F&B Acquisition Group LLC Mortgage Lending & HMDA Data, 2020

In 2020, F&B Acquisition Group LLC of St. Louis, MO reported 2,490 mortgage applications totaling $609.0 million, up 70% from 2019. The average application was for $244,578, and applicants reported an average income of $125,026. 87% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (2,282), Memphis, TN-MS-AR (48) and Orlando-Kissimmee-Sanford, FL (25) (applications in parentheses).

Mortgage Company & Address F&B Acquisition Group LLC
12412 Powerscourt Drive Ste. 20
St. Louis, MO 63131
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 2,490
Total Mortgage Loan Application Amount $609,000,000
Average Mortgage Loan Application Amount $244,578
Highest Mortgage Loan Application Amount $1,405,000
Average Applicant Income $125,026
Highest Applicant Income $1,205,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records F&B Acquisition Group LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for F&B Acquisition Group LLC by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 1,181 $ 313,735,000 $ 265,651 $ 132,000
St. Louis City, Missouri 535 $ 108,525,000 $ 202,850 $ 105,000
St. Charles, Missouri 335 $ 82,935,000 $ 247,567 $ 116,000
Jefferson, Missouri 125 $ 26,395,000 $ 211,160 $ 91,000
Shelby, Tennessee 39 $ 3,205,000 $ 82,179 $ 155,000
Orange, Florida 22 $ 7,220,000 $ 328,181 $ 158,000
St. Clair, Illinois 20 $ 4,270,000 $ 213,500 $ 97,000
Franklin, Missouri 20 $ 4,760,000 $ 238,000 $ 124,000
Monroe, Illinois 19 $ 4,345,000 $ 228,684 $ 107,000
Lincoln, Missouri 19 $ 4,755,000 $ 250,263 $ 123,000
Camden, Missouri 18 $ 3,800,000 $ 211,111 $ 204,000
Warren, Missouri 17 $ 5,265,000 $ 309,705 $ 205,000
Madison, Illinois 10 $ 1,910,000 $ 191,000 $ 100,000
DeSoto, Mississippi 8 $ 860,000 $ 107,500 $ 175,000
Jackson, Missouri 7 $ 1,095,000 $ 156,428 $ 116,000
San Bernardino, California 5 $ 1,905,000 $ 381,000 $ 132,000
Boulder, Colorado 5 $ 1,895,000 $ 379,000 $ 144,000
Broward, Florida 5 $ 1,905,000 $ 381,000 $ 190,000
Lee, Florida 4 $ 1,550,000 $ 387,500 $ 302,000
DuPage, Illinois 4 $ 1,680,000 $ 420,000 $ 192,000
Contra Costa, California 3 $ 1,435,000 $ 478,333 $ 316,000
Jefferson, Colorado 3 $ 1,095,000 $ 365,000 $ 129,000
Sarasota, Florida 3 $ 855,000 $ 285,000 $ 88,000
Walton, Florida 3 $ 2,075,000 $ 691,666 $ 707,000
Johnson, Kansas 3 $ 1,005,000 $ 335,000 $ 125,000
Morgan, Missouri 3 $ 495,000 $ 165,000 $ 145,000
Los Angeles, California 2 $ 570,000 $ 285,000 $ 131,000
Mesa, Colorado 2 $ 490,000 $ 245,000 $ 140,000
Lake, Florida 2 $ 630,000 $ 315,000 $ 101,000
Volusia, Florida 2 $ 440,000 $ 220,000 $ 273,000
Cook, Illinois 2 $ 870,000 $ 435,000 $ 174,000
Boone, Missouri 2 $ 590,000 $ 295,000 $ 119,000
Cape Girardeau, Missouri 2 $ 370,000 $ 185,000 $ 74,000
Clay, Missouri 2 $ 690,000 $ 345,000 $ 170,000
Phelps, Missouri 2 $ 710,000 $ 355,000 $ 180,000
Platte, Missouri 2 $ 420,000 $ 210,000 $ 125,000
St. Francois, Missouri 2 $ 440,000 $ 220,000 $ 111,000
Stone, Missouri 2 $ 280,000 $ 140,000 $ 150,000
Orange, California 1 $ 425,000 $ 425,000 $ 106,000
Riverside, California 1 $ 245,000 $ 245,000 $ 77,000
San Diego, California 1 $ 335,000 $ 335,000 $ 60,000
Trinity, California 1 $ 425,000 $ 425,000 $ 165,000
Adams, Colorado 1 $ 335,000 $ 335,000 $ 67,000
Arapahoe, Colorado 1 $ 515,000 $ 515,000 $ 506,000
Broomfield, Colorado 1 $ 245,000 $ 245,000 $ 35,000
Larimer, Colorado 1 $ 515,000 $ 515,000 $ 210,000
Bay, Florida 1 $ 105,000 $ 105,000 $ 104,000
Brevard, Florida 1 $ 345,000 $ 345,000 $ 73,000
Indian River, Florida 1 $ 325,000 $ 325,000 $ 73,000
Palm Beach, Florida 1 $ 205,000 $ 205,000 $ 121,000
Seminole, Florida 1 $ 465,000 $ 465,000 $ 184,000
Adams, Illinois 1 $ 85,000 $ 85,000 $ 35,000
Fayette, Illinois 1 $ 135,000 $ 135,000 $ 89,000
Jersey, Illinois 1 $ 195,000 $ 195,000 $ 93,000
Montgomery, Illinois 1 $ 425,000 $ 425,000 $ 552,000
Randolph, Illinois 1 $ 185,000 $ 185,000 $ 38,000
Douglas, Kansas 1 $ 265,000 $ 265,000 $ 83,000
Sedgwick, Kansas 1 $ 175,000 $ 175,000 $ 43,000
Crawford, Missouri 1 $ 155,000 $ 155,000 $ 46,000
Howell, Missouri 1 $ 485,000 $ 485,000 $ 399,000
Miller, Missouri 1 $ 415,000 $ 415,000 $ 405,000
Montgomery, Missouri 1 $ 115,000 $ 115,000 $ 39,000
Pike, Missouri 1 $ 175,000 $ 175,000 $ 60,000
Ralls, Missouri 1 $ 265,000 $ 265,000 $ 250,000
Ste. Genevieve, Missouri 1 $ 285,000 $ 285,000 $ 124,000
Washington, Missouri 1 $ 175,000 $ 175,000 $ 0
Davidson, Tennessee 1 $ 515,000 $ 515,000 $ 138,000
Knox, Tennessee 1 $ 175,000 $ 175,000 $ 48,000
Tipton, Tennessee 1 $ 115,000 $ 115,000 $ 219,000

