Family First Funding LLC Mortgage Lending & HMDA Data, 2019

In 2019, Family First Funding LLC of Toms River, NJ reported 4,327 mortgage applications totaling $1.3 billion, up 49% from 2018. The average application was for $296,652, and applicants reported an average income of $118,493. 64% of its applications resulted in an originated loan and 4% were denied. Its largest markets were New York-Newark, NY (1,459), Newark, NJ-PA (1,012) and New York-Jersey City-White Plains, NY-NJ (587) (applications in parentheses).

Mortgage Company & Address Family First Funding LLC
215 Main Street, #2a
Toms River, NJ 08753
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 4,327
Total Mortgage Loan Application Amount $1,283,615,000
Average Mortgage Loan Application Amount $296,652
Highest Mortgage Loan Application Amount $3,705,000
Average Applicant Income $118,493
Highest Applicant Income $5,352,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Family First Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Family First Funding LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Ocean, New Jersey 610 $ 145,710,000 $ 238,868 $ 97,000
Sussex, New Jersey 465 $ 109,895,000 $ 236,333 $ 105,000
Monmouth, New Jersey 360 $ 119,740,000 $ 332,611 $ 133,000
Middlesex, New Jersey 314 $ 92,980,000 $ 296,114 $ 138,000
Suffolk, New York 277 $ 108,315,000 $ 391,028 $ 109,000
Morris, New Jersey 232 $ 69,690,000 $ 300,387 $ 124,000
Bergen, New Jersey 213 $ 83,685,000 $ 392,887 $ 140,000
Essex, New Jersey 159 $ 55,725,000 $ 350,471 $ 133,000
Passaic, New Jersey 132 $ 42,810,000 $ 324,318 $ 121,000
Orange, New York 114 $ 29,620,000 $ 259,824 $ 109,000
Hudson, New Jersey 103 $ 42,025,000 $ 408,009 $ 138,000
Union, New Jersey 103 $ 33,745,000 $ 327,621 $ 120,000
Nassau, New York 92 $ 39,450,000 $ 428,804 $ 127,000
Warren, New Jersey 87 $ 19,605,000 $ 225,344 $ 88,000
Mercer, New Jersey 52 $ 13,040,000 $ 250,769 $ 98,000
Burlington, New Jersey 45 $ 8,675,000 $ 192,777 $ 80,000
Somerset, New Jersey 44 $ 13,330,000 $ 302,954 $ 99,000
Kings, New York 39 $ 24,555,000 $ 629,615 $ 171,000
Queens, New York 37 $ 21,445,000 $ 579,594 $ 130,000
Broward, Florida 33 $ 6,875,000 $ 208,333 $ 83,000
Atlantic, New Jersey 31 $ 5,695,000 $ 183,709 $ 66,000
Camden, New Jersey 31 $ 6,405,000 $ 206,612 $ 90,000
Hunterdon, New Jersey 31 $ 11,175,000 $ 360,483 $ 147,000
Palm Beach, Florida 29 $ 6,825,000 $ 235,344 $ 98,000
Bucks, Pennsylvania 26 $ 6,690,000 $ 257,307 $ 84,000
Philadelphia, Pennsylvania 25 $ 5,235,000 $ 209,400 $ 104,000
Westchester, New York 24 $ 9,070,000 $ 377,916 $ 133,000
Catawba, North Carolina 22 $ 2,960,000 $ 134,545 $ 60,000
Pike, Pennsylvania 22 $ 3,860,000 $ 175,454 $ 82,000
Charleston, South Carolina 22 $ 5,680,000 $ 258,181 $ 103,000
