Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2008
In 2008, Farm Credit Mid-America, Aca of Louisville, KY reported 8,947 mortgage applications totaling $1.3 billion, about the same as 2007. The average application was for $148,265, and applicants reported an average income of $112,854. 55% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (564), Knoxville, TN (255) and Louisville-Jefferson County, KY-IN (218) (applications in parentheses).
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40299 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,947 |
| Total Mortgage Loan Application Amount | $1,326,535,000 |
| Average Mortgage Loan Application Amount | $148,265 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $112,854 |
| Highest Applicant Income | $8,890,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene, Tennessee | 161 | $ 19,609,000 | $ 121,795 | $ 73,000 |
| Rutherford, Tennessee | 112 | $ 17,066,000 | $ 152,375 | $ 97,000 |
| Scott, Tennessee | 107 | $ 8,763,000 | $ 81,897 | $ 57,000 |
| Wayne, Ohio | 103 | $ 18,055,000 | $ 175,291 | $ 98,000 |
| Blount, Tennessee | 97 | $ 14,934,000 | $ 153,958 | $ 84,000 |
| Adams, Indiana | 95 | $ 11,391,000 | $ 119,905 | $ 73,000 |
| Sevier, Tennessee | 94 | $ 14,435,000 | $ 153,563 | $ 112,000 |
| Stark, Ohio | 90 | $ 14,712,000 | $ 163,466 | $ 113,000 |
| LaGrange, Indiana | 86 | $ 14,481,000 | $ 168,383 | $ 73,000 |
| Washington, Tennessee | 83 | $ 12,830,000 | $ 154,578 | $ 105,000 |
| Cumberland, Tennessee | 81 | $ 12,575,000 | $ 155,246 | $ 124,000 |
| Columbiana, Ohio | 80 | $ 10,489,000 | $ 131,112 | $ 94,000 |
| Jefferson, Tennessee | 79 | $ 10,679,000 | $ 135,177 | $ 96,000 |
| Knox, Tennessee | 77 | $ 13,147,000 | $ 170,740 | $ 92,000 |
| Trumbull, Ohio | 76 | $ 9,998,000 | $ 131,552 | $ 65,000 |
| Dickson, Tennessee | 76 | $ 9,930,000 | $ 130,657 | $ 102,000 |
| Hardeman, Tennessee | 76 | $ 8,914,000 | $ 117,289 | $ 68,000 |
| Elkhart, Indiana | 71 | $ 15,290,000 | $ 215,352 | $ 74,000 |
| Maury, Tennessee | 69 | $ 11,391,000 | $ 165,086 | $ 90,000 |
| Holmes, Ohio | 66 | $ 9,807,000 | $ 148,590 | $ 181,000 |
| Geauga, Ohio | 65 | $ 9,163,000 | $ 140,969 | $ 47,000 |
| Laurel, Kentucky | 62 | $ 9,853,000 | $ 158,919 | $ 140,000 |
| Ashtabula, Ohio | 61 | $ 8,913,000 | $ 146,114 | $ 69,000 |
| Nelson, Kentucky | 60 | $ 7,197,000 | $ 119,950 | $ 93,000 |
| Mercer, Ohio | 59 | $ 12,472,000 | $ 211,389 | $ 187,000 |
| Cannon, Tennessee | 55 | $ 6,525,000 | $ 118,636 | $ 78,000 |
| Hart, Kentucky | 54 | $ 6,260,000 | $ 115,925 | $ 78,000 |
| Williamson, Tennessee | 54 | $ 19,991,000 | $ 370,203 | $ 212,000 |
| Fairfield, Ohio | 53 | $ 9,197,000 | $ 173,528 | $ 98,000 |
| Robertson, Tennessee | 51 | $ 9,071,000 | $ 177,862 | $ 155,000 |
| St. Joseph, Indiana | 50 | $ 8,274,000 | $ 165,480 | $ 136,000 |
| Sumner, Tennessee | 50 | $ 5,953,000 | $ 119,060 | $ 147,000 |
| Pulaski, Kentucky | 48 | $ 5,380,000 | $ 112,083 | $ 79,000 |
| Simpson, Kentucky | 48 | $ 6,024,000 | $ 125,500 | $ 86,000 |
| Fayette, Tennessee | 47 | $ 6,606,000 | $ 140,553 | $ 104,000 |
| Hamilton, Tennessee | 47 | $ 8,187,000 | $ 174,191 | $ 90,000 |
| Tuscarawas, Ohio | 46 | $ 6,218,000 | $ 135,173 | $ 109,000 |
| Warren, Tennessee | 46 | $ 4,520,000 | $ 98,260 | $ 107,000 |
| Jay, Indiana | 45 | $ 5,317,000 | $ 118,155 | $ 77,000 |
