Evergreen Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Evergreen Lending, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Evergreen Lending, Inc. 10005 Muirlands Blvd Ste G Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 724 |
| Total Mortgage Loan Application Amount | $175,628,000 |
| Average Mortgage Loan Application Amount | $227,272 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $110,454 |
| Highest Applicant Income | $1,032,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Evergreen Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Evergreen Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Evergreen Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Evergreen Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Evergreen Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Evergreen Lending, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 74 | $ 21,537,000 | $ 291,000 | $ 141,000 |
| Los Angeles County California | 63 | $ 16,095,000 | $ 255,000 | $ 115,000 |
| San Diego County California | 62 | $ 18,993,000 | $ 306,000 | $ 116,000 |
| Alameda County California | 41 | $ 11,486,000 | $ 280,000 | $ 101,000 |
| Solano County California | 29 | $ 8,416,000 | $ 290,000 | $ 143,000 |
| San Joaquin County California | 25 | $ 6,737,000 | $ 269,000 | $ 111,000 |
| Santa Clara County California | 25 | $ 9,276,000 | $ 371,000 | $ 164,000 |
| Sacramento County California | 24 | $ 4,276,000 | $ 178,000 | $ 87,000 |
| Orange County California | 23 | $ 8,281,000 | $ 360,000 | $ 135,000 |
| Riverside County California | 23 | $ 5,894,000 | $ 256,000 | $ 137,000 |
| Adams County Colorado | 21 | $ 2,595,000 | $ 123,000 | $ 65,000 |
| Arapahoe County Colorado | 20 | $ 2,808,000 | $ 140,000 | $ 81,000 |
| Denver County Colorado | 20 | $ 3,684,000 | $ 184,000 | $ 57,000 |
| San Bernardino County California | 18 | $ 3,961,000 | $ 220,000 | $ 89,000 |
| Stanislaus County California | 14 | $ 3,453,000 | $ 246,000 | $ 127,000 |
| Clark County Nevada | 12 | $ 2,845,000 | $ 237,000 | $ 130,000 |
| Fresno County California | 10 | $ 1,268,000 | $ 126,000 | $ 69,000 |
| Kern County California | 10 | $ 1,451,000 | $ 145,000 | $ 80,000 |
| Jefferson County Colorado | 10 | $ 1,884,000 | $ 188,000 | $ 60,000 |
| Shelby County Tennessee | 10 | $ 627,000 | $ 62,000 | $ 69,000 |
| Pima County Arizona | 9 | $ 1,061,000 | $ 117,000 | $ 53,000 |
| San Mateo County California | 7 | $ 2,357,000 | $ 336,000 | $ 314,000 |
| Tulare County California | 7 | $ 1,023,000 | $ 146,000 | $ 63,000 |
| Weld County Colorado | 7 | $ 943,000 | $ 134,000 | $ 69,000 |
| El Paso County Colorado | 6 | $ 1,076,000 | $ 179,000 | $ 93,000 |
| Jackson County Oregon | 6 | $ 1,216,000 | $ 202,000 | $ 71,000 |
| Douglas County Colorado | 5 | $ 1,324,000 | $ 264,000 | $ 133,000 |
| Gunnison County Colorado | 5 | $ 1,177,000 | $ 235,000 | $ 88,000 |
| Teller County Colorado | 5 | $ 624,000 | $ 124,000 | $ 70,000 |
| Honolulu County Hawaii | 5 | $ 3,096,000 | $ 619,000 | $ 268,000 |
| Marion County Oregon | 5 | $ 388,000 | $ 77,000 | $ 27,000 |
| King County Washington | 5 | $ 833,000 | $ 166,000 | $ 85,000 |
| Placer County California | 4 | $ 1,061,000 | $ 265,000 | $ 118,000 |
| San Francisco County California | 4 | $ 1,550,000 | $ 387,000 | $ 74,000 |
| Larimer County Colorado | 4 | $ 547,000 | $ 136,000 | $ 59,000 |
| Merced County California | 3 | $ 643,000 | $ 214,000 | $ 106,000 |
| San Benito County California | 3 | $ 1,287,000 | $ 429,000 | $ 195,000 |
| Ventura County California | 3 | $ 1,256,000 | $ 418,000 | $ 165,000 |
| Yolo County California | 3 | $ 749,000 | $ 249,000 | $ 114,000 |
| Montezuma County Colorado | 3 | $ 174,000 | $ 58,000 | $ 40,000 |
| Broward County Florida | 3 | $ 477,000 | $ 159,000 | $ 61,000 |
| Lake County California | 2 | $ 256,000 | $ 128,000 | $ 44,000 |
| Marin County California | 2 | $ 1,174,000 | $ 587,000 | $ 72,000 |
| Sonoma County California | 2 | $ 387,000 | $ 193,000 | $ 160,000 |
| Boulder County Colorado | 2 | $ 280,000 | $ 140,000 | $ 120,000 |
| Broomfield County Colorado | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Eagle County Colorado | 2 | $ 640,000 | $ 320,000 | $ 203,000 |
| Huerfano County Colorado | 2 | $ 356,000 | $ 178,000 | $ 112,000 |
| La Plata County Colorado | 2 | $ 373,000 | $ 186,000 | $ 59,000 |
| Lake County Florida | 2 | $ 243,000 | $ 121,000 | $ 99,000 |
| Lee County Florida | 2 | $ 447,000 | $ 223,000 | $ 138,000 |
| Orange County Florida | 2 | $ 143,000 | $ 71,000 | $ 42,000 |
| Klamath County Oregon | 2 | $ 119,000 | $ 59,000 | $ 62,000 |
| Lane County Oregon | 2 | $ 304,000 | $ 152,000 | $ 38,000 |
| Linn County Oregon | 2 | $ 98,000 | $ 49,000 | $ 39,000 |
| Benton County Washington | 2 | $ 140,000 | $ 70,000 | $ 59,000 |
| Maricopa County Arizona | 1 | $ 93,000 | $ 93,000 | $ 70,000 |
| Yavapai County Arizona | 1 | $ 407,000 | $ 407,000 | $ 193,000 |
