Farmers Bank & Trust Mortgage Lending & HMDA Data, 2024
In 2024, Farmers Bank & Trust of Great Bend, KS reported 2,656 mortgage applications totaling $1.2 billion, up 17% from 2023. The average application was for $451,875, and applicants reported an average income of $240,780. 48% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Kansas City, MO-KS (137), Dallas-Plano-Irving, TX (94) and New York-Jersey City-White Plains, NY-NJ (76) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,656 |
| Total Mortgage Loan Application Amount | $1,200,180,000 |
| Average Mortgage Loan Application Amount | $451,875 |
| Highest Mortgage Loan Application Amount | $4,805,000 |
| Average Applicant Income | $240,780 |
| Highest Applicant Income | $5,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 267 | $ 88,685,000 | $ 332,153 | $ 185,575 |
| Kansas City, MO-KS | 137 | $ 53,095,000 | $ 387,554 | $ 236,218 |
| Dallas-Plano-Irving, TX | 94 | $ 45,850,000 | $ 487,765 | $ 212,000 |
| New York-Jersey City-White Plains, NY-NJ | 76 | $ 50,370,000 | $ 662,763 | $ 259,657 |
| Chicago-Naperville, IL | 75 | $ 35,485,000 | $ 473,133 | $ 261,000 |
| Phoenix-Mesa-Scottsdale, AZ | 55 | $ 25,295,000 | $ 459,909 | $ 266,000 |
| Houston-The Woodlands-Sugar Land, TX | 54 | $ 25,040,000 | $ 463,703 | $ 228,000 |
| Los Angeles-Long Beach-Glendale, CA | 53 | $ 36,095,000 | $ 681,037 | $ 244,000 |
| Seattle-Bellevue-Everett, WA | 49 | $ 31,255,000 | $ 637,857 | $ 459,000 |
| Arlington-Alexandria-Reston, VA-WV | 46 | $ 28,610,000 | $ 621,956 | $ 231,500 |
| Austin-Round Rock, TX | 44 | $ 19,920,000 | $ 452,727 | $ 330,000 |
| Atlanta-Sandy Springs-Roswell, GA | 43 | $ 18,165,000 | $ 422,441 | $ 208,000 |
| Charlotte-Concord-Gastonia, NC-SC | 41 | $ 17,555,000 | $ 428,170 | $ 253,097 |
| Oakland-Hayward-Berkeley, CA | 41 | $ 27,055,000 | $ 659,878 | $ 262,000 |
| Denver-Aurora-Lakewood, CO | 39 | $ 19,025,000 | $ 487,820 | $ 214,000 |
| Lakewood-New Brunswick, NJ | 36 | $ 17,540,000 | $ 487,222 | $ 225,000 |
| Cambridge-Newton-Framingham, MA | 30 | $ 17,720,000 | $ 590,666 | $ 258,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 29 | $ 12,565,000 | $ 433,275 | $ 191,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 29 | $ 13,115,000 | $ 452,241 | $ 471,000 |
| Nassau County-Suffolk County, NY | 29 | $ 17,095,000 | $ 589,482 | $ 368,000 |
| Orlando-Kissimmee-Sanford, FL | 28 | $ 11,380,000 | $ 406,428 | $ 244,000 |
| Raleigh, NC | 28 | $ 12,020,000 | $ 429,285 | $ 187,000 |
| St. Louis, MO-IL | 26 | $ 10,390,000 | $ 399,615 | $ 194,115 |
| Everett, WA | 24 | $ 15,410,000 | $ 642,083 | $ 312,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 23 | $ 9,485,000 | $ 412,391 | $ 273,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 23 | $ 11,235,000 | $ 488,478 | $ 222,000 |
| San Diego-Carlsbad, CA | 23 | $ 15,615,000 | $ 678,913 | $ 233,000 |
| Fort Worth-Arlington, TX | 22 | $ 9,560,000 | $ 434,545 | $ 173,000 |
| Montgomery County-Bucks County-Chester County, PA | 22 | $ 11,330,000 | $ 515,000 | $ 235,000 |
| Oklahoma City, OK | 22 | $ 8,300,000 | $ 377,272 | $ 192,000 |
| Boston, MA | 20 | $ 10,510,000 | $ 525,500 | $ 236,000 |
