Express Capital Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Express Capital Lending 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Express Capital Lending 3134 Airway Avenue Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,092 |
| Total Mortgage Loan Application Amount | $3,236,881,000 |
| Average Mortgage Loan Application Amount | $297,333 |
| Highest Mortgage Loan Application Amount | $2,075,000 |
| Average Applicant Income | $157,333 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Express Capital Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Express Capital Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Express Capital Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Express Capital Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Express Capital Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Express Capital Lending's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,884 | $ 636,961,000 | $ 338,000 | $ 163,000 |
| Riverside County California | 739 | $ 207,293,000 | $ 280,000 | $ 151,000 |
| Orange County California | 660 | $ 263,560,000 | $ 399,000 | $ 202,000 |
| San Diego County California | 566 | $ 196,785,000 | $ 347,000 | $ 177,000 |
| San Bernardino County California | 546 | $ 134,390,000 | $ 246,000 | $ 140,000 |
| Broward County Florida | 411 | $ 92,661,000 | $ 225,000 | $ 139,000 |
| Maricopa County Arizona | 406 | $ 93,371,000 | $ 229,000 | $ 145,000 |
| Miami-Dade County Florida | 397 | $ 102,829,000 | $ 259,000 | $ 165,000 |
| Clark County Nevada | 299 | $ 70,796,000 | $ 236,000 | $ 154,000 |
| Palm Beach County Florida | 232 | $ 58,062,000 | $ 250,000 | $ 164,000 |
| Alameda County California | 209 | $ 77,599,000 | $ 371,000 | $ 183,000 |
| Sacramento County California | 192 | $ 45,654,000 | $ 237,000 | $ 136,000 |
| Contra Costa County California | 182 | $ 64,794,000 | $ 356,000 | $ 190,000 |
| Orange County Florida | 177 | $ 37,945,000 | $ 214,000 | $ 133,000 |
| Santa Clara County California | 156 | $ 65,182,000 | $ 417,000 | $ 182,000 |
| Lee County Florida | 146 | $ 28,094,000 | $ 192,000 | $ 149,000 |
| Hillsborough County Florida | 138 | $ 25,487,000 | $ 184,000 | $ 124,000 |
| Ventura County California | 127 | $ 46,921,000 | $ 369,000 | $ 182,000 |
| Prince George's County Maryland | 126 | $ 33,316,000 | $ 264,000 | $ 164,000 |
| King County Washington | 110 | $ 31,052,000 | $ 282,000 | $ 168,000 |
| Solano County California | 100 | $ 29,797,000 | $ 297,000 | $ 163,000 |
| Maui County Hawaii | 96 | $ 42,202,000 | $ 439,000 | $ 217,000 |
| San Joaquin County California | 94 | $ 23,338,000 | $ 248,000 | $ 112,000 |
| Kern County California | 92 | $ 18,026,000 | $ 195,000 | $ 118,000 |
| Fairfax County Virginia | 88 | $ 27,558,000 | $ 313,000 | $ 192,000 |
| Prince William County Virginia | 78 | $ 22,866,000 | $ 293,000 | $ 139,000 |
| Pinellas County Florida | 77 | $ 22,900,000 | $ 297,000 | $ 208,000 |
| Stanislaus County California | 74 | $ 17,884,000 | $ 241,000 | $ 127,000 |
| Osceola County Florida | 72 | $ 12,990,000 | $ 180,000 | $ 108,000 |
