Farmers Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Farmers Bank & Trust 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Farmers Bank & Trust
1017 Harrison
Great Bend, KS 67530
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 5,066
Total Mortgage Loan Application Amount $2,224,830,000
Average Mortgage Loan Application Amount $337,400
Highest Mortgage Loan Application Amount $1,755,000
Average Applicant Income $67,600
Highest Applicant Income $7,709,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Farmers Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Farmers Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Bank & Trust serves its applicants.

Each category highlights the total number of mortgage applications processed by Farmers Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Bank & Trust's mortgage activity for 2021.

Mortgage Loan Application Totals for Farmers Bank & Trust by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King County Washington 384 $ 211,970,000 $ 552,000 $ 71,000
Los Angeles County California 227 $ 115,505,000 $ 508,000 $ 65,000
Loudoun County Virginia 196 $ 91,630,000 $ 467,000 $ 88,000
Orange County California 149 $ 86,605,000 $ 581,000 $ 54,000
Fairfax County Virginia 130 $ 64,250,000 $ 494,000 $ 72,000
Johnson County Kansas 128 $ 36,990,000 $ 288,000 $ 52,000
Snohomish County Washington 113 $ 56,475,000 $ 499,000 $ 51,000
Alameda County California 111 $ 68,055,000 $ 613,000 $ 65,000
San Diego County California 110 $ 55,710,000 $ 506,000 $ 63,000
Santa Clara County California 102 $ 58,590,000 $ 574,000 $ 90,000
Middlesex County Massachusetts 81 $ 40,125,000 $ 495,000 $ 59,000
Maricopa County Arizona 79 $ 31,155,000 $ 394,000 $ 31,000
Contra Costa County California 60 $ 36,600,000 $ 610,000 $ 55,000
Wake County North Carolina 59 $ 23,545,000 $ 399,000 $ 45,000
Middlesex County New Jersey 57 $ 22,985,000 $ 403,000 $ 60,000
Clark County Nevada 53 $ 21,365,000 $ 403,000 $ 58,000
District of Columbia County District Of Columbia 51 $ 27,625,000 $ 541,000 $ 85,000
Williamson County Tennessee 45 $ 21,965,000 $ 488,000 $ 14,000
Jackson County Missouri 44 $ 12,720,000 $ 289,000 $ 271,000
Mecklenburg County North Carolina 44 $ 19,220,000 $ 436,000 $ 55,000
Barton County Kansas 43 $ 5,865,000 $ 136,000 $ 69,000
Bergen County New Jersey 41 $ 19,255,000 $ 469,000 $ 67,000
Morris County New Jersey 41 $ 20,075,000 $ 489,000 $ 59,000
Hillsborough County Florida 40 $ 9,490,000 $ 237,000 $ 67,000
Cook County Illinois 36 $ 14,620,000 $ 406,000 $ 49,000
Harris County Texas 35 $ 15,415,000 $ 440,000 $ 84,000
Dallas County Texas 34 $ 11,920,000 $ 350,000 $ 68,000
Travis County Texas 34 $ 15,720,000 $ 462,000 $ 49,000
Sacramento County California 33 $ 13,715,000 $ 415,000 $ 28,000
San Mateo County California 33 $ 20,935,000 $ 634,000 $ 102,000
Riverside County California 32 $ 12,990,000 $ 405,000 $ 46,000
Ada County Idaho 32 $ 14,050,000 $ 439,000 $ 25,000
San Bernardino County California 31 $ 16,095,000 $ 519,000 $ 41,000
Monmouth County New Jersey 30 $ 13,460,000 $ 448,000 $ 81,000
Broward County Florida 28 $ 12,170,000 $ 434,000 $ 45,000
Norfolk County Massachusetts 28 $ 14,490,000 $ 517,000 $ 76,000
Washington County Oregon 28 $ 11,800,000 $ 421,000 $ 60,000
Chester County Pennsylvania 28 $ 11,570,000 $ 413,000 $ 57,000
Pawnee County Kansas 27 $ 2,695,000 $ 99,000 $ 95,000
Williamson County Texas 26 $ 9,100,000 $ 350,000 $ 20,000
Clark County Washington 26 $ 11,040,000 $ 424,000 $ 12,000
Pierce County Washington 26 $ 11,310,000 $ 435,000 $ 41,000
Ventura County California 25 $ 12,525,000 $ 501,000 $ 43,000
Placer County California 24 $ 11,170,000 $ 465,000 $ 60,000
San Francisco County California 24 $ 16,430,000 $ 684,000 $ 56,000
Denver County Colorado 24 $ 12,360,000 $ 515,000 $ 79,000