| Indianapolis-Carmel-Anderson, IN | 20 | $ 7,810,000 | $ 390,500 | $ 204,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 20 | $ 9,940,000 | $ 497,000 | $ 192,000 |
| Riverside-San Bernardino-Ontario, CA | 20 | $ 9,530,000 | $ 476,500 | $ 241,000 |
| San Antonio-New Braunfels, TX | 19 | $ 8,545,000 | $ 449,736 | $ 304,000 |
| Wilmington, DE-MD-NJ | 19 | $ 8,155,000 | $ 429,210 | $ 156,000 |
| Anaheim-Santa Ana-Irvine, CA | 17 | $ 9,695,000 | $ 570,294 | $ 330,000 |
| Tampa, FL | 17 | $ 7,745,000 | $ 455,588 | $ 362,000 |
| Las Vegas-Henderson-Paradise, NV | 16 | $ 7,910,000 | $ 494,375 | $ 264,000 |
| St. Petersburg-Clearwater-Largo, FL | 16 | $ 8,250,000 | $ 515,625 | $ 309,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 15 | $ 7,525,000 | $ 501,666 | $ 311,000 |
| Knoxville, TN | 15 | $ 5,715,000 | $ 381,000 | $ 472,000 |
| Rockingham County-Strafford County, NH | 15 | $ 7,885,000 | $ 525,666 | $ 295,000 |
| Marietta, GA | 14 | $ 7,370,000 | $ 526,428 | $ 530,000 |
| Philadelphia, PA | 14 | $ 5,920,000 | $ 422,857 | $ 230,000 |
| Cape Coral-Fort Myers, FL | 13 | $ 5,115,000 | $ 393,461 | $ 188,000 |
| Columbus, OH | 13 | $ 5,985,000 | $ 460,384 | $ 328,000 |
| Newark, NJ-PA | 13 | $ 7,105,000 | $ 546,538 | $ 364,000 |
| Pittsburgh, PA | 13 | $ 4,955,000 | $ 381,153 | $ 282,000 |
| Washington, DC-MD | 13 | $ 6,735,000 | $ 518,076 | $ 182,000 |
| Worcester, MA-CT | 13 | $ 6,365,000 | $ 489,615 | $ 184,000 |
| Cincinnati, OH-KY-IN | 12 | $ 4,870,000 | $ 405,833 | $ 205,666 |
| Memphis, TN-MS-AR | 12 | $ 4,670,000 | $ 389,166 | $ 178,000 |
| Warren-Troy-Farmington Hills, MI | 12 | $ 3,720,000 | $ 310,000 | $ 226,000 |
| Wilmington, NC | 12 | $ 5,700,000 | $ 475,000 | $ 335,000 |
| Jacksonville, FL | 11 | $ 3,715,000 | $ 337,727 | $ 163,000 |
| Tacoma-Lakewood, WA | 11 | $ 7,035,000 | $ 639,545 | $ 271,000 |
| Tucson, AZ | 11 | $ 4,015,000 | $ 365,000 | $ 464,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 10 | $ 3,610,000 | $ 361,000 | $ 196,000 |
| Boise City, ID | 10 | $ 5,360,000 | $ 536,000 | $ 196,000 |
| Boulder, CO | 10 | $ 5,070,000 | $ 507,000 | $ 222,000 |
| Portland-South Portland, ME | 10 | $ 4,280,000 | $ 428,000 | $ 153,000 |
| Provo-Orem, UT | 10 | $ 4,700,000 | $ 470,000 | $ 168,000 |
| Richmond, VA | 10 | $ 3,650,000 | $ 365,000 | $ 344,000 |
| Stockton-Lodi, CA | 10 | $ 4,430,000 | $ 443,000 | $ 539,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 2,540,000 | $ 254,000 | $ 321,000 |
| Albuquerque, NM | 9 | $ 3,905,000 | $ 433,888 | $ 221,000 |
| Bridgeport-Stamford-Norwalk, CT | 9 | $ 4,415,000 | $ 490,555 | $ 221,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 9 | $ 3,105,000 | $ 345,000 | $ 145,000 |
| Louisville/Jefferson County, KY-IN | 9 | $ 3,535,000 | $ 392,777 | $ 166,444 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 5,285,000 | $ 587,222 | $ 232,000 |
| Springfield, MO | 9 | $ 2,075,000 | $ 230,555 | $ 96,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 4,325,000 | $ 480,555 | $ 592,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 8 | $ 3,700,000 | $ 462,500 | $ 209,000 |
| Charleston-North Charleston, SC | 8 | $ 4,020,000 | $ 502,500 | $ 202,000 |
