The Loan Store, Inc Mortgage Lending & HMDA Data, 2020
In 2020, The Loan Store, Inc of Tucson, AZ reported 20,400 mortgage applications totaling $8.7 billion, up 189% from 2019. The average application was for $424,133, and applicants reported an average income of $147,011. 11% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Anaheim-Santa Ana-Irvine, CA (17,052), San Jose-Sunnyvale-Santa Clara, CA (474) and Seattle-Bellevue-Everett, WA (469) (applications in parentheses).
| Mortgage Company & Address | The Loan Store, Inc Tucson, AZ 85718 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 20,400 |
| Total Mortgage Loan Application Amount | $8,652,330,000 |
| Average Mortgage Loan Application Amount | $424,133 |
| Highest Mortgage Loan Application Amount | $1,185,000 |
| Average Applicant Income | $147,011 |
| Highest Applicant Income | $3,840,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Loan Store, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anaheim-Santa Ana-Irvine, CA | 17,052 | $ 7,216,700,000 | $ 423,217 | $ 144,007 |
| San Jose-Sunnyvale-Santa Clara, CA | 474 | $ 235,070,000 | $ 495,928 | $ 185,000 |
| Seattle-Bellevue-Everett, WA | 469 | $ 216,635,000 | $ 461,908 | $ 193,000 |
| Oakland-Hayward-Berkeley, CA | 423 | $ 205,365,000 | $ 485,496 | $ 187,000 |
| Los Angeles-Long Beach-Glendale, CA | 311 | $ 136,675,000 | $ 439,469 | $ 153,000 |
| Phoenix-Mesa-Scottsdale, AZ | 259 | $ 88,395,000 | $ 341,293 | $ 145,000 |
| Salt Lake City, UT | 201 | $ 69,825,000 | $ 347,388 | $ 116,000 |
| San Diego-Carlsbad, CA | 165 | $ 76,905,000 | $ 466,090 | $ 157,000 |
| Riverside-San Bernardino-Ontario, CA | 117 | $ 42,205,000 | $ 360,726 | $ 120,000 |
| San Francisco-Redwood City-South San Francisco, CA | 107 | $ 56,235,000 | $ 525,560 | $ 205,000 |
| Provo-Orem, UT | 94 | $ 33,180,000 | $ 352,978 | $ 163,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 94 | $ 33,220,000 | $ 353,404 | $ 141,000 |
| Ogden-Clearfield, UT | 61 | $ 21,645,000 | $ 354,836 | $ 119,000 |
| Denver-Aurora-Lakewood, CO | 60 | $ 22,950,000 | $ 382,500 | $ 171,000 |
| San Rafael, CA | 52 | $ 27,610,000 | $ 530,961 | $ 170,000 |
| Stockton-Lodi, CA | 39 | $ 16,245,000 | $ 416,538 | $ 130,000 |
| Outside any metro area | 38 | $ 13,640,000 | $ 358,947 | $ 180,894 |
| Oxnard-Thousand Oaks-Ventura, CA | 38 | $ 16,220,000 | $ 426,842 | $ 158,000 |
| Santa Rosa, CA | 36 | $ 15,680,000 | $ 435,555 | $ 162,000 |
| Dallas-Plano-Irving, TX | 35 | $ 11,855,000 | $ 338,714 | $ 151,000 |
| Austin-Round Rock, TX | 29 | $ 10,245,000 | $ 353,275 | $ 174,000 |
| Vallejo-Fairfield, CA | 22 | $ 8,300,000 | $ 377,272 | $ 125,000 |
| Salinas, CA | 20 | $ 7,860,000 | $ 393,000 | $ 130,000 |
| Tacoma-Lakewood, WA | 18 | $ 5,860,000 | $ 325,555 | $ 106,000 |
| Tucson, AZ | 17 | $ 6,315,000 | $ 371,470 | $ 149,000 |
| Boulder, CO | 15 | $ 5,675,000 | $ 378,333 | $ 144,000 |
| Santa Cruz-Watsonville, CA | 15 | $ 6,005,000 | $ 400,333 | $ 124,000 |
| Atlanta-Sandy Springs-Roswell, GA | 12 | $ 3,720,000 | $ 310,000 | $ 128,000 |
| St. George, UT | 12 | $ 3,570,000 | $ 297,500 | $ 90,000 |
| Houston-The Woodlands-Sugar Land, TX | 8 | $ 2,490,000 | $ 311,250 | $ 151,000 |
| Logan, UT-ID | 8 | $ 1,350,000 | $ 168,750 | $ 145,000 |
| Modesto, CA | 8 | $ 2,850,000 | $ 356,250 | $ 182,000 |
| Prescott Valley-Prescott, AZ | 8 | $ 3,180,000 | $ 397,500 | $ 131,000 |
| Fort Collins, CO | 6 | $ 2,220,000 | $ 370,000 | $ 191,000 |
| Napa, CA | 6 | $ 2,440,000 | $ 406,666 | $ 161,000 |
| Bremerton-Silverdale, WA | 5 | $ 2,025,000 | $ 405,000 | $ 129,000 |
| Flagstaff, AZ | 5 | $ 1,625,000 | $ 325,000 | $ 170,000 |
| Olympia-Tumwater, WA | 5 | $ 1,755,000 | $ 351,000 | $ 94,000 |
| Colorado Springs, CO | 4 | $ 1,380,000 | $ 345,000 | $ 152,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,370,000 | $ 342,500 | $ 108,000 |
| Bakersfield, CA | 3 | $ 545,000 | $ 181,666 | $ 211,000 |
| Bellingham, WA | 3 | $ 1,125,000 | $ 375,000 | $ 170,000 |
