Evergreen Bank Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Evergreen Bank Group 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Evergreen Bank Group 1515 22Nd St # 100 Oak Brook, IL 60523 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2019 |
| Total Number of Mortgage Applications | 606 |
| Total Mortgage Loan Application Amount | $60,520,000 |
| Average Mortgage Loan Application Amount | $100,800 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $326,600 |
| Highest Applicant Income | $3,483,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Evergreen Bank Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Evergreen Bank Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Evergreen Bank Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Evergreen Bank Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Evergreen Bank Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Evergreen Bank Group's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 317 | $ 31,635,000 | $ 99,000 | $ 261,000 |
| DuPage County Illinois | 59 | $ 6,685,000 | $ 113,000 | $ 305,000 |
| Lake County Illinois | 55 | $ 5,855,000 | $ 106,000 | $ 251,000 |
| Will County Illinois | 24 | $ 1,860,000 | $ 77,000 | $ 223,000 |
| McHenry County Illinois | 16 | $ 930,000 | $ 58,000 | $ 144,000 |
| Kane County Illinois | 13 | $ 1,165,000 | $ 89,000 | $ 301,000 |
| Los Angeles County California | 8 | $ 1,350,000 | $ 168,000 | $ 0 |
| Riverside County California | 4 | $ 430,000 | $ 107,000 | $ 0 |
| San Diego County California | 4 | $ 390,000 | $ 97,000 | $ 0 |
| Kendall County Illinois | 4 | $ 270,000 | $ 67,000 | $ 170,000 |
| San Bernardino County California | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Broward County Florida | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Orange County Florida | 3 | $ 325,000 | $ 108,000 | $ 0 |
| Pinellas County Florida | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Wake County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 0 |
| Bexar County Texas | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Tarrant County Texas | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Maricopa County Arizona | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Alameda County California | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Kings County California | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Ventura County California | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Osceola County Florida | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Clark County Nevada | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Stafford County Virginia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Pima County Arizona | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Garland County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Contra Costa County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Humboldt County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kern County California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Mono County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Orange County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sacramento County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Santa Clara County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Stanislaus County California | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Denver County Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Brevard County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lake County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pasco County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Volusia County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 105,000 | $ 105,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 75,000 | $ 75,000 | $ 411,000 |
| Sangamon County Illinois | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Clark County Indiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Marion County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Vigo County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Polk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Carroll County Maryland | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Frederick County Maryland | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Washoe County Nevada | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Queens County New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Suffolk County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Moore County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Collin County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Comal County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Dallas County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Denton County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Harris County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Montgomery County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Travis County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Utah County Utah | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pierce County Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for Evergreen Bank Group in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 247 | $24,035,000 | $97,000 | $505,000 | $272,000 | $3,483,000 |
| Other Purpose | 224 | $22,610,000 | $100,000 | $855,000 | $229,000 | $2,571,000 |
| Not Applicable | 119 | $12,145,000 | $102,000 | $285,000 | $0 | $0 |
| Refinancing | 11 | $1,285,000 | $116,000 | $245,000 | $384,000 | $1,759,000 |
| Home Purchase | 5 | $445,000 | $89,000 | $135,000 | $748,000 | $2,199,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 317 | $31,825,000 | $100,000 | $505,000 | $279,000 | $3,483,000 |
| Not applicable | 119 | $12,145,000 | $102,000 | $285,000 | $0 | $0 |
| Not Provided | 101 | $11,255,000 | $111,000 | $855,000 | $233,000 | $1,200,000 |
| Hispanic | 30 | $2,530,000 | $84,000 | $205,000 | $154,000 | $425,000 |
| Black or African American | 21 | $1,335,000 | $63,000 | $105,000 | $178,000 | $531,000 |
| Asian | 16 | $1,340,000 | $83,000 | $175,000 | $352,000 | $2,199,000 |
| American Indian or Alaskan Native | 1 | $15,000 | $15,000 | $15,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 606 | $60,520,000 | $99,000 | $855,000 | $260,000 | $3,483,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 385 | $39,545,000 | $102,000 | $855,000 | $281,000 | $3,483,000 |
| Loan Purchased By The Institution | 119 | $12,145,000 | $102,000 | $285,000 | $0 | $0 |
| Application Denied By Financial Institution | 79 | $6,525,000 | $82,000 | $255,000 | $155,000 | $750,000 |
| Application Approved But Not Accepted | 20 | $2,090,000 | $104,000 | $355,000 | $268,000 | $1,350,000 |
| Application Withdrawn By Applicant | 3 | $215,000 | $71,000 | $105,000 | $161,000 | $203,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 598 | $59,730,000 | $99,000 | $855,000 | $260,000 | $3,483,000 |
| Not applicable | 8 | $790,000 | $98,000 | $155,000 | $255,000 | $564,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evergreen Bank Group's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evergreen Bank Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.