The Loan Store, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Loan Store, Inc. 222 Kearny Street, Suite 650 Camden, DE 94108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 7,051 |
| Total Mortgage Loan Application Amount | $2,604,875,000 |
| Average Mortgage Loan Application Amount | $366,000 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $145,333 |
| Highest Applicant Income | $2,523,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with The Loan Store, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Loan Store, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down The Loan Store, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Loan Store, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Loan Store, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Loan Store, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,898 | $ 731,020,000 | $ 385,000 | $ 136,000 |
| Orange County California | 1,094 | $ 443,750,000 | $ 405,000 | $ 150,000 |
| Riverside County California | 685 | $ 227,885,000 | $ 332,000 | $ 122,000 |
| San Bernardino County California | 583 | $ 189,515,000 | $ 325,000 | $ 126,000 |
| San Diego County California | 341 | $ 135,455,000 | $ 397,000 | $ 149,000 |
| Ventura County California | 296 | $ 113,400,000 | $ 383,000 | $ 142,000 |
| Santa Clara County California | 162 | $ 77,200,000 | $ 476,000 | $ 171,000 |
| Sacramento County California | 130 | $ 43,790,000 | $ 336,000 | $ 140,000 |
| Alameda County California | 123 | $ 53,105,000 | $ 431,000 | $ 159,000 |
| Contra Costa County California | 113 | $ 45,985,000 | $ 406,000 | $ 159,000 |
| Placer County California | 70 | $ 25,890,000 | $ 369,000 | $ 177,000 |
| Kern County California | 65 | $ 19,175,000 | $ 295,000 | $ 122,000 |
| Fresno County California | 56 | $ 17,170,000 | $ 306,000 | $ 123,000 |
| San Joaquin County California | 53 | $ 16,635,000 | $ 313,000 | $ 125,000 |
| King County Washington | 53 | $ 22,615,000 | $ 426,000 | $ 195,000 |
| Solano County California | 52 | $ 17,320,000 | $ 333,000 | $ 123,000 |
| Butte County California | 45 | $ 14,905,000 | $ 331,000 | $ 137,000 |
| Maricopa County Arizona | 44 | $ 13,710,000 | $ 311,000 | $ 133,000 |
| San Mateo County California | 41 | $ 21,655,000 | $ 528,000 | $ 155,000 |
| Sonoma County California | 41 | $ 15,855,000 | $ 386,000 | $ 152,000 |
| Stanislaus County California | 40 | $ 10,830,000 | $ 270,000 | $ 105,000 |
| San Luis Obispo County California | 39 | $ 14,935,000 | $ 382,000 | $ 146,000 |
| El Dorado County California | 35 | $ 13,455,000 | $ 384,000 | $ 152,000 |
| Salt Lake County Utah | 35 | $ 12,755,000 | $ 364,000 | $ 142,000 |
| Santa Cruz County California | 31 | $ 13,245,000 | $ 427,000 | $ 142,000 |
| Monterey County California | 30 | $ 11,780,000 | $ 392,000 | $ 157,000 |
| Harris County Texas | 29 | $ 6,895,000 | $ 237,000 | $ 132,000 |
| Travis County Texas | 25 | $ 7,915,000 | $ 316,000 | $ 170,000 |
| Santa Barbara County California | 24 | $ 9,880,000 | $ 411,000 | $ 127,000 |
| Marin County California | 23 | $ 9,825,000 | $ 427,000 | $ 143,000 |
| San Francisco County California | 21 | $ 9,525,000 | $ 453,000 | $ 141,000 |
| Collin County Texas | 21 | $ 6,735,000 | $ 320,000 | $ 121,000 |
| Dallas County Texas | 19 | $ 5,405,000 | $ 284,000 | $ 143,000 |
| Denton County Texas | 19 | $ 6,195,000 | $ 326,000 | $ 133,000 |
| Fort Bend County Texas | 17 | $ 5,685,000 | $ 334,000 | $ 149,000 |
| Nevada County California | 15 | $ 5,255,000 | $ 350,000 | $ 120,000 |
| Yolo County California | 15 | $ 4,755,000 | $ 317,000 | $ 131,000 |
| Cook County Illinois | 15 | $ 5,005,000 | $ 333,000 | $ 128,000 |