| Marshall, Indiana | 44 | $ 6,160,000 | $ 140,000 | $ 139,000 |
| Grainger, Tennessee | 44 | $ 4,894,000 | $ 111,227 | $ 66,000 |
| Warren, Kentucky | 43 | $ 7,860,000 | $ 182,790 | $ 134,000 |
| Fentress, Tennessee | 43 | $ 5,717,000 | $ 132,953 | $ 120,000 |
| Hickman, Tennessee | 43 | $ 4,960,000 | $ 115,348 | $ 76,000 |
| Lauderdale, Tennessee | 43 | $ 4,446,000 | $ 103,395 | $ 80,000 |
| Barren, Kentucky | 42 | $ 7,084,000 | $ 168,666 | $ 163,000 |
| Breckinridge, Kentucky | 42 | $ 4,560,000 | $ 108,571 | $ 178,000 |
| Logan, Ohio | 42 | $ 5,516,000 | $ 131,333 | $ 128,000 |
| Chester, Tennessee | 42 | $ 4,036,000 | $ 96,095 | $ 117,000 |
| Claiborne, Tennessee | 42 | $ 3,500,000 | $ 83,333 | $ 62,000 |
| Cocke, Tennessee | 42 | $ 4,073,000 | $ 96,976 | $ 75,000 |
| Carter, Kentucky | 41 | $ 3,703,000 | $ 90,317 | $ 61,000 |
| Logan, Kentucky | 41 | $ 4,572,000 | $ 111,512 | $ 115,000 |
| Putnam, Tennessee | 41 | $ 5,667,000 | $ 138,219 | $ 71,000 |
| Allen, Indiana | 40 | $ 5,965,000 | $ 149,125 | $ 137,000 |
| Hardin, Kentucky | 40 | $ 5,200,000 | $ 130,000 | $ 106,000 |
| Carroll, Ohio | 40 | $ 5,637,000 | $ 140,925 | $ 91,000 |
| Highland, Ohio | 40 | $ 4,776,000 | $ 119,400 | $ 77,000 |
| Ashland, Ohio | 39 | $ 7,138,000 | $ 183,025 | $ 151,000 |
| Richland, Ohio | 39 | $ 5,981,000 | $ 153,358 | $ 108,000 |
| Lawrence, Tennessee | 39 | $ 5,241,000 | $ 134,384 | $ 89,000 |
| Gallia, Ohio | 38 | $ 4,771,000 | $ 125,552 | $ 65,000 |
| Licking, Ohio | 38 | $ 7,462,000 | $ 196,368 | $ 105,000 |
| Muskingum, Ohio | 38 | $ 5,143,000 | $ 135,342 | $ 72,000 |
| McMinn, Tennessee | 38 | $ 4,712,000 | $ 124,000 | $ 80,000 |
| Morgan, Indiana | 37 | $ 7,416,000 | $ 200,432 | $ 423,000 |
| Champaign, Ohio | 37 | $ 6,228,000 | $ 168,324 | $ 73,000 |
| Wayne, Tennessee | 37 | $ 4,228,000 | $ 114,270 | $ 72,000 |
| White, Tennessee | 37 | $ 4,212,000 | $ 113,837 | $ 73,000 |
| Clermont, Ohio | 36 | $ 6,470,000 | $ 179,722 | $ 91,000 |
| Giles, Tennessee | 36 | $ 5,883,000 | $ 163,416 | $ 101,000 |
| Sullivan, Tennessee | 36 | $ 6,956,000 | $ 193,222 | $ 95,000 |
| Knox, Ohio | 35 | $ 5,794,000 | $ 165,542 | $ 99,000 |
| Coffee, Tennessee | 35 | $ 4,823,000 | $ 137,800 | $ 101,000 |
| Montgomery, Tennessee | 35 | $ 5,162,000 | $ 147,485 | $ 104,000 |
| Shelby, Indiana | 34 | $ 4,684,000 | $ 137,764 | $ 170,000 |
| Bedford, Tennessee | 34 | $ 6,196,000 | $ 182,235 | $ 115,000 |
| Hawkins, Tennessee | 34 | $ 3,740,000 | $ 110,000 | $ 70,000 |
| Marshall, Tennessee | 34 | $ 4,916,000 | $ 144,588 | $ 75,000 |
| Wilson, Tennessee | 34 | $ 6,129,000 | $ 180,264 | $ 91,000 |
| Wells, Indiana | 33 | $ 5,197,000 | $ 157,484 | $ 184,000 |
| Fleming, Kentucky | 33 | $ 4,097,000 | $ 124,151 | $ 80,000 |
| Adams, Ohio | 33 | $ 3,567,000 | $ 108,090 | $ 59,000 |
| Brown, Ohio | 33 | $ 4,069,000 | $ 123,303 | $ 68,000 |
| Overton, Tennessee | 33 | $ 4,286,000 | $ 129,878 | $ 63,000 |
| Coshocton, Ohio | 32 | $ 3,352,000 | $ 104,750 | $ 93,000 |
| Williams, Ohio | 32 | $ 6,222,000 | $ 194,437 | $ 382,000 |
| Lincoln, Tennessee | 32 | $ 4,289,000 | $ 134,031 | $ 79,000 |
| LaPorte, Indiana | 31 | $ 4,148,000 | $ 133,806 | $ 122,000 |
| Harrison, Kentucky | 31 | $ 4,630,000 | $ 149,354 | $ 122,000 |
| Anderson, Tennessee | 31 | $ 4,483,000 | $ 144,612 | $ 133,000 |
| Clark, Kentucky | 30 | $ 4,472,000 | $ 149,066 | $ 107,000 |
