Farm Credit Mid-America, Aca 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,947 |
| Total Mortgage Loan Application Amount | $1,326,535,000 |
| Average Mortgage Loan Application Amount | $135,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $109,333 |
| Highest Applicant Income | $8,890,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Farm Credit Mid-America, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Credit Mid-America, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Farm Credit Mid-America, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Credit Mid-America, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Credit Mid-America, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Credit Mid-America, Aca's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Tennessee | 161 | $ 19,609,000 | $ 121,000 | $ 73,000 |
| Rutherford County Tennessee | 112 | $ 17,066,000 | $ 152,000 | $ 97,000 |
| Scott County Tennessee | 107 | $ 8,763,000 | $ 81,000 | $ 57,000 |
| Wayne County Ohio | 103 | $ 18,055,000 | $ 175,000 | $ 98,000 |
| Blount County Tennessee | 97 | $ 14,934,000 | $ 153,000 | $ 84,000 |
| Adams County Indiana | 95 | $ 11,391,000 | $ 119,000 | $ 73,000 |
| Sevier County Tennessee | 94 | $ 14,435,000 | $ 153,000 | $ 112,000 |
| Stark County Ohio | 90 | $ 14,712,000 | $ 163,000 | $ 113,000 |
| LaGrange County Indiana | 86 | $ 14,481,000 | $ 168,000 | $ 73,000 |
| Washington County Tennessee | 83 | $ 12,830,000 | $ 154,000 | $ 105,000 |
| Cumberland County Tennessee | 81 | $ 12,575,000 | $ 155,000 | $ 124,000 |
| Columbiana County Ohio | 80 | $ 10,489,000 | $ 131,000 | $ 94,000 |
| Jefferson County Tennessee | 79 | $ 10,679,000 | $ 135,000 | $ 96,000 |
| Knox County Tennessee | 77 | $ 13,147,000 | $ 170,000 | $ 92,000 |
| Trumbull County Ohio | 76 | $ 9,998,000 | $ 131,000 | $ 65,000 |
| Dickson County Tennessee | 76 | $ 9,930,000 | $ 130,000 | $ 102,000 |
| Hardeman County Tennessee | 76 | $ 8,914,000 | $ 117,000 | $ 68,000 |
| Elkhart County Indiana | 71 | $ 15,290,000 | $ 215,000 | $ 74,000 |
| Maury County Tennessee | 69 | $ 11,391,000 | $ 165,000 | $ 90,000 |
| Holmes County Ohio | 66 | $ 9,807,000 | $ 148,000 | $ 181,000 |
| Geauga County Ohio | 65 | $ 9,163,000 | $ 140,000 | $ 47,000 |
| Laurel County Kentucky | 62 | $ 9,853,000 | $ 158,000 | $ 140,000 |
| Ashtabula County Ohio | 61 | $ 8,913,000 | $ 146,000 | $ 69,000 |
| Nelson County Kentucky | 60 | $ 7,197,000 | $ 119,000 | $ 93,000 |
| Mercer County Ohio | 59 | $ 12,472,000 | $ 211,000 | $ 187,000 |
| Cannon County Tennessee | 55 | $ 6,525,000 | $ 118,000 | $ 78,000 |
| Hart County Kentucky | 54 | $ 6,260,000 | $ 115,000 | $ 78,000 |
| Williamson County Tennessee | 54 | $ 19,991,000 | $ 370,000 | $ 212,000 |
| Fairfield County Ohio | 53 | $ 9,197,000 | $ 173,000 | $ 98,000 |
| Robertson County Tennessee | 51 | $ 9,071,000 | $ 177,000 | $ 155,000 |
| St. Joseph County Indiana | 50 | $ 8,274,000 | $ 165,000 | $ 136,000 |
| Sumner County Tennessee | 50 | $ 5,953,000 | $ 119,000 | $ 147,000 |
| Pulaski County Kentucky | 48 | $ 5,380,000 | $ 112,000 | $ 79,000 |
| Simpson County Kentucky | 48 | $ 6,024,000 | $ 125,000 | $ 86,000 |
| Fayette County Tennessee | 47 | $ 6,606,000 | $ 140,000 | $ 104,000 |
| Hamilton County Tennessee | 47 | $ 8,187,000 | $ 174,000 | $ 90,000 |
| Tuscarawas County Ohio | 46 | $ 6,218,000 | $ 135,000 | $ 109,000 |
| Warren County Tennessee | 46 | $ 4,520,000 | $ 98,000 | $ 107,000 |
| Jay County Indiana | 45 | $ 5,317,000 | $ 118,000 | $ 77,000 |
| Marshall County Indiana | 44 | $ 6,160,000 | $ 140,000 | $ 139,000 |
