The Loan Store, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

The Loan Store, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address The Loan Store, Inc.
222 Kearny Street, Suite 650
Camden, DE 94108
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 7,051
Total Mortgage Loan Application Amount $2,604,875,000
Average Mortgage Loan Application Amount $366,000
Highest Mortgage Loan Application Amount $2,505,000
Average Applicant Income $145,333
Highest Applicant Income $2,523,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with The Loan Store, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Loan Store, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down The Loan Store, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Loan Store, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by The Loan Store, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Loan Store, Inc.'s mortgage activity for 2019.

Mortgage Loan Application Totals for The Loan Store, Inc. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,898 $ 731,020,000 $ 385,000 $ 136,000
Orange County California 1,094 $ 443,750,000 $ 405,000 $ 150,000
Riverside County California 685 $ 227,885,000 $ 332,000 $ 122,000
San Bernardino County California 583 $ 189,515,000 $ 325,000 $ 126,000
San Diego County California 341 $ 135,455,000 $ 397,000 $ 149,000
Ventura County California 296 $ 113,400,000 $ 383,000 $ 142,000
Santa Clara County California 162 $ 77,200,000 $ 476,000 $ 171,000
Sacramento County California 130 $ 43,790,000 $ 336,000 $ 140,000
Alameda County California 123 $ 53,105,000 $ 431,000 $ 159,000
Contra Costa County California 113 $ 45,985,000 $ 406,000 $ 159,000
Placer County California 70 $ 25,890,000 $ 369,000 $ 177,000
Kern County California 65 $ 19,175,000 $ 295,000 $ 122,000
Fresno County California 56 $ 17,170,000 $ 306,000 $ 123,000
San Joaquin County California 53 $ 16,635,000 $ 313,000 $ 125,000
King County Washington 53 $ 22,615,000 $ 426,000 $ 195,000
Solano County California 52 $ 17,320,000 $ 333,000 $ 123,000
Butte County California 45 $ 14,905,000 $ 331,000 $ 137,000
Maricopa County Arizona 44 $ 13,710,000 $ 311,000 $ 133,000
San Mateo County California 41 $ 21,655,000 $ 528,000 $ 155,000
Sonoma County California 41 $ 15,855,000 $ 386,000 $ 152,000
Stanislaus County California 40 $ 10,830,000 $ 270,000 $ 105,000
San Luis Obispo County California 39 $ 14,935,000 $ 382,000 $ 146,000
El Dorado County California 35 $ 13,455,000 $ 384,000 $ 152,000
Salt Lake County Utah 35 $ 12,755,000 $ 364,000 $ 142,000
Santa Cruz County California 31 $ 13,245,000 $ 427,000 $ 142,000
Monterey County California 30 $ 11,780,000 $ 392,000 $ 157,000
Harris County Texas 29 $ 6,895,000 $ 237,000 $ 132,000
Travis County Texas 25 $ 7,915,000 $ 316,000 $ 170,000
Santa Barbara County California 24 $ 9,880,000 $ 411,000 $ 127,000
Marin County California 23 $ 9,825,000 $ 427,000 $ 143,000
San Francisco County California 21 $ 9,525,000 $ 453,000 $ 141,000
Collin County Texas 21 $ 6,735,000 $ 320,000 $ 121,000