| Elgin, IL | 8 | $ 3,380,000 | $ 422,500 | $ 229,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 2,790,000 | $ 348,750 | $ 228,000 |
| Providence-Warwick, RI-MA | 8 | $ 4,530,000 | $ 566,250 | $ 192,000 |
| Salt Lake City, UT | 8 | $ 4,550,000 | $ 568,750 | $ 169,000 |
| Camden, NJ | 7 | $ 2,575,000 | $ 367,857 | $ 156,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 1,415,000 | $ 202,142 | $ 86,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 2,085,000 | $ 297,857 | $ 191,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 3,965,000 | $ 566,428 | $ 280,000 |
| Lincoln, NE | 7 | $ 1,695,000 | $ 242,142 | $ 188,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 2,645,000 | $ 377,857 | $ 211,000 |
| Reno, NV | 7 | $ 2,755,000 | $ 393,571 | $ 131,000 |
| Savannah, GA | 7 | $ 2,015,000 | $ 287,857 | $ 177,000 |
| Topeka, KS | 7 | $ 2,265,000 | $ 323,571 | $ 232,000 |
| Urban Honolulu, HI | 7 | $ 6,605,000 | $ 943,571 | $ 230,000 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 2,245,000 | $ 320,714 | $ 279,000 |
| Akron, OH | 6 | $ 2,120,000 | $ 353,333 | $ 160,000 |
| Jacksonville, NC | 6 | $ 2,570,000 | $ 428,333 | $ 152,000 |
| Lawrence, KS | 6 | $ 1,720,000 | $ 286,666 | $ 203,000 |
| Manchester-Nashua, NH | 6 | $ 2,230,000 | $ 371,666 | $ 192,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 2,260,000 | $ 376,666 | $ 164,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 2,530,000 | $ 421,666 | $ 213,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,950,000 | $ 325,000 | $ 165,000 |
| Panama City, FL | 6 | $ 1,950,000 | $ 325,000 | $ 185,000 |
| Prescott Valley-Prescott, AZ | 6 | $ 2,650,000 | $ 441,666 | $ 304,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 5,050,000 | $ 841,666 | $ 272,000 |
| Spokane-Spokane Valley, WA | 6 | $ 1,710,000 | $ 285,000 | $ 142,000 |
| Wichita, KS | 6 | $ 1,070,000 | $ 178,333 | $ 123,000 |
| Barnstable Town, MA | 5 | $ 2,685,000 | $ 537,000 | $ 231,000 |
| Bend-Redmond, OR | 5 | $ 2,725,000 | $ 545,000 | $ 238,000 |
| Birmingham-Hoover, AL | 5 | $ 1,935,000 | $ 387,000 | $ 168,000 |
| Chattanooga, TN-GA | 5 | $ 1,785,000 | $ 357,000 | $ 109,000 |
| Cleveland, OH | 5 | $ 1,465,000 | $ 293,000 | $ 190,000 |
| Durham-Chapel Hill, NC | 5 | $ 2,655,000 | $ 531,000 | $ 209,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,485,000 | $ 297,000 | $ 303,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,325,000 | $ 265,000 | $ 182,000 |
| Huntsville, AL | 5 | $ 1,745,000 | $ 349,000 | $ 151,000 |
| Jackson, MS | 5 | $ 1,645,000 | $ 329,000 | $ 132,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 3,105,000 | $ 621,000 | $ 309,000 |
| New Haven-Milford, CT | 5 | $ 2,095,000 | $ 419,000 | $ 270,000 |
| Port St. Lucie, FL | 5 | $ 2,345,000 | $ 469,000 | $ 158,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 6,005,000 | $ 1,201,000 | $ 521,000 |
| Sherman-Denison, TX | 5 | $ 1,515,000 | $ 303,000 | $ 388,000 |
| Tulsa, OK | 5 | $ 1,845,000 | $ 369,000 | $ 199,000 |
| Amherst Town-Northampton, MA | 4 | $ 1,560,000 | $ 390,000 | $ 242,000 |
| Anchorage, AK | 4 | $ 1,940,000 | $ 485,000 | $ 139,000 |
| Ann Arbor, MI | 4 | $ 2,120,000 | $ 530,000 | $ 313,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 1,090,000 | $ 272,500 | $ 189,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 760,000 | $ 190,000 | $ 144,000 |
