Evolve Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Evolve Bank & Trust 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Evolve Bank & Trust 8000 Centerview Pkwy; Suite 500 Cordova, TN 38018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,159 |
| Total Mortgage Loan Application Amount | $206,980,000 |
| Average Mortgage Loan Application Amount | $128,666 |
| Highest Mortgage Loan Application Amount | $730,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Evolve Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Evolve Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Evolve Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Evolve Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Evolve Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Evolve Bank & Trust's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 401 | $ 68,735,000 | $ 171,000 | $ 91,000 |
| Hinds County Mississippi | 60 | $ 7,323,000 | $ 122,000 | $ 38,000 |
| DeSoto County Mississippi | 59 | $ 10,014,000 | $ 169,000 | $ 72,000 |
| Rankin County Mississippi | 49 | $ 7,593,000 | $ 154,000 | $ 46,000 |
| Hamilton County Ohio | 36 | $ 6,308,000 | $ 175,000 | $ 77,000 |
| Madison County Mississippi | 34 | $ 6,764,000 | $ 198,000 | $ 67,000 |
| Fayette County Tennessee | 26 | $ 5,701,000 | $ 219,000 | $ 78,000 |
| Warren County Ohio | 23 | $ 4,713,000 | $ 204,000 | $ 66,000 |
| Orange County California | 20 | $ 8,291,000 | $ 414,000 | $ 107,000 |
| Cross County Arkansas | 19 | $ 1,589,000 | $ 83,000 | $ 44,000 |
| Tipton County Tennessee | 16 | $ 2,699,000 | $ 168,000 | $ 71,000 |
| Crittenden County Arkansas | 14 | $ 971,000 | $ 69,000 | $ 38,000 |
| Pickens County Georgia | 14 | $ 2,116,000 | $ 151,000 | $ 79,000 |
| Butler County Ohio | 13 | $ 2,406,000 | $ 185,000 | $ 77,000 |
| Henry County Georgia | 9 | $ 1,437,000 | $ 159,000 | $ 62,000 |
| Warren County Mississippi | 9 | $ 1,533,000 | $ 170,000 | $ 69,000 |
| Franklin County Ohio | 9 | $ 1,787,000 | $ 198,000 | $ 69,000 |
| Lafayette County Mississippi | 8 | $ 1,334,000 | $ 166,000 | $ 97,000 |
| Travis County Texas | 8 | $ 1,501,000 | $ 187,000 | $ 112,000 |
| Jones County Mississippi | 7 | $ 932,000 | $ 133,000 | $ 53,000 |
| Leake County Mississippi | 6 | $ 703,000 | $ 117,000 | $ 34,000 |
| San Bernardino County California | 5 | $ 556,000 | $ 111,000 | $ 36,000 |
| New Haven County Connecticut | 5 | $ 940,000 | $ 188,000 | $ 91,000 |
| Suffolk County New York | 5 | $ 1,284,000 | $ 256,000 | $ 55,000 |
| Clermont County Ohio | 5 | $ 1,333,000 | $ 266,000 | $ 115,000 |
| Cuyahoga County Ohio | 5 | $ 1,317,000 | $ 263,000 | $ 102,000 |
| Delaware County Ohio | 5 | $ 1,052,000 | $ 210,000 | $ 67,000 |
| Lucas County Ohio | 5 | $ 926,000 | $ 185,000 | $ 77,000 |
| Stark County Ohio | 5 | $ 532,000 | $ 106,000 | $ 77,000 |
| Cleburne County Arkansas | 4 | $ 552,000 | $ 138,000 | $ 58,000 |
| Riverside County California | 4 | $ 1,002,000 | $ 250,000 | $ 41,000 |
| Litchfield County Connecticut | 4 | $ 948,000 | $ 237,000 | $ 88,000 |
| Lauderdale County Mississippi | 4 | $ 586,000 | $ 146,000 | $ 31,000 |
| Westchester County New York | 4 | $ 1,755,000 | $ 438,000 | $ 181,000 |
| Williamson County Texas | 4 | $ 816,000 | $ 204,000 | $ 38,000 |
| Madison County Alabama | 3 | $ 582,000 | $ 194,000 | $ 100,000 |
| Faulkner County Arkansas | 3 | $ 268,000 | $ 89,000 | $ 42,000 |
| Arapahoe County Colorado | 3 | $ 797,000 | $ 265,000 | $ 110,000 |
| Cherokee County Georgia | 3 | $ 464,000 | $ 154,000 | $ 78,000 |
| Kent County Michigan | 3 | $ 196,000 | $ 65,000 | $ 20,000 |
| Ottawa County Michigan | 3 | $ 696,000 | $ 232,000 | $ 77,000 |
| Marshall County Mississippi | 3 | $ 391,000 | $ 130,000 | $ 102,000 |
| Rockland County New York | 3 | $ 832,000 | $ 277,000 | $ 77,000 |
| Fairfield County Ohio | 3 | $ 718,000 | $ 239,000 | $ 46,000 |
| Montgomery County Ohio | 3 | $ 527,000 | $ 175,000 | $ 41,000 |
| Davidson County Tennessee | 3 | $ 842,000 | $ 280,000 | $ 64,000 |