| Fresno County California | 69 | $ 12,090,000 | $ 175,000 | $ 94,000 |
| Honolulu County Hawaii | 68 | $ 22,527,000 | $ 331,000 | $ 170,000 |
| Montgomery County Maryland | 67 | $ 18,302,000 | $ 273,000 | $ 151,000 |
| Salt Lake County Utah | 66 | $ 21,208,000 | $ 321,000 | $ 228,000 |
| Monterey County California | 63 | $ 25,424,000 | $ 403,000 | $ 170,000 |
| Pierce County Washington | 59 | $ 11,785,000 | $ 199,000 | $ 138,000 |
| San Francisco County California | 56 | $ 27,162,000 | $ 485,000 | $ 240,000 |
| Sonoma County California | 55 | $ 21,765,000 | $ 395,000 | $ 135,000 |
| Hennepin County Minnesota | 54 | $ 12,770,000 | $ 236,000 | $ 149,000 |
| Pinal County Arizona | 51 | $ 9,708,000 | $ 190,000 | $ 116,000 |
| Polk County Florida | 51 | $ 7,485,000 | $ 146,000 | $ 115,000 |
| San Mateo County California | 49 | $ 23,636,000 | $ 482,000 | $ 205,000 |
| Placer County California | 42 | $ 18,501,000 | $ 440,000 | $ 265,000 |
| Pasco County Florida | 42 | $ 6,936,000 | $ 165,000 | $ 150,000 |
| Merced County California | 40 | $ 8,465,000 | $ 211,000 | $ 130,000 |
| Loudoun County Virginia | 40 | $ 12,902,000 | $ 322,000 | $ 184,000 |
| Tulare County California | 39 | $ 7,142,000 | $ 183,000 | $ 91,000 |
| Duval County Florida | 39 | $ 5,482,000 | $ 140,000 | $ 99,000 |
| Santa Barbara County California | 38 | $ 16,175,000 | $ 425,000 | $ 166,000 |
| Hawaii County Hawaii | 37 | $ 13,938,000 | $ 376,000 | $ 183,000 |
| Multnomah County Oregon | 36 | $ 6,971,000 | $ 193,000 | $ 141,000 |
| Collier County Florida | 34 | $ 10,910,000 | $ 320,000 | $ 205,000 |
| Lake County Florida | 34 | $ 7,220,000 | $ 212,000 | $ 114,000 |
| Manatee County Florida | 33 | $ 8,534,000 | $ 258,000 | $ 223,000 |
| Santa Cruz County California | 31 | $ 14,856,000 | $ 479,000 | $ 211,000 |
| Brevard County Florida | 31 | $ 5,752,000 | $ 185,000 | $ 138,000 |
| Ramsey County Minnesota | 31 | $ 4,220,000 | $ 136,000 | $ 173,000 |
| St. Lucie County Florida | 30 | $ 4,442,000 | $ 148,000 | $ 104,000 |
| Napa County California | 29 | $ 11,815,000 | $ 407,000 | $ 136,000 |
| Sarasota County Florida | 28 | $ 8,328,000 | $ 297,000 | $ 142,000 |
| Pima County Arizona | 27 | $ 4,916,000 | $ 182,000 | $ 140,000 |
| Denver County Colorado | 27 | $ 6,110,000 | $ 226,000 | $ 166,000 |
| Volusia County Florida | 27 | $ 6,407,000 | $ 237,000 | $ 198,000 |
| San Luis Obispo County California | 26 | $ 10,600,000 | $ 407,000 | $ 189,000 |
| Seminole County Florida | 26 | $ 7,511,000 | $ 288,000 | $ 161,000 |
| Baltimore City County Maryland | 26 | $ 5,888,000 | $ 226,000 | $ 137,000 |
| Kauai County Hawaii | 25 | $ 9,320,000 | $ 372,000 | $ 178,000 |
| Anne Arundel County Maryland | 23 | $ 7,378,000 | $ 320,000 | $ 124,000 |
| Clackamas County Oregon | 22 | $ 5,645,000 | $ 256,000 | $ 155,000 |
| Snohomish County Washington | 22 | $ 4,985,000 | $ 226,000 | $ 103,000 |
| Mohave County Arizona | 21 | $ 3,152,000 | $ 150,000 | $ 137,000 |
| Washoe County Nevada | 21 | $ 5,427,000 | $ 258,000 | $ 163,000 |
| Clark County Washington | 21 | $ 4,634,000 | $ 220,000 | $ 109,000 |
