Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2019

In 2019, Farm Credit Mid-America, Aca of Louisville, KY reported 4,760 mortgage applications totaling $1.2 billion, up 28% from 2018. The average application was for $257,373, and applicants reported an average income of $137,815. 59% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (392), Cincinnati, OH-KY-IN (164) and Columbus, OH (152) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,760
Total Mortgage Loan Application Amount $1,225,100,000
Average Mortgage Loan Application Amount $257,373
Highest Mortgage Loan Application Amount $3,875,000
Average Applicant Income $137,815
Highest Applicant Income $2,971,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaGrange, Indiana 80 $ 20,270,000 $ 253,375 $ 86,000
Maury, Tennessee 66 $ 20,880,000 $ 316,363 $ 138,000
Rutherford, Tennessee 60 $ 19,270,000 $ 321,166 $ 163,000
Wilson, Tennessee 59 $ 21,565,000 $ 365,508 $ 179,000
Geauga, Ohio 55 $ 14,665,000 $ 266,636 $ 127,000
Trumbull, Ohio 50 $ 8,770,000 $ 175,400 $ 107,000
Licking, Ohio 45 $ 12,335,000 $ 274,111 $ 136,000
Ashtabula, Ohio 42 $ 8,100,000 $ 192,857 $ 76,000
Blount, Tennessee 40 $ 11,680,000 $ 292,000 $ 132,000
Wayne, Ohio 39 $ 8,955,000 $ 229,615 $ 105,000
Bedford, Tennessee 38 $ 10,690,000 $ 281,315 $ 154,000
Sumner, Tennessee 38 $ 14,080,000 $ 370,526 $ 162,000
Stark, Ohio 33 $ 9,725,000 $ 294,696 $ 135,000
Putnam, Indiana 32 $ 6,170,000 $ 192,812 $ 98,000
Warren, Kentucky 32 $ 9,140,000 $ 285,625 $ 104,000
Tuscarawas, Ohio 32 $ 7,780,000 $ 243,125 $ 140,000
Greene, Tennessee 32 $ 7,490,000 $ 234,062 $ 183,000
Elkhart, Indiana 31 $ 7,425,000 $ 239,516 $ 87,000
Guernsey, Ohio 31 $ 6,745,000 $ 217,580 $ 100,000
Preble, Ohio 31 $ 5,935,000 $ 191,451 $ 105,000
Holmes, Ohio 30 $ 7,020,000 $ 234,000 $ 132,000
Medina, Ohio 30 $ 7,250,000 $ 241,666 $ 122,000
Muskingum, Ohio 30 $ 6,020,000 $ 200,666 $ 96,000
Dickson, Tennessee 30 $ 9,190,000 $ 306,333 $ 168,000
Jefferson, Tennessee 30 $ 7,760,000 $ 258,666 $ 157,000
Williamson, Tennessee 30 $ 21,170,000 $ 705,666 $ 320,000
Washington, Tennessee 27 $ 8,335,000 $ 308,703 $ 164,000
Christian, Kentucky 26 $ 5,300,000 $ 203,846 $ 89,000
Pulaski, Kentucky 26 $ 3,880,000 $ 149,230 $ 111,000
Robertson, Tennessee 26 $ 7,790,000 $ 299,615 $ 126,000
Portage, Ohio 25 $ 5,835,000 $ 233,400 $ 137,000
Knox, Tennessee 25 $ 8,425,000 $ 337,000 $ 164,000
Lincoln, Tennessee 25 $ 7,085,000 $ 283,400 $ 139,000
Harrison, Indiana 24 $ 6,310,000 $ 262,916 $ 117,000
Porter, Indiana 24 $ 7,710,000 $ 321,250 $ 159,000
Ashland, Ohio 24 $ 5,810,000 $ 242,083 $ 111,000
Greene, Ohio 24 $ 6,610,000 $ 275,416 $ 163,000
Richland, Ohio 24 $ 6,750,000 $ 281,250 $ 180,000
Hickman, Tennessee 24 $ 7,830,000 $ 326,250 $ 226,000
Daviess, Kentucky 23 $ 5,745,000 $ 249,782 $ 179,000
Logan, Ohio 23 $ 4,945,000 $ 215,000 $ 140,000
Cannon, Tennessee 23 $ 6,275,000 $ 272,826 $ 100,000
Jasper, Indiana 22 $ 5,380,000 $ 244,545 $ 139,000
Fayette, Tennessee 22 $ 7,650,000 $ 347,727 $ 146,000
Allen, Indiana 21 $ 7,125,000 $ 339,285 $ 133,000
Highland, Ohio 21 $ 4,265,000 $ 203,095 $ 103,000
Nelson, Kentucky 20 $ 3,450,000 $ 172,500 $ 120,000
Shelby, Kentucky 20 $ 6,210,000 $ 310,500 $ 151,000
Belmont, Ohio 20 $ 5,490,000 $ 274,500 $ 132,000
Clermont, Ohio 20 $ 5,030,000 $ 251,500 $ 132,000
Fairfield, Ohio 20 $ 5,140,000 $ 257,000 $ 234,000
Giles, Tennessee 20 $ 5,490,000 $ 274,500 $ 136,000
Lawrence, Tennessee 20 $ 4,750,000 $ 237,500 $ 116,000