| Grainger County Tennessee | 44 | $ 4,894,000 | $ 111,000 | $ 66,000 |
| Warren County Kentucky | 43 | $ 7,860,000 | $ 182,000 | $ 134,000 |
| Fentress County Tennessee | 43 | $ 5,717,000 | $ 132,000 | $ 120,000 |
| Hickman County Tennessee | 43 | $ 4,960,000 | $ 115,000 | $ 76,000 |
| Lauderdale County Tennessee | 43 | $ 4,446,000 | $ 103,000 | $ 80,000 |
| Barren County Kentucky | 42 | $ 7,084,000 | $ 168,000 | $ 163,000 |
| Breckinridge County Kentucky | 42 | $ 4,560,000 | $ 108,000 | $ 178,000 |
| Logan County Ohio | 42 | $ 5,516,000 | $ 131,000 | $ 128,000 |
| Chester County Tennessee | 42 | $ 4,036,000 | $ 96,000 | $ 117,000 |
| Claiborne County Tennessee | 42 | $ 3,500,000 | $ 83,000 | $ 62,000 |
| Cocke County Tennessee | 42 | $ 4,073,000 | $ 96,000 | $ 75,000 |
| Carter County Kentucky | 41 | $ 3,703,000 | $ 90,000 | $ 61,000 |
| Logan County Kentucky | 41 | $ 4,572,000 | $ 111,000 | $ 115,000 |
| Putnam County Tennessee | 41 | $ 5,667,000 | $ 138,000 | $ 71,000 |
| Allen County Indiana | 40 | $ 5,965,000 | $ 149,000 | $ 137,000 |
| Hardin County Kentucky | 40 | $ 5,200,000 | $ 130,000 | $ 106,000 |
| Carroll County Ohio | 40 | $ 5,637,000 | $ 140,000 | $ 91,000 |
| Highland County Ohio | 40 | $ 4,776,000 | $ 119,000 | $ 77,000 |
| Ashland County Ohio | 39 | $ 7,138,000 | $ 183,000 | $ 151,000 |
| Richland County Ohio | 39 | $ 5,981,000 | $ 153,000 | $ 108,000 |
| Lawrence County Tennessee | 39 | $ 5,241,000 | $ 134,000 | $ 89,000 |
| Gallia County Ohio | 38 | $ 4,771,000 | $ 125,000 | $ 65,000 |
| Licking County Ohio | 38 | $ 7,462,000 | $ 196,000 | $ 105,000 |
| Muskingum County Ohio | 38 | $ 5,143,000 | $ 135,000 | $ 72,000 |
| McMinn County Tennessee | 38 | $ 4,712,000 | $ 124,000 | $ 80,000 |
| Morgan County Indiana | 37 | $ 7,416,000 | $ 200,000 | $ 423,000 |
| Champaign County Ohio | 37 | $ 6,228,000 | $ 168,000 | $ 73,000 |
| Wayne County Tennessee | 37 | $ 4,228,000 | $ 114,000 | $ 72,000 |
| White County Tennessee | 37 | $ 4,212,000 | $ 113,000 | $ 73,000 |
| Clermont County Ohio | 36 | $ 6,470,000 | $ 179,000 | $ 91,000 |
| Giles County Tennessee | 36 | $ 5,883,000 | $ 163,000 | $ 101,000 |
| Sullivan County Tennessee | 36 | $ 6,956,000 | $ 193,000 | $ 95,000 |
| Knox County Ohio | 35 | $ 5,794,000 | $ 165,000 | $ 99,000 |
| Coffee County Tennessee | 35 | $ 4,823,000 | $ 137,000 | $ 101,000 |
| Montgomery County Tennessee | 35 | $ 5,162,000 | $ 147,000 | $ 104,000 |
| Shelby County Indiana | 34 | $ 4,684,000 | $ 137,000 | $ 170,000 |
| Bedford County Tennessee | 34 | $ 6,196,000 | $ 182,000 | $ 115,000 |
| Hawkins County Tennessee | 34 | $ 3,740,000 | $ 110,000 | $ 70,000 |
| Marshall County Tennessee | 34 | $ 4,916,000 | $ 144,000 | $ 75,000 |
| Wilson County Tennessee | 34 | $ 6,129,000 | $ 180,000 | $ 91,000 |
| Wells County Indiana | 33 | $ 5,197,000 | $ 157,000 | $ 184,000 |
| Fleming County Kentucky | 33 | $ 4,097,000 | $ 124,000 | $ 80,000 |
| Adams County Ohio | 33 | $ 3,567,000 | $ 108,000 | $ 59,000 |
| Brown County Ohio | 33 | $ 4,069,000 | $ 123,000 | $ 68,000 |
| Overton County Tennessee | 33 | $ 4,286,000 | $ 129,000 | $ 63,000 |
| Coshocton County Ohio | 32 | $ 3,352,000 | $ 104,000 | $ 93,000 |
| Williams County Ohio | 32 | $ 6,222,000 | $ 194,000 | $ 382,000 |
| Lincoln County Tennessee | 32 | $ 4,289,000 | $ 134,000 | $ 79,000 |
| LaPorte County Indiana | 31 | $ 4,148,000 | $ 133,000 | $ 122,000 |
| Harrison County Kentucky | 31 | $ 4,630,000 | $ 149,000 | $ 122,000 |
| Anderson County Tennessee | 31 | $ 4,483,000 | $ 144,000 | $ 133,000 |
| Clark County Kentucky | 30 | $ 4,472,000 | $ 149,000 | $ 107,000 |
| Daviess County Kentucky | 30 | $ 4,386,000 | $ 146,000 | $ 97,000 |
