Liberty
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Liberty 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty 9520 Ormsby Station Rd Suite 20 Evansville, IN 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,217 |
| Total Mortgage Loan Application Amount | $679,821,000 |
| Average Mortgage Loan Application Amount | $106,000 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $2,760,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Liberty. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Liberty's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 1,196 | $ 124,562,000 | $ 104,000 | $ 73,000 |
| Daviess County Kentucky | 620 | $ 78,492,000 | $ 126,000 | $ 70,000 |
| Jefferson County Kentucky | 388 | $ 70,432,000 | $ 181,000 | $ 107,000 |
| Warrick County Indiana | 357 | $ 52,398,000 | $ 146,000 | $ 97,000 |
| Henderson County Kentucky | 313 | $ 34,527,000 | $ 110,000 | $ 68,000 |
| Knox County Indiana | 226 | $ 17,807,000 | $ 78,000 | $ 64,000 |
| Posey County Indiana | 154 | $ 16,892,000 | $ 109,000 | $ 78,000 |
| Gibson County Indiana | 150 | $ 14,639,000 | $ 97,000 | $ 68,000 |
| Rankin County Mississippi | 74 | $ 12,909,000 | $ 174,000 | $ 92,000 |
| Madison County Mississippi | 73 | $ 15,631,000 | $ 214,000 | $ 103,000 |
| Davidson County Tennessee | 71 | $ 14,191,000 | $ 199,000 | $ 88,000 |
| Ohio County Kentucky | 65 | $ 6,209,000 | $ 95,000 | $ 59,000 |
| Jefferson County Alabama | 62 | $ 9,453,000 | $ 152,000 | $ 101,000 |
| Warren County Kentucky | 58 | $ 9,156,000 | $ 157,000 | $ 59,000 |
| Fayette County Kentucky | 47 | $ 8,344,000 | $ 177,000 | $ 94,000 |
| Hinds County Mississippi | 41 | $ 5,910,000 | $ 144,000 | $ 82,000 |
| Oldham County Kentucky | 40 | $ 13,672,000 | $ 341,000 | $ 188,000 |
| St. Clair County Alabama | 39 | $ 4,409,000 | $ 113,000 | $ 55,000 |
| Spencer County Indiana | 39 | $ 4,036,000 | $ 103,000 | $ 75,000 |
| Bullitt County Kentucky | 39 | $ 6,452,000 | $ 165,000 | $ 64,000 |
| Shelby County Kentucky | 38 | $ 6,425,000 | $ 169,000 | $ 62,000 |
| McLean County Kentucky | 31 | $ 3,039,000 | $ 98,000 | $ 61,000 |
| Clark County Indiana | 29 | $ 3,897,000 | $ 134,000 | $ 61,000 |
| Spencer County Kentucky | 27 | $ 4,611,000 | $ 170,000 | $ 62,000 |
| Shelby County Alabama | 25 | $ 4,621,000 | $ 184,000 | $ 100,000 |
| Lawrence County Illinois | 25 | $ 1,091,000 | $ 43,000 | $ 56,000 |
| Hancock County Kentucky | 25 | $ 2,763,000 | $ 110,000 | $ 54,000 |
| Hopkins County Kentucky | 25 | $ 1,846,000 | $ 73,000 | $ 61,000 |
| Simpson County Kentucky | 25 | $ 3,159,000 | $ 126,000 | $ 60,000 |
| Pike County Indiana | 24 | $ 1,962,000 | $ 81,000 | $ 61,000 |
| Logan County Kentucky | 24 | $ 3,181,000 | $ 132,000 | $ 49,000 |
| Sumner County Tennessee | 24 | $ 5,706,000 | $ 237,000 | $ 64,000 |
| Williamson County Tennessee | 23 | $ 8,562,000 | $ 372,000 | $ 117,000 |
| Montgomery County Tennessee | 22 | $ 3,555,000 | $ 161,000 | $ 67,000 |
| Rutherford County Tennessee | 20 | $ 3,618,000 | $ 180,000 | $ 76,000 |
| Talladega County Alabama | 19 | $ 1,684,000 | $ 88,000 | $ 57,000 |
| Tuscaloosa County Alabama | 19 | $ 2,183,000 | $ 114,000 | $ 119,000 |
| Daviess County Indiana | 19 | $ 1,907,000 | $ 100,000 | $ 55,000 |
| Floyd County Indiana | 18 | $ 3,192,000 | $ 177,000 | $ 72,000 |
| Wabash County Illinois | 16 | $ 1,079,000 | $ 67,000 | $ 55,000 |
| Dubois County Indiana | 16 | $ 2,042,000 | $ 127,000 | $ 105,000 |
| Union County Kentucky | 16 | $ 1,405,000 | $ 87,000 | $ 49,000 |
| Webster County Kentucky | 15 | $ 1,468,000 | $ 97,000 | $ 83,000 |