Tipton, Tennessee 20 $ 4,800,000 $ 240,000 $ 160,000
Johnson, Indiana 19 $ 3,815,000 $ 200,789 $ 102,000
Carroll, Ohio 19 $ 3,515,000 $ 185,000 $ 86,000
Coshocton, Ohio 19 $ 3,845,000 $ 202,368 $ 104,000
Miami, Ohio 19 $ 5,585,000 $ 293,947 $ 125,000
Washington, Ohio 19 $ 4,035,000 $ 212,368 $ 131,000
Cumberland, Tennessee 19 $ 3,975,000 $ 209,210 $ 97,000
Marshall, Tennessee 19 $ 6,125,000 $ 322,368 $ 125,000
Breckinridge, Kentucky 18 $ 2,090,000 $ 116,111 $ 106,000
Hart, Kentucky 18 $ 2,890,000 $ 160,555 $ 79,000
Clark, Ohio 18 $ 4,830,000 $ 268,333 $ 207,000
Gallia, Ohio 18 $ 4,320,000 $ 240,000 $ 94,000
Knox, Ohio 18 $ 4,660,000 $ 258,888 $ 98,000
Lorain, Ohio 18 $ 5,180,000 $ 287,777 $ 153,000
Warren, Ohio 18 $ 8,910,000 $ 495,000 $ 192,000
Fentress, Tennessee 18 $ 4,160,000 $ 231,111 $ 125,000
Hamilton, Tennessee 18 $ 5,530,000 $ 307,222 $ 138,000
Sullivan, Tennessee 18 $ 7,100,000 $ 394,444 $ 144,000
LaPorte, Indiana 17 $ 3,995,000 $ 235,000 $ 107,000
Marshall, Indiana 17 $ 4,035,000 $ 237,352 $ 140,000
Shelby, Indiana 17 $ 3,215,000 $ 189,117 $ 196,000
Champaign, Ohio 17 $ 3,285,000 $ 193,235 $ 125,000
Cheatham, Tennessee 17 $ 5,925,000 $ 348,529 $ 155,000
Montgomery, Tennessee 17 $ 5,105,000 $ 300,294 $ 111,000
Putnam, Tennessee 17 $ 3,155,000 $ 185,588 $ 96,000
Henry, Indiana 16 $ 3,680,000 $ 230,000 $ 114,000
Morgan, Indiana 16 $ 4,760,000 $ 297,500 $ 160,000
Pendleton, Kentucky 16 $ 4,570,000 $ 285,625 $ 163,000
Delaware, Ohio 16 $ 6,290,000 $ 393,125 $ 152,000
McMinn, Tennessee 16 $ 6,130,000 $ 383,125 $ 245,000
Bartholomew, Indiana 15 $ 2,975,000 $ 198,333 $ 93,000
Kosciusko, Indiana 15 $ 3,755,000 $ 250,333 $ 85,000
Tippecanoe, Indiana 15 $ 4,065,000 $ 271,000 $ 149,000
Todd, Kentucky 15 $ 2,055,000 $ 137,000 $ 81,000
Madison, Ohio 15 $ 4,325,000 $ 288,333 $ 147,000
Coffee, Tennessee 15 $ 3,605,000 $ 240,333 $ 113,000
Loudon, Tennessee 15 $ 6,545,000 $ 436,333 $ 137,000
Roane, Tennessee 15 $ 4,555,000 $ 303,666 $ 143,000
Sevier, Tennessee 15 $ 3,975,000 $ 265,000 $ 172,000
Smith, Tennessee 15 $ 5,255,000 $ 350,333 $ 171,000
Dearborn, Indiana 14 $ 4,130,000 $ 295,000 $ 128,000
Switzerland, Indiana 14 $ 2,130,000 $ 152,142 $ 84,000
Washington, Indiana 14 $ 3,640,000 $ 260,000 $ 145,000
Meigs, Ohio 14 $ 2,910,000 $ 207,857 $ 136,000
Union, Ohio 14 $ 3,760,000 $ 268,571 $ 130,000
Hardeman, Tennessee 14 $ 2,780,000 $ 198,571 $ 162,000
Brown, Indiana 13 $ 3,015,000 $ 231,923 $ 146,000
Franklin, Indiana 13 $ 3,375,000 $ 259,615 $ 121,000
Hancock, Indiana 13 $ 2,905,000 $ 223,461 $ 148,000
Hendricks, Indiana 13 $ 3,455,000 $ 265,769 $ 124,000
Owen, Indiana 13 $ 3,445,000 $ 265,000 $ 139,000
Logan, Kentucky 13 $ 2,295,000 $ 176,538 $ 110,000
Butler, Ohio 13 $ 3,425,000 $ 263,461 $ 113,000
Columbiana, Ohio 13 $ 3,445,000 $ 265,000 $ 207,000
Fulton, Ohio 13 $ 1,905,000 $ 146,538 $ 199,000
Morrow, Ohio 13 $ 3,295,000 $ 253,461 $ 95,000
Ross, Ohio 13 $ 2,825,000 $ 217,307 $ 109,000
Shelby, Ohio 13 $ 2,745,000 $ 211,153 $ 106,000
Davidson, Tennessee 13 $ 4,735,000 $ 364,230 $ 240,000
Monroe, Tennessee 13 $ 2,865,000 $ 220,384 $ 110,000
Adams, Indiana 12 $ 3,790,000 $ 315,833 $ 105,000
Montgomery, Indiana 12 $ 2,300,000 $ 191,666 $ 484,000
Rush, Indiana 12 $ 2,590,000 $ 215,833 $ 96,000
Wells, Indiana 12 $ 2,490,000 $ 207,500 $ 141,000
Hardin, Kentucky 12 $ 3,010,000 $ 250,833 $ 238,000
Clinton, Ohio 12 $ 5,670,000 $ 472,500 $ 196,000
Montgomery, Ohio 12 $ 2,510,000 $ 209,166 $ 114,000
Cocke, Tennessee 12 $ 1,830,000 $ 152,500 $ 192,000