| Madera County California | 20 | $ 4,096,000 | $ 204,000 | $ 104,000 |
| Baltimore County Maryland | 20 | $ 6,559,000 | $ 327,000 | $ 181,000 |
| El Paso County Colorado | 18 | $ 3,467,000 | $ 192,000 | $ 106,000 |
| Flagler County Florida | 18 | $ 3,747,000 | $ 208,000 | $ 153,000 |
| Howard County Maryland | 18 | $ 7,180,000 | $ 398,000 | $ 168,000 |
| Butte County California | 17 | $ 2,961,000 | $ 174,000 | $ 121,000 |
| Yolo County California | 16 | $ 4,314,000 | $ 269,000 | $ 141,000 |
| Iron County Utah | 16 | $ 2,948,000 | $ 184,000 | $ 88,000 |
| Thurston County Washington | 16 | $ 3,573,000 | $ 223,000 | $ 185,000 |
| Imperial County California | 14 | $ 2,178,000 | $ 155,000 | $ 93,000 |
| Frederick County Maryland | 14 | $ 3,161,000 | $ 225,000 | $ 95,000 |
| Washington County Utah | 14 | $ 7,107,000 | $ 507,000 | $ 327,000 |
| El Dorado County California | 13 | $ 4,374,000 | $ 336,000 | $ 193,000 |
| Tehama County California | 13 | $ 2,243,000 | $ 172,000 | $ 166,000 |
| Douglas County Colorado | 13 | $ 4,740,000 | $ 364,000 | $ 217,000 |
| Utah County Utah | 13 | $ 3,115,000 | $ 239,000 | $ 195,000 |
| Fredericksburg County Virginia | 13 | $ 3,297,000 | $ 253,000 | $ 120,000 |
| Marin County California | 12 | $ 4,773,000 | $ 397,000 | $ 98,000 |
| Adams County Colorado | 12 | $ 1,314,000 | $ 109,000 | $ 97,000 |
| Marion County Florida | 12 | $ 3,076,000 | $ 256,000 | $ 368,000 |
| Monroe County Florida | 12 | $ 7,348,000 | $ 612,000 | $ 419,000 |
| Charles County Maryland | 12 | $ 3,772,000 | $ 314,000 | $ 123,000 |
| Washington County Maryland | 12 | $ 2,702,000 | $ 225,000 | $ 156,000 |
| Anoka County Minnesota | 12 | $ 2,292,000 | $ 191,000 | $ 68,000 |
| Manassas County Virginia | 12 | $ 3,651,000 | $ 304,000 | $ 128,000 |
| Spotsylvania County Virginia | 12 | $ 2,728,000 | $ 227,000 | $ 88,000 |
| Calvert County Maryland | 11 | $ 2,763,000 | $ 251,000 | $ 124,000 |
| Washington County Minnesota | 11 | $ 2,959,000 | $ 269,000 | $ 186,000 |
| Stafford County Virginia | 11 | $ 2,977,000 | $ 270,000 | $ 138,000 |
| Lake County California | 10 | $ 1,486,000 | $ 148,000 | $ 113,000 |
| Nevada County California | 10 | $ 4,097,000 | $ 409,000 | $ 125,000 |
| Jefferson County Colorado | 10 | $ 2,314,000 | $ 231,000 | $ 211,000 |
| St. Johns County Florida | 10 | $ 3,117,000 | $ 311,000 | $ 332,000 |
| Ada County Idaho | 10 | $ 1,650,000 | $ 165,000 | $ 231,000 |
| Dakota County Minnesota | 10 | $ 2,050,000 | $ 205,000 | $ 312,000 |
| Washington County Oregon | 10 | $ 1,653,000 | $ 165,000 | $ 120,000 |
| Shasta County California | 9 | $ 1,613,000 | $ 179,000 | $ 120,000 |
| Arapahoe County Colorado | 9 | $ 1,819,000 | $ 202,000 | $ 92,000 |
| Hernando County Florida | 9 | $ 1,180,000 | $ 131,000 | $ 123,000 |
| Indian River County Florida | 9 | $ 1,055,000 | $ 117,000 | $ 117,000 |
| Martin County Florida | 9 | $ 2,293,000 | $ 254,000 | $ 171,000 |
| Chesapeake County Virginia | 9 | $ 1,784,000 | $ 198,000 | $ 144,000 |
| Richmond City County Virginia | 9 | $ 1,561,000 | $ 173,000 | $ 106,000 |
| Kitsap County Washington | 9 | $ 2,300,000 | $ 255,000 | $ 175,000 |