| Snohomish County Washington | 15 | $ 5,415,000 | $ 361,000 | $ 126,000 |
| Merced County California | 14 | $ 4,110,000 | $ 293,000 | $ 100,000 |
| Shasta County California | 14 | $ 3,890,000 | $ 277,000 | $ 113,000 |
| Tulare County California | 13 | $ 2,885,000 | $ 221,000 | $ 113,000 |
| Williamson County Texas | 13 | $ 2,975,000 | $ 228,000 | $ 171,000 |
| Utah County Utah | 12 | $ 3,840,000 | $ 320,000 | $ 120,000 |
| Tarrant County Texas | 11 | $ 3,225,000 | $ 293,000 | $ 124,000 |
| Madera County California | 10 | $ 2,820,000 | $ 282,000 | $ 163,000 |
| Napa County California | 10 | $ 3,620,000 | $ 362,000 | $ 125,000 |
| Davis County Utah | 10 | $ 3,080,000 | $ 308,000 | $ 117,000 |
| Middlesex County New Jersey | 9 | $ 2,885,000 | $ 320,000 | $ 129,000 |
| Bucks County Pennsylvania | 9 | $ 2,465,000 | $ 273,000 | $ 93,000 |
| Bexar County Texas | 9 | $ 3,055,000 | $ 339,000 | $ 161,000 |
| Montgomery County Texas | 9 | $ 2,185,000 | $ 242,000 | $ 164,000 |
| Fairfax County Virginia | 9 | $ 3,525,000 | $ 391,000 | $ 143,000 |
| Pierce County Washington | 9 | $ 3,825,000 | $ 425,000 | $ 169,000 |
| San Benito County California | 8 | $ 3,380,000 | $ 422,000 | $ 170,000 |
| Denver County Colorado | 8 | $ 2,660,000 | $ 332,000 | $ 164,000 |
| Douglas County Colorado | 8 | $ 3,070,000 | $ 383,000 | $ 141,000 |
| Miami-Dade County Florida | 8 | $ 3,100,000 | $ 387,000 | $ 187,000 |
| Oakland County Michigan | 8 | $ 2,330,000 | $ 291,000 | $ 128,000 |
| Clackamas County Oregon | 8 | $ 2,920,000 | $ 365,000 | $ 162,000 |
| Lane County Oregon | 8 | $ 1,800,000 | $ 225,000 | $ 88,000 |
| Kings County California | 7 | $ 2,035,000 | $ 290,000 | $ 99,000 |
| Fulton County Georgia | 7 | $ 2,225,000 | $ 317,000 | $ 144,000 |
| Wayne County Michigan | 7 | $ 1,915,000 | $ 273,000 | $ 140,000 |
| Washington County Oregon | 7 | $ 2,745,000 | $ 392,000 | $ 128,000 |
| Tuolumne County California | 6 | $ 1,700,000 | $ 283,000 | $ 112,000 |
| Broward County Florida | 6 | $ 2,070,000 | $ 345,000 | $ 141,000 |
| Pinellas County Florida | 6 | $ 1,560,000 | $ 260,000 | $ 109,000 |
| Bergen County New Jersey | 6 | $ 3,590,000 | $ 598,000 | $ 236,000 |
| Allegheny County Pennsylvania | 6 | $ 1,320,000 | $ 220,000 | $ 166,000 |
| Montgomery County Pennsylvania | 6 | $ 1,460,000 | $ 243,000 | $ 100,000 |
| Kitsap County Washington | 6 | $ 2,980,000 | $ 496,000 | $ 111,000 |
| Amador County California | 5 | $ 1,395,000 | $ 279,000 | $ 156,000 |
| Sutter County California | 5 | $ 1,875,000 | $ 375,000 | $ 167,000 |
| Tehama County California | 5 | $ 1,605,000 | $ 321,000 | $ 124,000 |
| Jefferson County Colorado | 5 | $ 1,435,000 | $ 287,000 | $ 106,000 |
| Hartford County Connecticut | 5 | $ 2,015,000 | $ 403,000 | $ 264,000 |
| Brevard County Florida | 5 | $ 1,245,000 | $ 249,000 | $ 148,000 |
| Duval County Florida | 5 | $ 945,000 | $ 189,000 | $ 162,000 |
| Will County Illinois | 5 | $ 1,525,000 | $ 305,000 | $ 122,000 |
| Loudoun County Virginia | 5 | $ 2,385,000 | $ 477,000 | $ 141,000 |
| Clark County Washington | 5 | $ 1,355,000 | $ 271,000 | $ 92,000 |
| Pinal County Arizona | 4 | $ 860,000 | $ 215,000 | $ 127,000 |
| Humboldt County California | 4 | $ 1,270,000 | $ 317,000 | $ 115,000 |
| Mono County California | 4 | $ 1,270,000 | $ 317,000 | $ 129,000 |
| Pasco County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 140,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,300,000 | $ 325,000 | $ 128,000 |
| Brazoria County Texas | 4 | $ 1,250,000 | $ 312,000 | $ 119,000 |
| Spokane County Washington | 4 | $ 960,000 | $ 240,000 | $ 119,000 |
| Glenn County California | 3 | $ 805,000 | $ 268,000 | $ 77,000 |