| Perry County Indiana | 14 | $ 1,148,000 | $ 82,000 | $ 61,000 |
| Sullivan County Indiana | 14 | $ 1,185,000 | $ 84,000 | $ 84,000 |
| Muhlenberg County Kentucky | 13 | $ 1,409,000 | $ 108,000 | $ 77,000 |
| Maury County Tennessee | 12 | $ 2,077,000 | $ 173,000 | $ 72,000 |
| Wilson County Tennessee | 12 | $ 1,948,000 | $ 162,000 | $ 46,000 |
| White County Illinois | 11 | $ 719,000 | $ 65,000 | $ 56,000 |
| Grayson County Kentucky | 11 | $ 1,232,000 | $ 112,000 | $ 52,000 |
| Hardin County Kentucky | 10 | $ 1,450,000 | $ 145,000 | $ 137,000 |
| Madison County Kentucky | 10 | $ 2,070,000 | $ 207,000 | $ 72,000 |
| Nelson County Kentucky | 10 | $ 1,429,000 | $ 142,000 | $ 52,000 |
| Yazoo County Mississippi | 10 | $ 861,000 | $ 86,000 | $ 33,000 |
| Cheatham County Tennessee | 10 | $ 1,337,000 | $ 133,000 | $ 56,000 |
| Franklin County Kentucky | 9 | $ 1,358,000 | $ 150,000 | $ 80,000 |
| Robertson County Tennessee | 9 | $ 1,382,000 | $ 153,000 | $ 47,000 |
| Jefferson County Indiana | 8 | $ 861,000 | $ 107,000 | $ 45,000 |
| Marion County Indiana | 8 | $ 1,831,000 | $ 228,000 | $ 113,000 |
| Vigo County Indiana | 8 | $ 713,000 | $ 89,000 | $ 87,000 |
| Henry County Kentucky | 8 | $ 987,000 | $ 123,000 | $ 41,000 |
| Saline County Illinois | 7 | $ 579,000 | $ 82,000 | $ 67,000 |
| Allen County Kentucky | 7 | $ 746,000 | $ 106,000 | $ 35,000 |
| Edmonson County Kentucky | 7 | $ 790,000 | $ 112,000 | $ 61,000 |
| Jessamine County Kentucky | 7 | $ 940,000 | $ 134,000 | $ 54,000 |
| Sullivan County Tennessee | 7 | $ 644,000 | $ 92,000 | $ 67,000 |
| Williamson County Illinois | 6 | $ 285,000 | $ 47,000 | $ 153,000 |
| Breckinridge County Kentucky | 6 | $ 694,000 | $ 115,000 | $ 30,000 |
| Clark County Kentucky | 6 | $ 1,834,000 | $ 305,000 | $ 66,000 |
| Scott County Kentucky | 6 | $ 1,183,000 | $ 197,000 | $ 58,000 |
| Shelby County Tennessee | 6 | $ 1,016,000 | $ 169,000 | $ 65,000 |
| Calhoun County Alabama | 5 | $ 763,000 | $ 152,000 | $ 52,000 |
| Harrison County Indiana | 5 | $ 481,000 | $ 96,000 | $ 62,000 |
| Barren County Kentucky | 5 | $ 470,000 | $ 94,000 | $ 43,000 |
| Meade County Kentucky | 5 | $ 838,000 | $ 167,000 | $ 101,000 |
| Baldwin County Alabama | 4 | $ 610,000 | $ 152,000 | $ 51,000 |
| Walton County Florida | 4 | $ 2,524,000 | $ 631,000 | $ 513,000 |
| Franklin County Illinois | 4 | $ 181,000 | $ 45,000 | $ 67,000 |
| Gallatin County Illinois | 4 | $ 573,000 | $ 143,000 | $ 306,000 |
| Union County Illinois | 4 | $ 591,000 | $ 147,000 | $ 84,000 |
| Greene County Indiana | 4 | $ 584,000 | $ 146,000 | $ 79,000 |
| Anderson County Kentucky | 4 | $ 506,000 | $ 126,000 | $ 45,000 |
| Christian County Kentucky | 4 | $ 242,000 | $ 60,000 | $ 39,000 |
| Grant County Kentucky | 4 | $ 494,000 | $ 123,000 | $ 39,000 |
| Lyon County Kentucky | 4 | $ 561,000 | $ 140,000 | $ 84,000 |
| Jackson County Mississippi | 4 | $ 435,000 | $ 108,000 | $ 54,000 |
| Lafayette County Mississippi | 4 | $ 669,000 | $ 167,000 | $ 59,000 |
| Simpson County Mississippi | 4 | $ 570,000 | $ 142,000 | $ 40,000 |
| Autauga County Alabama | 3 | $ 1,379,000 | $ 459,000 | $ 84,000 |
| Crawford County Illinois | 3 | $ 268,000 | $ 89,000 | $ 115,000 |
| Martin County Indiana | 3 | $ 372,000 | $ 124,000 | $ 48,000 |
| Monroe County Indiana | 3 | $ 320,000 | $ 106,000 | $ 369,000 |
| Pulaski County Kentucky | 3 | $ 462,000 | $ 154,000 | $ 56,000 |
| Todd County Kentucky | 3 | $ 574,000 | $ 191,000 | $ 68,000 |
| Lamar County Mississippi | 3 | $ 791,000 | $ 263,000 | $ 125,000 |