Mortgage Loan Application Detail Totals for F&B Acquisition Group LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,252 $321,540,000 $256,000 $1,055,000 $131,000 $1,205,000
Home Purchase 1,007 $233,255,000 $231,000 $1,405,000 $116,000 $1,020,000
Cash-out Refinancing 231 $54,205,000 $234,000 $755,000 $132,000 $849,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,991 $485,305,000 $243,000 $1,125,000 $122,000 $1,205,000
Not Provided 364 $95,460,000 $262,000 $1,405,000 $143,000 $841,000
Black or African American 52 $10,920,000 $210,000 $515,000 $96,000 $371,000
Hispanic 41 $9,285,000 $226,000 $1,065,000 $122,000 $424,000
Asian 34 $6,450,000 $189,000 $515,000 $121,000 $398,000
American Indian or Alaskan Native 4 $750,000 $187,000 $295,000 $161,000 $400,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,316 $570,250,000 $246,000 $1,405,000 $130,000 $1,205,000
FHA-insured (Federal Housing Administration) 108 $21,540,000 $199,000 $455,000 $71,000 $199,000
VA-guaranteed (Veterans Administration) 64 $17,030,000 $266,000 $645,000 $39,000 $254,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $180,000 $90,000 $95,000 $36,000 $36,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,177 $532,925,000 $244,000 $955,000 $125,000 $1,205,000
Application Withdrawn By Applicant 248 $61,970,000 $249,000 $1,405,000 $132,000 $938,000
Application Denied By Financial Institution 62 $13,320,000 $214,000 $1,055,000 $107,000 $841,000
File Closed For Incompleteness 3 $785,000 $261,000 $455,000 $108,000 $140,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,428 $595,680,000 $245,000 $1,405,000 $125,000 $1,205,000
Debt-To-Income Ratio 19 $4,605,000 $242,000 $815,000 $83,000 $405,000
Other 18 $4,040,000 $224,000 $1,055,000 $105,000 $726,000
Unverifiable Information 16 $3,070,000 $191,000 $335,000 $84,000 $337,000
Credit History 7 $1,145,000 $163,000 $315,000 $240,000 $841,000
Collateral 1 $215,000 $215,000 $215,000 $80,000 $80,000
Employment History 1 $245,000 $245,000 $245,000 $53,000 $53,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into F&B Acquisition Group LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess F&B Acquisition Group LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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