| Yuba County California | 3 | $ 865,000 | $ 288,000 | $ 96,000 |
| Adams County Colorado | 3 | $ 1,105,000 | $ 368,000 | $ 107,000 |
| El Paso County Colorado | 3 | $ 715,000 | $ 238,000 | $ 88,000 |
| Larimer County Colorado | 3 | $ 1,075,000 | $ 358,000 | $ 152,000 |
| Weld County Colorado | 3 | $ 915,000 | $ 305,000 | $ 104,000 |
| Fairfield County Connecticut | 3 | $ 1,335,000 | $ 445,000 | $ 105,000 |
| Monroe County Florida | 3 | $ 615,000 | $ 205,000 | $ 211,000 |
| Orange County Florida | 3 | $ 705,000 | $ 235,000 | $ 130,000 |
| Palm Beach County Florida | 3 | $ 755,000 | $ 251,000 | $ 117,000 |
| St. Lucie County Florida | 3 | $ 535,000 | $ 178,000 | $ 161,000 |
| DeKalb County Georgia | 3 | $ 545,000 | $ 181,000 | $ 76,000 |
| Floyd County Indiana | 3 | $ 1,015,000 | $ 338,000 | $ 93,000 |
| Hamilton County Indiana | 3 | $ 965,000 | $ 321,000 | $ 158,000 |
| Lake County Indiana | 3 | $ 265,000 | $ 88,000 | $ 164,000 |
| Marion County Indiana | 3 | $ 395,000 | $ 131,000 | $ 180,000 |
| Montgomery County Maryland | 3 | $ 645,000 | $ 215,000 | $ 78,000 |
| Kent County Michigan | 3 | $ 545,000 | $ 181,000 | $ 70,000 |
| Ottawa County Michigan | 3 | $ 785,000 | $ 261,000 | $ 69,000 |
| Essex County New Jersey | 3 | $ 1,295,000 | $ 431,000 | $ 159,000 |
| Hudson County New Jersey | 3 | $ 1,025,000 | $ 341,000 | $ 107,000 |
| Mercer County New Jersey | 3 | $ 1,175,000 | $ 391,000 | $ 189,000 |
| Douglas County Oregon | 3 | $ 275,000 | $ 91,000 | $ 60,000 |
| Multnomah County Oregon | 3 | $ 835,000 | $ 278,000 | $ 130,000 |
| Chester County Pennsylvania | 3 | $ 1,085,000 | $ 361,000 | $ 142,000 |
| Davidson County Tennessee | 3 | $ 815,000 | $ 271,000 | $ 58,000 |
| Grayson County Texas | 3 | $ 915,000 | $ 305,000 | $ 171,000 |
| McLennan County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 95,000 |
| Prince William County Virginia | 3 | $ 1,085,000 | $ 361,000 | $ 115,000 |
| Benton County Washington | 3 | $ 1,055,000 | $ 351,000 | $ 138,000 |
| Washington County Arkansas | 2 | $ 540,000 | $ 270,000 | $ 202,000 |
| Inyo County California | 2 | $ 740,000 | $ 370,000 | $ 209,000 |
| Lake County California | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| Arapahoe County Colorado | 2 | $ 780,000 | $ 390,000 | $ 89,000 |
| Boulder County Colorado | 2 | $ 490,000 | $ 245,000 | $ 56,000 |
| Litchfield County Connecticut | 2 | $ 480,000 | $ 240,000 | $ 82,000 |
| Flagler County Florida | 2 | $ 380,000 | $ 190,000 | $ 103,000 |
| Hillsborough County Florida | 2 | $ 410,000 | $ 205,000 | $ 71,000 |
| Martin County Florida | 2 | $ 750,000 | $ 375,000 | $ 189,000 |
| Sarasota County Florida | 2 | $ 590,000 | $ 295,000 | $ 110,000 |
| Clayton County Georgia | 2 | $ 190,000 | $ 95,000 | $ 333,000 |
| Jackson County Georgia | 2 | $ 830,000 | $ 415,000 | $ 132,000 |
| Oconee County Georgia | 2 | $ 740,000 | $ 370,000 | $ 257,000 |
| DuPage County Illinois | 2 | $ 500,000 | $ 250,000 | $ 205,000 |
| Madison County Illinois | 2 | $ 630,000 | $ 315,000 | $ 104,000 |
| Elkhart County Indiana | 2 | $ 450,000 | $ 225,000 | $ 221,000 |
| Jefferson County Kentucky | 2 | $ 710,000 | $ 355,000 | $ 133,000 |
| Berrien County Michigan | 2 | $ 730,000 | $ 365,000 | $ 102,000 |
| Genesee County Michigan | 2 | $ 820,000 | $ 410,000 | $ 141,000 |
| Livingston County Michigan | 2 | $ 950,000 | $ 475,000 | $ 102,000 |
| Scott County Minnesota | 2 | $ 680,000 | $ 340,000 | $ 132,000 |
| Morris County New Jersey | 2 | $ 720,000 | $ 360,000 | $ 121,000 |
| Ocean County New Jersey | 2 | $ 700,000 | $ 350,000 | $ 163,000 |
| Union County North Carolina | 2 | $ 1,390,000 | $ 695,000 | $ 823,000 |
| Lake County Ohio | 2 | $ 570,000 | $ 285,000 | $ 193,000 |