| Amador County California | 1 | $ 246,000 | $ 246,000 | $ 68,000 |
| Butte County California | 1 | $ 118,000 | $ 118,000 | $ 33,000 |
| El Dorado County California | 1 | $ 468,000 | $ 468,000 | $ 100,000 |
| Glenn County California | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Kings County California | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Shasta County California | 1 | $ 136,000 | $ 136,000 | $ 115,000 |
| Tehama County California | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Delta County Colorado | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Gilpin County Colorado | 1 | $ 118,000 | $ 118,000 | $ 130,000 |
| Park County Colorado | 1 | $ 257,000 | $ 257,000 | $ 64,000 |
| Pueblo County Colorado | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
| Rio Blanco County Colorado | 1 | $ 464,000 | $ 464,000 | $ 121,000 |
| Brevard County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Duval County Florida | 1 | $ 139,000 | $ 139,000 | $ 53,000 |
| Miami-Dade County Florida | 1 | $ 71,000 | $ 71,000 | $ 170,000 |
| Palm Beach County Florida | 1 | $ 270,000 | $ 270,000 | $ 107,000 |
| Pasco County Florida | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Pinellas County Florida | 1 | $ 110,000 | $ 110,000 | $ 28,000 |
| Seminole County Florida | 1 | $ 167,000 | $ 167,000 | $ 65,000 |
| Hawaii County Hawaii | 1 | $ 660,000 | $ 660,000 | $ 267,000 |
| Maui County Hawaii | 1 | $ 600,000 | $ 600,000 | $ 396,000 |
| Elkhart County Indiana | 1 | $ 218,000 | $ 218,000 | $ 80,000 |
| DeSoto County Mississippi | 1 | $ 187,000 | $ 187,000 | $ 44,000 |
| Nye County Nevada | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Washoe County Nevada | 1 | $ 398,000 | $ 398,000 | $ 80,000 |
| Benton County Oregon | 1 | $ 169,000 | $ 169,000 | $ 203,000 |
| Hood River County Oregon | 1 | $ 600,000 | $ 600,000 | $ 96,000 |
| Josephine County Oregon | 1 | $ 420,000 | $ 420,000 | $ 113,000 |
| Washington County Oregon | 1 | $ 149,000 | $ 149,000 | $ 70,000 |
| Davidson County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 98,000 |
| Jackson County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 50,000 |
| Lawrence County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 192,000 |
| Clark County Washington | 1 | $ 192,000 | $ 192,000 | $ 91,000 |
| Pacific County Washington | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Pierce County Washington | 1 | $ 168,000 | $ 168,000 | $ 42,000 |
| Snohomish County Washington | 1 | $ 212,000 | $ 212,000 | $ 86,000 |
| Laramie County Wyoming | 1 | $ 116,000 | $ 116,000 | $ 216,000 |
Mortgage Loan Application Detail Totals for Evergreen Lending, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 362 | $82,403,000 | $239,200 | $1,495,000 | $118,600 | $567,000 |
| Refinancing | 362 | $93,225,000 | $217,333 | $1,600,000 | $103,666 | $1,032,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 199 | $43,206,000 | $238,363 | $1,600,000 | $120,454 | $660,000 |
| Asian | 171 | $48,356,000 | $269,000 | $948,000 | $179,600 | $567,000 |
| Hispanic | 136 | $31,805,000 | $162,000 | $805,000 | $59,833 | $576,000 |
| Not Provided | 118 | $30,269,000 | $233,600 | $750,000 | $91,200 | $1,032,000 |
| Black or African American | 76 | $16,355,000 | $187,333 | $1,000,000 | $104,666 | $345,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $4,498,000 | $195,666 | $581,000 | $124,000 | $203,000 |
| American Indian or Alaskan Native | 6 | $1,139,000 | $189,666 | $308,000 | $101,666 | $180,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 724 | $175,628,000 | $206,230 | $1,600,000 | $104,846 | $1,032,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 310 | $76,544,000 | $209,000 | $1,600,000 | $114,000 | $1,032,000 |
| Loan Originated | 282 | $64,933,000 | $197,666 | $1,000,000 | $91,888 | $567,000 |
| Application Denied By Financial Institution | 113 | $29,504,000 | $259,909 | $750,000 | $111,454 | $396,000 |
| Application Withdrawn By Applicant | 19 | $4,647,000 | $161,600 | $850,000 | $69,600 | $313,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 47 | $10,537,000 | $187,200 | $750,000 | $60,600 | $240,000 |
| Other | 23 | $5,485,000 | $235,500 | $712,000 | $138,500 | $396,000 |
| Collateral | 14 | $4,131,000 | $333,000 | $608,000 | $96,333 | $188,000 |
| Debt-To-Income Ratio | 8 | $2,274,000 | $286,000 | $600,000 | $96,666 | $165,000 |
| Unverifiable Information | 7 | $2,689,000 | $391,000 | $600,000 | $122,000 | $319,000 |
| Credit Application Incomplete | 6 | $1,806,000 | $257,666 | $568,000 | $81,000 | $204,000 |
| Employment History | 3 | $647,000 | $186,000 | $300,000 | $147,500 | $284,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $650,000 | $650,000 | $650,000 | $348,000 | $348,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evergreen Lending, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evergreen Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.