Dallas County Texas 19 $ 5,405,000 $ 284,000 $ 143,000
Denton County Texas 19 $ 6,195,000 $ 326,000 $ 133,000
Fort Bend County Texas 17 $ 5,685,000 $ 334,000 $ 149,000
Nevada County California 15 $ 5,255,000 $ 350,000 $ 120,000
Yolo County California 15 $ 4,755,000 $ 317,000 $ 131,000
Cook County Illinois 15 $ 5,005,000 $ 333,000 $ 128,000
Snohomish County Washington 15 $ 5,415,000 $ 361,000 $ 126,000
Merced County California 14 $ 4,110,000 $ 293,000 $ 100,000
Shasta County California 14 $ 3,890,000 $ 277,000 $ 113,000
Tulare County California 13 $ 2,885,000 $ 221,000 $ 113,000
Williamson County Texas 13 $ 2,975,000 $ 228,000 $ 171,000
Utah County Utah 12 $ 3,840,000 $ 320,000 $ 120,000
Tarrant County Texas 11 $ 3,225,000 $ 293,000 $ 124,000
Madera County California 10 $ 2,820,000 $ 282,000 $ 163,000
Napa County California 10 $ 3,620,000 $ 362,000 $ 125,000
Davis County Utah 10 $ 3,080,000 $ 308,000 $ 117,000
Middlesex County New Jersey 9 $ 2,885,000 $ 320,000 $ 129,000
Bucks County Pennsylvania 9 $ 2,465,000 $ 273,000 $ 93,000
Bexar County Texas 9 $ 3,055,000 $ 339,000 $ 161,000
Montgomery County Texas 9 $ 2,185,000 $ 242,000 $ 164,000
Fairfax County Virginia 9 $ 3,525,000 $ 391,000 $ 143,000
Pierce County Washington 9 $ 3,825,000 $ 425,000 $ 169,000
San Benito County California 8 $ 3,380,000 $ 422,000 $ 170,000
Denver County Colorado 8 $ 2,660,000 $ 332,000 $ 164,000
Douglas County Colorado 8 $ 3,070,000 $ 383,000 $ 141,000
Miami-Dade County Florida 8 $ 3,100,000 $ 387,000 $ 187,000
Oakland County Michigan 8 $ 2,330,000 $ 291,000 $ 128,000
Clackamas County Oregon 8 $ 2,920,000 $ 365,000 $ 162,000
Lane County Oregon 8 $ 1,800,000 $ 225,000 $ 88,000
Kings County California 7 $ 2,035,000 $ 290,000 $ 99,000
Fulton County Georgia 7 $ 2,225,000 $ 317,000 $ 144,000
Wayne County Michigan 7 $ 1,915,000 $ 273,000 $ 140,000
Washington County Oregon 7 $ 2,745,000 $ 392,000 $ 128,000
Tuolumne County California 6 $ 1,700,000 $ 283,000 $ 112,000
Broward County Florida 6 $ 2,070,000 $ 345,000 $ 141,000
Pinellas County Florida 6 $ 1,560,000 $ 260,000 $ 109,000
Bergen County New Jersey 6 $ 3,590,000 $ 598,000 $ 236,000
Allegheny County Pennsylvania 6 $ 1,320,000 $ 220,000 $ 166,000
Montgomery County Pennsylvania 6 $ 1,460,000 $ 243,000 $ 100,000
Kitsap County Washington 6 $ 2,980,000 $ 496,000 $ 111,000
Amador County California 5 $ 1,395,000 $ 279,000 $ 156,000
Sutter County California 5 $ 1,875,000 $ 375,000 $ 167,000
Tehama County California 5 $ 1,605,000 $ 321,000 $ 124,000
Jefferson County Colorado 5 $ 1,435,000 $ 287,000 $ 106,000
Hartford County Connecticut 5 $ 2,015,000 $ 403,000 $ 264,000
Brevard County Florida 5 $ 1,245,000 $ 249,000 $ 148,000
Duval County Florida 5 $ 945,000 $ 189,000 $ 162,000
Will County Illinois 5 $ 1,525,000 $ 305,000 $ 122,000
Loudoun County Virginia 5 $ 2,385,000 $ 477,000 $ 141,000
Clark County Washington 5 $ 1,355,000 $ 271,000 $ 92,000
Pinal County Arizona 4 $ 860,000 $ 215,000 $ 127,000
Humboldt County California 4 $ 1,270,000 $ 317,000 $ 115,000
Mono County California 4 $ 1,270,000 $ 317,000 $ 129,000