| Auglaize County Ohio | 30 | $ 4,683,000 | $ 156,000 | $ 155,000 |
| Ross County Ohio | 30 | $ 3,833,000 | $ 127,000 | $ 77,000 |
| Hamblen County Tennessee | 30 | $ 4,273,000 | $ 142,000 | $ 87,000 |
| Morgan County Tennessee | 30 | $ 3,861,000 | $ 128,000 | $ 72,000 |
| Union County Tennessee | 30 | $ 4,431,000 | $ 147,000 | $ 86,000 |
| Noble County Indiana | 29 | $ 3,424,000 | $ 118,000 | $ 107,000 |
| Rush County Indiana | 29 | $ 3,502,000 | $ 120,000 | $ 269,000 |
| Preble County Ohio | 29 | $ 3,495,000 | $ 120,000 | $ 137,000 |
| Scioto County Ohio | 29 | $ 2,977,000 | $ 102,000 | $ 80,000 |
| Weakley County Tennessee | 29 | $ 2,625,000 | $ 90,000 | $ 71,000 |
| Butler County Ohio | 28 | $ 5,215,000 | $ 186,000 | $ 110,000 |
| Darke County Ohio | 28 | $ 4,887,000 | $ 174,000 | $ 141,000 |
| Fulton County Ohio | 28 | $ 3,973,000 | $ 141,000 | $ 103,000 |
| Mahoning County Ohio | 28 | $ 6,762,000 | $ 241,000 | $ 135,000 |
| Tippecanoe County Indiana | 27 | $ 4,074,000 | $ 150,000 | $ 110,000 |
| Allen County Kentucky | 27 | $ 3,542,000 | $ 131,000 | $ 94,000 |
| Jackson County Kentucky | 27 | $ 3,009,000 | $ 111,000 | $ 79,000 |
| Shelby County Ohio | 27 | $ 4,554,000 | $ 168,000 | $ 158,000 |
| Union County Ohio | 27 | $ 3,528,000 | $ 130,000 | $ 116,000 |
| Roane County Tennessee | 27 | $ 4,276,000 | $ 158,000 | $ 82,000 |
| Lincoln County Kentucky | 26 | $ 3,887,000 | $ 149,000 | $ 75,000 |
| Miami County Ohio | 26 | $ 4,572,000 | $ 175,000 | $ 105,000 |
| Carter County Tennessee | 26 | $ 3,736,000 | $ 143,000 | $ 76,000 |
| Macon County Tennessee | 26 | $ 3,022,000 | $ 116,000 | $ 123,000 |
| Decatur County Indiana | 25 | $ 4,221,000 | $ 168,000 | $ 164,000 |
| Kosciusko County Indiana | 25 | $ 3,658,000 | $ 146,000 | $ 75,000 |
| Hocking County Ohio | 25 | $ 4,041,000 | $ 161,000 | $ 130,000 |
| Portage County Ohio | 25 | $ 4,564,000 | $ 182,000 | $ 132,000 |
| Gibson County Tennessee | 25 | $ 2,705,000 | $ 108,000 | $ 61,000 |
| Henderson County Tennessee | 25 | $ 3,231,000 | $ 129,000 | $ 79,000 |
| McNairy County Tennessee | 25 | $ 3,080,000 | $ 123,000 | $ 66,000 |
| Bartholomew County Indiana | 24 | $ 5,213,000 | $ 217,000 | $ 119,000 |
| Starke County Indiana | 24 | $ 2,332,000 | $ 97,000 | $ 60,000 |
| Whitley County Indiana | 24 | $ 2,899,000 | $ 120,000 | $ 73,000 |
| Adair County Kentucky | 24 | $ 2,538,000 | $ 105,000 | $ 73,000 |
| Grayson County Kentucky | 24 | $ 3,239,000 | $ 134,000 | $ 63,000 |
| Clark County Ohio | 24 | $ 3,169,000 | $ 132,000 | $ 101,000 |
| Perry County Ohio | 24 | $ 2,636,000 | $ 109,000 | $ 143,000 |
| Bradley County Tennessee | 24 | $ 4,553,000 | $ 189,000 | $ 118,000 |
| Dyer County Tennessee | 24 | $ 2,746,000 | $ 114,000 | $ 92,000 |
| Humphreys County Tennessee | 24 | $ 3,154,000 | $ 131,000 | $ 100,000 |
| Tipton County Tennessee | 24 | $ 4,694,000 | $ 195,000 | $ 86,000 |
| Cheatham County Tennessee | 23 | $ 4,055,000 | $ 176,000 | $ 89,000 |
| Grant County Indiana | 22 | $ 2,890,000 | $ 131,000 | $ 244,000 |
| Jasper County Indiana | 22 | $ 3,272,000 | $ 148,000 | $ 97,000 |
| Mason County Kentucky | 22 | $ 3,073,000 | $ 139,000 | $ 81,000 |
| Montgomery County Kentucky | 22 | $ 2,880,000 | $ 130,000 | $ 82,000 |
| Rockcastle County Kentucky | 22 | $ 1,802,000 | $ 81,000 | $ 63,000 |
| Shelby County Kentucky | 22 | $ 3,560,000 | $ 161,000 | $ 118,000 |
| Defiance County Ohio | 22 | $ 4,547,000 | $ 206,000 | $ 124,000 |
| Carroll County Tennessee | 22 | $ 2,180,000 | $ 99,000 | $ 57,000 |
| Hancock County Indiana | 21 | $ 4,073,000 | $ 193,000 | $ 130,000 |
