Farmers Bank & Trust Mortgage Lending & HMDA Data, 2023

In 2023, Farmers Bank & Trust of Great Bend, KS reported 2,261 mortgage applications totaling $935.4 million, up 154% from 2022. The average application was for $413,721, and applicants reported an average income of $258,460. 48% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (91), New York-Jersey City-White Plains, NY-NJ (70) and Chicago-Naperville, IL (68) (applications in parentheses).

Mortgage Company & Address Farmers Bank & Trust
1017 Harrison
Great Bend, KS 67530
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 2,261
Total Mortgage Loan Application Amount $935,425,000
Average Mortgage Loan Application Amount $413,721
Highest Mortgage Loan Application Amount $5,605,000
Average Applicant Income $258,460
Highest Applicant Income $6,648,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farmers Bank & Trust by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 49 $ 21,205,000 $ 432,755 $ 296,000
Johnson, Kansas 43 $ 14,855,000 $ 345,465 $ 180,000
Maricopa, Arizona 39 $ 17,905,000 $ 459,102 $ 260,000
Collin, Texas 37 $ 18,615,000 $ 503,108 $ 379,000
Harris, Texas 30 $ 13,790,000 $ 459,666 $ 234,000
Jackson, Missouri 28 $ 10,280,000 $ 367,142 $ 139,000
Pinellas, Florida 24 $ 11,600,000 $ 483,333 $ 362,000
Barton, Kansas 24 $ 2,560,000 $ 106,666 $ 99,000
Los Angeles, California 23 $ 11,915,000 $ 518,043 $ 490,000
Travis, Texas 22 $ 11,340,000 $ 515,454 $ 272,000
Palm Beach, Florida 19 $ 8,795,000 $ 462,894 $ 237,000
Denton, Texas 19 $ 9,525,000 $ 501,315 $ 330,000
Tarrant, Texas 19 $ 8,525,000 $ 448,684 $ 202,000
King, Washington 19 $ 11,555,000 $ 608,157 $ 263,000
Benton, Arkansas 18 $ 8,440,000 $ 468,888 $ 434,000
Pawnee, Kansas 18 $ 1,350,000 $ 75,000 $ 62,000
Bexar, Texas 18 $ 9,310,000 $ 517,222 $ 254,000
Kings, New York 17 $ 8,515,000 $ 500,882 $ 656,000
Williamson, Texas 17 $ 7,145,000 $ 420,294 $ 185,000
Riverside, California 16 $ 6,190,000 $ 386,875 $ 206,000
Mecklenburg, North Carolina 16 $ 7,590,000 $ 474,375 $ 165,000
Fairfield, Connecticut 15 $ 6,985,000 $ 465,666 $ 173,000
Clark, Nevada 15 $ 5,355,000 $ 357,000 $ 288,000
Suffolk, New York 15 $ 7,095,000 $ 473,000 $ 294,000
Westchester, New York 15 $ 8,015,000 $ 534,333 $ 290,000
Wake, North Carolina 15 $ 8,715,000 $ 581,000 $ 217,000
San Bernardino, California 14 $ 5,840,000 $ 417,142 $ 242,000
Arapahoe, Colorado 14 $ 7,810,000 $ 557,857 $ 385,000
Broward, Florida 14 $ 5,500,000 $ 392,857 $ 648,000
Orange, Florida 14 $ 6,150,000 $ 439,285 $ 171,000
Middlesex, Massachusetts 14 $ 6,420,000 $ 458,571 $ 252,000
Hennepin, Minnesota 14 $ 5,920,000 $ 422,857 $ 228,000
Orange, California 13 $ 6,335,000 $ 487,307 $ 159,000
Miami-Dade, Florida 13 $ 5,945,000 $ 457,307 $ 295,000
Fairfax, Virginia 13 $ 8,025,000 $ 617,307 $ 202,000
Snohomish, Washington 13 $ 12,735,000 $ 979,615 $ 231,000
Lee, Florida 12 $ 4,430,000 $ 369,166 $ 215,000
St. Johns, Florida 12 $ 5,460,000 $ 455,000 $ 305,000
DuPage, Illinois 11 $ 5,305,000 $ 482,272 $ 198,000
Nassau, New York 11 $ 4,705,000 $ 427,727 $ 211,000
Oklahoma, Oklahoma 11 $ 3,445,000 $ 313,181 $ 159,000
Allegheny, Pennsylvania 11 $ 3,845,000 $ 349,545 $ 187,000
San Diego, California 10 $ 5,430,000 $ 543,000 $ 220,000
Weld, Colorado 10 $ 3,750,000 $ 375,000 $ 178,000
Manatee, Florida 10 $ 4,790,000 $ 479,000 $ 221,000
Sarasota, Florida 10 $ 4,240,000 $ 424,000 $ 215,000
Fulton, Georgia 10 $ 4,650,000 $ 465,000 $ 254,000
Bergen, New Jersey 10 $ 4,780,000 $ 478,000 $ 179,000
Multnomah, Oregon 10 $ 5,460,000 $ 546,000 $ 183,000
Chester, Pennsylvania 10 $ 4,400,000 $ 440,000 $ 560,000
