Farmers Bank & Trust Mortgage Lending & HMDA Data, 2025

In 2025, Farmers Bank & Trust of Great Bend, KS reported 2,569 mortgage applications totaling $1.3 billion, down 3% from 2024. The average application was for $505,375, and applicants reported an average income of $273,318. 43% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (171), Seattle-Bellevue-Everett, WA (105) and New York-Jersey City-White Plains, NY-NJ (100) (applications in parentheses).

Mortgage Company & Address Farmers Bank & Trust
1017 Harrison
Great Bend, KS 67530
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 2,569
Total Mortgage Loan Application Amount $1,298,310,000
Average Mortgage Loan Application Amount $505,375
Highest Mortgage Loan Application Amount $4,785,000
Average Applicant Income $273,318
Highest Applicant Income $9,368,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farmers Bank & Trust by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 105 $ 84,615,000 $ 805,857 $ 388,000
Johnson, Kansas 84 $ 41,580,000 $ 495,000 $ 228,000
Los Angeles, California 47 $ 36,105,000 $ 768,191 $ 252,000
Snohomish, Washington 45 $ 33,085,000 $ 735,222 $ 262,000
Jackson, Missouri 38 $ 14,660,000 $ 385,789 $ 177,000
Cook, Illinois 37 $ 19,555,000 $ 528,513 $ 328,000
Pawnee, Kansas 34 $ 4,410,000 $ 129,705 $ 94,000
Maricopa, Arizona 33 $ 17,705,000 $ 536,515 $ 246,000
San Diego, California 32 $ 23,750,000 $ 742,187 $ 370,000
Clark, Nevada 30 $ 12,920,000 $ 430,666 $ 395,000
Barton, Kansas 29 $ 4,725,000 $ 162,931 $ 106,000
Harris, Texas 25 $ 12,095,000 $ 483,800 $ 216,000
Mecklenburg, North Carolina 22 $ 10,350,000 $ 470,454 $ 207,000
Orange, California 21 $ 17,985,000 $ 856,428 $ 305,000
Nassau, New York 21 $ 14,195,000 $ 675,952 $ 253,000
Westchester, New York 21 $ 15,485,000 $ 737,380 $ 479,000
Wake, North Carolina 21 $ 9,415,000 $ 448,333 $ 224,000
Fairfax, Virginia 21 $ 12,855,000 $ 612,142 $ 273,000
Middlesex, Massachusetts 20 $ 12,070,000 $ 603,500 $ 292,000
Kings, New York 20 $ 15,340,000 $ 767,000 $ 454,000
Collin, Texas 20 $ 10,210,000 $ 510,500 $ 431,000
Suffolk, New York 18 $ 10,570,000 $ 587,222 $ 348,000
Travis, Texas 18 $ 10,930,000 $ 607,222 $ 327,000
Benton, Arkansas 17 $ 6,995,000 $ 411,470 $ 197,000
Alameda, California 17 $ 13,005,000 $ 765,000 $ 469,000
New York, New York 17 $ 10,995,000 $ 646,764 $ 803,000
Queens, New York 17 $ 9,930,000 $ 584,117 $ 403,000
District of Columbia, District Of Columbia 15 $ 9,545,000 $ 636,333 $ 240,000
Fulton, Georgia 15 $ 8,275,000 $ 551,666 $ 295,000
Rush, Kansas 15 $ 1,445,000 $ 96,333 $ 108,000
St. Louis, Missouri 15 $ 7,305,000 $ 487,000 $ 200,000
Oklahoma, Oklahoma 15 $ 7,115,000 $ 474,333 $ 452,000
Denver, Colorado 14 $ 6,690,000 $ 477,857 $ 155,000
Clay, Missouri 14 $ 4,620,000 $ 330,000 $ 188,000
Denton, Texas 14 $ 7,240,000 $ 517,142 $ 280,000
Santa Clara, California 13 $ 9,855,000 $ 758,076 $ 280,000
Arapahoe, Colorado 13 $ 5,225,000 $ 401,923 $ 171,000
DuPage, Illinois 13 $ 6,055,000 $ 465,769 $ 260,000
Franklin, Ohio 13 $ 4,695,000 $ 361,153 $ 194,000
Multnomah, Oregon 13 $ 7,545,000 $ 580,384 $ 218,000
Williamson, Texas 13 $ 6,655,000 $ 511,923 $ 181,000
Boulder, Colorado 12 $ 7,560,000 $ 630,000 $ 325,000
Hillsborough, Florida 12 $ 5,490,000 $ 457,500 $ 117,000
Palm Beach, Florida 12 $ 4,510,000 $ 375,833 $ 431,000
Ada, Idaho 12 $ 6,150,000 $ 512,500 $ 309,000
St. Charles, Missouri 12 $ 4,350,000 $ 362,500 $ 142,000
Sevier, Tennessee 12 $ 8,060,000 $ 671,666 $ 737,000
Bexar, Texas 12 $ 5,000,000 $ 416,666 $ 177,000
Utah, Utah 12 $ 6,560,000 $ 546,666 $ 210,000
Sacramento, California 11 $ 5,815,000 $ 528,636 $ 294,000
Douglas, Kansas 11 $ 3,745,000 $ 340,454 $ 146,000