Hudson County New Jersey 24 $ 13,910,000 $ 579,000 $ 59,000
Arlington County Virginia 24 $ 13,330,000 $ 555,000 $ 73,000
Lee County Florida 23 $ 12,785,000 $ 555,000 $ 153,000
Douglas County Kansas 23 $ 6,675,000 $ 290,000 $ 26,000
Multnomah County Oregon 23 $ 10,365,000 $ 450,000 $ 36,000
Denton County Texas 23 $ 8,925,000 $ 388,000 $ 33,000
Orange County Florida 22 $ 7,220,000 $ 328,000 $ 43,000
Jefferson County Colorado 21 $ 9,025,000 $ 429,000 $ 44,000
Fulton County Georgia 21 $ 8,305,000 $ 395,000 $ 195,000
Somerset County New Jersey 21 $ 10,715,000 $ 510,000 $ 81,000
Douglas County Colorado 20 $ 10,250,000 $ 512,000 $ 41,000
Edwards County Kansas 20 $ 1,440,000 $ 72,000 $ 97,000
Palm Beach County Florida 19 $ 7,895,000 $ 415,000 $ 41,000
Bucks County Pennsylvania 19 $ 8,505,000 $ 447,000 $ 91,000
Union County New Jersey 18 $ 8,900,000 $ 494,000 $ 250,000
Collin County Texas 18 $ 6,080,000 $ 337,000 $ 38,000
Essex County New Jersey 17 $ 8,365,000 $ 492,000 $ 60,000
Montgomery County Pennsylvania 17 $ 6,965,000 $ 409,000 $ 53,000
New Castle County Delaware 16 $ 5,920,000 $ 370,000 $ 42,000
Worcester County Massachusetts 16 $ 6,420,000 $ 401,000 $ 29,000
St. Louis County Missouri 16 $ 4,910,000 $ 306,000 $ 59,000
Washoe County Nevada 16 $ 6,140,000 $ 383,000 $ 15,000
Salt Lake County Utah 16 $ 6,630,000 $ 414,000 $ 38,000
Prince William County Virginia 16 $ 7,960,000 $ 497,000 $ 64,000
Pima County Arizona 15 $ 5,305,000 $ 353,000 $ 39,000
Kent County Michigan 15 $ 3,375,000 $ 225,000 $ 124,000
Hennepin County Minnesota 15 $ 5,785,000 $ 385,000 $ 74,000
Davidson County Tennessee 15 $ 7,455,000 $ 497,000 $ 32,000
San Joaquin County California 14 $ 5,470,000 $ 390,000 $ 62,000
Fairfield County Connecticut 14 $ 5,870,000 $ 419,000 $ 204,000
Brevard County Florida 14 $ 3,900,000 $ 278,000 $ 48,000
Miami-Dade County Florida 14 $ 7,030,000 $ 502,000 $ 11,000
Cobb County Georgia 14 $ 5,380,000 $ 384,000 $ 70,000
Marin County California 13 $ 8,425,000 $ 648,000 $ 114,000
DeKalb County Georgia 13 $ 4,695,000 $ 361,000 $ 42,000
Essex County Massachusetts 13 $ 5,715,000 $ 439,000 $ 69,000
Westchester County New York 13 $ 7,015,000 $ 539,000 $ 19,000
Allegheny County Pennsylvania 13 $ 5,295,000 $ 407,000 $ 103,000
Charleston County South Carolina 13 $ 5,105,000 $ 392,000 $ 149,000
Wyandotte County Kansas 12 $ 2,430,000 $ 202,000 $ 37,000
Tarrant County Texas 12 $ 4,400,000 $ 366,000 $ 24,000
Whatcom County Washington 12 $ 4,430,000 $ 369,000 $ 27,000
Santa Cruz County California 11 $ 6,595,000 $ 599,000 $ 101,000
New Haven County Connecticut 11 $ 3,915,000 $ 355,000 $ 56,000
St. Johns County Florida 11 $ 3,825,000 $ 347,000 $ 76,000
Hamilton County Indiana 11 $ 4,905,000 $ 445,000 $ 35,000
Hillsborough County New Hampshire 11 $ 3,725,000 $ 338,000 $ 43,000
Mercer County New Jersey 11 $ 4,555,000 $ 414,000 $ 58,000
Philadelphia County Pennsylvania 11 $ 3,275,000 $ 297,000 $ 68,000
Shelby County Tennessee 11 $ 5,055,000 $ 459,000 $ 67,000
Fresno County California 10 $ 3,580,000 $ 358,000 $ 64,000
Adams County Colorado 10 $ 4,640,000 $ 464,000 $ 40,000
Forsyth County Georgia 10 $ 3,920,000 $ 392,000 $ 42,000
Rush County Kansas 10 $ 680,000 $ 68,000 $ 88,000
Sedgwick County Kansas 10 $ 2,690,000 $ 269,000 $ 87,000
Ocean County New Jersey 10 $ 3,960,000 $ 396,000 $ 15,000
Franklin County Ohio 10 $ 2,840,000 $ 284,000 $ 0
Fort Bend County Texas 10 $ 3,910,000 $ 391,000 $ 39,000
Montgomery County Texas 10 $ 4,000,000 $ 400,000 $ 47,000
Sonoma County California 9 $ 5,275,000 $ 586,000 $ 120,000
Tulare County California 9 $ 1,565,000 $ 173,000 $ 53,000
Arapahoe County Colorado 9 $ 4,765,000 $ 529,000 $ 71,000
Boulder County Colorado 9 $ 3,725,000 $ 413,000 $ 46,000
Seminole County Florida 9 $ 3,895,000 $ 432,000 $ 73,000