Harris, Texas 20 $ 4,520,000 $ 226,000 $ 90,000
Dutchess, New York 17 $ 4,335,000 $ 255,000 $ 109,000
Sullivan, New York 17 $ 3,095,000 $ 182,058 $ 95,000
Monroe, Pennsylvania 17 $ 3,685,000 $ 216,764 $ 129,000
Gloucester, New Jersey 16 $ 3,240,000 $ 202,500 $ 63,000
Burke, North Carolina 16 $ 3,290,000 $ 205,625 $ 94,000
Dorchester, South Carolina 15 $ 3,265,000 $ 217,666 $ 75,000
Ulster, New York 14 $ 2,370,000 $ 169,285 $ 80,000
Rockland, New York 13 $ 4,325,000 $ 332,692 $ 140,000
Miami-Dade, Florida 11 $ 6,265,000 $ 569,545 $ 355,000
Richmond, New York 11 $ 4,475,000 $ 406,818 $ 114,000
St. Lucie, Florida 10 $ 2,060,000 $ 206,000 $ 87,000
Lyon, Kansas 10 $ 1,020,000 $ 102,000 $ 45,000
Cape May, New Jersey 10 $ 2,340,000 $ 234,000 $ 181,000
Manatee, Florida 9 $ 3,185,000 $ 353,888 $ 123,000
Bronx, New York 9 $ 4,975,000 $ 552,777 $ 133,000
Northampton, Pennsylvania 9 $ 1,915,000 $ 212,777 $ 64,000
Fort Bend, Texas 9 $ 1,865,000 $ 207,222 $ 75,000
Belknap, New Hampshire 8 $ 1,570,000 $ 196,250 $ 80,000
Gaston, North Carolina 8 $ 1,700,000 $ 212,500 $ 88,000
Mecklenburg, North Carolina 8 $ 1,620,000 $ 202,500 $ 104,000
Collier, Florida 7 $ 1,965,000 $ 280,714 $ 501,000
Pinellas, Florida 7 $ 1,305,000 $ 186,428 $ 78,000
Caldwell, North Carolina 7 $ 1,395,000 $ 199,285 $ 95,000
Iredell, North Carolina 7 $ 1,785,000 $ 255,000 $ 92,000
Montgomery, Pennsylvania 7 $ 1,175,000 $ 167,857 $ 88,000
Berkeley, South Carolina 7 $ 1,775,000 $ 253,571 $ 69,000
New Haven, Connecticut 6 $ 1,230,000 $ 205,000 $ 104,000
Merrimack, New Hampshire 6 $ 1,070,000 $ 178,333 $ 74,000
Cumberland, New Jersey 6 $ 850,000 $ 141,666 $ 25,000
Alexander, North Carolina 6 $ 930,000 $ 155,000 $ 53,000
Wayne, Pennsylvania 6 $ 890,000 $ 148,333 $ 106,000
Hillsborough, Florida 5 $ 1,025,000 $ 205,000 $ 75,000
Sarasota, Florida 5 $ 1,745,000 $ 349,000 $ 270,000
New York, New York 5 $ 3,995,000 $ 799,000 $ 282,000
Chester, Pennsylvania 5 $ 1,405,000 $ 281,000 $ 186,000
Lebanon, Pennsylvania 5 $ 645,000 $ 129,000 $ 71,000
York, South Carolina 5 $ 1,135,000 $ 227,000 $ 72,000
Fairfield, Connecticut 4 $ 1,430,000 $ 357,500 $ 139,000
Lee, Florida 4 $ 2,650,000 $ 662,500 $ 1,350,000
Osceola, Florida 4 $ 940,000 $ 235,000 $ 157,000
Polk, Florida 4 $ 760,000 $ 190,000 $ 78,000
Volusia, Florida 4 $ 970,000 $ 242,500 $ 72,000
Union, North Carolina 4 $ 920,000 $ 230,000 $ 63,000
Carbon, Pennsylvania 4 $ 590,000 $ 147,500 $ 58,000
Tarrant, Texas 4 $ 1,020,000 $ 255,000 $ 114,000
Los Angeles, California 3 $ 1,135,000 $ 378,333 $ 82,000
Lake, Florida 3 $ 815,000 $ 271,666 $ 95,000
Pasco, Florida 3 $ 785,000 $ 261,666 $ 72,000
Fulton, Georgia 3 $ 1,025,000 $ 341,666 $ 93,000
Gwinnett, Georgia 3 $ 965,000 $ 321,666 $ 141,000