| Warren County Mississippi | 3 | $ 542,000 | $ 180,000 | $ 50,000 |
| Coffee County Tennessee | 3 | $ 536,000 | $ 178,000 | $ 58,000 |
| Hardin County Tennessee | 3 | $ 359,000 | $ 119,000 | $ 27,000 |
| Knox County Tennessee | 3 | $ 517,000 | $ 172,000 | $ 52,000 |
| Sevier County Tennessee | 3 | $ 487,000 | $ 162,000 | $ 85,000 |
| Trousdale County Tennessee | 3 | $ 402,000 | $ 134,000 | $ 42,000 |
| Dallas County Alabama | 2 | $ 352,000 | $ 176,000 | $ 166,000 |
| Etowah County Alabama | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Pickens County Alabama | 2 | $ 121,000 | $ 60,000 | $ 66,000 |
| Tallapoosa County Alabama | 2 | $ 1,017,000 | $ 508,000 | $ 222,000 |
| Santa Barbara County California | 2 | $ 354,000 | $ 177,000 | $ 31,000 |
| Broward County Florida | 2 | $ 416,000 | $ 208,000 | $ 89,000 |
| Clay County Florida | 2 | $ 494,000 | $ 247,000 | $ 120,000 |
| St. Johns County Florida | 2 | $ 1,284,000 | $ 642,000 | $ 205,000 |
| Fulton County Georgia | 2 | $ 549,000 | $ 274,000 | $ 257,000 |
| Edwards County Illinois | 2 | $ 111,000 | $ 55,000 | $ 54,000 |
| Hamilton County Illinois | 2 | $ 83,000 | $ 41,000 | $ 37,000 |
| Macon County Illinois | 2 | $ 492,000 | $ 246,000 | $ 175,000 |
| Marion County Illinois | 2 | $ 63,000 | $ 31,000 | $ 82,000 |
| Wayne County Illinois | 2 | $ 106,000 | $ 53,000 | $ 50,000 |
| Allen County Indiana | 2 | $ 370,000 | $ 185,000 | $ 117,000 |
| Hamilton County Indiana | 2 | $ 588,000 | $ 294,000 | $ 85,000 |
| Hendricks County Indiana | 2 | $ 452,000 | $ 226,000 | $ 91,000 |
| Jackson County Indiana | 2 | $ 156,000 | $ 78,000 | $ 45,000 |
| Orange County Indiana | 2 | $ 172,000 | $ 86,000 | $ 39,000 |
| Vermillion County Indiana | 2 | $ 256,000 | $ 128,000 | $ 74,000 |
| Bell County Kentucky | 2 | $ 165,000 | $ 82,000 | $ 31,000 |
| Boyle County Kentucky | 2 | $ 292,000 | $ 146,000 | $ 56,000 |
| Caldwell County Kentucky | 2 | $ 183,000 | $ 91,000 | $ 88,000 |
| Calloway County Kentucky | 2 | $ 326,000 | $ 163,000 | $ 76,000 |
| Campbell County Kentucky | 2 | $ 246,000 | $ 123,000 | $ 38,000 |
| Laurel County Kentucky | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Lincoln County Kentucky | 2 | $ 224,000 | $ 112,000 | $ 41,000 |
| McCracken County Kentucky | 2 | $ 196,000 | $ 98,000 | $ 18,000 |
| Mercer County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 38,000 |
| Metcalfe County Kentucky | 2 | $ 173,000 | $ 86,000 | $ 29,000 |
| Montgomery County Kentucky | 2 | $ 219,000 | $ 109,000 | $ 48,000 |
| Trigg County Kentucky | 2 | $ 232,000 | $ 116,000 | $ 103,000 |
| Trimble County Kentucky | 2 | $ 242,000 | $ 121,000 | $ 46,000 |
| Hancock County Mississippi | 2 | $ 218,000 | $ 109,000 | $ 197,000 |
| Leflore County Mississippi | 2 | $ 272,000 | $ 136,000 | $ 869,000 |
| York County Pennsylvania | 2 | $ 634,000 | $ 317,000 | $ 259,000 |
| Blount County Tennessee | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Dickson County Tennessee | 2 | $ 367,000 | $ 183,000 | $ 70,000 |
| Franklin County Tennessee | 2 | $ 159,000 | $ 79,000 | $ 32,000 |
| Marshall County Tennessee | 2 | $ 284,000 | $ 142,000 | $ 42,000 |
| Putnam County Tennessee | 2 | $ 165,000 | $ 82,000 | $ 36,000 |
| Washington County Tennessee | 2 | $ 493,000 | $ 246,000 | $ 72,000 |
| Bowie County Texas | 2 | $ 372,000 | $ 186,000 | $ 71,000 |
| Dallas County Texas | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| Clay County Alabama | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Coffee County Alabama | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Coosa County Alabama | 1 | $ 120,000 | $ 120,000 | $ 91,000 |