Warren, Tennessee 12 $ 2,860,000 $ 238,333 $ 131,000
Wayne, Tennessee 12 $ 2,300,000 $ 191,666 $ 100,000
Gibson, Indiana 11 $ 2,705,000 $ 245,909 $ 109,000
Madison, Indiana 11 $ 4,455,000 $ 405,000 $ 244,000
Anderson, Kentucky 11 $ 1,985,000 $ 180,454 $ 90,000
Boone, Kentucky 11 $ 3,025,000 $ 275,000 $ 234,000
Grant, Kentucky 11 $ 2,065,000 $ 187,727 $ 99,000
Spencer, Kentucky 11 $ 3,235,000 $ 294,090 $ 130,000
Woodford, Kentucky 11 $ 4,395,000 $ 399,545 $ 131,000
Brown, Ohio 11 $ 2,505,000 $ 227,727 $ 217,000
Darke, Ohio 11 $ 3,655,000 $ 332,272 $ 162,000
Pickaway, Ohio 11 $ 2,645,000 $ 240,454 $ 110,000
Hawkins, Tennessee 11 $ 2,275,000 $ 206,818 $ 106,000
Trousdale, Tennessee 11 $ 3,305,000 $ 300,454 $ 162,000
Carroll, Indiana 10 $ 1,800,000 $ 180,000 $ 141,000
Delaware, Indiana 10 $ 1,810,000 $ 181,000 $ 142,000
Greene, Indiana 10 $ 1,740,000 $ 174,000 $ 100,000
St. Joseph, Indiana 10 $ 1,770,000 $ 177,000 $ 111,000
Wayne, Indiana 10 $ 2,270,000 $ 227,000 $ 232,000
Barren, Kentucky 10 $ 2,440,000 $ 244,000 $ 109,000
Campbell, Kentucky 10 $ 3,590,000 $ 359,000 $ 132,000
Grayson, Kentucky 10 $ 1,560,000 $ 156,000 $ 85,000
Harrison, Kentucky 10 $ 2,480,000 $ 248,000 $ 149,000
Laurel, Kentucky 10 $ 1,720,000 $ 172,000 $ 158,000
Lincoln, Kentucky 10 $ 1,940,000 $ 194,000 $ 217,000
Trigg, Kentucky 10 $ 1,690,000 $ 169,000 $ 121,000
Franklin, Ohio 10 $ 4,200,000 $ 420,000 $ 162,000
Jackson, Ohio 10 $ 1,600,000 $ 160,000 $ 78,000
Mahoning, Ohio 10 $ 2,290,000 $ 229,000 $ 174,000
Mercer, Ohio 10 $ 2,510,000 $ 251,000 $ 97,000
Noble, Ohio 10 $ 1,960,000 $ 196,000 $ 87,000
Bradley, Tennessee 10 $ 3,360,000 $ 336,000 $ 134,000
Overton, Tennessee 10 $ 1,160,000 $ 116,000 $ 60,000
Daviess, Indiana 9 $ 1,125,000 $ 125,000 $ 60,000
Bullitt, Kentucky 9 $ 2,595,000 $ 288,333 $ 106,000
Larue, Kentucky 9 $ 1,525,000 $ 169,444 $ 170,000
Anderson, Tennessee 9 $ 2,545,000 $ 282,777 $ 140,000
Grainger, Tennessee 9 $ 2,255,000 $ 250,555 $ 119,000
Houston, Tennessee 9 $ 2,595,000 $ 288,333 $ 147,000
Humphreys, Tennessee 9 $ 3,435,000 $ 381,666 $ 428,000
Marion, Tennessee 9 $ 2,455,000 $ 272,777 $ 141,000
Sequatchie, Tennessee 9 $ 2,465,000 $ 273,888 $ 114,000
Clark, Indiana 8 $ 2,780,000 $ 347,500 $ 221,000
Clay, Indiana 8 $ 1,990,000 $ 248,750 $ 117,000
Jackson, Indiana 8 $ 2,310,000 $ 288,750 $ 155,000
Jennings, Indiana 8 $ 1,100,000 $ 137,500 $ 70,000
Noble, Indiana 8 $ 2,310,000 $ 288,750 $ 89,000
White, Indiana 8 $ 1,860,000 $ 232,500 $ 112,000
Polk, Iowa 8 $ 3,110,000 $ 388,750 $ 164,000
Story, Iowa 8 $ 1,670,000 $ 208,750 $ 96,000
Allen, Kentucky 8 $ 1,180,000 $ 147,500 $ 103,000
Casey, Kentucky 8 $ 830,000 $ 103,750 $ 86,000
Fleming, Kentucky 8 $ 1,300,000 $ 162,500 $ 96,000
Hopkins, Kentucky 8 $ 2,230,000 $ 278,750 $ 139,000
Kenton, Kentucky 8 $ 1,820,000 $ 227,500 $ 93,000
Simpson, Kentucky 8 $ 1,160,000 $ 145,000 $ 80,000
Adams, Ohio 8 $ 1,800,000 $ 225,000 $ 118,000
Scioto, Ohio 8 $ 1,310,000 $ 163,750 $ 90,000
Bledsoe, Tennessee 8 $ 2,000,000 $ 250,000 $ 124,000
Chester, Tennessee 8 $ 2,090,000 $ 261,250 $ 94,000
Haywood, Tennessee 8 $ 1,390,000 $ 173,750 $ 137,000
Henry, Tennessee 8 $ 1,510,000 $ 188,750 $ 154,000
Scott, Tennessee 8 $ 1,710,000 $ 213,750 $ 117,000
Boone, Indiana 7 $ 1,795,000 $ 256,428 $ 162,000
Cass, Indiana 7 $ 1,085,000 $ 155,000 $ 85,000
Crawford, Indiana 7 $ 845,000 $ 120,714 $ 147,000
Jefferson, Indiana 7 $ 1,095,000 $ 156,428 $ 91,000
Lake, Indiana 7 $ 1,625,000 $ 232,142 $ 196,000
Lawrence, Indiana 7 $ 1,365,000 $ 195,000 $ 98,000