Pasco County Florida 4 $ 1,210,000 $ 302,000 $ 140,000
Philadelphia County Pennsylvania 4 $ 1,300,000 $ 325,000 $ 128,000
Brazoria County Texas 4 $ 1,250,000 $ 312,000 $ 119,000
Spokane County Washington 4 $ 960,000 $ 240,000 $ 119,000
Glenn County California 3 $ 805,000 $ 268,000 $ 77,000
Yuba County California 3 $ 865,000 $ 288,000 $ 96,000
Adams County Colorado 3 $ 1,105,000 $ 368,000 $ 107,000
El Paso County Colorado 3 $ 715,000 $ 238,000 $ 88,000
Larimer County Colorado 3 $ 1,075,000 $ 358,000 $ 152,000
Weld County Colorado 3 $ 915,000 $ 305,000 $ 104,000
Fairfield County Connecticut 3 $ 1,335,000 $ 445,000 $ 105,000
Monroe County Florida 3 $ 615,000 $ 205,000 $ 211,000
Orange County Florida 3 $ 705,000 $ 235,000 $ 130,000
Palm Beach County Florida 3 $ 755,000 $ 251,000 $ 117,000
St. Lucie County Florida 3 $ 535,000 $ 178,000 $ 161,000
DeKalb County Georgia 3 $ 545,000 $ 181,000 $ 76,000
Floyd County Indiana 3 $ 1,015,000 $ 338,000 $ 93,000
Hamilton County Indiana 3 $ 965,000 $ 321,000 $ 158,000
Lake County Indiana 3 $ 265,000 $ 88,000 $ 164,000
Marion County Indiana 3 $ 395,000 $ 131,000 $ 180,000
Montgomery County Maryland 3 $ 645,000 $ 215,000 $ 78,000
Kent County Michigan 3 $ 545,000 $ 181,000 $ 70,000
Ottawa County Michigan 3 $ 785,000 $ 261,000 $ 69,000
Essex County New Jersey 3 $ 1,295,000 $ 431,000 $ 159,000
Hudson County New Jersey 3 $ 1,025,000 $ 341,000 $ 107,000
Mercer County New Jersey 3 $ 1,175,000 $ 391,000 $ 189,000
Douglas County Oregon 3 $ 275,000 $ 91,000 $ 60,000
Multnomah County Oregon 3 $ 835,000 $ 278,000 $ 130,000
Chester County Pennsylvania 3 $ 1,085,000 $ 361,000 $ 142,000
Davidson County Tennessee 3 $ 815,000 $ 271,000 $ 58,000
Grayson County Texas 3 $ 915,000 $ 305,000 $ 171,000
McLennan County Texas 3 $ 1,015,000 $ 338,000 $ 95,000
Prince William County Virginia 3 $ 1,085,000 $ 361,000 $ 115,000
Benton County Washington 3 $ 1,055,000 $ 351,000 $ 138,000
Washington County Arkansas 2 $ 540,000 $ 270,000 $ 202,000
Inyo County California 2 $ 740,000 $ 370,000 $ 209,000
Lake County California 2 $ 430,000 $ 215,000 $ 57,000
Arapahoe County Colorado 2 $ 780,000 $ 390,000 $ 89,000
Boulder County Colorado 2 $ 490,000 $ 245,000 $ 56,000
Litchfield County Connecticut 2 $ 480,000 $ 240,000 $ 82,000
Flagler County Florida 2 $ 380,000 $ 190,000 $ 103,000
Hillsborough County Florida 2 $ 410,000 $ 205,000 $ 71,000
Martin County Florida 2 $ 750,000 $ 375,000 $ 189,000
Sarasota County Florida 2 $ 590,000 $ 295,000 $ 110,000
Clayton County Georgia 2 $ 190,000 $ 95,000 $ 333,000
Jackson County Georgia 2 $ 830,000 $ 415,000 $ 132,000
Oconee County Georgia 2 $ 740,000 $ 370,000 $ 257,000
DuPage County Illinois 2 $ 500,000 $ 250,000 $ 205,000
Madison County Illinois 2 $ 630,000 $ 315,000 $ 104,000
Elkhart County Indiana 2 $ 450,000 $ 225,000 $ 221,000
Jefferson County Kentucky 2 $ 710,000 $ 355,000 $ 133,000
Berrien County Michigan 2 $ 730,000 $ 365,000 $ 102,000
Genesee County Michigan 2 $ 820,000 $ 410,000 $ 141,000
Livingston County Michigan 2 $ 950,000 $ 475,000 $ 102,000