| Daviess, Kentucky | 30 | $ 4,386,000 | $ 146,200 | $ 97,000 |
| Auglaize, Ohio | 30 | $ 4,683,000 | $ 156,100 | $ 155,000 |
| Ross, Ohio | 30 | $ 3,833,000 | $ 127,766 | $ 77,000 |
| Hamblen, Tennessee | 30 | $ 4,273,000 | $ 142,433 | $ 87,000 |
| Morgan, Tennessee | 30 | $ 3,861,000 | $ 128,700 | $ 72,000 |
| Union, Tennessee | 30 | $ 4,431,000 | $ 147,700 | $ 86,000 |
| Noble, Indiana | 29 | $ 3,424,000 | $ 118,068 | $ 107,000 |
| Rush, Indiana | 29 | $ 3,502,000 | $ 120,758 | $ 269,000 |
| Preble, Ohio | 29 | $ 3,495,000 | $ 120,517 | $ 137,000 |
| Scioto, Ohio | 29 | $ 2,977,000 | $ 102,655 | $ 80,000 |
| Weakley, Tennessee | 29 | $ 2,625,000 | $ 90,517 | $ 71,000 |
| Butler, Ohio | 28 | $ 5,215,000 | $ 186,250 | $ 110,000 |
| Darke, Ohio | 28 | $ 4,887,000 | $ 174,535 | $ 141,000 |
| Fulton, Ohio | 28 | $ 3,973,000 | $ 141,892 | $ 103,000 |
| Mahoning, Ohio | 28 | $ 6,762,000 | $ 241,500 | $ 135,000 |
| Tippecanoe, Indiana | 27 | $ 4,074,000 | $ 150,888 | $ 110,000 |
| Allen, Kentucky | 27 | $ 3,542,000 | $ 131,185 | $ 94,000 |
| Jackson, Kentucky | 27 | $ 3,009,000 | $ 111,444 | $ 79,000 |
| Shelby, Ohio | 27 | $ 4,554,000 | $ 168,666 | $ 158,000 |
| Union, Ohio | 27 | $ 3,528,000 | $ 130,666 | $ 116,000 |
| Roane, Tennessee | 27 | $ 4,276,000 | $ 158,370 | $ 82,000 |
| Lincoln, Kentucky | 26 | $ 3,887,000 | $ 149,500 | $ 75,000 |
| Miami, Ohio | 26 | $ 4,572,000 | $ 175,846 | $ 105,000 |
| Carter, Tennessee | 26 | $ 3,736,000 | $ 143,692 | $ 76,000 |
| Macon, Tennessee | 26 | $ 3,022,000 | $ 116,230 | $ 123,000 |
| Decatur, Indiana | 25 | $ 4,221,000 | $ 168,840 | $ 164,000 |
| Kosciusko, Indiana | 25 | $ 3,658,000 | $ 146,320 | $ 75,000 |
| Hocking, Ohio | 25 | $ 4,041,000 | $ 161,640 | $ 130,000 |
| Portage, Ohio | 25 | $ 4,564,000 | $ 182,560 | $ 132,000 |
| Gibson, Tennessee | 25 | $ 2,705,000 | $ 108,200 | $ 61,000 |
| Henderson, Tennessee | 25 | $ 3,231,000 | $ 129,240 | $ 79,000 |
| McNairy, Tennessee | 25 | $ 3,080,000 | $ 123,200 | $ 66,000 |
| Bartholomew, Indiana | 24 | $ 5,213,000 | $ 217,208 | $ 119,000 |
| Starke, Indiana | 24 | $ 2,332,000 | $ 97,166 | $ 60,000 |
| Whitley, Indiana | 24 | $ 2,899,000 | $ 120,791 | $ 73,000 |
| Adair, Kentucky | 24 | $ 2,538,000 | $ 105,750 | $ 73,000 |
| Grayson, Kentucky | 24 | $ 3,239,000 | $ 134,958 | $ 63,000 |
| Clark, Ohio | 24 | $ 3,169,000 | $ 132,041 | $ 101,000 |
| Perry, Ohio | 24 | $ 2,636,000 | $ 109,833 | $ 143,000 |
| Bradley, Tennessee | 24 | $ 4,553,000 | $ 189,708 | $ 118,000 |
| Dyer, Tennessee | 24 | $ 2,746,000 | $ 114,416 | $ 92,000 |
| Humphreys, Tennessee | 24 | $ 3,154,000 | $ 131,416 | $ 100,000 |
| Tipton, Tennessee | 24 | $ 4,694,000 | $ 195,583 | $ 86,000 |
| Cheatham, Tennessee | 23 | $ 4,055,000 | $ 176,304 | $ 89,000 |
| Grant, Indiana | 22 | $ 2,890,000 | $ 131,363 | $ 244,000 |
| Jasper, Indiana | 22 | $ 3,272,000 | $ 148,727 | $ 97,000 |
| Mason, Kentucky | 22 | $ 3,073,000 | $ 139,681 | $ 81,000 |
| Montgomery, Kentucky | 22 | $ 2,880,000 | $ 130,909 | $ 82,000 |
| Rockcastle, Kentucky | 22 | $ 1,802,000 | $ 81,909 | $ 63,000 |
| Shelby, Kentucky | 22 | $ 3,560,000 | $ 161,818 | $ 118,000 |
| Defiance, Ohio | 22 | $ 4,547,000 | $ 206,681 | $ 124,000 |
| Carroll, Tennessee | 22 | $ 2,180,000 | $ 99,090 | $ 57,000 |
| Hancock, Indiana | 21 | $ 4,073,000 | $ 193,952 | $ 130,000 |
