Farmers Bank & Trust Mortgage Lending & HMDA Data, 2023
In 2023, Farmers Bank & Trust of Great Bend, KS reported 2,261 mortgage applications totaling $935.4 million, up 154% from 2022. The average application was for $413,721, and applicants reported an average income of $258,460. 48% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (91), New York-Jersey City-White Plains, NY-NJ (70) and Chicago-Naperville, IL (68) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,261 |
| Total Mortgage Loan Application Amount | $935,425,000 |
| Average Mortgage Loan Application Amount | $413,721 |
| Highest Mortgage Loan Application Amount | $5,605,000 |
| Average Applicant Income | $258,460 |
| Highest Applicant Income | $6,648,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 295 | $ 87,305,000 | $ 295,949 | $ 214,959 |
| Kansas City, MO-KS | 91 | $ 32,765,000 | $ 360,054 | $ 186,637 |
| New York-Jersey City-White Plains, NY-NJ | 70 | $ 36,440,000 | $ 520,571 | $ 495,928 |
| Chicago-Naperville, IL | 68 | $ 29,290,000 | $ 430,735 | $ 266,000 |
| Dallas-Plano-Irving, TX | 67 | $ 31,795,000 | $ 474,552 | $ 352,000 |
| Houston-The Woodlands-Sugar Land, TX | 54 | $ 24,210,000 | $ 448,333 | $ 237,000 |
| Austin-Round Rock, TX | 43 | $ 20,115,000 | $ 467,790 | $ 249,000 |
| Denver-Aurora-Lakewood, CO | 41 | $ 20,095,000 | $ 490,121 | $ 273,000 |
| Orlando-Kissimmee-Sanford, FL | 39 | $ 16,555,000 | $ 424,487 | $ 224,000 |
| Phoenix-Mesa-Scottsdale, AZ | 39 | $ 17,905,000 | $ 459,102 | $ 260,000 |
| Atlanta-Sandy Springs-Roswell, GA | 37 | $ 15,505,000 | $ 419,054 | $ 258,000 |
| Tampa-St. Petersburg-Clearwater, FL | 36 | $ 16,480,000 | $ 457,777 | $ 291,000 |
| Charlotte-Concord-Gastonia, NC-SC | 33 | $ 14,725,000 | $ 446,212 | $ 238,303 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 33 | $ 19,315,000 | $ 585,303 | $ 204,363 |
| Seattle-Bellevue-Everett, WA | 32 | $ 24,290,000 | $ 759,062 | $ 250,000 |
| New York-Newark, NY | 31 | $ 11,635,000 | $ 375,322 | $ 489,193 |
| Riverside-San Bernardino-Ontario, CA | 30 | $ 12,030,000 | $ 401,000 | $ 223,000 |
| Jacksonville, FL | 26 | $ 10,290,000 | $ 395,769 | $ 211,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 26 | $ 10,080,000 | $ 387,692 | $ 190,000 |
| Nassau County-Suffolk County, NY | 26 | $ 11,800,000 | $ 453,846 | $ 259,000 |
| San Antonio-New Braunfels, TX | 25 | $ 12,655,000 | $ 506,200 | $ 229,000 |
| Fort Worth-Arlington, TX | 24 | $ 10,570,000 | $ 440,416 | $ 204,000 |
| Montgomery County-Bucks County-Chester County, PA | 24 | $ 11,330,000 | $ 472,083 | $ 365,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 24 | $ 12,820,000 | $ 534,166 | $ 204,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 24 | $ 11,260,000 | $ 469,166 | $ 345,125 |
| Los Angeles-Long Beach-Glendale, CA | 23 | $ 11,915,000 | $ 518,043 | $ 490,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 21 | $ 9,695,000 | $ 461,666 | $ 402,000 |
| North Port-Sarasota-Bradenton, FL | 20 | $ 9,030,000 | $ 451,500 | $ 218,000 |