Scott County Minnesota 2 $ 680,000 $ 340,000 $ 132,000
Morris County New Jersey 2 $ 720,000 $ 360,000 $ 121,000
Ocean County New Jersey 2 $ 700,000 $ 350,000 $ 163,000
Union County North Carolina 2 $ 1,390,000 $ 695,000 $ 823,000
Lake County Ohio 2 $ 570,000 $ 285,000 $ 193,000
Josephine County Oregon 2 $ 430,000 $ 215,000 $ 72,000
Yamhill County Oregon 2 $ 760,000 $ 380,000 $ 193,000
Adams County Pennsylvania 2 $ 360,000 $ 180,000 $ 83,000
Pike County Pennsylvania 2 $ 330,000 $ 165,000 $ 92,000
Bastrop County Texas 2 $ 510,000 $ 255,000 $ 91,000
Galveston County Texas 2 $ 630,000 $ 315,000 $ 135,000
Hays County Texas 2 $ 720,000 $ 360,000 $ 78,000
Johnson County Texas 2 $ 280,000 $ 140,000 $ 103,000
Lubbock County Texas 2 $ 290,000 $ 145,000 $ 77,000
Parker County Texas 2 $ 530,000 $ 265,000 $ 127,000
Rockwall County Texas 2 $ 640,000 $ 320,000 $ 165,000
Wasatch County Utah 2 $ 880,000 $ 440,000 $ 80,000
Washington County Utah 2 $ 380,000 $ 190,000 $ 83,000
Arlington County Virginia 2 $ 1,080,000 $ 540,000 $ 269,000
Pima County Arizona 1 $ 305,000 $ 305,000 $ 134,000
Yavapai County Arizona 1 $ 195,000 $ 195,000 $ 49,000
Yuma County Arizona 1 $ 85,000 $ 85,000 $ 97,000
Benton County Arkansas 1 $ 355,000 $ 355,000 $ 128,000
Franklin County Arkansas 1 $ 255,000 $ 255,000 $ 336,000
Calaveras County California 1 $ 285,000 $ 285,000 $ 103,000
Colusa County California 1 $ 275,000 $ 275,000 $ 135,000
Mariposa County California 1 $ 405,000 $ 405,000 $ 71,000
Plumas County California 1 $ 485,000 $ 485,000 $ 196,000
Siskiyou County California 1 $ 335,000 $ 335,000 $ 112,000
Eagle County Colorado 1 $ 925,000 $ 925,000 $ 594,000
Fremont County Colorado 1 $ 295,000 $ 295,000 $ 56,000
Grand County Colorado 1 $ 405,000 $ 405,000 $ 0
Lake County Colorado 1 $ 295,000 $ 295,000 $ 56,000
Mesa County Colorado 1 $ 165,000 $ 165,000 $ 51,000
Routt County Colorado 1 $ 385,000 $ 385,000 $ 216,000
Summit County Colorado 1 $ 485,000 $ 485,000 $ 93,000
Middlesex County Connecticut 1 $ 105,000 $ 105,000 $ 121,000
Tolland County Connecticut 1 $ 185,000 $ 185,000 $ 44,000
Citrus County Florida 1 $ 145,000 $ 145,000 $ 75,000
Collier County Florida 1 $ 265,000 $ 265,000 $ 457,000
Escambia County Florida 1 $ 125,000 $ 125,000 $ 39,000
Leon County Florida 1 $ 335,000 $ 335,000 $ 192,000
Levy County Florida 1 $ 155,000 $ 155,000 $ 84,000
Manatee County Florida 1 $ 205,000 $ 205,000 $ 153,000
Marion County Florida 1 $ 245,000 $ 245,000 $ 70,000
Nassau County Florida 1 $ 165,000 $ 165,000 $ 76,000
Polk County Florida 1 $ 285,000 $ 285,000 $ 135,000
St. Johns County Florida 1 $ 485,000 $ 485,000 $ 108,000
Bulloch County Georgia 1 $ 95,000 $ 95,000 $ 58,000
Clarke County Georgia 1 $ 485,000 $ 485,000 $ 140,000
Cobb County Georgia 1 $ 185,000 $ 185,000 $ 60,000
Columbia County Georgia 1 $ 305,000 $ 305,000 $ 77,000
Coweta County Georgia 1 $ 585,000 $ 585,000 $ 152,000
Douglas County Georgia 1 $ 105,000 $ 105,000 $ 450,000
Muscogee County Georgia 1 $ 485,000 $ 485,000 $ 268,000
Putnam County Georgia 1 $ 265,000 $ 265,000 $ 79,000