Lake County Illinois 9 $ 3,245,000 $ 360,000 $ 47,000
Suffolk County Massachusetts 9 $ 5,885,000 $ 653,000 $ 18,000
Clay County Missouri 9 $ 2,355,000 $ 261,000 $ 43,000
Passaic County New Jersey 9 $ 4,625,000 $ 513,000 $ 180,000
Nassau County New York 9 $ 4,195,000 $ 466,000 $ 0
Cuyahoga County Ohio 9 $ 4,285,000 $ 476,000 $ 75,000
Hamilton County Ohio 9 $ 2,825,000 $ 313,000 $ 97,000
Deschutes County Oregon 9 $ 3,525,000 $ 391,000 $ 41,000
Chesterfield County Virginia 9 $ 4,165,000 $ 462,000 $ 55,000
Henrico County Virginia 9 $ 5,155,000 $ 572,000 $ 47,000
Kitsap County Washington 9 $ 4,705,000 $ 522,000 $ 77,000
Broomfield County Colorado 8 $ 3,620,000 $ 452,000 $ 70,000
Pinellas County Florida 8 $ 2,950,000 $ 368,000 $ 0
Scott County Minnesota 8 $ 3,390,000 $ 423,000 $ 37,000
Sussex County New Jersey 8 $ 1,870,000 $ 233,000 $ 40,000
Orange County North Carolina 8 $ 3,280,000 $ 410,000 $ 30,000
Delaware County Ohio 8 $ 2,650,000 $ 331,000 $ 88,000
Hamilton County Tennessee 8 $ 2,440,000 $ 305,000 $ 48,000
Kern County California 7 $ 2,045,000 $ 292,000 $ 56,000
Solano County California 7 $ 2,695,000 $ 385,000 $ 46,000
Larimer County Colorado 7 $ 2,335,000 $ 333,000 $ 22,000
Sussex County Delaware 7 $ 2,285,000 $ 326,000 $ 62,000
Honolulu County Hawaii 7 $ 4,155,000 $ 593,000 $ 0
Plymouth County Massachusetts 7 $ 3,465,000 $ 495,000 $ 54,000
Washington County Minnesota 7 $ 2,025,000 $ 289,000 $ 37,000
Rockingham County New Hampshire 7 $ 2,115,000 $ 302,000 $ 92,000
Buncombe County North Carolina 7 $ 2,095,000 $ 299,000 $ 39,000
Cabarrus County North Carolina 7 $ 3,245,000 $ 463,000 $ 71,000
Warren County Ohio 7 $ 2,315,000 $ 330,000 $ 92,000
Virginia Beach County Virginia 7 $ 3,345,000 $ 477,000 $ 40,000
Chelan County Washington 7 $ 3,135,000 $ 447,000 $ 7,000
San Luis Obispo County California 6 $ 3,180,000 $ 530,000 $ 57,000
El Paso County Colorado 6 $ 1,960,000 $ 326,000 $ 40,000
Hartford County Connecticut 6 $ 2,770,000 $ 461,000 $ 21,000
DuPage County Illinois 6 $ 2,090,000 $ 348,000 $ 39,000
Ellis County Kansas 6 $ 670,000 $ 111,000 $ 244,000
Miami County Kansas 6 $ 1,630,000 $ 271,000 $ 47,000
Stafford County Kansas 6 $ 830,000 $ 138,000 $ 170,000
Hampden County Massachusetts 6 $ 1,370,000 $ 228,000 $ 52,000
Dakota County Minnesota 6 $ 1,850,000 $ 308,000 $ 50,000
Burlington County New Jersey 6 $ 2,170,000 $ 361,000 $ 72,000
Cape May County New Jersey 6 $ 3,000,000 $ 500,000 $ 0
New York County New York 6 $ 2,220,000 $ 370,000 $ 147,000
Queens County New York 6 $ 3,130,000 $ 521,000 $ 0
Delaware County Oklahoma 6 $ 1,250,000 $ 208,000 $ 123,000
Clackamas County Oregon 6 $ 2,450,000 $ 408,000 $ 32,000
Beaufort County South Carolina 6 $ 2,420,000 $ 403,000 $ 32,000
York County South Carolina 6 $ 2,860,000 $ 476,000 $ 32,000
Rutherford County Tennessee 6 $ 1,880,000 $ 313,000 $ 27,000
Warren County Virginia 6 $ 2,210,000 $ 368,000 $ 39,000
Spokane County Washington 6 $ 1,950,000 $ 325,000 $ 34,000
Thurston County Washington 6 $ 2,240,000 $ 373,000 $ 54,000
Jefferson County Alabama 5 $ 1,225,000 $ 245,000 $ 0
Yavapai County Arizona 5 $ 1,645,000 $ 329,000 $ 49,000
Benton County Arkansas 5 $ 715,000 $ 143,000 $ 117,000
Napa County California 5 $ 2,665,000 $ 533,000 $ 69,000
Weld County Colorado 5 $ 2,245,000 $ 449,000 $ 247,000
Manatee County Florida 5 $ 1,805,000 $ 361,000 $ 14,000
Chatham County Georgia 5 $ 1,245,000 $ 249,000 $ 89,000
Hawaii County Hawaii 5 $ 1,935,000 $ 387,000 $ 0
Oakland County Michigan 5 $ 1,685,000 $ 337,000 $ 48,000
Ottawa County Michigan 5 $ 1,635,000 $ 327,000 $ 37,000
Carver County Minnesota 5 $ 2,415,000 $ 483,000 $ 21,000
Ramsey County Minnesota 5 $ 1,905,000 $ 381,000 $ 634,000
Rankin County Mississippi 5 $ 1,855,000 $ 371,000 $ 237,000
Cass County Missouri 5 $ 1,575,000 $ 315,000 $ 55,000