| Oklahoma City, OK | 19 | $ 6,505,000 | $ 342,368 | $ 160,000 |
| St. Louis, MO-IL | 19 | $ 6,345,000 | $ 333,947 | $ 179,157 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 19 | $ 8,795,000 | $ 462,894 | $ 237,000 |
| Cambridge-Newton-Framingham, MA | 18 | $ 7,830,000 | $ 435,000 | $ 235,000 |
| Raleigh, NC | 16 | $ 9,100,000 | $ 568,750 | $ 214,000 |
| Birmingham-Hoover, AL | 15 | $ 6,155,000 | $ 410,333 | $ 288,000 |
| Bridgeport-Stamford-Norwalk, CT | 15 | $ 6,985,000 | $ 465,666 | $ 173,000 |
| Las Vegas-Henderson-Paradise, NV | 15 | $ 5,355,000 | $ 357,000 | $ 288,000 |
| Memphis, TN-MS-AR | 15 | $ 5,525,000 | $ 368,333 | $ 253,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 15 | $ 6,465,000 | $ 431,000 | $ 263,200 |
| Newark, NJ-PA | 15 | $ 7,255,000 | $ 483,666 | $ 597,000 |
| Omaha-Council Bluffs, NE-IA | 15 | $ 4,035,000 | $ 269,000 | $ 187,000 |
| Pittsburgh, PA | 15 | $ 5,245,000 | $ 349,666 | $ 182,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 6,085,000 | $ 405,666 | $ 267,733 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 5,500,000 | $ 392,857 | $ 648,000 |
| Anaheim-Santa Ana-Irvine, CA | 13 | $ 6,335,000 | $ 487,307 | $ 159,000 |
| Boston, MA | 13 | $ 6,775,000 | $ 521,153 | $ 190,000 |
| Miami-Miami Beach-Kendall, FL | 13 | $ 5,945,000 | $ 457,307 | $ 295,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 4,585,000 | $ 352,692 | $ 520,000 |
| Asheville, NC | 12 | $ 5,480,000 | $ 456,666 | $ 363,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 4,430,000 | $ 369,166 | $ 215,000 |
| Columbus, OH | 12 | $ 5,070,000 | $ 422,500 | $ 168,000 |
| Warren-Troy-Farmington Hills, MI | 12 | $ 4,840,000 | $ 403,333 | $ 224,000 |
| Oakland-Hayward-Berkeley, CA | 11 | $ 5,735,000 | $ 521,363 | $ 177,000 |
| Anchorage, AK | 10 | $ 4,780,000 | $ 478,000 | $ 270,000 |
| Boise City, ID | 10 | $ 4,540,000 | $ 454,000 | $ 164,000 |
| Greeley, CO | 10 | $ 3,750,000 | $ 375,000 | $ 178,000 |
| San Diego-Carlsbad, CA | 10 | $ 5,430,000 | $ 543,000 | $ 220,000 |
| Albuquerque, NM | 9 | $ 3,385,000 | $ 376,111 | $ 402,000 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 2,675,000 | $ 297,222 | $ 110,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 9 | $ 3,555,000 | $ 395,000 | $ 217,000 |
| Charleston-North Charleston, SC | 8 | $ 3,770,000 | $ 471,250 | $ 179,000 |
| Cincinnati, OH-KY-IN | 8 | $ 3,700,000 | $ 462,500 | $ 253,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 3,760,000 | $ 470,000 | $ 255,000 |
| New Orleans-Metairie, LA | 8 | $ 3,750,000 | $ 468,750 | $ 167,000 |
| Providence-Warwick, RI-MA | 8 | $ 2,410,000 | $ 301,250 | $ 162,000 |
| Salt Lake City, UT | 8 | $ 3,730,000 | $ 466,250 | $ 371,000 |
| Tacoma-Lakewood, WA | 8 | $ 3,720,000 | $ 465,000 | $ 254,000 |
| Knoxville, TN | 7 | $ 2,715,000 | $ 387,857 | $ 206,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 2,905,000 | $ 415,000 | $ 181,000 |
| Salisbury, MD-DE | 7 | $ 3,185,000 | $ 455,000 | $ 284,000 |
| Tucson, AZ | 7 | $ 3,105,000 | $ 443,571 | $ 361,000 |