Ada County Idaho 1 $ 265,000 $ 265,000 $ 104,000
Latah County Idaho 1 $ 105,000 $ 105,000 $ 120,000
DeKalb County Illinois 1 $ 195,000 $ 195,000 $ 199,000
Kane County Illinois 1 $ 195,000 $ 195,000 $ 122,000
Lake County Illinois 1 $ 445,000 $ 445,000 $ 140,000
Vermilion County Illinois 1 $ 125,000 $ 125,000 $ 48,000
Clark County Indiana 1 $ 255,000 $ 255,000 $ 118,000
LaGrange County Indiana 1 $ 225,000 $ 225,000 $ 72,000
Porter County Indiana 1 $ 485,000 $ 485,000 $ 269,000
Campbell County Kentucky 1 $ 195,000 $ 195,000 $ 110,000
Oldham County Kentucky 1 $ 155,000 $ 155,000 $ 99,000
Orleans County Louisiana 1 $ 315,000 $ 315,000 $ 223,000
Grand Traverse County Michigan 1 $ 315,000 $ 315,000 $ 66,000
Washtenaw County Michigan 1 $ 925,000 $ 925,000 $ 448,000
Anoka County Minnesota 1 $ 155,000 $ 155,000 $ 222,000
Sherburne County Minnesota 1 $ 255,000 $ 255,000 $ 196,000
Gloucester County New Jersey 1 $ 115,000 $ 115,000 $ 138,000
Hunterdon County New Jersey 1 $ 115,000 $ 115,000 $ 64,000
Monmouth County New Jersey 1 $ 325,000 $ 325,000 $ 166,000
Passaic County New Jersey 1 $ 135,000 $ 135,000 $ 161,000
Sussex County New Jersey 1 $ 275,000 $ 275,000 $ 280,000
Guilford County North Carolina 1 $ 175,000 $ 175,000 $ 92,000
Wake County North Carolina 1 $ 95,000 $ 95,000 $ 22,000
Clark County Ohio 1 $ 255,000 $ 255,000 $ 164,000
Clermont County Ohio 1 $ 95,000 $ 95,000 $ 71,000
Cuyahoga County Ohio 1 $ 345,000 $ 345,000 $ 159,000
Delaware County Ohio 1 $ 445,000 $ 445,000 $ 132,000
Greene County Ohio 1 $ 195,000 $ 195,000 $ 110,000
Medina County Ohio 1 $ 195,000 $ 195,000 $ 79,000
Warren County Ohio 1 $ 455,000 $ 455,000 $ 122,000
Coos County Oregon 1 $ 175,000 $ 175,000 $ 32,000
Jackson County Oregon 1 $ 285,000 $ 285,000 $ 3,000
Lincoln County Oregon 1 $ 215,000 $ 215,000 $ 207,000
Lehigh County Pennsylvania 1 $ 115,000 $ 115,000 $ 120,000
Luzerne County Pennsylvania 1 $ 335,000 $ 335,000 $ 174,000
Washington County Pennsylvania 1 $ 195,000 $ 195,000 $ 294,000
Westmoreland County Pennsylvania 1 $ 275,000 $ 275,000 $ 130,000
Greenville County South Carolina 1 $ 265,000 $ 265,000 $ 149,000
Hamilton County Tennessee 1 $ 325,000 $ 325,000 $ 130,000
Maury County Tennessee 1 $ 235,000 $ 235,000 $ 126,000
Rutherford County Tennessee 1 $ 185,000 $ 185,000 $ 120,000
Shelby County Tennessee 1 $ 85,000 $ 85,000 $ 350,000
Washington County Tennessee 1 $ 195,000 $ 195,000 $ 104,000
Comal County Texas 1 $ 105,000 $ 105,000 $ 92,000
Ellis County Texas 1 $ 335,000 $ 335,000 $ 146,000
Hardin County Texas 1 $ 165,000 $ 165,000 $ 91,000
Hidalgo County Texas 1 $ 175,000 $ 175,000 $ 88,000
Hood County Texas 1 $ 215,000 $ 215,000 $ 132,000
Midland County Texas 1 $ 305,000 $ 305,000 $ 171,000
Rains County Texas 1 $ 445,000 $ 445,000 $ 97,000
Webb County Texas 1 $ 215,000 $ 215,000 $ 65,000
Wilson County Texas 1 $ 325,000 $ 325,000 $ 153,000
Morgan County Utah 1 $ 385,000 $ 385,000 $ 142,000
Weber County Utah 1 $ 395,000 $ 395,000 $ 108,000
Albemarle County Virginia 1 $ 195,000 $ 195,000 $ 217,000