| Josephine County Oregon | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| Yamhill County Oregon | 2 | $ 760,000 | $ 380,000 | $ 193,000 |
| Adams County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Pike County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 92,000 |
| Bastrop County Texas | 2 | $ 510,000 | $ 255,000 | $ 91,000 |
| Galveston County Texas | 2 | $ 630,000 | $ 315,000 | $ 135,000 |
| Hays County Texas | 2 | $ 720,000 | $ 360,000 | $ 78,000 |
| Johnson County Texas | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| Lubbock County Texas | 2 | $ 290,000 | $ 145,000 | $ 77,000 |
| Parker County Texas | 2 | $ 530,000 | $ 265,000 | $ 127,000 |
| Rockwall County Texas | 2 | $ 640,000 | $ 320,000 | $ 165,000 |
| Wasatch County Utah | 2 | $ 880,000 | $ 440,000 | $ 80,000 |
| Washington County Utah | 2 | $ 380,000 | $ 190,000 | $ 83,000 |
| Arlington County Virginia | 2 | $ 1,080,000 | $ 540,000 | $ 269,000 |
| Pima County Arizona | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Yavapai County Arizona | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Yuma County Arizona | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Benton County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Franklin County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 336,000 |
| Calaveras County California | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Colusa County California | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Mariposa County California | 1 | $ 405,000 | $ 405,000 | $ 71,000 |
| Plumas County California | 1 | $ 485,000 | $ 485,000 | $ 196,000 |
| Siskiyou County California | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Eagle County Colorado | 1 | $ 925,000 | $ 925,000 | $ 594,000 |
| Fremont County Colorado | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Grand County Colorado | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Lake County Colorado | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Mesa County Colorado | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Routt County Colorado | 1 | $ 385,000 | $ 385,000 | $ 216,000 |
| Summit County Colorado | 1 | $ 485,000 | $ 485,000 | $ 93,000 |
| Middlesex County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Tolland County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Citrus County Florida | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Collier County Florida | 1 | $ 265,000 | $ 265,000 | $ 457,000 |
| Escambia County Florida | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Leon County Florida | 1 | $ 335,000 | $ 335,000 | $ 192,000 |
| Levy County Florida | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Manatee County Florida | 1 | $ 205,000 | $ 205,000 | $ 153,000 |
| Marion County Florida | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Nassau County Florida | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Polk County Florida | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| St. Johns County Florida | 1 | $ 485,000 | $ 485,000 | $ 108,000 |
| Bulloch County Georgia | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Clarke County Georgia | 1 | $ 485,000 | $ 485,000 | $ 140,000 |
| Cobb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Columbia County Georgia | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Coweta County Georgia | 1 | $ 585,000 | $ 585,000 | $ 152,000 |
| Douglas County Georgia | 1 | $ 105,000 | $ 105,000 | $ 450,000 |
| Muscogee County Georgia | 1 | $ 485,000 | $ 485,000 | $ 268,000 |
