The Loan Store, Inc Mortgage Lending & HMDA Data, 2019
In 2019, The Loan Store, Inc of Tucson, AZ reported 7,051 mortgage applications totaling $2.6 billion, down 17% from 2018. The average application was for $369,433, and applicants reported an average income of $139,364. 11% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,740), Riverside-San Bernardino-Ontario, CA (1,141) and Anaheim-Santa Ana-Irvine, CA (1,004) (applications in parentheses).
| Mortgage Company & Address | The Loan Store, Inc Tucson, AZ 85718 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 7,051 |
| Total Mortgage Loan Application Amount | $2,604,875,000 |
| Average Mortgage Loan Application Amount | $369,433 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $139,364 |
| Highest Applicant Income | $2,523,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Loan Store, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,740 | $ 670,740,000 | $ 385,482 | $ 136,000 |
| Riverside-San Bernardino-Ontario, CA | 1,141 | $ 372,155,000 | $ 326,165 | $ 122,000 |
| Anaheim-Santa Ana-Irvine, CA | 1,004 | $ 408,540,000 | $ 406,912 | $ 150,000 |
| San Diego-Carlsbad, CA | 321 | $ 127,845,000 | $ 398,271 | $ 147,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 266 | $ 103,180,000 | $ 387,894 | $ 142,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 232 | $ 81,180,000 | $ 349,913 | $ 149,000 |
| Oakland-Hayward-Berkeley, CA | 220 | $ 93,350,000 | $ 424,318 | $ 161,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 164 | $ 78,340,000 | $ 477,682 | $ 171,000 |
| Outside any metro area | 74 | $ 22,200,000 | $ 300,000 | $ 132,432 |
| Seattle-Bellevue-Everett, WA | 68 | $ 28,030,000 | $ 412,205 | $ 180,000 |
| Dallas-Plano-Irving, TX | 62 | $ 19,310,000 | $ 311,451 | $ 133,000 |
| Houston-The Woodlands-Sugar Land, TX | 61 | $ 16,645,000 | $ 272,868 | $ 141,000 |
| San Francisco-Redwood City-South San Francisco, CA | 61 | $ 30,915,000 | $ 506,803 | $ 152,000 |
| Bakersfield, CA | 54 | $ 14,850,000 | $ 275,000 | $ 122,000 |
| Stockton-Lodi, CA | 52 | $ 16,330,000 | $ 314,038 | $ 125,000 |
| Fresno, CA | 49 | $ 14,465,000 | $ 295,204 | $ 126,000 |
| Vallejo-Fairfield, CA | 49 | $ 16,385,000 | $ 334,387 | $ 121,000 |
| Phoenix-Mesa-Scottsdale, AZ | 48 | $ 14,570,000 | $ 303,541 | $ 132,000 |
| Chico, CA | 44 | $ 14,450,000 | $ 328,409 | $ 137,000 |
| Austin-Round Rock, TX | 42 | $ 12,120,000 | $ 288,571 | $ 162,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 39 | $ 14,935,000 | $ 382,948 | $ 146,000 |
| Santa Rosa, CA | 39 | $ 15,315,000 | $ 392,692 | $ 155,000 |
| Modesto, CA | 38 | $ 10,100,000 | $ 265,789 | $ 105,000 |
| Salt Lake City, UT | 35 | $ 12,755,000 | $ 364,428 | $ 142,000 |
| Santa Cruz-Watsonville, CA | 30 | $ 12,790,000 | $ 426,333 | $ 141,000 |
| Salinas, CA | 27 | $ 10,835,000 | $ 401,296 | $ 162,000 |
| Denver-Aurora-Lakewood, CO | 26 | $ 9,050,000 | $ 348,076 | $ 133,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 25 | $ 8,615,000 | $ 344,600 | $ 136,800 |
| Santa Maria-Santa Barbara, CA | 23 | $ 9,525,000 | $ 414,130 | $ 129,000 |
| Chicago-Naperville, IL | 22 | $ 7,030,000 | $ 319,545 | $ 133,000 |
| San Rafael, CA | 22 | $ 9,500,000 | $ 431,818 | $ 146,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 20 | $ 8,530,000 | $ 426,500 | $ 151,000 |
| Montgomery County-Bucks County-Chester County, PA | 18 | $ 5,010,000 | $ 278,333 | $ 103,000 |
| Atlanta-Sandy Springs-Roswell, GA | 15 | $ 3,835,000 | $ 255,666 | $ 171,000 |
| Fort Worth-Arlington, TX | 15 | $ 4,035,000 | $ 269,000 | $ 121,000 |
| Merced, CA | 13 | $ 3,575,000 | $ 275,000 | $ 99,000 |
| Visalia-Porterville, CA | 13 | $ 2,885,000 | $ 221,923 | $ 113,000 |
| New York-Newark, NY | 12 | $ 3,910,000 | $ 325,833 | $ 137,000 |
| Ogden-Clearfield, UT | 12 | $ 3,860,000 | $ 321,666 | $ 118,000 |
| Provo-Orem, UT | 12 | $ 3,840,000 | $ 320,000 | $ 120,000 |
| Redding, CA | 12 | $ 3,180,000 | $ 265,000 | $ 106,000 |
| Tampa-St. Petersburg-Clearwater, FL | 12 | $ 3,180,000 | $ 265,000 | $ 113,000 |
| San Antonio-New Braunfels, TX | 11 | $ 3,485,000 | $ 316,818 | $ 154,000 |
| Madera, CA | 10 | $ 2,820,000 | $ 282,000 | $ 163,000 |
| New York-Jersey City-White Plains, NY-NJ | 10 | $ 4,750,000 | $ 475,000 | $ 190,000 |
