Evolve Bank & Trust Mortgage Lending & HMDA Data, 2010

In 2010, Evolve Bank & Trust of Memphis, TN reported 3,091 mortgage applications totaling $608.7 million. The average application was for $196,916, and applicants reported an average income of $87,446. 62% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Memphis, TN-MS-AR (651), Dallas-Plano-Irving, TX (252) and Cincinnati-Middletown, OH-KY-IN (250) (applications in parentheses).

Mortgage Company & Address Evolve Bank & Trust
6000 Poplar Avenue Suite 300
Memphis, TN 38119
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 3,091
Total Mortgage Loan Application Amount $608,670,000
Average Mortgage Loan Application Amount $196,916
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $87,446
Highest Applicant Income $1,491,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Evolve Bank & Trust by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 495 $ 78,637,000 $ 158,862 $ 86,000
Kent, Michigan 138 $ 20,559,000 $ 148,978 $ 71,000
Hamilton, Ohio 88 $ 18,737,000 $ 212,920 $ 110,000
Dallas, Texas 88 $ 16,801,000 $ 190,920 $ 93,000
Harris, Texas 81 $ 18,570,000 $ 229,259 $ 136,000
Ottawa, Michigan 76 $ 12,633,000 $ 166,223 $ 59,000
DeSoto, Mississippi 75 $ 12,509,000 $ 166,786 $ 77,000
Tarrant, Texas 72 $ 11,982,000 $ 166,416 $ 84,000
Orange, California 71 $ 27,949,000 $ 393,647 $ 110,000
Collin, Texas 71 $ 18,251,000 $ 257,056 $ 116,000
Denton, Texas 61 $ 13,395,000 $ 219,590 $ 100,000
Warren, Ohio 60 $ 13,592,000 $ 226,533 $ 97,000
Butler, Ohio 51 $ 9,080,000 $ 178,039 $ 72,000
Los Angeles, California 48 $ 17,976,000 $ 374,500 $ 109,000
Hinds, Mississippi 47 $ 5,921,000 $ 125,978 $ 45,000
Suffolk, New York 40 $ 11,953,000 $ 298,825 $ 109,000
Cherokee, Georgia 39 $ 6,702,000 $ 171,846 $ 53,000
Clermont, Ohio 36 $ 8,190,000 $ 227,500 $ 87,000
Fayette, Tennessee 30 $ 5,664,000 $ 188,800 $ 63,000
Henry, Georgia 29 $ 3,525,000 $ 121,551 $ 49,000
Muskegon, Michigan 29 $ 3,319,000 $ 114,448 $ 56,000
Tipton, Tennessee 29 $ 4,405,000 $ 151,896 $ 50,000
Riverside, California 28 $ 6,446,000 $ 230,214 $ 78,000
Cross, Arkansas 27 $ 1,993,000 $ 73,814 $ 62,000
Rankin, Mississippi 27 $ 4,251,000 $ 157,444 $ 44,000
Cobb, Georgia 20 $ 3,429,000 $ 171,450 $ 64,000
Pickens, Georgia 20 $ 3,351,000 $ 167,550 $ 63,000
Travis, Texas 19 $ 4,323,000 $ 227,526 $ 120,000
Collier, Florida 18 $ 4,236,000 $ 235,333 $ 166,000
Barry, Michigan 17 $ 2,871,000 $ 168,882 $ 82,000
Madison, Mississippi 17 $ 3,062,000 $ 180,117 $ 67,000
El Paso, Texas 17 $ 2,255,000 $ 132,647 $ 66,000
Fort Bend, Texas 17 $ 3,666,000 $ 215,647 $ 109,000
San Bernardino, California 16 $ 2,880,000 $ 180,000 $ 57,000
Cook, Illinois 16 $ 4,697,000 $ 293,562 $ 83,000
Worcester, Massachusetts 16 $ 3,235,000 $ 202,187 $ 56,000
Kaufman, Texas 16 $ 2,476,000 $ 154,750 $ 86,000
Franklin, Ohio 15 $ 2,772,000 $ 184,800 $ 97,000
Bexar, Texas 15 $ 2,532,000 $ 168,800 $ 87,000
Kalamazoo, Michigan 14 $ 1,531,000 $ 109,357 $ 70,000
Nassau, New York 14 $ 4,747,000 $ 339,071 $ 180,000
Crittenden, Arkansas 13 $ 1,586,000 $ 122,000 $ 124,000
San Diego, California 13 $ 5,397,000 $ 415,153 $ 210,000
Fulton, Georgia 12 $ 3,824,000 $ 318,666 $ 149,000
Essex, Massachusetts 12 $ 2,885,000 $ 240,416 $ 81,000
Allegan, Michigan 12 $ 1,960,000 $ 163,333 $ 55,000
Middlesex, Massachusetts 11 $ 3,100,000 $ 281,818 $ 101,000