Pulaski, Indiana 7 $ 1,825,000 $ 260,714 $ 258,000
Black Hawk, Iowa 7 $ 1,655,000 $ 236,428 $ 88,000
Marshall, Iowa 7 $ 1,775,000 $ 253,571 $ 95,000
Warren, Iowa 7 $ 1,775,000 $ 253,571 $ 187,000
Bourbon, Kentucky 7 $ 2,505,000 $ 357,857 $ 144,000
Bracken, Kentucky 7 $ 1,395,000 $ 199,285 $ 129,000
Butler, Kentucky 7 $ 1,245,000 $ 177,857 $ 73,000
Madison, Kentucky 7 $ 1,085,000 $ 155,000 $ 93,000
Mason, Kentucky 7 $ 1,575,000 $ 225,000 $ 141,000
Meade, Kentucky 7 $ 1,485,000 $ 212,142 $ 105,000
Monroe, Kentucky 7 $ 1,065,000 $ 152,142 $ 109,000
Montgomery, Kentucky 7 $ 1,495,000 $ 213,571 $ 91,000
Ohio, Kentucky 7 $ 1,495,000 $ 213,571 $ 198,000
Lancaster, Nebraska 7 $ 2,135,000 $ 305,000 $ 109,000
Platte, Nebraska 7 $ 1,695,000 $ 242,142 $ 258,000
Fayette, Ohio 7 $ 1,535,000 $ 219,285 $ 337,000
Monroe, Ohio 7 $ 1,355,000 $ 193,571 $ 105,000
Morgan, Ohio 7 $ 995,000 $ 142,142 $ 71,000
Madison, Tennessee 7 $ 1,695,000 $ 242,142 $ 107,000
McNairy, Tennessee 7 $ 1,395,000 $ 199,285 $ 106,000
Meigs, Tennessee 7 $ 2,675,000 $ 382,142 $ 140,000
Moore, Tennessee 7 $ 1,195,000 $ 170,714 $ 96,000
Morgan, Tennessee 7 $ 1,315,000 $ 187,857 $ 92,000
Polk, Tennessee 7 $ 1,905,000 $ 272,142 $ 360,000
Stewart, Tennessee 7 $ 1,875,000 $ 267,857 $ 97,000
Grant, Indiana 6 $ 1,380,000 $ 230,000 $ 99,000
Howard, Indiana 6 $ 860,000 $ 143,333 $ 56,000
Jay, Indiana 6 $ 2,960,000 $ 493,333 $ 166,000
Marion, Indiana 6 $ 1,930,000 $ 321,666 $ 142,000
Pike, Indiana 6 $ 1,250,000 $ 208,333 $ 103,000
Posey, Indiana 6 $ 1,390,000 $ 231,666 $ 112,000
Scott, Indiana 6 $ 1,080,000 $ 180,000 $ 112,000
Vanderburgh, Indiana 6 $ 1,430,000 $ 238,333 $ 93,000
Vigo, Indiana 6 $ 1,450,000 $ 241,666 $ 140,000
Whitley, Indiana 6 $ 1,910,000 $ 318,333 $ 156,000
Scott, Iowa 6 $ 3,300,000 $ 550,000 $ 193,000
Miami, Kansas 6 $ 2,030,000 $ 338,333 $ 130,000
Fayette, Kentucky 6 $ 2,470,000 $ 411,666 $ 136,000
Gallatin, Kentucky 6 $ 1,670,000 $ 278,333 $ 100,000
Hancock, Kentucky 6 $ 1,270,000 $ 211,666 $ 116,000
Lewis, Kentucky 6 $ 1,230,000 $ 205,000 $ 115,000
Scott, Kentucky 6 $ 2,550,000 $ 425,000 $ 209,000
Allen, Ohio 6 $ 1,180,000 $ 196,666 $ 224,000
Jefferson, Ohio 6 $ 1,570,000 $ 261,666 $ 105,000
Summit, Ohio 6 $ 1,500,000 $ 250,000 $ 146,000
Brown, South Dakota 6 $ 1,020,000 $ 170,000 $ 67,000
Carroll, Tennessee 6 $ 1,820,000 $ 303,333 $ 284,000
DeKalb, Tennessee 6 $ 1,410,000 $ 235,000 $ 150,000
Dyer, Tennessee 6 $ 1,370,000 $ 228,333 $ 140,000
Franklin, Tennessee 6 $ 1,870,000 $ 311,666 $ 153,000
Grundy, Tennessee 6 $ 1,370,000 $ 228,333 $ 165,000
Jackson, Tennessee 6 $ 1,220,000 $ 203,333 $ 178,000
Lauderdale, Tennessee 6 $ 1,020,000 $ 170,000 $ 114,000
Van Buren, Tennessee 6 $ 1,240,000 $ 206,666 $ 81,000
Blackford, Indiana 5 $ 715,000 $ 143,000 $ 84,000
Clinton, Indiana 5 $ 1,185,000 $ 237,000 $ 89,000
Decatur, Indiana 5 $ 1,465,000 $ 293,000 $ 90,000
Fountain, Indiana 5 $ 715,000 $ 143,000 $ 186,000
Huntington, Indiana 5 $ 1,075,000 $ 215,000 $ 90,000
Martin, Indiana 5 $ 1,125,000 $ 225,000 $ 130,000
Miami, Indiana 5 $ 1,045,000 $ 209,000 $ 146,000
Monroe, Indiana 5 $ 945,000 $ 189,000 $ 117,000
Newton, Indiana 5 $ 1,045,000 $ 209,000 $ 109,000
Madison, Iowa 5 $ 1,035,000 $ 207,000 $ 172,000
Mills, Iowa 5 $ 1,795,000 $ 359,000 $ 136,000
Montgomery, Iowa 5 $ 1,155,000 $ 231,000 $ 119,000
Bath, Kentucky 5 $ 535,000 $ 107,000 $ 61,000
Carter, Kentucky 5 $ 455,000 $ 91,000 $ 35,000
Edmonson, Kentucky 5 $ 1,355,000 $ 271,000 $ 91,000
Henry, Kentucky 5 $ 1,175,000 $ 235,000 $ 203,000