| Harrison, Indiana | 21 | $ 3,507,000 | $ 167,000 | $ 105,000 |
| Montgomery, Indiana | 21 | $ 3,152,000 | $ 150,095 | $ 193,000 |
| Wayne, Indiana | 21 | $ 3,364,000 | $ 160,190 | $ 122,000 |
| Bath, Kentucky | 21 | $ 2,354,000 | $ 112,095 | $ 84,000 |
| Larue, Kentucky | 21 | $ 2,656,000 | $ 126,476 | $ 86,000 |
| Nicholas, Kentucky | 21 | $ 2,420,000 | $ 115,238 | $ 209,000 |
| Harrison, Ohio | 21 | $ 2,566,000 | $ 122,190 | $ 91,000 |
| Lorain, Ohio | 21 | $ 3,191,000 | $ 151,952 | $ 81,000 |
| Noble, Ohio | 21 | $ 2,412,000 | $ 114,857 | $ 81,000 |
| Crockett, Tennessee | 21 | $ 2,786,000 | $ 132,666 | $ 90,000 |
| Jackson, Tennessee | 21 | $ 3,294,000 | $ 156,857 | $ 97,000 |
| Madison, Tennessee | 21 | $ 2,879,000 | $ 137,095 | $ 116,000 |
| Monroe, Tennessee | 21 | $ 2,836,000 | $ 135,047 | $ 69,000 |
| Smith, Tennessee | 21 | $ 2,516,000 | $ 119,809 | $ 75,000 |
| Stewart, Tennessee | 21 | $ 2,746,000 | $ 130,761 | $ 94,000 |
| Henry, Indiana | 20 | $ 2,799,000 | $ 139,950 | $ 111,000 |
| Huntington, Indiana | 20 | $ 2,749,000 | $ 137,450 | $ 133,000 |
| Wabash, Indiana | 20 | $ 3,182,000 | $ 159,100 | $ 99,000 |
| Grant, Kentucky | 20 | $ 2,554,000 | $ 127,700 | $ 75,000 |
| Ohio, Kentucky | 20 | $ 2,071,000 | $ 103,550 | $ 68,000 |
| Houston, Tennessee | 20 | $ 2,814,000 | $ 140,700 | $ 67,000 |
| Loudon, Tennessee | 20 | $ 1,953,000 | $ 97,650 | $ 72,000 |
| Rhea, Tennessee | 20 | $ 2,450,000 | $ 122,500 | $ 113,000 |
| Shelby, Tennessee | 20 | $ 8,011,000 | $ 400,550 | $ 290,000 |
| Fulton, Indiana | 19 | $ 2,662,000 | $ 140,105 | $ 76,000 |
| Hendricks, Indiana | 19 | $ 3,442,000 | $ 181,157 | $ 113,000 |
| Jennings, Indiana | 19 | $ 2,272,000 | $ 119,578 | $ 79,000 |
| Putnam, Indiana | 19 | $ 2,908,000 | $ 153,052 | $ 149,000 |
| Whitley, Kentucky | 19 | $ 2,901,000 | $ 152,684 | $ 120,000 |
| Allen, Ohio | 19 | $ 6,569,000 | $ 345,736 | $ 503,000 |
| Belmont, Ohio | 19 | $ 2,517,000 | $ 132,473 | $ 81,000 |
| Guernsey, Ohio | 19 | $ 2,201,000 | $ 115,842 | $ 86,000 |
| Medina, Ohio | 19 | $ 3,253,000 | $ 171,210 | $ 81,000 |
| Pike, Ohio | 19 | $ 2,499,000 | $ 131,526 | $ 60,000 |
| Bledsoe, Tennessee | 19 | $ 2,817,000 | $ 148,263 | $ 77,000 |
| Decatur, Tennessee | 19 | $ 2,384,000 | $ 125,473 | $ 127,000 |
| Bullitt, Kentucky | 18 | $ 1,969,000 | $ 109,388 | $ 116,000 |
| Scott, Kentucky | 18 | $ 3,147,000 | $ 174,833 | $ 153,000 |
| Pickaway, Ohio | 18 | $ 2,970,000 | $ 165,000 | $ 172,000 |
| Hancock, Tennessee | 18 | $ 1,760,000 | $ 97,777 | $ 64,000 |
| Sequatchie, Tennessee | 18 | $ 2,483,000 | $ 137,944 | $ 142,000 |
| Brown, Indiana | 17 | $ 2,557,000 | $ 150,411 | $ 90,000 |
| Ripley, Indiana | 17 | $ 2,006,000 | $ 118,000 | $ 134,000 |
| Vigo, Indiana | 17 | $ 2,074,000 | $ 122,000 | $ 80,000 |
| Bourbon, Kentucky | 17 | $ 10,782,000 | $ 634,235 | $ 249,000 |
| Henry, Kentucky | 17 | $ 1,927,000 | $ 113,352 | $ 139,000 |
| Madison, Kentucky | 17 | $ 2,563,000 | $ 150,764 | $ 69,000 |
| Marion, Kentucky | 17 | $ 2,070,000 | $ 121,764 | $ 96,000 |
| Meade, Kentucky | 17 | $ 2,778,000 | $ 163,411 | $ 99,000 |
| Huron, Ohio | 17 | $ 1,873,000 | $ 110,176 | $ 81,000 |
| Montgomery, Ohio | 17 | $ 5,168,000 | $ 304,000 | $ 218,000 |
| Morgan, Ohio | 17 | $ 2,044,000 | $ 120,235 | $ 79,000 |
| Clay, Indiana | 16 | $ 2,217,000 | $ 138,562 | $ 84,000 |
