Farmers Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Farmers Bank & Trust 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Farmers Bank & Trust
1017 Harrison
Great Bend, KS 67530
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 2,261
Total Mortgage Loan Application Amount $935,425,000
Average Mortgage Loan Application Amount $277,000
Highest Mortgage Loan Application Amount $5,605,000
Average Applicant Income $187,200
Highest Applicant Income $6,648,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Farmers Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Farmers Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Bank & Trust serves its applicants.

Each category highlights the total number of mortgage applications processed by Farmers Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Bank & Trust's mortgage activity for 2023.

Mortgage Loan Application Totals for Farmers Bank & Trust by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 49 $ 21,205,000 $ 432,000 $ 296,000
Johnson County Kansas 43 $ 14,855,000 $ 345,000 $ 180,000
Maricopa County Arizona 39 $ 17,905,000 $ 459,000 $ 260,000
Collin County Texas 37 $ 18,615,000 $ 503,000 $ 379,000
Harris County Texas 30 $ 13,790,000 $ 459,000 $ 234,000
Jackson County Missouri 28 $ 10,280,000 $ 367,000 $ 139,000
Pinellas County Florida 24 $ 11,600,000 $ 483,000 $ 362,000
Barton County Kansas 24 $ 2,560,000 $ 106,000 $ 99,000
Los Angeles County California 23 $ 11,915,000 $ 518,000 $ 490,000
Travis County Texas 22 $ 11,340,000 $ 515,000 $ 272,000
Palm Beach County Florida 19 $ 8,795,000 $ 462,000 $ 237,000
Denton County Texas 19 $ 9,525,000 $ 501,000 $ 330,000
Tarrant County Texas 19 $ 8,525,000 $ 448,000 $ 202,000
King County Washington 19 $ 11,555,000 $ 608,000 $ 263,000
Benton County Arkansas 18 $ 8,440,000 $ 468,000 $ 434,000
Pawnee County Kansas 18 $ 1,350,000 $ 75,000 $ 62,000
Bexar County Texas 18 $ 9,310,000 $ 517,000 $ 254,000
Kings County New York 17 $ 8,515,000 $ 500,000 $ 656,000
Williamson County Texas 17 $ 7,145,000 $ 420,000 $ 185,000
Riverside County California 16 $ 6,190,000 $ 386,000 $ 206,000
Mecklenburg County North Carolina 16 $ 7,590,000 $ 474,000 $ 165,000
Fairfield County Connecticut 15 $ 6,985,000 $ 465,000 $ 173,000
Clark County Nevada 15 $ 5,355,000 $ 357,000 $ 288,000
Suffolk County New York 15 $ 7,095,000 $ 473,000 $ 294,000
Westchester County New York 15 $ 8,015,000 $ 534,000 $ 290,000
Wake County North Carolina 15 $ 8,715,000 $ 581,000 $ 217,000
San Bernardino County California 14 $ 5,840,000 $ 417,000 $ 242,000
Arapahoe County Colorado 14 $ 7,810,000 $ 557,000 $ 385,000
Broward County Florida 14 $ 5,500,000 $ 392,000 $ 648,000
Orange County Florida 14 $ 6,150,000 $ 439,000 $ 171,000
Middlesex County Massachusetts 14 $ 6,420,000 $ 458,000 $ 252,000
Hennepin County Minnesota 14 $ 5,920,000 $ 422,000 $ 228,000
Orange County California 13 $ 6,335,000 $ 487,000 $ 159,000
Miami-Dade County Florida 13 $ 5,945,000 $ 457,000 $ 295,000
Fairfax County Virginia 13 $ 8,025,000 $ 617,000 $ 202,000
Snohomish County Washington 13 $ 12,735,000 $ 979,000 $ 231,000
Lee County Florida 12 $ 4,430,000 $ 369,000 $ 215,000
St. Johns County Florida 12 $ 5,460,000 $ 455,000 $ 305,000
DuPage County Illinois 11 $ 5,305,000 $ 482,000 $ 198,000
Nassau County New York 11 $ 4,705,000 $ 427,000 $ 211,000
Oklahoma County Oklahoma 11 $ 3,445,000 $ 313,000 $ 159,000
Allegheny County Pennsylvania 11 $ 3,845,000 $ 349,000 $ 187,000
San Diego County California 10 $ 5,430,000 $ 543,000 $ 220,000
Weld County Colorado 10 $ 3,750,000 $ 375,000 $ 178,000
Manatee County Florida 10 $ 4,790,000 $ 479,000 $ 221,000
Sarasota County Florida 10 $ 4,240,000 $ 424,000 $ 215,000
Fulton County Georgia 10 $ 4,650,000 $ 465,000 $ 254,000
Bergen County New Jersey 10 $ 4,780,000 $ 478,000 $ 179,000
Multnomah County Oregon 10 $ 5,460,000 $ 546,000 $ 183,000
Chester County Pennsylvania 10 $ 4,400,000 $ 440,000 $ 560,000
Denver County Colorado 9 $ 3,395,000 $ 377,000 $ 184,000