Westchester, New York 11 $ 4,107,000 $ 373,363 $ 183,000
Denver, Colorado 10 $ 1,869,000 $ 186,900 $ 96,000
Galveston, Texas 10 $ 1,451,000 $ 145,100 $ 67,000
Parker, Texas 10 $ 2,323,000 $ 232,300 $ 84,000
Arapahoe, Colorado 9 $ 2,644,000 $ 293,777 $ 118,000
Douglas, Colorado 9 $ 2,565,000 $ 285,000 $ 107,000
Fairfield, Ohio 9 $ 2,102,000 $ 233,555 $ 69,000
Jefferson, Colorado 8 $ 1,869,000 $ 233,625 $ 92,000
Rockingham, New Hampshire 8 $ 1,942,000 $ 242,750 $ 47,000
Cuyahoga, Ohio 8 $ 1,552,000 $ 194,000 $ 91,000
Lucas, Ohio 8 $ 1,499,000 $ 187,375 $ 58,000
Knox, Tennessee 8 $ 1,422,000 $ 177,750 $ 85,000
Bell, Texas 8 $ 1,428,000 $ 178,500 $ 93,000
Brazoria, Texas 8 $ 1,536,000 $ 192,000 $ 109,000
Lubbock, Texas 8 $ 1,117,000 $ 139,625 $ 90,000
Williamson, Texas 8 $ 1,478,000 $ 184,750 $ 178,000
DeKalb, Georgia 7 $ 1,156,000 $ 165,142 $ 55,000
Orleans, Louisiana 7 $ 1,612,000 $ 230,285 $ 179,000
Warren, Mississippi 7 $ 1,044,000 $ 149,142 $ 46,000
Rockwall, Texas 7 $ 1,350,000 $ 192,857 $ 75,000
Poinsett, Arkansas 6 $ 607,000 $ 101,166 $ 50,000
Fairfield, Connecticut 6 $ 2,295,000 $ 382,500 $ 113,000
East Baton Rouge, Louisiana 6 $ 992,000 $ 165,333 $ 46,000
Suffolk, Massachusetts 6 $ 2,970,000 $ 495,000 $ 91,000
Jones, Mississippi 6 $ 622,000 $ 103,666 $ 28,000
Montgomery, Ohio 6 $ 1,154,000 $ 192,333 $ 120,000
Blount, Tennessee 6 $ 1,593,000 $ 265,500 $ 61,000
Ellis, Texas 6 $ 890,000 $ 148,333 $ 76,000
Hidalgo, Texas 6 $ 1,054,000 $ 175,666 $ 112,000
Montgomery, Texas 6 $ 1,341,000 $ 223,500 $ 118,000
Pima, Arizona 5 $ 1,054,000 $ 210,800 $ 82,000
Garland, Arkansas 5 $ 950,000 $ 190,000 $ 88,000
Weld, Colorado 5 $ 836,000 $ 167,200 $ 57,000
Gwinnett, Georgia 5 $ 641,000 $ 128,200 $ 50,000
Fayette, Kentucky 5 $ 935,000 $ 187,000 $ 50,000
Newaygo, Michigan 5 $ 867,000 $ 173,400 $ 125,000
Van Buren, Michigan 5 $ 729,000 $ 145,800 $ 109,000
Marshall, Mississippi 5 $ 506,000 $ 101,200 $ 73,000
Clark, Nevada 5 $ 1,108,000 $ 221,600 $ 99,000
New York, New York 5 $ 2,101,000 $ 420,200 $ 130,000
Clinton, Ohio 5 $ 763,000 $ 152,600 $ 82,000
Williamson, Tennessee 5 $ 1,147,000 $ 229,400 $ 135,000
Cameron, Texas 5 $ 587,000 $ 117,400 $ 91,000
McLennan, Texas 5 $ 922,000 $ 184,400 $ 128,000
Nueces, Texas 5 $ 758,000 $ 151,600 $ 43,000
Adams, Colorado 4 $ 818,000 $ 204,500 $ 58,000
Butts, Georgia 4 $ 382,000 $ 95,500 $ 38,000
Clayton, Georgia 4 $ 417,000 $ 104,250 $ 30,000
Boone, Kentucky 4 $ 1,177,000 $ 294,250 $ 87,000
Ascension, Louisiana 4 $ 632,000 $ 158,000 $ 48,000
Livingston, Louisiana 4 $ 938,000 $ 234,500 $ 114,000
St. Tammany, Louisiana 4 $ 783,000 $ 195,750 $ 172,000
Baltimore City, Maryland 4 $ 849,000 $ 212,250 $ 63,000
Washington, Mississippi 4 $ 557,000 $ 139,250 $ 53,000
Dona Ana, New Mexico 4 $ 978,000 $ 244,500 $ 35,000
Delaware, Ohio 4 $ 882,000 $ 220,500 $ 70,000
Lake, Ohio 4 $ 970,000 $ 242,500 $ 119,000
Licking, Ohio 4 $ 797,000 $ 199,250 $ 114,000
Summit, Ohio 4 $ 1,070,000 $ 267,500 $ 134,000
Midland, Texas 4 $ 641,000 $ 160,250 $ 111,000
Smith, Texas 4 $ 681,000 $ 170,250 $ 69,000
Wise, Texas 4 $ 906,000 $ 226,500 $ 124,000
Lamar, Alabama 3 $ 608,000 $ 202,666 $ 110,000
Maricopa, Arizona 3 $ 653,000 $ 217,666 $ 88,000
Monroe, Arkansas 3 $ 159,000 $ 53,000 $ 37,000
Plumas, California 3 $ 1,015,000 $ 338,333 $ 273,000
Sacramento, California 3 $ 1,198,000 $ 399,333 $ 106,000
Ventura, California 3 $ 1,009,000 $ 336,333 $ 58,000