| Putnam County Georgia | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Ada County Idaho | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Latah County Idaho | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| DeKalb County Illinois | 1 | $ 195,000 | $ 195,000 | $ 199,000 |
| Kane County Illinois | 1 | $ 195,000 | $ 195,000 | $ 122,000 |
| Lake County Illinois | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Vermilion County Illinois | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Clark County Indiana | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| LaGrange County Indiana | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Porter County Indiana | 1 | $ 485,000 | $ 485,000 | $ 269,000 |
| Campbell County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Oldham County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Orleans County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 223,000 |
| Grand Traverse County Michigan | 1 | $ 315,000 | $ 315,000 | $ 66,000 |
| Washtenaw County Michigan | 1 | $ 925,000 | $ 925,000 | $ 448,000 |
| Anoka County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 222,000 |
| Sherburne County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Gloucester County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| Hunterdon County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Monmouth County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 166,000 |
| Passaic County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 161,000 |
| Sussex County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 280,000 |
| Guilford County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Wake County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Clark County Ohio | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Clermont County Ohio | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Cuyahoga County Ohio | 1 | $ 345,000 | $ 345,000 | $ 159,000 |
| Delaware County Ohio | 1 | $ 445,000 | $ 445,000 | $ 132,000 |
| Greene County Ohio | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Medina County Ohio | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Warren County Ohio | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Coos County Oregon | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Jackson County Oregon | 1 | $ 285,000 | $ 285,000 | $ 3,000 |
| Lincoln County Oregon | 1 | $ 215,000 | $ 215,000 | $ 207,000 |
| Lehigh County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Luzerne County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 174,000 |
| Washington County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 294,000 |
| Westmoreland County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Greenville County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 149,000 |
| Hamilton County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Maury County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Rutherford County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Shelby County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 350,000 |
| Washington County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Comal County Texas | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Ellis County Texas | 1 | $ 335,000 | $ 335,000 | $ 146,000 |
| Hardin County Texas | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Hidalgo County Texas | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Hood County Texas | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Midland County Texas | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Rains County Texas | 1 | $ 445,000 | $ 445,000 | $ 97,000 |
| Webb County Texas | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Wilson County Texas | 1 | $ 325,000 | $ 325,000 | $ 153,000 |