| Harrison County Indiana | 21 | $ 3,507,000 | $ 167,000 | $ 105,000 |
| Montgomery County Indiana | 21 | $ 3,152,000 | $ 150,000 | $ 193,000 |
| Wayne County Indiana | 21 | $ 3,364,000 | $ 160,000 | $ 122,000 |
| Bath County Kentucky | 21 | $ 2,354,000 | $ 112,000 | $ 84,000 |
| Larue County Kentucky | 21 | $ 2,656,000 | $ 126,000 | $ 86,000 |
| Nicholas County Kentucky | 21 | $ 2,420,000 | $ 115,000 | $ 209,000 |
| Harrison County Ohio | 21 | $ 2,566,000 | $ 122,000 | $ 91,000 |
| Lorain County Ohio | 21 | $ 3,191,000 | $ 151,000 | $ 81,000 |
| Noble County Ohio | 21 | $ 2,412,000 | $ 114,000 | $ 81,000 |
| Crockett County Tennessee | 21 | $ 2,786,000 | $ 132,000 | $ 90,000 |
| Jackson County Tennessee | 21 | $ 3,294,000 | $ 156,000 | $ 97,000 |
| Madison County Tennessee | 21 | $ 2,879,000 | $ 137,000 | $ 116,000 |
| Monroe County Tennessee | 21 | $ 2,836,000 | $ 135,000 | $ 69,000 |
| Smith County Tennessee | 21 | $ 2,516,000 | $ 119,000 | $ 75,000 |
| Stewart County Tennessee | 21 | $ 2,746,000 | $ 130,000 | $ 94,000 |
| Henry County Indiana | 20 | $ 2,799,000 | $ 139,000 | $ 111,000 |
| Huntington County Indiana | 20 | $ 2,749,000 | $ 137,000 | $ 133,000 |
| Wabash County Indiana | 20 | $ 3,182,000 | $ 159,000 | $ 99,000 |
| Grant County Kentucky | 20 | $ 2,554,000 | $ 127,000 | $ 75,000 |
| Ohio County Kentucky | 20 | $ 2,071,000 | $ 103,000 | $ 68,000 |
| Houston County Tennessee | 20 | $ 2,814,000 | $ 140,000 | $ 67,000 |
| Loudon County Tennessee | 20 | $ 1,953,000 | $ 97,000 | $ 72,000 |
| Rhea County Tennessee | 20 | $ 2,450,000 | $ 122,000 | $ 113,000 |
| Shelby County Tennessee | 20 | $ 8,011,000 | $ 400,000 | $ 290,000 |
| Fulton County Indiana | 19 | $ 2,662,000 | $ 140,000 | $ 76,000 |
| Hendricks County Indiana | 19 | $ 3,442,000 | $ 181,000 | $ 113,000 |
| Jennings County Indiana | 19 | $ 2,272,000 | $ 119,000 | $ 79,000 |
| Putnam County Indiana | 19 | $ 2,908,000 | $ 153,000 | $ 149,000 |
| Whitley County Kentucky | 19 | $ 2,901,000 | $ 152,000 | $ 120,000 |
| Allen County Ohio | 19 | $ 6,569,000 | $ 345,000 | $ 503,000 |
| Belmont County Ohio | 19 | $ 2,517,000 | $ 132,000 | $ 81,000 |
| Guernsey County Ohio | 19 | $ 2,201,000 | $ 115,000 | $ 86,000 |
| Medina County Ohio | 19 | $ 3,253,000 | $ 171,000 | $ 81,000 |
| Pike County Ohio | 19 | $ 2,499,000 | $ 131,000 | $ 60,000 |
| Bledsoe County Tennessee | 19 | $ 2,817,000 | $ 148,000 | $ 77,000 |
| Decatur County Tennessee | 19 | $ 2,384,000 | $ 125,000 | $ 127,000 |
| Bullitt County Kentucky | 18 | $ 1,969,000 | $ 109,000 | $ 116,000 |
| Scott County Kentucky | 18 | $ 3,147,000 | $ 174,000 | $ 153,000 |
| Pickaway County Ohio | 18 | $ 2,970,000 | $ 165,000 | $ 172,000 |
| Hancock County Tennessee | 18 | $ 1,760,000 | $ 97,000 | $ 64,000 |
| Sequatchie County Tennessee | 18 | $ 2,483,000 | $ 137,000 | $ 142,000 |
| Brown County Indiana | 17 | $ 2,557,000 | $ 150,000 | $ 90,000 |
| Ripley County Indiana | 17 | $ 2,006,000 | $ 118,000 | $ 134,000 |
| Vigo County Indiana | 17 | $ 2,074,000 | $ 122,000 | $ 80,000 |
| Bourbon County Kentucky | 17 | $ 10,782,000 | $ 634,000 | $ 249,000 |
| Henry County Kentucky | 17 | $ 1,927,000 | $ 113,000 | $ 139,000 |
| Madison County Kentucky | 17 | $ 2,563,000 | $ 150,000 | $ 69,000 |
| Marion County Kentucky | 17 | $ 2,070,000 | $ 121,000 | $ 96,000 |
| Meade County Kentucky | 17 | $ 2,778,000 | $ 163,000 | $ 99,000 |
| Huron County Ohio | 17 | $ 1,873,000 | $ 110,000 | $ 81,000 |
| Montgomery County Ohio | 17 | $ 5,168,000 | $ 304,000 | $ 218,000 |
| Morgan County Ohio | 17 | $ 2,044,000 | $ 120,000 | $ 79,000 |
| Clay County Indiana | 16 | $ 2,217,000 | $ 138,000 | $ 84,000 |
