Farmers Bank & Trust Mortgage Lending & HMDA Data, 2025
In 2025, Farmers Bank & Trust of Great Bend, KS reported 2,569 mortgage applications totaling $1.3 billion, down 3% from 2024. The average application was for $505,375, and applicants reported an average income of $273,318. 43% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (171), Seattle-Bellevue-Everett, WA (105) and New York-Jersey City-White Plains, NY-NJ (100) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,569 |
| Total Mortgage Loan Application Amount | $1,298,310,000 |
| Average Mortgage Loan Application Amount | $505,375 |
| Highest Mortgage Loan Application Amount | $4,785,000 |
| Average Applicant Income | $273,318 |
| Highest Applicant Income | $9,368,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,203 | $645,840,000 | $537,000 | $4,785,000 | $289,000 | $9,368,000 |
| Refinancing | 923 | $503,345,000 | $545,000 | $2,705,000 | $263,000 | $6,240,000 |
| Cash-out Refinancing | 340 | $132,250,000 | $388,000 | $3,405,000 | $248,000 | $3,073,000 |
| Other Purpose | 100 | $16,420,000 | $164,000 | $865,000 | $267,000 | $3,420,000 |
| Home Improvement | 3 | $455,000 | $151,000 | $375,000 | $240,000 | $240,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,210 | $567,570,000 | $469,000 | $3,405,000 | $268,000 | $7,200,000 |
| Not Provided | 752 | $403,250,000 | $536,000 | $2,255,000 | $269,000 | $9,368,000 |
| Asian | 357 | $218,955,000 | $613,000 | $4,785,000 | $304,000 | $5,280,000 |
| Hispanic | 117 | $52,270,000 | $450,000 | $2,205,000 | $229,000 | $3,420,000 |
| Black or African American | 80 | $36,790,000 | $459,000 | $1,845,000 | $282,000 | $3,120,000 |
| Not applicable | 42 | $14,510,000 | $345,000 | $2,135,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $4,390,000 | $439,000 | $1,005,000 | $470,000 | $2,334,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $575,000 | $575,000 | $575,000 | $170,000 | $170,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,423 | $1,220,990,000 | $504,000 | $4,785,000 | $281,000 | $9,368,000 |
| VA-guaranteed (Veterans Administration) | 138 | $76,550,000 | $554,000 | $2,205,000 | $142,000 | $541,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $770,000 | $96,000 | $165,000 | $59,000 | $81,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,100 | $537,380,000 | $488,000 | $2,705,000 | $215,000 | $2,112,000 |
| Application Withdrawn By Applicant | 775 | $401,690,000 | $518,000 | $4,785,000 | $356,000 | $9,368,000 |
| File Closed For Incompleteness | 438 | $248,160,000 | $566,000 | $2,565,000 | $267,000 | $5,280,000 |
| Application Denied By Financial Institution | 159 | $59,245,000 | $372,000 | $2,205,000 | $283,000 | $3,420,000 |
| Application Approved But Not Accepted | 97 | $51,835,000 | $534,000 | $1,645,000 | $252,000 | $1,056,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,410 | $1,239,065,000 | $514,000 | $4,785,000 | $273,000 | $9,368,000 |
| Debt-To-Income Ratio | 65 | $28,655,000 | $440,000 | $2,205,000 | $143,000 | $402,000 |
| Credit History | 33 | $6,475,000 | $196,000 | $655,000 | $293,000 | $1,980,000 |
| Collateral | 26 | $9,560,000 | $367,000 | $1,005,000 | $337,000 | $2,334,000 |
| Other | 18 | $6,580,000 | $365,000 | $1,185,000 | $799,000 | $3,420,000 |
| Unverifiable Information | 8 | $5,010,000 | $626,000 | $1,505,000 | $233,000 | $454,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,485,000 | $355,000 | $1,045,000 | $133,000 | $255,000 |
| Employment History | 2 | $480,000 | $240,000 | $425,000 | $176,000 | $176,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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