| Morgan County Utah | 1 | $ 385,000 | $ 385,000 | $ 142,000 |
| Weber County Utah | 1 | $ 395,000 | $ 395,000 | $ 108,000 |
| Albemarle County Virginia | 1 | $ 195,000 | $ 195,000 | $ 217,000 |
| Augusta County Virginia | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Caroline County Virginia | 1 | $ 395,000 | $ 395,000 | $ 636,000 |
| Fauquier County Virginia | 1 | $ 455,000 | $ 455,000 | $ 154,000 |
| Hanover County Virginia | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| Henrico County Virginia | 1 | $ 635,000 | $ 635,000 | $ 143,000 |
| Grant County Washington | 1 | $ 85,000 | $ 85,000 | $ 242,000 |
| Lewis County Washington | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Mason County Washington | 1 | $ 395,000 | $ 395,000 | $ 161,000 |
| Skagit County Washington | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Stevens County Washington | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Thurston County Washington | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,374 | $1,628,120,000 | $372,000 | $2,505,000 | $139,000 | $1,584,000 |
| Cash-out Refinancing | 2,253 | $823,335,000 | $365,000 | $1,505,000 | $136,000 | $1,467,000 |
| Home Purchase | 424 | $153,420,000 | $361,000 | $2,205,000 | $161,000 | $2,523,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,707 | $979,935,000 | $362,000 | $2,205,000 | $136,000 | $2,523,000 |
| Not Provided | 1,894 | $702,420,000 | $370,000 | $1,985,000 | $139,000 | $1,584,000 |
| Not applicable | 1,282 | $477,850,000 | $372,000 | $935,000 | $138,000 | $822,000 |
| Asian | 918 | $360,080,000 | $392,000 | $2,505,000 | $154,000 | $1,411,000 |
| Black or African American | 122 | $40,930,000 | $335,000 | $1,005,000 | $121,000 | $375,000 |
| Hispanic | 85 | $29,575,000 | $347,000 | $955,000 | $130,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $8,695,000 | $347,000 | $845,000 | $101,000 | $261,000 |
| American Indian or Alaskan Native | 17 | $5,125,000 | $301,000 | $485,000 | $123,000 | $466,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,051 | $2,604,875,000 | $369,000 | $2,505,000 | $139,000 | $2,523,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 5,584 | $2,059,370,000 | $368,000 | $935,000 | $137,000 | $1,584,000 |
| Loan Originated | 741 | $274,215,000 | $370,000 | $2,505,000 | $146,000 | $2,523,000 |
| Application Withdrawn By Applicant | 348 | $121,650,000 | $349,000 | $1,985,000 | $146,000 | $672,000 |
| File Closed For Incompleteness | 237 | $89,995,000 | $379,000 | $1,495,000 | $156,000 | $1,411,000 |
| Application Denied By Financial Institution | 108 | $45,280,000 | $419,000 | $1,925,000 | $127,000 | $648,000 |
| Application Approved But Not Accepted | 33 | $14,365,000 | $435,000 | $1,605,000 | $157,000 | $508,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,943 | $2,559,595,000 | $368,000 | $2,505,000 | $139,000 | $2,523,000 |
| Debt-To-Income Ratio | 52 | $22,070,000 | $424,000 | $1,495,000 | $104,000 | $460,000 |
| Collateral | 20 | $7,280,000 | $364,000 | $1,085,000 | $119,000 | $268,000 |
| Credit History | 12 | $5,110,000 | $425,000 | $955,000 | $127,000 | $194,000 |
| Unverifiable Information | 12 | $5,940,000 | $495,000 | $1,925,000 | $158,000 | $648,000 |
| Employment History | 7 | $2,625,000 | $375,000 | $825,000 | $268,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,010,000 | $502,000 | $1,005,000 | $115,000 | $175,000 |
| Other | 1 | $245,000 | $245,000 | $245,000 | $86,000 | $86,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Loan Store, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Loan Store, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.