El Paso, Colorado 3 $ 657,000 $ 219,000 $ 115,000
Escambia, Florida 3 $ 530,000 $ 176,666 $ 85,000
Lee, Florida 3 $ 499,000 $ 166,333 $ 62,000
Chatham, Georgia 3 $ 602,000 $ 200,666 $ 30,000
Gilmer, Georgia 3 $ 394,000 $ 131,333 $ 38,000
Newton, Georgia 3 $ 252,000 $ 84,000 $ 32,000
Paulding, Georgia 3 $ 277,000 $ 92,333 $ 17,000
DuPage, Illinois 3 $ 644,000 $ 214,666 $ 148,000
Lake, Illinois 3 $ 1,216,000 $ 405,333 $ 104,000
Kenton, Kentucky 3 $ 522,000 $ 174,000 $ 61,000
Jefferson Davis, Louisiana 3 $ 396,000 $ 132,000 $ 88,000
Rapides, Louisiana 3 $ 549,000 $ 183,000 $ 34,000
Terrebonne, Louisiana 3 $ 524,000 $ 174,666 $ 108,000
Monroe, Michigan 3 $ 574,000 $ 191,333 $ 81,000
Oakland, Michigan 3 $ 475,000 $ 158,333 $ 60,000
Lafayette, Mississippi 3 $ 854,000 $ 284,666 $ 136,000
Pike, Mississippi 3 $ 273,000 $ 91,000 $ 31,000
Tate, Mississippi 3 $ 459,000 $ 153,000 $ 45,000
Box Butte, Nebraska 3 $ 205,000 $ 68,333 $ 59,000
Sandoval, New Mexico 3 $ 757,000 $ 252,333 $ 106,000
Kings, New York 3 $ 656,000 $ 218,666 $ 89,000
Putnam, New York 3 $ 601,000 $ 200,333 $ 57,000
Queens, New York 3 $ 739,000 $ 246,333 $ 83,000
Auglaize, Ohio 3 $ 432,000 $ 144,000 $ 45,000
Columbiana, Ohio 3 $ 396,000 $ 132,000 $ 51,000
Medina, Ohio 3 $ 556,000 $ 185,333 $ 77,000
Union, Ohio 3 $ 532,000 $ 177,333 $ 106,000
Tulsa, Oklahoma 3 $ 511,000 $ 170,333 $ 100,000
Chester, Pennsylvania 3 $ 732,000 $ 244,000 $ 74,000
Delaware, Pennsylvania 3 $ 692,000 $ 230,666 $ 158,000
Lehigh, Pennsylvania 3 $ 772,000 $ 257,333 $ 110,000
Angelina, Texas 3 $ 532,000 $ 177,333 $ 82,000
Bastrop, Texas 3 $ 358,000 $ 119,333 $ 65,000
Grayson, Texas 3 $ 474,000 $ 158,000 $ 112,000
Hunt, Texas 3 $ 377,000 $ 125,666 $ 53,000
Jefferson, Texas 3 $ 626,000 $ 208,666 $ 109,000
Orange, Texas 3 $ 370,000 $ 123,333 $ 65,000
Madison, Alabama 2 $ 289,000 $ 144,500 $ 81,000
Shelby, Alabama 2 $ 407,000 $ 203,500 $ 102,000
Tuscaloosa, Alabama 2 $ 394,000 $ 197,000 $ 86,000
Benton, Arkansas 2 $ 283,000 $ 141,500 $ 84,000
Cleburne, Arkansas 2 $ 172,000 $ 86,000 $ 94,000
Craighead, Arkansas 2 $ 281,000 $ 140,500 $ 108,000
Faulkner, Arkansas 2 $ 518,000 $ 259,000 $ 88,000
Pulaski, Arkansas 2 $ 284,000 $ 142,000 $ 32,000
Saline, Arkansas 2 $ 394,000 $ 197,000 $ 85,000
Alameda, California 2 $ 726,000 $ 363,000 $ 163,000
Boulder, Colorado 2 $ 1,151,000 $ 575,500 $ 191,000
Brevard, Florida 2 $ 285,000 $ 142,500 $ 51,000
Hillsborough, Florida 2 $ 422,000 $ 211,000 $ 106,000
Martin, Florida 2 $ 436,000 $ 218,000 $ 83,000
Palm Beach, Florida 2 $ 449,000 $ 224,500 $ 203,000
Coweta, Georgia 2 $ 163,000 $ 81,500 $ 22,000
Douglas, Georgia 2 $ 181,000 $ 90,500 $ 8,000
Forsyth, Georgia 2 $ 326,000 $ 163,000 $ 48,000
Glynn, Georgia 2 $ 253,000 $ 126,500 $ 38,000
Rockdale, Georgia 2 $ 461,000 $ 230,500 $ 30,000
Dearborn, Indiana 2 $ 342,000 $ 171,000 $ 54,000
Grant, Kentucky 2 $ 233,000 $ 116,500 $ 20,000
Jefferson, Kentucky 2 $ 393,000 $ 196,500 $ 39,000
Oldham, Kentucky 2 $ 444,000 $ 222,000 $ 51,000
Spencer, Kentucky 2 $ 466,000 $ 233,000 $ 61,000
Caddo, Louisiana 2 $ 240,000 $ 120,000 $ 83,000
St. Charles, Louisiana 2 $ 271,000 $ 135,500 $ 71,000
St. Landry, Louisiana 2 $ 409,000 $ 204,500 $ 214,000
Montgomery, Maryland 2 $ 984,000 $ 492,000 $ 206,000
Bristol, Massachusetts 2 $ 560,000 $ 280,000 $ 81,000
Hampden, Massachusetts 2 $ 396,000 $ 198,000 $ 29,000
Plymouth, Massachusetts 2 $ 886,000 $ 443,000 $ 144,000
