F&B Acquisition Group LLC Mortgage Lending & HMDA Data, 2020
In 2020, F&B Acquisition Group LLC of St. Louis, MO reported 2,490 mortgage applications totaling $609.0 million, up 70% from 2019. The average application was for $244,578, and applicants reported an average income of $125,026. 87% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (2,282), Memphis, TN-MS-AR (48) and Orlando-Kissimmee-Sanford, FL (25) (applications in parentheses).
| Mortgage Company & Address | F&B Acquisition Group LLC 12412 Powerscourt Drive Ste. 20 St. Louis, MO 63131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,490 |
| Total Mortgage Loan Application Amount | $609,000,000 |
| Average Mortgage Loan Application Amount | $244,578 |
| Highest Mortgage Loan Application Amount | $1,405,000 |
| Average Applicant Income | $125,026 |
| Highest Applicant Income | $1,205,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records F&B Acquisition Group LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 2,282 | $ 557,090,000 | $ 244,123 | $ 121,539 |
| Memphis, TN-MS-AR | 48 | $ 4,180,000 | $ 87,083 | $ 159,166 |
| Outside any metro area | 40 | $ 9,050,000 | $ 226,250 | $ 179,425 |
| Orlando-Kissimmee-Sanford, FL | 25 | $ 8,315,000 | $ 332,600 | $ 154,000 |
| Kansas City, MO-KS | 14 | $ 3,210,000 | $ 229,285 | $ 126,571 |
| Chicago-Naperville, IL | 6 | $ 2,550,000 | $ 425,000 | $ 186,000 |
| Denver-Aurora-Lakewood, CO | 6 | $ 2,190,000 | $ 365,000 | $ 166,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 2,150,000 | $ 358,333 | $ 123,000 |
| Boulder, CO | 5 | $ 1,895,000 | $ 379,000 | $ 144,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 1,905,000 | $ 381,000 | $ 190,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 1,550,000 | $ 387,500 | $ 302,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 2,075,000 | $ 691,666 | $ 707,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 855,000 | $ 285,000 | $ 88,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 1,435,000 | $ 478,333 | $ 316,000 |
| Cape Girardeau, MO-IL | 2 | $ 370,000 | $ 185,000 | $ 74,000 |
| Columbia, MO | 2 | $ 590,000 | $ 295,000 | $ 119,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 440,000 | $ 220,000 | $ 273,000 |
| Grand Junction, CO | 2 | $ 490,000 | $ 245,000 | $ 140,000 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 570,000 | $ 285,000 | $ 131,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Fort Collins, CO | 1 | $ 515,000 | $ 515,000 | $ 210,000 |
| Knoxville, TN | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Lawrence, KS | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 515,000 | $ 515,000 | $ 138,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 345,000 | $ 345,000 | $ 73,000 |
| Panama City, FL | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| San Diego-Carlsbad, CA | 1 | $ 335,000 | $ 335,000 | $ 60,000 |
| Sebastian-Vero Beach, FL | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Wichita, KS | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for F&B Acquisition Group LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,252 | $321,540,000 | $256,000 | $1,055,000 | $131,000 | $1,205,000 |
| Home Purchase | 1,007 | $233,255,000 | $231,000 | $1,405,000 | $116,000 | $1,020,000 |
| Cash-out Refinancing | 231 | $54,205,000 | $234,000 | $755,000 | $132,000 | $849,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,991 | $485,305,000 | $243,000 | $1,125,000 | $122,000 | $1,205,000 |
| Not Provided | 364 | $95,460,000 | $262,000 | $1,405,000 | $143,000 | $841,000 |
| Black or African American | 52 | $10,920,000 | $210,000 | $515,000 | $96,000 | $371,000 |
| Hispanic | 41 | $9,285,000 | $226,000 | $1,065,000 | $122,000 | $424,000 |
| Asian | 34 | $6,450,000 | $189,000 | $515,000 | $121,000 | $398,000 |
| American Indian or Alaskan Native | 4 | $750,000 | $187,000 | $295,000 | $161,000 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,316 | $570,250,000 | $246,000 | $1,405,000 | $130,000 | $1,205,000 |
| FHA-insured (Federal Housing Administration) | 108 | $21,540,000 | $199,000 | $455,000 | $71,000 | $199,000 |
| VA-guaranteed (Veterans Administration) | 64 | $17,030,000 | $266,000 | $645,000 | $39,000 | $254,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $180,000 | $90,000 | $95,000 | $36,000 | $36,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,177 | $532,925,000 | $244,000 | $955,000 | $125,000 | $1,205,000 |
| Application Withdrawn By Applicant | 248 | $61,970,000 | $249,000 | $1,405,000 | $132,000 | $938,000 |
| Application Denied By Financial Institution | 62 | $13,320,000 | $214,000 | $1,055,000 | $107,000 | $841,000 |
| File Closed For Incompleteness | 3 | $785,000 | $261,000 | $455,000 | $108,000 | $140,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,428 | $595,680,000 | $245,000 | $1,405,000 | $125,000 | $1,205,000 |
| Debt-To-Income Ratio | 19 | $4,605,000 | $242,000 | $815,000 | $83,000 | $405,000 |
| Other | 18 | $4,040,000 | $224,000 | $1,055,000 | $105,000 | $726,000 |
| Unverifiable Information | 16 | $3,070,000 | $191,000 | $335,000 | $84,000 | $337,000 |
| Credit History | 7 | $1,145,000 | $163,000 | $315,000 | $240,000 | $841,000 |
| Collateral | 1 | $215,000 | $215,000 | $215,000 | $80,000 | $80,000 |
| Employment History | 1 | $245,000 | $245,000 | $245,000 | $53,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into F&B Acquisition Group LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess F&B Acquisition Group LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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