Metcalfe, Kentucky 5 $ 665,000 $ 133,000 $ 66,000
Oldham, Kentucky 5 $ 1,725,000 $ 345,000 $ 244,000
Rockcastle, Kentucky 5 $ 835,000 $ 167,000 $ 78,000
Gage, Nebraska 5 $ 965,000 $ 193,000 $ 71,000
Lincoln, Nebraska 5 $ 1,255,000 $ 251,000 $ 103,000
Athens, Ohio 5 $ 2,195,000 $ 439,000 $ 105,000
Harrison, Ohio 5 $ 1,615,000 $ 323,000 $ 115,000
Perry, Ohio 5 $ 645,000 $ 129,000 $ 192,000
Van Wert, Ohio 5 $ 975,000 $ 195,000 $ 76,000
Gibson, Tennessee 5 $ 715,000 $ 143,000 $ 110,000
Hamblen, Tennessee 5 $ 1,505,000 $ 301,000 $ 115,000
Henderson, Tennessee 5 $ 1,075,000 $ 215,000 $ 98,000
Lewis, Tennessee 5 $ 1,385,000 $ 277,000 $ 93,000
Shelby, Tennessee 5 $ 1,645,000 $ 329,000 $ 131,000
Weakley, Tennessee 5 $ 785,000 $ 157,000 $ 77,000
White, Tennessee 5 $ 755,000 $ 151,000 $ 89,000
Floyd, Indiana 4 $ 870,000 $ 217,500 $ 172,000
Hamilton, Indiana 4 $ 1,350,000 $ 337,500 $ 230,000
Knox, Indiana 4 $ 690,000 $ 172,500 $ 91,000
Orange, Indiana 4 $ 880,000 $ 220,000 $ 144,000
Parke, Indiana 4 $ 4,430,000 $ 1,107,500 $ 632,000
Randolph, Indiana 4 $ 450,000 $ 112,500 $ 128,000
Tipton, Indiana 4 $ 920,000 $ 230,000 $ 109,000
Wabash, Indiana 4 $ 810,000 $ 202,500 $ 126,000
Warrick, Indiana 4 $ 660,000 $ 165,000 $ 114,000
Dickinson, Iowa 4 $ 1,890,000 $ 472,500 $ 236,000
Fayette, Iowa 4 $ 780,000 $ 195,000 $ 85,000
Lucas, Iowa 4 $ 860,000 $ 215,000 $ 167,000
Monroe, Iowa 4 $ 1,060,000 $ 265,000 $ 170,000
Washington, Iowa 4 $ 1,100,000 $ 275,000 $ 108,000
Woodbury, Iowa 4 $ 850,000 $ 212,500 $ 110,000
Jefferson, Kansas 4 $ 980,000 $ 245,000 $ 84,000
Linn, Kansas 4 $ 930,000 $ 232,500 $ 131,000
Carroll, Kentucky 4 $ 600,000 $ 150,000 $ 153,000
Cumberland, Kentucky 4 $ 410,000 $ 102,500 $ 83,000
Elliott, Kentucky 4 $ 610,000 $ 152,500 $ 145,000
Green, Kentucky 4 $ 610,000 $ 152,500 $ 51,000
Jackson, Kentucky 4 $ 490,000 $ 122,500 $ 64,000
Muhlenberg, Kentucky 4 $ 660,000 $ 165,000 $ 119,000
Owen, Kentucky 4 $ 1,320,000 $ 330,000 $ 135,000
Robertson, Kentucky 4 $ 540,000 $ 135,000 $ 100,000
Russell, Kentucky 4 $ 1,090,000 $ 272,500 $ 131,000
Taylor, Kentucky 4 $ 1,690,000 $ 422,500 $ 379,000
Buffalo, Nebraska 4 $ 990,000 $ 247,500 $ 289,000
Hooker, Nebraska 4 $ 590,000 $ 147,500 $ 179,000
Red Willow, Nebraska 4 $ 1,080,000 $ 270,000 $ 289,000
Auglaize, Ohio 4 $ 1,060,000 $ 265,000 $ 97,000
Defiance, Ohio 4 $ 940,000 $ 235,000 $ 96,000
Lawrence, Ohio 4 $ 1,040,000 $ 260,000 $ 136,000
Williams, Ohio 4 $ 380,000 $ 95,000 $ 82,000
Charles Mix, South Dakota 4 $ 750,000 $ 187,500 $ 153,000
Codington, South Dakota 4 $ 1,350,000 $ 337,500 $ 260,000
Minnehaha, South Dakota 4 $ 1,930,000 $ 482,500 $ 213,000
Union, South Dakota 4 $ 1,350,000 $ 337,500 $ 116,000
Benton, Tennessee 4 $ 1,010,000 $ 252,500 $ 105,000
Carter, Tennessee 4 $ 740,000 $ 185,000 $ 231,000
Claiborne, Tennessee 4 $ 860,000 $ 215,000 $ 101,000
Crockett, Tennessee 4 $ 740,000 $ 185,000 $ 192,000
Decatur, Tennessee 4 $ 790,000 $ 197,500 $ 83,000
Hardin, Tennessee 4 $ 1,800,000 $ 450,000 $ 143,000
Macon, Tennessee 4 $ 850,000 $ 212,500 $ 71,000
Perry, Tennessee 4 $ 990,000 $ 247,500 $ 183,000
Wayne, Illinois 3 $ 545,000 $ 181,666 $ 114,000
Benton, Indiana 3 $ 765,000 $ 255,000 $ 126,000
Ripley, Indiana 3 $ 455,000 $ 151,666 $ 192,000
Spencer, Indiana 3 $ 1,645,000 $ 548,333 $ 398,000
Starke, Indiana 3 $ 485,000 $ 161,666 $ 101,000
Steuben, Indiana 3 $ 755,000 $ 251,666 $ 99,000
Warren, Indiana 3 $ 1,015,000 $ 338,333 $ 168,000
Boone, Iowa 3 $ 745,000 $ 248,333 $ 103,000