| Yavapai County Arizona | 8 | $ 1,811,000 | $ 226,000 | $ 98,000 |
| Yuma County Arizona | 8 | $ 1,030,000 | $ 128,000 | $ 70,000 |
| Grand County Colorado | 8 | $ 1,870,000 | $ 233,000 | $ 185,000 |
| Bay County Florida | 8 | $ 2,825,000 | $ 353,000 | $ 286,000 |
| Charlotte County Florida | 8 | $ 1,239,000 | $ 154,000 | $ 155,000 |
| Clay County Florida | 8 | $ 1,051,000 | $ 131,000 | $ 115,000 |
| Spokane County Washington | 8 | $ 1,523,000 | $ 190,000 | $ 139,000 |
| Mendocino County California | 7 | $ 2,445,000 | $ 349,000 | $ 238,000 |
| Citrus County Florida | 7 | $ 954,000 | $ 136,000 | $ 101,000 |
| St. Mary's County Maryland | 7 | $ 2,054,000 | $ 293,000 | $ 127,000 |
| Weber County Utah | 7 | $ 1,019,000 | $ 145,000 | $ 182,000 |
| Calaveras County California | 6 | $ 3,170,000 | $ 528,000 | $ 240,000 |
| Kings County California | 6 | $ 1,105,000 | $ 184,000 | $ 96,000 |
| San Benito County California | 6 | $ 2,287,000 | $ 381,000 | $ 176,000 |
| Okaloosa County Florida | 6 | $ 1,563,000 | $ 260,000 | $ 293,000 |
| Goodhue County Minnesota | 6 | $ 702,000 | $ 117,000 | $ 135,000 |
| Sherburne County Minnesota | 6 | $ 734,000 | $ 122,000 | $ 66,000 |
| Davis County Utah | 6 | $ 1,159,000 | $ 193,000 | $ 209,000 |
| Fauquier County Virginia | 6 | $ 2,699,000 | $ 449,000 | $ 441,000 |
| Norfolk County Virginia | 6 | $ 612,000 | $ 102,000 | $ 138,000 |
| Skagit County Washington | 6 | $ 1,253,000 | $ 208,000 | $ 150,000 |
| Coconino County Arizona | 5 | $ 1,936,000 | $ 387,000 | $ 167,000 |
| Carroll County Maryland | 5 | $ 1,701,000 | $ 340,000 | $ 100,000 |
| Deschutes County Oregon | 5 | $ 1,116,000 | $ 223,000 | $ 147,000 |
| Summit County Utah | 5 | $ 2,184,000 | $ 436,000 | $ 352,000 |
| Hampton County Virginia | 5 | $ 534,000 | $ 106,000 | $ 128,000 |
| Portsmouth County Virginia | 5 | $ 302,000 | $ 60,000 | $ 28,000 |
| Virginia Beach County Virginia | 5 | $ 1,458,000 | $ 291,000 | $ 220,000 |
| Whatcom County Washington | 5 | $ 1,047,000 | $ 209,000 | $ 152,000 |
| Navajo County Arizona | 4 | $ 999,000 | $ 249,000 | $ 134,000 |
| Lassen County California | 4 | $ 364,000 | $ 91,000 | $ 69,000 |
| Larimer County Colorado | 4 | $ 786,000 | $ 196,000 | $ 157,000 |
| Routt County Colorado | 4 | $ 568,000 | $ 142,000 | $ 58,000 |
| Summit County Colorado | 4 | $ 3,243,000 | $ 810,000 | $ 479,000 |
| Worcester County Maryland | 4 | $ 830,000 | $ 207,000 | $ 237,000 |
| Cass County Minnesota | 4 | $ 823,000 | $ 205,000 | $ 356,000 |
| Churchill County Nevada | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Bernalillo County New Mexico | 4 | $ 455,000 | $ 113,000 | $ 103,000 |
| Lane County Oregon | 4 | $ 597,000 | $ 149,000 | $ 174,000 |
| Marion County Oregon | 4 | $ 641,000 | $ 160,000 | $ 88,000 |
| Tooele County Utah | 4 | $ 333,000 | $ 83,000 | $ 77,000 |
| Chesterfield County Virginia | 4 | $ 408,000 | $ 102,000 | $ 88,000 |
| Fairfax City County Virginia | 4 | $ 860,000 | $ 215,000 | $ 121,000 |
| James City County Virginia | 4 | $ 301,000 | $ 75,000 | $ 43,000 |