| Jackson, Indiana | 16 | $ 2,404,000 | $ 150,250 | $ 136,000 |
| Madison, Indiana | 16 | $ 2,508,000 | $ 156,750 | $ 150,000 |
| Boyle, Kentucky | 16 | $ 2,147,000 | $ 134,187 | $ 112,000 |
| Greenup, Kentucky | 16 | $ 1,704,000 | $ 106,500 | $ 88,000 |
| Menifee, Kentucky | 16 | $ 1,542,000 | $ 96,375 | $ 60,000 |
| Henry, Tennessee | 16 | $ 1,403,000 | $ 87,687 | $ 61,000 |
| Dubois, Indiana | 15 | $ 2,463,000 | $ 164,200 | $ 70,000 |
| Owen, Indiana | 15 | $ 1,982,000 | $ 132,133 | $ 72,000 |
| Porter, Indiana | 15 | $ 2,576,000 | $ 171,733 | $ 144,000 |
| Steuben, Indiana | 15 | $ 1,826,000 | $ 121,733 | $ 134,000 |
| Butler, Kentucky | 15 | $ 1,934,000 | $ 128,933 | $ 106,000 |
| Jackson, Ohio | 15 | $ 2,175,000 | $ 145,000 | $ 136,000 |
| Morrow, Ohio | 15 | $ 1,902,000 | $ 126,800 | $ 66,000 |
| Warren, Ohio | 15 | $ 2,556,000 | $ 170,400 | $ 116,000 |
| Lewis, Tennessee | 15 | $ 1,654,000 | $ 110,266 | $ 134,000 |
| Johnson, Indiana | 14 | $ 2,251,000 | $ 160,785 | $ 128,000 |
| Monroe, Indiana | 14 | $ 3,230,000 | $ 230,714 | $ 123,000 |
| Green, Kentucky | 14 | $ 1,816,000 | $ 129,714 | $ 118,000 |
| Mercer, Kentucky | 14 | $ 2,092,000 | $ 149,428 | $ 104,000 |
| Monroe, Kentucky | 14 | $ 1,987,000 | $ 141,928 | $ 100,000 |
| Owen, Kentucky | 14 | $ 1,220,000 | $ 87,142 | $ 90,000 |
| Todd, Kentucky | 14 | $ 1,125,000 | $ 80,357 | $ 65,000 |
| Greene, Ohio | 14 | $ 2,893,000 | $ 206,642 | $ 153,000 |
| Jefferson, Ohio | 14 | $ 1,899,000 | $ 135,642 | $ 69,000 |
| Benton, Tennessee | 14 | $ 1,574,000 | $ 112,428 | $ 80,000 |
| Polk, Tennessee | 14 | $ 1,612,000 | $ 115,142 | $ 103,000 |
| Washington, Indiana | 13 | $ 1,309,000 | $ 100,692 | $ 83,000 |
| Bracken, Kentucky | 13 | $ 2,076,000 | $ 159,692 | $ 79,000 |
| Christian, Kentucky | 13 | $ 1,770,000 | $ 136,153 | $ 110,000 |
| Clinton, Ohio | 13 | $ 3,876,000 | $ 298,153 | $ 176,000 |
| Henry, Ohio | 13 | $ 1,644,000 | $ 126,461 | $ 62,000 |
| Meigs, Ohio | 13 | $ 2,538,000 | $ 195,230 | $ 67,000 |
| Clark, Indiana | 12 | $ 1,940,000 | $ 161,666 | $ 93,000 |
| Miami, Indiana | 12 | $ 1,940,000 | $ 161,666 | $ 231,000 |
| Campbell, Kentucky | 12 | $ 2,520,000 | $ 210,000 | $ 95,000 |
| Casey, Kentucky | 12 | $ 1,449,000 | $ 120,750 | $ 59,000 |
| Muhlenberg, Kentucky | 12 | $ 1,328,000 | $ 110,666 | $ 70,000 |
| Spencer, Kentucky | 12 | $ 2,236,000 | $ 186,333 | $ 64,000 |
| Madison, Ohio | 12 | $ 2,617,000 | $ 218,083 | $ 185,000 |
| Fountain, Indiana | 11 | $ 1,012,000 | $ 92,000 | $ 119,000 |
| Hamilton, Indiana | 11 | $ 3,169,000 | $ 288,090 | $ 334,000 |
| Howard, Indiana | 11 | $ 2,528,000 | $ 229,818 | $ 166,000 |
| Parke, Indiana | 11 | $ 1,461,000 | $ 132,818 | $ 58,000 |
| Spencer, Indiana | 11 | $ 1,185,000 | $ 107,727 | $ 110,000 |
| Sullivan, Indiana | 11 | $ 1,546,000 | $ 140,545 | $ 78,000 |
| Warren, Indiana | 11 | $ 1,306,000 | $ 118,727 | $ 238,000 |
| Warrick, Indiana | 11 | $ 2,398,000 | $ 218,000 | $ 303,000 |
| Anderson, Kentucky | 11 | $ 1,540,000 | $ 140,000 | $ 95,000 |
| Clay, Kentucky | 11 | $ 1,312,000 | $ 119,272 | $ 61,000 |
| Edmonson, Kentucky | 11 | $ 1,158,000 | $ 105,272 | $ 123,000 |
| Jefferson, Kentucky | 11 | $ 1,967,000 | $ 178,818 | $ 81,000 |
| McCreary, Kentucky | 11 | $ 1,094,000 | $ 99,454 | $ 64,000 |
| Morgan, Kentucky | 11 | $ 842,000 | $ 76,545 | $ 75,000 |
| Trigg, Kentucky | 11 | $ 1,239,000 | $ 112,636 | $ 80,000 |
