Farmers Bank & Trust Mortgage Lending & HMDA Data, 2025
In 2025, Farmers Bank & Trust of Great Bend, KS reported 2,569 mortgage applications totaling $1.3 billion, down 3% from 2024. The average application was for $505,375, and applicants reported an average income of $273,318. 43% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (171), Seattle-Bellevue-Everett, WA (105) and New York-Jersey City-White Plains, NY-NJ (100) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,569 |
| Total Mortgage Loan Application Amount | $1,298,310,000 |
| Average Mortgage Loan Application Amount | $505,375 |
| Highest Mortgage Loan Application Amount | $4,785,000 |
| Average Applicant Income | $273,318 |
| Highest Applicant Income | $9,368,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 322 | $ 110,620,000 | $ 343,540 | $ 237,145 |
| Kansas City, MO-KS | 171 | $ 73,675,000 | $ 430,847 | $ 221,409 |
| Seattle-Bellevue-Everett, WA | 105 | $ 84,615,000 | $ 805,857 | $ 388,000 |
| New York-Jersey City-White Plains, NY-NJ | 100 | $ 66,435,000 | $ 664,350 | $ 495,220 |
| Chicago-Naperville, IL | 57 | $ 27,855,000 | $ 488,684 | $ 330,000 |
| Arlington-Alexandria-Reston, VA-WV | 52 | $ 31,270,000 | $ 601,346 | $ 263,000 |
| Denver-Aurora-Lakewood, CO | 51 | $ 24,685,000 | $ 484,019 | $ 205,000 |
| Los Angeles-Long Beach-Glendale, CA | 47 | $ 36,105,000 | $ 768,191 | $ 252,000 |
| Everett, WA | 45 | $ 33,085,000 | $ 735,222 | $ 262,000 |
| Dallas-Plano-Irving, TX | 44 | $ 23,770,000 | $ 540,227 | $ 394,000 |
| Charlotte-Concord-Gastonia, NC-SC | 43 | $ 20,225,000 | $ 470,348 | $ 198,953 |
| Houston-The Woodlands-Sugar Land, TX | 43 | $ 22,085,000 | $ 513,604 | $ 236,000 |
| Nassau County-Suffolk County, NY | 39 | $ 24,765,000 | $ 635,000 | $ 297,000 |
| St. Louis, MO-IL | 39 | $ 16,095,000 | $ 412,692 | $ 177,179 |
| Phoenix-Mesa-Scottsdale, AZ | 35 | $ 18,215,000 | $ 520,428 | $ 239,000 |
| Atlanta-Sandy Springs-Roswell, GA | 34 | $ 17,660,000 | $ 519,411 | $ 356,000 |
| Austin-Round Rock, TX | 33 | $ 19,135,000 | $ 579,848 | $ 275,000 |
| San Diego-Carlsbad, CA | 32 | $ 23,750,000 | $ 742,187 | $ 370,000 |
| Las Vegas-Henderson-Paradise, NV | 30 | $ 12,920,000 | $ 430,666 | $ 395,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 29 | $ 20,475,000 | $ 706,034 | $ 222,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 28 | $ 15,600,000 | $ 557,142 | $ 221,500 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 26 | $ 13,770,000 | $ 529,615 | $ 242,615 |
| Oakland-Hayward-Berkeley, CA | 26 | $ 19,510,000 | $ 750,384 | $ 437,000 |
| Oklahoma City, OK | 24 | $ 10,640,000 | $ 443,333 | $ 357,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 24 | $ 12,940,000 | $ 539,166 | $ 311,000 |
| Cambridge-Newton-Framingham, MA | 23 | $ 13,845,000 | $ 601,956 | $ 283,000 |
| Raleigh, NC | 22 | $ 9,640,000 | $ 438,181 | $ 218,000 |
| Anaheim-Santa Ana-Irvine, CA | 21 | $ 17,985,000 | $ 856,428 | $ 305,000 |
| Newark, NJ-PA | 21 | $ 9,935,000 | $ 473,095 | $ 242,000 |
| Orlando-Kissimmee-Sanford, FL | 20 | $ 9,170,000 | $ 458,500 | $ 185,000 |