Dallas, Iowa 3 $ 1,025,000 $ 341,666 $ 134,000
Fremont, Iowa 3 $ 835,000 $ 278,333 $ 131,000
Guthrie, Iowa 3 $ 315,000 $ 105,000 $ 86,000
Iowa, Iowa 3 $ 745,000 $ 248,333 $ 168,000
Jackson, Iowa 3 $ 805,000 $ 268,333 $ 51,000
Linn, Iowa 3 $ 1,035,000 $ 345,000 $ 119,000
Sioux, Iowa 3 $ 975,000 $ 325,000 $ 194,000
Wayne, Iowa 3 $ 505,000 $ 168,333 $ 90,000
Franklin, Kansas 3 $ 1,075,000 $ 358,333 $ 221,000
Montgomery, Kansas 3 $ 765,000 $ 255,000 $ 163,000
Nemaha, Kansas 3 $ 295,000 $ 98,333 $ 138,000
Adair, Kentucky 3 $ 495,000 $ 165,000 $ 68,000
Boyd, Kentucky 3 $ 205,000 $ 68,333 $ 79,000
Boyle, Kentucky 3 $ 445,000 $ 148,333 $ 90,000
Caldwell, Kentucky 3 $ 695,000 $ 231,666 $ 125,000
Clark, Kentucky 3 $ 465,000 $ 155,000 $ 61,000
Greenup, Kentucky 3 $ 365,000 $ 121,666 $ 91,000
Henderson, Kentucky 3 $ 835,000 $ 278,333 $ 134,000
Jessamine, Kentucky 3 $ 2,425,000 $ 808,333 $ 397,000
Lawrence, Kentucky 3 $ 495,000 $ 165,000 $ 117,000
Lyon, Kentucky 3 $ 805,000 $ 268,333 $ 163,000
Marion, Kentucky 3 $ 285,000 $ 95,000 $ 49,000
McCreary, Kentucky 3 $ 315,000 $ 105,000 $ 34,000
McLean, Kentucky 3 $ 325,000 $ 108,333 $ 181,000
Nicholas, Kentucky 3 $ 245,000 $ 81,666 $ 96,000
Rowan, Kentucky 3 $ 925,000 $ 308,333 $ 127,000
Washington, Kentucky 3 $ 595,000 $ 198,333 $ 85,000
Wolfe, Kentucky 3 $ 435,000 $ 145,000 $ 140,000
Putnam, Missouri 3 $ 1,155,000 $ 385,000 $ 248,000
Brown, Nebraska 3 $ 1,575,000 $ 525,000 $ 906,000
Cass, Nebraska 3 $ 1,025,000 $ 341,666 $ 220,000
Chase, Nebraska 3 $ 1,205,000 $ 401,666 $ 294,000
Cheyenne, Nebraska 3 $ 785,000 $ 261,666 $ 102,000
Cuming, Nebraska 3 $ 735,000 $ 245,000 $ 123,000
Holt, Nebraska 3 $ 905,000 $ 301,666 $ 180,000
Howard, Nebraska 3 $ 1,095,000 $ 365,000 $ 103,000
Otoe, Nebraska 3 $ 485,000 $ 161,666 $ 68,000
Seward, Nebraska 3 $ 955,000 $ 318,333 $ 163,000
Thayer, Nebraska 3 $ 245,000 $ 81,666 $ 35,000
Washington, Nebraska 3 $ 1,775,000 $ 591,666 $ 219,000
Hamilton, Ohio 3 $ 475,000 $ 158,333 $ 141,000
Hancock, Ohio 3 $ 1,035,000 $ 345,000 $ 141,000
Hocking, Ohio 3 $ 425,000 $ 141,666 $ 71,000
Lake, Ohio 3 $ 1,715,000 $ 571,666 $ 385,000
Pike, Ohio 3 $ 395,000 $ 131,666 $ 96,000
Brookings, South Dakota 3 $ 515,000 $ 171,666 $ 69,000
Day, South Dakota 3 $ 635,000 $ 211,666 $ 69,000
Grant, South Dakota 3 $ 1,255,000 $ 418,333 $ 399,000
Kingsbury, South Dakota 3 $ 505,000 $ 168,333 $ 101,000
Pennington, South Dakota 3 $ 735,000 $ 245,000 $ 193,000
Roberts, South Dakota 3 $ 1,185,000 $ 395,000 $ 134,000
Hancock, Tennessee 3 $ 425,000 $ 141,666 $ 78,000
Pickett, Tennessee 3 $ 485,000 $ 161,666 $ 54,000
Union, Tennessee 3 $ 535,000 $ 178,333 $ 56,000
Converse, Wyoming 3 $ 755,000 $ 251,666 $ 213,000
Crook, Wyoming 3 $ 1,055,000 $ 351,666 $ 131,000
De Witt, Illinois 2 $ 650,000 $ 325,000 $ 132,000
Massac, Illinois 2 $ 310,000 $ 155,000 $ 147,000
Union, Illinois 2 $ 280,000 $ 140,000 $ 151,000
DeKalb, Indiana 2 $ 620,000 $ 310,000 $ 287,000
Ohio, Indiana 2 $ 630,000 $ 315,000 $ 141,000
Sullivan, Indiana 2 $ 480,000 $ 240,000 $ 99,000
Adams, Iowa 2 $ 480,000 $ 240,000 $ 95,000
Bremer, Iowa 2 $ 460,000 $ 230,000 $ 63,000
Calhoun, Iowa 2 $ 920,000 $ 460,000 $ 377,000
Carroll, Iowa 2 $ 520,000 $ 260,000 $ 128,000
Cass, Iowa 2 $ 710,000 $ 355,000 $ 114,000
Cedar, Iowa 2 $ 510,000 $ 255,000 $ 136,000
Cerro Gordo, Iowa 2 $ 700,000 $ 350,000 $ 110,000
Cherokee, Iowa 2 $ 430,000 $ 215,000 $ 118,000
Chickasaw, Iowa 2 $ 360,000 $ 180,000 $ 284,000
Clinton, Iowa 2 $ 400,000 $ 200,000 $ 48,000
Crawford, Iowa 2 $ 470,000 $ 235,000 $ 124,000