| Chico, CA | 3 | $ 975,000 | $ 325,000 | $ 103,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 955,000 | $ 318,333 | $ 84,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,175,000 | $ 391,666 | $ 161,000 |
| Visalia-Porterville, CA | 3 | $ 745,000 | $ 248,333 | $ 72,000 |
| Fort Worth-Arlington, TX | 2 | $ 610,000 | $ 305,000 | $ 221,000 |
| Fresno, CA | 2 | $ 640,000 | $ 320,000 | $ 99,000 |
| Grand Junction, CO | 2 | $ 760,000 | $ 380,000 | $ 182,000 |
| Merced, CA | 2 | $ 620,000 | $ 310,000 | $ 215,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 750,000 | $ 375,000 | $ 270,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 620,000 | $ 310,000 | $ 84,000 |
| Raleigh, NC | 2 | $ 630,000 | $ 315,000 | $ 137,000 |
| San Antonio-New Braunfels, TX | 2 | $ 740,000 | $ 370,000 | $ 178,000 |
| Wenatchee, WA | 2 | $ 870,000 | $ 435,000 | $ 236,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 405,000 | $ 405,000 | $ 97,000 |
| Pueblo, CO | 1 | $ 205,000 | $ 205,000 | $ 322,000 |
| Redding, CA | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Yakima, WA | 1 | $ 305,000 | $ 305,000 | $ 174,000 |
| Yuba City, CA | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for The Loan Store, Inc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,982 | $6,493,730,000 | $433,000 | $935,000 | $152,000 | $3,840,000 |
| Cash-out Refinancing | 4,897 | $1,937,535,000 | $395,000 | $825,000 | $131,000 | $1,342,000 |
| Other Purpose | 288 | $114,910,000 | $398,000 | $765,000 | $133,000 | $433,000 |
| Home Purchase | 220 | $101,720,000 | $462,000 | $1,185,000 | $183,000 | $1,021,000 |
| Home Improvement | 13 | $4,435,000 | $341,000 | $545,000 | $130,000 | $316,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 6,764 | $2,892,620,000 | $427,000 | $765,000 | $148,000 | $1,367,000 |
| White | 6,670 | $2,757,410,000 | $413,000 | $985,000 | $144,000 | $3,840,000 |
| Asian | 4,092 | $1,871,000,000 | $457,000 | $1,185,000 | $162,000 | $1,836,000 |
| Hispanic | 2,100 | $813,750,000 | $387,000 | $825,000 | $121,000 | $575,000 |
| Black or African American | 654 | $265,520,000 | $405,000 | $775,000 | $156,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 76 | $33,520,000 | $441,000 | $745,000 | $148,000 | $345,000 |
| American Indian or Alaskan Native | 43 | $17,995,000 | $418,000 | $745,000 | $153,000 | $595,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,400 | $8,652,330,000 | $424,000 | $1,185,000 | $147,000 | $3,840,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 16,819 | $7,107,525,000 | $422,000 | $905,000 | $143,000 | $2,640,000 |
| Loan Originated | 2,341 | $1,011,805,000 | $432,000 | $1,185,000 | $156,000 | $1,342,000 |
| Application Withdrawn By Applicant | 916 | $386,210,000 | $421,000 | $835,000 | $186,000 | $3,840,000 |
| Application Approved But Not Accepted | 218 | $100,800,000 | $462,000 | $775,000 | $165,000 | $600,000 |
| Application Denied By Financial Institution | 102 | $44,740,000 | $438,000 | $765,000 | $146,000 | $503,000 |
| File Closed For Incompleteness | 4 | $1,250,000 | $312,000 | $555,000 | $101,000 | $130,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20,298 | $8,607,590,000 | $424,000 | $1,185,000 | $147,000 | $3,840,000 |
| Debt-To-Income Ratio | 40 | $17,650,000 | $441,000 | $765,000 | $106,000 | $448,000 |
| Collateral | 26 | $11,030,000 | $424,000 | $765,000 | $156,000 | $322,000 |
| Credit History | 26 | $11,990,000 | $461,000 | $765,000 | $197,000 | $503,000 |
| Employment History | 4 | $1,700,000 | $425,000 | $505,000 | $129,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,420,000 | $355,000 | $425,000 | $94,000 | $176,000 |
| Credit Application Incomplete | 1 | $445,000 | $445,000 | $445,000 | $369,000 | $369,000 |
| Unverifiable Information | 1 | $505,000 | $505,000 | $505,000 | $228,000 | $228,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Loan Store, Inc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Loan Store, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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