| Tampa, FL | 19 | $ 9,635,000 | $ 507,105 | $ 152,000 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 6,910,000 | $ 383,888 | $ 268,000 |
| Marietta, GA | 18 | $ 7,500,000 | $ 416,666 | $ 182,000 |
| Cincinnati, OH-KY-IN | 17 | $ 9,275,000 | $ 545,588 | $ 236,764 |
| Fayetteville-Springdale-Rogers, AR-MO | 17 | $ 6,995,000 | $ 411,470 | $ 197,000 |
| Columbus, OH | 16 | $ 5,730,000 | $ 358,125 | $ 195,000 |
| Washington, DC-MD | 16 | $ 9,970,000 | $ 623,125 | $ 241,250 |
| Riverside-San Bernardino-Ontario, CA | 15 | $ 9,125,000 | $ 608,333 | $ 321,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 5,945,000 | $ 396,333 | $ 164,133 |
| Boise City, ID | 14 | $ 7,280,000 | $ 520,000 | $ 283,000 |
| Boston, MA | 14 | $ 7,990,000 | $ 570,714 | $ 417,000 |
| Montgomery County-Bucks County-Chester County, PA | 14 | $ 6,190,000 | $ 442,142 | $ 214,000 |
| San Antonio-New Braunfels, TX | 14 | $ 6,210,000 | $ 443,571 | $ 182,000 |
| Providence-Warwick, RI-MA | 13 | $ 6,495,000 | $ 499,615 | $ 200,615 |
| San Francisco-Redwood City-South San Francisco, CA | 13 | $ 12,525,000 | $ 963,461 | $ 385,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 13 | $ 9,855,000 | $ 758,076 | $ 280,000 |
| Boulder, CO | 12 | $ 7,560,000 | $ 630,000 | $ 325,000 |
| Fort Worth-Arlington, TX | 12 | $ 5,930,000 | $ 494,166 | $ 204,000 |
| Jacksonville, FL | 12 | $ 7,150,000 | $ 595,833 | $ 388,000 |
| North Port-Sarasota-Bradenton, FL | 12 | $ 6,660,000 | $ 555,000 | $ 237,000 |
| Philadelphia, PA | 12 | $ 5,810,000 | $ 484,166 | $ 263,000 |
| Provo-Orem, UT | 12 | $ 6,560,000 | $ 546,666 | $ 210,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 12 | $ 4,510,000 | $ 375,833 | $ 431,000 |
| Lakewood-New Brunswick, NJ | 11 | $ 6,955,000 | $ 632,272 | $ 1,062,000 |
| Lawrence, KS | 11 | $ 3,745,000 | $ 340,454 | $ 146,000 |
| Richmond, VA | 11 | $ 4,905,000 | $ 445,909 | $ 181,000 |
| Tacoma-Lakewood, WA | 11 | $ 6,535,000 | $ 594,090 | $ 212,000 |
| Durham-Chapel Hill, NC | 10 | $ 4,530,000 | $ 453,000 | $ 222,000 |
| Salt Lake City, UT | 10 | $ 7,710,000 | $ 771,000 | $ 356,000 |
| Worcester, MA-CT | 10 | $ 4,360,000 | $ 436,000 | $ 199,000 |
| Albuquerque, NM | 9 | $ 4,845,000 | $ 538,333 | $ 210,000 |
| Birmingham-Hoover, AL | 9 | $ 3,565,000 | $ 396,111 | $ 175,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 4,605,000 | $ 511,666 | $ 296,000 |
| Colorado Springs, CO | 9 | $ 5,325,000 | $ 591,666 | $ 131,000 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 4,735,000 | $ 526,111 | $ 184,000 |
| Tulsa, OK | 9 | $ 2,925,000 | $ 325,000 | $ 191,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 4,240,000 | $ 530,000 | $ 325,000 |
| Knoxville, TN | 8 | $ 3,660,000 | $ 457,500 | $ 178,000 |
| Louisville/Jefferson County, KY-IN | 8 | $ 3,560,000 | $ 445,000 | $ 175,750 |
| Wilmington, DE-MD-NJ | 8 | $ 3,160,000 | $ 395,000 | $ 230,000 |
| Wilmington, NC | 8 | $ 3,070,000 | $ 383,750 | $ 193,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 2,715,000 | $ 387,857 | $ 150,000 |
| Cleveland, OH | 7 | $ 2,085,000 | $ 297,857 | $ 154,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 7 | $ 4,325,000 | $ 617,857 | $ 677,000 |