Duval County Florida 9 $ 3,135,000 $ 348,000 $ 132,000
Lake County Florida 9 $ 3,165,000 $ 351,000 $ 308,000
Osceola County Florida 9 $ 4,675,000 $ 519,000 $ 280,000
Edwards County Kansas 9 $ 425,000 $ 47,000 $ 181,000
Rush County Kansas 9 $ 635,000 $ 70,000 $ 73,000
Platte County Missouri 9 $ 3,125,000 $ 347,000 $ 294,000
Douglas County Nebraska 9 $ 2,155,000 $ 239,000 $ 138,000
Horry County South Carolina 9 $ 3,505,000 $ 389,000 $ 240,000
Shelby County Tennessee 9 $ 3,425,000 $ 380,000 $ 340,000
Dallas County Texas 9 $ 3,325,000 $ 369,000 $ 221,000
Shelby County Alabama 8 $ 2,920,000 $ 365,000 $ 178,000
Douglas County Colorado 8 $ 3,940,000 $ 492,000 $ 178,000
Escambia County Florida 8 $ 3,470,000 $ 433,000 $ 708,000
Will County Illinois 8 $ 2,780,000 $ 347,000 $ 175,000
Middlesex County New Jersey 8 $ 3,070,000 $ 383,000 $ 476,000
Buncombe County North Carolina 8 $ 3,850,000 $ 481,000 $ 323,000
Williamson County Tennessee 8 $ 4,120,000 $ 515,000 $ 159,000
Fort Bend County Texas 8 $ 3,470,000 $ 433,000 $ 257,000
Pierce County Washington 8 $ 3,720,000 $ 465,000 $ 254,000
Pima County Arizona 7 $ 3,105,000 $ 443,000 $ 361,000
Alameda County California 7 $ 4,175,000 $ 596,000 $ 209,000
Sacramento County California 7 $ 2,965,000 $ 423,000 $ 192,000
Sussex County Delaware 7 $ 3,185,000 $ 455,000 $ 284,000
Hillsborough County Florida 7 $ 2,875,000 $ 410,000 $ 120,000
Seminole County Florida 7 $ 2,565,000 $ 366,000 $ 148,000
Ada County Idaho 7 $ 4,245,000 $ 606,000 $ 208,000
Worcester County Massachusetts 7 $ 3,045,000 $ 435,000 $ 146,000
Oakland County Michigan 7 $ 2,935,000 $ 419,000 $ 277,000
Camden County Missouri 7 $ 2,735,000 $ 390,000 $ 236,000
Queens County New York 7 $ 4,735,000 $ 676,000 $ 614,000
Richmond County New York 7 $ 4,195,000 $ 599,000 $ 205,000
Washington County Oregon 7 $ 3,195,000 $ 456,000 $ 226,000
Bucks County Pennsylvania 7 $ 3,475,000 $ 496,000 $ 173,000
Montgomery County Pennsylvania 7 $ 3,455,000 $ 493,000 $ 280,000
York County South Carolina 7 $ 3,305,000 $ 472,000 $ 232,000
Davidson County Tennessee 7 $ 3,095,000 $ 442,000 $ 225,000
Salt Lake County Utah 7 $ 3,435,000 $ 490,000 $ 409,000
Jefferson County Colorado 6 $ 2,890,000 $ 481,000 $ 308,000
New Haven County Connecticut 6 $ 1,530,000 $ 255,000 $ 118,000
New Castle County Delaware 6 $ 2,960,000 $ 493,000 $ 201,000
Brevard County Florida 6 $ 2,180,000 $ 363,000 $ 165,000
Cherokee County Georgia 6 $ 2,290,000 $ 381,000 $ 130,000
Lake County Illinois 6 $ 3,030,000 $ 505,000 $ 194,000
Ness County Kansas 6 $ 750,000 $ 125,000 $ 59,000
Plymouth County Massachusetts 6 $ 3,580,000 $ 596,000 $ 168,000
Anoka County Minnesota 6 $ 2,110,000 $ 351,000 $ 139,000
St. Charles County Missouri 6 $ 1,940,000 $ 323,000 $ 149,000
St. Louis County Missouri 6 $ 2,520,000 $ 420,000 $ 203,000
Monmouth County New Jersey 6 $ 2,080,000 $ 346,000 $ 193,000
Bernalillo County New Mexico 6 $ 2,080,000 $ 346,000 $ 527,000
Brunswick County North Carolina 6 $ 2,960,000 $ 493,000 $ 298,000
Franklin County Ohio 6 $ 2,440,000 $ 406,000 $ 169,000
Providence County Rhode Island 6 $ 1,560,000 $ 260,000 $ 164,000
Beaufort County South Carolina 6 $ 2,280,000 $ 380,000 $ 240,000
Norfolk County Virginia 6 $ 2,690,000 $ 448,000 $ 373,000
Virginia Beach County Virginia 6 $ 2,390,000 $ 398,000 $ 174,000
Baldwin County Alabama 5 $ 765,000 $ 153,000 $ 136,000
Jefferson County Alabama 5 $ 2,345,000 $ 469,000 $ 350,000
Anchorage County Alaska 5 $ 2,725,000 $ 545,000 $ 431,000
Matanuska-Susitna County Alaska 5 $ 2,055,000 $ 411,000 $ 110,000
San Francisco County California 5 $ 3,655,000 $ 731,000 $ 293,000
San Luis Obispo County California 5 $ 3,295,000 $ 659,000 $ 222,000
Boulder County Colorado 5 $ 2,615,000 $ 523,000 $ 127,000
Larimer County Colorado 5 $ 2,505,000 $ 501,000 $ 284,000
Pasco County Florida 5 $ 2,005,000 $ 401,000 $ 194,000
Santa Rosa County Florida 5 $ 1,115,000 $ 223,000 $ 220,000
Gwinnett County Georgia 5 $ 1,965,000 $ 393,000 $ 743,000
Marion County Indiana 5 $ 1,355,000 $ 271,000 $ 76,000