Davidson, Tennessee 11 $ 6,285,000 $ 571,363 $ 245,000
Tarrant, Texas 11 $ 5,305,000 $ 482,272 $ 207,000
Pierce, Washington 11 $ 6,535,000 $ 594,090 $ 212,000
Riverside, California 10 $ 5,780,000 $ 578,000 $ 353,000
Douglas, Colorado 10 $ 5,460,000 $ 546,000 $ 248,000
Jefferson, Colorado 10 $ 5,410,000 $ 541,000 $ 208,000
Cobb, Georgia 10 $ 4,240,000 $ 424,000 $ 200,000
Worcester, Massachusetts 10 $ 4,360,000 $ 436,000 $ 199,000
Hennepin, Minnesota 10 $ 5,960,000 $ 596,000 $ 324,000
Platte, Missouri 10 $ 4,600,000 $ 460,000 $ 280,000
Salt Lake, Utah 10 $ 7,710,000 $ 771,000 $ 356,000
Contra Costa, California 9 $ 6,505,000 $ 722,777 $ 378,000
Lee, Florida 9 $ 4,605,000 $ 511,666 $ 296,000
Essex, New Jersey 9 $ 3,885,000 $ 431,666 $ 249,000
El Paso, Colorado 8 $ 4,100,000 $ 512,500 $ 148,000
New Castle, Delaware 8 $ 3,160,000 $ 395,000 $ 230,000
Sarasota, Florida 8 $ 4,250,000 $ 531,250 $ 244,000
Leavenworth, Kansas 8 $ 2,850,000 $ 356,250 $ 376,000
Wyandotte, Kansas 8 $ 1,600,000 $ 200,000 $ 262,000
Montgomery, Pennsylvania 8 $ 3,390,000 $ 423,750 $ 203,000
Loudoun, Virginia 8 $ 5,530,000 $ 691,250 $ 313,000
San Francisco, California 7 $ 7,025,000 $ 1,003,571 $ 436,000
Capitol Planning Region, Connecticut 7 $ 3,835,000 $ 547,857 $ 336,000
Sussex, Delaware 7 $ 2,995,000 $ 427,857 $ 594,000
Cherokee, Georgia 7 $ 2,975,000 $ 425,000 $ 171,000
Norfolk, Massachusetts 7 $ 4,415,000 $ 630,714 $ 564,000
Bergen, New Jersey 7 $ 4,125,000 $ 589,285 $ 186,000
Union, North Carolina 7 $ 4,795,000 $ 685,000 $ 180,000
Hamilton, Ohio 7 $ 5,285,000 $ 755,000 $ 316,000
Washington, Oregon 7 $ 4,115,000 $ 587,857 $ 209,000
Delaware, Pennsylvania 7 $ 3,355,000 $ 479,285 $ 254,000
Montgomery, Texas 7 $ 4,915,000 $ 702,142 $ 223,000
Pima, Arizona 6 $ 2,710,000 $ 451,666 $ 141,000
Placer, California 6 $ 3,370,000 $ 561,666 $ 205,000
San Mateo, California 6 $ 5,500,000 $ 916,666 $ 325,000
Ventura, California 6 $ 4,560,000 $ 760,000 $ 286,000
Lake, Florida 6 $ 1,900,000 $ 316,666 $ 144,000
Miami-Dade, Florida 6 $ 3,300,000 $ 550,000 $ 232,000
Pasco, Florida 6 $ 3,800,000 $ 633,333 $ 196,000
Seminole, Florida 6 $ 3,950,000 $ 658,333 $ 205,000
St. Johns, Florida 6 $ 3,580,000 $ 596,666 $ 245,000
Gwinnett, Georgia 6 $ 3,250,000 $ 541,666 $ 690,000
Lake, Illinois 6 $ 3,350,000 $ 558,333 $ 294,000
Will, Illinois 6 $ 1,920,000 $ 320,000 $ 526,000
Sedgwick, Kansas 6 $ 1,210,000 $ 201,666 $ 75,000
Anoka, Minnesota 6 $ 2,280,000 $ 380,000 $ 182,000
Lancaster, Nebraska 6 $ 2,000,000 $ 333,333 $ 166,000
Rockingham, New Hampshire 6 $ 2,750,000 $ 458,333 $ 156,000
Mercer, New Jersey 6 $ 3,300,000 $ 550,000 $ 179,000
Morris, New Jersey 6 $ 2,950,000 $ 491,666 $ 268,000
Bernalillo, New Mexico 6 $ 3,610,000 $ 601,666 $ 165,000
Bronx, New York 6 $ 4,240,000 $ 706,666 $ 222,000
Orange, New York 6 $ 3,920,000 $ 653,333 $ 270,000
Durham, North Carolina 6 $ 2,430,000 $ 405,000 $ 263,000
Allegheny, Pennsylvania 6 $ 2,470,000 $ 411,666 $ 242,000
Providence, Rhode Island 6 $ 2,940,000 $ 490,000 $ 181,000
Dallas, Texas 6 $ 3,960,000 $ 660,000 $ 632,000
Fort Bend, Texas 6 $ 3,000,000 $ 500,000 $ 283,000
Davis, Utah 6 $ 4,550,000 $ 758,333 $ 210,000
Virginia Beach, Virginia 6 $ 2,520,000 $ 420,000 $ 161,000
Jefferson, Alabama 5 $ 2,025,000 $ 405,000 $ 135,000
El Dorado, California 5 $ 2,565,000 $ 513,000 $ 332,000
San Bernardino, California 5 $ 3,345,000 $ 669,000 $ 257,000
Collier, Florida 5 $ 1,925,000 $ 385,000 $ 705,000
Orange, Florida 5 $ 2,005,000 $ 401,000 $ 186,000
Honolulu, Hawaii 5 $ 3,215,000 $ 643,000 $ 220,000
St. Clair, Illinois 5 $ 1,835,000 $ 367,000 $ 190,000
Hamilton, Indiana 5 $ 1,775,000 $ 355,000 $ 515,000
Edwards, Kansas 5 $ 675,000 $ 135,000 $ 114,000