| Cullman County Alabama | 1 | $ 75,000 | $ 75,000 | $ 479,000 |
| Hale County Alabama | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Jackson County Alabama | 1 | $ 127,000 | $ 127,000 | $ 50,000 |
| Montgomery County Alabama | 1 | $ 64,000 | $ 64,000 | $ 56,000 |
| Morgan County Alabama | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Winston County Alabama | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Maricopa County Arizona | 1 | $ 79,000 | $ 79,000 | $ 68,000 |
| Garland County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Los Angeles County California | 1 | $ 902,000 | $ 902,000 | $ 258,000 |
| Santa Clara County California | 1 | $ 588,000 | $ 588,000 | $ 137,000 |
| Adams County Colorado | 1 | $ 544,000 | $ 544,000 | $ 134,000 |
| Bay County Florida | 1 | $ 391,000 | $ 391,000 | $ 425,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Charlotte County Florida | 1 | $ 228,000 | $ 228,000 | $ 51,000 |
| Collier County Florida | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Gulf County Florida | 1 | $ 385,000 | $ 385,000 | $ 144,000 |
| Hernando County Florida | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Lee County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Polk County Florida | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| Volusia County Florida | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 264,000 | $ 264,000 | $ 41,000 |
| Cobb County Georgia | 1 | $ 298,000 | $ 298,000 | $ 167,000 |
| Union County Georgia | 1 | $ 324,000 | $ 324,000 | $ 53,000 |
| Clark County Illinois | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Coles County Illinois | 1 | $ 226,000 | $ 226,000 | $ 68,000 |
| Cook County Illinois | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Fulton County Illinois | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Hardin County Illinois | 1 | $ 40,000 | $ 40,000 | $ 59,000 |
| Jasper County Illinois | 1 | $ 57,000 | $ 57,000 | $ 77,000 |
| Macoupin County Illinois | 1 | $ 104,000 | $ 104,000 | $ 69,000 |
| St. Clair County Illinois | 1 | $ 41,000 | $ 41,000 | $ 66,000 |
| Washington County Illinois | 1 | $ 59,000 | $ 59,000 | $ 79,000 |
| Carroll County Indiana | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Dearborn County Indiana | 1 | $ 163,000 | $ 163,000 | $ 119,000 |
| Delaware County Indiana | 1 | $ 3,000 | $ 3,000 | $ 28,000 |
| Elkhart County Indiana | 1 | $ 116,000 | $ 116,000 | $ 88,000 |
| Hancock County Indiana | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Lawrence County Indiana | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Noble County Indiana | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Ohio County Indiana | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Putnam County Indiana | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Union County Indiana | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Whitley County Indiana | 1 | $ 3,000 | $ 3,000 | $ 84,000 |
| Johnson County Kansas | 1 | $ 220,000 | $ 220,000 | $ 95,000 |
| Ballard County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 88,000 |
| Boone County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 21,000 |
| Breathitt County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 117,000 |
| Butler County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| Crittenden County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Floyd County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Garrard County Kentucky | 1 | $ 177,000 | $ 177,000 | $ 77,000 |