| Hardin County Tennessee | 3 | $ 119,000 | $ 39,000 | $ 108,000 |
| Hays County Texas | 3 | $ 489,000 | $ 163,000 | $ 62,000 |
| Cullman County Alabama | 2 | $ 296,000 | $ 148,000 | $ 60,000 |
| Maricopa County Arizona | 2 | $ 367,000 | $ 183,000 | $ 29,000 |
| Pima County Arizona | 2 | $ 791,000 | $ 395,000 | $ 172,000 |
| Garland County Arkansas | 2 | $ 401,000 | $ 200,000 | $ 120,000 |
| Sebastian County Arkansas | 2 | $ 244,000 | $ 122,000 | $ 77,000 |
| Sharp County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Los Angeles County California | 2 | $ 1,052,000 | $ 526,000 | $ 146,000 |
| San Diego County California | 2 | $ 568,000 | $ 284,000 | $ 111,000 |
| Broomfield County Colorado | 2 | $ 299,000 | $ 149,000 | $ 122,000 |
| Douglas County Colorado | 2 | $ 517,000 | $ 258,000 | $ 93,000 |
| Brevard County Florida | 2 | $ 369,000 | $ 184,000 | $ 62,000 |
| Broward County Florida | 2 | $ 264,000 | $ 132,000 | $ 59,000 |
| Duval County Florida | 2 | $ 540,000 | $ 270,000 | $ 104,000 |
| Walton County Florida | 2 | $ 539,000 | $ 269,000 | $ 1,525,000 |
| Cobb County Georgia | 2 | $ 479,000 | $ 239,000 | $ 86,000 |
| Dawson County Georgia | 2 | $ 262,000 | $ 131,000 | $ 49,000 |
| Fulton County Georgia | 2 | $ 378,000 | $ 189,000 | $ 71,000 |
| Boone County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 30,000 |
| Campbell County Kentucky | 2 | $ 319,000 | $ 159,000 | $ 47,000 |
| Copiah County Mississippi | 2 | $ 222,000 | $ 111,000 | $ 42,000 |
| Pike County Mississippi | 2 | $ 158,000 | $ 79,000 | $ 31,000 |
| Tate County Mississippi | 2 | $ 328,000 | $ 164,000 | $ 52,000 |
| Yazoo County Mississippi | 2 | $ 550,000 | $ 275,000 | $ 125,000 |
| Clark County Nevada | 2 | $ 402,000 | $ 201,000 | $ 72,000 |
| Kings County New York | 2 | $ 961,000 | $ 480,000 | $ 32,000 |
| Nassau County New York | 2 | $ 557,000 | $ 278,000 | $ 78,000 |
| Orange County New York | 2 | $ 474,000 | $ 237,000 | $ 134,000 |
| Wake County North Carolina | 2 | $ 596,000 | $ 298,000 | $ 151,000 |
| Huron County Ohio | 2 | $ 423,000 | $ 211,000 | $ 138,000 |
| Lorain County Ohio | 2 | $ 267,000 | $ 133,000 | $ 74,000 |
| Portage County Ohio | 2 | $ 261,000 | $ 130,000 | $ 34,000 |
| Richland County Ohio | 2 | $ 275,000 | $ 137,000 | $ 96,000 |
| Knox County Tennessee | 2 | $ 333,000 | $ 166,000 | $ 116,000 |
| Collin County Texas | 2 | $ 475,000 | $ 237,000 | $ 183,000 |
| Tarrant County Texas | 2 | $ 267,000 | $ 133,000 | $ 97,000 |
| Salt Lake County Utah | 2 | $ 479,000 | $ 239,000 | $ 0 |
| Arlington County Virginia | 2 | $ 551,000 | $ 275,000 | $ 117,000 |
| Whatcom County Washington | 2 | $ 645,000 | $ 322,000 | $ 153,000 |
| Jackson County Alabama | 1 | $ 88,000 | $ 88,000 | $ 103,000 |
| Jefferson County Alabama | 1 | $ 230,000 | $ 230,000 | $ 40,000 |
| Marshall County Alabama | 1 | $ 333,000 | $ 333,000 | $ 73,000 |
| Morgan County Alabama | 1 | $ 63,000 | $ 63,000 | $ 85,000 |
| Yavapai County Arizona | 1 | $ 91,000 | $ 91,000 | $ 31,000 |
| Crawford County Arkansas | 1 | $ 148,000 | $ 148,000 | $ 78,000 |
| St. Francis County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Alameda County California | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Calaveras County California | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Larimer County Colorado | 1 | $ 120,000 | $ 120,000 | $ 133,000 |
| Hartford County Connecticut | 1 | $ 190,000 | $ 190,000 | $ 62,000 |
| New London County Connecticut | 1 | $ 208,000 | $ 208,000 | $ 113,000 |
| Windham County Connecticut | 1 | $ 414,000 | $ 414,000 | $ 130,000 |
| Alachua County Florida | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Collier County Florida | 1 | $ 63,000 | $ 63,000 | $ 54,000 |
| Lee County Florida | 1 | $ 362,000 | $ 362,000 | $ 133,000 |
| Leon County Florida | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 385,000 | $ 385,000 | $ 320,000 |
| Pinellas County Florida | 1 | $ 169,000 | $ 169,000 | $ 1,100,000 |
| Seminole County Florida | 1 | $ 129,000 | $ 129,000 | $ 98,000 |