Macomb County Michigan 5 $ 1,905,000 $ 381,000 $ 152,000
Clay County Missouri 5 $ 2,085,000 $ 417,000 $ 156,000
St. Louis City County Missouri 5 $ 1,305,000 $ 261,000 $ 178,000
Sarpy County Nebraska 5 $ 1,805,000 $ 361,000 $ 156,000
Essex County New Jersey 5 $ 2,775,000 $ 555,000 $ 221,000
Mercer County New Jersey 5 $ 2,295,000 $ 459,000 $ 311,000
Somerset County New Jersey 5 $ 1,425,000 $ 285,000 $ 175,000
Monroe County New York 5 $ 1,625,000 $ 325,000 $ 1,320,000
New York County New York 5 $ 2,165,000 $ 433,000 $ 1,300,000
Orange County New York 5 $ 1,995,000 $ 399,000 $ 212,000
Charleston County South Carolina 5 $ 2,675,000 $ 535,000 $ 209,000
Knox County Tennessee 5 $ 1,705,000 $ 341,000 $ 184,000
Sevier County Tennessee 5 $ 2,345,000 $ 469,000 $ 225,000
Galveston County Texas 5 $ 1,885,000 $ 377,000 $ 246,000
Waller County Texas 5 $ 2,335,000 $ 467,000 $ 224,000
Utah County Utah 5 $ 2,475,000 $ 495,000 $ 163,000
Loudoun County Virginia 5 $ 3,145,000 $ 629,000 $ 300,000
Prince William County Virginia 5 $ 2,645,000 $ 529,000 $ 140,000
Mohave County Arizona 4 $ 1,680,000 $ 420,000 $ 275,000
Contra Costa County California 4 $ 1,560,000 $ 390,000 $ 123,000
Kern County California 4 $ 1,960,000 $ 490,000 $ 285,000
District of Columbia County District Of Columbia 4 $ 2,710,000 $ 677,000 $ 236,000
Okaloosa County Florida 4 $ 1,970,000 $ 492,000 $ 256,000
Volusia County Florida 4 $ 1,380,000 $ 345,000 $ 125,000
Walton County Florida 4 $ 1,790,000 $ 447,000 $ 255,000
Forsyth County Georgia 4 $ 1,870,000 $ 467,000 $ 173,000
Kootenai County Idaho 4 $ 1,730,000 $ 432,000 $ 148,000
Kane County Illinois 4 $ 1,080,000 $ 270,000 $ 138,000
Orleans County Louisiana 4 $ 1,720,000 $ 430,000 $ 70,000
Cumberland County Maine 4 $ 1,360,000 $ 340,000 $ 432,000
Essex County Massachusetts 4 $ 1,410,000 $ 352,000 $ 178,000
Norfolk County Massachusetts 4 $ 1,850,000 $ 462,000 $ 215,000
Wayne County Michigan 4 $ 780,000 $ 195,000 $ 142,000
DeSoto County Mississippi 4 $ 1,350,000 $ 337,000 $ 118,000
Harrison County Mississippi 4 $ 1,010,000 $ 252,000 $ 216,000
Burlington County New Jersey 4 $ 1,370,000 $ 342,000 $ 818,000
Union County New Jersey 4 $ 1,970,000 $ 492,000 $ 1,468,000
Dutchess County New York 4 $ 1,420,000 $ 355,000 $ 1,892,000
Cabarrus County North Carolina 4 $ 1,420,000 $ 355,000 $ 673,000
Jackson County North Carolina 4 $ 1,980,000 $ 495,000 $ 406,000
Union County North Carolina 4 $ 1,520,000 $ 380,000 $ 140,000
Cleveland County Oklahoma 4 $ 1,910,000 $ 477,000 $ 194,000
Tulsa County Oklahoma 4 $ 1,260,000 $ 315,000 $ 203,000
Clatsop County Oregon 4 $ 1,990,000 $ 497,000 $ 236,000
Monroe County Pennsylvania 4 $ 2,110,000 $ 527,000 $ 502,000
Hamilton County Tennessee 4 $ 1,300,000 $ 325,000 $ 117,000
Rutherford County Tennessee 4 $ 2,430,000 $ 607,000 $ 208,000
Henderson County Texas 4 $ 1,540,000 $ 385,000 $ 239,000
Montgomery County Texas 4 $ 1,760,000 $ 440,000 $ 208,000
Milwaukee County Wisconsin 4 $ 1,370,000 $ 342,000 $ 183,000
Madison County Alabama 3 $ 1,215,000 $ 405,000 $ 132,000
Washington County Arkansas 3 $ 1,255,000 $ 418,000 $ 211,000
San Joaquin County California 3 $ 1,675,000 $ 558,000 $ 266,000
Adams County Colorado 3 $ 1,375,000 $ 458,000 $ 158,000
El Paso County Colorado 3 $ 1,155,000 $ 385,000 $ 170,000
Grand County Colorado 3 $ 1,865,000 $ 621,000 $ 292,000
Alachua County Florida 3 $ 975,000 $ 325,000 $ 1,160,000
Bay County Florida 3 $ 1,085,000 $ 361,000 $ 195,000
Charlotte County Florida 3 $ 635,000 $ 211,000 $ 100,000
Clay County Florida 3 $ 665,000 $ 221,000 $ 123,000
Collier County Florida 3 $ 1,625,000 $ 541,000 $ 375,000
Monroe County Florida 3 $ 1,515,000 $ 505,000 $ 480,000
Polk County Florida 3 $ 1,015,000 $ 338,000 $ 137,000
Clarke County Georgia 3 $ 855,000 $ 285,000 $ 130,000
Cobb County Georgia 3 $ 1,195,000 $ 398,000 $ 154,000
DeKalb County Georgia 3 $ 1,115,000 $ 371,000 $ 189,000
Canyon County Idaho 3 $ 295,000 $ 98,000 $ 64,000
Leavenworth County Kansas 3 $ 1,205,000 $ 401,000 $ 163,000
St. Tammany County Louisiana 3 $ 1,545,000 $ 515,000 $ 263,000