| Jackson County Indiana | 16 | $ 2,404,000 | $ 150,000 | $ 136,000 |
| Madison County Indiana | 16 | $ 2,508,000 | $ 156,000 | $ 150,000 |
| Boyle County Kentucky | 16 | $ 2,147,000 | $ 134,000 | $ 112,000 |
| Greenup County Kentucky | 16 | $ 1,704,000 | $ 106,000 | $ 88,000 |
| Menifee County Kentucky | 16 | $ 1,542,000 | $ 96,000 | $ 60,000 |
| Henry County Tennessee | 16 | $ 1,403,000 | $ 87,000 | $ 61,000 |
| Dubois County Indiana | 15 | $ 2,463,000 | $ 164,000 | $ 70,000 |
| Owen County Indiana | 15 | $ 1,982,000 | $ 132,000 | $ 72,000 |
| Porter County Indiana | 15 | $ 2,576,000 | $ 171,000 | $ 144,000 |
| Steuben County Indiana | 15 | $ 1,826,000 | $ 121,000 | $ 134,000 |
| Butler County Kentucky | 15 | $ 1,934,000 | $ 128,000 | $ 106,000 |
| Jackson County Ohio | 15 | $ 2,175,000 | $ 145,000 | $ 136,000 |
| Morrow County Ohio | 15 | $ 1,902,000 | $ 126,000 | $ 66,000 |
| Warren County Ohio | 15 | $ 2,556,000 | $ 170,000 | $ 116,000 |
| Lewis County Tennessee | 15 | $ 1,654,000 | $ 110,000 | $ 134,000 |
| Johnson County Indiana | 14 | $ 2,251,000 | $ 160,000 | $ 128,000 |
| Monroe County Indiana | 14 | $ 3,230,000 | $ 230,000 | $ 123,000 |
| Green County Kentucky | 14 | $ 1,816,000 | $ 129,000 | $ 118,000 |
| Mercer County Kentucky | 14 | $ 2,092,000 | $ 149,000 | $ 104,000 |
| Monroe County Kentucky | 14 | $ 1,987,000 | $ 141,000 | $ 100,000 |
| Owen County Kentucky | 14 | $ 1,220,000 | $ 87,000 | $ 90,000 |
| Todd County Kentucky | 14 | $ 1,125,000 | $ 80,000 | $ 65,000 |
| Greene County Ohio | 14 | $ 2,893,000 | $ 206,000 | $ 153,000 |
| Jefferson County Ohio | 14 | $ 1,899,000 | $ 135,000 | $ 69,000 |
| Benton County Tennessee | 14 | $ 1,574,000 | $ 112,000 | $ 80,000 |
| Polk County Tennessee | 14 | $ 1,612,000 | $ 115,000 | $ 103,000 |
| Washington County Indiana | 13 | $ 1,309,000 | $ 100,000 | $ 83,000 |
| Bracken County Kentucky | 13 | $ 2,076,000 | $ 159,000 | $ 79,000 |
| Christian County Kentucky | 13 | $ 1,770,000 | $ 136,000 | $ 110,000 |
| Clinton County Ohio | 13 | $ 3,876,000 | $ 298,000 | $ 176,000 |
| Henry County Ohio | 13 | $ 1,644,000 | $ 126,000 | $ 62,000 |
| Meigs County Ohio | 13 | $ 2,538,000 | $ 195,000 | $ 67,000 |
| Clark County Indiana | 12 | $ 1,940,000 | $ 161,000 | $ 93,000 |
| Miami County Indiana | 12 | $ 1,940,000 | $ 161,000 | $ 231,000 |
| Campbell County Kentucky | 12 | $ 2,520,000 | $ 210,000 | $ 95,000 |
| Casey County Kentucky | 12 | $ 1,449,000 | $ 120,000 | $ 59,000 |
| Muhlenberg County Kentucky | 12 | $ 1,328,000 | $ 110,000 | $ 70,000 |
| Spencer County Kentucky | 12 | $ 2,236,000 | $ 186,000 | $ 64,000 |
| Madison County Ohio | 12 | $ 2,617,000 | $ 218,000 | $ 185,000 |
| Fountain County Indiana | 11 | $ 1,012,000 | $ 92,000 | $ 119,000 |
| Hamilton County Indiana | 11 | $ 3,169,000 | $ 288,000 | $ 334,000 |
| Howard County Indiana | 11 | $ 2,528,000 | $ 229,000 | $ 166,000 |
| Parke County Indiana | 11 | $ 1,461,000 | $ 132,000 | $ 58,000 |
| Spencer County Indiana | 11 | $ 1,185,000 | $ 107,000 | $ 110,000 |
| Sullivan County Indiana | 11 | $ 1,546,000 | $ 140,000 | $ 78,000 |
| Warren County Indiana | 11 | $ 1,306,000 | $ 118,000 | $ 238,000 |
| Warrick County Indiana | 11 | $ 2,398,000 | $ 218,000 | $ 303,000 |
| Anderson County Kentucky | 11 | $ 1,540,000 | $ 140,000 | $ 95,000 |
| Clay County Kentucky | 11 | $ 1,312,000 | $ 119,000 | $ 61,000 |
| Edmonson County Kentucky | 11 | $ 1,158,000 | $ 105,000 | $ 123,000 |
| Jefferson County Kentucky | 11 | $ 1,967,000 | $ 178,000 | $ 81,000 |
| McCreary County Kentucky | 11 | $ 1,094,000 | $ 99,000 | $ 64,000 |
