Farmers Bank & Trust Mortgage Lending & HMDA Data, 2023
In 2023, Farmers Bank & Trust of Great Bend, KS reported 2,261 mortgage applications totaling $935.4 million, up 154% from 2022. The average application was for $413,721, and applicants reported an average income of $258,460. 48% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (91), New York-Jersey City-White Plains, NY-NJ (70) and Chicago-Naperville, IL (68) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,261 |
| Total Mortgage Loan Application Amount | $935,425,000 |
| Average Mortgage Loan Application Amount | $413,721 |
| Highest Mortgage Loan Application Amount | $5,605,000 |
| Average Applicant Income | $258,460 |
| Highest Applicant Income | $6,648,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,754 | $796,680,000 | $454,000 | $5,605,000 | $267,000 | $6,648,000 |
| Cash-out Refinancing | 386 | $93,320,000 | $241,000 | $1,015,000 | $236,000 | $5,205,000 |
| Refinancing | 108 | $43,830,000 | $405,000 | $995,000 | $220,000 | $2,026,000 |
| Home Improvement | 8 | $450,000 | $56,000 | $145,000 | $47,000 | $62,000 |
| Other Purpose | 5 | $1,145,000 | $229,000 | $435,000 | $166,000 | $208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,203 | $471,965,000 | $392,000 | $1,255,000 | $245,000 | $6,648,000 |
| Not Provided | 536 | $225,990,000 | $421,000 | $1,105,000 | $276,000 | $5,700,000 |
| Asian | 292 | $144,090,000 | $493,000 | $1,385,000 | $295,000 | $4,971,000 |
| Hispanic | 148 | $58,950,000 | $398,000 | $5,605,000 | $264,000 | $5,880,000 |
| Black or African American | 40 | $16,760,000 | $419,000 | $1,355,000 | $190,000 | $672,000 |
| Not applicable | 28 | $10,980,000 | $392,000 | $3,305,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $2,745,000 | $392,000 | $565,000 | $142,000 | $265,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,106 | $859,130,000 | $407,000 | $5,605,000 | $265,000 | $6,648,000 |
| VA-guaranteed (Veterans Administration) | 153 | $76,075,000 | $497,000 | $1,355,000 | $175,000 | $2,904,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $220,000 | $110,000 | $155,000 | $71,000 | $87,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,077 | $438,505,000 | $407,000 | $3,305,000 | $216,000 | $2,128,000 |
| Application Withdrawn By Applicant | 953 | $429,865,000 | $451,000 | $5,605,000 | $303,000 | $6,648,000 |
| Application Denied By Financial Institution | 145 | $35,015,000 | $241,000 | $1,355,000 | $317,000 | $6,288,000 |
| Application Approved But Not Accepted | 50 | $15,380,000 | $307,000 | $765,000 | $193,000 | $700,000 |
| File Closed For Incompleteness | 36 | $16,660,000 | $462,000 | $885,000 | $208,000 | $665,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,116 | $900,410,000 | $425,000 | $5,605,000 | $255,000 | $6,648,000 |
| Credit History | 66 | $12,800,000 | $193,000 | $995,000 | $570,000 | $6,288,000 |
| Debt-To-Income Ratio | 56 | $15,420,000 | $275,000 | $665,000 | $100,000 | $297,000 |
| Collateral | 9 | $2,395,000 | $266,000 | $635,000 | $274,000 | $1,032,000 |
| Other | 9 | $2,045,000 | $227,000 | $685,000 | $111,000 | $337,000 |
| Unverifiable Information | 2 | $760,000 | $380,000 | $655,000 | $123,000 | $203,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,410,000 | $705,000 | $1,355,000 | $158,000 | $186,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $41,000 | $41,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About