Stone, Missouri 5 $ 1,755,000 $ 351,000 $ 257,000
Camden, New Jersey 5 $ 995,000 $ 199,000 $ 167,000
Rockland, New York 5 $ 3,065,000 $ 613,000 $ 639,000
Onslow, North Carolina 5 $ 1,395,000 $ 279,000 $ 332,000
Cuyahoga, Ohio 5 $ 1,555,000 $ 311,000 $ 161,000
Tulsa, Oklahoma 5 $ 1,385,000 $ 277,000 $ 131,000
Lehigh, Pennsylvania 5 $ 2,265,000 $ 453,000 $ 158,000
Philadelphia, Pennsylvania 5 $ 2,455,000 $ 491,000 $ 276,000
York, South Carolina 5 $ 1,305,000 $ 261,000 $ 191,000
Sumner, Tennessee 5 $ 2,665,000 $ 533,000 $ 236,000
Alexandria, Virginia 5 $ 3,615,000 $ 723,000 $ 328,000
Richmond City, Virginia 5 $ 1,905,000 $ 381,000 $ 174,000
Waukesha, Wisconsin 5 $ 2,955,000 $ 591,000 $ 174,000
Baldwin, Alabama 4 $ 3,020,000 $ 755,000 $ 382,000
Larimer, Colorado 4 $ 1,950,000 $ 487,500 $ 121,000
Brevard, Florida 4 $ 2,290,000 $ 572,500 $ 270,000
Duval, Florida 4 $ 2,970,000 $ 742,500 $ 749,000
Manatee, Florida 4 $ 2,410,000 $ 602,500 $ 223,000
Pinellas, Florida 4 $ 1,450,000 $ 362,500 $ 485,000
DeKalb, Georgia 4 $ 2,300,000 $ 575,000 $ 326,000
Boone, Indiana 4 $ 2,070,000 $ 517,500 $ 215,000
Miami, Kansas 4 $ 2,110,000 $ 527,500 $ 183,000
Cumberland, Maine 4 $ 2,010,000 $ 502,500 $ 276,000
Suffolk, Massachusetts 4 $ 3,010,000 $ 752,500 $ 362,000
Wayne, Michigan 4 $ 1,540,000 $ 385,000 $ 174,000
Lafayette, Mississippi 4 $ 1,100,000 $ 275,000 $ 354,000
Cass, Missouri 4 $ 1,380,000 $ 345,000 $ 96,000
Middlesex, New Jersey 4 $ 3,200,000 $ 800,000 $ 297,000
Monmouth, New Jersey 4 $ 2,430,000 $ 607,500 $ 2,485,000
Erie, New York 4 $ 1,630,000 $ 407,500 $ 124,000
Essex, New York 4 $ 2,550,000 $ 637,500 $ 489,000
Monroe, New York 4 $ 1,450,000 $ 362,500 $ 234,000
Sullivan, New York 4 $ 1,080,000 $ 270,000 $ 196,000
Ulster, New York 4 $ 2,770,000 $ 692,500 $ 293,000
Brunswick, North Carolina 4 $ 1,040,000 $ 260,000 $ 177,000
Cabarrus, North Carolina 4 $ 1,640,000 $ 410,000 $ 177,000
Dare, North Carolina 4 $ 2,520,000 $ 630,000 $ 344,000
Macon, North Carolina 4 $ 1,740,000 $ 435,000 $ 240,000
Butler, Ohio 4 $ 1,430,000 $ 357,500 $ 189,000
Comanche, Oklahoma 4 $ 1,280,000 $ 320,000 $ 85,000
Deschutes, Oregon 4 $ 2,780,000 $ 695,000 $ 100,000
Washington, Rhode Island 4 $ 2,390,000 $ 597,500 $ 253,000
Horry, South Carolina 4 $ 2,230,000 $ 557,500 $ 275,000
Knox, Tennessee 4 $ 2,270,000 $ 567,500 $ 239,000
Shelby, Tennessee 4 $ 1,000,000 $ 250,000 $ 224,000
Spotsylvania, Virginia 4 $ 1,800,000 $ 450,000 $ 208,000
Clark, Washington 4 $ 2,040,000 $ 510,000 $ 267,000
Kitsap, Washington 4 $ 1,800,000 $ 450,000 $ 294,000
Whatcom, Washington 4 $ 2,060,000 $ 515,000 $ 256,000
Shelby, Alabama 3 $ 1,315,000 $ 438,333 $ 216,000
Yavapai, Arizona 3 $ 1,335,000 $ 445,000 $ 240,000
Calaveras, California 3 $ 1,365,000 $ 455,000 $ 391,000
Sonoma, California 3 $ 1,155,000 $ 385,000 $ 182,000
Adams, Colorado 3 $ 1,705,000 $ 568,333 $ 377,000
Eagle, Colorado 3 $ 2,285,000 $ 761,666 $ 644,000
Weld, Colorado 3 $ 1,815,000 $ 605,000 $ 212,000
South Central Connecticut Planning Region, Connecticut 3 $ 965,000 $ 321,666 $ 929,000
Western Connecticut Planning Region, Connecticut 3 $ 2,115,000 $ 705,000 $ 242,000
Broward, Florida 3 $ 1,445,000 $ 481,666 $ 298,000
Osceola, Florida 3 $ 1,315,000 $ 438,333 $ 225,000
Volusia, Florida 3 $ 1,315,000 $ 438,333 $ 306,000
Forsyth, Georgia 3 $ 2,075,000 $ 691,666 $ 279,000
Jefferson, Kentucky 3 $ 1,175,000 $ 391,666 $ 133,000
Warren, Kentucky 3 $ 795,000 $ 265,000 $ 199,000
St. Charles, Louisiana 3 $ 1,045,000 $ 348,333 $ 130,000
Essex, Massachusetts 3 $ 1,775,000 $ 591,666 $ 225,000
Hampden, Massachusetts 3 $ 1,405,000 $ 468,333 $ 164,000
Plymouth, Massachusetts 3 $ 565,000 $ 188,333 $ 145,000
Oakland, Michigan 3 $ 1,375,000 $ 458,333 $ 173,000