| Trinity County California | 3 | $ 560,000 | $ 186,000 | $ 76,000 |
| Tuolumne County California | 3 | $ 1,160,000 | $ 386,000 | $ 66,000 |
| Montrose County Colorado | 3 | $ 708,000 | $ 236,000 | $ 63,000 |
| Park County Colorado | 3 | $ 448,000 | $ 149,000 | $ 91,000 |
| Alachua County Florida | 3 | $ 505,000 | $ 168,000 | $ 58,000 |
| Queen Anne's County Maryland | 3 | $ 889,000 | $ 296,000 | $ 106,000 |
| Nye County Nevada | 3 | $ 719,000 | $ 239,000 | $ 102,000 |
| Dona Ana County New Mexico | 3 | $ 370,000 | $ 123,000 | $ 168,000 |
| Jackson County Oregon | 3 | $ 765,000 | $ 255,000 | $ 71,000 |
| Alexandria County Virginia | 3 | $ 1,645,000 | $ 548,000 | $ 155,000 |
| Arlington County Virginia | 3 | $ 1,042,000 | $ 347,000 | $ 178,000 |
| Isle of Wight County Virginia | 3 | $ 975,000 | $ 325,000 | $ 142,000 |
| Gila County Arizona | 2 | $ 233,000 | $ 116,000 | $ 150,000 |
| Graham County Arizona | 2 | $ 221,000 | $ 110,000 | $ 59,000 |
| Amador County California | 2 | $ 286,000 | $ 143,000 | $ 78,000 |
| Colusa County California | 2 | $ 267,000 | $ 133,000 | $ 62,000 |
| Humboldt County California | 2 | $ 280,000 | $ 140,000 | $ 108,000 |
| Mono County California | 2 | $ 474,000 | $ 237,000 | $ 183,000 |
| Sutter County California | 2 | $ 680,000 | $ 340,000 | $ 235,000 |
| Yuba County California | 2 | $ 451,000 | $ 225,000 | $ 121,000 |
| Eagle County Colorado | 2 | $ 1,050,000 | $ 525,000 | $ 84,000 |
| Ouray County Colorado | 2 | $ 362,000 | $ 181,000 | $ 192,000 |
| Pitkin County Colorado | 2 | $ 745,000 | $ 372,000 | $ 0 |
| Franklin County Florida | 2 | $ 1,715,000 | $ 857,000 | $ 276,000 |
| Jackson County Florida | 2 | $ 154,000 | $ 77,000 | $ 258,000 |
| Santa Rosa County Florida | 2 | $ 414,000 | $ 207,000 | $ 30,000 |
| Sumter County Florida | 2 | $ 878,000 | $ 439,000 | $ 180,000 |
| Walton County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 481,000 |
| Bonner County Idaho | 2 | $ 238,000 | $ 119,000 | $ 162,000 |
| Fremont County Idaho | 2 | $ 1,530,000 | $ 765,000 | $ 540,000 |
| Kootenai County Idaho | 2 | $ 207,000 | $ 103,000 | $ 105,000 |
| Allegany County Maryland | 2 | $ 218,000 | $ 109,000 | $ 94,000 |
| Dorchester County Maryland | 2 | $ 270,000 | $ 135,000 | $ 96,000 |
| Harford County Maryland | 2 | $ 389,000 | $ 194,000 | $ 144,000 |
| Isanti County Minnesota | 2 | $ 199,000 | $ 99,000 | $ 69,000 |
| Le Sueur County Minnesota | 2 | $ 435,000 | $ 217,000 | $ 540,000 |
| Wright County Minnesota | 2 | $ 368,000 | $ 184,000 | $ 33,000 |
| Douglas County Nevada | 2 | $ 383,000 | $ 191,000 | $ 108,000 |
| Lyon County Nevada | 2 | $ 308,000 | $ 154,000 | $ 84,000 |
| Lincoln County New Mexico | 2 | $ 162,000 | $ 81,000 | $ 74,000 |
| Rio Arriba County New Mexico | 2 | $ 300,000 | $ 150,000 | $ 95,000 |
| San Miguel County New Mexico | 2 | $ 129,000 | $ 64,000 | $ 50,000 |
| Columbia County Oregon | 2 | $ 192,000 | $ 96,000 | $ 47,000 |
| Lincoln County Oregon | 2 | $ 522,000 | $ 261,000 | $ 174,000 |
| Polk County Oregon | 2 | $ 163,000 | $ 81,000 | $ 47,000 |
| Tillamook County Oregon | 2 | $ 180,000 | $ 90,000 | $ 51,000 |