Bristol, Massachusetts 3 $ 865,000 $ 288,333 $ 74,000
Guilford, North Carolina 3 $ 365,000 $ 121,666 $ 44,000
Lincoln, North Carolina 3 $ 485,000 $ 161,666 $ 60,000
Dauphin, Pennsylvania 3 $ 315,000 $ 105,000 $ 72,000
Horry, South Carolina 3 $ 695,000 $ 231,666 $ 68,000
Lancaster, South Carolina 3 $ 465,000 $ 155,000 $ 74,000
Richland, South Carolina 3 $ 655,000 $ 218,333 $ 93,000
Denton, Texas 3 $ 885,000 $ 295,000 $ 114,000
Kaufman, Texas 3 $ 605,000 $ 201,666 $ 58,000
San Bernardino, California 2 $ 530,000 $ 265,000 $ 73,000
San Diego, California 2 $ 1,050,000 $ 525,000 $ 91,000
Santa Barbara, California 2 $ 550,000 $ 275,000 $ 72,000
Hartford, Connecticut 2 $ 310,000 $ 155,000 $ 65,000
New Castle, Delaware 2 $ 400,000 $ 200,000 $ 155,000
Brevard, Florida 2 $ 520,000 $ 260,000 $ 119,000
Hernando, Florida 2 $ 280,000 $ 140,000 $ 34,000
Martin, Florida 2 $ 240,000 $ 120,000 $ 49,000
Orange, Florida 2 $ 410,000 $ 205,000 $ 38,000
Albany, New York 2 $ 430,000 $ 215,000 $ 119,000
Greene, New York 2 $ 280,000 $ 140,000 $ 148,000
Brunswick, North Carolina 2 $ 540,000 $ 270,000 $ 155,000
Durham, North Carolina 2 $ 320,000 $ 160,000 $ 55,000
Wake, North Carolina 2 $ 440,000 $ 220,000 $ 77,000
Washington, Oregon 2 $ 820,000 $ 410,000 $ 114,000
Berks, Pennsylvania 2 $ 480,000 $ 240,000 $ 66,000
Delaware, Pennsylvania 2 $ 300,000 $ 150,000 $ 43,000
Lancaster, Pennsylvania 2 $ 210,000 $ 105,000 $ 25,000
Lehigh, Pennsylvania 2 $ 490,000 $ 245,000 $ 125,000
Bexar, Texas 2 $ 250,000 $ 125,000 $ 62,000
Newport News, Virginia 2 $ 420,000 $ 210,000 $ 48,000
Snohomish, Washington 2 $ 750,000 $ 375,000 $ 110,000
Alameda, California 1 $ 435,000 $ 435,000 $ 61,000
Contra Costa, California 1 $ 605,000 $ 605,000 $ 165,000
Solano, California 1 $ 485,000 $ 485,000 $ 0
Ventura, California 1 $ 445,000 $ 445,000 $ 76,000
Pitkin, Colorado 1 $ 2,005,000 $ 2,005,000 $ 5,352,000
Weld, Colorado 1 $ 255,000 $ 255,000 $ 52,000
New London, Connecticut 1 $ 205,000 $ 205,000 $ 65,000
Tolland, Connecticut 1 $ 1,205,000 $ 1,205,000 $ 1,800,000
Kent, Delaware 1 $ 245,000 $ 245,000 $ 97,000
Alachua, Florida 1 $ 235,000 $ 235,000 $ 42,000
Charlotte, Florida 1 $ 85,000 $ 85,000 $ 63,000
Clay, Florida 1 $ 185,000 $ 185,000 $ 89,000
Duval, Florida 1 $ 455,000 $ 455,000 $ 183,000
Escambia, Florida 1 $ 115,000 $ 115,000 $ 44,000
Marion, Florida 1 $ 145,000 $ 145,000 $ 31,000
Monroe, Florida 1 $ 335,000 $ 335,000 $ 103,000
Seminole, Florida 1 $ 335,000 $ 335,000 $ 134,000
Walton, Florida 1 $ 315,000 $ 315,000 $ 61,000
Chatham, Georgia 1 $ 295,000 $ 295,000 $ 59,000
Cherokee, Georgia 1 $ 305,000 $ 305,000 $ 86,000
Douglas, Georgia 1 $ 225,000 $ 225,000 $ 54,000
East Baton Rouge, Louisiana 1 $ 105,000 $ 105,000 $ 97,000