Scott, Minnesota 3 $ 1,545,000 $ 515,000 $ 201,000
Boone, Missouri 3 $ 1,285,000 $ 428,333 $ 141,000
Camden, Missouri 3 $ 1,745,000 $ 581,666 $ 338,000
Greene, Missouri 3 $ 1,615,000 $ 538,333 $ 207,000
Gallatin, Montana 3 $ 1,195,000 $ 398,333 $ 161,000
Carroll, New Hampshire 3 $ 1,665,000 $ 555,000 $ 299,000
Merrimack, New Hampshire 3 $ 1,525,000 $ 508,333 $ 668,000
Cape May, New Jersey 3 $ 1,465,000 $ 488,333 $ 880,000
Hudson, New Jersey 3 $ 835,000 $ 278,333 $ 176,000
Hunterdon, New Jersey 3 $ 1,665,000 $ 555,000 $ 209,000
Union, New Jersey 3 $ 1,435,000 $ 478,333 $ 200,000
Santa Fe, New Mexico 3 $ 765,000 $ 255,000 $ 116,000
Socorro, New Mexico 3 $ 245,000 $ 81,666 $ 69,000
Taos, New Mexico 3 $ 875,000 $ 291,666 $ 169,000
Forsyth, North Carolina 3 $ 925,000 $ 308,333 $ 93,000
Guilford, North Carolina 3 $ 1,705,000 $ 568,333 $ 364,000
Cleveland, Oklahoma 3 $ 1,195,000 $ 398,333 $ 216,000
Logan, Oklahoma 3 $ 1,185,000 $ 395,000 $ 161,000
Clackamas, Oregon 3 $ 1,145,000 $ 381,666 $ 209,000
Linn, Oregon 3 $ 685,000 $ 228,333 $ 109,000
Marion, Oregon 3 $ 1,535,000 $ 511,666 $ 221,000
Bucks, Pennsylvania 3 $ 1,605,000 $ 535,000 $ 210,000
Chester, Pennsylvania 3 $ 1,195,000 $ 398,333 $ 247,000
Beaufort, South Carolina 3 $ 2,485,000 $ 828,333 $ 303,000
Charleston, South Carolina 3 $ 1,595,000 $ 531,666 $ 120,000
Greenville, South Carolina 3 $ 1,165,000 $ 388,333 $ 156,000
Hamilton, Tennessee 3 $ 895,000 $ 298,333 $ 118,000
Maury, Tennessee 3 $ 945,000 $ 315,000 $ 185,000
Rutherford, Tennessee 3 $ 1,925,000 $ 641,666 $ 196,000
Williamson, Tennessee 3 $ 6,535,000 $ 2,178,333 $ 205,000
Brazoria, Texas 3 $ 1,175,000 $ 391,666 $ 240,000
Cameron, Texas 3 $ 645,000 $ 215,000 $ 1,233,000
Hopkins, Texas 3 $ 2,105,000 $ 701,666 $ 339,000
Addison, Vermont 3 $ 1,215,000 $ 405,000 $ 227,000
Windham, Vermont 3 $ 1,485,000 $ 495,000 $ 315,000
Albemarle, Virginia 3 $ 1,125,000 $ 375,000 $ 215,000
Arlington, Virginia 3 $ 1,945,000 $ 648,333 $ 317,000
Culpeper, Virginia 3 $ 1,475,000 $ 491,666 $ 144,000
Fairfax City, Virginia 3 $ 1,515,000 $ 505,000 $ 170,000
Norfolk, Virginia 3 $ 1,085,000 $ 361,666 $ 135,000
Spokane, Washington 3 $ 1,035,000 $ 345,000 $ 185,000
Thurston, Washington 3 $ 1,665,000 $ 555,000 $ 165,000
Madison, Alabama 2 $ 550,000 $ 275,000 $ 237,000
Winston, Alabama 2 $ 1,830,000 $ 915,000 $ 390,000
Anchorage, Alaska 2 $ 630,000 $ 315,000 $ 210,000
Coconino, Arizona 2 $ 170,000 $ 85,000 $ 207,000
Pinal, Arizona 2 $ 510,000 $ 255,000 $ 127,000
Pulaski, Arkansas 2 $ 370,000 $ 185,000 $ 245,000
Fresno, California 2 $ 510,000 $ 255,000 $ 122,000
Monterey, California 2 $ 1,030,000 $ 515,000 $ 235,000
San Joaquin, California 2 $ 1,230,000 $ 615,000 $ 272,000
Santa Barbara, California 2 $ 440,000 $ 220,000 $ 236,000
Solano, California 2 $ 1,110,000 $ 555,000 $ 252,000
Yolo, California 2 $ 1,190,000 $ 595,000 $ 673,000
San Miguel, Colorado 2 $ 2,570,000 $ 1,285,000 $ 550,000
Greater Bridgeport Planning Region, Connecticut 2 $ 520,000 $ 260,000 $ 191,000
Charlotte, Florida 2 $ 750,000 $ 375,000 $ 251,000
Okaloosa, Florida 2 $ 810,000 $ 405,000 $ 131,000
Polk, Florida 2 $ 870,000 $ 435,000 $ 558,000
Union, Florida 2 $ 810,000 $ 405,000 $ 238,000
Walton, Florida 2 $ 1,640,000 $ 820,000 $ 478,000
Chatham, Georgia 2 $ 480,000 $ 240,000 $ 75,000
Gordon, Georgia 2 $ 720,000 $ 360,000 $ 167,000
Newton, Georgia 2 $ 340,000 $ 170,000 $ 455,000
Canyon, Idaho 2 $ 1,130,000 $ 565,000 $ 128,000
Teton, Idaho 2 $ 1,780,000 $ 890,000 $ 167,000
Twin Falls, Idaho 2 $ 290,000 $ 145,000 $ 165,000
Jefferson, Illinois 2 $ 1,040,000 $ 520,000 $ 212,000
Kendall, Illinois 2 $ 660,000 $ 330,000 $ 127,000
Dearborn, Indiana 2 $ 810,000 $ 405,000 $ 70,000