| Ogden-Clearfield, UT | 7 | $ 5,405,000 | $ 772,142 | $ 212,000 |
| Pittsburgh, PA | 7 | $ 2,725,000 | $ 389,285 | $ 219,000 |
| Portland-South Portland, ME | 7 | $ 3,385,000 | $ 483,571 | $ 256,000 |
| Camden, NJ | 6 | $ 1,230,000 | $ 205,000 | $ 158,000 |
| Charleston-North Charleston, SC | 6 | $ 4,480,000 | $ 746,666 | $ 173,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 3,350,000 | $ 558,333 | $ 294,000 |
| Lincoln, NE | 6 | $ 2,000,000 | $ 333,333 | $ 166,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 3,300,000 | $ 550,000 | $ 232,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 4,560,000 | $ 760,000 | $ 286,000 |
| Rockingham County-Strafford County, NH | 6 | $ 2,750,000 | $ 458,333 | $ 156,000 |
| Trenton, NJ | 6 | $ 3,300,000 | $ 550,000 | $ 179,000 |
| Tucson, AZ | 6 | $ 2,710,000 | $ 451,666 | $ 141,000 |
| Wichita, KS | 6 | $ 1,210,000 | $ 201,666 | $ 75,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 2,295,000 | $ 459,000 | $ 583,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 2,635,000 | $ 527,000 | $ 222,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,465,000 | $ 293,000 | $ 150,000 |
| Jacksonville, NC | 5 | $ 1,395,000 | $ 279,000 | $ 332,000 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 1,925,000 | $ 385,000 | $ 705,000 |
| New Orleans-Metairie, LA | 5 | $ 1,675,000 | $ 335,000 | $ 911,000 |
| Roanoke, VA | 5 | $ 3,325,000 | $ 665,000 | $ 247,000 |
| Springfield, MO | 5 | $ 2,285,000 | $ 457,000 | $ 163,000 |
| Urban Honolulu, HI | 5 | $ 3,215,000 | $ 643,000 | $ 220,000 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 1,505,000 | $ 301,000 | $ 163,000 |
| Winston-Salem, NC | 5 | $ 1,855,000 | $ 371,000 | $ 187,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 1,380,000 | $ 345,000 | $ 187,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 620,000 | $ 155,000 | $ 88,000 |
| Bellingham, WA | 4 | $ 2,060,000 | $ 515,000 | $ 256,000 |
| Bend-Redmond, OR | 4 | $ 2,780,000 | $ 695,000 | $ 100,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,800,000 | $ 450,000 | $ 294,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 1,630,000 | $ 407,500 | $ 124,000 |
| Chattanooga, TN-GA | 4 | $ 1,540,000 | $ 385,000 | $ 148,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 2,450,000 | $ 612,500 | $ 304,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 3,020,000 | $ 755,000 | $ 382,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 1,540,000 | $ 385,000 | $ 174,000 |
| Elgin, IL | 4 | $ 790,000 | $ 197,500 | $ 89,000 |
| Fort Collins, CO | 4 | $ 1,950,000 | $ 487,500 | $ 121,000 |
| Kingston, NY | 4 | $ 2,770,000 | $ 692,500 | $ 293,000 |
| Lawton, OK | 4 | $ 1,280,000 | $ 320,000 | $ 85,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 1,020,000 | $ 255,000 | $ 182,000 |
| Memphis, TN-MS-AR | 4 | $ 1,000,000 | $ 250,000 | $ 224,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 2,230,000 | $ 557,500 | $ 275,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 1,350,000 | $ 337,500 | $ 108,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 2,290,000 | $ 572,500 | $ 270,000 |
