Farm Bureau Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Farm Bureau Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Bureau Bank 17300 Henderson Pass Suite 100 San Antonio, TX 78232 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 319 |
| Total Mortgage Loan Application Amount | $32,793,000 |
| Average Mortgage Loan Application Amount | $109,775 |
| Highest Mortgage Loan Application Amount | $372,000 |
| Average Applicant Income | $61,525 |
| Highest Applicant Income | $275,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Farm Bureau Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Bureau Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Farm Bureau Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Bureau Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Bureau Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Bureau Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 5 | $ 443,000 | $ 88,000 | $ 33,000 |
| Hillsborough County Florida | 4 | $ 283,000 | $ 70,000 | $ 108,000 |
| Palm Beach County Florida | 4 | $ 671,000 | $ 167,000 | $ 59,000 |
| Pasco County Florida | 4 | $ 509,000 | $ 127,000 | $ 97,000 |
| Pulaski County Arkansas | 3 | $ 196,000 | $ 65,000 | $ 41,000 |
| Lee County Florida | 3 | $ 201,000 | $ 67,000 | $ 63,000 |
| Marion County Florida | 3 | $ 341,000 | $ 113,000 | $ 53,000 |
| Marion County Indiana | 3 | $ 348,000 | $ 116,000 | $ 127,000 |
| Polk County Iowa | 3 | $ 391,000 | $ 130,000 | $ 127,000 |
| Pointe Coupee County Louisiana | 3 | $ 392,000 | $ 130,000 | $ 264,000 |
| Mayes County Oklahoma | 3 | $ 214,000 | $ 71,000 | $ 46,000 |
| York County South Carolina | 3 | $ 381,000 | $ 127,000 | $ 45,000 |
| Galveston County Texas | 3 | $ 340,000 | $ 113,000 | $ 69,000 |
| Hidalgo County Texas | 3 | $ 214,000 | $ 71,000 | $ 19,000 |
| Cochise County Arizona | 2 | $ 271,000 | $ 135,000 | $ 50,000 |
| Cleburne County Arkansas | 2 | $ 180,000 | $ 90,000 | $ 24,000 |
| Conway County Arkansas | 2 | $ 196,000 | $ 98,000 | $ 51,000 |
| Drew County Arkansas | 2 | $ 169,000 | $ 84,000 | $ 84,000 |
| Lawrence County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 33,000 |
| Little River County Arkansas | 2 | $ 133,000 | $ 66,000 | $ 57,000 |
| Phillips County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 94,000 |
| Polk County Arkansas | 2 | $ 191,000 | $ 95,000 | $ 47,000 |
| St. Francis County Arkansas | 2 | $ 128,000 | $ 64,000 | $ 28,000 |
| Stone County Arkansas | 2 | $ 199,000 | $ 99,000 | $ 29,000 |
| La Plata County Colorado | 2 | $ 332,000 | $ 166,000 | $ 50,000 |
| Alachua County Florida | 2 | $ 346,000 | $ 173,000 | $ 71,000 |
| Baker County Florida | 2 | $ 152,000 | $ 76,000 | $ 48,000 |
| Columbia County Florida | 2 | $ 213,000 | $ 106,000 | $ 57,000 |
| Duval County Florida | 2 | $ 134,000 | $ 67,000 | $ 34,000 |
| Lake County Florida | 2 | $ 221,000 | $ 110,000 | $ 67,000 |
| Miami-Dade County Florida | 2 | $ 483,000 | $ 241,000 | $ 115,000 |
| Gilmer County Georgia | 2 | $ 114,000 | $ 57,000 | $ 18,000 |
| Acadia County Louisiana | 2 | $ 141,000 | $ 70,000 | $ 46,000 |
| East Baton Rouge County Louisiana | 2 | $ 192,000 | $ 96,000 | $ 93,000 |
| Evangeline County Louisiana | 2 | $ 118,000 | $ 59,000 | $ 54,000 |
| St. John the Baptist County Louisiana | 2 | $ 238,000 | $ 119,000 | $ 90,000 |
| Terrebonne County Louisiana | 2 | $ 84,000 | $ 42,000 | $ 51,000 |
| Vermilion County Louisiana | 2 | $ 142,000 | $ 71,000 | $ 75,000 |
| Washington County Louisiana | 2 | $ 118,000 | $ 59,000 | $ 80,000 |
| Hinds County Mississippi | 2 | $ 95,000 | $ 47,000 | $ 35,000 |
| Belknap County New Hampshire | 2 | $ 260,000 | $ 130,000 | $ 62,000 |
| Oklahoma County Oklahoma | 2 | $ 192,000 | $ 96,000 | $ 49,000 |
| Washita County Oklahoma | 2 | $ 121,000 | $ 60,000 | $ 46,000 |
| Lexington County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 60,000 |
| Richland County South Carolina | 2 | $ 228,000 | $ 114,000 | $ 18,000 |
| Marshall County Tennessee | 2 | $ 241,000 | $ 120,000 | $ 53,000 |
| Rutherford County Tennessee | 2 | $ 307,000 | $ 153,000 | $ 101,000 |
| Tipton County Tennessee | 2 | $ 222,000 | $ 111,000 | $ 30,000 |
| Williamson County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 68,000 |
| Austin County Texas | 2 | $ 205,000 | $ 102,000 | $ 68,000 |
| Guadalupe County Texas | 2 | $ 127,000 | $ 63,000 | $ 40,000 |
| Kaufman County Texas | 2 | $ 158,000 | $ 79,000 | $ 41,000 |
| Kendall County Texas | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| Montgomery County Texas | 2 | $ 408,000 | $ 204,000 | $ 73,000 |
| Tarrant County Texas | 2 | $ 250,000 | $ 125,000 | $ 75,000 |
| Spokane County Washington | 2 | $ 203,000 | $ 101,000 | $ 36,000 |
| Blount County Alabama | 1 | $ 152,000 | $ 152,000 | $ 97,000 |
| Henry County Alabama | 1 | $ 108,000 | $ 108,000 | $ 16,000 |
| Houston County Alabama | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Jefferson County Alabama | 1 | $ 68,000 | $ 68,000 | $ 53,000 |
| Lamar County Alabama | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| Lee County Alabama | 1 | $ 76,000 | $ 76,000 | $ 88,000 |