Hendricks, Indiana 2 $ 940,000 $ 470,000 $ 221,000
Johnson, Indiana 2 $ 790,000 $ 395,000 $ 176,000
St. Joseph, Indiana 2 $ 680,000 $ 340,000 $ 136,000
Jasper, Iowa 2 $ 170,000 $ 85,000 $ 86,000
Neosho, Kansas 2 $ 170,000 $ 85,000 $ 35,000
Riley, Kansas 2 $ 800,000 $ 400,000 $ 177,000
Russell, Kansas 2 $ 400,000 $ 200,000 $ 144,000
Shawnee, Kansas 2 $ 600,000 $ 300,000 $ 144,000
Daviess, Kentucky 2 $ 730,000 $ 365,000 $ 343,000
Oldham, Kentucky 2 $ 1,360,000 $ 680,000 $ 321,000
Lafayette, Louisiana 2 $ 180,000 $ 90,000 $ 922,000
Orleans, Louisiana 2 $ 630,000 $ 315,000 $ 2,082,000
Tangipahoa, Louisiana 2 $ 780,000 $ 390,000 $ 78,000
Waldo, Maine 2 $ 590,000 $ 295,000 $ 135,000
York, Maine 2 $ 1,060,000 $ 530,000 $ 308,000
Bristol, Massachusetts 2 $ 960,000 $ 480,000 $ 138,000
Gladwin, Michigan 2 $ 550,000 $ 275,000 $ 249,000
Kent, Michigan 2 $ 930,000 $ 465,000 $ 84,000
Dakota, Minnesota 2 $ 1,150,000 $ 575,000 $ 175,000
Ramsey, Minnesota 2 $ 1,200,000 $ 600,000 $ 232,000
St. Louis, Minnesota 2 $ 830,000 $ 415,000 $ 151,000
Stearns, Minnesota 2 $ 550,000 $ 275,000 $ 112,000
Buchanan, Missouri 2 $ 330,000 $ 165,000 $ 102,000
Callaway, Missouri 2 $ 1,040,000 $ 520,000 $ 157,000
Christian, Missouri 2 $ 670,000 $ 335,000 $ 96,000
Johnson, Missouri 2 $ 480,000 $ 240,000 $ 207,000
Lincoln, Missouri 2 $ 1,000,000 $ 500,000 $ 153,000
Ralls, Missouri 2 $ 360,000 $ 180,000 $ 76,000
St. Louis City, Missouri 2 $ 510,000 $ 255,000 $ 246,000
Lewis and Clark, Montana 2 $ 800,000 $ 400,000 $ 264,000
Yellowstone, Montana 2 $ 840,000 $ 420,000 $ 586,000
Sarpy, Nebraska 2 $ 1,020,000 $ 510,000 $ 102,000
Nye, Nevada 2 $ 240,000 $ 120,000 $ 95,000
Washoe, Nevada 2 $ 1,100,000 $ 550,000 $ 194,000
Hillsborough, New Hampshire 2 $ 1,010,000 $ 505,000 $ 307,000
Atlantic, New Jersey 2 $ 830,000 $ 415,000 $ 137,000
Ocean, New Jersey 2 $ 520,000 $ 260,000 $ 125,000
Sandoval, New Mexico 2 $ 1,200,000 $ 600,000 $ 424,000
Chautauqua, New York 2 $ 350,000 $ 175,000 $ 114,000
Columbia, New York 2 $ 2,760,000 $ 1,380,000 $ 598,000
Madison, New York 2 $ 610,000 $ 305,000 $ 144,000
Onondaga, New York 2 $ 700,000 $ 350,000 $ 131,000
Putnam, New York 2 $ 1,300,000 $ 650,000 $ 302,000
Rensselaer, New York 2 $ 540,000 $ 270,000 $ 150,000
Warren, New York 2 $ 820,000 $ 410,000 $ 282,000
Alamance, North Carolina 2 $ 850,000 $ 425,000 $ 136,000
Buncombe, North Carolina 2 $ 1,500,000 $ 750,000 $ 227,000
Chatham, North Carolina 2 $ 730,000 $ 365,000 $ 153,000
Craven, North Carolina 2 $ 600,000 $ 300,000 $ 106,000
Davidson, North Carolina 2 $ 930,000 $ 465,000 $ 329,000
Gaston, North Carolina 2 $ 760,000 $ 380,000 $ 183,000
Lincoln, North Carolina 2 $ 1,220,000 $ 610,000 $ 286,000
New Hanover, North Carolina 2 $ 780,000 $ 390,000 $ 130,000
Orange, North Carolina 2 $ 1,370,000 $ 685,000 $ 165,000
Pender, North Carolina 2 $ 1,250,000 $ 625,000 $ 290,000
Watauga, North Carolina 2 $ 1,230,000 $ 615,000 $ 325,000
Clermont, Ohio 2 $ 410,000 $ 205,000 $ 95,000
Delaware, Ohio 2 $ 740,000 $ 370,000 $ 228,000
Montgomery, Ohio 2 $ 410,000 $ 205,000 $ 117,000
Warren, Ohio 2 $ 1,340,000 $ 670,000 $ 360,000
Canadian, Oklahoma 2 $ 910,000 $ 455,000 $ 229,000
Wagoner, Oklahoma 2 $ 650,000 $ 325,000 $ 291,000
Jackson, Oregon 2 $ 500,000 $ 250,000 $ 761,000
Dauphin, Pennsylvania 2 $ 850,000 $ 425,000 $ 209,000
Northampton, Pennsylvania 2 $ 450,000 $ 225,000 $ 132,000
Aiken, South Carolina 2 $ 510,000 $ 255,000 $ 108,000
Anderson, South Carolina 2 $ 300,000 $ 150,000 $ 142,000
Dorchester, South Carolina 2 $ 680,000 $ 340,000 $ 160,000
Oconee, South Carolina 2 $ 1,160,000 $ 580,000 $ 313,000
Washington, Tennessee 2 $ 710,000 $ 355,000 $ 202,000
Wilson, Tennessee 2 $ 1,190,000 $ 595,000 $ 222,000