| Morgan County Kentucky | 11 | $ 842,000 | $ 76,000 | $ 75,000 |
| Trigg County Kentucky | 11 | $ 1,239,000 | $ 112,000 | $ 80,000 |
| Washington County Kentucky | 11 | $ 3,647,000 | $ 331,000 | $ 182,000 |
| Washington County Ohio | 11 | $ 1,286,000 | $ 116,000 | $ 55,000 |
| Campbell County Tennessee | 11 | $ 1,286,000 | $ 116,000 | $ 83,000 |
| Davidson County Tennessee | 11 | $ 2,102,000 | $ 191,000 | $ 218,000 |
| DeKalb County Tennessee | 11 | $ 1,732,000 | $ 157,000 | $ 69,000 |
| Haywood County Tennessee | 11 | $ 1,503,000 | $ 136,000 | $ 81,000 |
| Pickett County Tennessee | 11 | $ 1,100,000 | $ 100,000 | $ 99,000 |
| Unicoi County Tennessee | 11 | $ 1,163,000 | $ 105,000 | $ 44,000 |
| Carroll County Indiana | 10 | $ 1,093,000 | $ 109,000 | $ 88,000 |
| Fayette County Indiana | 10 | $ 1,142,000 | $ 114,000 | $ 91,000 |
| Gibson County Indiana | 10 | $ 1,391,000 | $ 139,000 | $ 99,000 |
| Knox County Indiana | 10 | $ 1,928,000 | $ 192,000 | $ 187,000 |
| Newton County Indiana | 10 | $ 3,027,000 | $ 302,000 | $ 585,000 |
| Randolph County Indiana | 10 | $ 1,099,000 | $ 109,000 | $ 126,000 |
| Boyd County Kentucky | 10 | $ 1,548,000 | $ 154,000 | $ 822,000 |
| Garrard County Kentucky | 10 | $ 1,796,000 | $ 179,000 | $ 62,000 |
| Hancock County Kentucky | 10 | $ 1,102,000 | $ 110,000 | $ 82,000 |
| Pendleton County Kentucky | 10 | $ 1,504,000 | $ 150,000 | $ 65,000 |
| Russell County Kentucky | 10 | $ 2,024,000 | $ 202,000 | $ 356,000 |
| Vinton County Ohio | 10 | $ 1,023,000 | $ 102,000 | $ 85,000 |
| Clay County Tennessee | 10 | $ 1,190,000 | $ 119,000 | $ 73,000 |
| Franklin County Tennessee | 10 | $ 1,732,000 | $ 173,000 | $ 217,000 |
| Cass County Indiana | 9 | $ 1,626,000 | $ 180,000 | $ 113,000 |
| Clinton County Indiana | 9 | $ 1,199,000 | $ 133,000 | $ 205,000 |
| Greene County Indiana | 9 | $ 874,000 | $ 97,000 | $ 79,000 |
| Switzerland County Indiana | 9 | $ 1,468,000 | $ 163,000 | $ 324,000 |
| White County Indiana | 9 | $ 1,210,000 | $ 134,000 | $ 229,000 |
| Cumberland County Kentucky | 9 | $ 1,666,000 | $ 185,000 | $ 149,000 |
| Henderson County Kentucky | 9 | $ 866,000 | $ 96,000 | $ 104,000 |
| Knox County Kentucky | 9 | $ 845,000 | $ 93,000 | $ 53,000 |
| Metcalfe County Kentucky | 9 | $ 1,752,000 | $ 194,000 | $ 116,000 |
| Delaware County Ohio | 9 | $ 3,015,000 | $ 335,000 | $ 95,000 |
| Fayette County Ohio | 9 | $ 1,796,000 | $ 199,000 | $ 186,000 |
| Hardin County Ohio | 9 | $ 1,282,000 | $ 142,000 | $ 83,000 |
| Marion County Tennessee | 9 | $ 1,226,000 | $ 136,000 | $ 62,000 |
| Van Buren County Tennessee | 9 | $ 1,029,000 | $ 114,000 | $ 57,000 |
| Daviess County Indiana | 8 | $ 1,029,000 | $ 128,000 | $ 950,000 |
| Dearborn County Indiana | 8 | $ 1,165,000 | $ 145,000 | $ 89,000 |
| Delaware County Indiana | 8 | $ 1,056,000 | $ 132,000 | $ 264,000 |
| Franklin County Indiana | 8 | $ 1,383,000 | $ 172,000 | $ 71,000 |
| Orange County Indiana | 8 | $ 747,000 | $ 93,000 | $ 135,000 |
| Tipton County Indiana | 8 | $ 955,000 | $ 119,000 | $ 111,000 |
| Caldwell County Kentucky | 8 | $ 1,862,000 | $ 232,000 | $ 323,000 |
| Franklin County Kentucky | 8 | $ 1,280,000 | $ 160,000 | $ 95,000 |
| Hopkins County Kentucky | 8 | $ 923,000 | $ 115,000 | $ 162,000 |
| Kenton County Kentucky | 8 | $ 2,063,000 | $ 257,000 | $ 79,000 |
| McLean County Kentucky | 8 | $ 988,000 | $ 123,000 | $ 110,000 |
| Erie County Ohio | 8 | $ 1,409,000 | $ 176,000 | $ 206,000 |
| Putnam County Ohio | 8 | $ 963,000 | $ 120,000 | $ 63,000 |
| Summit County Ohio | 8 | $ 2,543,000 | $ 317,000 | $ 326,000 |
| Hardin County Tennessee | 8 | $ 1,059,000 | $ 132,000 | $ 67,000 |