| Tulsa, OK | 7 | $ 2,465,000 | $ 352,142 | $ 166,000 |
| Worcester, MA-CT | 7 | $ 3,045,000 | $ 435,000 | $ 146,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,590,000 | $ 265,000 | $ 214,000 |
| Elgin, IL | 6 | $ 1,850,000 | $ 308,333 | $ 150,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 2,600,000 | $ 433,333 | $ 212,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 2,280,000 | $ 380,000 | $ 240,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 3,030,000 | $ 505,000 | $ 194,000 |
| New Haven-Milford, CT | 6 | $ 1,530,000 | $ 255,000 | $ 118,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 2,180,000 | $ 363,333 | $ 165,000 |
| Rockingham County-Strafford County, NH | 6 | $ 3,350,000 | $ 558,333 | $ 270,000 |
| Wilmington, DE-MD-NJ | 6 | $ 2,960,000 | $ 493,333 | $ 201,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 1,905,000 | $ 381,000 | $ 211,200 |
| Boulder, CO | 5 | $ 2,615,000 | $ 523,000 | $ 127,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 1,455,000 | $ 291,000 | $ 160,000 |
| Camden, NJ | 5 | $ 1,445,000 | $ 289,000 | $ 671,000 |
| Cleveland-Elyria, OH | 5 | $ 1,515,000 | $ 303,000 | $ 107,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 765,000 | $ 153,000 | $ 136,000 |
| Fort Collins, CO | 5 | $ 2,505,000 | $ 501,000 | $ 284,000 |
| Portland-South Portland, ME | 5 | $ 1,745,000 | $ 349,000 | $ 377,000 |
| Provo-Orem, UT | 5 | $ 2,475,000 | $ 495,000 | $ 163,000 |
| Rochester, NY | 5 | $ 1,625,000 | $ 325,000 | $ 1,320,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 3,655,000 | $ 731,000 | $ 293,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 3,295,000 | $ 659,000 | $ 222,000 |
| Trenton, NJ | 5 | $ 2,295,000 | $ 459,000 | $ 311,000 |
| Athens-Clarke County, GA | 4 | $ 1,360,000 | $ 340,000 | $ 133,000 |
| Bakersfield, CA | 4 | $ 1,960,000 | $ 490,000 | $ 285,000 |
| Chattanooga, TN-GA | 4 | $ 1,300,000 | $ 325,000 | $ 117,000 |
| Coeur D'Alene, ID | 4 | $ 1,730,000 | $ 432,500 | $ 148,000 |
| Colorado Springs, CO | 4 | $ 1,580,000 | $ 395,000 | $ 170,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 840,000 | $ 210,000 | $ 102,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 1,380,000 | $ 345,000 | $ 125,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 780,000 | $ 195,000 | $ 142,000 |
| East Stroudsburg, PA | 4 | $ 2,110,000 | $ 527,500 | $ 502,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 1,010,000 | $ 252,500 | $ 216,000 |
| Huntsville, AL | 4 | $ 1,450,000 | $ 362,500 | $ 117,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 1,680,000 | $ 420,000 | $ 275,000 |
| Philadelphia, PA | 4 | $ 2,060,000 | $ 515,000 | $ 181,000 |
| Springfield, MO | 4 | $ 910,000 | $ 227,500 | $ 169,000 |
| Akron, OH | 3 | $ 1,145,000 | $ 381,666 | $ 189,000 |
| Beaumont-Port Arthur, TX | 3 | $ 795,000 | $ 265,000 | $ 190,000 |
| Bellingham, WA | 3 | $ 1,905,000 | $ 635,000 | $ 242,000 |
| Bend-Redmond, OR | 3 | $ 1,745,000 | $ 581,666 | $ 196,000 |
| Clarksville, TN-KY | 3 | $ 1,315,000 | $ 438,333 | $ 148,000 |