| Madison County Alabama | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Mobile County Alabama | 1 | $ 112,000 | $ 112,000 | $ 127,000 |
| Morgan County Alabama | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Shelby County Alabama | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Washington County Alabama | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Maricopa County Arizona | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| Mohave County Arizona | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
| Yavapai County Arizona | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| Calhoun County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Crittenden County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 62,000 |
| Franklin County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 23,000 |
| Fulton County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Independence County Arkansas | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Jackson County Arkansas | 1 | $ 57,000 | $ 57,000 | $ 75,000 |
| Lonoke County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 38,000 |
| Miller County Arkansas | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Mississippi County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 74,000 |
| Ouachita County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Saline County Arkansas | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
| Sevier County Arkansas | 1 | $ 94,000 | $ 94,000 | $ 145,000 |
| Woodruff County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Kern County California | 1 | $ 278,000 | $ 278,000 | $ 130,000 |
| Los Angeles County California | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Sacramento County California | 1 | $ 197,000 | $ 197,000 | $ 131,000 |
| Baca County Colorado | 1 | $ 44,000 | $ 44,000 | $ 35,000 |
| Fremont County Colorado | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Otero County Colorado | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
| Bay County Florida | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Brevard County Florida | 1 | $ 153,000 | $ 153,000 | $ 78,000 |
| Collier County Florida | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| DeSoto County Florida | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Gilchrist County Florida | 1 | $ 86,000 | $ 86,000 | $ 56,000 |
| Hernando County Florida | 1 | $ 131,000 | $ 131,000 | $ 102,000 |
| Martin County Florida | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Nassau County Florida | 1 | $ 93,000 | $ 93,000 | $ 28,000 |
| Polk County Florida | 1 | $ 288,000 | $ 288,000 | $ 99,000 |
| Santa Rosa County Florida | 1 | $ 107,000 | $ 107,000 | $ 33,000 |
| St. Johns County Florida | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| St. Lucie County Florida | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Taylor County Florida | 1 | $ 99,000 | $ 99,000 | $ 27,000 |
| Volusia County Florida | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Wakulla County Florida | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Washington County Florida | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Brown County Indiana | 1 | $ 117,000 | $ 117,000 | $ 69,000 |
| Dearborn County Indiana | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Franklin County Indiana | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Hamilton County Indiana | 1 | $ 306,000 | $ 306,000 | $ 127,000 |
| Martin County Indiana | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Miami County Indiana | 1 | $ 74,000 | $ 74,000 | $ 94,000 |
| Morgan County Indiana | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| Pulaski County Indiana | 1 | $ 66,000 | $ 66,000 | $ 45,000 |
| Putnam County Indiana | 1 | $ 138,000 | $ 138,000 | $ 55,000 |
| St. Joseph County Indiana | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Fayette County Iowa | 1 | $ 81,000 | $ 81,000 | $ 52,000 |
| Guthrie County Iowa | 1 | $ 233,000 | $ 233,000 | $ 143,000 |
| Mitchell County Iowa | 1 | $ 130,000 | $ 130,000 | $ 103,000 |
| Anderson County Kentucky | 1 | $ 177,000 | $ 177,000 | $ 80,000 |
| Casey County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 49,000 |
| Christian County Kentucky | 1 | $ 212,000 | $ 212,000 | $ 81,000 |
| Hardin County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 67,000 |
| Harrison County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 73,000 |
| Hopkins County Kentucky | 1 | $ 197,000 | $ 197,000 | $ 65,000 |
| Jackson County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Jefferson County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 62,000 |
| Larue County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 18,000 |
| Lewis County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Marion County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Meade County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Pulaski County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Shelby County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 54,000 |
