Farmers Bank & Trust Mortgage Lending & HMDA Data, 2021
In 2021, Farmers Bank & Trust of Great Bend, KS reported 5,066 mortgage applications totaling $2.2 billion, up 80% from 2020. The average application was for $439,168, and applicants reported an average income of $63,339. 60% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (497), Washington-Arlington-Alexandria, DC-VA-MD-WV (436) and Los Angeles-Long Beach-Glendale, CA (227) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 5,066 |
| Total Mortgage Loan Application Amount | $2,224,830,000 |
| Average Mortgage Loan Application Amount | $439,168 |
| Highest Mortgage Loan Application Amount | $1,755,000 |
| Average Applicant Income | $63,339 |
| Highest Applicant Income | $7,709,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,008 | $1,376,290,000 | $457,000 | $1,585,000 | $69,000 | $3,108,000 |
| Cash-out Refinancing | 1,463 | $635,485,000 | $434,000 | $1,755,000 | $44,000 | $2,904,000 |
| Home Purchase | 590 | $212,370,000 | $359,000 | $1,325,000 | $82,000 | $7,709,000 |
| Home Improvement | 4 | $330,000 | $82,000 | $105,000 | $143,000 | $169,000 |
| Other Purpose | 1 | $355,000 | $355,000 | $355,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,100 | $864,510,000 | $411,000 | $1,435,000 | $58,000 | $3,048,000 |
| Not Provided | 1,330 | $613,750,000 | $461,000 | $1,755,000 | $71,000 | $7,709,000 |
| Asian | 944 | $443,670,000 | $469,000 | $1,325,000 | $55,000 | $1,601,000 |
| Hispanic | 230 | $92,030,000 | $400,000 | $995,000 | $67,000 | $3,108,000 |
| Black or African American | 75 | $29,515,000 | $393,000 | $1,225,000 | $38,000 | $780,000 |
| American Indian or Alaskan Native | 16 | $5,550,000 | $346,000 | $545,000 | $48,000 | $336,000 |
| Not applicable | 14 | $4,200,000 | $300,000 | $1,585,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,052 | $2,223,580,000 | $440,000 | $1,755,000 | $63,000 | $7,709,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,250,000 | $89,000 | $175,000 | $38,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,052 | $1,361,430,000 | $446,000 | $1,585,000 | $60,000 | $7,709,000 |
| Application Withdrawn By Applicant | 934 | $419,450,000 | $449,000 | $1,755,000 | $63,000 | $3,108,000 |
| Application Approved But Not Accepted | 416 | $182,690,000 | $439,000 | $1,055,000 | $81,000 | $2,520,000 |
| File Closed For Incompleteness | 412 | $171,030,000 | $415,000 | $1,055,000 | $89,000 | $3,048,000 |
| Application Denied By Financial Institution | 252 | $90,230,000 | $358,000 | $1,005,000 | $26,000 | $408,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5,066 | $2,224,830,000 | $439,000 | $1,755,000 | $63,000 | $7,709,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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