Denver, Colorado 9 $ 3,395,000 $ 377,222 $ 184,000
Duval, Florida 9 $ 3,135,000 $ 348,333 $ 132,000
Lake, Florida 9 $ 3,165,000 $ 351,666 $ 308,000
Osceola, Florida 9 $ 4,675,000 $ 519,444 $ 280,000
Edwards, Kansas 9 $ 425,000 $ 47,222 $ 181,000
Rush, Kansas 9 $ 635,000 $ 70,555 $ 73,000
Platte, Missouri 9 $ 3,125,000 $ 347,222 $ 294,000
Douglas, Nebraska 9 $ 2,155,000 $ 239,444 $ 138,000
Horry, South Carolina 9 $ 3,505,000 $ 389,444 $ 240,000
Shelby, Tennessee 9 $ 3,425,000 $ 380,555 $ 340,000
Dallas, Texas 9 $ 3,325,000 $ 369,444 $ 221,000
Shelby, Alabama 8 $ 2,920,000 $ 365,000 $ 178,000
Douglas, Colorado 8 $ 3,940,000 $ 492,500 $ 178,000
Escambia, Florida 8 $ 3,470,000 $ 433,750 $ 708,000
Will, Illinois 8 $ 2,780,000 $ 347,500 $ 175,000
Middlesex, New Jersey 8 $ 3,070,000 $ 383,750 $ 476,000
Buncombe, North Carolina 8 $ 3,850,000 $ 481,250 $ 323,000
Williamson, Tennessee 8 $ 4,120,000 $ 515,000 $ 159,000
Fort Bend, Texas 8 $ 3,470,000 $ 433,750 $ 257,000
Pierce, Washington 8 $ 3,720,000 $ 465,000 $ 254,000
Pima, Arizona 7 $ 3,105,000 $ 443,571 $ 361,000
Alameda, California 7 $ 4,175,000 $ 596,428 $ 209,000
Sacramento, California 7 $ 2,965,000 $ 423,571 $ 192,000
Sussex, Delaware 7 $ 3,185,000 $ 455,000 $ 284,000
Hillsborough, Florida 7 $ 2,875,000 $ 410,714 $ 120,000
Seminole, Florida 7 $ 2,565,000 $ 366,428 $ 148,000
Ada, Idaho 7 $ 4,245,000 $ 606,428 $ 208,000
Worcester, Massachusetts 7 $ 3,045,000 $ 435,000 $ 146,000
Oakland, Michigan 7 $ 2,935,000 $ 419,285 $ 277,000
Camden, Missouri 7 $ 2,735,000 $ 390,714 $ 236,000
Queens, New York 7 $ 4,735,000 $ 676,428 $ 614,000
Richmond, New York 7 $ 4,195,000 $ 599,285 $ 205,000
Washington, Oregon 7 $ 3,195,000 $ 456,428 $ 226,000
Bucks, Pennsylvania 7 $ 3,475,000 $ 496,428 $ 173,000
Montgomery, Pennsylvania 7 $ 3,455,000 $ 493,571 $ 280,000
York, South Carolina 7 $ 3,305,000 $ 472,142 $ 232,000
Davidson, Tennessee 7 $ 3,095,000 $ 442,142 $ 225,000
Salt Lake, Utah 7 $ 3,435,000 $ 490,714 $ 409,000
Jefferson, Colorado 6 $ 2,890,000 $ 481,666 $ 308,000
New Haven, Connecticut 6 $ 1,530,000 $ 255,000 $ 118,000
New Castle, Delaware 6 $ 2,960,000 $ 493,333 $ 201,000
Brevard, Florida 6 $ 2,180,000 $ 363,333 $ 165,000
Cherokee, Georgia 6 $ 2,290,000 $ 381,666 $ 130,000
Lake, Illinois 6 $ 3,030,000 $ 505,000 $ 194,000
Ness, Kansas 6 $ 750,000 $ 125,000 $ 59,000
Plymouth, Massachusetts 6 $ 3,580,000 $ 596,666 $ 168,000
Anoka, Minnesota 6 $ 2,110,000 $ 351,666 $ 139,000
St. Charles, Missouri 6 $ 1,940,000 $ 323,333 $ 149,000
St. Louis, Missouri 6 $ 2,520,000 $ 420,000 $ 203,000
Monmouth, New Jersey 6 $ 2,080,000 $ 346,666 $ 193,000
Bernalillo, New Mexico 6 $ 2,080,000 $ 346,666 $ 527,000
Brunswick, North Carolina 6 $ 2,960,000 $ 493,333 $ 298,000
Franklin, Ohio 6 $ 2,440,000 $ 406,666 $ 169,000
Providence, Rhode Island 6 $ 1,560,000 $ 260,000 $ 164,000
Beaufort, South Carolina 6 $ 2,280,000 $ 380,000 $ 240,000
Norfolk, Virginia 6 $ 2,690,000 $ 448,333 $ 373,000
Virginia Beach, Virginia 6 $ 2,390,000 $ 398,333 $ 174,000
Baldwin, Alabama 5 $ 765,000 $ 153,000 $ 136,000
Jefferson, Alabama 5 $ 2,345,000 $ 469,000 $ 350,000
Anchorage, Alaska 5 $ 2,725,000 $ 545,000 $ 431,000
Matanuska-Susitna, Alaska 5 $ 2,055,000 $ 411,000 $ 110,000
San Francisco, California 5 $ 3,655,000 $ 731,000 $ 293,000
San Luis Obispo, California 5 $ 3,295,000 $ 659,000 $ 222,000
Boulder, Colorado 5 $ 2,615,000 $ 523,000 $ 127,000
Larimer, Colorado 5 $ 2,505,000 $ 501,000 $ 284,000
Pasco, Florida 5 $ 2,005,000 $ 401,000 $ 194,000
Santa Rosa, Florida 5 $ 1,115,000 $ 223,000 $ 220,000
Gwinnett, Georgia 5 $ 1,965,000 $ 393,000 $ 743,000
Marion, Indiana 5 $ 1,355,000 $ 271,000 $ 76,000