Augusta County Virginia 1 $ 155,000 $ 155,000 $ 48,000
Caroline County Virginia 1 $ 395,000 $ 395,000 $ 636,000
Fauquier County Virginia 1 $ 455,000 $ 455,000 $ 154,000
Hanover County Virginia 1 $ 235,000 $ 235,000 $ 107,000
Henrico County Virginia 1 $ 635,000 $ 635,000 $ 143,000
Grant County Washington 1 $ 85,000 $ 85,000 $ 242,000
Lewis County Washington 1 $ 215,000 $ 215,000 $ 72,000
Mason County Washington 1 $ 395,000 $ 395,000 $ 161,000
Skagit County Washington 1 $ 255,000 $ 255,000 $ 88,000
Stevens County Washington 1 $ 285,000 $ 285,000 $ 66,000
Thurston County Washington 1 $ 315,000 $ 315,000 $ 116,000

Mortgage Loan Application Detail Totals for The Loan Store, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,374 $1,628,120,000 $372,000 $2,505,000 $139,000 $1,584,000
Cash-out Refinancing 2,253 $823,335,000 $365,000 $1,505,000 $136,000 $1,467,000
Home Purchase 424 $153,420,000 $361,000 $2,205,000 $161,000 $2,523,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,707 $979,935,000 $362,000 $2,205,000 $136,000 $2,523,000
Not Provided 1,894 $702,420,000 $370,000 $1,985,000 $139,000 $1,584,000
Not applicable 1,282 $477,850,000 $372,000 $935,000 $138,000 $822,000
Asian 918 $360,080,000 $392,000 $2,505,000 $154,000 $1,411,000
Black or African American 122 $40,930,000 $335,000 $1,005,000 $121,000 $375,000
Hispanic 85 $29,575,000 $347,000 $955,000 $130,000 $500,000
Native Hawaiian or Other Pacific Islander 25 $8,695,000 $347,000 $845,000 $101,000 $261,000
American Indian or Alaskan Native 17 $5,125,000 $301,000 $485,000 $123,000 $466,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,051 $2,604,875,000 $369,000 $2,505,000 $139,000 $2,523,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 5,584 $2,059,370,000 $368,000 $935,000 $137,000 $1,584,000
Loan Originated 741 $274,215,000 $370,000 $2,505,000 $146,000 $2,523,000
Application Withdrawn By Applicant 348 $121,650,000 $349,000 $1,985,000 $146,000 $672,000
File Closed For Incompleteness 237 $89,995,000 $379,000 $1,495,000 $156,000 $1,411,000
Application Denied By Financial Institution 108 $45,280,000 $419,000 $1,925,000 $127,000 $648,000
Application Approved But Not Accepted 33 $14,365,000 $435,000 $1,605,000 $157,000 $508,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,943 $2,559,595,000 $368,000 $2,505,000 $139,000 $2,523,000
Debt-To-Income Ratio 52 $22,070,000 $424,000 $1,495,000 $104,000 $460,000
Collateral 20 $7,280,000 $364,000 $1,085,000 $119,000 $268,000
Credit History 12 $5,110,000 $425,000 $955,000 $127,000 $194,000
Unverifiable Information 12 $5,940,000 $495,000 $1,925,000 $158,000 $648,000
Employment History 7 $2,625,000 $375,000 $825,000 $268,000 $500,000
Insufficient Cash (Downpayment, Closing Cost) 4 $2,010,000 $502,000 $1,005,000 $115,000 $175,000
Other 1 $245,000 $245,000 $245,000 $86,000 $86,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Loan Store, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Loan Store, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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