| Bowling Green, KY | 4 | $ 2,060,000 | $ 515,000 | $ 167,000 |
| Colorado Springs, CO | 4 | $ 2,320,000 | $ 580,000 | $ 187,000 |
| Columbia, MO | 4 | $ 1,720,000 | $ 430,000 | $ 162,000 |
| Columbia, SC | 4 | $ 1,240,000 | $ 310,000 | $ 155,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 2,150,000 | $ 537,500 | $ 233,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 920,000 | $ 230,000 | $ 202,000 |
| El Paso, TX | 4 | $ 1,760,000 | $ 440,000 | $ 204,000 |
| Fort Collins, CO | 4 | $ 1,310,000 | $ 327,500 | $ 344,000 |
| Fort Wayne, IN | 4 | $ 1,350,000 | $ 337,500 | $ 184,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 960,000 | $ 240,000 | $ 115,500 |
| Kingston, NY | 4 | $ 1,600,000 | $ 400,000 | $ 135,000 |
| Lafayette, LA | 4 | $ 950,000 | $ 237,500 | $ 162,000 |
| New Orleans-Metairie, LA | 4 | $ 1,760,000 | $ 440,000 | $ 169,000 |
| Norwich-New London, CT | 4 | $ 1,450,000 | $ 362,500 | $ 182,000 |
| Ocala, FL | 4 | $ 1,050,000 | $ 262,500 | $ 110,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,330,000 | $ 332,500 | $ 168,000 |
| Rochester, NY | 4 | $ 540,000 | $ 135,000 | $ 124,000 |
| Trenton, NJ | 4 | $ 1,990,000 | $ 497,500 | $ 341,000 |
| Charlottesville, VA | 3 | $ 1,035,000 | $ 345,000 | $ 289,000 |
| Dalton, GA | 3 | $ 1,755,000 | $ 585,000 | $ 223,000 |
| Evansville, IN-KY | 3 | $ 715,000 | $ 238,333 | $ 159,000 |
| Fresno, CA | 3 | $ 1,525,000 | $ 508,333 | $ 204,000 |
| Grand Junction, CO | 3 | $ 1,055,000 | $ 351,666 | $ 256,000 |
| Kokomo, IN | 3 | $ 565,000 | $ 188,333 | $ 120,000 |
| Lakeland-Winter Haven, FL | 3 | $ 1,265,000 | $ 421,666 | $ 184,000 |
| Lexington-Fayette, KY | 3 | $ 1,475,000 | $ 491,666 | $ 248,000 |
| Madison, WI | 3 | $ 1,465,000 | $ 488,333 | $ 158,000 |
| Manhattan, KS | 3 | $ 825,000 | $ 275,000 | $ 216,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,315,000 | $ 438,333 | $ 311,000 |
| Ogden-Clearfield, UT | 3 | $ 2,215,000 | $ 738,333 | $ 611,000 |
| Olympia-Tumwater, WA | 3 | $ 1,335,000 | $ 445,000 | $ 182,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,975,000 | $ 658,333 | $ 226,000 |
| Pinehurst-Southern Pines, NC | 3 | $ 885,000 | $ 295,000 | $ 196,000 |
| Roanoke, VA | 3 | $ 1,415,000 | $ 471,666 | $ 159,000 |
| Rockford, IL | 3 | $ 345,000 | $ 115,000 | $ 131,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 3,225,000 | $ 1,075,000 | $ 342,000 |
| Spartanburg, SC | 3 | $ 905,000 | $ 301,666 | $ 189,000 |
| Tyler, TX | 3 | $ 1,055,000 | $ 351,666 | $ 168,000 |
| Winston-Salem, NC | 3 | $ 975,000 | $ 325,000 | $ 126,000 |
| Albany, OR | 2 | $ 150,000 | $ 75,000 | $ 60,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 960,000 | $ 480,000 | $ 181,000 |
| Alexandria, LA | 2 | $ 990,000 | $ 495,000 | $ 195,000 |
| Asheville, NC | 2 | $ 880,000 | $ 440,000 | $ 248,000 |
| Bakersfield, CA | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Beaumont-Port Arthur, TX | 2 | $ 460,000 | $ 230,000 | $ 96,000 |
| Bellingham, WA | 2 | $ 760,000 | $ 380,000 | $ 300,000 |
| Binghamton, NY | 2 | $ 240,000 | $ 120,000 | $ 58,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 280,000 | $ 140,000 | $ 129,000 |