Macomb, Michigan 5 $ 1,905,000 $ 381,000 $ 152,000
Clay, Missouri 5 $ 2,085,000 $ 417,000 $ 156,000
St. Louis City, Missouri 5 $ 1,305,000 $ 261,000 $ 178,000
Sarpy, Nebraska 5 $ 1,805,000 $ 361,000 $ 156,000
Essex, New Jersey 5 $ 2,775,000 $ 555,000 $ 221,000
Mercer, New Jersey 5 $ 2,295,000 $ 459,000 $ 311,000
Somerset, New Jersey 5 $ 1,425,000 $ 285,000 $ 175,000
Monroe, New York 5 $ 1,625,000 $ 325,000 $ 1,320,000
New York, New York 5 $ 2,165,000 $ 433,000 $ 1,300,000
Orange, New York 5 $ 1,995,000 $ 399,000 $ 212,000
Charleston, South Carolina 5 $ 2,675,000 $ 535,000 $ 209,000
Knox, Tennessee 5 $ 1,705,000 $ 341,000 $ 184,000
Sevier, Tennessee 5 $ 2,345,000 $ 469,000 $ 225,000
Galveston, Texas 5 $ 1,885,000 $ 377,000 $ 246,000
Waller, Texas 5 $ 2,335,000 $ 467,000 $ 224,000
Utah, Utah 5 $ 2,475,000 $ 495,000 $ 163,000
Loudoun, Virginia 5 $ 3,145,000 $ 629,000 $ 300,000
Prince William, Virginia 5 $ 2,645,000 $ 529,000 $ 140,000
Mohave, Arizona 4 $ 1,680,000 $ 420,000 $ 275,000
Contra Costa, California 4 $ 1,560,000 $ 390,000 $ 123,000
Kern, California 4 $ 1,960,000 $ 490,000 $ 285,000
District of Columbia, District Of Columbia 4 $ 2,710,000 $ 677,500 $ 236,000
Okaloosa, Florida 4 $ 1,970,000 $ 492,500 $ 256,000
Volusia, Florida 4 $ 1,380,000 $ 345,000 $ 125,000
Walton, Florida 4 $ 1,790,000 $ 447,500 $ 255,000
Forsyth, Georgia 4 $ 1,870,000 $ 467,500 $ 173,000
Kootenai, Idaho 4 $ 1,730,000 $ 432,500 $ 148,000
Kane, Illinois 4 $ 1,080,000 $ 270,000 $ 138,000
Orleans, Louisiana 4 $ 1,720,000 $ 430,000 $ 70,000
Cumberland, Maine 4 $ 1,360,000 $ 340,000 $ 432,000
Essex, Massachusetts 4 $ 1,410,000 $ 352,500 $ 178,000
Norfolk, Massachusetts 4 $ 1,850,000 $ 462,500 $ 215,000
Wayne, Michigan 4 $ 780,000 $ 195,000 $ 142,000
DeSoto, Mississippi 4 $ 1,350,000 $ 337,500 $ 118,000
Harrison, Mississippi 4 $ 1,010,000 $ 252,500 $ 216,000
Burlington, New Jersey 4 $ 1,370,000 $ 342,500 $ 818,000
Union, New Jersey 4 $ 1,970,000 $ 492,500 $ 1,468,000
Dutchess, New York 4 $ 1,420,000 $ 355,000 $ 1,892,000
Cabarrus, North Carolina 4 $ 1,420,000 $ 355,000 $ 673,000
Jackson, North Carolina 4 $ 1,980,000 $ 495,000 $ 406,000
Union, North Carolina 4 $ 1,520,000 $ 380,000 $ 140,000
Cleveland, Oklahoma 4 $ 1,910,000 $ 477,500 $ 194,000
Tulsa, Oklahoma 4 $ 1,260,000 $ 315,000 $ 203,000
Clatsop, Oregon 4 $ 1,990,000 $ 497,500 $ 236,000
Monroe, Pennsylvania 4 $ 2,110,000 $ 527,500 $ 502,000
Hamilton, Tennessee 4 $ 1,300,000 $ 325,000 $ 117,000
Rutherford, Tennessee 4 $ 2,430,000 $ 607,500 $ 208,000
Henderson, Texas 4 $ 1,540,000 $ 385,000 $ 239,000
Montgomery, Texas 4 $ 1,760,000 $ 440,000 $ 208,000
Milwaukee, Wisconsin 4 $ 1,370,000 $ 342,500 $ 183,000
Madison, Alabama 3 $ 1,215,000 $ 405,000 $ 132,000
Washington, Arkansas 3 $ 1,255,000 $ 418,333 $ 211,000
San Joaquin, California 3 $ 1,675,000 $ 558,333 $ 266,000
Adams, Colorado 3 $ 1,375,000 $ 458,333 $ 158,000
El Paso, Colorado 3 $ 1,155,000 $ 385,000 $ 170,000
Grand, Colorado 3 $ 1,865,000 $ 621,666 $ 292,000
Alachua, Florida 3 $ 975,000 $ 325,000 $ 1,160,000
Bay, Florida 3 $ 1,085,000 $ 361,666 $ 195,000
Charlotte, Florida 3 $ 635,000 $ 211,666 $ 100,000
Clay, Florida 3 $ 665,000 $ 221,666 $ 123,000
Collier, Florida 3 $ 1,625,000 $ 541,666 $ 375,000
Monroe, Florida 3 $ 1,515,000 $ 505,000 $ 480,000
Polk, Florida 3 $ 1,015,000 $ 338,333 $ 137,000
Clarke, Georgia 3 $ 855,000 $ 285,000 $ 130,000
Cobb, Georgia 3 $ 1,195,000 $ 398,333 $ 154,000
DeKalb, Georgia 3 $ 1,115,000 $ 371,666 $ 189,000
Canyon, Idaho 3 $ 295,000 $ 98,333 $ 64,000
Leavenworth, Kansas 3 $ 1,205,000 $ 401,666 $ 163,000
St. Tammany, Louisiana 3 $ 1,545,000 $ 515,000 $ 263,000