Platte County Missouri 5 $ 1,085,000 $ 217,000 $ 28,000
Bernalillo County New Mexico 5 $ 1,555,000 $ 311,000 $ 36,000
Union County North Carolina 5 $ 3,105,000 $ 621,000 $ 0
Lane County Oregon 5 $ 2,165,000 $ 433,000 $ 43,000
Sevier County Tennessee 5 $ 1,795,000 $ 359,000 $ 12,000
Sumner County Tennessee 5 $ 2,165,000 $ 433,000 $ 94,000
Bexar County Texas 5 $ 2,295,000 $ 459,000 $ 0
Utah County Utah 5 $ 2,395,000 $ 479,000 $ 29,000
Weber County Utah 5 $ 1,935,000 $ 387,000 $ 77,000
Clallam County Washington 5 $ 2,245,000 $ 449,000 $ 0
Pinal County Arizona 4 $ 1,000,000 $ 250,000 $ 66,000
Monterey County California 4 $ 2,150,000 $ 537,000 $ 0
Santa Barbara County California 4 $ 2,740,000 $ 685,000 $ 0
Duval County Florida 4 $ 1,660,000 $ 415,000 $ 25,000
Pasco County Florida 4 $ 1,330,000 $ 332,000 $ 0
Sarasota County Florida 4 $ 2,310,000 $ 577,000 $ 309,000
Gwinnett County Georgia 4 $ 1,510,000 $ 377,000 $ 89,000
Kootenai County Idaho 4 $ 1,720,000 $ 430,000 $ 80,000
Shawnee County Kansas 4 $ 660,000 $ 165,000 $ 11,000
Jefferson County Kentucky 4 $ 550,000 $ 137,000 $ 0
Anoka County Minnesota 4 $ 1,880,000 $ 470,000 $ 102,000
Strafford County New Hampshire 4 $ 720,000 $ 180,000 $ 120,000
Kings County New York 4 $ 2,260,000 $ 565,000 $ 0
Carteret County North Carolina 4 $ 1,470,000 $ 367,000 $ 9,000
Chatham County North Carolina 4 $ 2,540,000 $ 635,000 $ 359,000
Crook County Oregon 4 $ 720,000 $ 180,000 $ 43,000
Lackawanna County Pennsylvania 4 $ 1,620,000 $ 405,000 $ 135,000
Newport County Rhode Island 4 $ 1,550,000 $ 387,000 $ 112,000
Providence County Rhode Island 4 $ 1,120,000 $ 280,000 $ 25,000
Greenville County South Carolina 4 $ 1,250,000 $ 312,000 $ 59,000
Horry County South Carolina 4 $ 830,000 $ 207,000 $ 297,000
Wise County Texas 4 $ 1,340,000 $ 335,000 $ 30,000
Davis County Utah 4 $ 1,550,000 $ 387,000 $ 24,000
Summit County Utah 4 $ 2,750,000 $ 687,000 $ 96,000
Lamoille County Vermont 4 $ 1,600,000 $ 400,000 $ 306,000
Albemarle County Virginia 4 $ 1,830,000 $ 457,000 $ 43,000
Stafford County Virginia 4 $ 1,200,000 $ 300,000 $ 49,000
Grays Harbor County Washington 4 $ 1,140,000 $ 285,000 $ 63,000
Madison County Alabama 3 $ 1,125,000 $ 375,000 $ 0
Eagle County Colorado 3 $ 2,285,000 $ 761,000 $ 532,000
New London County Connecticut 3 $ 885,000 $ 295,000 $ 80,000
Alachua County Florida 3 $ 865,000 $ 288,000 $ 0
Collier County Florida 3 $ 2,005,000 $ 668,000 $ 67,000
Indian River County Florida 3 $ 775,000 $ 258,000 $ 58,000
Monroe County Florida 3 $ 1,695,000 $ 565,000 $ 88,000
Nassau County Florida 3 $ 1,255,000 $ 418,000 $ 44,000
Okaloosa County Florida 3 $ 855,000 $ 285,000 $ 31,000
Riley County Kansas 3 $ 1,085,000 $ 361,000 $ 296,000
York County Maine 3 $ 915,000 $ 305,000 $ 24,000
Wayne County Michigan 3 $ 765,000 $ 255,000 $ 0
Wright County Minnesota 3 $ 1,055,000 $ 351,000 $ 61,000
Camden County Missouri 3 $ 1,135,000 $ 378,000 $ 79,000
Lancaster County Nebraska 3 $ 465,000 $ 155,000 $ 38,000
Douglas County Nevada 3 $ 2,515,000 $ 838,000 $ 0
Lyon County Nevada 3 $ 1,245,000 $ 415,000 $ 66,000
Grant County New Mexico 3 $ 495,000 $ 165,000 $ 34,000
Suffolk County New York 3 $ 1,615,000 $ 538,000 $ 0
Durham County North Carolina 3 $ 1,115,000 $ 371,000 $ 68,000
Iredell County North Carolina 3 $ 1,995,000 $ 665,000 $ 50,000
New Hanover County North Carolina 3 $ 965,000 $ 321,000 $ 57,000
Oklahoma County Oklahoma 3 $ 1,315,000 $ 438,000 $ 0
Rogers County Oklahoma 3 $ 1,125,000 $ 375,000 $ 68,000
Tulsa County Oklahoma 3 $ 1,415,000 $ 471,000 $ 0
Marion County Oregon 3 $ 1,135,000 $ 378,000 $ 32,000
Yamhill County Oregon 3 $ 1,735,000 $ 578,000 $ 32,000
Northampton County Pennsylvania 3 $ 1,375,000 $ 458,000 $ 42,000
Anderson County South Carolina 3 $ 1,395,000 $ 465,000 $ 33,000
Berkeley County South Carolina 3 $ 975,000 $ 325,000 $ 34,000