| Millard County Utah | 2 | $ 403,000 | $ 201,000 | $ 198,000 |
| Wasatch County Utah | 2 | $ 283,000 | $ 141,000 | $ 78,000 |
| Caroline County Virginia | 2 | $ 525,000 | $ 262,000 | $ 0 |
| Falls Church County Virginia | 2 | $ 893,000 | $ 446,000 | $ 455,000 |
| Frederick County Virginia | 2 | $ 482,000 | $ 241,000 | $ 144,000 |
| King William County Virginia | 2 | $ 215,000 | $ 107,000 | $ 52,000 |
| Orange County Virginia | 2 | $ 557,000 | $ 278,000 | $ 200,000 |
| Pittsylvania County Virginia | 2 | $ 126,000 | $ 63,000 | $ 105,000 |
| Benton County Washington | 2 | $ 468,000 | $ 234,000 | $ 144,000 |
| Grant County Washington | 2 | $ 558,000 | $ 279,000 | $ 390,000 |
| Kittitas County Washington | 2 | $ 180,000 | $ 90,000 | $ 50,000 |
| San Juan County Washington | 2 | $ 1,696,000 | $ 848,000 | $ 258,000 |
| Walla Walla County Washington | 2 | $ 117,000 | $ 58,000 | $ 138,000 |
| Cochise County Arizona | 1 | $ 112,000 | $ 112,000 | $ 29,000 |
| La Paz County Arizona | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Plumas County California | 1 | $ 252,000 | $ 252,000 | $ 71,000 |
| Siskiyou County California | 1 | $ 232,000 | $ 232,000 | $ 72,000 |
| Archuleta County Colorado | 1 | $ 146,000 | $ 146,000 | $ 66,000 |
| La Plata County Colorado | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Morgan County Colorado | 1 | $ 104,000 | $ 104,000 | $ 66,000 |
| Weld County Colorado | 1 | $ 142,000 | $ 142,000 | $ 96,000 |
| Gulf County Florida | 1 | $ 1,050,000 | $ 1,050,000 | $ 605,000 |
| Highlands County Florida | 1 | $ 280,000 | $ 280,000 | $ 187,000 |
| Nassau County Florida | 1 | $ 173,000 | $ 173,000 | $ 89,000 |
| Adams County Idaho | 1 | $ 193,000 | $ 193,000 | $ 78,000 |
| Canyon County Idaho | 1 | $ 174,000 | $ 174,000 | $ 83,000 |
| Caroline County Maryland | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Beltrami County Minnesota | 1 | $ 274,000 | $ 274,000 | $ 68,000 |
| Chisago County Minnesota | 1 | $ 324,000 | $ 324,000 | $ 146,000 |
| Crow Wing County Minnesota | 1 | $ 1,350,000 | $ 1,350,000 | $ 454,000 |
| Dodge County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 216,000 |
| Douglas County Minnesota | 1 | $ 257,000 | $ 257,000 | $ 204,000 |
| Lyon County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Martin County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Rice County Minnesota | 1 | $ 199,000 | $ 199,000 | $ 57,000 |
| Scott County Minnesota | 1 | $ 217,000 | $ 217,000 | $ 465,000 |
| Carson City County Nevada | 1 | $ 240,000 | $ 240,000 | $ 87,000 |
| Benton County Oregon | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Linn County Oregon | 1 | $ 176,000 | $ 176,000 | $ 163,000 |
| Yamhill County Oregon | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Duchesne County Utah | 1 | $ 92,000 | $ 92,000 | $ 96,000 |
| Albemarle County Virginia | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Amherst County Virginia | 1 | $ 130,000 | $ 130,000 | $ 130,000 |
| Harrisonburg County Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 134,000 | $ 134,000 | $ 118,000 |