Androscoggin, Maine 3 $ 715,000 $ 238,333 $ 138,000
Hampden, Massachusetts 3 $ 895,000 $ 298,333 $ 117,000
Suffolk, Massachusetts 3 $ 1,345,000 $ 448,333 $ 200,000
Itasca, Minnesota 3 $ 795,000 $ 265,000 $ 155,000
Scott, Minnesota 3 $ 955,000 $ 318,333 $ 170,000
Wright, Minnesota 3 $ 1,095,000 $ 365,000 $ 133,000
Washoe, Nevada 3 $ 985,000 $ 328,333 $ 143,000
Rockingham, New Hampshire 3 $ 1,925,000 $ 641,666 $ 334,000
Strafford, New Hampshire 3 $ 1,425,000 $ 475,000 $ 206,000
Cape May, New Jersey 3 $ 1,785,000 $ 595,000 $ 234,000
Hudson, New Jersey 3 $ 1,135,000 $ 378,333 $ 210,000
Morris, New Jersey 3 $ 1,265,000 $ 421,666 $ 172,000
Ocean, New Jersey 3 $ 1,645,000 $ 548,333 $ 228,000
Sussex, New Jersey 3 $ 1,245,000 $ 415,000 $ 487,000
Santa Fe, New Mexico 3 $ 1,375,000 $ 458,333 $ 130,000
Erie, New York 3 $ 1,095,000 $ 365,000 $ 210,000
Durham, North Carolina 3 $ 685,000 $ 228,333 $ 178,000
Haywood, North Carolina 3 $ 1,115,000 $ 371,666 $ 284,000
Macon, North Carolina 3 $ 1,135,000 $ 378,333 $ 313,000
Delaware, Ohio 3 $ 1,435,000 $ 478,333 $ 171,000
Hamilton, Ohio 3 $ 1,475,000 $ 491,666 $ 286,000
Montgomery, Ohio 3 $ 515,000 $ 171,666 $ 84,000
Delaware, Oklahoma 3 $ 725,000 $ 241,666 $ 191,000
Clackamas, Oregon 3 $ 1,435,000 $ 478,333 $ 1,356,000
Deschutes, Oregon 3 $ 1,745,000 $ 581,666 $ 196,000
Lincoln, Oregon 3 $ 915,000 $ 305,000 $ 188,000
Lancaster, Pennsylvania 3 $ 665,000 $ 221,666 $ 114,000
Lehigh, Pennsylvania 3 $ 1,085,000 $ 361,666 $ 234,000
Philadelphia, Pennsylvania 3 $ 1,435,000 $ 478,333 $ 172,000
Washington, Pennsylvania 3 $ 1,325,000 $ 441,666 $ 188,000
York, Pennsylvania 3 $ 1,225,000 $ 408,333 $ 151,000
Berkeley, South Carolina 3 $ 1,095,000 $ 365,000 $ 128,000
Greenville, South Carolina 3 $ 1,525,000 $ 508,333 $ 227,000
Wilson, Tennessee 3 $ 1,925,000 $ 641,666 $ 279,000
Comal, Texas 3 $ 1,635,000 $ 545,000 $ 184,000
El Paso, Texas 3 $ 945,000 $ 315,000 $ 294,000
Guadalupe, Texas 3 $ 1,075,000 $ 358,333 $ 131,000
Hays, Texas 3 $ 1,095,000 $ 365,000 $ 434,000
Hidalgo, Texas 3 $ 825,000 $ 275,000 $ 212,000
McLennan, Texas 3 $ 1,185,000 $ 395,000 $ 90,000
Parker, Texas 3 $ 1,145,000 $ 381,666 $ 181,000
Wood, Texas 3 $ 695,000 $ 231,666 $ 280,000
Washington, Utah 3 $ 1,485,000 $ 495,000 $ 233,000
Clark, Washington 3 $ 555,000 $ 185,000 $ 199,000
Spokane, Washington 3 $ 1,285,000 $ 428,333 $ 209,000
Whatcom, Washington 3 $ 1,905,000 $ 635,000 $ 242,000
Dane, Wisconsin 3 $ 1,005,000 $ 335,000 $ 162,000
Lawrence, Alabama 2 $ 660,000 $ 330,000 $ 284,000
Lee, Alabama 2 $ 840,000 $ 420,000 $ 336,000
Tuscaloosa, Alabama 2 $ 950,000 $ 475,000 $ 107,000
Winston, Alabama 2 $ 820,000 $ 410,000 $ 195,000
Yuma, Arizona 2 $ 250,000 $ 125,000 $ 131,000
El Dorado, California 2 $ 590,000 $ 295,000 $ 307,000
Santa Barbara, California 2 $ 1,350,000 $ 675,000 $ 182,000
Santa Cruz, California 2 $ 1,270,000 $ 635,000 $ 155,000
Stanislaus, California 2 $ 950,000 $ 475,000 $ 207,000
Ventura, California 2 $ 1,600,000 $ 800,000 $ 214,000
La Plata, Colorado 2 $ 1,040,000 $ 520,000 $ 153,000
Hartford, Connecticut 2 $ 330,000 $ 165,000 $ 149,000
New London, Connecticut 2 $ 390,000 $ 195,000 $ 176,000
Indian River, Florida 2 $ 720,000 $ 360,000 $ 94,000
Leon, Florida 2 $ 1,190,000 $ 595,000 $ 370,000
Nassau, Florida 2 $ 1,030,000 $ 515,000 $ 138,000
Sumter, Florida 2 $ 550,000 $ 275,000 $ 260,000
Chatham, Georgia 2 $ 770,000 $ 385,000 $ 231,000
Franklin, Georgia 2 $ 720,000 $ 360,000 $ 216,000
Hawaii, Hawaii 2 $ 870,000 $ 435,000 $ 150,000
Bonner, Idaho 2 $ 810,000 $ 405,000 $ 287,000
Kendall, Illinois 2 $ 770,000 $ 385,000 $ 176,000
Allen, Indiana 2 $ 590,000 $ 295,000 $ 122,000