| Harrison County Kentucky | 1 | $ 284,000 | $ 284,000 | $ 131,000 |
| Hart County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| Knott County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 70,000 |
| Knox County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 47,000 |
| Larue County Kentucky | 1 | $ 224,000 | $ 224,000 | $ 92,000 |
| Pike County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 19,000 |
| Russell County Kentucky | 1 | $ 153,000 | $ 153,000 | $ 68,000 |
| Whitley County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Woodford County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| St. Joseph County Michigan | 1 | $ 8,000 | $ 8,000 | $ 68,000 |
| Copiah County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Forrest County Mississippi | 1 | $ 241,000 | $ 241,000 | $ 84,000 |
| Harrison County Mississippi | 1 | $ 360,000 | $ 360,000 | $ 88,000 |
| Holmes County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 78,000 |
| Humphreys County Mississippi | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
| Jones County Mississippi | 1 | $ 147,000 | $ 147,000 | $ 53,000 |
| Lee County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 51,000 |
| Newton County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
| Pearl River County Mississippi | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Scott County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 41,000 |
| Smith County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Laclede County Missouri | 1 | $ 110,000 | $ 110,000 | $ 194,000 |
| Cabarrus County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 190,000 |
| Mecklenburg County North Carolina | 1 | $ 281,000 | $ 281,000 | $ 159,000 |
| Cuyahoga County Ohio | 1 | $ 83,000 | $ 83,000 | $ 167,000 |
| Hamilton County Ohio | 1 | $ 174,000 | $ 174,000 | $ 102,000 |
| Lucas County Ohio | 1 | $ 156,000 | $ 156,000 | $ 126,000 |
| Montgomery County Ohio | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Trumbull County Ohio | 1 | $ 207,000 | $ 207,000 | $ 139,000 |
| York County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 51,000 |
| Benton County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Bradley County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Carter County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Cumberland County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Gibson County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 15,000 |
| Giles County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| Grundy County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 28,000 |
| Hamblen County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 83,000 |
| Hamilton County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 107,000 |
| Hawkins County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| Henderson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Macon County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Monroe County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Morgan County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Roane County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Tipton County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Warren County Tennessee | 1 | $ 213,000 | $ 213,000 | $ 62,000 |
| White County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Bexar County Texas | 1 | $ 173,000 | $ 173,000 | $ 58,000 |