Charlevoix, Michigan 2 $ 655,000 $ 327,500 $ 450,000
Ionia, Michigan 2 $ 475,000 $ 237,500 $ 78,000
Leelanau, Michigan 2 $ 397,000 $ 198,500 $ 221,000
Lenawee, Michigan 2 $ 254,000 $ 127,000 $ 76,000
Adams, Mississippi 2 $ 238,000 $ 119,000 $ 54,000
Lee, Mississippi 2 $ 280,000 $ 140,000 $ 36,000
Carroll, New Hampshire 2 $ 390,000 $ 195,000 $ 190,000
Camden, New Jersey 2 $ 387,000 $ 193,500 $ 60,000
Monmouth, New Jersey 2 $ 682,000 $ 341,000 $ 144,000
Bernalillo, New Mexico 2 $ 951,000 $ 475,500 $ 84,000
Eddy, New Mexico 2 $ 246,000 $ 123,000 $ 59,000
Lincoln, New Mexico 2 $ 330,000 $ 165,000 $ 55,000
Sierra, New Mexico 2 $ 495,000 $ 247,500 $ 45,000
Valencia, New Mexico 2 $ 430,000 $ 215,000 $ 110,000
Erie, New York 2 $ 363,000 $ 181,500 $ 74,000
Niagara, New York 2 $ 290,000 $ 145,000 $ 32,000
Orange, New York 2 $ 561,000 $ 280,500 $ 179,000
Rockland, New York 2 $ 900,000 $ 450,000 $ 132,000
Wake, North Carolina 2 $ 625,000 $ 312,500 $ 108,000
Brown, Ohio 2 $ 265,000 $ 132,500 $ 62,000
Greene, Ohio 2 $ 352,000 $ 176,000 $ 53,000
Lorain, Ohio 2 $ 342,000 $ 171,000 $ 106,000
Mahoning, Ohio 2 $ 314,000 $ 157,000 $ 52,000
Miami, Ohio 2 $ 441,000 $ 220,500 $ 82,000
Trumbull, Ohio 2 $ 287,000 $ 143,500 $ 92,000
Wood, Ohio 2 $ 252,000 $ 126,000 $ 28,000
Clackamas, Oregon 2 $ 414,000 $ 207,000 $ 369,000
Polk, Oregon 2 $ 471,000 $ 235,500 $ 63,000
Philadelphia, Pennsylvania 2 $ 259,000 $ 129,500 $ 81,000
Davidson, Tennessee 2 $ 347,000 $ 173,500 $ 33,000
Hamilton, Tennessee 2 $ 1,038,000 $ 519,000 $ 133,000
Lincoln, Tennessee 2 $ 400,000 $ 200,000 $ 85,000
Roane, Tennessee 2 $ 370,000 $ 185,000 $ 89,000
Wilson, Tennessee 2 $ 261,000 $ 130,500 $ 119,000
Bandera, Texas 2 $ 473,000 $ 236,500 $ 69,000
Bosque, Texas 2 $ 650,000 $ 325,000 $ 73,000
Burnet, Texas 2 $ 639,000 $ 319,500 $ 40,000
Comal, Texas 2 $ 295,000 $ 147,500 $ 86,000
Cooke, Texas 2 $ 365,000 $ 182,500 $ 70,000
Ector, Texas 2 $ 377,000 $ 188,500 $ 81,000
Erath, Texas 2 $ 268,000 $ 134,000 $ 36,000
Fannin, Texas 2 $ 365,000 $ 182,500 $ 59,000
Guadalupe, Texas 2 $ 324,000 $ 162,000 $ 80,000
Hale, Texas 2 $ 256,000 $ 128,000 $ 109,000
Hays, Texas 2 $ 418,000 $ 209,000 $ 97,000
Hood, Texas 2 $ 465,000 $ 232,500 $ 142,000
Montague, Texas 2 $ 479,000 $ 239,500 $ 53,000
Moore, Texas 2 $ 277,000 $ 138,500 $ 59,000
Taylor, Texas 2 $ 446,000 $ 223,000 $ 174,000
Tom Green, Texas 2 $ 443,000 $ 221,500 $ 158,000
Uvalde, Texas 2 $ 499,000 $ 249,500 $ 168,000
Van Zandt, Texas 2 $ 169,000 $ 84,500 $ 45,000
Norfolk, Virginia 2 $ 504,000 $ 252,000 $ 26,000
Houston, Alabama 1 $ 246,000 $ 246,000 $ 40,000
Jefferson, Alabama 1 $ 211,000 $ 211,000 $ 52,000
Marengo, Alabama 1 $ 177,000 $ 177,000 $ 63,000
Marion, Alabama 1 $ 32,000 $ 32,000 $ 61,000
Marshall, Alabama 1 $ 541,000 $ 541,000 $ 120,000
St. Clair, Alabama 1 $ 186,000 $ 186,000 $ 120,000
Talladega, Alabama 1 $ 215,000 $ 215,000 $ 58,000
Fairbanks North Star, Alaska 1 $ 230,000 $ 230,000 $ 73,000
Matanuska-Susitna, Alaska 1 $ 185,000 $ 185,000 $ 0
Pinal, Arizona 1 $ 158,000 $ 158,000 $ 36,000
Yuma, Arizona 1 $ 290,000 $ 290,000 $ 50,000
Baxter, Arkansas 1 $ 145,000 $ 145,000 $ 32,000
Carroll, Arkansas 1 $ 129,000 $ 129,000 $ 33,000
Lee, Arkansas 1 $ 103,000 $ 103,000 $ 74,000
Miller, Arkansas 1 $ 301,000 $ 301,000 $ 60,000
Sevier, Arkansas 1 $ 83,000 $ 83,000 $ 26,000
Van Buren, Arkansas 1 $ 72,000 $ 72,000 $ 21,000