| Rochester, NY | 4 | $ 1,450,000 | $ 362,500 | $ 234,000 |
| St. Petersburg-Clearwater-Largo, FL | 4 | $ 1,450,000 | $ 362,500 | $ 485,000 |
| Syracuse, NY | 4 | $ 1,310,000 | $ 327,500 | $ 138,000 |
| Albany, OR | 3 | $ 685,000 | $ 228,333 | $ 109,000 |
| Anchorage, AK | 3 | $ 995,000 | $ 331,666 | $ 182,000 |
| Baton Rouge, LA | 3 | $ 235,000 | $ 78,333 | $ 121,000 |
| Bowling Green, KY | 3 | $ 795,000 | $ 265,000 | $ 199,000 |
| Bozeman, MT | 3 | $ 1,195,000 | $ 398,333 | $ 161,000 |
| Brownsville-Harlingen, TX | 3 | $ 645,000 | $ 215,000 | $ 1,233,000 |
| Charlottesville, VA | 3 | $ 1,125,000 | $ 375,000 | $ 215,000 |
| Columbia, MO | 3 | $ 1,285,000 | $ 428,333 | $ 141,000 |
| Columbia, SC | 3 | $ 1,405,000 | $ 468,333 | $ 217,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 1,015,000 | $ 338,333 | $ 135,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 1,315,000 | $ 438,333 | $ 306,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 1,445,000 | $ 481,666 | $ 298,000 |
| Fresno, CA | 3 | $ 875,000 | $ 291,666 | $ 169,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 1,305,000 | $ 435,000 | $ 104,000 |
| Greeley, CO | 3 | $ 1,815,000 | $ 605,000 | $ 212,000 |
| Greensboro-High Point, NC | 3 | $ 1,705,000 | $ 568,333 | $ 364,000 |
| Harrisburg-Carlisle, PA | 3 | $ 1,435,000 | $ 478,333 | $ 273,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 2,485,000 | $ 828,333 | $ 303,000 |
| New Haven-Milford, CT | 3 | $ 965,000 | $ 321,666 | $ 929,000 |
| Olympia-Tumwater, WA | 3 | $ 1,665,000 | $ 555,000 | $ 165,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 1,335,000 | $ 445,000 | $ 240,000 |
| Salem, OR | 3 | $ 1,535,000 | $ 511,666 | $ 221,000 |
| Santa Fe, NM | 3 | $ 765,000 | $ 255,000 | $ 116,000 |
| Santa Rosa, CA | 3 | $ 1,155,000 | $ 385,000 | $ 182,000 |
| Savannah, GA | 3 | $ 735,000 | $ 245,000 | $ 93,000 |
| Spokane-Spokane Valley, WA | 3 | $ 1,035,000 | $ 345,000 | $ 185,000 |
| Springfield, MA | 3 | $ 1,405,000 | $ 468,333 | $ 164,000 |
| Asheville, NC | 2 | $ 1,500,000 | $ 750,000 | $ 227,000 |
| Athens-Clarke County, GA | 2 | $ 730,000 | $ 365,000 | $ 149,000 |
| Billings, MT | 2 | $ 840,000 | $ 420,000 | $ 586,000 |
| Burlington, NC | 2 | $ 850,000 | $ 425,000 | $ 136,000 |
| Burlington-South Burlington, VT | 2 | $ 990,000 | $ 495,000 | $ 240,000 |
| Des Moines-West Des Moines, IA | 2 | $ 170,000 | $ 85,000 | $ 86,000 |
| Duluth, MN-WI | 2 | $ 830,000 | $ 415,000 | $ 151,000 |
| Flagstaff, AZ | 2 | $ 170,000 | $ 85,000 | $ 207,000 |
| Glens Falls, NY | 2 | $ 820,000 | $ 410,000 | $ 282,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 930,000 | $ 465,000 | $ 213,000 |
| Hammond, LA | 2 | $ 780,000 | $ 390,000 | $ 78,000 |
| Helena, MT | 2 | $ 800,000 | $ 400,000 | $ 264,000 |
| Huntsville, AL | 2 | $ 550,000 | $ 275,000 | $ 237,000 |
| Jackson, MS | 2 | $ 690,000 | $ 345,000 | $ 143,000 |
| Jefferson City, MO | 2 | $ 1,040,000 | $ 520,000 | $ 157,000 |
| Johnson City, TN | 2 | $ 710,000 | $ 355,000 | $ 202,000 |
