Farmers & Stockmens Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Farmers & Stockmens Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers & Stockmens Bank 22 Maple Street Clayton, NM 88415 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 976 |
| Total Mortgage Loan Application Amount | $330,250,000 |
| Average Mortgage Loan Application Amount | $338,333 |
| Highest Mortgage Loan Application Amount | $1,755,000 |
| Average Applicant Income | $136,666 |
| Highest Applicant Income | $4,571,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Farmers & Stockmens Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers & Stockmens Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Farmers & Stockmens Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers & Stockmens Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers & Stockmens Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers & Stockmens Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| El Paso County Colorado | 697 | $ 233,575,000 | $ 335,000 | $ 117,000 |
| Denver County Colorado | 33 | $ 12,655,000 | $ 383,000 | $ 168,000 |
| Douglas County Colorado | 32 | $ 12,760,000 | $ 398,000 | $ 171,000 |
| Arapahoe County Colorado | 24 | $ 8,350,000 | $ 347,000 | $ 129,000 |
| Pueblo County Colorado | 20 | $ 4,860,000 | $ 243,000 | $ 97,000 |
| Jefferson County Colorado | 19 | $ 6,705,000 | $ 352,000 | $ 147,000 |
| Teller County Colorado | 15 | $ 6,255,000 | $ 417,000 | $ 76,000 |
| Union County New Mexico | 12 | $ 2,290,000 | $ 190,000 | $ 70,000 |
| Pitkin County Colorado | 10 | $ 5,270,000 | $ 527,000 | $ 267,000 |
| Maricopa County Arizona | 7 | $ 2,115,000 | $ 302,000 | $ 128,000 |
| Garfield County Colorado | 7 | $ 2,585,000 | $ 369,000 | $ 97,000 |
| Adams County Colorado | 5 | $ 1,695,000 | $ 339,000 | $ 95,000 |
| Larimer County Colorado | 5 | $ 1,705,000 | $ 341,000 | $ 137,000 |
| Eagle County Colorado | 4 | $ 1,390,000 | $ 347,000 | $ 228,000 |
| Summit County Colorado | 4 | $ 1,610,000 | $ 402,000 | $ 240,000 |
| Bernalillo County New Mexico | 4 | $ 1,420,000 | $ 355,000 | $ 155,000 |
| Pierce County Washington | 4 | $ 1,930,000 | $ 482,000 | $ 129,000 |
| Boulder County Colorado | 3 | $ 805,000 | $ 268,000 | $ 113,000 |
| Broomfield County Colorado | 3 | $ 1,155,000 | $ 385,000 | $ 123,000 |
| Grand County Colorado | 3 | $ 665,000 | $ 221,000 | $ 188,000 |
| Park County Colorado | 3 | $ 615,000 | $ 205,000 | $ 181,000 |
| Weld County Colorado | 3 | $ 1,025,000 | $ 341,000 | $ 116,000 |
| Chaffee County Colorado | 2 | $ 1,200,000 | $ 600,000 | $ 4,571,000 |
| Elbert County Colorado | 2 | $ 1,230,000 | $ 615,000 | $ 174,000 |
| Lake County Colorado | 2 | $ 450,000 | $ 225,000 | $ 128,000 |
| Cobb County Georgia | 2 | $ 740,000 | $ 370,000 | $ 257,000 |
| Quay County New Mexico | 2 | $ 490,000 | $ 245,000 | $ 82,000 |
| San Miguel County New Mexico | 2 | $ 460,000 | $ 230,000 | $ 122,000 |
| Williamson County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 89,000 |
| Parker County Texas | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Alexandria County Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 270,000 |
| Spokane County Washington | 2 | $ 460,000 | $ 230,000 | $ 238,000 |
| Coffee County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Fairbanks North Star County Alaska | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Cochise County Arizona | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Routt County Colorado | 1 | $ 245,000 | $ 245,000 | $ 234,000 |
| Lee County Florida | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Okaloosa County Florida | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Bryan County Georgia | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Fayette County Georgia | 1 | $ 285,000 | $ 285,000 | $ 263,000 |
| Gwinnett County Georgia | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Muscogee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Riley County Kansas | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Fayette County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Jefferson County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 415,000 | $ 415,000 | $ 85,000 |
| Montgomery County Maryland | 1 | $ 345,000 | $ 345,000 | $ 168,000 |
| Sarpy County Nebraska | 1 | $ 345,000 | $ 345,000 | $ 178,000 |
| Colfax County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Mora County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Ward County North Dakota | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 165,000 |
| Rutherford County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Bexar County Texas | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Collin County Texas | 1 | $ 385,000 | $ 385,000 | $ 136,000 |
| Dallam County Texas | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Lipscomb County Texas | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Ochiltree County Texas | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Washington County Utah | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Albemarle County Virginia | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Augusta County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Fairfax County Virginia | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Lexington County Virginia | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Loudoun County Virginia | 1 | $ 665,000 | $ 665,000 | $ 194,000 |
| Norfolk County Virginia | 1 | $ 235,000 | $ 235,000 | $ 161,000 |
| King County Washington | 1 | $ 515,000 | $ 515,000 | $ 162,000 |
| Laramie County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Farmers & Stockmens Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 414 | $145,980,000 | $352,000 | $935,000 | $110,000 | $409,000 |
| Refinancing | 413 | $133,575,000 | $323,000 | $1,605,000 | $159,000 | $4,571,000 |
| Cash-out Refinancing | 149 | $50,695,000 | $340,000 | $1,755,000 | $141,000 | $660,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 733 | $246,945,000 | $336,000 | $1,605,000 | $138,000 | $4,571,000 |
| Hispanic | 96 | $29,100,000 | $303,000 | $815,000 | $85,000 | $275,000 |
| Not Provided | 73 | $25,555,000 | $350,000 | $765,000 | $147,000 | $762,000 |
| Asian | 35 | $12,005,000 | $343,000 | $545,000 | $83,000 | $263,000 |
| Black or African American | 27 | $8,935,000 | $330,000 | $565,000 | $95,000 | $183,000 |
| Not applicable | 8 | $6,540,000 | $817,000 | $1,755,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $500,000 | $250,000 | $265,000 | $96,000 | $134,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 528 | $164,870,000 | $312,000 | $1,755,000 | $146,000 | $4,571,000 |
| VA-guaranteed (Veterans Administration) | 412 | $153,700,000 | $373,000 | $985,000 | $106,000 | $387,000 |
| FHA-insured (Federal Housing Administration) | 35 | $10,775,000 | $307,000 | $545,000 | $84,000 | $206,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $905,000 | $905,000 | $905,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 825 | $278,165,000 | $337,000 | $1,755,000 | $130,000 | $4,571,000 |
| Application Withdrawn By Applicant | 119 | $41,415,000 | $348,000 | $1,605,000 | $135,000 | $762,000 |
| File Closed For Incompleteness | 12 | $3,920,000 | $326,000 | $505,000 | $86,000 | $138,000 |
| Application Denied By Financial Institution | 12 | $4,170,000 | $347,000 | $815,000 | $128,000 | $358,000 |
| Application Approved But Not Accepted | 8 | $2,580,000 | $322,000 | $555,000 | $117,000 | $165,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 976 | $330,250,000 | $338,000 | $1,755,000 | $130,000 | $4,571,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers & Stockmens Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers & Stockmens Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.