Woodruff, Arkansas 1 $ 21,000 $ 21,000 $ 55,000
Contra Costa, California 1 $ 175,000 $ 175,000 $ 54,000
Kern, California 1 $ 259,000 $ 259,000 $ 50,000
Mono, California 1 $ 325,000 $ 325,000 $ 108,000
Santa Clara, California 1 $ 272,000 $ 272,000 $ 39,000
Archuleta, Colorado 1 $ 417,000 $ 417,000 $ 168,000
Broomfield, Colorado 1 $ 344,000 $ 344,000 $ 114,000
Eagle, Colorado 1 $ 534,000 $ 534,000 $ 120,000
Elbert, Colorado 1 $ 182,000 $ 182,000 $ 50,000
Grand, Colorado 1 $ 248,000 $ 248,000 $ 139,000
Larimer, Colorado 1 $ 173,000 $ 173,000 $ 37,000
Hartford, Connecticut 1 $ 344,000 $ 344,000 $ 127,000
New London, Connecticut 1 $ 139,000 $ 139,000 $ 70,000
Tolland, Connecticut 1 $ 290,000 $ 290,000 $ 94,000
Sussex, Delaware 1 $ 404,000 $ 404,000 $ 256,000
District of Columbia, District Of Columbia 1 $ 184,000 $ 184,000 $ 133,000
Bay, Florida 1 $ 100,000 $ 100,000 $ 45,000
Broward, Florida 1 $ 417,000 $ 417,000 $ 233,000
Miami-Dade, Florida 1 $ 112,000 $ 112,000 $ 0
Orange, Florida 1 $ 266,000 $ 266,000 $ 208,000
Pasco, Florida 1 $ 162,000 $ 162,000 $ 29,000
Pinellas, Florida 1 $ 220,000 $ 220,000 $ 83,000
Sarasota, Florida 1 $ 150,000 $ 150,000 $ 107,000
Walton, Florida 1 $ 322,000 $ 322,000 $ 128,000
Bartow, Georgia 1 $ 154,000 $ 154,000 $ 43,000
Bryan, Georgia 1 $ 151,000 $ 151,000 $ 47,000
Carroll, Georgia 1 $ 45,000 $ 45,000 $ 23,000
Dawson, Georgia 1 $ 300,000 $ 300,000 $ 102,000
Dougherty, Georgia 1 $ 137,000 $ 137,000 $ 120,000
Fayette, Georgia 1 $ 370,000 $ 370,000 $ 129,000
Gordon, Georgia 1 $ 85,000 $ 85,000 $ 43,000
Houston, Georgia 1 $ 80,000 $ 80,000 $ 0
Lamar, Georgia 1 $ 82,000 $ 82,000 $ 24,000
Spalding, Georgia 1 $ 155,000 $ 155,000 $ 108,000
Troup, Georgia 1 $ 234,000 $ 234,000 $ 0
Honolulu, Hawaii 1 $ 411,000 $ 411,000 $ 0
Ada, Idaho 1 $ 417,000 $ 417,000 $ 89,000
Minidoka, Idaho 1 $ 62,000 $ 62,000 $ 37,000
Champaign, Illinois 1 $ 131,000 $ 131,000 $ 120,000
Grundy, Illinois 1 $ 128,000 $ 128,000 $ 81,000
Kane, Illinois 1 $ 305,000 $ 305,000 $ 106,000
McHenry, Illinois 1 $ 204,000 $ 204,000 $ 65,000
St. Clair, Illinois 1 $ 135,000 $ 135,000 $ 57,000
Allen, Indiana 1 $ 213,000 $ 213,000 $ 57,000
Brown, Indiana 1 $ 206,000 $ 206,000 $ 0
DeKalb, Indiana 1 $ 246,000 $ 246,000 $ 77,000
Hamilton, Indiana 1 $ 184,000 $ 184,000 $ 43,000
Howard, Indiana 1 $ 131,000 $ 131,000 $ 64,000
Lake, Indiana 1 $ 144,000 $ 144,000 $ 75,000
Ohio, Indiana 1 $ 155,000 $ 155,000 $ 0
St. Joseph, Indiana 1 $ 72,000 $ 72,000 $ 39,000
Vanderburgh, Indiana 1 $ 80,000 $ 80,000 $ 24,000
Woodbury, Iowa 1 $ 95,000 $ 95,000 $ 0
Riley, Kansas 1 $ 100,000 $ 100,000 $ 72,000
Sedgwick, Kansas 1 $ 207,000 $ 207,000 $ 0
Campbell, Kentucky 1 $ 87,000 $ 87,000 $ 41,000
Harlan, Kentucky 1 $ 237,000 $ 237,000 $ 71,000
Jessamine, Kentucky 1 $ 282,000 $ 282,000 $ 125,000
Pulaski, Kentucky 1 $ 191,000 $ 191,000 $ 71,000
Russell, Kentucky 1 $ 175,000 $ 175,000 $ 173,000
Scott, Kentucky 1 $ 282,000 $ 282,000 $ 89,000
Wayne, Kentucky 1 $ 170,000 $ 170,000 $ 71,000
Acadia, Louisiana 1 $ 180,000 $ 180,000 $ 123,000
Beauregard, Louisiana 1 $ 168,000 $ 168,000 $ 0
Iberia, Louisiana 1 $ 399,000 $ 399,000 $ 0
Iberville, Louisiana 1 $ 120,000 $ 120,000 $ 100,000
Jackson, Louisiana 1 $ 233,000 $ 233,000 $ 31,000
Jefferson, Louisiana 1 $ 92,000 $ 92,000 $ 54,000
Lafayette, Louisiana 1 $ 254,000 $ 254,000 $ 144,000
Ouachita, Louisiana 1 $ 566,000 $ 566,000 $ 95,000