| Columbia, SC | 3 | $ 1,205,000 | $ 401,666 | $ 159,000 |
| Decatur, AL | 3 | $ 1,005,000 | $ 335,000 | $ 266,000 |
| El Paso, TX | 3 | $ 945,000 | $ 315,000 | $ 294,000 |
| Gainesville, FL | 3 | $ 975,000 | $ 325,000 | $ 1,160,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 415,000 | $ 138,333 | $ 137,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 1,005,000 | $ 335,000 | $ 181,000 |
| Lakeland-Winter Haven, FL | 3 | $ 1,015,000 | $ 338,333 | $ 137,000 |
| Lancaster, PA | 3 | $ 665,000 | $ 221,666 | $ 114,000 |
| Lewiston-Auburn, ME | 3 | $ 715,000 | $ 238,333 | $ 138,000 |
| Lexington-Fayette, KY | 3 | $ 895,000 | $ 298,333 | $ 122,000 |
| Longview, TX | 3 | $ 865,000 | $ 288,333 | $ 249,000 |
| Madison, WI | 3 | $ 1,005,000 | $ 335,000 | $ 162,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 825,000 | $ 275,000 | $ 212,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,625,000 | $ 541,666 | $ 375,000 |
| Ocean City, NJ | 3 | $ 1,785,000 | $ 595,000 | $ 234,000 |
| Panama City, FL | 3 | $ 1,085,000 | $ 361,666 | $ 195,000 |
| Punta Gorda, FL | 3 | $ 635,000 | $ 211,666 | $ 100,000 |
| Reno, NV | 3 | $ 985,000 | $ 328,333 | $ 143,000 |
| Santa Fe, NM | 3 | $ 1,375,000 | $ 458,333 | $ 130,000 |
| Savannah, GA | 3 | $ 1,235,000 | $ 411,666 | $ 231,000 |
| Spokane-Spokane Valley, WA | 3 | $ 1,285,000 | $ 428,333 | $ 209,000 |
| Springfield, MA | 3 | $ 895,000 | $ 298,333 | $ 117,000 |
| St. George, UT | 3 | $ 1,485,000 | $ 495,000 | $ 233,000 |
| Stockton-Lodi, CA | 3 | $ 1,675,000 | $ 558,333 | $ 266,000 |
| Syracuse, NY | 3 | $ 665,000 | $ 221,666 | $ 143,000 |
| Tuscaloosa, AL | 3 | $ 1,435,000 | $ 478,333 | $ 125,000 |
| Waco, TX | 3 | $ 1,185,000 | $ 395,000 | $ 90,000 |
| Wichita Falls, TX | 3 | $ 1,225,000 | $ 408,333 | $ 269,000 |
| Wichita, KS | 3 | $ 685,000 | $ 228,333 | $ 76,000 |
| York-Hanover, PA | 3 | $ 1,225,000 | $ 408,333 | $ 151,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 480,000 | $ 240,000 | $ 200,000 |
| Ann Arbor, MI | 2 | $ 1,170,000 | $ 585,000 | $ 244,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 770,000 | $ 385,000 | $ 184,000 |
| Auburn-Opelika, AL | 2 | $ 840,000 | $ 420,000 | $ 336,000 |
| Baton Rouge, LA | 2 | $ 570,000 | $ 285,000 | $ 102,000 |
| Billings, MT | 2 | $ 750,000 | $ 375,000 | $ 152,000 |
| Bremerton-Silverdale, WA | 2 | $ 1,310,000 | $ 655,000 | $ 185,000 |
| Cheyenne, WY | 2 | $ 810,000 | $ 405,000 | $ 131,000 |
| Columbia, MO | 2 | $ 550,000 | $ 275,000 | $ 174,000 |
| Duluth, MN-WI | 2 | $ 740,000 | $ 370,000 | $ 138,000 |
| Fargo, ND-MN | 2 | $ 910,000 | $ 455,000 | $ 159,000 |
| Fort Wayne, IN | 2 | $ 590,000 | $ 295,000 | $ 122,000 |
| Gary, IN | 2 | $ 540,000 | $ 270,000 | $ 159,000 |
| Gettysburg, PA | 2 | $ 1,050,000 | $ 525,000 | $ 375,000 |
| Greenville, NC | 2 | $ 350,000 | $ 175,000 | $ 360,000 |
| Jacksonville, NC | 2 | $ 1,050,000 | $ 525,000 | $ 217,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 620,000 | $ 310,000 | $ 129,500 |