| Washington, Kentucky | 11 | $ 3,647,000 | $ 331,545 | $ 182,000 |
| Washington, Ohio | 11 | $ 1,286,000 | $ 116,909 | $ 55,000 |
| Campbell, Tennessee | 11 | $ 1,286,000 | $ 116,909 | $ 83,000 |
| Davidson, Tennessee | 11 | $ 2,102,000 | $ 191,090 | $ 218,000 |
| DeKalb, Tennessee | 11 | $ 1,732,000 | $ 157,454 | $ 69,000 |
| Haywood, Tennessee | 11 | $ 1,503,000 | $ 136,636 | $ 81,000 |
| Pickett, Tennessee | 11 | $ 1,100,000 | $ 100,000 | $ 99,000 |
| Unicoi, Tennessee | 11 | $ 1,163,000 | $ 105,727 | $ 44,000 |
| Carroll, Indiana | 10 | $ 1,093,000 | $ 109,300 | $ 88,000 |
| Fayette, Indiana | 10 | $ 1,142,000 | $ 114,200 | $ 91,000 |
| Gibson, Indiana | 10 | $ 1,391,000 | $ 139,100 | $ 99,000 |
| Knox, Indiana | 10 | $ 1,928,000 | $ 192,800 | $ 187,000 |
| Newton, Indiana | 10 | $ 3,027,000 | $ 302,700 | $ 585,000 |
| Randolph, Indiana | 10 | $ 1,099,000 | $ 109,900 | $ 126,000 |
| Boyd, Kentucky | 10 | $ 1,548,000 | $ 154,800 | $ 822,000 |
| Garrard, Kentucky | 10 | $ 1,796,000 | $ 179,600 | $ 62,000 |
| Hancock, Kentucky | 10 | $ 1,102,000 | $ 110,200 | $ 82,000 |
| Pendleton, Kentucky | 10 | $ 1,504,000 | $ 150,400 | $ 65,000 |
| Russell, Kentucky | 10 | $ 2,024,000 | $ 202,400 | $ 356,000 |
| Vinton, Ohio | 10 | $ 1,023,000 | $ 102,300 | $ 85,000 |
| Clay, Tennessee | 10 | $ 1,190,000 | $ 119,000 | $ 73,000 |
| Franklin, Tennessee | 10 | $ 1,732,000 | $ 173,200 | $ 217,000 |
| Cass, Indiana | 9 | $ 1,626,000 | $ 180,666 | $ 113,000 |
| Clinton, Indiana | 9 | $ 1,199,000 | $ 133,222 | $ 205,000 |
| Greene, Indiana | 9 | $ 874,000 | $ 97,111 | $ 79,000 |
| Switzerland, Indiana | 9 | $ 1,468,000 | $ 163,111 | $ 324,000 |
| White, Indiana | 9 | $ 1,210,000 | $ 134,444 | $ 229,000 |
| Cumberland, Kentucky | 9 | $ 1,666,000 | $ 185,111 | $ 149,000 |
| Henderson, Kentucky | 9 | $ 866,000 | $ 96,222 | $ 104,000 |
| Knox, Kentucky | 9 | $ 845,000 | $ 93,888 | $ 53,000 |
| Metcalfe, Kentucky | 9 | $ 1,752,000 | $ 194,666 | $ 116,000 |
| Delaware, Ohio | 9 | $ 3,015,000 | $ 335,000 | $ 95,000 |
| Fayette, Ohio | 9 | $ 1,796,000 | $ 199,555 | $ 186,000 |
| Hardin, Ohio | 9 | $ 1,282,000 | $ 142,444 | $ 83,000 |
| Marion, Tennessee | 9 | $ 1,226,000 | $ 136,222 | $ 62,000 |
| Van Buren, Tennessee | 9 | $ 1,029,000 | $ 114,333 | $ 57,000 |
| Daviess, Indiana | 8 | $ 1,029,000 | $ 128,625 | $ 950,000 |
| Dearborn, Indiana | 8 | $ 1,165,000 | $ 145,625 | $ 89,000 |
| Delaware, Indiana | 8 | $ 1,056,000 | $ 132,000 | $ 264,000 |
| Franklin, Indiana | 8 | $ 1,383,000 | $ 172,875 | $ 71,000 |
| Orange, Indiana | 8 | $ 747,000 | $ 93,375 | $ 135,000 |
| Tipton, Indiana | 8 | $ 955,000 | $ 119,375 | $ 111,000 |
| Caldwell, Kentucky | 8 | $ 1,862,000 | $ 232,750 | $ 323,000 |
| Franklin, Kentucky | 8 | $ 1,280,000 | $ 160,000 | $ 95,000 |
| Hopkins, Kentucky | 8 | $ 923,000 | $ 115,375 | $ 162,000 |
| Kenton, Kentucky | 8 | $ 2,063,000 | $ 257,875 | $ 79,000 |
| McLean, Kentucky | 8 | $ 988,000 | $ 123,500 | $ 110,000 |
| Erie, Ohio | 8 | $ 1,409,000 | $ 176,125 | $ 206,000 |
| Putnam, Ohio | 8 | $ 963,000 | $ 120,375 | $ 63,000 |
| Summit, Ohio | 8 | $ 2,543,000 | $ 317,875 | $ 326,000 |
| Hardin, Tennessee | 8 | $ 1,059,000 | $ 132,375 | $ 67,000 |
| Johnson, Tennessee | 8 | $ 1,330,000 | $ 166,250 | $ 90,000 |
| Meigs, Tennessee | 8 | $ 1,284,000 | $ 160,500 | $ 112,000 |