| Joplin, MO | 2 | $ 310,000 | $ 155,000 | $ 130,000 |
| Kenosha, WI | 2 | $ 340,000 | $ 170,000 | $ 53,000 |
| Lafayette, LA | 2 | $ 180,000 | $ 90,000 | $ 922,000 |
| Lakeland-Winter Haven, FL | 2 | $ 870,000 | $ 435,000 | $ 558,000 |
| Logan, UT-ID | 2 | $ 1,060,000 | $ 530,000 | $ 357,000 |
| Manchester-Nashua, NH | 2 | $ 1,010,000 | $ 505,000 | $ 307,000 |
| Manhattan, KS | 2 | $ 800,000 | $ 400,000 | $ 177,000 |
| Medford, OR | 2 | $ 500,000 | $ 250,000 | $ 761,000 |
| Owensboro, KY | 2 | $ 730,000 | $ 365,000 | $ 343,000 |
| Punta Gorda, FL | 2 | $ 750,000 | $ 375,000 | $ 251,000 |
| Reno, NV | 2 | $ 1,100,000 | $ 550,000 | $ 194,000 |
| Salinas, CA | 2 | $ 1,030,000 | $ 515,000 | $ 235,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 440,000 | $ 220,000 | $ 236,000 |
| Shreveport-Bossier City, LA | 2 | $ 620,000 | $ 310,000 | $ 223,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 680,000 | $ 340,000 | $ 136,000 |
| St. Cloud, MN | 2 | $ 550,000 | $ 275,000 | $ 112,000 |
| St. George, UT | 2 | $ 760,000 | $ 380,000 | $ 138,000 |
| St. Joseph, MO-KS | 2 | $ 330,000 | $ 165,000 | $ 102,000 |
| Stockton-Lodi, CA | 2 | $ 1,230,000 | $ 615,000 | $ 272,000 |
| Topeka, KS | 2 | $ 600,000 | $ 300,000 | $ 144,000 |
| Tuscaloosa, AL | 2 | $ 840,000 | $ 420,000 | $ 159,000 |
| Twin Falls, ID | 2 | $ 290,000 | $ 145,000 | $ 165,000 |
| Vallejo-Fairfield, CA | 2 | $ 1,110,000 | $ 555,000 | $ 252,000 |
| Waco, TX | 2 | $ 750,000 | $ 375,000 | $ 101,000 |
| Wenatchee, WA | 2 | $ 1,320,000 | $ 660,000 | $ 300,000 |
| Abilene, TX | 1 | $ 665,000 | $ 665,000 | $ 167,000 |
| Akron, OH | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Amherst Town-Northampton, MA | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Ann Arbor, MI | 1 | $ 225,000 | $ 225,000 | $ 288,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Auburn-Opelika, AL | 1 | $ 365,000 | $ 365,000 | $ 658,000 |
| Bakersfield, CA | 1 | $ 625,000 | $ 625,000 | $ 129,000 |
| Bangor, ME | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Barnstable Town, MA | 1 | $ 375,000 | $ 375,000 | $ 352,000 |
| Binghamton, NY | 1 | $ 755,000 | $ 755,000 | $ 400,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 305,000 | $ 305,000 | $ 161,000 |
| Bloomington, IN | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Brunswick, GA | 1 | $ 425,000 | $ 425,000 | $ 91,000 |
| Cedar Rapids, IA | 1 | $ 485,000 | $ 485,000 | $ 177,000 |
| Clarksville, TN-KY | 1 | $ 465,000 | $ 465,000 | $ 101,000 |
| Coeur D'Alene, ID | 1 | $ 665,000 | $ 665,000 | $ 197,000 |
| College Station-Bryan, TX | 1 | $ 375,000 | $ 375,000 | $ 280,000 |
| Corpus Christi, TX | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Corvallis, OR | 1 | $ 475,000 | $ 475,000 | $ 315,000 |
| Dalton, GA | 1 | $ 325,000 | $ 325,000 | $ 195,000 |
| El Centro, CA | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| El Paso, TX | 1 | $ 465,000 | $ 465,000 | $ 255,000 |
| Elkhart-Goshen, IN | 1 | $ 85,000 | $ 85,000 | $ 155,000 |
| Eugene, OR | 1 | $ 525,000 | $ 525,000 | $ 217,000 |
| Farmington, NM | 1 | $ 775,000 | $ 775,000 | $ 243,000 |