| Kingston, NY | 2 | $ 790,000 | $ 395,000 | $ 176,000 |
| Lawrence, KS | 2 | $ 340,000 | $ 170,000 | $ 136,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 760,000 | $ 380,000 | $ 311,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 710,000 | $ 355,000 | $ 147,000 |
| Lubbock, TX | 2 | $ 390,000 | $ 195,000 | $ 267,000 |
| Manchester-Nashua, NH | 2 | $ 920,000 | $ 460,000 | $ 185,000 |
| Modesto, CA | 2 | $ 950,000 | $ 475,000 | $ 207,000 |
| Morgantown, WV | 2 | $ 430,000 | $ 215,000 | $ 118,000 |
| Niles-Benton Harbor, MI | 2 | $ 850,000 | $ 425,000 | $ 357,000 |
| Norwich-New London, CT | 2 | $ 390,000 | $ 195,000 | $ 176,000 |
| Ogden-Clearfield, UT | 2 | $ 600,000 | $ 300,000 | $ 117,000 |
| Oshkosh-Neenah, WI | 2 | $ 450,000 | $ 225,000 | $ 121,000 |
| Owensboro, KY | 2 | $ 150,000 | $ 75,000 | $ 839,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 1,600,000 | $ 800,000 | $ 214,000 |
| Port St. Lucie, FL | 2 | $ 750,000 | $ 375,000 | $ 285,000 |
| Reading, PA | 2 | $ 570,000 | $ 285,000 | $ 181,000 |
| Roanoke, VA | 2 | $ 650,000 | $ 325,000 | $ 268,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,110,000 | $ 555,000 | $ 259,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,270,000 | $ 635,000 | $ 155,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,350,000 | $ 675,000 | $ 182,000 |
| Sebastian-Vero Beach, FL | 2 | $ 720,000 | $ 360,000 | $ 94,000 |
| Shreveport-Bossier City, LA | 2 | $ 620,000 | $ 310,000 | $ 138,000 |
| Tallahassee, FL | 2 | $ 1,190,000 | $ 595,000 | $ 370,000 |
| The Villages, FL | 2 | $ 550,000 | $ 275,000 | $ 260,000 |
| Tyler, TX | 2 | $ 720,000 | $ 360,000 | $ 181,000 |
| Wausau, WI | 2 | $ 640,000 | $ 320,000 | $ 216,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 280,000 | $ 140,000 | $ 88,000 |
| Yuma, AZ | 2 | $ 250,000 | $ 125,000 | $ 131,000 |
| Albany, OR | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Amarillo, TX | 1 | $ 455,000 | $ 455,000 | $ 256,000 |
| Ames, IA | 1 | $ 325,000 | $ 325,000 | $ 174,000 |
| Appleton, WI | 1 | $ 275,000 | $ 275,000 | $ 222,000 |
| Bangor, ME | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Barnstable Town, MA | 1 | $ 445,000 | $ 445,000 | $ 510,000 |
| Binghamton, NY | 1 | $ 325,000 | $ 325,000 | $ 199,000 |
| Bowling Green, KY | 1 | $ 695,000 | $ 695,000 | $ 299,000 |
| Brownsville-Harlingen, TX | 1 | $ 645,000 | $ 645,000 | $ 388,000 |
| Burlington, NC | 1 | $ 465,000 | $ 465,000 | $ 157,000 |
| Canton-Massillon, OH | 1 | $ 445,000 | $ 445,000 | $ 157,000 |
| Carbondale-Marion, IL | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
| College Station-Bryan, TX | 1 | $ 555,000 | $ 555,000 | $ 265,000 |
| Corpus Christi, TX | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| Des Moines-West Des Moines, IA | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Dothan, AL | 1 | $ 395,000 | $ 395,000 | $ 111,000 |
| Dover, DE | 1 | $ 75,000 | $ 75,000 | $ 1,920,000 |
| Dubuque, IA | 1 | $ 505,000 | $ 505,000 | $ 378,000 |