Hays County Texas 3 $ 915,000 $ 305,000 $ 22,000
Lubbock County Texas 3 $ 365,000 $ 121,000 $ 27,000
Wasatch County Utah 3 $ 2,125,000 $ 708,000 $ 0
Washington County Utah 3 $ 1,475,000 $ 491,000 $ 120,000
Alexandria County Virginia 3 $ 965,000 $ 321,000 $ 165,000
Hanover County Virginia 3 $ 825,000 $ 275,000 $ 75,000
Newport News County Virginia 3 $ 615,000 $ 205,000 $ 165,000
Spotsylvania County Virginia 3 $ 485,000 $ 161,000 $ 65,000
Yakima County Washington 3 $ 1,365,000 $ 455,000 $ 49,000
Monongalia County West Virginia 3 $ 785,000 $ 261,000 $ 47,000
Dane County Wisconsin 3 $ 1,135,000 $ 378,000 $ 48,000
Washington County Wisconsin 3 $ 1,165,000 $ 388,000 $ 0
Waukesha County Wisconsin 3 $ 1,035,000 $ 345,000 $ 86,000
Barbour County Alabama 2 $ 390,000 $ 195,000 $ 366,000
Mobile County Alabama 2 $ 900,000 $ 450,000 $ 0
Shelby County Alabama 2 $ 1,230,000 $ 615,000 $ 0
Tuscaloosa County Alabama 2 $ 250,000 $ 125,000 $ 186,000
Anchorage County Alaska 2 $ 1,070,000 $ 535,000 $ 0
Coconino County Arizona 2 $ 510,000 $ 255,000 $ 0
Mohave County Arizona 2 $ 190,000 $ 95,000 $ 0
Washington County Arkansas 2 $ 850,000 $ 425,000 $ 0
El Dorado County California 2 $ 600,000 $ 300,000 $ 160,000
Lake County California 2 $ 310,000 $ 155,000 $ 34,000
Yolo County California 2 $ 730,000 $ 365,000 $ 59,000
Park County Colorado 2 $ 730,000 $ 365,000 $ 192,000
Pitkin County Colorado 2 $ 1,230,000 $ 615,000 $ 116,000
Bay County Florida 2 $ 660,000 $ 330,000 $ 1,000
Citrus County Florida 2 $ 270,000 $ 135,000 $ 36,000
Gulf County Florida 2 $ 1,010,000 $ 505,000 $ 47,000
Lake County Florida 2 $ 650,000 $ 325,000 $ 53,000
Leon County Florida 2 $ 730,000 $ 365,000 $ 56,000
Osceola County Florida 2 $ 430,000 $ 215,000 $ 57,000
Volusia County Florida 2 $ 1,170,000 $ 585,000 $ 60,000
Dade County Georgia 2 $ 170,000 $ 85,000 $ 101,000
Fannin County Georgia 2 $ 830,000 $ 415,000 $ 43,000
Fayette County Georgia 2 $ 670,000 $ 335,000 $ 64,000
Walton County Georgia 2 $ 510,000 $ 255,000 $ 49,000
Twin Falls County Idaho 2 $ 970,000 $ 485,000 $ 46,000
Kane County Illinois 2 $ 840,000 $ 420,000 $ 1,000
Clark County Indiana 2 $ 750,000 $ 375,000 $ 69,000
Daviess County Indiana 2 $ 250,000 $ 125,000 $ 0
Jefferson County Indiana 2 $ 890,000 $ 445,000 $ 145,000
Johnson County Indiana 2 $ 810,000 $ 405,000 $ 0
Warrick County Indiana 2 $ 580,000 $ 290,000 $ 0
Franklin County Kansas 2 $ 690,000 $ 345,000 $ 52,000
Jefferson County Kansas 2 $ 530,000 $ 265,000 $ 38,000
Leavenworth County Kansas 2 $ 430,000 $ 215,000 $ 24,000
Thomas County Kansas 2 $ 310,000 $ 155,000 $ 0
Daviess County Kentucky 2 $ 670,000 $ 335,000 $ 57,000
East Baton Rouge County Louisiana 2 $ 780,000 $ 390,000 $ 0
Jefferson County Louisiana 2 $ 1,200,000 $ 600,000 $ 0
Orleans County Louisiana 2 $ 590,000 $ 295,000 $ 0
Cumberland County Maine 2 $ 540,000 $ 270,000 $ 0
Hancock County Maine 2 $ 960,000 $ 480,000 $ 0
Calhoun County Michigan 2 $ 550,000 $ 275,000 $ 69,000
Grand Traverse County Michigan 2 $ 1,030,000 $ 515,000 $ 244,000
Kalamazoo County Michigan 2 $ 1,070,000 $ 535,000 $ 161,000
Livingston County Michigan 2 $ 730,000 $ 365,000 $ 0
Macomb County Michigan 2 $ 630,000 $ 315,000 $ 50,000
Chisago County Minnesota 2 $ 750,000 $ 375,000 $ 49,000
Boone County Missouri 2 $ 910,000 $ 455,000 $ 118,000
Franklin County Missouri 2 $ 290,000 $ 145,000 $ 47,000
Newton County Missouri 2 $ 590,000 $ 295,000 $ 0
St. Charles County Missouri 2 $ 1,050,000 $ 525,000 $ 0
Gallatin County Montana 2 $ 940,000 $ 470,000 $ 0
Park County Montana 2 $ 680,000 $ 340,000 $ 0
Carson City County Nevada 2 $ 870,000 $ 435,000 $ 60,000
Camden County New Jersey 2 $ 390,000 $ 195,000 $ 34,000
Hunterdon County New Jersey 2 $ 660,000 $ 330,000 $ 0
Sandoval County New Mexico 2 $ 710,000 $ 355,000 $ 59,000