| Johnson County Tennessee | 8 | $ 1,330,000 | $ 166,000 | $ 90,000 |
| Meigs County Tennessee | 8 | $ 1,284,000 | $ 160,000 | $ 112,000 |
| Trousdale County Tennessee | 8 | $ 1,300,000 | $ 162,000 | $ 65,000 |
| Lake County Indiana | 7 | $ 1,482,000 | $ 211,000 | $ 219,000 |
| Martin County Indiana | 7 | $ 818,000 | $ 116,000 | $ 78,000 |
| Scott County Indiana | 7 | $ 1,169,000 | $ 167,000 | $ 83,000 |
| Boone County Kentucky | 7 | $ 2,327,000 | $ 332,000 | $ 155,000 |
| Clinton County Kentucky | 7 | $ 709,000 | $ 101,000 | $ 62,000 |
| Wayne County Kentucky | 7 | $ 1,535,000 | $ 219,000 | $ 75,000 |
| Hamilton County Ohio | 7 | $ 1,220,000 | $ 174,000 | $ 107,000 |
| Lake County Ohio | 7 | $ 1,781,000 | $ 254,000 | $ 162,000 |
| Van Wert County Ohio | 7 | $ 959,000 | $ 137,000 | $ 115,000 |
| Grundy County Tennessee | 7 | $ 837,000 | $ 119,000 | $ 72,000 |
| Obion County Tennessee | 7 | $ 715,000 | $ 102,000 | $ 111,000 |
| Boone County Indiana | 6 | $ 1,116,000 | $ 186,000 | $ 72,000 |
| Floyd County Indiana | 6 | $ 845,000 | $ 140,000 | $ 80,000 |
| Jefferson County Indiana | 6 | $ 1,057,000 | $ 176,000 | $ 189,000 |
| Lawrence County Indiana | 6 | $ 2,012,000 | $ 335,000 | $ 172,000 |
| Vanderburgh County Indiana | 6 | $ 1,148,000 | $ 191,000 | $ 89,000 |
| Bell County Kentucky | 6 | $ 765,000 | $ 127,000 | $ 96,000 |
| Estill County Kentucky | 6 | $ 715,000 | $ 119,000 | $ 73,000 |
| Fayette County Kentucky | 6 | $ 1,510,000 | $ 251,000 | $ 134,000 |
| Jessamine County Kentucky | 6 | $ 970,000 | $ 161,000 | $ 127,000 |
| Lawrence County Kentucky | 6 | $ 901,000 | $ 150,000 | $ 60,000 |
| Lewis County Kentucky | 6 | $ 665,000 | $ 110,000 | $ 49,000 |
| Robertson County Kentucky | 6 | $ 529,000 | $ 88,000 | $ 79,000 |
| Rowan County Kentucky | 6 | $ 582,000 | $ 97,000 | $ 77,000 |
| Taylor County Kentucky | 6 | $ 1,116,000 | $ 186,000 | $ 89,000 |
| Woodford County Kentucky | 6 | $ 2,182,000 | $ 363,000 | $ 284,000 |
| Franklin County Ohio | 6 | $ 1,735,000 | $ 289,000 | $ 110,000 |
| Lawrence County Ohio | 6 | $ 659,000 | $ 109,000 | $ 139,000 |
| Monroe County Ohio | 6 | $ 654,000 | $ 109,000 | $ 184,000 |
| Paulding County Ohio | 6 | $ 617,000 | $ 102,000 | $ 135,000 |
| Moore County Tennessee | 6 | $ 674,000 | $ 112,000 | $ 75,000 |
| Benton County Indiana | 5 | $ 872,000 | $ 174,000 | $ 121,000 |
| Blackford County Indiana | 5 | $ 322,000 | $ 64,000 | $ 49,000 |
| Posey County Indiana | 5 | $ 689,000 | $ 137,000 | $ 208,000 |
| Pulaski County Indiana | 5 | $ 654,000 | $ 130,000 | $ 245,000 |
| Union County Indiana | 5 | $ 891,000 | $ 178,000 | $ 60,000 |
| Elliott County Kentucky | 5 | $ 371,000 | $ 74,000 | $ 79,000 |
| Oldham County Kentucky | 5 | $ 2,463,000 | $ 492,000 | $ 399,000 |
| Powell County Kentucky | 5 | $ 840,000 | $ 168,000 | $ 80,000 |
| Athens County Ohio | 5 | $ 520,000 | $ 104,000 | $ 95,000 |
| Lake County Tennessee | 5 | $ 505,000 | $ 101,000 | $ 56,000 |
| DeKalb County Indiana | 4 | $ 290,000 | $ 72,000 | $ 99,000 |
| Perry County Indiana | 4 | $ 539,000 | $ 134,000 | $ 76,000 |
| Pike County Indiana | 4 | $ 491,000 | $ 122,000 | $ 136,000 |
| Trimble County Kentucky | 4 | $ 504,000 | $ 126,000 | $ 97,000 |
| Webster County Kentucky | 4 | $ 1,032,000 | $ 258,000 | $ 241,000 |
| Lucas County Ohio | 4 | $ 1,171,000 | $ 292,000 | $ 107,000 |
| Perry County Tennessee | 4 | $ 782,000 | $ 195,000 | $ 76,000 |
| Charlton County Georgia | 3 | $ 364,000 | $ 121,000 | $ 126,000 |
| Crawford County Indiana | 3 | $ 305,000 | $ 101,000 | $ 93,000 |
| Marion County Indiana | 3 | $ 1,464,000 | $ 488,000 | $ 210,000 |
