
| Tooele County Utah | 6 | $ 1,890,000 | $ 315,000 | $ 105,000 |
| Coconino County Arizona | 5 | $ 1,625,000 | $ 325,000 | $ 170,000 |
| Amador County California | 5 | $ 1,445,000 | $ 289,000 | $ 97,000 |
| Kings County California | 5 | $ 1,175,000 | $ 235,000 | $ 109,000 |
| Lake County California | 5 | $ 1,225,000 | $ 245,000 | $ 212,000 |
| Denton County Texas | 5 | $ 2,025,000 | $ 405,000 | $ 142,000 |
| Weber County Utah | 5 | $ 1,745,000 | $ 349,000 | $ 79,000 |
| Kitsap County Washington | 5 | $ 2,025,000 | $ 405,000 | $ 129,000 |
| Thurston County Washington | 5 | $ 1,755,000 | $ 351,000 | $ 94,000 |
| Pinal County Arizona | 4 | $ 1,290,000 | $ 322,000 | $ 98,000 |
| Imperial County California | 4 | $ 900,000 | $ 225,000 | $ 133,000 |
| Yuba County California | 4 | $ 1,290,000 | $ 322,000 | $ 96,000 |
| Adams County Colorado | 4 | $ 1,490,000 | $ 372,000 | $ 114,000 |
| Fulton County Georgia | 4 | $ 1,320,000 | $ 330,000 | $ 145,000 |
| Dallas County Texas | 4 | $ 1,000,000 | $ 250,000 | $ 157,000 |
| Fort Bend County Texas | 4 | $ 1,320,000 | $ 330,000 | $ 140,000 |
| Mariposa County California | 3 | $ 975,000 | $ 325,000 | $ 162,000 |
| El Paso County Colorado | 3 | $ 1,075,000 | $ 358,000 | $ 173,000 |
| Harris County Texas | 3 | $ 925,000 | $ 308,000 | $ 169,000 |
| Morgan County Utah | 3 | $ 1,075,000 | $ 358,000 | $ 117,000 |
| Summit County Utah | 3 | $ 1,705,000 | $ 568,000 | $ 148,000 |
| Kittitas County Washington | 3 | $ 1,095,000 | $ 365,000 | $ 368,000 |
| Mason County Washington | 3 | $ 1,065,000 | $ 355,000 | $ 94,000 |
| Spokane County Washington | 3 | $ 995,000 | $ 331,000 | $ 91,000 |
| Whatcom County Washington | 3 | $ 1,125,000 | $ 375,000 | $ 170,000 |
| Colusa County California | 2 | $ 620,000 | $ 310,000 | $ 119,000 |
| Del Norte County California | 2 | $ 720,000 | $ 360,000 | $ 145,000 |
| Inyo County California | 2 | $ 660,000 | $ 330,000 | $ 93,000 |
| Siskiyou County California | 2 | $ 460,000 | $ 230,000 | $ 89,000 |
| Tehama County California | 2 | $ 530,000 | $ 265,000 | $ 75,000 |
| Mesa County Colorado | 2 | $ 760,000 | $ 380,000 | $ 182,000 |
| Park County Colorado | 2 | $ 700,000 | $ 350,000 | $ 81,000 |
| Summit County Colorado | 2 | $ 850,000 | $ 425,000 | $ 227,000 |
| Wake County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 137,000 |
| Bexar County Texas | 2 | $ 740,000 | $ 370,000 | $ 178,000 |
| Kaufman County Texas | 2 | $ 330,000 | $ 165,000 | $ 197,000 |
| Tarrant County Texas | 2 | $ 610,000 | $ 305,000 | $ 221,000 |
| Chelan County Washington | 2 | $ 870,000 | $ 435,000 | $ 236,000 |
| Clark County Washington | 2 | $ 620,000 | $ 310,000 | $ 84,000 |
| Skagit County Washington | 2 | $ 750,000 | $ 375,000 | $ 270,000 |
| Gila County Arizona | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Mohave County Arizona | 1 | $ 405,000 | $ 405,000 | $ 97,000 |
| Navajo County Arizona | 1 | $ 295,000 | $ 295,000 | $ 265,000 |
| Mendocino County California | 1 | $ 255,000 | $ 255,000 | $ 311,000 |
| Plumas County California | 1 | $ 335,000 | $ 335,000 | $ 92,000 |
| Sierra County California | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Broomfield County Colorado | 1 | $ 435,000 | $ 435,000 | $ 157,000 |
| Eagle County Colorado | 1 | $ 545,000 | $ 545,000 | $ 129,000 |
| Elbert County Colorado | 1 | $ 445,000 | $ 445,000 | $ 203,000 |
| Garfield County Colorado | 1 | $ 345,000 | $ 345,000 | $ 143,000 |
| Grand County Colorado | 1 | $ 345,000 | $ 345,000 | $ 500,000 |
| Gunnison County Colorado | 1 | $ 495,000 | $ 495,000 | $ 100,000 |
| La Plata County Colorado | 1 | $ 405,000 | $ 405,000 | $ 222,000 |
| Lake County Colorado | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Pueblo County Colorado | 1 | $ 205,000 | $ 205,000 | $ 322,000 |