Ellis, Texas 2 $ 1,180,000 $ 590,000 $ 204,000
Gaines, Texas 2 $ 570,000 $ 285,000 $ 54,000
Hays, Texas 2 $ 1,550,000 $ 775,000 $ 413,000
McLennan, Texas 2 $ 750,000 $ 375,000 $ 101,000
Rockwall, Texas 2 $ 1,180,000 $ 590,000 $ 300,000
Cache, Utah 2 $ 1,060,000 $ 530,000 $ 357,000
Summit, Utah 2 $ 2,170,000 $ 1,085,000 $ 258,000
Wasatch, Utah 2 $ 1,480,000 $ 740,000 $ 799,000
Washington, Utah 2 $ 760,000 $ 380,000 $ 138,000
Chittenden, Vermont 2 $ 990,000 $ 495,000 $ 240,000
Washington, Vermont 2 $ 300,000 $ 150,000 $ 312,000
Chesapeake, Virginia 2 $ 420,000 $ 210,000 $ 161,000
Henrico, Virginia 2 $ 960,000 $ 480,000 $ 291,000
Prince William, Virginia 2 $ 1,000,000 $ 500,000 $ 269,000
Roanoke, Virginia 2 $ 2,060,000 $ 1,030,000 $ 295,000
Stafford, Virginia 2 $ 1,080,000 $ 540,000 $ 206,000
Chelan, Washington 2 $ 1,320,000 $ 660,000 $ 300,000
Island, Washington 2 $ 1,310,000 $ 655,000 $ 306,000
Jefferson, Washington 2 $ 900,000 $ 450,000 $ 103,000
Berkeley, West Virginia 2 $ 930,000 $ 465,000 $ 213,000
Burnett, Wisconsin 2 $ 960,000 $ 480,000 $ 186,000
Kenosha, Wisconsin 2 $ 340,000 $ 170,000 $ 53,000
Milwaukee, Wisconsin 2 $ 820,000 $ 410,000 $ 132,000
Calhoun, Alabama 1 $ 195,000 $ 195,000 $ 54,000
Cullman, Alabama 1 $ 85,000 $ 85,000 $ 33,000
Elmore, Alabama 1 $ 255,000 $ 255,000 $ 208,000
Etowah, Alabama 1 $ 225,000 $ 225,000 $ 120,000
Lee, Alabama 1 $ 365,000 $ 365,000 $ 658,000
Pickens, Alabama 1 $ 335,000 $ 335,000 $ 86,000
St. Clair, Alabama 1 $ 225,000 $ 225,000 $ 254,000
Tuscaloosa, Alabama 1 $ 505,000 $ 505,000 $ 233,000
Ketchikan Gateway, Alaska 1 $ 145,000 $ 145,000 $ 104,000
Matanuska-Susitna, Alaska 1 $ 365,000 $ 365,000 $ 127,000
Navajo, Arizona 1 $ 385,000 $ 385,000 $ 2,334,000
Cleburne, Arkansas 1 $ 375,000 $ 375,000 $ 282,000
Lonoke, Arkansas 1 $ 285,000 $ 285,000 $ 90,000
Pike, Arkansas 1 $ 245,000 $ 245,000 $ 245,000
Saline, Arkansas 1 $ 365,000 $ 365,000 $ 148,000
Scott, Arkansas 1 $ 465,000 $ 465,000 $ 134,000
Imperial, California 1 $ 135,000 $ 135,000 $ 108,000
Kern, California 1 $ 625,000 $ 625,000 $ 129,000
Madera, California 1 $ 365,000 $ 365,000 $ 264,000
Marin, California 1 $ 625,000 $ 625,000 $ 150,000
Mono, California 1 $ 685,000 $ 685,000 $ 390,000
Nevada, California 1 $ 395,000 $ 395,000 $ 93,000
Plumas, California 1 $ 575,000 $ 575,000 $ 396,000
San Luis Obispo, California 1 $ 635,000 $ 635,000 $ 144,000
Stanislaus, California 1 $ 505,000 $ 505,000 $ 304,000
Tulare, California 1 $ 25,000 $ 25,000 $ 60,000
Tuolumne, California 1 $ 225,000 $ 225,000 $ 469,000
Chaffee, Colorado 1 $ 565,000 $ 565,000 $ 229,000
Gunnison, Colorado 1 $ 595,000 $ 595,000 $ 283,000
La Plata, Colorado 1 $ 475,000 $ 475,000 $ 60,000
Ouray, Colorado 1 $ 585,000 $ 585,000 $ 0
Park, Colorado 1 $ 195,000 $ 195,000 $ 349,000
Pueblo, Colorado 1 $ 215,000 $ 215,000 $ 40,000
Teller, Colorado 1 $ 1,225,000 $ 1,225,000 $ 0
Yuma, Colorado 1 $ 125,000 $ 125,000 $ 43,000
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 405,000 $ 405,000 $ 252,000
Naugatuck Valley Planning Region, Connecticut 1 $ 135,000 $ 135,000 $ 80,000
Northeastern Connecticut Planning Region, Connecticut 1 $ 485,000 $ 485,000 $ 174,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 505,000 $ 505,000 $ 121,000
Alachua, Florida 1 $ 525,000 $ 525,000 $ 149,000
Bay, Florida 1 $ 335,000 $ 335,000 $ 79,000
Citrus, Florida 1 $ 295,000 $ 295,000 $ 65,000
Clay, Florida 1 $ 275,000 $ 275,000 $ 75,000
Hernando, Florida 1 $ 345,000 $ 345,000 $ 314,000
Highlands, Florida 1 $ 215,000 $ 215,000 $ 66,000
Leon, Florida 1 $ 365,000 $ 365,000 $ 200,000
Nassau, Florida 1 $ 325,000 $ 325,000 $ 114,000
Sumter, Florida 1 $ 605,000 $ 605,000 $ 700,000
Baldwin, Georgia 1 $ 205,000 $ 205,000 $ 180,000