| Williamson County Texas | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Fluvanna County Virginia | 1 | $ 306,000 | $ 306,000 | $ 75,000 |
| James City County Virginia | 1 | $ 395,000 | $ 395,000 | $ 152,000 |
| Prince William County Virginia | 1 | $ 388,000 | $ 388,000 | $ 98,000 |
| Richmond City County Virginia | 1 | $ 184,000 | $ 184,000 | $ 34,000 |
| Spotsylvania County Virginia | 1 | $ 216,000 | $ 216,000 | $ 75,000 |
| Pierce County Washington | 1 | $ 465,000 | $ 465,000 | $ 105,000 |
| Harrison County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Pocahontas County West Virginia | 1 | $ 275,000 | $ 275,000 | $ 181,000 |
| Sawyer County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 10,000 |
Mortgage Loan Application Detail Totals for Liberty in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,183 | $480,071,000 | $150,000 | $1,125,000 | $80,000 | $2,760,000 |
| Refinancing | 1,319 | $171,868,000 | $130,000 | $1,200,000 | $79,000 | $1,469,000 |
| Home Improvement | 715 | $27,882,000 | $38,000 | $264,000 | $71,000 | $264,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,248 | $542,850,000 | $127,000 | $1,200,000 | $75,000 | $1,469,000 |
| Not Provided | 564 | $77,430,000 | $137,000 | $954,000 | $107,000 | $2,760,000 |
| Black or African American | 240 | $33,810,000 | $140,000 | $472,000 | $57,000 | $260,000 |
| Hispanic | 78 | $10,720,000 | $137,000 | $588,000 | $62,000 | $197,000 |
| Asian | 62 | $12,515,000 | $201,000 | $825,000 | $110,000 | $610,000 |
| American Indian or Alaskan Native | 10 | $1,451,000 | $145,000 | $319,000 | $88,000 | $182,000 |
| Not applicable | 9 | $572,000 | $63,000 | $160,000 | $275,000 | $1,000,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $473,000 | $78,000 | $147,000 | $34,000 | $57,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,691 | $464,453,000 | $125,000 | $1,200,000 | $88,000 | $2,760,000 |
| FHA-insured (Federal Housing Administration) | 1,098 | $146,176,000 | $133,000 | $424,000 | $57,000 | $960,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 246 | $31,760,000 | $129,000 | $332,000 | $44,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 182 | $37,432,000 | $205,000 | $734,000 | $66,000 | $217,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,534 | $469,026,000 | $132,000 | $1,200,000 | $77,000 | $1,469,000 |
| Application Withdrawn By Applicant | 1,005 | $127,044,000 | $126,000 | $806,000 | $84,000 | $2,760,000 |
| Application Denied By Financial Institution | 482 | $49,232,000 | $102,000 | $688,000 | $63,000 | $960,000 |
| File Closed For Incompleteness | 194 | $34,012,000 | $175,000 | $1,040,000 | $112,000 | $1,668,000 |
| Application Approved But Not Accepted | 1 | $448,000 | $448,000 | $448,000 | $182,000 | $182,000 |
| Preapproval Denied by Financial Institution | 1 | $59,000 | $59,000 | $59,000 | $24,000 | $24,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 279 | $24,758,000 | $88,000 | $499,000 | $67,000 | $960,000 |
| Debt-To-Income Ratio | 60 | $6,157,000 | $102,000 | $320,000 | $50,000 | $314,000 |
| Collateral | 53 | $6,031,000 | $113,000 | $538,000 | $75,000 | $298,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $5,950,000 | $165,000 | $688,000 | $50,000 | $309,000 |
| Other | 27 | $4,055,000 | $150,000 | $652,000 | $63,000 | $239,000 |
| Employment History | 16 | $1,493,000 | $93,000 | $185,000 | $42,000 | $80,000 |
| Credit Application Incomplete | 5 | $748,000 | $149,000 | $304,000 | $56,000 | $115,000 |
| Unverifiable Information | 1 | $58,000 | $58,000 | $58,000 | $50,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.