| St. Lucie County Florida | 1 | $ 196,000 | $ 196,000 | $ 90,000 |
| Volusia County Florida | 1 | $ 334,000 | $ 334,000 | $ 240,000 |
| Butts County Georgia | 1 | $ 82,000 | $ 82,000 | $ 20,000 |
| Clayton County Georgia | 1 | $ 103,000 | $ 103,000 | $ 26,000 |
| Gilmer County Georgia | 1 | $ 136,000 | $ 136,000 | $ 32,000 |
| Gwinnett County Georgia | 1 | $ 188,000 | $ 188,000 | $ 47,000 |
| Spalding County Georgia | 1 | $ 132,000 | $ 132,000 | $ 56,000 |
| Jefferson County Illinois | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| McHenry County Illinois | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Monroe County Illinois | 1 | $ 218,000 | $ 218,000 | $ 88,000 |
| Winnebago County Illinois | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 238,000 | $ 238,000 | $ 91,000 |
| Kenton County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Jefferson County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Prince George's County Maryland | 1 | $ 196,000 | $ 196,000 | $ 137,000 |
| Plymouth County Massachusetts | 1 | $ 203,000 | $ 203,000 | $ 22,000 |
| Lenawee County Michigan | 1 | $ 133,000 | $ 133,000 | $ 110,000 |
| Muskegon County Michigan | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Benton County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 50,000 |
| Forrest County Mississippi | 1 | $ 127,000 | $ 127,000 | $ 31,000 |
| Franklin County Mississippi | 1 | $ 191,000 | $ 191,000 | $ 70,000 |
| Lamar County Mississippi | 1 | $ 172,000 | $ 172,000 | $ 68,000 |
| Leflore County Mississippi | 1 | $ 111,000 | $ 111,000 | $ 100,000 |
| Oktibbeha County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 28,000 |
| Panola County Mississippi | 1 | $ 106,000 | $ 106,000 | $ 19,000 |
| Simpson County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Smith County Mississippi | 1 | $ 84,000 | $ 84,000 | $ 29,000 |
| Sunflower County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Tishomingo County Mississippi | 1 | $ 393,000 | $ 393,000 | $ 98,000 |
| Washington County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Phelps County Missouri | 1 | $ 204,000 | $ 204,000 | $ 111,000 |
| Lancaster County Nebraska | 1 | $ 128,000 | $ 128,000 | $ 67,000 |
| Broome County New York | 1 | $ 252,000 | $ 252,000 | $ 136,000 |
| Chautauqua County New York | 1 | $ 255,000 | $ 255,000 | $ 222,000 |
| Dutchess County New York | 1 | $ 308,000 | $ 308,000 | $ 111,000 |
| Erie County New York | 1 | $ 132,000 | $ 132,000 | $ 549,000 |
| New York County New York | 1 | $ 370,000 | $ 370,000 | $ 28,000 |
| Oneida County New York | 1 | $ 136,000 | $ 136,000 | $ 115,000 |
| Saratoga County New York | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Ulster County New York | 1 | $ 249,000 | $ 249,000 | $ 53,000 |
| Mecklenburg County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 125,000 |
| Union County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Ashtabula County Ohio | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Belmont County Ohio | 1 | $ 213,000 | $ 213,000 | $ 54,000 |
| Geauga County Ohio | 1 | $ 172,000 | $ 172,000 | $ 40,000 |
| Greene County Ohio | 1 | $ 189,000 | $ 189,000 | $ 85,000 |
| Highland County Ohio | 1 | $ 140,000 | $ 140,000 | $ 71,000 |
| Hocking County Ohio | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Licking County Ohio | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Mahoning County Ohio | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Medina County Ohio | 1 | $ 171,000 | $ 171,000 | $ 79,000 |
| Miami County Ohio | 1 | $ 330,000 | $ 330,000 | $ 139,000 |
| Morgan County Ohio | 1 | $ 172,000 | $ 172,000 | $ 129,000 |
| Paulding County Ohio | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Shelby County Ohio | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Summit County Ohio | 1 | $ 197,000 | $ 197,000 | $ 168,000 |
| Union County Ohio | 1 | $ 328,000 | $ 328,000 | $ 90,000 |
| Washington County Ohio | 1 | $ 200,000 | $ 200,000 | $ 114,000 |