St. Bernard, Louisiana 1 $ 121,000 $ 121,000 $ 0
St. John the Baptist, Louisiana 1 $ 76,000 $ 76,000 $ 150,000
Tangipahoa, Louisiana 1 $ 111,000 $ 111,000 $ 30,000
Vermilion, Louisiana 1 $ 128,000 $ 128,000 $ 60,000
Vernon, Louisiana 1 $ 149,000 $ 149,000 $ 0
West Baton Rouge, Louisiana 1 $ 127,000 $ 127,000 $ 78,000
Cumberland, Maine 1 $ 216,000 $ 216,000 $ 0
Prince George's, Maryland 1 $ 259,000 $ 259,000 $ 0
Somerset, Maryland 1 $ 300,000 $ 300,000 $ 54,000
St. Mary's, Maryland 1 $ 299,000 $ 299,000 $ 100,000
Nantucket, Massachusetts 1 $ 324,000 $ 324,000 $ 73,000
Norfolk, Massachusetts 1 $ 283,000 $ 283,000 $ 0
Clare, Michigan 1 $ 118,000 $ 118,000 $ 30,000
Clinton, Michigan 1 $ 150,000 $ 150,000 $ 59,000
Eaton, Michigan 1 $ 135,000 $ 135,000 $ 134,000
Emmet, Michigan 1 $ 135,000 $ 135,000 $ 97,000
Lake, Michigan 1 $ 87,000 $ 87,000 $ 150,000
Macomb, Michigan 1 $ 146,000 $ 146,000 $ 54,000
Mecosta, Michigan 1 $ 153,000 $ 153,000 $ 182,000
Missaukee, Michigan 1 $ 257,000 $ 257,000 $ 589,000
Shiawassee, Michigan 1 $ 242,000 $ 242,000 $ 60,000
Wayne, Michigan 1 $ 80,000 $ 80,000 $ 61,000
Anoka, Minnesota 1 $ 362,000 $ 362,000 $ 224,000
Hennepin, Minnesota 1 $ 118,000 $ 118,000 $ 64,000
Claiborne, Mississippi 1 $ 55,000 $ 55,000 $ 36,000
Harrison, Mississippi 1 $ 156,000 $ 156,000 $ 127,000
Holmes, Mississippi 1 $ 52,000 $ 52,000 $ 25,000
Jackson, Mississippi 1 $ 117,000 $ 117,000 $ 64,000
Lauderdale, Mississippi 1 $ 56,000 $ 56,000 $ 54,000
Leake, Mississippi 1 $ 85,000 $ 85,000 $ 41,000
Oktibbeha, Mississippi 1 $ 163,000 $ 163,000 $ 49,000
Simpson, Mississippi 1 $ 108,000 $ 108,000 $ 41,000
Tippah, Mississippi 1 $ 53,000 $ 53,000 $ 94,000
Tishomingo, Mississippi 1 $ 380,000 $ 380,000 $ 104,000
Tunica, Mississippi 1 $ 145,000 $ 145,000 $ 74,000
Winston, Mississippi 1 $ 80,000 $ 80,000 $ 69,000
Yazoo, Mississippi 1 $ 150,000 $ 150,000 $ 72,000
Linn, Missouri 1 $ 52,000 $ 52,000 $ 12,000
Pemiscot, Missouri 1 $ 155,000 $ 155,000 $ 59,000
Platte, Missouri 1 $ 135,000 $ 135,000 $ 60,000
St. Charles, Missouri 1 $ 138,000 $ 138,000 $ 116,000
St. Louis, Missouri 1 $ 251,000 $ 251,000 $ 79,000
St. Louis City, Missouri 1 $ 155,000 $ 155,000 $ 144,000
Stone, Missouri 1 $ 203,000 $ 203,000 $ 218,000
Lewis and Clark, Montana 1 $ 254,000 $ 254,000 $ 209,000
Burt, Nebraska 1 $ 118,000 $ 118,000 $ 87,000
Sarpy, Nebraska 1 $ 126,000 $ 126,000 $ 64,000
Washoe, Nevada 1 $ 327,000 $ 327,000 $ 0
Grafton, New Hampshire 1 $ 174,000 $ 174,000 $ 141,000
Hillsborough, New Hampshire 1 $ 196,000 $ 196,000 $ 64,000
Sullivan, New Hampshire 1 $ 106,000 $ 106,000 $ 62,000
Bergen, New Jersey 1 $ 402,000 $ 402,000 $ 150,000
Hunterdon, New Jersey 1 $ 417,000 $ 417,000 $ 299,000
Middlesex, New Jersey 1 $ 341,000 $ 341,000 $ 0
Ocean, New Jersey 1 $ 279,000 $ 279,000 $ 72,000
Catron, New Mexico 1 $ 144,000 $ 144,000 $ 36,000
Curry, New Mexico 1 $ 111,000 $ 111,000 $ 52,000
Grant, New Mexico 1 $ 230,000 $ 230,000 $ 73,000
Otero, New Mexico 1 $ 355,000 $ 355,000 $ 100,000
Rio Arriba, New Mexico 1 $ 109,000 $ 109,000 $ 62,000
Santa Fe, New Mexico 1 $ 534,000 $ 534,000 $ 100,000
Onondaga, New York 1 $ 261,000 $ 261,000 $ 115,000
Sullivan, New York 1 $ 205,000 $ 205,000 $ 139,000
Tioga, New York 1 $ 165,000 $ 165,000 $ 135,000
Clay, North Carolina 1 $ 164,000 $ 164,000 $ 134,000
Stutsman, North Dakota 1 $ 101,000 $ 101,000 $ 45,000
Allen, Ohio 1 $ 206,000 $ 206,000 $ 54,000
