Maury County, TN Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 6,986 mortgage applications in Maury County, TN totaling $2.2 billion, up 9% from 2024. The average application was for $316,000, and applicants reported an average income of $134,000. 53% of applications resulted in an originated loan and 12% were denied. The most active lender was PennyMac Loan Services LLC, with 372 applications, followed by United Wholesale Mortgage and Regions Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,986
Total Mortgage Loan Application Amount $2,207,750,000
Average Mortgage Loan Application Amount $316,000
Highest Mortgage Loan Application Amount $73,125,000
Average Applicant Income $134,000
Highest Applicant Income $6,780,000
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Top Mortgage Lenders in Maury County, TN (2025)

Ranked by the number of mortgage applications each lender reported in Maury County, TN in 2025.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 PennyMac Loan Services LLC
Westlake Village, CA
372 $141,400,000 $380,000 $135,000
2 United Wholesale Mortgage
Plymouth, MI
289 $107,935,000 $373,000 $123,000
3 Regions Bank
Birmingham, AL
232 $31,460,000 $135,000 $109,000
4 CMG Mortgage Inc
San Ramon, IL
181 $68,075,000 $376,000 $143,000
5 United Community Bank
Greenville, SC
172 $29,430,000 $171,000 $130,000
6 Lennar Mortgage, LLC
Miami, FL
170 $64,210,000 $377,000 $147,000
7 Freedom Mortgage Corporation
Boca Raton, FL
154 $56,870,000 $369,000 $97,000
8 JPMorgan Chase Bank, NA
Columbus, OH
142 $27,950,000 $196,000 $132,000
9 Vanderbilt Mortgage and Finance, Inc
Maryville, TN
136 $28,520,000 $209,000 $80,000
10 Newrez LLC
Fort Washington, PA
130 $49,610,000 $381,000 $117,000

See every lender active in Maury County, TN in 2025 »

The tables below break down 2025 mortgage applications in Maury County, TN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Maury County, TN in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,604 $1,343,460,000 $372,000 $3,605,000 $147,000 $6,780,000
Cash-out Refinancing 1,227 $307,025,000 $250,000 $2,005,000 $108,000 $3,489,000
Refinancing 1,056 $432,220,000 $409,000 $73,125,000 $140,000 $5,926,000
Other Purpose 614 $70,790,000 $115,000 $1,205,000 $121,000 $1,954,000
Home Improvement 477 $53,195,000 $111,000 $1,205,000 $120,000 $1,132,000
Not Applicable 8 $1,060,000 $132,000 $345,000 $84,000 $168,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,294 $1,260,810,000 $293,000 $3,605,000 $137,000 $6,780,000
Not applicable 958 $438,970,000 $458,000 $73,125,000 $117,000 $1,046,000
Not Provided 813 $245,575,000 $302,000 $1,505,000 $135,000 $1,464,000
Hispanic 365 $109,645,000 $300,000 $1,735,000 $126,000 $1,157,000
Black or African American 325 $75,735,000 $233,000 $985,000 $89,000 $362,000
Asian 186 $65,230,000 $350,000 $855,000 $167,000 $1,404,000
American Indian or Alaskan Native 43 $10,235,000 $238,000 $675,000 $99,000 $351,000
Native Hawaiian or Other Pacific Islander 2 $1,550,000 $775,000 $1,015,000 $66,000 $66,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,889 $1,410,005,000 $288,000 $73,125,000 $143,000 $6,780,000
FHA-insured (Federal Housing Administration) 1,412 $508,970,000 $360,000 $1,005,000 $103,000 $1,404,000
VA-guaranteed (Veterans Administration) 648 $281,650,000 $434,000 $1,625,000 $120,000 $503,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $7,125,000 $192,000 $485,000 $104,000 $336,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,714 $1,224,700,000 $329,000 $73,125,000 $137,000 $4,064,000
Loan Purchased By The Institution 979 $343,335,000 $350,000 $1,435,000 $114,000 $1,046,000
Application Denied By Financial Institution 868 $197,270,000 $227,000 $2,325,000 $116,000 $6,780,000
Application Withdrawn By Applicant 856 $292,320,000 $341,000 $2,645,000 $141,000 $3,672,000
File Closed For Incompleteness 337 $87,185,000 $258,000 $1,185,000 $107,000 $2,820,000
Application Approved But Not Accepted 220 $58,820,000 $267,000 $1,625,000 $181,000 $5,926,000
Preapproval Approved but not Accepted 10 $3,780,000 $378,000 $555,000 $104,000 $160,000
Preapproval Denied by Financial Institution 2 $340,000 $170,000 $285,000 $107,000 $115,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,007 $1,976,035,000 $328,000 $73,125,000 $136,000 $5,926,000
Debt-To-Income Ratio 379 $98,635,000 $260,000 $2,245,000 $103,000 $1,436,000
Credit History 219 $34,795,000 $158,000 $725,000 $101,000 $1,224,000
Collateral 140 $32,640,000 $233,000 $2,325,000 $218,000 $6,780,000
Credit Application Incomplete 109 $26,905,000 $246,000 $1,015,000 $116,000 $405,000
Other 67 $20,735,000 $309,000 $1,245,000 $128,000 $540,000
Unverifiable Information 39 $8,295,000 $212,000 $605,000 $110,000 $662,000
Insufficient Cash (Downpayment, Closing Cost) 20 $7,860,000 $393,000 $1,385,000 $123,000 $365,000
Employment History 5 $1,655,000 $331,000 $615,000 $140,000 $190,000
Mortgage Insurance Denied 1 $195,000 $195,000 $195,000 $80,000 $80,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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