| Wayne County Ohio | 1 | $ 163,000 | $ 163,000 | $ 45,000 |
| Jackson County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Tillamook County Oregon | 1 | $ 224,000 | $ 224,000 | $ 131,000 |
| Allegheny County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Delaware County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 302,000 | $ 302,000 | $ 62,000 |
| York County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 66,000 |
| Blount County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
| Chester County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 150,000 |
| Hardeman County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Haywood County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Maury County Tennessee | 1 | $ 352,000 | $ 352,000 | $ 170,000 |
| Weakley County Tennessee | 1 | $ 306,000 | $ 306,000 | $ 166,000 |
| Bell County Texas | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Burnet County Texas | 1 | $ 417,000 | $ 417,000 | $ 1,143,000 |
| Dallas County Texas | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
| Fort Bend County Texas | 1 | $ 224,000 | $ 224,000 | $ 80,000 |
| Harris County Texas | 1 | $ 417,000 | $ 417,000 | $ 181,000 |
| Kendall County Texas | 1 | $ 224,000 | $ 224,000 | $ 149,000 |
| Kerr County Texas | 1 | $ 239,000 | $ 239,000 | $ 544,000 |
| Virginia Beach County Virginia | 1 | $ 184,000 | $ 184,000 | $ 116,000 |
| Thurston County Washington | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Randolph County West Virginia | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| Fond du Lac County Wisconsin | 1 | $ 232,000 | $ 232,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 687 | $136,320,000 | $198,000 | $730,000 | $92,000 | $3,000,000 |
| Home Purchase | 461 | $70,254,000 | $152,000 | $724,000 | $68,000 | $544,000 |
| Home Improvement | 11 | $406,000 | $36,000 | $155,000 | $53,000 | $150,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 808 | $151,750,000 | $187,000 | $730,000 | $91,000 | $3,000,000 |
| Black or African American | 224 | $30,955,000 | $138,000 | $417,000 | $48,000 | $313,000 |
| Not Provided | 67 | $12,173,000 | $181,000 | $394,000 | $84,000 | $261,000 |
| Asian | 35 | $8,038,000 | $229,000 | $675,000 | $91,000 | $199,000 |
| Hispanic | 24 | $3,866,000 | $161,000 | $558,000 | $58,000 | $233,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $198,000 | $198,000 | $198,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 638 | $123,299,000 | $193,000 | $730,000 | $106,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 430 | $69,112,000 | $160,000 | $724,000 | $52,000 | $1,100,000 |
| VA-guaranteed (Veterans Administration) | 47 | $8,729,000 | $185,000 | $397,000 | $56,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $5,840,000 | $132,000 | $306,000 | $46,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 854 | $154,522,000 | $180,000 | $730,000 | $85,000 | $3,000,000 |
| Application Denied By Financial Institution | 195 | $32,082,000 | $164,000 | $675,000 | $69,000 | $261,000 |
| Application Withdrawn By Applicant | 92 | $17,394,000 | $189,000 | $414,000 | $78,000 | $250,000 |
| Application Approved But Not Accepted | 18 | $2,982,000 | $165,000 | $360,000 | $93,000 | $549,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 59 | $11,069,000 | $187,000 | $558,000 | $85,000 | $240,000 |
| Other | 46 | $7,614,000 | $165,000 | $675,000 | $85,000 | $199,000 |
| Credit History | 44 | $5,538,000 | $125,000 | $332,000 | $45,000 | $121,000 |
| Credit Application Incomplete | 20 | $2,847,000 | $142,000 | $322,000 | $67,000 | $261,000 |
| Debt-To-Income Ratio | 13 | $2,299,000 | $176,000 | $570,000 | $39,000 | $83,000 |
| Unverifiable Information | 7 | $1,493,000 | $213,000 | $408,000 | $48,000 | $97,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $867,000 | $216,000 | $417,000 | $60,000 | $94,000 |
| Employment History | 2 | $355,000 | $177,000 | $232,000 | $44,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.