Androscoggin County Maine 3 $ 715,000 $ 238,000 $ 138,000
Hampden County Massachusetts 3 $ 895,000 $ 298,000 $ 117,000
Suffolk County Massachusetts 3 $ 1,345,000 $ 448,000 $ 200,000
Itasca County Minnesota 3 $ 795,000 $ 265,000 $ 155,000
Scott County Minnesota 3 $ 955,000 $ 318,000 $ 170,000
Wright County Minnesota 3 $ 1,095,000 $ 365,000 $ 133,000
Washoe County Nevada 3 $ 985,000 $ 328,000 $ 143,000
Rockingham County New Hampshire 3 $ 1,925,000 $ 641,000 $ 334,000
Strafford County New Hampshire 3 $ 1,425,000 $ 475,000 $ 206,000
Cape May County New Jersey 3 $ 1,785,000 $ 595,000 $ 234,000
Hudson County New Jersey 3 $ 1,135,000 $ 378,000 $ 210,000
Morris County New Jersey 3 $ 1,265,000 $ 421,000 $ 172,000
Ocean County New Jersey 3 $ 1,645,000 $ 548,000 $ 228,000
Sussex County New Jersey 3 $ 1,245,000 $ 415,000 $ 487,000
Santa Fe County New Mexico 3 $ 1,375,000 $ 458,000 $ 130,000
Erie County New York 3 $ 1,095,000 $ 365,000 $ 210,000
Durham County North Carolina 3 $ 685,000 $ 228,000 $ 178,000
Haywood County North Carolina 3 $ 1,115,000 $ 371,000 $ 284,000
Macon County North Carolina 3 $ 1,135,000 $ 378,000 $ 313,000
Delaware County Ohio 3 $ 1,435,000 $ 478,000 $ 171,000
Hamilton County Ohio 3 $ 1,475,000 $ 491,000 $ 286,000
Montgomery County Ohio 3 $ 515,000 $ 171,000 $ 84,000
Delaware County Oklahoma 3 $ 725,000 $ 241,000 $ 191,000
Clackamas County Oregon 3 $ 1,435,000 $ 478,000 $ 1,356,000
Deschutes County Oregon 3 $ 1,745,000 $ 581,000 $ 196,000
Lincoln County Oregon 3 $ 915,000 $ 305,000 $ 188,000
Lancaster County Pennsylvania 3 $ 665,000 $ 221,000 $ 114,000
Lehigh County Pennsylvania 3 $ 1,085,000 $ 361,000 $ 234,000
Philadelphia County Pennsylvania 3 $ 1,435,000 $ 478,000 $ 172,000
Washington County Pennsylvania 3 $ 1,325,000 $ 441,000 $ 188,000
York County Pennsylvania 3 $ 1,225,000 $ 408,000 $ 151,000
Berkeley County South Carolina 3 $ 1,095,000 $ 365,000 $ 128,000
Greenville County South Carolina 3 $ 1,525,000 $ 508,000 $ 227,000
Wilson County Tennessee 3 $ 1,925,000 $ 641,000 $ 279,000
Comal County Texas 3 $ 1,635,000 $ 545,000 $ 184,000
El Paso County Texas 3 $ 945,000 $ 315,000 $ 294,000
Guadalupe County Texas 3 $ 1,075,000 $ 358,000 $ 131,000
Hays County Texas 3 $ 1,095,000 $ 365,000 $ 434,000
Hidalgo County Texas 3 $ 825,000 $ 275,000 $ 212,000
McLennan County Texas 3 $ 1,185,000 $ 395,000 $ 90,000
Parker County Texas 3 $ 1,145,000 $ 381,000 $ 181,000
Wood County Texas 3 $ 695,000 $ 231,000 $ 280,000
Washington County Utah 3 $ 1,485,000 $ 495,000 $ 233,000
Clark County Washington 3 $ 555,000 $ 185,000 $ 199,000
Spokane County Washington 3 $ 1,285,000 $ 428,000 $ 209,000
Whatcom County Washington 3 $ 1,905,000 $ 635,000 $ 242,000
Dane County Wisconsin 3 $ 1,005,000 $ 335,000 $ 162,000
Lawrence County Alabama 2 $ 660,000 $ 330,000 $ 284,000
Lee County Alabama 2 $ 840,000 $ 420,000 $ 336,000
Tuscaloosa County Alabama 2 $ 950,000 $ 475,000 $ 107,000
Winston County Alabama 2 $ 820,000 $ 410,000 $ 195,000
Yuma County Arizona 2 $ 250,000 $ 125,000 $ 131,000
El Dorado County California 2 $ 590,000 $ 295,000 $ 307,000
Santa Barbara County California 2 $ 1,350,000 $ 675,000 $ 182,000
Santa Cruz County California 2 $ 1,270,000 $ 635,000 $ 155,000
Stanislaus County California 2 $ 950,000 $ 475,000 $ 207,000
Ventura County California 2 $ 1,600,000 $ 800,000 $ 214,000
La Plata County Colorado 2 $ 1,040,000 $ 520,000 $ 153,000
Hartford County Connecticut 2 $ 330,000 $ 165,000 $ 149,000
New London County Connecticut 2 $ 390,000 $ 195,000 $ 176,000
Indian River County Florida 2 $ 720,000 $ 360,000 $ 94,000
Leon County Florida 2 $ 1,190,000 $ 595,000 $ 370,000
Nassau County Florida 2 $ 1,030,000 $ 515,000 $ 138,000
Sumter County Florida 2 $ 550,000 $ 275,000 $ 260,000
Chatham County Georgia 2 $ 770,000 $ 385,000 $ 231,000
Franklin County Georgia 2 $ 720,000 $ 360,000 $ 216,000
Hawaii County Hawaii 2 $ 870,000 $ 435,000 $ 150,000
Bonner County Idaho 2 $ 810,000 $ 405,000 $ 287,000
Kendall County Illinois 2 $ 770,000 $ 385,000 $ 176,000