Santa Fe County New Mexico 2 $ 610,000 $ 305,000 $ 78,000
Orange County New York 2 $ 460,000 $ 230,000 $ 0
Richmond County New York 2 $ 610,000 $ 305,000 $ 0
Burke County North Carolina 2 $ 290,000 $ 145,000 $ 28,000
Catawba County North Carolina 2 $ 400,000 $ 200,000 $ 0
Clay County North Carolina 2 $ 750,000 $ 375,000 $ 76,000
Davie County North Carolina 2 $ 570,000 $ 285,000 $ 102,000
Guilford County North Carolina 2 $ 820,000 $ 410,000 $ 0
Nash County North Carolina 2 $ 550,000 $ 275,000 $ 78,000
Butler County Ohio 2 $ 930,000 $ 465,000 $ 143,000
Lake County Ohio 2 $ 830,000 $ 415,000 $ 95,000
Montgomery County Ohio 2 $ 300,000 $ 150,000 $ 0
Cleveland County Oklahoma 2 $ 320,000 $ 160,000 $ 0
Jackson County Oklahoma 2 $ 170,000 $ 85,000 $ 11,000
Benton County Oregon 2 $ 1,010,000 $ 505,000 $ 121,000
Columbia County Oregon 2 $ 530,000 $ 265,000 $ 50,000
Douglas County Oregon 2 $ 190,000 $ 95,000 $ 0
Jackson County Oregon 2 $ 900,000 $ 450,000 $ 110,000
Adams County Pennsylvania 2 $ 610,000 $ 305,000 $ 73,000
Cumberland County Pennsylvania 2 $ 690,000 $ 345,000 $ 29,000
Dauphin County Pennsylvania 2 $ 270,000 $ 135,000 $ 19,000
Lancaster County Pennsylvania 2 $ 570,000 $ 285,000 $ 66,000
Oconee County South Carolina 2 $ 810,000 $ 405,000 $ 0
Cheatham County Tennessee 2 $ 610,000 $ 305,000 $ 29,000
Cumberland County Tennessee 2 $ 790,000 $ 395,000 $ 91,000
Wilson County Tennessee 2 $ 610,000 $ 305,000 $ 0
Brazoria County Texas 2 $ 540,000 $ 270,000 $ 0
Comal County Texas 2 $ 810,000 $ 405,000 $ 0
Galveston County Texas 2 $ 610,000 $ 305,000 $ 69,000
Henderson County Texas 2 $ 210,000 $ 105,000 $ 60,000
Kaufman County Texas 2 $ 350,000 $ 175,000 $ 90,000
Kendall County Texas 2 $ 690,000 $ 345,000 $ 0
Parker County Texas 2 $ 830,000 $ 415,000 $ 0
Randall County Texas 2 $ 220,000 $ 110,000 $ 0
Robertson County Texas 2 $ 150,000 $ 75,000 $ 62,000
Runnels County Texas 2 $ 290,000 $ 145,000 $ 51,000
Wilson County Texas 2 $ 530,000 $ 265,000 $ 43,000
Amelia County Virginia 2 $ 710,000 $ 355,000 $ 0
Bedford County Virginia 2 $ 990,000 $ 495,000 $ 78,000
Falls Church County Virginia 2 $ 1,570,000 $ 785,000 $ 195,000
James City County Virginia 2 $ 1,090,000 $ 545,000 $ 0
King George County Virginia 2 $ 470,000 $ 235,000 $ 150,000
Louisa County Virginia 2 $ 960,000 $ 480,000 $ 0
Norfolk County Virginia 2 $ 230,000 $ 115,000 $ 0
Powhatan County Virginia 2 $ 650,000 $ 325,000 $ 42,000
Richmond City County Virginia 2 $ 690,000 $ 345,000 $ 0
York County Virginia 2 $ 1,030,000 $ 515,000 $ 166,000
Island County Washington 2 $ 870,000 $ 435,000 $ 0
Mason County Washington 2 $ 910,000 $ 455,000 $ 109,000
Skagit County Washington 2 $ 650,000 $ 325,000 $ 61,000
Colbert County Alabama 1 $ 375,000 $ 375,000 $ 0
Covington County Alabama 1 $ 255,000 $ 255,000 $ 0
Houston County Alabama 1 $ 15,000 $ 15,000 $ 0
Apache County Arizona 1 $ 475,000 $ 475,000 $ 0
Crittenden County Arkansas 1 $ 235,000 $ 235,000 $ 0
Mendocino County California 1 $ 545,000 $ 545,000 $ 0
Stanislaus County California 1 $ 165,000 $ 165,000 $ 0
Tuolumne County California 1 $ 375,000 $ 375,000 $ 0
Grand County Colorado 1 $ 705,000 $ 705,000 $ 0
Pueblo County Colorado 1 $ 355,000 $ 355,000 $ 0
Windham County Connecticut 1 $ 325,000 $ 325,000 $ 0
Kent County Delaware 1 $ 125,000 $ 125,000 $ 0
Charlotte County Florida 1 $ 495,000 $ 495,000 $ 0
Hendry County Florida 1 $ 115,000 $ 115,000 $ 0
Marion County Florida 1 $ 755,000 $ 755,000 $ 0
Polk County Florida 1 $ 145,000 $ 145,000 $ 0
Santa Rosa County Florida 1 $ 355,000 $ 355,000 $ 0
Cherokee County Georgia 1 $ 335,000 $ 335,000 $ 0
Columbia County Georgia 1 $ 535,000 $ 535,000 $ 0
Douglas County Georgia 1 $ 365,000 $ 365,000 $ 0
Hall County Georgia 1 $ 305,000 $ 305,000 $ 0
Meriwether County Georgia 1 $ 115,000 $ 115,000 $ 0
Oconee County Georgia 1 $ 415,000 $ 415,000 $ 0