Barrow, Georgia 1 $ 265,000 $ 265,000 $ 21,000
Bibb, Georgia 1 $ 65,000 $ 65,000 $ 280,000
Camden, Georgia 1 $ 565,000 $ 565,000 $ 170,000
Clarke, Georgia 1 $ 285,000 $ 285,000 $ 166,000
Columbia, Georgia 1 $ 45,000 $ 45,000 $ 53,000
Coweta, Georgia 1 $ 295,000 $ 295,000 $ 195,000
Effingham, Georgia 1 $ 255,000 $ 255,000 $ 130,000
Fannin, Georgia 1 $ 695,000 $ 695,000 $ 236,000
Gilmer, Georgia 1 $ 655,000 $ 655,000 $ 878,000
Glynn, Georgia 1 $ 425,000 $ 425,000 $ 91,000
Hall, Georgia 1 $ 185,000 $ 185,000 $ 159,000
Henry, Georgia 1 $ 545,000 $ 545,000 $ 145,000
Jackson, Georgia 1 $ 545,000 $ 545,000 $ 126,000
Lamar, Georgia 1 $ 635,000 $ 635,000 $ 330,000
Laurens, Georgia 1 $ 575,000 $ 575,000 $ 157,000
Oconee, Georgia 1 $ 445,000 $ 445,000 $ 133,000
Paulding, Georgia 1 $ 285,000 $ 285,000 $ 78,000
Pickens, Georgia 1 $ 315,000 $ 315,000 $ 150,000
Richmond, Georgia 1 $ 65,000 $ 65,000 $ 84,000
Tift, Georgia 1 $ 755,000 $ 755,000 $ 238,000
Troup, Georgia 1 $ 625,000 $ 625,000 $ 344,000
Union, Georgia 1 $ 145,000 $ 145,000 $ 291,000
Whitfield, Georgia 1 $ 325,000 $ 325,000 $ 195,000
Hawaii, Hawaii 1 $ 985,000 $ 985,000 $ 690,000
Maui, Hawaii 1 $ 755,000 $ 755,000 $ 198,000
Elmore, Idaho 1 $ 235,000 $ 235,000 $ 57,000
Kootenai, Idaho 1 $ 665,000 $ 665,000 $ 197,000
Madison, Idaho 1 $ 325,000 $ 325,000 $ 120,000
Clinton, Illinois 1 $ 215,000 $ 215,000 $ 122,000
DeKalb, Illinois 1 $ 55,000 $ 55,000 $ 0
Kane, Illinois 1 $ 75,000 $ 75,000 $ 103,000
Madison, Illinois 1 $ 455,000 $ 455,000 $ 172,000
McHenry, Illinois 1 $ 325,000 $ 325,000 $ 120,000
Montgomery, Illinois 1 $ 365,000 $ 365,000 $ 113,000
Sangamon, Illinois 1 $ 235,000 $ 235,000 $ 100,000
Allen, Indiana 1 $ 235,000 $ 235,000 $ 100,000
Brown, Indiana 1 $ 225,000 $ 225,000 $ 160,000
Clark, Indiana 1 $ 285,000 $ 285,000 $ 83,000
DeKalb, Indiana 1 $ 135,000 $ 135,000 $ 49,000
Elkhart, Indiana 1 $ 85,000 $ 85,000 $ 155,000
Greene, Indiana 1 $ 425,000 $ 425,000 $ 880,000
Hancock, Indiana 1 $ 355,000 $ 355,000 $ 158,000
Henry, Indiana 1 $ 195,000 $ 195,000 $ 120,000
Howard, Indiana 1 $ 325,000 $ 325,000 $ 98,000
Lake, Indiana 1 $ 395,000 $ 395,000 $ 68,000
LaPorte, Indiana 1 $ 185,000 $ 185,000 $ 156,000
Marion, Indiana 1 $ 245,000 $ 245,000 $ 55,000
Monroe, Indiana 1 $ 235,000 $ 235,000 $ 104,000
Morgan, Indiana 1 $ 265,000 $ 265,000 $ 129,000
Steuben, Indiana 1 $ 215,000 $ 215,000 $ 100,000
Tipton, Indiana 1 $ 245,000 $ 245,000 $ 100,000
Carroll, Iowa 1 $ 175,000 $ 175,000 $ 77,000
Linn, Iowa 1 $ 485,000 $ 485,000 $ 177,000
Clay, Kansas 1 $ 245,000 $ 245,000 $ 82,000
Ellis, Kansas 1 $ 205,000 $ 205,000 $ 174,000
Ford, Kansas 1 $ 275,000 $ 275,000 $ 189,000
Montgomery, Kansas 1 $ 45,000 $ 45,000 $ 72,000
Ness, Kansas 1 $ 35,000 $ 35,000 $ 41,000
Reno, Kansas 1 $ 465,000 $ 465,000 $ 211,000
Rice, Kansas 1 $ 45,000 $ 45,000 $ 106,000
Stafford, Kansas 1 $ 55,000 $ 55,000 $ 54,000
Bullitt, Kentucky 1 $ 545,000 $ 545,000 $ 206,000
Henderson, Kentucky 1 $ 15,000 $ 15,000 $ 128,000
Madison, Kentucky 1 $ 455,000 $ 455,000 $ 231,000
Marshall, Kentucky 1 $ 125,000 $ 125,000 $ 106,000
Spencer, Kentucky 1 $ 195,000 $ 195,000 $ 76,000
Taylor, Kentucky 1 $ 265,000 $ 265,000 $ 112,000
Ascension, Louisiana 1 $ 155,000 $ 155,000 $ 156,000
Avoyelles, Louisiana 1 $ 75,000 $ 75,000 $ 648,000
Bossier, Louisiana 1 $ 95,000 $ 95,000 $ 212,000
Caddo, Louisiana 1 $ 525,000 $ 525,000 $ 234,000
East Baton Rouge, Louisiana 1 $ 25,000 $ 25,000 $ 153,000
Iberville, Louisiana 1 $ 55,000 $ 55,000 $ 56,000
Lincoln, Louisiana 1 $ 355,000 $ 355,000 $ 109,000
St. Tammany, Louisiana 1 $ 315,000 $ 315,000 $ 78,000
Washington, Louisiana 1 $ 475,000 $ 475,000 $ 78,000
Kennebec, Maine 1 $ 705,000 $ 705,000 $ 262,000