| Trousdale, Tennessee | 8 | $ 1,300,000 | $ 162,500 | $ 65,000 |
| Lake, Indiana | 7 | $ 1,482,000 | $ 211,714 | $ 219,000 |
| Martin, Indiana | 7 | $ 818,000 | $ 116,857 | $ 78,000 |
| Scott, Indiana | 7 | $ 1,169,000 | $ 167,000 | $ 83,000 |
| Boone, Kentucky | 7 | $ 2,327,000 | $ 332,428 | $ 155,000 |
| Clinton, Kentucky | 7 | $ 709,000 | $ 101,285 | $ 62,000 |
| Wayne, Kentucky | 7 | $ 1,535,000 | $ 219,285 | $ 75,000 |
| Hamilton, Ohio | 7 | $ 1,220,000 | $ 174,285 | $ 107,000 |
| Lake, Ohio | 7 | $ 1,781,000 | $ 254,428 | $ 162,000 |
| Van Wert, Ohio | 7 | $ 959,000 | $ 137,000 | $ 115,000 |
| Grundy, Tennessee | 7 | $ 837,000 | $ 119,571 | $ 72,000 |
| Obion, Tennessee | 7 | $ 715,000 | $ 102,142 | $ 111,000 |
| Boone, Indiana | 6 | $ 1,116,000 | $ 186,000 | $ 72,000 |
| Floyd, Indiana | 6 | $ 845,000 | $ 140,833 | $ 80,000 |
| Jefferson, Indiana | 6 | $ 1,057,000 | $ 176,166 | $ 189,000 |
| Lawrence, Indiana | 6 | $ 2,012,000 | $ 335,333 | $ 172,000 |
| Vanderburgh, Indiana | 6 | $ 1,148,000 | $ 191,333 | $ 89,000 |
| Bell, Kentucky | 6 | $ 765,000 | $ 127,500 | $ 96,000 |
| Estill, Kentucky | 6 | $ 715,000 | $ 119,166 | $ 73,000 |
| Fayette, Kentucky | 6 | $ 1,510,000 | $ 251,666 | $ 134,000 |
| Jessamine, Kentucky | 6 | $ 970,000 | $ 161,666 | $ 127,000 |
| Lawrence, Kentucky | 6 | $ 901,000 | $ 150,166 | $ 60,000 |
| Lewis, Kentucky | 6 | $ 665,000 | $ 110,833 | $ 49,000 |
| Robertson, Kentucky | 6 | $ 529,000 | $ 88,166 | $ 79,000 |
| Rowan, Kentucky | 6 | $ 582,000 | $ 97,000 | $ 77,000 |
| Taylor, Kentucky | 6 | $ 1,116,000 | $ 186,000 | $ 89,000 |
| Woodford, Kentucky | 6 | $ 2,182,000 | $ 363,666 | $ 284,000 |
| Franklin, Ohio | 6 | $ 1,735,000 | $ 289,166 | $ 110,000 |
| Lawrence, Ohio | 6 | $ 659,000 | $ 109,833 | $ 139,000 |
| Monroe, Ohio | 6 | $ 654,000 | $ 109,000 | $ 184,000 |
| Paulding, Ohio | 6 | $ 617,000 | $ 102,833 | $ 135,000 |
| Moore, Tennessee | 6 | $ 674,000 | $ 112,333 | $ 75,000 |
| Benton, Indiana | 5 | $ 872,000 | $ 174,400 | $ 121,000 |
| Blackford, Indiana | 5 | $ 322,000 | $ 64,400 | $ 49,000 |
| Posey, Indiana | 5 | $ 689,000 | $ 137,800 | $ 208,000 |
| Pulaski, Indiana | 5 | $ 654,000 | $ 130,800 | $ 245,000 |
| Union, Indiana | 5 | $ 891,000 | $ 178,200 | $ 60,000 |
| Elliott, Kentucky | 5 | $ 371,000 | $ 74,200 | $ 79,000 |
| Oldham, Kentucky | 5 | $ 2,463,000 | $ 492,600 | $ 399,000 |
| Powell, Kentucky | 5 | $ 840,000 | $ 168,000 | $ 80,000 |
| Athens, Ohio | 5 | $ 520,000 | $ 104,000 | $ 95,000 |
| Lake, Tennessee | 5 | $ 505,000 | $ 101,000 | $ 56,000 |
| DeKalb, Indiana | 4 | $ 290,000 | $ 72,500 | $ 99,000 |
| Perry, Indiana | 4 | $ 539,000 | $ 134,750 | $ 76,000 |
| Pike, Indiana | 4 | $ 491,000 | $ 122,750 | $ 136,000 |
| Trimble, Kentucky | 4 | $ 504,000 | $ 126,000 | $ 97,000 |
| Webster, Kentucky | 4 | $ 1,032,000 | $ 258,000 | $ 241,000 |
| Lucas, Ohio | 4 | $ 1,171,000 | $ 292,750 | $ 107,000 |
| Perry, Tennessee | 4 | $ 782,000 | $ 195,500 | $ 76,000 |
| Charlton, Georgia | 3 | $ 364,000 | $ 121,333 | $ 126,000 |
| Crawford, Indiana | 3 | $ 305,000 | $ 101,666 | $ 93,000 |
| Marion, Indiana | 3 | $ 1,464,000 | $ 488,000 | $ 210,000 |
| Vermillion, Indiana | 3 | $ 181,000 | $ 60,333 | $ 67,000 |
| Breathitt, Kentucky | 3 | $ 180,000 | $ 60,000 | $ 66,000 |
| Gallatin, Kentucky | 3 | $ 444,000 | $ 148,000 | $ 102,000 |