| Cowlitz County Washington | 1 | $ 101,000 | $ 101,000 | $ 168,000 |
| Grays Harbor County Washington | 1 | $ 287,000 | $ 287,000 | $ 152,000 |
| Island County Washington | 1 | $ 535,000 | $ 535,000 | $ 492,000 |
| Jefferson County Washington | 1 | $ 800,000 | $ 800,000 | $ 271,000 |
| Mason County Washington | 1 | $ 900,000 | $ 900,000 | $ 282,000 |
| Yakima County Washington | 1 | $ 240,000 | $ 240,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Express Capital Lending in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,857 | $1,788,662,000 | $305,000 | $2,075,000 | $154,000 | $2,160,000 |
| Home Purchase | 4,121 | $1,086,193,000 | $263,000 | $2,000,000 | $174,000 | $1,870,000 |
| Home Improvement | 1,114 | $362,026,000 | $324,000 | $2,000,000 | $144,000 | $1,690,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,601 | $938,733,000 | $260,000 | $2,000,000 | $135,000 | $1,870,000 |
| White | 3,381 | $1,086,549,000 | $321,000 | $2,075,000 | $192,000 | $2,160,000 |
| Not Provided | 1,505 | $473,612,000 | $314,000 | $1,815,000 | $162,000 | $1,500,000 |
| Black or African American | 1,458 | $376,584,000 | $258,000 | $2,000,000 | $143,000 | $1,910,000 |
| Asian | 908 | $288,758,000 | $318,000 | $1,663,000 | $172,000 | $1,690,000 |
| Native Hawaiian or Other Pacific Islander | 197 | $59,073,000 | $299,000 | $1,050,000 | $147,000 | $658,000 |
| American Indian or Alaskan Native | 42 | $13,572,000 | $323,000 | $825,000 | $146,000 | $379,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,092 | $3,236,881,000 | $291,000 | $2,075,000 | $160,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,988 | $1,182,590,000 | $296,000 | $2,075,000 | $168,000 | $1,714,000 |
| Loan Originated | 3,757 | $1,095,349,000 | $291,000 | $2,000,000 | $150,000 | $2,160,000 |
| Application Approved But Not Accepted | 1,403 | $408,763,000 | $291,000 | $1,950,000 | $150,000 | $984,000 |
| File Closed For Incompleteness | 1,089 | $300,147,000 | $275,000 | $2,000,000 | $162,000 | $1,246,000 |
| Application Withdrawn By Applicant | 855 | $250,032,000 | $292,000 | $2,000,000 | $184,000 | $1,870,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,348 | $380,510,000 | $282,000 | $2,000,000 | $149,000 | $1,714,000 |
| Other | 881 | $257,073,000 | $291,000 | $2,075,000 | $179,000 | $1,700,000 |
| Collateral | 513 | $156,287,000 | $304,000 | $1,750,000 | $186,000 | $1,420,000 |
| Debt-To-Income Ratio | 466 | $154,949,000 | $332,000 | $2,000,000 | $173,000 | $1,130,000 |
| Unverifiable Information | 438 | $129,602,000 | $295,000 | $2,000,000 | $167,000 | $1,140,000 |
| Credit Application Incomplete | 145 | $47,197,000 | $325,000 | $1,750,000 | $176,000 | $492,000 |
| Employment History | 145 | $43,809,000 | $302,000 | $1,645,000 | $188,000 | $1,080,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 52 | $13,163,000 | $253,000 | $953,000 | $142,000 | $420,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Express Capital Lending's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Express Capital Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.