| Bozeman, MT | 2 | $ 1,140,000 | $ 570,000 | $ 175,000 |
| Bremerton-Silverdale, WA | 2 | $ 740,000 | $ 370,000 | $ 298,000 |
| Burlington-South Burlington, VT | 2 | $ 1,120,000 | $ 560,000 | $ 391,000 |
| Cape Girardeau, MO-IL | 2 | $ 220,000 | $ 110,000 | $ 72,500 |
| College Station-Bryan, TX | 2 | $ 540,000 | $ 270,000 | $ 240,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 390,000 | $ 195,000 | $ 78,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 750,000 | $ 375,000 | $ 234,000 |
| Elkhart-Goshen, IN | 2 | $ 680,000 | $ 340,000 | $ 170,000 |
| Flagstaff, AZ | 2 | $ 1,090,000 | $ 545,000 | $ 439,000 |
| Flint, MI | 2 | $ 440,000 | $ 220,000 | $ 98,000 |
| Green Bay, WI | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| Greensboro-High Point, NC | 2 | $ 800,000 | $ 400,000 | $ 161,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 480,000 | $ 240,000 | $ 338,000 |
| Harrisburg-Carlisle, PA | 2 | $ 650,000 | $ 325,000 | $ 101,000 |
| Johnson City, TN | 2 | $ 940,000 | $ 470,000 | $ 254,000 |
| Kankakee, IL | 2 | $ 210,000 | $ 105,000 | $ 136,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 780,000 | $ 390,000 | $ 118,000 |
| Lansing-East Lansing, MI | 2 | $ 770,000 | $ 385,000 | $ 245,000 |
| Lima, OH | 2 | $ 700,000 | $ 350,000 | $ 221,000 |
| Lynchburg, VA | 2 | $ 390,000 | $ 195,000 | $ 215,000 |
| Mankato-North Mankato, MN | 2 | $ 450,000 | $ 225,000 | $ 334,000 |
| Mobile, AL | 2 | $ 650,000 | $ 325,000 | $ 127,000 |
| Modesto, CA | 2 | $ 760,000 | $ 380,000 | $ 117,000 |
| Muncie, IN | 2 | $ 870,000 | $ 435,000 | $ 154,000 |
| Pittsfield, MA | 2 | $ 810,000 | $ 405,000 | $ 164,000 |
| Reading, PA | 2 | $ 810,000 | $ 405,000 | $ 215,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 1,530,000 | $ 765,000 | $ 263,000 |
| Santa Rosa, CA | 2 | $ 1,130,000 | $ 565,000 | $ 173,000 |
| Shreveport-Bossier City, LA | 2 | $ 470,000 | $ 235,000 | $ 185,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 390,000 | $ 195,000 | $ 214,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 400,000 | $ 200,000 | $ 182,000 |
| Vallejo-Fairfield, CA | 2 | $ 1,470,000 | $ 735,000 | $ 202,000 |
| Waco, TX | 2 | $ 810,000 | $ 405,000 | $ 245,000 |
| York-Hanover, PA | 2 | $ 660,000 | $ 330,000 | $ 165,000 |
| Abilene, TX | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Appleton, WI | 1 | $ 525,000 | $ 525,000 | $ 195,000 |
| Auburn-Opelika, AL | 1 | $ 395,000 | $ 395,000 | $ 221,000 |
| Baton Rouge, LA | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Beckley, WV | 1 | $ 185,000 | $ 185,000 | $ 190,000 |
| Bloomington, IL | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Bloomington, IN | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Brownsville-Harlingen, TX | 1 | $ 355,000 | $ 355,000 | $ 208,000 |
| Brunswick, GA | 1 | $ 95,000 | $ 95,000 | $ 250,000 |
| Burlington, NC | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Charleston, WV | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Clarksville, TN-KY | 1 | $ 395,000 | $ 395,000 | $ 140,000 |
| Corpus Christi, TX | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
| Des Moines-West Des Moines, IA | 1 | $ 145,000 | $ 145,000 | $ 271,000 |