| El Centro, CA | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 395,000 | $ 395,000 | $ 103,000 |
| Eugene, OR | 1 | $ 305,000 | $ 305,000 | $ 287,000 |
| Fairbanks, AK | 1 | $ 425,000 | $ 425,000 | $ 104,000 |
| Farmington, NM | 1 | $ 225,000 | $ 225,000 | $ 138,000 |
| Flint, MI | 1 | $ 245,000 | $ 245,000 | $ 184,000 |
| Fort Smith, AR-OK | 1 | $ 225,000 | $ 225,000 | $ 157,000 |
| Fresno, CA | 1 | $ 335,000 | $ 335,000 | $ 107,000 |
| Gadsden, AL | 1 | $ 395,000 | $ 395,000 | $ 129,000 |
| Gainesville, GA | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Goldsboro, NC | 1 | $ 125,000 | $ 125,000 | $ 180,000 |
| Great Falls, MT | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Green Bay, WI | 1 | $ 205,000 | $ 205,000 | $ 142,000 |
| Greensboro-High Point, NC | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Hammond, LA | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Hanford-Corcoran, CA | 1 | $ 535,000 | $ 535,000 | $ 275,000 |
| Harrisburg-Carlisle, PA | 1 | $ 415,000 | $ 415,000 | $ 90,000 |
| Harrisonburg, VA | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Houma-Thibodaux, LA | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 395,000 | $ 395,000 | $ 665,000 |
| Jackson, MI | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Jackson, MS | 1 | $ 695,000 | $ 695,000 | $ 535,000 |
| Jefferson City, MO | 1 | $ 285,000 | $ 285,000 | $ 192,000 |
| Jonesboro, AR | 1 | $ 225,000 | $ 225,000 | $ 361,000 |
| Killeen-Temple, TX | 1 | $ 375,000 | $ 375,000 | $ 171,000 |
| Lake Charles, LA | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
| Lawton, OK | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Lebanon, PA | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Lewiston, ID-WA | 1 | $ 455,000 | $ 455,000 | $ 192,000 |
| Logan, UT-ID | 1 | $ 545,000 | $ 545,000 | $ 150,000 |
| Macon-Bibb County, GA | 1 | $ 655,000 | $ 655,000 | $ 154,000 |
| Manhattan, KS | 1 | $ 165,000 | $ 165,000 | $ 217,000 |
| Medford, OR | 1 | $ 525,000 | $ 525,000 | $ 115,000 |
| Merced, CA | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Midland, TX | 1 | $ 315,000 | $ 315,000 | $ 315,000 |
| Missoula, MT | 1 | $ 405,000 | $ 405,000 | $ 141,000 |
| Monroe, LA | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Muskegon, MI | 1 | $ 55,000 | $ 55,000 | $ 1,344,000 |
| New Bern, NC | 1 | $ 525,000 | $ 525,000 | $ 212,000 |
| Ocala, FL | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 465,000 | $ 465,000 | $ 86,000 |
| Racine, WI | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Richmond, VA | 1 | $ 395,000 | $ 395,000 | $ 182,000 |
| Salem, OR | 1 | $ 415,000 | $ 415,000 | $ 163,000 |
| San Rafael, CA | 1 | $ 995,000 | $ 995,000 | $ 275,000 |
| Santa Rosa, CA | 1 | $ 705,000 | $ 705,000 | $ 142,000 |
| Sioux Falls, SD | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 575,000 | $ 575,000 | $ 196,000 |
| Urban Honolulu, HI | 1 | $ 475,000 | $ 475,000 | $ 368,000 |
| Valdosta, GA | 1 | $ 665,000 | $ 665,000 | $ 402,000 |