Delaware, Iowa 2 $ 390,000 $ 195,000 $ 96,000
Floyd, Iowa 2 $ 570,000 $ 285,000 $ 99,000
Hancock, Iowa 2 $ 310,000 $ 155,000 $ 78,000
Henry, Iowa 2 $ 350,000 $ 175,000 $ 72,000
Jones, Iowa 2 $ 440,000 $ 220,000 $ 154,000
Keokuk, Iowa 2 $ 490,000 $ 245,000 $ 90,000
Louisa, Iowa 2 $ 340,000 $ 170,000 $ 83,000
Mahaska, Iowa 2 $ 240,000 $ 120,000 $ 50,000
Marion, Iowa 2 $ 330,000 $ 165,000 $ 61,000
Monona, Iowa 2 $ 300,000 $ 150,000 $ 67,000
Page, Iowa 2 $ 600,000 $ 300,000 $ 55,000
Poweshiek, Iowa 2 $ 810,000 $ 405,000 $ 193,000
Wapello, Iowa 2 $ 660,000 $ 330,000 $ 102,000
Winnebago, Iowa 2 $ 290,000 $ 145,000 $ 51,000
Douglas, Kansas 2 $ 390,000 $ 195,000 $ 102,000
Breathitt, Kentucky 2 $ 440,000 $ 220,000 $ 186,000
Clay, Kentucky 2 $ 450,000 $ 225,000 $ 152,000
Clinton, Kentucky 2 $ 400,000 $ 200,000 $ 96,000
Crittenden, Kentucky 2 $ 450,000 $ 225,000 $ 115,000
Estill, Kentucky 2 $ 870,000 $ 435,000 $ 124,000
Franklin, Kentucky 2 $ 390,000 $ 195,000 $ 90,000
Knox, Kentucky 2 $ 260,000 $ 130,000 $ 72,000
Marshall, Kentucky 2 $ 510,000 $ 255,000 $ 130,000
Mercer, Kentucky 2 $ 730,000 $ 365,000 $ 199,000
Trimble, Kentucky 2 $ 900,000 $ 450,000 $ 184,000
Union, Kentucky 2 $ 500,000 $ 250,000 $ 159,000
St. Joseph, Michigan 2 $ 510,000 $ 255,000 $ 73,000
Adams, Nebraska 2 $ 220,000 $ 110,000 $ 126,000
Box Butte, Nebraska 2 $ 390,000 $ 195,000 $ 144,000
Butler, Nebraska 2 $ 590,000 $ 295,000 $ 69,000
Cherry, Nebraska 2 $ 480,000 $ 240,000 $ 139,000
Douglas, Nebraska 2 $ 360,000 $ 180,000 $ 500,000
Fillmore, Nebraska 2 $ 570,000 $ 285,000 $ 99,000
Furnas, Nebraska 2 $ 610,000 $ 305,000 $ 204,000
Keith, Nebraska 2 $ 480,000 $ 240,000 $ 258,000
Madison, Nebraska 2 $ 460,000 $ 230,000 $ 104,000
Pawnee, Nebraska 2 $ 180,000 $ 90,000 $ 129,000
Richardson, Nebraska 2 $ 370,000 $ 185,000 $ 285,000
Sarpy, Nebraska 2 $ 360,000 $ 180,000 $ 117,000
Scotts Bluff, Nebraska 2 $ 450,000 $ 225,000 $ 124,000
Erie, Ohio 2 $ 630,000 $ 315,000 $ 131,000
Huron, Ohio 2 $ 110,000 $ 55,000 $ 48,000
Putnam, Ohio 2 $ 510,000 $ 255,000 $ 120,000
Sandusky, Ohio 2 $ 390,000 $ 195,000 $ 97,000
Beadle, South Dakota 2 $ 220,000 $ 110,000 $ 93,000
Bon Homme, South Dakota 2 $ 440,000 $ 220,000 $ 118,000
Brule, South Dakota 2 $ 260,000 $ 130,000 $ 423,000
Butte, South Dakota 2 $ 610,000 $ 305,000 $ 108,000
Custer, South Dakota 2 $ 600,000 $ 300,000 $ 142,000
Faulk, South Dakota 2 $ 670,000 $ 335,000 $ 120,000
Lake, South Dakota 2 $ 490,000 $ 245,000 $ 206,000
McCook, South Dakota 2 $ 230,000 $ 115,000 $ 145,000
Spink, South Dakota 2 $ 520,000 $ 260,000 $ 125,000
Sully, South Dakota 2 $ 300,000 $ 150,000 $ 173,000
Tripp, South Dakota 2 $ 460,000 $ 230,000 $ 276,000
Turner, South Dakota 2 $ 730,000 $ 365,000 $ 50,000
Walworth, South Dakota 2 $ 890,000 $ 445,000 $ 142,000
Campbell, Tennessee 2 $ 450,000 $ 225,000 $ 152,000
Lake, Tennessee 2 $ 460,000 $ 230,000 $ 168,000
Obion, Tennessee 2 $ 230,000 $ 115,000 $ 128,000
Rhea, Tennessee 2 $ 480,000 $ 240,000 $ 77,000
Unicoi, Tennessee 2 $ 380,000 $ 190,000 $ 115,000
Laramie, Wyoming 2 $ 610,000 $ 305,000 $ 150,000
Park, Wyoming 2 $ 760,000 $ 380,000 $ 169,000
Platte, Wyoming 2 $ 810,000 $ 405,000 $ 220,000
Arkansas, Arkansas 1 $ 105,000 $ 105,000 $ 114,000
Moffat, Colorado 1 $ 225,000 $ 225,000 $ 63,000
Henry, Georgia 1 $ 255,000 $ 255,000 $ 150,000
Champaign, Illinois 1 $ 255,000 $ 255,000 $ 130,000
Clinton, Illinois 1 $ 695,000 $ 695,000 $ 205,000
Crawford, Illinois 1 $ 255,000 $ 255,000 $ 111,000