| Flint, MI | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Florence, SC | 1 | $ 385,000 | $ 385,000 | $ 119,000 |
| Fort Wayne, IN | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Gadsden, AL | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Gainesville, FL | 1 | $ 525,000 | $ 525,000 | $ 149,000 |
| Gainesville, GA | 1 | $ 185,000 | $ 185,000 | $ 159,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 605,000 | $ 605,000 | $ 134,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 505,000 | $ 505,000 | $ 130,000 |
| Homosassa Springs, FL | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 755,000 | $ 755,000 | $ 198,000 |
| Kalamazoo-Portage, MI | 1 | $ 705,000 | $ 705,000 | $ 354,000 |
| Kennewick-Richland, WA | 1 | $ 545,000 | $ 545,000 | $ 207,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 435,000 | $ 435,000 | $ 119,000 |
| Kokomo, IN | 1 | $ 325,000 | $ 325,000 | $ 98,000 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 395,000 | $ 395,000 | $ 68,000 |
| Longview, TX | 1 | $ 555,000 | $ 555,000 | $ 135,000 |
| Lynchburg, VA | 1 | $ 555,000 | $ 555,000 | $ 187,000 |
| Macon-Bibb County, GA | 1 | $ 65,000 | $ 65,000 | $ 280,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Michigan City-La Porte, IN | 1 | $ 185,000 | $ 185,000 | $ 156,000 |
| Missoula, MT | 1 | $ 655,000 | $ 655,000 | $ 339,000 |
| Modesto, CA | 1 | $ 505,000 | $ 505,000 | $ 304,000 |
| Montgomery, AL | 1 | $ 255,000 | $ 255,000 | $ 208,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 655,000 | $ 655,000 | $ 201,000 |
| Muskegon, MI | 1 | $ 335,000 | $ 335,000 | $ 264,000 |
| Norwich-New London, CT | 1 | $ 505,000 | $ 505,000 | $ 121,000 |
| Panama City, FL | 1 | $ 335,000 | $ 335,000 | $ 79,000 |
| Pueblo, CO | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Racine, WI | 1 | $ 415,000 | $ 415,000 | $ 159,000 |
| Rapid City, SD | 1 | $ 525,000 | $ 525,000 | $ 240,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 635,000 | $ 635,000 | $ 144,000 |
| San Rafael, CA | 1 | $ 625,000 | $ 625,000 | $ 150,000 |
| Sebring, FL | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Sioux Falls, SD | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Spartanburg, SC | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Springfield, IL | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Springfield, OH | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| State College, PA | 1 | $ 245,000 | $ 245,000 | $ 217,000 |
| Tallahassee, FL | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Toledo, OH | 1 | $ 165,000 | $ 165,000 | $ 337,000 |
| Traverse City, MI | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Tyler, TX | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Utica-Rome, NY | 1 | $ 345,000 | $ 345,000 | $ 219,000 |
| Victoria, TX | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Visalia-Porterville, CA | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Walla Walla, WA | 1 | $ 615,000 | $ 615,000 | $ 194,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 445,000 | $ 445,000 | $ 230,000 |