Ashtabula, Ohio 1 $ 209,000 $ 209,000 $ 0
Belmont, Ohio 1 $ 415,000 $ 415,000 $ 101,000
Clark, Ohio 1 $ 64,000 $ 64,000 $ 103,000
Highland, Ohio 1 $ 260,000 $ 260,000 $ 266,000
Jefferson, Ohio 1 $ 220,000 $ 220,000 $ 92,000
Lawrence, Ohio 1 $ 80,000 $ 80,000 $ 37,000
Madison, Ohio 1 $ 111,000 $ 111,000 $ 42,000
Marion, Ohio 1 $ 119,000 $ 119,000 $ 59,000
Meigs, Ohio 1 $ 110,000 $ 110,000 $ 31,000
Morrow, Ohio 1 $ 500,000 $ 500,000 $ 127,000
Pickaway, Ohio 1 $ 216,000 $ 216,000 $ 38,000
Portage, Ohio 1 $ 155,000 $ 155,000 $ 65,000
Preble, Ohio 1 $ 104,000 $ 104,000 $ 0
Seneca, Ohio 1 $ 140,000 $ 140,000 $ 82,000
Stark, Ohio 1 $ 126,000 $ 126,000 $ 49,000
Washington, Ohio 1 $ 193,000 $ 193,000 $ 123,000
Cleveland, Oklahoma 1 $ 128,000 $ 128,000 $ 91,000
Delaware, Oklahoma 1 $ 135,000 $ 135,000 $ 82,000
Jackson, Oklahoma 1 $ 190,000 $ 190,000 $ 103,000
Oklahoma, Oklahoma 1 $ 276,000 $ 276,000 $ 150,000
Pawnee, Oklahoma 1 $ 113,000 $ 113,000 $ 47,000
Stephens, Oklahoma 1 $ 234,000 $ 234,000 $ 51,000
Klamath, Oregon 1 $ 304,000 $ 304,000 $ 80,000
Bedford, Pennsylvania 1 $ 179,000 $ 179,000 $ 38,000
Bucks, Pennsylvania 1 $ 403,000 $ 403,000 $ 82,000
Lackawanna, Pennsylvania 1 $ 125,000 $ 125,000 $ 78,000
Montgomery, Pennsylvania 1 $ 155,000 $ 155,000 $ 45,000
Pike, Pennsylvania 1 $ 264,000 $ 264,000 $ 199,000
Snyder, Pennsylvania 1 $ 95,000 $ 95,000 $ 29,000
York, Pennsylvania 1 $ 197,000 $ 197,000 $ 51,000
Newport, Rhode Island 1 $ 316,000 $ 316,000 $ 0
Washington, Rhode Island 1 $ 150,000 $ 150,000 $ 75,000
Richland, South Carolina 1 $ 92,000 $ 92,000 $ 59,000
Anderson, Tennessee 1 $ 155,000 $ 155,000 $ 82,000
Bedford, Tennessee 1 $ 182,000 $ 182,000 $ 132,000
Gibson, Tennessee 1 $ 154,000 $ 154,000 $ 35,000
Hardin, Tennessee 1 $ 147,000 $ 147,000 $ 55,000
Haywood, Tennessee 1 $ 113,000 $ 113,000 $ 50,000
Henderson, Tennessee 1 $ 128,000 $ 128,000 $ 54,000
Montgomery, Tennessee 1 $ 343,000 $ 343,000 $ 83,000
Obion, Tennessee 1 $ 30,000 $ 30,000 $ 47,000
Rutherford, Tennessee 1 $ 313,000 $ 313,000 $ 0
Sevier, Tennessee 1 $ 230,000 $ 230,000 $ 56,000
Sumner, Tennessee 1 $ 63,000 $ 63,000 $ 30,000
Andrews, Texas 1 $ 139,000 $ 139,000 $ 63,000
Atascosa, Texas 1 $ 142,000 $ 142,000 $ 125,000
Bee, Texas 1 $ 145,000 $ 145,000 $ 104,000
Brazos, Texas 1 $ 159,000 $ 159,000 $ 103,000
Burleson, Texas 1 $ 162,000 $ 162,000 $ 0
Caldwell, Texas 1 $ 127,000 $ 127,000 $ 68,000
Callahan, Texas 1 $ 127,000 $ 127,000 $ 140,000
Colorado, Texas 1 $ 118,000 $ 118,000 $ 111,000
Gillespie, Texas 1 $ 293,000 $ 293,000 $ 60,000
Gregg, Texas 1 $ 92,000 $ 92,000 $ 34,000
Henderson, Texas 1 $ 227,000 $ 227,000 $ 95,000
Jack, Texas 1 $ 135,000 $ 135,000 $ 71,000
Johnson, Texas 1 $ 126,000 $ 126,000 $ 37,000
Kendall, Texas 1 $ 112,000 $ 112,000 $ 35,000
Kerr, Texas 1 $ 235,000 $ 235,000 $ 71,000
Kimble, Texas 1 $ 128,000 $ 128,000 $ 80,000
Lampasas, Texas 1 $ 109,000 $ 109,000 $ 42,000
Lee, Texas 1 $ 417,000 $ 417,000 $ 218,000
Leon, Texas 1 $ 126,000 $ 126,000 $ 86,000
Limestone, Texas 1 $ 124,000 $ 124,000 $ 97,000
Maverick, Texas 1 $ 140,000 $ 140,000 $ 62,000
Medina, Texas 1 $ 199,000 $ 199,000 $ 83,000
Morris, Texas 1 $ 118,000 $ 118,000 $ 19,000
Nacogdoches, Texas 1 $ 156,000 $ 156,000 $ 64,000
Panola, Texas 1 $ 128,000 $ 128,000 $ 91,000
Potter, Texas 1 $ 132,000 $ 132,000 $ 88,000
Randall, Texas 1 $ 112,000 $ 112,000 $ 36,000