| El Centro, CA | 1 | $ 585,000 | $ 585,000 | $ 161,000 |
| Eugene, OR | 1 | $ 435,000 | $ 435,000 | $ 463,000 |
| Fayetteville, NC | 1 | $ 425,000 | $ 425,000 | $ 335,000 |
| Gainesville, GA | 1 | $ 725,000 | $ 725,000 | $ 209,000 |
| Grand Forks, ND-MN | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Grand Island, NE | 1 | $ 455,000 | $ 455,000 | $ 196,000 |
| Greeley, CO | 1 | $ 545,000 | $ 545,000 | $ 109,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 105,000 | $ 105,000 | $ 314,000 |
| Harrisonburg, VA | 1 | $ 315,000 | $ 315,000 | $ 370,000 |
| Helena, MT | 1 | $ 615,000 | $ 615,000 | $ 278,000 |
| Hinesville, GA | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Homosassa Springs, FL | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Idaho Falls, ID | 1 | $ 585,000 | $ 585,000 | $ 108,000 |
| Iowa City, IA | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Jackson, TN | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| Jonesboro, AR | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Joplin, MO | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 525,000 | $ 525,000 | $ 329,000 |
| Kalamazoo-Portage, MI | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Kennewick-Richland, WA | 1 | $ 375,000 | $ 375,000 | $ 64,000 |
| Kenosha, WI | 1 | $ 405,000 | $ 405,000 | $ 142,000 |
| Lake Charles, LA | 1 | $ 455,000 | $ 455,000 | $ 195,000 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 445,000 | $ 445,000 | $ 173,000 |
| Las Cruces, NM | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Logan, UT-ID | 1 | $ 585,000 | $ 585,000 | $ 167,000 |
| Lubbock, TX | 1 | $ 695,000 | $ 695,000 | $ 280,000 |
| Medford, OR | 1 | $ 525,000 | $ 525,000 | $ 456,000 |
| Merced, CA | 1 | $ 185,000 | $ 185,000 | $ 233,000 |
| Midland, TX | 1 | $ 385,000 | $ 385,000 | $ 260,000 |
| Monroe, MI | 1 | $ 295,000 | $ 295,000 | $ 117,000 |
| Morgantown, WV | 1 | $ 585,000 | $ 585,000 | $ 191,000 |
| Morristown, TN | 1 | $ 265,000 | $ 265,000 | $ 242,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 655,000 | $ 655,000 | $ 180,000 |
| Niles-Benton Harbor, MI | 1 | $ 405,000 | $ 405,000 | $ 293,000 |
| Parkersburg-Vienna, WV | 1 | $ 165,000 | $ 165,000 | $ 233,000 |
| Punta Gorda, FL | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Rapid City, SD | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| Redding, CA | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Rochester, MN | 1 | $ 125,000 | $ 125,000 | $ 228,000 |
| Salem, OR | 1 | $ 565,000 | $ 565,000 | $ 269,000 |
| San Rafael, CA | 1 | $ 995,000 | $ 995,000 | $ 193,000 |
| Santa Fe, NM | 1 | $ 595,000 | $ 595,000 | $ 170,000 |
| Sioux Falls, SD | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Springfield, MA | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| St. George, UT | 1 | $ 145,000 | $ 145,000 | $ 203,000 |
| State College, PA | 1 | $ 575,000 | $ 575,000 | $ 237,000 |
| Staunton-Waynesboro, VA | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Toledo, OH | 1 | $ 315,000 | $ 315,000 | $ 124,000 |
| Traverse City, MI | 1 | $ 475,000 | $ 475,000 | $ 424,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 375,000 | $ 375,000 | $ 12,000 |