| Union County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Caddo County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 27,000 |
| Iberville County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 275,000 |
| Jefferson County Louisiana | 1 | $ 77,000 | $ 77,000 | $ 64,000 |
| Lafourche County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| Morehouse County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Natchitoches County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 22,000 |
| Sabine County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| St. Landry County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| St. Mary County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 52,000 |
| Tangipahoa County Louisiana | 1 | $ 182,000 | $ 182,000 | $ 113,000 |
| West Carroll County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Hubbard County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
| Amite County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Madison County Mississippi | 1 | $ 139,000 | $ 139,000 | $ 120,000 |
| Walthall County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 13,000 |
| Jackson County Missouri | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Humboldt County Nevada | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Washoe County Nevada | 1 | $ 158,000 | $ 158,000 | $ 172,000 |
| Rockingham County New Hampshire | 1 | $ 91,000 | $ 91,000 | $ 74,000 |
| Bladen County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 53,000 |
| Buncombe County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 155,000 |
| Currituck County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Davie County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Henderson County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 59,000 |
| Lincoln County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 16,000 |
| Pasquotank County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Watauga County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Wayne County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Franklin County Ohio | 1 | $ 106,000 | $ 106,000 | $ 45,000 |
| Hamilton County Ohio | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Licking County Ohio | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Montgomery County Ohio | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Richland County Ohio | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Shelby County Ohio | 1 | $ 78,000 | $ 78,000 | $ 23,000 |
| Tuscarawas County Ohio | 1 | $ 67,000 | $ 67,000 | $ 51,000 |
| Wayne County Ohio | 1 | $ 118,000 | $ 118,000 | $ 69,000 |
| Bryan County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Caddo County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Coal County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 185,000 |
| Creek County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Delaware County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 33,000 |
| Ellis County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Garfield County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Grady County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| Latimer County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Marshall County Oklahoma | 1 | $ 189,000 | $ 189,000 | $ 180,000 |
| McIntosh County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Okfuskee County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 18,000 |
| Pittsburg County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 80,000 |
| Tulsa County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Woodward County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 46,000 |
| Washington County Oregon | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Charleston County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 21,000 |
| Edgefield County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Florence County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| Greenwood County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Horry County South Carolina | 1 | $ 179,000 | $ 179,000 | $ 110,000 |
| Kershaw County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Newberry County South Carolina | 1 | $ 27,000 | $ 27,000 | $ 42,000 |
| Pickens County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Spartanburg County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 15,000 |
| Sumter County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 75,000 |
| Jerauld County South Dakota | 1 | $ 76,000 | $ 76,000 | $ 94,000 |
| Bedford County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 56,000 |
| Carroll County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Dickson County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 11,000 |