| Vermillion County Indiana | 3 | $ 181,000 | $ 60,000 | $ 67,000 |
| Breathitt County Kentucky | 3 | $ 180,000 | $ 60,000 | $ 66,000 |
| Gallatin County Kentucky | 3 | $ 444,000 | $ 148,000 | $ 102,000 |
| Lee County Kentucky | 3 | $ 321,000 | $ 107,000 | $ 71,000 |
| Wolfe County Kentucky | 3 | $ 370,000 | $ 123,000 | $ 48,000 |
| Wood County Ohio | 3 | $ 537,000 | $ 179,000 | $ 67,000 |
| Lawrence County Illinois | 2 | $ 209,000 | $ 104,000 | $ 47,000 |
| Carroll County Kentucky | 2 | $ 461,000 | $ 230,000 | $ 90,000 |
| Leslie County Kentucky | 2 | $ 116,000 | $ 58,000 | $ 52,000 |
| Letcher County Kentucky | 2 | $ 234,000 | $ 117,000 | $ 49,000 |
| Livingston County Kentucky | 2 | $ 196,000 | $ 98,000 | $ 93,000 |
| Magoffin County Kentucky | 2 | $ 766,000 | $ 383,000 | $ 4,472,000 |
| Union County Kentucky | 2 | $ 152,000 | $ 76,000 | $ 81,000 |
| Dixie County Florida | 1 | $ 153,000 | $ 153,000 | $ 243,000 |
| Hardee County Florida | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| Holmes County Florida | 1 | $ 56,000 | $ 56,000 | $ 130,000 |
| Washington County Florida | 1 | $ 184,000 | $ 184,000 | $ 79,000 |
| Crittenden County Kentucky | 1 | $ 213,000 | $ 213,000 | $ 56,000 |
| Floyd County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Graves County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Lyon County Kentucky | 1 | $ 1,000 | $ 1,000 | $ 69,000 |
| Charlevoix County Michigan | 1 | $ 144,000 | $ 144,000 | $ 73,000 |
| Tallahatchie County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 146,000 |
| Crawford County Ohio | 1 | $ 146,000 | $ 146,000 | $ 52,000 |
| Cuyahoga County Ohio | 1 | $ 183,000 | $ 183,000 | $ 128,000 |
| Sandusky County Ohio | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Wyandot County Ohio | 1 | $ 232,000 | $ 232,000 | $ 108,000 |
| Hamilton County Texas | 1 | $ 65,000 | $ 65,000 | $ 586,000 |
| Lee County Virginia | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,363 | $583,364,000 | $133,000 | $2,060,000 | $98,000 | $3,937,000 |
| Refinancing | 3,601 | $652,917,000 | $181,000 | $6,000,000 | $136,000 | $8,890,000 |
| Home Improvement | 983 | $90,254,000 | $91,000 | $865,000 | $94,000 | $6,353,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,565 | $1,143,248,000 | $151,000 | $6,000,000 | $111,000 | $8,890,000 |
| Not Provided | 990 | $128,290,000 | $129,000 | $2,060,000 | $114,000 | $3,937,000 |
| American Indian or Alaskan Native | 300 | $37,536,000 | $125,000 | $861,000 | $144,000 | $1,563,000 |
| Hispanic | 39 | $4,944,000 | $126,000 | $566,000 | $80,000 | $290,000 |
| Black or African American | 33 | $4,656,000 | $141,000 | $750,000 | $77,000 | $381,000 |
| Asian | 11 | $1,534,000 | $139,000 | $293,000 | $154,000 | $364,000 |
| Not applicable | 7 | $6,065,000 | $866,000 | $2,510,000 | $954,000 | $2,674,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $262,000 | $131,000 | $137,000 | $57,000 | $77,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,947 | $1,326,535,000 | $148,000 | $6,000,000 | $113,000 | $8,890,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,927 | $759,131,000 | $154,000 | $6,000,000 | $142,000 | $7,412,000 |
| Application Denied By Financial Institution | 1,993 | $286,738,000 | $143,000 | $1,801,000 | $70,000 | $8,890,000 |
| Application Withdrawn By Applicant | 1,213 | $169,174,000 | $139,000 | $3,250,000 | $81,000 | $2,400,000 |
| Application Approved But Not Accepted | 806 | $109,365,000 | $135,000 | $1,700,000 | $85,000 | $801,000 |
| File Closed For Incompleteness | 8 | $2,127,000 | $265,000 | $1,350,000 | $143,000 | $430,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.