Paulding County Georgia 1 $ 445,000 $ 445,000 $ 0
Pierce County Georgia 1 $ 245,000 $ 245,000 $ 0
Ware County Georgia 1 $ 265,000 $ 265,000 $ 0
Kauai County Hawaii 1 $ 665,000 $ 665,000 $ 0
Maui County Hawaii 1 $ 515,000 $ 515,000 $ 0
Benewah County Idaho 1 $ 505,000 $ 505,000 $ 0
Boise County Idaho 1 $ 475,000 $ 475,000 $ 0
Bonner County Idaho 1 $ 495,000 $ 495,000 $ 0
Canyon County Idaho 1 $ 155,000 $ 155,000 $ 0
Madison County Idaho 1 $ 405,000 $ 405,000 $ 0
Owyhee County Idaho 1 $ 305,000 $ 305,000 $ 0
McHenry County Illinois 1 $ 365,000 $ 365,000 $ 0
Peoria County Illinois 1 $ 105,000 $ 105,000 $ 0
Allen County Indiana 1 $ 375,000 $ 375,000 $ 0
Marion County Indiana 1 $ 105,000 $ 105,000 $ 0
Monroe County Indiana 1 $ 285,000 $ 285,000 $ 0
Porter County Indiana 1 $ 215,000 $ 215,000 $ 0
Tippecanoe County Indiana 1 $ 235,000 $ 235,000 $ 0
Anderson County Kansas 1 $ 105,000 $ 105,000 $ 0
Ellsworth County Kansas 1 $ 35,000 $ 35,000 $ 97,000
Ford County Kansas 1 $ 55,000 $ 55,000 $ 0
Kiowa County Kansas 1 $ 175,000 $ 175,000 $ 0
Linn County Kansas 1 $ 335,000 $ 335,000 $ 120,000
Mitchell County Kansas 1 $ 65,000 $ 65,000 $ 0
Ness County Kansas 1 $ 65,000 $ 65,000 $ 57,000
Ottawa County Kansas 1 $ 95,000 $ 95,000 $ 99,000
Fayette County Kentucky 1 $ 245,000 $ 245,000 $ 0
Grant County Kentucky 1 $ 235,000 $ 235,000 $ 0
Lawrence County Kentucky 1 $ 85,000 $ 85,000 $ 0
Martin County Kentucky 1 $ 375,000 $ 375,000 $ 0
McCracken County Kentucky 1 $ 505,000 $ 505,000 $ 0
Meade County Kentucky 1 $ 255,000 $ 255,000 $ 0
Ascension County Louisiana 1 $ 205,000 $ 205,000 $ 0
Bossier County Louisiana 1 $ 105,000 $ 105,000 $ 0
Calcasieu County Louisiana 1 $ 175,000 $ 175,000 $ 0
St. Tammany County Louisiana 1 $ 395,000 $ 395,000 $ 0
Sagadahoc County Maine 1 $ 205,000 $ 205,000 $ 0
Barnstable County Massachusetts 1 $ 265,000 $ 265,000 $ 0
Franklin County Massachusetts 1 $ 185,000 $ 185,000 $ 0
Barry County Michigan 1 $ 85,000 $ 85,000 $ 0
Bay County Michigan 1 $ 55,000 $ 55,000 $ 0
Berrien County Michigan 1 $ 135,000 $ 135,000 $ 0
Clare County Michigan 1 $ 105,000 $ 105,000 $ 0
Clinton County Michigan 1 $ 115,000 $ 115,000 $ 0
Washtenaw County Michigan 1 $ 185,000 $ 185,000 $ 0
Carlton County Minnesota 1 $ 265,000 $ 265,000 $ 0
Sherburne County Minnesota 1 $ 245,000 $ 245,000 $ 0
Bolivar County Mississippi 1 $ 115,000 $ 115,000 $ 93,000
Jones County Mississippi 1 $ 115,000 $ 115,000 $ 0
Barry County Missouri 1 $ 375,000 $ 375,000 $ 0
Caldwell County Missouri 1 $ 775,000 $ 775,000 $ 1,000
Cape Girardeau County Missouri 1 $ 575,000 $ 575,000 $ 0
Greene County Missouri 1 $ 205,000 $ 205,000 $ 0
Jefferson County Missouri 1 $ 475,000 $ 475,000 $ 0
Miller County Missouri 1 $ 465,000 $ 465,000 $ 0
St. Louis City County Missouri 1 $ 185,000 $ 185,000 $ 0
Stone County Missouri 1 $ 285,000 $ 285,000 $ 0
Webster County Missouri 1 $ 505,000 $ 505,000 $ 0
Madison County Montana 1 $ 255,000 $ 255,000 $ 0
Silver Bow County Montana 1 $ 105,000 $ 105,000 $ 0
Douglas County Nebraska 1 $ 45,000 $ 45,000 $ 0
Saunders County Nebraska 1 $ 385,000 $ 385,000 $ 0
Belknap County New Hampshire 1 $ 405,000 $ 405,000 $ 0
Grafton County New Hampshire 1 $ 335,000 $ 335,000 $ 0
Merrimack County New Hampshire 1 $ 15,000 $ 15,000 $ 0
Gloucester County New Jersey 1 $ 235,000 $ 235,000 $ 0
Lincoln County New Mexico 1 $ 355,000 $ 355,000 $ 0
Albany County New York 1 $ 95,000 $ 95,000 $ 0
Bronx County New York 1 $ 455,000 $ 455,000 $ 0
Dutchess County New York 1 $ 685,000 $ 685,000 $ 0
Onondaga County New York 1 $ 225,000 $ 225,000 $ 0
Rockland County New York 1 $ 495,000 $ 495,000 $ 0
Schoharie County New York 1 $ 185,000 $ 185,000 $ 0
Alleghany County North Carolina 1 $ 445,000 $ 445,000 $ 3,000
Camden County North Carolina 1 $ 305,000 $ 305,000 $ 0