Hendricks, Indiana 2 $ 530,000 $ 265,000 $ 108,000
Lake, Indiana 2 $ 540,000 $ 270,000 $ 159,000
Douglas, Kansas 2 $ 340,000 $ 170,000 $ 136,000
Sedgwick, Kansas 2 $ 390,000 $ 195,000 $ 67,000
Daviess, Kentucky 2 $ 150,000 $ 75,000 $ 839,000
Lyon, Kentucky 2 $ 650,000 $ 325,000 $ 295,000
Bossier, Louisiana 2 $ 620,000 $ 310,000 $ 138,000
East Baton Rouge, Louisiana 2 $ 570,000 $ 285,000 $ 102,000
Kennebec, Maine 2 $ 690,000 $ 345,000 $ 205,000
Lincoln, Maine 2 $ 440,000 $ 220,000 $ 208,000
Allegan, Michigan 2 $ 580,000 $ 290,000 $ 110,000
Antrim, Michigan 2 $ 590,000 $ 295,000 $ 468,000
Berrien, Michigan 2 $ 850,000 $ 425,000 $ 357,000
Washtenaw, Michigan 2 $ 1,170,000 $ 585,000 $ 244,000
Clay, Minnesota 2 $ 910,000 $ 455,000 $ 159,000
St. Louis, Minnesota 2 $ 740,000 $ 370,000 $ 138,000
Lowndes, Mississippi 2 $ 700,000 $ 350,000 $ 118,000
Cedar, Missouri 2 $ 850,000 $ 425,000 $ 153,000
Nodaway, Missouri 2 $ 210,000 $ 105,000 $ 84,000
Taney, Missouri 2 $ 520,000 $ 260,000 $ 127,000
Gallatin, Montana 2 $ 1,060,000 $ 530,000 $ 241,000
Yellowstone, Montana 2 $ 750,000 $ 375,000 $ 152,000
Buffalo, Nebraska 2 $ 440,000 $ 220,000 $ 141,000
Nye, Nevada 2 $ 470,000 $ 235,000 $ 63,000
Grafton, New Hampshire 2 $ 1,100,000 $ 550,000 $ 164,000
Hillsborough, New Hampshire 2 $ 920,000 $ 460,000 $ 185,000
Atlantic, New Jersey 2 $ 770,000 $ 385,000 $ 184,000
Passaic, New Jersey 2 $ 1,000,000 $ 500,000 $ 175,000
Los Alamos, New Mexico 2 $ 950,000 $ 475,000 $ 110,000
Sandoval, New Mexico 2 $ 870,000 $ 435,000 $ 160,000
Greene, New York 2 $ 790,000 $ 395,000 $ 407,000
Niagara, New York 2 $ 360,000 $ 180,000 $ 85,000
Onondaga, New York 2 $ 600,000 $ 300,000 $ 178,000
Rockland, New York 2 $ 1,030,000 $ 515,000 $ 236,000
Ulster, New York 2 $ 790,000 $ 395,000 $ 176,000
Catawba, North Carolina 2 $ 790,000 $ 395,000 $ 208,000
Clay, North Carolina 2 $ 550,000 $ 275,000 $ 166,000
Dare, North Carolina 2 $ 900,000 $ 450,000 $ 202,000
Gaston, North Carolina 2 $ 890,000 $ 445,000 $ 183,000
Onslow, North Carolina 2 $ 1,050,000 $ 525,000 $ 217,000
Orange, North Carolina 2 $ 800,000 $ 400,000 $ 296,000
Pitt, North Carolina 2 $ 350,000 $ 175,000 $ 360,000
Rutherford, North Carolina 2 $ 680,000 $ 340,000 $ 145,000
Yancey, North Carolina 2 $ 760,000 $ 380,000 $ 165,000
Butler, Ohio 2 $ 790,000 $ 395,000 $ 118,000
Cuyahoga, Ohio 2 $ 170,000 $ 85,000 $ 101,000
Erie, Ohio 2 $ 710,000 $ 355,000 $ 218,000
Geauga, Ohio 2 $ 820,000 $ 410,000 $ 81,000
Mahoning, Ohio 2 $ 280,000 $ 140,000 $ 88,000
Portage, Ohio 2 $ 720,000 $ 360,000 $ 145,000
Warren, Ohio 2 $ 890,000 $ 445,000 $ 345,000
Canadian, Oklahoma 2 $ 620,000 $ 310,000 $ 141,000
Jackson, Oklahoma 2 $ 420,000 $ 210,000 $ 267,000
McCurtain, Oklahoma 2 $ 1,240,000 $ 620,000 $ 351,000
Wagoner, Oklahoma 2 $ 830,000 $ 415,000 $ 136,000
Adams, Pennsylvania 2 $ 1,050,000 $ 525,000 $ 375,000
Berks, Pennsylvania 2 $ 570,000 $ 285,000 $ 181,000
Montgomery, Tennessee 2 $ 640,000 $ 320,000 $ 88,000
Sumner, Tennessee 2 $ 1,250,000 $ 625,000 $ 196,000
Brazoria, Texas 2 $ 970,000 $ 485,000 $ 275,000
Harrison, Texas 2 $ 550,000 $ 275,000 $ 159,000
Kaufman, Texas 2 $ 330,000 $ 165,000 $ 667,000
Lubbock, Texas 2 $ 390,000 $ 195,000 $ 267,000
Orange, Texas 2 $ 580,000 $ 290,000 $ 183,000
Smith, Texas 2 $ 720,000 $ 360,000 $ 181,000
Tyler, Texas 2 $ 330,000 $ 165,000 $ 120,000
Wichita, Texas 2 $ 770,000 $ 385,000 $ 211,000
Davis, Utah 2 $ 600,000 $ 300,000 $ 117,000
Rutland, Vermont 2 $ 920,000 $ 460,000 $ 396,000
Shenandoah, Virginia 2 $ 610,000 $ 305,000 $ 136,000
Stafford, Virginia 2 $ 1,050,000 $ 525,000 $ 161,000
Grays Harbor, Washington 2 $ 740,000 $ 370,000 $ 282,000
