F&B Acquisition Group LLC Mortgage Lending & HMDA Data, 2015

In 2015, F&B Acquisition Group LLC of St. Louis, MO reported 1,051 mortgage applications totaling $226.1 million, up 26% from 2014. The average application was for $215,124, and applicants reported an average income of $112,283. 81% of its applications resulted in an originated loan and 5% were denied. Its largest markets were St. Louis, MO-IL (891), Orlando-Kissimmee-Sanford, FL (51) and Kansas City, MO-KS (9) (applications in parentheses).

Mortgage Company & Address F&B Acquisition Group LLC
12412 Powerscourt Drive Ste. 20
St. Louis, MO 63131
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 1,051
Total Mortgage Loan Application Amount $226,096,000
Average Mortgage Loan Application Amount $215,124
Highest Mortgage Loan Application Amount $1,491,000
Average Applicant Income $112,283
Highest Applicant Income $2,347,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records F&B Acquisition Group LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for F&B Acquisition Group LLC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 651 $137,848,000 $211,000 $1,491,000 $110,000 $2,347,000
Refinancing 400 $88,248,000 $220,000 $1,024,000 $116,000 $449,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 847 $182,479,000 $215,000 $1,124,000 $109,000 $2,347,000
Not Provided 138 $30,894,000 $223,000 $1,491,000 $122,000 $2,295,000
Black or African American 32 $4,750,000 $148,000 $356,000 $64,000 $261,000
Hispanic 20 $4,073,000 $203,000 $392,000 $246,000 $1,283,000
Asian 14 $3,900,000 $278,000 $727,000 $118,000 $319,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 827 $187,962,000 $227,000 $1,491,000 $123,000 $2,347,000
FHA-insured (Federal Housing Administration) 182 $29,100,000 $159,000 $276,000 $64,000 $900,000
VA-guaranteed (Veterans Administration) 38 $8,426,000 $221,000 $417,000 $113,000 $1,283,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $608,000 $152,000 $224,000 $60,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 851 $185,722,000 $218,000 $1,491,000 $113,000 $2,347,000
Application Withdrawn By Applicant 81 $16,303,000 $201,000 $700,000 $125,000 $1,612,000
Application Denied By Financial Institution 57 $9,362,000 $164,000 $605,000 $87,000 $1,283,000
File Closed For Incompleteness 55 $13,587,000 $247,000 $1,124,000 $116,000 $830,000
Loan Purchased By The Institution 3 $663,000 $221,000 $313,000 $62,000 $134,000
Preapproval Denied by Financial Institution 3 $302,000 $100,000 $150,000 $41,000 $48,000
Application Approved But Not Accepted 1 $157,000 $157,000 $157,000 $44,000 $44,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into F&B Acquisition Group LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess F&B Acquisition Group LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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