Allen County Indiana 2 $ 590,000 $ 295,000 $ 122,000
Hendricks County Indiana 2 $ 530,000 $ 265,000 $ 108,000
Lake County Indiana 2 $ 540,000 $ 270,000 $ 159,000
Douglas County Kansas 2 $ 340,000 $ 170,000 $ 136,000
Sedgwick County Kansas 2 $ 390,000 $ 195,000 $ 67,000
Daviess County Kentucky 2 $ 150,000 $ 75,000 $ 839,000
Lyon County Kentucky 2 $ 650,000 $ 325,000 $ 295,000
Bossier County Louisiana 2 $ 620,000 $ 310,000 $ 138,000
East Baton Rouge County Louisiana 2 $ 570,000 $ 285,000 $ 102,000
Kennebec County Maine 2 $ 690,000 $ 345,000 $ 205,000
Lincoln County Maine 2 $ 440,000 $ 220,000 $ 208,000
Allegan County Michigan 2 $ 580,000 $ 290,000 $ 110,000
Antrim County Michigan 2 $ 590,000 $ 295,000 $ 468,000
Berrien County Michigan 2 $ 850,000 $ 425,000 $ 357,000
Washtenaw County Michigan 2 $ 1,170,000 $ 585,000 $ 244,000
Clay County Minnesota 2 $ 910,000 $ 455,000 $ 159,000
St. Louis County Minnesota 2 $ 740,000 $ 370,000 $ 138,000
Lowndes County Mississippi 2 $ 700,000 $ 350,000 $ 118,000
Cedar County Missouri 2 $ 850,000 $ 425,000 $ 153,000
Nodaway County Missouri 2 $ 210,000 $ 105,000 $ 84,000
Taney County Missouri 2 $ 520,000 $ 260,000 $ 127,000
Gallatin County Montana 2 $ 1,060,000 $ 530,000 $ 241,000
Yellowstone County Montana 2 $ 750,000 $ 375,000 $ 152,000
Buffalo County Nebraska 2 $ 440,000 $ 220,000 $ 141,000
Nye County Nevada 2 $ 470,000 $ 235,000 $ 63,000
Grafton County New Hampshire 2 $ 1,100,000 $ 550,000 $ 164,000
Hillsborough County New Hampshire 2 $ 920,000 $ 460,000 $ 185,000
Atlantic County New Jersey 2 $ 770,000 $ 385,000 $ 184,000
Passaic County New Jersey 2 $ 1,000,000 $ 500,000 $ 175,000
Los Alamos County New Mexico 2 $ 950,000 $ 475,000 $ 110,000
Sandoval County New Mexico 2 $ 870,000 $ 435,000 $ 160,000
Greene County New York 2 $ 790,000 $ 395,000 $ 407,000
Niagara County New York 2 $ 360,000 $ 180,000 $ 85,000
Onondaga County New York 2 $ 600,000 $ 300,000 $ 178,000
Rockland County New York 2 $ 1,030,000 $ 515,000 $ 236,000
Ulster County New York 2 $ 790,000 $ 395,000 $ 176,000
Catawba County North Carolina 2 $ 790,000 $ 395,000 $ 208,000
Clay County North Carolina 2 $ 550,000 $ 275,000 $ 166,000
Dare County North Carolina 2 $ 900,000 $ 450,000 $ 202,000
Gaston County North Carolina 2 $ 890,000 $ 445,000 $ 183,000
Onslow County North Carolina 2 $ 1,050,000 $ 525,000 $ 217,000
Orange County North Carolina 2 $ 800,000 $ 400,000 $ 296,000
Pitt County North Carolina 2 $ 350,000 $ 175,000 $ 360,000
Rutherford County North Carolina 2 $ 680,000 $ 340,000 $ 145,000
Yancey County North Carolina 2 $ 760,000 $ 380,000 $ 165,000
Butler County Ohio 2 $ 790,000 $ 395,000 $ 118,000
Cuyahoga County Ohio 2 $ 170,000 $ 85,000 $ 101,000
Erie County Ohio 2 $ 710,000 $ 355,000 $ 218,000
Geauga County Ohio 2 $ 820,000 $ 410,000 $ 81,000
Mahoning County Ohio 2 $ 280,000 $ 140,000 $ 88,000
Portage County Ohio 2 $ 720,000 $ 360,000 $ 145,000
Warren County Ohio 2 $ 890,000 $ 445,000 $ 345,000
Canadian County Oklahoma 2 $ 620,000 $ 310,000 $ 141,000
Jackson County Oklahoma 2 $ 420,000 $ 210,000 $ 267,000
McCurtain County Oklahoma 2 $ 1,240,000 $ 620,000 $ 351,000
Wagoner County Oklahoma 2 $ 830,000 $ 415,000 $ 136,000
Adams County Pennsylvania 2 $ 1,050,000 $ 525,000 $ 375,000
Berks County Pennsylvania 2 $ 570,000 $ 285,000 $ 181,000
Montgomery County Tennessee 2 $ 640,000 $ 320,000 $ 88,000
Sumner County Tennessee 2 $ 1,250,000 $ 625,000 $ 196,000
Brazoria County Texas 2 $ 970,000 $ 485,000 $ 275,000
Harrison County Texas 2 $ 550,000 $ 275,000 $ 159,000
Kaufman County Texas 2 $ 330,000 $ 165,000 $ 667,000
Lubbock County Texas 2 $ 390,000 $ 195,000 $ 267,000
Orange County Texas 2 $ 580,000 $ 290,000 $ 183,000
Smith County Texas 2 $ 720,000 $ 360,000 $ 181,000
Tyler County Texas 2 $ 330,000 $ 165,000 $ 120,000
Wichita County Texas 2 $ 770,000 $ 385,000 $ 211,000
Davis County Utah 2 $ 600,000 $ 300,000 $ 117,000
Rutland County Vermont 2 $ 920,000 $ 460,000 $ 396,000
Shenandoah County Virginia 2 $ 610,000 $ 305,000 $ 136,000