Jefferson, Washington 2 $ 1,010,000 $ 505,000 $ 102,000
Kitsap, Washington 2 $ 1,310,000 $ 655,000 $ 185,000
Monongalia, West Virginia 2 $ 430,000 $ 215,000 $ 118,000
Marathon, Wisconsin 2 $ 640,000 $ 320,000 $ 216,000
Vilas, Wisconsin 2 $ 910,000 $ 455,000 $ 352,000
Waukesha, Wisconsin 2 $ 1,230,000 $ 615,000 $ 201,000
Winnebago, Wisconsin 2 $ 450,000 $ 225,000 $ 121,000
Laramie, Wyoming 2 $ 810,000 $ 405,000 $ 131,000
Blount, Alabama 1 $ 725,000 $ 725,000 $ 856,000
Etowah, Alabama 1 $ 395,000 $ 395,000 $ 129,000
Fayette, Alabama 1 $ 75,000 $ 75,000 $ 28,000
Houston, Alabama 1 $ 395,000 $ 395,000 $ 111,000
Limestone, Alabama 1 $ 235,000 $ 235,000 $ 73,000
Morgan, Alabama 1 $ 345,000 $ 345,000 $ 232,000
Pickens, Alabama 1 $ 485,000 $ 485,000 $ 161,000
St. Clair, Alabama 1 $ 165,000 $ 165,000 $ 291,000
Fairbanks North Star, Alaska 1 $ 425,000 $ 425,000 $ 104,000
Ketchikan Gateway, Alaska 1 $ 305,000 $ 305,000 $ 65,000
Gila, Arizona 1 $ 335,000 $ 335,000 $ 240,000
Navajo, Arizona 1 $ 405,000 $ 405,000 $ 208,000
Yavapai, Arizona 1 $ 465,000 $ 465,000 $ 86,000
Ashley, Arkansas 1 $ 325,000 $ 325,000 $ 153,000
Calhoun, Arkansas 1 $ 65,000 $ 65,000 $ 88,000
Craighead, Arkansas 1 $ 225,000 $ 225,000 $ 361,000
Faulkner, Arkansas 1 $ 235,000 $ 235,000 $ 202,000
Saline, Arkansas 1 $ 525,000 $ 525,000 $ 420,000
Del Norte, California 1 $ 475,000 $ 475,000 $ 204,000
Fresno, California 1 $ 335,000 $ 335,000 $ 107,000
Humboldt, California 1 $ 475,000 $ 475,000 $ 122,000
Imperial, California 1 $ 65,000 $ 65,000 $ 100,000
Kings, California 1 $ 535,000 $ 535,000 $ 275,000
Marin, California 1 $ 995,000 $ 995,000 $ 275,000
Merced, California 1 $ 35,000 $ 35,000 $ 69,000
San Benito, California 1 $ 505,000 $ 505,000 $ 243,000
Santa Clara, California 1 $ 605,000 $ 605,000 $ 276,000
Sonoma, California 1 $ 705,000 $ 705,000 $ 142,000
Tulare, California 1 $ 675,000 $ 675,000 $ 189,000
Tuolumne, California 1 $ 525,000 $ 525,000 $ 474,000
Custer, Colorado 1 $ 455,000 $ 455,000 $ 102,000
Eagle, Colorado 1 $ 725,000 $ 725,000 $ 560,000
Fremont, Colorado 1 $ 395,000 $ 395,000 $ 269,000
Huerfano, Colorado 1 $ 445,000 $ 445,000 $ 102,000
Kit Carson, Colorado 1 $ 125,000 $ 125,000 $ 1,032,000
Park, Colorado 1 $ 685,000 $ 685,000 $ 405,000
Rio Blanco, Colorado 1 $ 105,000 $ 105,000 $ 66,000
Summit, Colorado 1 $ 315,000 $ 315,000 $ 126,000
Teller, Colorado 1 $ 425,000 $ 425,000 $ 173,000
Middlesex, Connecticut 1 $ 85,000 $ 85,000 $ 114,000
Kent, Delaware 1 $ 75,000 $ 75,000 $ 1,920,000
Marion, Florida 1 $ 55,000 $ 55,000 $ 63,000
Martin, Florida 1 $ 385,000 $ 385,000 $ 265,000
St. Lucie, Florida 1 $ 365,000 $ 365,000 $ 306,000
Baldwin, Georgia 1 $ 505,000 $ 505,000 $ 366,000
Bartow, Georgia 1 $ 305,000 $ 305,000 $ 101,000
Brooks, Georgia 1 $ 665,000 $ 665,000 $ 402,000
Bryan, Georgia 1 $ 465,000 $ 465,000 $ 232,000
Camden, Georgia 1 $ 565,000 $ 565,000 $ 193,000
Clayton, Georgia 1 $ 155,000 $ 155,000 $ 49,000
Coweta, Georgia 1 $ 595,000 $ 595,000 $ 257,000
Gilmer, Georgia 1 $ 355,000 $ 355,000 $ 185,000
Hall, Georgia 1 $ 385,000 $ 385,000 $ 150,000
Lamar, Georgia 1 $ 555,000 $ 555,000 $ 120,000
Monroe, Georgia 1 $ 655,000 $ 655,000 $ 154,000
Oconee, Georgia 1 $ 505,000 $ 505,000 $ 145,000
Paulding, Georgia 1 $ 575,000 $ 575,000 $ 188,000
Putnam, Georgia 1 $ 205,000 $ 205,000 $ 301,000
Spalding, Georgia 1 $ 235,000 $ 235,000 $ 68,000
Troup, Georgia 1 $ 245,000 $ 245,000 $ 60,000
Honolulu, Hawaii 1 $ 475,000 $ 475,000 $ 368,000
Kauai, Hawaii 1 $ 605,000 $ 605,000 $ 232,000
Latah, Idaho 1 $ 415,000 $ 415,000 $ 246,000
Nez Perce, Idaho 1 $ 455,000 $ 455,000 $ 192,000