| Teller County Colorado | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Cherokee County Georgia | 1 | $ 365,000 | $ 365,000 | $ 103,000 |
| DeKalb County Georgia | 1 | $ 275,000 | $ 275,000 | $ 209,000 |
| Brazoria County Texas | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Hays County Texas | 1 | $ 255,000 | $ 255,000 | $ 199,000 |
| Box Elder County Utah | 1 | $ 355,000 | $ 355,000 | $ 89,000 |
| Iron County Utah | 1 | $ 385,000 | $ 385,000 | $ 265,000 |
| Millard County Utah | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Uintah County Utah | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Wasatch County Utah | 1 | $ 475,000 | $ 475,000 | $ 200,000 |
| Lewis County Washington | 1 | $ 455,000 | $ 455,000 | $ 131,000 |
| Stevens County Washington | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Yakima County Washington | 1 | $ 305,000 | $ 305,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for The Loan Store, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,982 | $6,493,730,000 | $433,000 | $935,000 | $152,000 | $3,840,000 |
| Cash-out Refinancing | 4,897 | $1,937,535,000 | $395,000 | $825,000 | $131,000 | $1,342,000 |
| Other Purpose | 288 | $114,910,000 | $398,000 | $765,000 | $133,000 | $433,000 |
| Home Purchase | 220 | $101,720,000 | $462,000 | $1,185,000 | $183,000 | $1,021,000 |
| Home Improvement | 13 | $4,435,000 | $341,000 | $545,000 | $130,000 | $316,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 6,764 | $2,892,620,000 | $427,000 | $765,000 | $148,000 | $1,367,000 |
| White | 6,670 | $2,757,410,000 | $413,000 | $985,000 | $144,000 | $3,840,000 |
| Asian | 4,092 | $1,871,000,000 | $457,000 | $1,185,000 | $162,000 | $1,836,000 |
| Hispanic | 2,100 | $813,750,000 | $387,000 | $825,000 | $121,000 | $575,000 |
| Black or African American | 654 | $265,520,000 | $405,000 | $775,000 | $156,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 76 | $33,520,000 | $441,000 | $745,000 | $148,000 | $345,000 |
| American Indian or Alaskan Native | 43 | $17,995,000 | $418,000 | $745,000 | $153,000 | $595,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,400 | $8,652,330,000 | $424,000 | $1,185,000 | $147,000 | $3,840,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 16,819 | $7,107,525,000 | $422,000 | $905,000 | $143,000 | $2,640,000 |
| Loan Originated | 2,341 | $1,011,805,000 | $432,000 | $1,185,000 | $156,000 | $1,342,000 |
| Application Withdrawn By Applicant | 916 | $386,210,000 | $421,000 | $835,000 | $186,000 | $3,840,000 |
| Application Approved But Not Accepted | 218 | $100,800,000 | $462,000 | $775,000 | $165,000 | $600,000 |
| Application Denied By Financial Institution | 102 | $44,740,000 | $438,000 | $765,000 | $146,000 | $503,000 |
| File Closed For Incompleteness | 4 | $1,250,000 | $312,000 | $555,000 | $101,000 | $130,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20,298 | $8,607,590,000 | $424,000 | $1,185,000 | $147,000 | $3,840,000 |
| Debt-To-Income Ratio | 40 | $17,650,000 | $441,000 | $765,000 | $106,000 | $448,000 |
| Collateral | 26 | $11,030,000 | $424,000 | $765,000 | $156,000 | $322,000 |
| Credit History | 26 | $11,990,000 | $461,000 | $765,000 | $197,000 | $503,000 |
| Employment History | 4 | $1,700,000 | $425,000 | $505,000 | $129,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,420,000 | $355,000 | $425,000 | $94,000 | $176,000 |
| Credit Application Incomplete | 1 | $445,000 | $445,000 | $445,000 | $369,000 | $369,000 |
| Unverifiable Information | 1 | $505,000 | $505,000 | $505,000 | $228,000 | $228,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Loan Store, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Loan Store, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.