| Warren-Troy-Farmington Hills, MI | 10 | $ 3,280,000 | $ 328,000 | $ 123,000 |
| Napa, CA | 9 | $ 3,325,000 | $ 369,444 | $ 130,000 |
| Newark, NJ-PA | 9 | $ 2,735,000 | $ 303,888 | $ 138,666 |
| Tacoma-Lakewood, WA | 9 | $ 3,825,000 | $ 425,000 | $ 169,000 |
| Eugene, OR | 8 | $ 1,800,000 | $ 225,000 | $ 88,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 3,100,000 | $ 387,500 | $ 187,000 |
| Pittsburgh, PA | 8 | $ 1,790,000 | $ 223,750 | $ 178,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 1,915,000 | $ 273,571 | $ 140,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 2,305,000 | $ 329,285 | $ 212,000 |
| Jacksonville, FL | 7 | $ 1,595,000 | $ 227,857 | $ 142,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 2,135,000 | $ 305,000 | $ 108,428 |
| Yuba City, CA | 7 | $ 2,345,000 | $ 335,000 | $ 141,000 |
| Bremerton-Silverdale, WA | 6 | $ 2,980,000 | $ 496,666 | $ 111,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 2,070,000 | $ 345,000 | $ 141,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,330,000 | $ 221,666 | $ 70,000 |
| Hanford-Corcoran, CA | 6 | $ 1,710,000 | $ 285,000 | $ 98,000 |
| Indianapolis-Carmel-Anderson, IN | 6 | $ 1,360,000 | $ 226,666 | $ 169,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5 | $ 1,235,000 | $ 247,000 | $ 84,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,245,000 | $ 249,000 | $ 148,000 |
| Port St. Lucie, FL | 5 | $ 1,285,000 | $ 257,000 | $ 172,000 |
| Spokane-Spokane Valley, WA | 5 | $ 1,245,000 | $ 249,000 | $ 109,000 |
| Cleveland-Elyria, OH | 4 | $ 1,110,000 | $ 277,500 | $ 156,000 |
| Gary, IN | 4 | $ 750,000 | $ 187,500 | $ 190,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 1,090,000 | $ 272,500 | $ 170,000 |
| Philadelphia, PA | 4 | $ 1,300,000 | $ 325,000 | $ 128,000 |
| Athens-Clarke County, GA | 3 | $ 1,225,000 | $ 408,333 | $ 218,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 1,335,000 | $ 445,000 | $ 105,000 |
| Cincinnati, OH-KY-IN | 3 | $ 745,000 | $ 248,333 | $ 100,666 |
| Colorado Springs, CO | 3 | $ 715,000 | $ 238,333 | $ 88,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 895,000 | $ 298,333 | $ 177,000 |
| Fort Collins, CO | 3 | $ 1,075,000 | $ 358,333 | $ 152,000 |
| Greeley, CO | 3 | $ 915,000 | $ 305,000 | $ 104,000 |
| Kennewick-Richland, WA | 3 | $ 1,055,000 | $ 351,666 | $ 138,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 795,000 | $ 265,000 | $ 124,000 |
| Orlando-Kissimmee-Sanford, FL | 3 | $ 705,000 | $ 235,000 | $ 130,000 |
| Sherman-Denison, TX | 3 | $ 915,000 | $ 305,000 | $ 171,000 |
| Trenton, NJ | 3 | $ 1,175,000 | $ 391,666 | $ 189,000 |
| Waco, TX | 3 | $ 1,015,000 | $ 338,333 | $ 95,000 |
| Washington-Baltimore-Arlington, DC | 3 | $ 645,000 | $ 215,000 | $ 78,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 755,000 | $ 251,666 | $ 117,000 |
| Boulder, CO | 2 | $ 490,000 | $ 245,000 | $ 56,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 1,390,000 | $ 695,000 | $ 823,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 380,000 | $ 190,000 | $ 103,000 |
| Elgin, IL | 2 | $ 390,000 | $ 195,000 | $ 160,000 |
| Elkhart-Goshen, IN | 2 | $ 450,000 | $ 225,000 | $ 221,000 |
| Flint, MI | 2 | $ 820,000 | $ 410,000 | $ 141,000 |
| Gettysburg, PA | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Grants Pass, OR | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| Lubbock, TX | 2 | $ 290,000 | $ 145,000 | $ 77,000 |
| Niles-Benton Harbor, MI | 2 | $ 730,000 | $ 365,000 | $ 102,000 |
| Richmond, VA | 2 | $ 870,000 | $ 435,000 | $ 125,000 |
| St. George, UT | 2 | $ 380,000 | $ 190,000 | $ 83,000 |
| St. Louis, MO-IL | 2 | $ 630,000 | $ 315,000 | $ 104,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Ann Arbor, MI | 1 | $ 925,000 | $ 925,000 | $ 448,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Beaumont-Port Arthur, TX | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Boise City, ID | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Camden, NJ | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| Charlottesville, VA | 1 | $ 195,000 | $ 195,000 | $ 217,000 |
| Chattanooga, TN-GA | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Columbus, GA-AL | 1 | $ 485,000 | $ 485,000 | $ 268,000 |
| Columbus, OH | 1 | $ 445,000 | $ 445,000 | $ 132,000 |