Johnson, Illinois 1 $ 185,000 $ 185,000 $ 133,000
St. Clair, Illinois 1 $ 125,000 $ 125,000 $ 254,000
Brown, Indiana 1 $ 475,000 $ 475,000 $ 246,000
Floyd, Indiana 1 $ 425,000 $ 425,000 $ 175,000
Hancock, Indiana 1 $ 315,000 $ 315,000 $ 150,000
Knox, Indiana 1 $ 45,000 $ 45,000 $ 76,000
Montgomery, Indiana 1 $ 65,000 $ 65,000 $ 240,000
Pulaski, Indiana 1 $ 295,000 $ 295,000 $ 220,000
St. Joseph, Indiana 1 $ 575,000 $ 575,000 $ 196,000
Black Hawk, Iowa 1 $ 235,000 $ 235,000 $ 164,000
Boone, Iowa 1 $ 325,000 $ 325,000 $ 174,000
Dubuque, Iowa 1 $ 505,000 $ 505,000 $ 378,000
Lucas, Iowa 1 $ 415,000 $ 415,000 $ 307,000
Polk, Iowa 1 $ 45,000 $ 45,000 $ 69,000
Butler, Kansas 1 $ 295,000 $ 295,000 $ 94,000
Cowley, Kansas 1 $ 105,000 $ 105,000 $ 216,000
Dickinson, Kansas 1 $ 205,000 $ 205,000 $ 55,000
Ellis, Kansas 1 $ 75,000 $ 75,000 $ 104,000
Rice, Kansas 1 $ 45,000 $ 45,000 $ 0
Riley, Kansas 1 $ 165,000 $ 165,000 $ 217,000
Saline, Kansas 1 $ 225,000 $ 225,000 $ 163,000
Stafford, Kansas 1 $ 155,000 $ 155,000 $ 68,000
Wyandotte, Kansas 1 $ 35,000 $ 35,000 $ 83,000
Anderson, Kentucky 1 $ 145,000 $ 145,000 $ 125,000
Boyd, Kentucky 1 $ 395,000 $ 395,000 $ 665,000
Fayette, Kentucky 1 $ 245,000 $ 245,000 $ 86,000
Hardin, Kentucky 1 $ 395,000 $ 395,000 $ 103,000
Jefferson, Kentucky 1 $ 285,000 $ 285,000 $ 119,000
Jessamine, Kentucky 1 $ 505,000 $ 505,000 $ 223,000
Powell, Kentucky 1 $ 265,000 $ 265,000 $ 207,000
Scott, Kentucky 1 $ 145,000 $ 145,000 $ 57,000
Warren, Kentucky 1 $ 695,000 $ 695,000 $ 299,000
Calcasieu, Louisiana 1 $ 275,000 $ 275,000 $ 147,000
Ouachita, Louisiana 1 $ 205,000 $ 205,000 $ 58,000
St. Bernard, Louisiana 1 $ 485,000 $ 485,000 $ 266,000
Tangipahoa, Louisiana 1 $ 75,000 $ 75,000 $ 107,000
Terrebonne, Louisiana 1 $ 205,000 $ 205,000 $ 112,000
Penobscot, Maine 1 $ 205,000 $ 205,000 $ 85,000
Somerset, Maine 1 $ 405,000 $ 405,000 $ 282,000
York, Maine 1 $ 385,000 $ 385,000 $ 161,000
Barnstable, Massachusetts 1 $ 445,000 $ 445,000 $ 510,000
Charlevoix, Michigan 1 $ 445,000 $ 445,000 $ 170,000
Cheboygan, Michigan 1 $ 285,000 $ 285,000 $ 95,000
Genesee, Michigan 1 $ 245,000 $ 245,000 $ 184,000
Jackson, Michigan 1 $ 215,000 $ 215,000 $ 142,000
Leelanau, Michigan 1 $ 705,000 $ 705,000 $ 400,000
Lenawee, Michigan 1 $ 255,000 $ 255,000 $ 142,000
Mason, Michigan 1 $ 385,000 $ 385,000 $ 161,000
Muskegon, Michigan 1 $ 55,000 $ 55,000 $ 1,344,000
Ontonagon, Michigan 1 $ 35,000 $ 35,000 $ 14,000
Cass, Minnesota 1 $ 435,000 $ 435,000 $ 187,000
Cook, Minnesota 1 $ 365,000 $ 365,000 $ 3,780,000
Kandiyohi, Minnesota 1 $ 515,000 $ 515,000 $ 309,000
Lake of the Woods, Minnesota 1 $ 345,000 $ 345,000 $ 1,008,000
Lyon, Minnesota 1 $ 15,000 $ 15,000 $ 74,000
Todd, Minnesota 1 $ 345,000 $ 345,000 $ 193,000
Itawamba, Mississippi 1 $ 75,000 $ 75,000 $ 38,000
Lafayette, Mississippi 1 $ 405,000 $ 405,000 $ 108,000
Madison, Mississippi 1 $ 695,000 $ 695,000 $ 535,000
Marshall, Mississippi 1 $ 275,000 $ 275,000 $ 134,000
Bates, Missouri 1 $ 455,000 $ 455,000 $ 156,000
Cass, Missouri 1 $ 725,000 $ 725,000 $ 412,000
Christian, Missouri 1 $ 275,000 $ 275,000 $ 92,000
Cole, Missouri 1 $ 285,000 $ 285,000 $ 192,000
Cooper, Missouri 1 $ 25,000 $ 25,000 $ 159,000
Dallas, Missouri 1 $ 95,000 $ 95,000 $ 364,000
Greene, Missouri 1 $ 295,000 $ 295,000 $ 96,000
Grundy, Missouri 1 $ 95,000 $ 95,000 $ 120,000
Howard, Missouri 1 $ 525,000 $ 525,000 $ 190,000
Jefferson, Missouri 1 $ 455,000 $ 455,000 $ 156,000
Laclede, Missouri 1 $ 235,000 $ 235,000 $ 99,000
Lawrence, Missouri 1 $ 55,000 $ 55,000 $ 70,000
Morgan, Missouri 1 $ 655,000 $ 655,000 $ 591,000
Pettis, Missouri 1 $ 255,000 $ 255,000 $ 132,000
