Farmers Bank & Trust Mortgage Lending & HMDA Data, 2024
In 2024, Farmers Bank & Trust of Great Bend, KS reported 2,656 mortgage applications totaling $1.2 billion, up 17% from 2023. The average application was for $451,875, and applicants reported an average income of $240,780. 48% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Kansas City, MO-KS (137), Dallas-Plano-Irving, TX (94) and New York-Jersey City-White Plains, NY-NJ (76) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,656 |
| Total Mortgage Loan Application Amount | $1,200,180,000 |
| Average Mortgage Loan Application Amount | $451,875 |
| Highest Mortgage Loan Application Amount | $4,805,000 |
| Average Applicant Income | $240,780 |
| Highest Applicant Income | $5,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,700 | $824,140,000 | $484,000 | $4,805,000 | $240,000 | $5,400,000 |
| Refinancing | 509 | $266,575,000 | $523,000 | $1,265,000 | $271,000 | $4,608,000 |
| Other Purpose | 226 | $28,270,000 | $125,000 | $725,000 | $189,000 | $3,684,000 |
| Cash-out Refinancing | 219 | $81,155,000 | $370,000 | $3,005,000 | $231,000 | $3,413,000 |
| Home Improvement | 2 | $40,000 | $20,000 | $25,000 | $135,000 | $240,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,087 | $476,875,000 | $438,000 | $3,005,000 | $234,000 | $3,684,000 |
| Not Provided | 940 | $421,260,000 | $448,000 | $1,605,000 | $224,000 | $2,880,000 |
| Asian | 383 | $201,445,000 | $525,000 | $1,145,000 | $299,000 | $5,400,000 |
| Hispanic | 136 | $58,940,000 | $433,000 | $2,245,000 | $234,000 | $2,340,000 |
| Black or African American | 72 | $27,680,000 | $384,000 | $1,685,000 | $268,000 | $4,404,000 |
| Not applicable | 30 | $11,300,000 | $376,000 | $4,805,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $2,145,000 | $306,000 | $845,000 | $75,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $535,000 | $535,000 | $535,000 | $200,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,565 | $1,151,075,000 | $448,000 | $4,805,000 | $241,000 | $5,400,000 |
| VA-guaranteed (Veterans Administration) | 85 | $48,535,000 | $571,000 | $2,805,000 | $239,000 | $4,404,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $570,000 | $95,000 | $155,000 | $42,000 | $49,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,284 | $586,060,000 | $456,000 | $4,805,000 | $220,000 | $2,282,000 |
| Application Withdrawn By Applicant | 1,023 | $482,455,000 | $471,000 | $3,005,000 | $262,000 | $4,608,000 |
| Application Denied By Financial Institution | 212 | $65,380,000 | $308,000 | $1,565,000 | $250,000 | $5,400,000 |
| File Closed For Incompleteness | 99 | $52,205,000 | $527,000 | $2,245,000 | $291,000 | $2,804,000 |
| Application Approved But Not Accepted | 38 | $14,080,000 | $370,000 | $1,105,000 | $186,000 | $468,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,444 | $1,134,800,000 | $464,000 | $4,805,000 | $240,000 | $4,608,000 |
| Debt-To-Income Ratio | 98 | $33,180,000 | $338,000 | $1,565,000 | $129,000 | $470,000 |
| Credit History | 68 | $12,970,000 | $190,000 | $745,000 | $398,000 | $5,400,000 |
| Collateral | 24 | $10,390,000 | $432,000 | $1,055,000 | $294,000 | $2,100,000 |
| Other | 16 | $6,480,000 | $405,000 | $1,285,000 | $371,000 | $1,914,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,165,000 | $388,000 | $705,000 | $120,000 | $180,000 |
| Unverifiable Information | 2 | $530,000 | $265,000 | $435,000 | $78,000 | $151,000 |
| Employment History | 1 | $665,000 | $665,000 | $665,000 | $190,000 | $190,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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