Cumberland, Illinois 1 $ 95,000 $ 95,000 $ 51,000
Greene, Illinois 1 $ 105,000 $ 105,000 $ 80,000
Iroquois, Illinois 1 $ 155,000 $ 155,000 $ 140,000
Jersey, Illinois 1 $ 385,000 $ 385,000 $ 221,000
Johnson, Illinois 1 $ 105,000 $ 105,000 $ 71,000
Logan, Illinois 1 $ 135,000 $ 135,000 $ 75,000
Madison, Illinois 1 $ 395,000 $ 395,000 $ 222,000
Mason, Illinois 1 $ 195,000 $ 195,000 $ 111,000
Pulaski, Illinois 1 $ 115,000 $ 115,000 $ 68,000
Sangamon, Illinois 1 $ 195,000 $ 195,000 $ 80,000
Shelby, Illinois 1 $ 105,000 $ 105,000 $ 47,000
Fayette, Indiana 1 $ 135,000 $ 135,000 $ 272,000
Fulton, Indiana 1 $ 35,000 $ 35,000 $ 19,000
Perry, Indiana 1 $ 105,000 $ 105,000 $ 76,000
Union, Indiana 1 $ 225,000 $ 225,000 $ 75,000
Appanoose, Iowa 1 $ 225,000 $ 225,000 $ 100,000
Audubon, Iowa 1 $ 125,000 $ 125,000 $ 98,000
Buchanan, Iowa 1 $ 215,000 $ 215,000 $ 111,000
Buena Vista, Iowa 1 $ 85,000 $ 85,000 $ 170,000
Butler, Iowa 1 $ 225,000 $ 225,000 $ 101,000
Davis, Iowa 1 $ 105,000 $ 105,000 $ 125,000
Decatur, Iowa 1 $ 365,000 $ 365,000 $ 120,000
Emmet, Iowa 1 $ 215,000 $ 215,000 $ 132,000
Grundy, Iowa 1 $ 125,000 $ 125,000 $ 41,000
Hamilton, Iowa 1 $ 195,000 $ 195,000 $ 85,000
Hardin, Iowa 1 $ 375,000 $ 375,000 $ 127,000
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Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,092 $850,850,000 $275,000 $3,875,000 $142,000 $2,971,000
Refinancing 1,336 $331,100,000 $247,000 $2,525,000 $129,000 $1,658,000
Home Improvement 295 $34,605,000 $117,000 $1,015,000 $134,000 $2,412,000
Other Purpose 22 $3,460,000 $157,000 $395,000 $158,000 $663,000
Cash-out Refinancing 10 $3,940,000 $394,000 $1,475,000 $119,000 $262,000
Not Applicable 5 $1,145,000 $229,000 $685,000 $80,000 $80,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 3,064 $815,180,000 $266,000 $2,475,000 $139,000 $2,971,000
White 1,645 $389,615,000 $236,000 $2,525,000 $134,000 $2,412,000
Hispanic 24 $6,590,000 $274,000 $815,000 $129,000 $375,000
Not applicable 11 $5,955,000 $541,000 $3,055,000 $666,000 $1,947,000
Black or African American 5 $1,755,000 $351,000 $1,005,000 $153,000 $216,000
American Indian or Alaskan Native 5 $4,695,000 $939,000 $3,875,000 $487,000 $1,904,000
Asian 2 $400,000 $200,000 $265,000 $28,000 $35,000
Native Hawaiian or Other Pacific Islander 1 $65,000 $65,000 $65,000 $68,000 $68,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,760 $1,225,100,000 $257,000 $3,875,000 $138,000 $2,971,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,808 $737,160,000 $262,000 $3,875,000 $154,000 $2,971,000
Application Approved But Not Accepted 772 $208,840,000 $270,000 $1,655,000 $132,000 $2,480,000
Application Denied By Financial Institution 660 $160,530,000 $243,000 $2,315,000 $93,000 $1,607,000
Application Withdrawn By Applicant 520 $118,570,000 $228,000 $1,085,000 $115,000 $693,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,100 $1,064,570,000 $259,000 $3,875,000 $145,000 $2,971,000
Debt-To-Income Ratio 538 $136,140,000 $253,000 $2,315,000 $90,000 $1,607,000
Credit History 63 $11,785,000 $187,000 $525,000 $112,000 $317,000
Collateral 33 $7,565,000 $229,000 $995,000 $97,000 $202,000
Other 12 $1,520,000 $126,000 $235,000 $90,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,945,000 $267,000 $495,000 $94,000 $175,000
Unverifiable Information 2 $470,000 $235,000 $405,000 $99,000 $103,000
Employment History 1 $105,000 $105,000 $105,000 $42,000 $42,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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