Phelps, Missouri 1 $ 265,000 $ 265,000 $ 60,000
Polk, Missouri 1 $ 245,000 $ 245,000 $ 127,000
Cascade, Montana 1 $ 315,000 $ 315,000 $ 118,000
Flathead, Montana 1 $ 435,000 $ 435,000 $ 148,000
Lake, Montana 1 $ 445,000 $ 445,000 $ 229,000
Missoula, Montana 1 $ 405,000 $ 405,000 $ 141,000
Cass, Nebraska 1 $ 75,000 $ 75,000 $ 790,000
Perkins, Nebraska 1 $ 95,000 $ 95,000 $ 561,000
Platte, Nebraska 1 $ 315,000 $ 315,000 $ 181,000
Mineral, Nevada 1 $ 145,000 $ 145,000 $ 12,000
Camden, New Jersey 1 $ 75,000 $ 75,000 $ 83,000
Warren, New Jersey 1 $ 315,000 $ 315,000 $ 172,000
Lea, New Mexico 1 $ 395,000 $ 395,000 $ 154,000
San Juan, New Mexico 1 $ 225,000 $ 225,000 $ 138,000
Taos, New Mexico 1 $ 335,000 $ 335,000 $ 409,000
Valencia, New Mexico 1 $ 435,000 $ 435,000 $ 134,000
Albany, New York 1 $ 35,000 $ 35,000 $ 160,000
Bronx, New York 1 $ 465,000 $ 465,000 $ 188,000
Broome, New York 1 $ 325,000 $ 325,000 $ 199,000
Chautauqua, New York 1 $ 595,000 $ 595,000 $ 167,000
Delaware, New York 1 $ 135,000 $ 135,000 $ 71,000
Oswego, New York 1 $ 65,000 $ 65,000 $ 74,000
Putnam, New York 1 $ 405,000 $ 405,000 $ 3,547,000
Saratoga, New York 1 $ 445,000 $ 445,000 $ 240,000
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Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,754 $796,680,000 $454,000 $5,605,000 $267,000 $6,648,000
Cash-out Refinancing 386 $93,320,000 $241,000 $1,015,000 $236,000 $5,205,000
Refinancing 108 $43,830,000 $405,000 $995,000 $220,000 $2,026,000
Home Improvement 8 $450,000 $56,000 $145,000 $47,000 $62,000
Other Purpose 5 $1,145,000 $229,000 $435,000 $166,000 $208,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,203 $471,965,000 $392,000 $1,255,000 $245,000 $6,648,000
Not Provided 536 $225,990,000 $421,000 $1,105,000 $276,000 $5,700,000
Asian 292 $144,090,000 $493,000 $1,385,000 $295,000 $4,971,000
Hispanic 148 $58,950,000 $398,000 $5,605,000 $264,000 $5,880,000
Black or African American 40 $16,760,000 $419,000 $1,355,000 $190,000 $672,000
Not applicable 28 $10,980,000 $392,000 $3,305,000 $0 $0
American Indian or Alaskan Native 7 $2,745,000 $392,000 $565,000 $142,000 $265,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,106 $859,130,000 $407,000 $5,605,000 $265,000 $6,648,000
VA-guaranteed (Veterans Administration) 153 $76,075,000 $497,000 $1,355,000 $175,000 $2,904,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $220,000 $110,000 $155,000 $71,000 $87,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,077 $438,505,000 $407,000 $3,305,000 $216,000 $2,128,000
Application Withdrawn By Applicant 953 $429,865,000 $451,000 $5,605,000 $303,000 $6,648,000
Application Denied By Financial Institution 145 $35,015,000 $241,000 $1,355,000 $317,000 $6,288,000
Application Approved But Not Accepted 50 $15,380,000 $307,000 $765,000 $193,000 $700,000
File Closed For Incompleteness 36 $16,660,000 $462,000 $885,000 $208,000 $665,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,116 $900,410,000 $425,000 $5,605,000 $255,000 $6,648,000
Credit History 66 $12,800,000 $193,000 $995,000 $570,000 $6,288,000
Debt-To-Income Ratio 56 $15,420,000 $275,000 $665,000 $100,000 $297,000
Collateral 9 $2,395,000 $266,000 $635,000 $274,000 $1,032,000
Other 9 $2,045,000 $227,000 $685,000 $111,000 $337,000
Unverifiable Information 2 $760,000 $380,000 $655,000 $123,000 $203,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,410,000 $705,000 $1,355,000 $158,000 $186,000
Employment History 1 $185,000 $185,000 $185,000 $41,000 $41,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farmers Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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