Stafford County Virginia 2 $ 1,050,000 $ 525,000 $ 161,000
Grays Harbor County Washington 2 $ 740,000 $ 370,000 $ 282,000
Jefferson County Washington 2 $ 1,010,000 $ 505,000 $ 102,000
Kitsap County Washington 2 $ 1,310,000 $ 655,000 $ 185,000
Monongalia County West Virginia 2 $ 430,000 $ 215,000 $ 118,000
Marathon County Wisconsin 2 $ 640,000 $ 320,000 $ 216,000
Vilas County Wisconsin 2 $ 910,000 $ 455,000 $ 352,000
Waukesha County Wisconsin 2 $ 1,230,000 $ 615,000 $ 201,000
Winnebago County Wisconsin 2 $ 450,000 $ 225,000 $ 121,000
Laramie County Wyoming 2 $ 810,000 $ 405,000 $ 131,000
Blount County Alabama 1 $ 725,000 $ 725,000 $ 856,000
Etowah County Alabama 1 $ 395,000 $ 395,000 $ 129,000
Fayette County Alabama 1 $ 75,000 $ 75,000 $ 28,000
Houston County Alabama 1 $ 395,000 $ 395,000 $ 111,000
Limestone County Alabama 1 $ 235,000 $ 235,000 $ 73,000
Morgan County Alabama 1 $ 345,000 $ 345,000 $ 232,000
Pickens County Alabama 1 $ 485,000 $ 485,000 $ 161,000
St. Clair County Alabama 1 $ 165,000 $ 165,000 $ 291,000
Fairbanks North Star County Alaska 1 $ 425,000 $ 425,000 $ 104,000
Ketchikan Gateway County Alaska 1 $ 305,000 $ 305,000 $ 65,000
Gila County Arizona 1 $ 335,000 $ 335,000 $ 240,000
Navajo County Arizona 1 $ 405,000 $ 405,000 $ 208,000
Yavapai County Arizona 1 $ 465,000 $ 465,000 $ 86,000
Ashley County Arkansas 1 $ 325,000 $ 325,000 $ 153,000
Calhoun County Arkansas 1 $ 65,000 $ 65,000 $ 88,000
Craighead County Arkansas 1 $ 225,000 $ 225,000 $ 361,000
Faulkner County Arkansas 1 $ 235,000 $ 235,000 $ 202,000
Saline County Arkansas 1 $ 525,000 $ 525,000 $ 420,000
Del Norte County California 1 $ 475,000 $ 475,000 $ 204,000
Fresno County California 1 $ 335,000 $ 335,000 $ 107,000
Humboldt County California 1 $ 475,000 $ 475,000 $ 122,000
Imperial County California 1 $ 65,000 $ 65,000 $ 100,000
Kings County California 1 $ 535,000 $ 535,000 $ 275,000
Marin County California 1 $ 995,000 $ 995,000 $ 275,000
Merced County California 1 $ 35,000 $ 35,000 $ 69,000
San Benito County California 1 $ 505,000 $ 505,000 $ 243,000
Santa Clara County California 1 $ 605,000 $ 605,000 $ 276,000
Sonoma County California 1 $ 705,000 $ 705,000 $ 142,000
Tulare County California 1 $ 675,000 $ 675,000 $ 189,000
Tuolumne County California 1 $ 525,000 $ 525,000 $ 474,000
Custer County Colorado 1 $ 455,000 $ 455,000 $ 102,000
Eagle County Colorado 1 $ 725,000 $ 725,000 $ 560,000
Fremont County Colorado 1 $ 395,000 $ 395,000 $ 269,000
Huerfano County Colorado 1 $ 445,000 $ 445,000 $ 102,000
Kit Carson County Colorado 1 $ 125,000 $ 125,000 $ 1,032,000
Park County Colorado 1 $ 685,000 $ 685,000 $ 405,000
Rio Blanco County Colorado 1 $ 105,000 $ 105,000 $ 66,000
Summit County Colorado 1 $ 315,000 $ 315,000 $ 126,000
Teller County Colorado 1 $ 425,000 $ 425,000 $ 173,000
Middlesex County Connecticut 1 $ 85,000 $ 85,000 $ 114,000
Kent County Delaware 1 $ 75,000 $ 75,000 $ 1,920,000
Marion County Florida 1 $ 55,000 $ 55,000 $ 63,000
Martin County Florida 1 $ 385,000 $ 385,000 $ 265,000
St. Lucie County Florida 1 $ 365,000 $ 365,000 $ 306,000
Baldwin County Georgia 1 $ 505,000 $ 505,000 $ 366,000
Bartow County Georgia 1 $ 305,000 $ 305,000 $ 101,000
Brooks County Georgia 1 $ 665,000 $ 665,000 $ 402,000
Bryan County Georgia 1 $ 465,000 $ 465,000 $ 232,000
Camden County Georgia 1 $ 565,000 $ 565,000 $ 193,000
Clayton County Georgia 1 $ 155,000 $ 155,000 $ 49,000
Coweta County Georgia 1 $ 595,000 $ 595,000 $ 257,000
Gilmer County Georgia 1 $ 355,000 $ 355,000 $ 185,000
Hall County Georgia 1 $ 385,000 $ 385,000 $ 150,000
Lamar County Georgia 1 $ 555,000 $ 555,000 $ 120,000
Monroe County Georgia 1 $ 655,000 $ 655,000 $ 154,000
Oconee County Georgia 1 $ 505,000 $ 505,000 $ 145,000
Paulding County Georgia 1 $ 575,000 $ 575,000 $ 188,000
Putnam County Georgia 1 $ 205,000 $ 205,000 $ 301,000
Spalding County Georgia 1 $ 235,000 $ 235,000 $ 68,000
Troup County Georgia 1 $ 245,000 $ 245,000 $ 60,000
Honolulu County Hawaii 1 $ 475,000 $ 475,000 $ 368,000