Knox, Maine 1 $ 345,000 $ 345,000 $ 99,000
Lincoln, Maine 1 $ 965,000 $ 965,000 $ 362,000
Penobscot, Maine 1 $ 315,000 $ 315,000 $ 107,000
Sagadahoc, Maine 1 $ 315,000 $ 315,000 $ 70,000
Washington, Maine 1 $ 265,000 $ 265,000 $ 357,000
Montgomery, Maryland 1 $ 445,000 $ 445,000 $ 230,000
Prince George's, Maryland 1 $ 425,000 $ 425,000 $ 260,000
Barnstable, Massachusetts 1 $ 375,000 $ 375,000 $ 352,000
Hampshire, Massachusetts 1 $ 235,000 $ 235,000 $ 94,000
Delta, Michigan 1 $ 475,000 $ 475,000 $ 497,000
Genesee, Michigan 1 $ 285,000 $ 285,000 $ 0
Grand Traverse, Michigan 1 $ 375,000 $ 375,000 $ 108,000
Kalamazoo, Michigan 1 $ 705,000 $ 705,000 $ 354,000
Macomb, Michigan 1 $ 65,000 $ 65,000 $ 151,000
Muskegon, Michigan 1 $ 335,000 $ 335,000 $ 264,000
Ogemaw, Michigan 1 $ 245,000 $ 245,000 $ 139,000
Ottawa, Michigan 1 $ 375,000 $ 375,000 $ 145,000
St. Clair, Michigan 1 $ 65,000 $ 65,000 $ 148,000
Washtenaw, Michigan 1 $ 225,000 $ 225,000 $ 288,000
Chisago, Minnesota 1 $ 455,000 $ 455,000 $ 188,000
Douglas, Minnesota 1 $ 575,000 $ 575,000 $ 276,000
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Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,203 $645,840,000 $537,000 $4,785,000 $289,000 $9,368,000
Refinancing 923 $503,345,000 $545,000 $2,705,000 $263,000 $6,240,000
Cash-out Refinancing 340 $132,250,000 $388,000 $3,405,000 $248,000 $3,073,000
Other Purpose 100 $16,420,000 $164,000 $865,000 $267,000 $3,420,000
Home Improvement 3 $455,000 $151,000 $375,000 $240,000 $240,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,210 $567,570,000 $469,000 $3,405,000 $268,000 $7,200,000
Not Provided 752 $403,250,000 $536,000 $2,255,000 $269,000 $9,368,000
Asian 357 $218,955,000 $613,000 $4,785,000 $304,000 $5,280,000
Hispanic 117 $52,270,000 $450,000 $2,205,000 $229,000 $3,420,000
Black or African American 80 $36,790,000 $459,000 $1,845,000 $282,000 $3,120,000
Not applicable 42 $14,510,000 $345,000 $2,135,000 $0 $0
American Indian or Alaskan Native 10 $4,390,000 $439,000 $1,005,000 $470,000 $2,334,000
Native Hawaiian or Other Pacific Islander 1 $575,000 $575,000 $575,000 $170,000 $170,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,423 $1,220,990,000 $504,000 $4,785,000 $281,000 $9,368,000
VA-guaranteed (Veterans Administration) 138 $76,550,000 $554,000 $2,205,000 $142,000 $541,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $770,000 $96,000 $165,000 $59,000 $81,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,100 $537,380,000 $488,000 $2,705,000 $215,000 $2,112,000
Application Withdrawn By Applicant 775 $401,690,000 $518,000 $4,785,000 $356,000 $9,368,000
File Closed For Incompleteness 438 $248,160,000 $566,000 $2,565,000 $267,000 $5,280,000
Application Denied By Financial Institution 159 $59,245,000 $372,000 $2,205,000 $283,000 $3,420,000
Application Approved But Not Accepted 97 $51,835,000 $534,000 $1,645,000 $252,000 $1,056,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,410 $1,239,065,000 $514,000 $4,785,000 $273,000 $9,368,000
Debt-To-Income Ratio 65 $28,655,000 $440,000 $2,205,000 $143,000 $402,000
Credit History 33 $6,475,000 $196,000 $655,000 $293,000 $1,980,000
Collateral 26 $9,560,000 $367,000 $1,005,000 $337,000 $2,334,000
Other 18 $6,580,000 $365,000 $1,185,000 $799,000 $3,420,000
Unverifiable Information 8 $5,010,000 $626,000 $1,505,000 $233,000 $454,000
Insufficient Cash (Downpayment, Closing Cost) 7 $2,485,000 $355,000 $1,045,000 $133,000 $255,000
Employment History 2 $480,000 $240,000 $425,000 $176,000 $176,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farmers Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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