Vermilion, Louisiana 1 $ 135,000 $ 135,000 $ 135,000
Lincoln, Maine 1 $ 165,000 $ 165,000 $ 173,000
Baltimore, Maryland 1 $ 455,000 $ 455,000 $ 90,000
Baltimore City, Maryland 1 $ 295,000 $ 295,000 $ 117,000
Cecil, Maryland 1 $ 215,000 $ 215,000 $ 55,000
Prince George's, Maryland 1 $ 185,000 $ 185,000 $ 53,000
Barnstable, Massachusetts 1 $ 335,000 $ 335,000 $ 201,000
Essex, Massachusetts 1 $ 615,000 $ 615,000 $ 127,000
Worcester, Massachusetts 1 $ 415,000 $ 415,000 $ 103,000
Carroll, New Hampshire 1 $ 275,000 $ 275,000 $ 0
Cheshire, New Hampshire 1 $ 385,000 $ 385,000 $ 707,000
Coos, New Hampshire 1 $ 75,000 $ 75,000 $ 34,000
Grafton, New Hampshire 1 $ 135,000 $ 135,000 $ 31,000
Hillsborough, New Hampshire 1 $ 205,000 $ 205,000 $ 84,000
Salem, New Jersey 1 $ 105,000 $ 105,000 $ 38,000
Broome, New York 1 $ 95,000 $ 95,000 $ 70,000
Delaware, New York 1 $ 455,000 $ 455,000 $ 3,050,000
Erie, New York 1 $ 165,000 $ 165,000 $ 36,000
Essex, New York 1 $ 185,000 $ 185,000 $ 126,000
Hamilton, New York 1 $ 335,000 $ 335,000 $ 111,000
Madison, New York 1 $ 215,000 $ 215,000 $ 184,000
Oneida, New York 1 $ 95,000 $ 95,000 $ 67,000
Onondaga, New York 1 $ 235,000 $ 235,000 $ 220,000
Putnam, New York 1 $ 235,000 $ 235,000 $ 134,000
Saratoga, New York 1 $ 95,000 $ 95,000 $ 146,000
Cleveland, North Carolina 1 $ 145,000 $ 145,000 $ 63,000
Davidson, North Carolina 1 $ 215,000 $ 215,000 $ 68,000
Forsyth, North Carolina 1 $ 75,000 $ 75,000 $ 86,000
Rowan, North Carolina 1 $ 115,000 $ 115,000 $ 29,000
Watauga, North Carolina 1 $ 155,000 $ 155,000 $ 252,000
Wilkes, North Carolina 1 $ 125,000 $ 125,000 $ 59,000
Allegheny, Pennsylvania 1 $ 95,000 $ 95,000 $ 45,000
Clearfield, Pennsylvania 1 $ 75,000 $ 75,000 $ 48,000
Crawford, Pennsylvania 1 $ 105,000 $ 105,000 $ 38,000
Luzerne, Pennsylvania 1 $ 105,000 $ 105,000 $ 24,000
York, Pennsylvania 1 $ 225,000 $ 225,000 $ 56,000
Aiken, South Carolina 1 $ 145,000 $ 145,000 $ 255,000
Anderson, South Carolina 1 $ 205,000 $ 205,000 $ 98,000
Greenville, South Carolina 1 $ 185,000 $ 185,000 $ 106,000
Oconee, South Carolina 1 $ 125,000 $ 125,000 $ 97,000
Sumter, South Carolina 1 $ 85,000 $ 85,000 $ 54,000
Montgomery, Tennessee 1 $ 155,000 $ 155,000 $ 104,000
Brazoria, Texas 1 $ 335,000 $ 335,000 $ 140,000
Collin, Texas 1 $ 335,000 $ 335,000 $ 112,000
Dallas, Texas 1 $ 295,000 $ 295,000 $ 126,000
Ellis, Texas 1 $ 125,000 $ 125,000 $ 71,000
Guadalupe, Texas 1 $ 295,000 $ 295,000 $ 69,000
Montgomery, Texas 1 $ 205,000 $ 205,000 $ 82,000
Smith, Texas 1 $ 185,000 $ 185,000 $ 68,000
Williamson, Texas 1 $ 235,000 $ 235,000 $ 77,000
Wise, Texas 1 $ 95,000 $ 95,000 $ 27,000
Prince William, Virginia 1 $ 335,000 $ 335,000 $ 111,000
Warren, Virginia 1 $ 345,000 $ 345,000 $ 170,000