| Lee, Kentucky | 3 | $ 321,000 | $ 107,000 | $ 71,000 |
| Wolfe, Kentucky | 3 | $ 370,000 | $ 123,333 | $ 48,000 |
| Wood, Ohio | 3 | $ 537,000 | $ 179,000 | $ 67,000 |
| Lawrence, Illinois | 2 | $ 209,000 | $ 104,500 | $ 47,000 |
| Carroll, Kentucky | 2 | $ 461,000 | $ 230,500 | $ 90,000 |
| Leslie, Kentucky | 2 | $ 116,000 | $ 58,000 | $ 52,000 |
| Letcher, Kentucky | 2 | $ 234,000 | $ 117,000 | $ 49,000 |
| Livingston, Kentucky | 2 | $ 196,000 | $ 98,000 | $ 93,000 |
| Magoffin, Kentucky | 2 | $ 766,000 | $ 383,000 | $ 4,472,000 |
| Union, Kentucky | 2 | $ 152,000 | $ 76,000 | $ 81,000 |
| Dixie, Florida | 1 | $ 153,000 | $ 153,000 | $ 243,000 |
| Hardee, Florida | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| Holmes, Florida | 1 | $ 56,000 | $ 56,000 | $ 130,000 |
| Washington, Florida | 1 | $ 184,000 | $ 184,000 | $ 79,000 |
| Crittenden, Kentucky | 1 | $ 213,000 | $ 213,000 | $ 56,000 |
| Floyd, Kentucky | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Graves, Kentucky | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Lyon, Kentucky | 1 | $ 1,000 | $ 1,000 | $ 69,000 |
| Charlevoix, Michigan | 1 | $ 144,000 | $ 144,000 | $ 73,000 |
| Tallahatchie, Mississippi | 1 | $ 125,000 | $ 125,000 | $ 146,000 |
| Crawford, Ohio | 1 | $ 146,000 | $ 146,000 | $ 52,000 |
| Cuyahoga, Ohio | 1 | $ 183,000 | $ 183,000 | $ 128,000 |
| Sandusky, Ohio | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Wyandot, Ohio | 1 | $ 232,000 | $ 232,000 | $ 108,000 |
| Hamilton, Texas | 1 | $ 65,000 | $ 65,000 | $ 586,000 |
| Lee, Virginia | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,363 | $583,364,000 | $133,000 | $2,060,000 | $98,000 | $3,937,000 |
| Refinancing | 3,601 | $652,917,000 | $181,000 | $6,000,000 | $136,000 | $8,890,000 |
| Home Improvement | 983 | $90,254,000 | $91,000 | $865,000 | $94,000 | $6,353,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,565 | $1,143,248,000 | $151,000 | $6,000,000 | $111,000 | $8,890,000 |
| Not Provided | 990 | $128,290,000 | $129,000 | $2,060,000 | $114,000 | $3,937,000 |
| American Indian or Alaskan Native | 300 | $37,536,000 | $125,000 | $861,000 | $144,000 | $1,563,000 |
| Hispanic | 39 | $4,944,000 | $126,000 | $566,000 | $80,000 | $290,000 |
| Black or African American | 33 | $4,656,000 | $141,000 | $750,000 | $77,000 | $381,000 |
| Asian | 11 | $1,534,000 | $139,000 | $293,000 | $154,000 | $364,000 |
| Not applicable | 7 | $6,065,000 | $866,000 | $2,510,000 | $954,000 | $2,674,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $262,000 | $131,000 | $137,000 | $57,000 | $77,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,947 | $1,326,535,000 | $148,000 | $6,000,000 | $113,000 | $8,890,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,927 | $759,131,000 | $154,000 | $6,000,000 | $142,000 | $7,412,000 |
| Application Denied By Financial Institution | 1,993 | $286,738,000 | $143,000 | $1,801,000 | $70,000 | $8,890,000 |
| Application Withdrawn By Applicant | 1,213 | $169,174,000 | $139,000 | $3,250,000 | $81,000 | $2,400,000 |
| Application Approved But Not Accepted | 806 | $109,365,000 | $135,000 | $1,700,000 | $85,000 | $801,000 |
| File Closed For Incompleteness | 8 | $2,127,000 | $265,000 | $1,350,000 | $143,000 | $430,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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