| Franklin County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Grundy County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Hardeman County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Jefferson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Knox County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 73,000 |
| Lewis County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 26,000 |
| Maury County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 32,000 |
| Shelby County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 58,000 |
| White County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Wilson County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Angelina County Texas | 1 | $ 57,000 | $ 57,000 | $ 62,000 |
| Bailey County Texas | 1 | $ 24,000 | $ 24,000 | $ 19,000 |
| Bastrop County Texas | 1 | $ 119,000 | $ 119,000 | $ 77,000 |
| Bell County Texas | 1 | $ 76,000 | $ 76,000 | $ 49,000 |
| Bosque County Texas | 1 | $ 32,000 | $ 32,000 | $ 39,000 |
| Bowie County Texas | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Burnet County Texas | 1 | $ 89,000 | $ 89,000 | $ 32,000 |
| Clay County Texas | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Collin County Texas | 1 | $ 73,000 | $ 73,000 | $ 47,000 |
| Colorado County Texas | 1 | $ 33,000 | $ 33,000 | $ 32,000 |
| Dallas County Texas | 1 | $ 133,000 | $ 133,000 | $ 75,000 |
| Fort Bend County Texas | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Harris County Texas | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Hutchinson County Texas | 1 | $ 42,000 | $ 42,000 | $ 35,000 |
| Jim Wells County Texas | 1 | $ 32,000 | $ 32,000 | $ 38,000 |
| Karnes County Texas | 1 | $ 58,000 | $ 58,000 | $ 67,000 |
| Lampasas County Texas | 1 | $ 42,000 | $ 42,000 | $ 34,000 |
| McCulloch County Texas | 1 | $ 89,000 | $ 89,000 | $ 50,000 |
| McLennan County Texas | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Potter County Texas | 1 | $ 252,000 | $ 252,000 | $ 83,000 |
| Red River County Texas | 1 | $ 123,000 | $ 123,000 | $ 72,000 |
| Rockwall County Texas | 1 | $ 92,000 | $ 92,000 | $ 83,000 |
| Upshur County Texas | 1 | $ 38,000 | $ 38,000 | $ 13,000 |
| Van Zandt County Texas | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Victoria County Texas | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Washington County Texas | 1 | $ 77,000 | $ 77,000 | $ 109,000 |
| Wilbarger County Texas | 1 | $ 23,000 | $ 23,000 | $ 47,000 |
| Fauquier County Virginia | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Suffolk County Virginia | 1 | $ 153,000 | $ 153,000 | $ 62,000 |
| Kittitas County Washington | 1 | $ 232,000 | $ 232,000 | $ 105,000 |
| Stevens County Washington | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| La Crosse County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Farm Bureau Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 245 | $24,754,000 | $104,500 | $372,000 | $55,384 | $275,000 |
| Home Purchase (one-to-four family) | 74 | $8,039,000 | $119,571 | $334,000 | $72,928 | $275,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 223 | $24,162,000 | $110,040 | $334,000 | $61,240 | $275,000 |
| Information not provided by applicant in mail or telephone application | 72 | $6,758,000 | $96,800 | $372,000 | $54,133 | $175,000 |
| Black | 13 | $1,058,000 | $77,714 | $133,000 | $38,571 | $75,000 |
| Hispanic | 9 | $698,000 | $97,250 | $155,000 | $70,500 | $145,000 |
| American Indian or Alaskan Native | 1 | $40,000 | $40,000 | $40,000 | $53,000 | $53,000 |
| Asian or Pacific Islander | 1 | $77,000 | $77,000 | $77,000 | $120,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 315 | $32,423,000 | $106,962 | $372,000 | $59,518 | $275,000 |
| FHA-insured (Federal Housing Administration) | 3 | $273,000 | $81,000 | $133,000 | $24,500 | $32,000 |
| VA-guaranteed (Veterans Administration) | 1 | $97,000 | $97,000 | $97,000 | $67,000 | $67,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 117 | $12,238,000 | $102,363 | $350,000 | $64,500 | $275,000 |
| Loan Originated | 94 | $9,884,000 | $109,944 | $334,000 | $71,500 | $275,000 |
| Application Denied By Financial Institution | 84 | $7,735,000 | $100,000 | $306,000 | $40,000 | $180,000 |
| File Closed For Incompleteness | 23 | $2,780,000 | $115,333 | $372,000 | $56,833 | $120,000 |
| Application Approved But Not Accepted | 1 | $156,000 | $156,000 | $156,000 | $184,000 | $184,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 30 | $2,352,000 | $79,615 | $230,000 | $33,692 | $85,000 |
| Collateral | 24 | $2,765,000 | $131,500 | $306,000 | $57,200 | $180,000 |
| Debt-To-Income Ratio | 11 | $946,000 | $78,571 | $145,000 | $26,000 | $36,000 |
| Other | 9 | $737,000 | $90,142 | $250,000 | $48,000 | $104,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $378,000 | $101,000 | $114,000 | $39,500 | $49,000 |
| Credit Application Incomplete | 4 | $374,000 | $91,333 | $100,000 | $64,666 | $83,000 |
| Unverifiable Information | 2 | $183,000 | $91,500 | $93,000 | $68,000 | $108,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Bureau Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Bureau Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.