King, Washington 1 $ 65,000 $ 65,000 $ 202,000

Mortgage Loan Application Detail Totals for Family First Funding LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,087 $886,235,000 $287,000 $3,705,000 $108,000 $2,298,000
Refinancing 719 $226,545,000 $315,000 $1,105,000 $123,000 $900,000
Cash-out Refinancing 510 $166,140,000 $325,000 $3,505,000 $175,000 $5,352,000
Home Improvement 11 $4,695,000 $426,000 $1,495,000 $149,000 $411,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,426 $698,160,000 $287,000 $3,705,000 $114,000 $2,298,000
Not Provided 823 $253,125,000 $307,000 $2,055,000 $157,000 $5,352,000
Hispanic 652 $201,200,000 $308,000 $885,000 $90,000 $640,000
Black or African American 347 $105,345,000 $303,000 $1,205,000 $98,000 $483,000
Asian 73 $23,625,000 $323,000 $805,000 $128,000 $423,000
American Indian or Alaskan Native 5 $1,945,000 $389,000 $1,085,000 $152,000 $508,000
Native Hawaiian or Other Pacific Islander 1 $215,000 $215,000 $215,000 $110,000 $110,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,465 $740,315,000 $300,000 $3,705,000 $139,000 $5,352,000
FHA-insured (Federal Housing Administration) 1,649 $480,095,000 $291,000 $1,205,000 $90,000 $731,000
VA-guaranteed (Veterans Administration) 182 $56,810,000 $312,000 $825,000 $89,000 $282,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 31 $6,395,000 $206,000 $305,000 $65,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,756 $799,790,000 $290,000 $1,205,000 $113,000 $1,468,000
Application Withdrawn By Applicant 1,045 $322,475,000 $308,000 $3,505,000 $138,000 $5,352,000
Application Denied By Financial Institution 191 $53,425,000 $279,000 $685,000 $85,000 $304,000
Application Approved But Not Accepted 175 $50,905,000 $290,000 $725,000 $100,000 $500,000
File Closed For Incompleteness 160 $57,020,000 $356,000 $3,705,000 $131,000 $2,298,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,136 $1,230,190,000 $297,000 $3,705,000 $120,000 $5,352,000
Debt-To-Income Ratio 67 $19,455,000 $290,000 $675,000 $77,000 $302,000
Credit History 45 $13,075,000 $290,000 $685,000 $89,000 $228,000
Collateral 23 $6,325,000 $275,000 $525,000 $100,000 $304,000
Other 19 $4,975,000 $261,000 $475,000 $79,000 $119,000
Insufficient Cash (Downpayment, Closing Cost) 12 $3,270,000 $272,000 $505,000 $70,000 $109,000
Credit Application Incomplete 11 $2,955,000 $268,000 $435,000 $110,000 $220,000
Employment History 8 $1,780,000 $222,000 $475,000 $74,000 $101,000
Unverifiable Information 6 $1,590,000 $265,000 $425,000 $92,000 $148,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Family First Funding LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Family First Funding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

Download the New Jersey Lender List