Shreveport-Bossier City, LA Metro Area Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 12,754 mortgage applications in Shreveport-Bossier City, LA metro area totaling $2.4 billion, up 3% from 2023. The average application was for $190,816, and applicants reported an average income of $104,000. 46% of applications resulted in an originated loan and 19% were denied. The most active lender was 21st Mortgage, with 773 applications, followed by Barksdale Federal Credit Union and PennyMac Loan Services LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,754
Total Mortgage Loan Application Amount $2,433,670,000
Average Mortgage Loan Application Amount $190,816
Highest Mortgage Loan Application Amount $23,275,000
Average Applicant Income $104,000
Highest Applicant Income $7,188,000
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Top Mortgage Lenders in Shreveport-Bossier City, LA Metro Area (2024)

Ranked by the number of mortgage applications each lender reported in Shreveport-Bossier City, LA metro area in 2024.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 21st Mortgage
Knoxville, TN
773 $90,815,000 $117,000 $66,000
2 Barksdale Federal Credit Union
Bossier City, LA
662 $72,160,000 $109,000 $92,000
3 PennyMac Loan Services LLC
Westlake Village, CA
531 $129,335,000 $243,000 $110,000
4 Regions Bank
Birmingham, AL
495 $52,775,000 $106,000 $123,000
5 Newrez LLC
Fort Washington, PA
436 $94,610,000 $216,000 $82,000
6 Planet Home Lending, LLC
Meriden, CT
414 $85,230,000 $205,000 $87,000
7 Freedom Mortgage Corporation
Boca Raton, FL
376 $103,710,000 $275,000 $97,000
8 Cadence Bank
Tupelo, MS
345 $57,835,000 $167,000 $154,000
9 United Wholesale Mortgage
Plymouth, MI
321 $77,915,000 $242,000 $99,000
10 Origin Bank
Houston, TX
298 $74,790,000 $250,000 $164,000

See every lender active in Shreveport-Bossier City, LA metro area in 2024 »

The tables below break down 2024 mortgage applications in Shreveport-Bossier City, LA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Shreveport-Bossier City, LA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,919 $1,666,965,000 $210,000 $5,115,000 $100,000 $2,441,000
Cash-out Refinancing 1,607 $256,115,000 $159,000 $1,105,000 $91,000 $2,113,000
Refinancing 1,557 $373,205,000 $239,000 $23,275,000 $130,000 $2,364,000
Other Purpose 890 $67,520,000 $75,000 $815,000 $123,000 $7,188,000
Home Improvement 742 $53,540,000 $72,000 $2,125,000 $109,000 $1,716,000
Not Applicable 39 $16,325,000 $418,000 $13,535,000 $31,000 $31,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,602 $1,080,580,000 $192,000 $3,005,000 $114,000 $2,364,000
Black or African American 3,004 $457,080,000 $152,000 $975,000 $77,000 $7,188,000
Not applicable 2,241 $528,905,000 $236,000 $23,275,000 $119,000 $249,000
Not Provided 1,117 $216,115,000 $193,000 $1,995,000 $114,000 $2,441,000
Hispanic 474 $83,860,000 $176,000 $1,505,000 $104,000 $1,636,000
Asian 204 $50,020,000 $245,000 $2,655,000 $158,000 $1,574,000
American Indian or Alaskan Native 101 $15,625,000 $154,000 $505,000 $81,000 $339,000
Native Hawaiian or Other Pacific Islander 9 $1,275,000 $141,000 $285,000 $166,000 $541,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,464 $1,208,230,000 $161,000 $23,275,000 $115,000 $7,188,000
FHA-insured (Federal Housing Administration) 2,801 $552,045,000 $197,000 $4,065,000 $75,000 $748,000
VA-guaranteed (Veterans Administration) 2,284 $634,410,000 $277,000 $975,000 $102,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 205 $38,985,000 $190,000 $355,000 $65,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,906 $1,208,050,000 $204,000 $5,115,000 $116,000 $2,441,000
Application Denied By Financial Institution 2,436 $323,380,000 $132,000 $3,915,000 $79,000 $2,130,000
Loan Purchased By The Institution 1,769 $418,515,000 $236,000 $13,535,000 $114,000 $404,000
Application Withdrawn By Applicant 1,417 $293,915,000 $207,000 $23,275,000 $104,000 $7,188,000
File Closed For Incompleteness 781 $117,275,000 $150,000 $735,000 $91,000 $1,140,000
Application Approved But Not Accepted 431 $69,975,000 $162,000 $1,365,000 $102,000 $1,416,000
Preapproval Approved but not Accepted 8 $1,770,000 $221,000 $405,000 $90,000 $133,000
Preapproval Denied by Financial Institution 6 $790,000 $131,000 $185,000 $77,000 $219,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,510 $1,949,900,000 $205,000 $23,275,000 $109,000 $7,188,000
Debt-To-Income Ratio 1,436 $251,130,000 $174,000 $5,115,000 $100,000 $2,441,000
Credit History 883 $94,205,000 $106,000 $1,435,000 $77,000 $2,130,000
Credit Application Incomplete 309 $46,765,000 $151,000 $995,000 $94,000 $900,000
Collateral 262 $36,820,000 $140,000 $3,915,000 $99,000 $1,049,000
Other 124 $20,840,000 $168,000 $685,000 $118,000 $2,113,000
Insufficient Cash (Downpayment, Closing Cost) 110 $15,510,000 $141,000 $445,000 $71,000 $314,000
Unverifiable Information 103 $16,125,000 $156,000 $455,000 $98,000 $519,000
Employment History 17 $2,375,000 $139,000 $335,000 $78,000 $400,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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