Craven County North Carolina 1 $ 305,000 $ 305,000 $ 0
Forsyth County North Carolina 1 $ 775,000 $ 775,000 $ 0
Onslow County North Carolina 1 $ 425,000 $ 425,000 $ 0
Pasquotank County North Carolina 1 $ 115,000 $ 115,000 $ 0
Rockingham County North Carolina 1 $ 385,000 $ 385,000 $ 0
Transylvania County North Carolina 1 $ 315,000 $ 315,000 $ 0
Watauga County North Carolina 1 $ 845,000 $ 845,000 $ 0
Yancey County North Carolina 1 $ 25,000 $ 25,000 $ 0
Grand Forks County North Dakota 1 $ 155,000 $ 155,000 $ 0
Williams County North Dakota 1 $ 375,000 $ 375,000 $ 0
Morrow County Ohio 1 $ 325,000 $ 325,000 $ 0
Union County Ohio 1 $ 475,000 $ 475,000 $ 0
Wayne County Ohio 1 $ 345,000 $ 345,000 $ 0
Canadian County Oklahoma 1 $ 205,000 $ 205,000 $ 0
Washington County Oklahoma 1 $ 85,000 $ 85,000 $ 188,000
Beaver County Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Delaware County Pennsylvania 1 $ 335,000 $ 335,000 $ 0
Monroe County Pennsylvania 1 $ 285,000 $ 285,000 $ 3,000
Washington County Rhode Island 1 $ 285,000 $ 285,000 $ 0
Dorchester County South Carolina 1 $ 275,000 $ 275,000 $ 0
Georgetown County South Carolina 1 $ 445,000 $ 445,000 $ 0
Kershaw County South Carolina 1 $ 255,000 $ 255,000 $ 0
Lancaster County South Carolina 1 $ 585,000 $ 585,000 $ 0
Lexington County South Carolina 1 $ 475,000 $ 475,000 $ 0
Richland County South Carolina 1 $ 515,000 $ 515,000 $ 0
Spartanburg County South Carolina 1 $ 385,000 $ 385,000 $ 0
Bedford County Tennessee 1 $ 355,000 $ 355,000 $ 0
Loudon County Tennessee 1 $ 545,000 $ 545,000 $ 0
Stewart County Tennessee 1 $ 505,000 $ 505,000 $ 0
Sullivan County Tennessee 1 $ 85,000 $ 85,000 $ 0
Brazos County Texas 1 $ 535,000 $ 535,000 $ 0
Burleson County Texas 1 $ 515,000 $ 515,000 $ 0
Cooke County Texas 1 $ 385,000 $ 385,000 $ 0
Harrison County Texas 1 $ 305,000 $ 305,000 $ 0
Smith County Texas 1 $ 155,000 $ 155,000 $ 0
Upshur County Texas 1 $ 335,000 $ 335,000 $ 3,000
Cache County Utah 1 $ 545,000 $ 545,000 $ 0
Tooele County Utah 1 $ 325,000 $ 325,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,008 $1,376,290,000 $457,000 $1,585,000 $69,000 $3,108,000
Cash-out Refinancing 1,463 $635,485,000 $434,000 $1,755,000 $44,000 $2,904,000
Home Purchase 590 $212,370,000 $359,000 $1,325,000 $82,000 $7,709,000
Home Improvement 4 $330,000 $82,000 $105,000 $143,000 $169,000
Other Purpose 1 $355,000 $355,000 $355,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,100 $864,510,000 $411,000 $1,435,000 $58,000 $3,048,000
Not Provided 1,330 $613,750,000 $461,000 $1,755,000 $71,000 $7,709,000
Asian 944 $443,670,000 $469,000 $1,325,000 $55,000 $1,601,000
Hispanic 230 $92,030,000 $400,000 $995,000 $67,000 $3,108,000
Black or African American 75 $29,515,000 $393,000 $1,225,000 $38,000 $780,000
American Indian or Alaskan Native 16 $5,550,000 $346,000 $545,000 $48,000 $336,000
Not applicable 14 $4,200,000 $300,000 $1,585,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,052 $2,223,580,000 $440,000 $1,755,000 $63,000 $7,709,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,250,000 $89,000 $175,000 $38,000 $67,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,052 $1,361,430,000 $446,000 $1,585,000 $60,000 $7,709,000
Application Withdrawn By Applicant 934 $419,450,000 $449,000 $1,755,000 $63,000 $3,108,000
Application Approved But Not Accepted 416 $182,690,000 $439,000 $1,055,000 $81,000 $2,520,000
File Closed For Incompleteness 412 $171,030,000 $415,000 $1,055,000 $89,000 $3,048,000
Application Denied By Financial Institution 252 $90,230,000 $358,000 $1,005,000 $26,000 $408,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5,066 $2,224,830,000 $439,000 $1,755,000 $63,000 $7,709,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farmers Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kansas Lender List