| Visalia-Porterville, CA | 1 | $ 675,000 | $ 675,000 | $ 189,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 235,000 | $ 235,000 | $ 164,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Wilmington, NC | 1 | $ 475,000 | $ 475,000 | $ 415,000 |
| Yakima, WA | 1 | $ 175,000 | $ 175,000 | $ 240,000 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,754 | $796,680,000 | $454,000 | $5,605,000 | $267,000 | $6,648,000 |
| Cash-out Refinancing | 386 | $93,320,000 | $241,000 | $1,015,000 | $236,000 | $5,205,000 |
| Refinancing | 108 | $43,830,000 | $405,000 | $995,000 | $220,000 | $2,026,000 |
| Home Improvement | 8 | $450,000 | $56,000 | $145,000 | $47,000 | $62,000 |
| Other Purpose | 5 | $1,145,000 | $229,000 | $435,000 | $166,000 | $208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,203 | $471,965,000 | $392,000 | $1,255,000 | $245,000 | $6,648,000 |
| Not Provided | 536 | $225,990,000 | $421,000 | $1,105,000 | $276,000 | $5,700,000 |
| Asian | 292 | $144,090,000 | $493,000 | $1,385,000 | $295,000 | $4,971,000 |
| Hispanic | 148 | $58,950,000 | $398,000 | $5,605,000 | $264,000 | $5,880,000 |
| Black or African American | 40 | $16,760,000 | $419,000 | $1,355,000 | $190,000 | $672,000 |
| Not applicable | 28 | $10,980,000 | $392,000 | $3,305,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $2,745,000 | $392,000 | $565,000 | $142,000 | $265,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,106 | $859,130,000 | $407,000 | $5,605,000 | $265,000 | $6,648,000 |
| VA-guaranteed (Veterans Administration) | 153 | $76,075,000 | $497,000 | $1,355,000 | $175,000 | $2,904,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $220,000 | $110,000 | $155,000 | $71,000 | $87,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,077 | $438,505,000 | $407,000 | $3,305,000 | $216,000 | $2,128,000 |
| Application Withdrawn By Applicant | 953 | $429,865,000 | $451,000 | $5,605,000 | $303,000 | $6,648,000 |
| Application Denied By Financial Institution | 145 | $35,015,000 | $241,000 | $1,355,000 | $317,000 | $6,288,000 |
| Application Approved But Not Accepted | 50 | $15,380,000 | $307,000 | $765,000 | $193,000 | $700,000 |
| File Closed For Incompleteness | 36 | $16,660,000 | $462,000 | $885,000 | $208,000 | $665,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,116 | $900,410,000 | $425,000 | $5,605,000 | $255,000 | $6,648,000 |
| Credit History | 66 | $12,800,000 | $193,000 | $995,000 | $570,000 | $6,288,000 |
| Debt-To-Income Ratio | 56 | $15,420,000 | $275,000 | $665,000 | $100,000 | $297,000 |
| Collateral | 9 | $2,395,000 | $266,000 | $635,000 | $274,000 | $1,032,000 |
| Other | 9 | $2,045,000 | $227,000 | $685,000 | $111,000 | $337,000 |
| Unverifiable Information | 2 | $760,000 | $380,000 | $655,000 | $123,000 | $203,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,410,000 | $705,000 | $1,355,000 | $158,000 | $186,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $41,000 | $41,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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