Real, Texas 1 $ 136,000 $ 136,000 $ 181,000
Robertson, Texas 1 $ 144,000 $ 144,000 $ 67,000
San Jacinto, Texas 1 $ 145,000 $ 145,000 $ 130,000
Starr, Texas 1 $ 131,000 $ 131,000 $ 137,000
Wichita, Texas 1 $ 178,000 $ 178,000 $ 60,000
Wood, Texas 1 $ 73,000 $ 73,000 $ 125,000
Emery, Utah 1 $ 152,000 $ 152,000 $ 83,000
Salt Lake, Utah 1 $ 269,000 $ 269,000 $ 94,000
Tooele, Utah 1 $ 338,000 $ 338,000 $ 126,000
Utah, Utah 1 $ 123,000 $ 123,000 $ 85,000
Washington, Utah 1 $ 130,000 $ 130,000 $ 36,000
Windsor, Vermont 1 $ 140,000 $ 140,000 $ 76,000
Arlington, Virginia 1 $ 404,000 $ 404,000 $ 112,000
James City, Virginia 1 $ 323,000 $ 323,000 $ 85,000
Northumberland, Virginia 1 $ 311,000 $ 311,000 $ 114,000
King, Washington 1 $ 275,000 $ 275,000 $ 82,000
Mason, Washington 1 $ 238,000 $ 238,000 $ 0
Barbour, West Virginia 1 $ 171,000 $ 171,000 $ 51,000
Putnam, West Virginia 1 $ 240,000 $ 240,000 $ 96,000

Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,088 $454,389,000 $217,000 $1,500,000 $96,000 $1,345,000
Home Purchase 988 $153,998,000 $155,000 $1,170,000 $70,000 $1,491,000
Home Improvement 15 $283,000 $18,000 $50,000 $46,000 $94,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,305 $464,841,000 $201,000 $1,170,000 $94,000 $1,491,000
Black or African American 325 $47,055,000 $144,000 $490,000 $51,000 $336,000
Not Provided 200 $44,291,000 $221,000 $1,500,000 $87,000 $350,000
Hispanic 170 $31,389,000 $184,000 $661,000 $69,000 $514,000
Asian 80 $18,301,000 $228,000 $694,000 $89,000 $626,000
American Indian or Alaskan Native 6 $1,455,000 $242,000 $366,000 $99,000 $180,000
Native Hawaiian or Other Pacific Islander 5 $1,338,000 $267,000 $411,000 $47,000 $107,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,767 $387,380,000 $219,000 $1,500,000 $114,000 $1,491,000
FHA-insured (Federal Housing Administration) 1,117 $186,309,000 $166,000 $829,000 $53,000 $435,000
VA-guaranteed (Veterans Administration) 119 $22,612,000 $190,000 $544,000 $44,000 $225,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 88 $12,369,000 $140,000 $328,000 $46,000 $300,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,906 $364,627,000 $191,000 $1,170,000 $88,000 $1,491,000
Application Withdrawn By Applicant 636 $130,550,000 $205,000 $1,500,000 $86,000 $770,000
Application Denied By Financial Institution 498 $103,214,000 $207,000 $1,000,000 $86,000 $528,000
Application Approved But Not Accepted 42 $8,487,000 $202,000 $680,000 $90,000 $538,000
File Closed For Incompleteness 9 $1,792,000 $199,000 $400,000 $102,000 $220,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 158 $32,657,000 $206,000 $1,000,000 $98,000 $528,000
Credit Application Incomplete 126 $26,922,000 $213,000 $927,000 $83,000 $442,000
Credit History 89 $15,480,000 $173,000 $530,000 $68,000 $350,000
Other 27 $6,595,000 $244,000 $945,000 $100,000 $250,000
Debt-To-Income Ratio 23 $4,705,000 $204,000 $417,000 $64,000 $284,000
Employment History 13 $1,961,000 $150,000 $234,000 $88,000 $350,000
Unverifiable Information 3 $688,000 $229,000 $417,000 $143,000 $325,000
Insufficient Cash (Downpayment, Closing Cost) 1 $100,000 $100,000 $100,000 $60,000 $60,000
Mortgage Insurance Denied 1 $365,000 $365,000 $365,000 $84,000 $84,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evolve Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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