Farmers Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Farmers Bank & Trust 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Farmers Bank & Trust
1017 Harrison
Great Bend, KS 67530
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 5,066
Total Mortgage Loan Application Amount $2,224,830,000
Average Mortgage Loan Application Amount $337,400
Highest Mortgage Loan Application Amount $1,755,000
Average Applicant Income $67,600
Highest Applicant Income $7,709,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Farmers Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Farmers Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Bank & Trust serves its applicants.

Each category highlights the total number of mortgage applications processed by Farmers Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Bank & Trust's mortgage activity for 2021.

Download the Kansas Lender List

Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,008 $1,376,290,000 $457,000 $1,585,000 $69,000 $3,108,000
Cash-out Refinancing 1,463 $635,485,000 $434,000 $1,755,000 $44,000 $2,904,000
Home Purchase 590 $212,370,000 $359,000 $1,325,000 $82,000 $7,709,000
Home Improvement 4 $330,000 $82,000 $105,000 $143,000 $169,000
Other Purpose 1 $355,000 $355,000 $355,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,100 $864,510,000 $411,000 $1,435,000 $58,000 $3,048,000
Not Provided 1,330 $613,750,000 $461,000 $1,755,000 $71,000 $7,709,000
Asian 944 $443,670,000 $469,000 $1,325,000 $55,000 $1,601,000
Hispanic 230 $92,030,000 $400,000 $995,000 $67,000 $3,108,000
Black or African American 75 $29,515,000 $393,000 $1,225,000 $38,000 $780,000
American Indian or Alaskan Native 16 $5,550,000 $346,000 $545,000 $48,000 $336,000
Not applicable 14 $4,200,000 $300,000 $1,585,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,052 $2,223,580,000 $440,000 $1,755,000 $63,000 $7,709,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,250,000 $89,000 $175,000 $38,000 $67,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,052 $1,361,430,000 $446,000 $1,585,000 $60,000 $7,709,000
Application Withdrawn By Applicant 934 $419,450,000 $449,000 $1,755,000 $63,000 $3,108,000
Application Approved But Not Accepted 416 $182,690,000 $439,000 $1,055,000 $81,000 $2,520,000
File Closed For Incompleteness 412 $171,030,000 $415,000 $1,055,000 $89,000 $3,048,000
Application Denied By Financial Institution 252 $90,230,000 $358,000 $1,005,000 $26,000 $408,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5,066 $2,224,830,000 $439,000 $1,755,000 $63,000 $7,709,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farmers Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kansas Lender List