Kauai County Hawaii 1 $ 605,000 $ 605,000 $ 232,000
Latah County Idaho 1 $ 415,000 $ 415,000 $ 246,000
Nez Perce County Idaho 1 $ 455,000 $ 455,000 $ 192,000
Johnson County Illinois 1 $ 185,000 $ 185,000 $ 133,000
St. Clair County Illinois 1 $ 125,000 $ 125,000 $ 254,000
Brown County Indiana 1 $ 475,000 $ 475,000 $ 246,000
Floyd County Indiana 1 $ 425,000 $ 425,000 $ 175,000
Hancock County Indiana 1 $ 315,000 $ 315,000 $ 150,000
Knox County Indiana 1 $ 45,000 $ 45,000 $ 76,000
Montgomery County Indiana 1 $ 65,000 $ 65,000 $ 240,000
Pulaski County Indiana 1 $ 295,000 $ 295,000 $ 220,000
St. Joseph County Indiana 1 $ 575,000 $ 575,000 $ 196,000
Black Hawk County Iowa 1 $ 235,000 $ 235,000 $ 164,000
Boone County Iowa 1 $ 325,000 $ 325,000 $ 174,000
Dubuque County Iowa 1 $ 505,000 $ 505,000 $ 378,000
Lucas County Iowa 1 $ 415,000 $ 415,000 $ 307,000
Polk County Iowa 1 $ 45,000 $ 45,000 $ 69,000
Butler County Kansas 1 $ 295,000 $ 295,000 $ 94,000
Cowley County Kansas 1 $ 105,000 $ 105,000 $ 216,000
Dickinson County Kansas 1 $ 205,000 $ 205,000 $ 55,000
Ellis County Kansas 1 $ 75,000 $ 75,000 $ 104,000
Rice County Kansas 1 $ 45,000 $ 45,000 $ 0
Riley County Kansas 1 $ 165,000 $ 165,000 $ 217,000
Saline County Kansas 1 $ 225,000 $ 225,000 $ 163,000
Stafford County Kansas 1 $ 155,000 $ 155,000 $ 68,000
Wyandotte County Kansas 1 $ 35,000 $ 35,000 $ 83,000
Anderson County Kentucky 1 $ 145,000 $ 145,000 $ 125,000
Boyd County Kentucky 1 $ 395,000 $ 395,000 $ 665,000
Fayette County Kentucky 1 $ 245,000 $ 245,000 $ 86,000
Hardin County Kentucky 1 $ 395,000 $ 395,000 $ 103,000
Jefferson County Kentucky 1 $ 285,000 $ 285,000 $ 119,000
Jessamine County Kentucky 1 $ 505,000 $ 505,000 $ 223,000
Powell County Kentucky 1 $ 265,000 $ 265,000 $ 207,000
Scott County Kentucky 1 $ 145,000 $ 145,000 $ 57,000
Warren County Kentucky 1 $ 695,000 $ 695,000 $ 299,000
Calcasieu County Louisiana 1 $ 275,000 $ 275,000 $ 147,000
Ouachita County Louisiana 1 $ 205,000 $ 205,000 $ 58,000
St. Bernard County Louisiana 1 $ 485,000 $ 485,000 $ 266,000
Tangipahoa County Louisiana 1 $ 75,000 $ 75,000 $ 107,000
Terrebonne County Louisiana 1 $ 205,000 $ 205,000 $ 112,000
Penobscot County Maine 1 $ 205,000 $ 205,000 $ 85,000
Somerset County Maine 1 $ 405,000 $ 405,000 $ 282,000
York County Maine 1 $ 385,000 $ 385,000 $ 161,000
Barnstable County Massachusetts 1 $ 445,000 $ 445,000 $ 510,000
Charlevoix County Michigan 1 $ 445,000 $ 445,000 $ 170,000
Cheboygan County Michigan 1 $ 285,000 $ 285,000 $ 95,000
Genesee County Michigan 1 $ 245,000 $ 245,000 $ 184,000
Jackson County Michigan 1 $ 215,000 $ 215,000 $ 142,000
Leelanau County Michigan 1 $ 705,000 $ 705,000 $ 400,000
Lenawee County Michigan 1 $ 255,000 $ 255,000 $ 142,000
Mason County Michigan 1 $ 385,000 $ 385,000 $ 161,000
Muskegon County Michigan 1 $ 55,000 $ 55,000 $ 1,344,000
Ontonagon County Michigan 1 $ 35,000 $ 35,000 $ 14,000
Cass County Minnesota 1 $ 435,000 $ 435,000 $ 187,000
Cook County Minnesota 1 $ 365,000 $ 365,000 $ 3,780,000
Kandiyohi County Minnesota 1 $ 515,000 $ 515,000 $ 309,000
Lake of the Woods County Minnesota 1 $ 345,000 $ 345,000 $ 1,008,000
Lyon County Minnesota 1 $ 15,000 $ 15,000 $ 74,000
Todd County Minnesota 1 $ 345,000 $ 345,000 $ 193,000
Itawamba County Mississippi 1 $ 75,000 $ 75,000 $ 38,000
Lafayette County Mississippi 1 $ 405,000 $ 405,000 $ 108,000
Madison County Mississippi 1 $ 695,000 $ 695,000 $ 535,000
Marshall County Mississippi 1 $ 275,000 $ 275,000 $ 134,000
Bates County Missouri 1 $ 455,000 $ 455,000 $ 156,000
Cass County Missouri 1 $ 725,000 $ 725,000 $ 412,000
Christian County Missouri 1 $ 275,000 $ 275,000 $ 92,000
Cole County Missouri 1 $ 285,000 $ 285,000 $ 192,000
Cooper County Missouri 1 $ 25,000 $ 25,000 $ 159,000
Dallas County Missouri 1 $ 95,000 $ 95,000 $ 364,000
Greene County Missouri 1 $ 295,000 $ 295,000 $ 96,000
Grundy County Missouri 1 $ 95,000 $ 95,000 $ 120,000
Howard County Missouri 1 $ 525,000 $ 525,000 $ 190,000
Jefferson County Missouri 1 $ 455,000 $ 455,000 $ 156,000