| Waterbury-Shelton, CT | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Watertown-Fort Drum, NY | 1 | $ 555,000 | $ 555,000 | $ 349,000 |
| Wildwood-The Villages, FL | 1 | $ 605,000 | $ 605,000 | $ 700,000 |
| York-Hanover, PA | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,203 | $645,840,000 | $537,000 | $4,785,000 | $289,000 | $9,368,000 |
| Refinancing | 923 | $503,345,000 | $545,000 | $2,705,000 | $263,000 | $6,240,000 |
| Cash-out Refinancing | 340 | $132,250,000 | $388,000 | $3,405,000 | $248,000 | $3,073,000 |
| Other Purpose | 100 | $16,420,000 | $164,000 | $865,000 | $267,000 | $3,420,000 |
| Home Improvement | 3 | $455,000 | $151,000 | $375,000 | $240,000 | $240,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,210 | $567,570,000 | $469,000 | $3,405,000 | $268,000 | $7,200,000 |
| Not Provided | 752 | $403,250,000 | $536,000 | $2,255,000 | $269,000 | $9,368,000 |
| Asian | 357 | $218,955,000 | $613,000 | $4,785,000 | $304,000 | $5,280,000 |
| Hispanic | 117 | $52,270,000 | $450,000 | $2,205,000 | $229,000 | $3,420,000 |
| Black or African American | 80 | $36,790,000 | $459,000 | $1,845,000 | $282,000 | $3,120,000 |
| Not applicable | 42 | $14,510,000 | $345,000 | $2,135,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $4,390,000 | $439,000 | $1,005,000 | $470,000 | $2,334,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $575,000 | $575,000 | $575,000 | $170,000 | $170,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,423 | $1,220,990,000 | $504,000 | $4,785,000 | $281,000 | $9,368,000 |
| VA-guaranteed (Veterans Administration) | 138 | $76,550,000 | $554,000 | $2,205,000 | $142,000 | $541,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $770,000 | $96,000 | $165,000 | $59,000 | $81,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,100 | $537,380,000 | $488,000 | $2,705,000 | $215,000 | $2,112,000 |
| Application Withdrawn By Applicant | 775 | $401,690,000 | $518,000 | $4,785,000 | $356,000 | $9,368,000 |
| File Closed For Incompleteness | 438 | $248,160,000 | $566,000 | $2,565,000 | $267,000 | $5,280,000 |
| Application Denied By Financial Institution | 159 | $59,245,000 | $372,000 | $2,205,000 | $283,000 | $3,420,000 |
| Application Approved But Not Accepted | 97 | $51,835,000 | $534,000 | $1,645,000 | $252,000 | $1,056,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,410 | $1,239,065,000 | $514,000 | $4,785,000 | $273,000 | $9,368,000 |
| Debt-To-Income Ratio | 65 | $28,655,000 | $440,000 | $2,205,000 | $143,000 | $402,000 |
| Credit History | 33 | $6,475,000 | $196,000 | $655,000 | $293,000 | $1,980,000 |
| Collateral | 26 | $9,560,000 | $367,000 | $1,005,000 | $337,000 | $2,334,000 |
| Other | 18 | $6,580,000 | $365,000 | $1,185,000 | $799,000 | $3,420,000 |
| Unverifiable Information | 8 | $5,010,000 | $626,000 | $1,505,000 | $233,000 | $454,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,485,000 | $355,000 | $1,045,000 | $133,000 | $255,000 |
| Employment History | 2 | $480,000 | $240,000 | $425,000 | $176,000 | $176,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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