Evergreen Bank Group Mortgage Lending & HMDA Data, 2022
In 2022, Evergreen Bank Group of Oak Brook, IL reported 606 mortgage applications totaling $60.5 million. The average application was for $99,867, and applicants reported an average income of $259,638. 64% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Chicago-Naperville, IL (416), Lake County-Kenosha County, IL-WI (55) and Elgin, IL (18) (applications in parentheses).
| Mortgage Company & Address | Evergreen Bank Group 1515 22nd St # 100 Oak Brook, IL 60523 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2019 |
| Total Number of Mortgage Applications | 606 |
| Total Mortgage Loan Application Amount | $60,520,000 |
| Average Mortgage Loan Application Amount | $99,867 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $259,638 |
| Highest Applicant Income | $3,483,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evergreen Bank Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 416 | $ 41,110,000 | $ 98,822 | $ 261,000 |
| Lake County-Kenosha County, IL-WI | 55 | $ 5,855,000 | $ 106,454 | $ 251,000 |
| Elgin, IL | 18 | $ 1,510,000 | $ 83,888 | $ 278,000 |
| Los Angeles-Long Beach-Glendale, CA | 8 | $ 1,350,000 | $ 168,750 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 7 | $ 715,000 | $ 102,142 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 540,000 | $ 90,000 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 6 | $ 530,000 | $ 88,333 | $ 0 |
| San Antonio-New Braunfels, TX | 4 | $ 410,000 | $ 102,500 | $ 0 |
| San Diego-Carlsbad, CA | 4 | $ 390,000 | $ 97,500 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 4 | $ 400,000 | $ 100,000 | $ 0 |
| Baltimore-Columbia-Towson, MD | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Dallas-Plano-Irving, TX | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Fort Worth-Arlington, TX | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Outside any metro area | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Raleigh, NC | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 210,000 | $ 105,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 160,000 | $ 80,000 | $ 0 |
| New York-Newark, NY | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Albuquerque, NM | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Austin-Round Rock, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bakersfield, CA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Boston, MA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| California-Lexington Park, MD | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fayetteville, NC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hammond, LA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hot Springs, AR | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Modesto, CA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Nassau County-Suffolk County, NY | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pittsburgh, PA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Reno, NV | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Richmond, VA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rochester, MN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Springfield, IL | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Tacoma-Lakewood, WA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Terre Haute, IN | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Tucson, AZ | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Urban Honolulu, HI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Washington-Baltimore-Arlington, DC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Winston-Salem, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for Evergreen Bank Group in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 247 | $24,035,000 | $97,000 | $505,000 | $272,000 | $3,483,000 |
| Other Purpose | 224 | $22,610,000 | $100,000 | $855,000 | $229,000 | $2,571,000 |
| Not Applicable | 119 | $12,145,000 | $102,000 | $285,000 | $0 | $0 |
| Refinancing | 11 | $1,285,000 | $116,000 | $245,000 | $384,000 | $1,759,000 |
| Home Purchase | 5 | $445,000 | $89,000 | $135,000 | $748,000 | $2,199,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 317 | $31,825,000 | $100,000 | $505,000 | $279,000 | $3,483,000 |
| Not applicable | 119 | $12,145,000 | $102,000 | $285,000 | $0 | $0 |
| Not Provided | 101 | $11,255,000 | $111,000 | $855,000 | $233,000 | $1,200,000 |
| Hispanic | 30 | $2,530,000 | $84,000 | $205,000 | $154,000 | $425,000 |
| Black or African American | 21 | $1,335,000 | $63,000 | $105,000 | $178,000 | $531,000 |
| Asian | 16 | $1,340,000 | $83,000 | $175,000 | $352,000 | $2,199,000 |
| American Indian or Alaskan Native | 1 | $15,000 | $15,000 | $15,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 606 | $60,520,000 | $99,000 | $855,000 | $260,000 | $3,483,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 385 | $39,545,000 | $102,000 | $855,000 | $281,000 | $3,483,000 |
| Loan Purchased By The Institution | 119 | $12,145,000 | $102,000 | $285,000 | $0 | $0 |
| Application Denied By Financial Institution | 79 | $6,525,000 | $82,000 | $255,000 | $155,000 | $750,000 |
| Application Approved But Not Accepted | 20 | $2,090,000 | $104,000 | $355,000 | $268,000 | $1,350,000 |
| Application Withdrawn By Applicant | 3 | $215,000 | $71,000 | $105,000 | $161,000 | $203,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 598 | $59,730,000 | $99,000 | $855,000 | $260,000 | $3,483,000 |
| Not applicable | 8 | $790,000 | $98,000 | $155,000 | $255,000 | $564,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evergreen Bank Group's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evergreen Bank Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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