Laclede County Missouri 1 $ 235,000 $ 235,000 $ 99,000
Lawrence County Missouri 1 $ 55,000 $ 55,000 $ 70,000
Morgan County Missouri 1 $ 655,000 $ 655,000 $ 591,000
Pettis County Missouri 1 $ 255,000 $ 255,000 $ 132,000
Phelps County Missouri 1 $ 265,000 $ 265,000 $ 60,000
Polk County Missouri 1 $ 245,000 $ 245,000 $ 127,000
Cascade County Montana 1 $ 315,000 $ 315,000 $ 118,000
Flathead County Montana 1 $ 435,000 $ 435,000 $ 148,000
Lake County Montana 1 $ 445,000 $ 445,000 $ 229,000
Missoula County Montana 1 $ 405,000 $ 405,000 $ 141,000
Cass County Nebraska 1 $ 75,000 $ 75,000 $ 790,000
Perkins County Nebraska 1 $ 95,000 $ 95,000 $ 561,000
Platte County Nebraska 1 $ 315,000 $ 315,000 $ 181,000
Mineral County Nevada 1 $ 145,000 $ 145,000 $ 12,000
Camden County New Jersey 1 $ 75,000 $ 75,000 $ 83,000
Warren County New Jersey 1 $ 315,000 $ 315,000 $ 172,000
Lea County New Mexico 1 $ 395,000 $ 395,000 $ 154,000
San Juan County New Mexico 1 $ 225,000 $ 225,000 $ 138,000
Taos County New Mexico 1 $ 335,000 $ 335,000 $ 409,000
Valencia County New Mexico 1 $ 435,000 $ 435,000 $ 134,000
Albany County New York 1 $ 35,000 $ 35,000 $ 160,000
Bronx County New York 1 $ 465,000 $ 465,000 $ 188,000
Broome County New York 1 $ 325,000 $ 325,000 $ 199,000
Chautauqua County New York 1 $ 595,000 $ 595,000 $ 167,000
Delaware County New York 1 $ 135,000 $ 135,000 $ 71,000
Oswego County New York 1 $ 65,000 $ 65,000 $ 74,000
Putnam County New York 1 $ 405,000 $ 405,000 $ 3,547,000
Saratoga County New York 1 $ 445,000 $ 445,000 $ 240,000
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Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,754 $796,680,000 $454,000 $5,605,000 $267,000 $6,648,000
Cash-out Refinancing 386 $93,320,000 $241,000 $1,015,000 $236,000 $5,205,000
Refinancing 108 $43,830,000 $405,000 $995,000 $220,000 $2,026,000
Home Improvement 8 $450,000 $56,000 $145,000 $47,000 $62,000
Other Purpose 5 $1,145,000 $229,000 $435,000 $166,000 $208,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,203 $471,965,000 $392,000 $1,255,000 $245,000 $6,648,000
Not Provided 536 $225,990,000 $421,000 $1,105,000 $276,000 $5,700,000
Asian 292 $144,090,000 $493,000 $1,385,000 $295,000 $4,971,000
Hispanic 148 $58,950,000 $398,000 $5,605,000 $264,000 $5,880,000
Black or African American 40 $16,760,000 $419,000 $1,355,000 $190,000 $672,000
Not applicable 28 $10,980,000 $392,000 $3,305,000 $0 $0
American Indian or Alaskan Native 7 $2,745,000 $392,000 $565,000 $142,000 $265,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,106 $859,130,000 $407,000 $5,605,000 $265,000 $6,648,000
VA-guaranteed (Veterans Administration) 153 $76,075,000 $497,000 $1,355,000 $175,000 $2,904,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $220,000 $110,000 $155,000 $71,000 $87,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,077 $438,505,000 $407,000 $3,305,000 $216,000 $2,128,000
Application Withdrawn By Applicant 953 $429,865,000 $451,000 $5,605,000 $303,000 $6,648,000
Application Denied By Financial Institution 145 $35,015,000 $241,000 $1,355,000 $317,000 $6,288,000
Application Approved But Not Accepted 50 $15,380,000 $307,000 $765,000 $193,000 $700,000
File Closed For Incompleteness 36 $16,660,000 $462,000 $885,000 $208,000 $665,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,116 $900,410,000 $425,000 $5,605,000 $255,000 $6,648,000
Credit History 66 $12,800,000 $193,000 $995,000 $570,000 $6,288,000
Debt-To-Income Ratio 56 $15,420,000 $275,000 $665,000 $100,000 $297,000
Collateral 9 $2,395,000 $266,000 $635,000 $274,000 $1,032,000
Other 9 $2,045,000 $227,000 $685,000 $111,000 $337,000
Unverifiable Information 2 $760,000 $380,000 $655,000 $123,000 $203,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,410,000 $705,000 $1,355,000 $158,000 $186,000
Employment History 1 $185,000 $185,000 $185,000 $41,000 $41,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farmers Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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