| Waterbury-Shelton, CT | 1 | $ 455,000 | $ 455,000 | $ 454,000 |
| Wausau, WI | 1 | $ 495,000 | $ 495,000 | $ 222,000 |
| Wildwood-The Villages, FL | 1 | $ 355,000 | $ 355,000 | $ 190,000 |
| Winchester, VA-WV | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Yuba City, CA | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Yuma, AZ | 1 | $ 475,000 | $ 475,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,700 | $824,140,000 | $484,000 | $4,805,000 | $240,000 | $5,400,000 |
| Refinancing | 509 | $266,575,000 | $523,000 | $1,265,000 | $271,000 | $4,608,000 |
| Other Purpose | 226 | $28,270,000 | $125,000 | $725,000 | $189,000 | $3,684,000 |
| Cash-out Refinancing | 219 | $81,155,000 | $370,000 | $3,005,000 | $231,000 | $3,413,000 |
| Home Improvement | 2 | $40,000 | $20,000 | $25,000 | $135,000 | $240,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,087 | $476,875,000 | $438,000 | $3,005,000 | $234,000 | $3,684,000 |
| Not Provided | 940 | $421,260,000 | $448,000 | $1,605,000 | $224,000 | $2,880,000 |
| Asian | 383 | $201,445,000 | $525,000 | $1,145,000 | $299,000 | $5,400,000 |
| Hispanic | 136 | $58,940,000 | $433,000 | $2,245,000 | $234,000 | $2,340,000 |
| Black or African American | 72 | $27,680,000 | $384,000 | $1,685,000 | $268,000 | $4,404,000 |
| Not applicable | 30 | $11,300,000 | $376,000 | $4,805,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $2,145,000 | $306,000 | $845,000 | $75,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $535,000 | $535,000 | $535,000 | $200,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,565 | $1,151,075,000 | $448,000 | $4,805,000 | $241,000 | $5,400,000 |
| VA-guaranteed (Veterans Administration) | 85 | $48,535,000 | $571,000 | $2,805,000 | $239,000 | $4,404,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $570,000 | $95,000 | $155,000 | $42,000 | $49,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,284 | $586,060,000 | $456,000 | $4,805,000 | $220,000 | $2,282,000 |
| Application Withdrawn By Applicant | 1,023 | $482,455,000 | $471,000 | $3,005,000 | $262,000 | $4,608,000 |
| Application Denied By Financial Institution | 212 | $65,380,000 | $308,000 | $1,565,000 | $250,000 | $5,400,000 |
| File Closed For Incompleteness | 99 | $52,205,000 | $527,000 | $2,245,000 | $291,000 | $2,804,000 |
| Application Approved But Not Accepted | 38 | $14,080,000 | $370,000 | $1,105,000 | $186,000 | $468,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,444 | $1,134,800,000 | $464,000 | $4,805,000 | $240,000 | $4,608,000 |
| Debt-To-Income Ratio | 98 | $33,180,000 | $338,000 | $1,565,000 | $129,000 | $470,000 |
| Credit History | 68 | $12,970,000 | $190,000 | $745,000 | $398,000 | $5,400,000 |
| Collateral | 24 | $10,390,000 | $432,000 | $1,055,000 | $294,000 | $2,100,000 |
| Other | 16 | $6,480,000 | $405,000 | $1,285,000 | $371,000 | $1,914,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,165,000 | $388,000 | $705,000 | $120,000 | $180,000 |
| Unverifiable Information | 2 | $530,000 | $265,000 | $435,000 | $78,000 | $151,000 |
| Employment History | 1 | $665,000 | $665,000 | $665,000 | $190,000 | $190,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About