| Danville, IL | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Fort Smith, AR-OK | 1 | $ 255,000 | $ 255,000 | $ 336,000 |
| Gainesville, FL | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Grand Junction, CO | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Greensboro-High Point, NC | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 265,000 | $ 265,000 | $ 149,000 |
| Homosassa Springs, FL | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Johnson City, TN | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Lakeland-Winter Haven, FL | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Laredo, TX | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Medford, OR | 1 | $ 285,000 | $ 285,000 | $ 3,000 |
| Memphis, TN-MS-AR | 1 | $ 85,000 | $ 85,000 | $ 350,000 |
| Midland, TX | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 265,000 | $ 265,000 | $ 457,000 |
| New Orleans-Metairie, LA | 1 | $ 315,000 | $ 315,000 | $ 223,000 |
| Ocala, FL | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Olympia-Tumwater, WA | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Raleigh, NC | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 335,000 | $ 335,000 | $ 174,000 |
| Springfield, OH | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Staunton-Waynesboro, VA | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Tallahassee, FL | 1 | $ 335,000 | $ 335,000 | $ 192,000 |
| Tucson, AZ | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Yuma, AZ | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for The Loan Store, Inc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,374 | $1,628,120,000 | $372,000 | $2,505,000 | $139,000 | $1,584,000 |
| Cash-out Refinancing | 2,253 | $823,335,000 | $365,000 | $1,505,000 | $136,000 | $1,467,000 |
| Home Purchase | 424 | $153,420,000 | $361,000 | $2,205,000 | $161,000 | $2,523,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,707 | $979,935,000 | $362,000 | $2,205,000 | $136,000 | $2,523,000 |
| Not Provided | 1,894 | $702,420,000 | $370,000 | $1,985,000 | $139,000 | $1,584,000 |
| Not applicable | 1,282 | $477,850,000 | $372,000 | $935,000 | $138,000 | $822,000 |
| Asian | 918 | $360,080,000 | $392,000 | $2,505,000 | $154,000 | $1,411,000 |
| Black or African American | 122 | $40,930,000 | $335,000 | $1,005,000 | $121,000 | $375,000 |
| Hispanic | 85 | $29,575,000 | $347,000 | $955,000 | $130,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $8,695,000 | $347,000 | $845,000 | $101,000 | $261,000 |
| American Indian or Alaskan Native | 17 | $5,125,000 | $301,000 | $485,000 | $123,000 | $466,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,051 | $2,604,875,000 | $369,000 | $2,505,000 | $139,000 | $2,523,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 5,584 | $2,059,370,000 | $368,000 | $935,000 | $137,000 | $1,584,000 |
| Loan Originated | 741 | $274,215,000 | $370,000 | $2,505,000 | $146,000 | $2,523,000 |
| Application Withdrawn By Applicant | 348 | $121,650,000 | $349,000 | $1,985,000 | $146,000 | $672,000 |
| File Closed For Incompleteness | 237 | $89,995,000 | $379,000 | $1,495,000 | $156,000 | $1,411,000 |
| Application Denied By Financial Institution | 108 | $45,280,000 | $419,000 | $1,925,000 | $127,000 | $648,000 |
| Application Approved But Not Accepted | 33 | $14,365,000 | $435,000 | $1,605,000 | $157,000 | $508,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,943 | $2,559,595,000 | $368,000 | $2,505,000 | $139,000 | $2,523,000 |
| Debt-To-Income Ratio | 52 | $22,070,000 | $424,000 | $1,495,000 | $104,000 | $460,000 |
| Collateral | 20 | $7,280,000 | $364,000 | $1,085,000 | $119,000 | $268,000 |
| Credit History | 12 | $5,110,000 | $425,000 | $955,000 | $127,000 | $194,000 |
| Unverifiable Information | 12 | $5,940,000 | $495,000 | $1,925,000 | $158,000 | $648,000 |
| Employment History | 7 | $2,625,000 | $375,000 | $825,000 | $268,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,010,000 | $502,000 | $1,005,000 | $115,000 | $175,000 |
| Other | 1 | $245,000 | $245,000 | $245,000 | $86,000 | $86,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Loan Store, Inc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Loan Store, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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